Release v2026-08-16, schema v3: the editorial model leaves the open dataset (erratum for v2026-08-15)
1fac224 verified | cff-version: 1.2.0 | |
| title: "Indian Credit Card Facts — an open dataset" | |
| message: "If you use this dataset, please cite it as below." | |
| type: dataset | |
| authors: | |
| - family-names: "Sah" | |
| given-names: "Devchandra" | |
| website: "https://cardadvisor.in" | |
| abstract: >- | |
| A dated, machine-readable record of the Indian credit-card market: fees, stated eligibility, | |
| reward rates with their caps and one point value per row, perk types, a sourced history of | |
| changes to card terms, the points-transfer network (ratios, gates, caps), and one realistic | |
| point value per card and programme. Facts, not the editorial model. Four tables in JSON and | |
| CSV. Every release is immutable and separately citable. Known accuracy is published rather | |
| than asserted — a fixed 30-card sample is re-checked against issuer primary sources and the | |
| failures are published alongside the successes. | |
| keywords: | |
| - credit cards | |
| - India | |
| - consumer finance | |
| - fees | |
| - rewards | |
| - loyalty programmes | |
| - open data | |
| - financial products | |
| license: CC-BY-4.0 | |
| repository: "https://cardadvisor.in/data/versions" | |
| url: "https://cardadvisor.in/data" | |
| version: "v2026-08-16" | |
| date-released: "2026-08-16" | |