Release v2026-08-16, schema v3: the editorial model leaves the open dataset (erratum for v2026-08-15)
1fac224 verified | { | |
| "dataset": "CardAdvisor — India Credit Card Facts", | |
| "description": "Core, verifiable facts for active Indian credit cards — fees, eligibility, reward rates, point values and perk types. Independent, no paid placements. Free to cite with attribution.", | |
| "publisher": "CardAdvisor", | |
| "license": "CC BY 4.0", | |
| "licenseUrl": "https://creativecommons.org/licenses/by/4.0/", | |
| "citation": "CardAdvisor — India Credit Card Facts Dataset v2026-08-16, https://cardadvisor.in/data/v/2026-08-16/cards.json.", | |
| "source": "https://cardadvisor.in/api/v1/cards", | |
| "homepage": "https://cardadvisor.in/data", | |
| "asOf": "2026-08-15", | |
| "verifiedFrom": "2026-07-27", | |
| "version": "v2026-08-16", | |
| "schemaVersion": 3, | |
| "generatedAt": "2026-08-16T09:31:11.673Z", | |
| "cardCount": 280, | |
| "fieldDictionary": { | |
| "cardKey": "Stable slug; the card detail page is /cards/{cardKey}.", | |
| "name": "Official card name.", | |
| "issuer": "Issuing bank/network (enum).", | |
| "network": "Card network (VISA / MASTERCARD / RUPAY / AMEX).", | |
| "tier": "ENTRY / MID / PREMIUM / SUPER_PREMIUM.", | |
| "annualFeeRs": "Recurring annual fee in ₹ (0 if none).", | |
| "joiningFeeRs": "One-time joining fee in ₹ (0 if none).", | |
| "lifetimeFree": "True only if genuinely no annual fee AND no spend-based waiver condition.", | |
| "feeWaiverSpendRs": "Annual spend in ₹ that waives the annual fee; null if not waivable.", | |
| "forexMarkupPct": "Foreign-currency markup as a percentage (before 18% GST); null if unpublished.", | |
| "aprMonthlyPct": "Monthly finance charge (APR) as a percentage; null if unpublished.", | |
| "minSalaryRs": "Stated minimum monthly income in ₹; null if unpublished.", | |
| "minAgeYears": "Minimum applicant age; null if unpublished.", | |
| "maxAgeYears": "Maximum applicant age; null if unpublished.", | |
| "rewardRateMinPct": "Base earn rate as a % of spend (real cash value, excludes portal accelerators).", | |
| "rewardRateMaxPct": "Best category earn rate as a % of spend (real cash value, excludes portal accelerators).", | |
| "lastVerified": "Date this card record was last verified against issuer sources (yyyy-mm-dd).", | |
| "url": "Canonical card detail page.", | |
| "rewards": "Per-category earn rows: category, rewardType, ratePct (EFFECTIVE cash return as a % of spend, i.e. points-per-₹1 × pointValuePaisa — directly comparable across points and cashback cards), monthlyCapRs, pointValuePaisa, merchants (scope; portal/co-brand rows are marked).", | |
| "perks": "Perks the card carries, by perkType (LOUNGE_ACCESS, INSURANCE, …). Our rupee valuation of each perk is editorial and is not part of the open dataset." | |
| }, | |
| "cards": [ | |
| { | |
| "cardKey": "amex-centurion", | |
| "name": "American Express Centurion Card", | |
| "issuer": "AMEX", | |
| "network": "AMEX", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 275000, | |
| "joiningFeeRs": 700000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": null, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1.2, | |
| "rewardRateMaxPct": 1.2, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/amex-centurion", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 60, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "amex-gold", | |
| "name": "American Express Gold Card", | |
| "issuer": "AMEX", | |
| "network": "AMEX", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 4500, | |
| "joiningFeeRs": 1000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/amex-gold", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 5000, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": 5000, | |
| "pointValuePaisa": 50, | |
| "merchants": "Reward Multiplier (ShopWise) partners" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "amex-mrcc", | |
| "name": "American Express Membership Rewards Credit Card", | |
| "issuer": "AMEX", | |
| "network": "AMEX", | |
| "tier": "MID", | |
| "annualFeeRs": 4500, | |
| "joiningFeeRs": 1000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 150000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.5, | |
| "minSalaryRs": 37500, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/amex-mrcc", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "amex-platinum-charge", | |
| "name": "American Express Platinum Card", | |
| "issuer": "AMEX", | |
| "network": "AMEX", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 66000, | |
| "joiningFeeRs": 66000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 208333, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1.5, | |
| "rewardRateMaxPct": 4.5, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/amex-platinum-charge", | |
| "rewards": [ | |
| { | |
| "category": "FUEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": 3000, | |
| "pointValuePaisa": 60, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 4.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 60, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 7.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 60, | |
| "merchants": "ShopWise (Reward Multiplier) & Rewards Xcelerator" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 60, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "amex-platinum-reserve", | |
| "name": "American Express Platinum Reserve Credit Card", | |
| "issuer": "AMEX", | |
| "network": "AMEX", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 10000, | |
| "joiningFeeRs": 10000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 1000000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.5, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/amex-platinum-reserve", | |
| "rewards": [ | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": "Reward Multiplier portal" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "amex-platinum-travel", | |
| "name": "American Express Platinum Travel Credit Card", | |
| "issuer": "AMEX", | |
| "network": "AMEX", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 5000, | |
| "joiningFeeRs": 5000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.5, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-14", | |
| "url": "https://cardadvisor.in/cards/amex-platinum-travel", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "amex-smartearn", | |
| "name": "American Express SmartEarn Credit Card", | |
| "issuer": "AMEX", | |
| "network": "AMEX", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 495, | |
| "joiningFeeRs": 495, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 40000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.5, | |
| "minSalaryRs": 37500, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 10, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/amex-smartearn", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 10, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 50, | |
| "merchants": "Flipkart, Uber, BookMyShow, Ajio, Nykaa, PVR, BlinkIt, Myntra" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 10, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 50, | |
| "merchants": "EaseMyTrip, Zomato" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": 125, | |
| "pointValuePaisa": 50, | |
| "merchants": "Amazon" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-altura", | |
| "name": "AU Altura Credit Card", | |
| "issuer": "AU", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 199, | |
| "joiningFeeRs": 199, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 40000, | |
| "forexMarkupPct": 3.49, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 12000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/au-altura", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 50, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 2, | |
| "monthlyCapRs": 50, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 2, | |
| "monthlyCapRs": 50, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-altura-plus", | |
| "name": "AU Altura Plus Credit Card", | |
| "issuer": "AU", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 80000, | |
| "forexMarkupPct": 3.49, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1.5, | |
| "rewardRateMaxPct": 1.5, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/au-altura-plus", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": 100, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-ananta", | |
| "name": "AU Ananta Credit Card", | |
| "issuer": "AU", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 2000, | |
| "joiningFeeRs": 2000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 300000, | |
| "forexMarkupPct": 3.49, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 1.25, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/au-ananta", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-ca", | |
| "name": "AU CA Credit Card", | |
| "issuer": "AU", | |
| "network": "VISA", | |
| "tier": "MID", | |
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| "aprMonthlyPct": 2.99, | |
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| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/au-ca", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
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| { | |
| "category": "UTILITY_BILLS", | |
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| { | |
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| { | |
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| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-cs", | |
| "name": "AU CS Credit Card", | |
| "issuer": "AU", | |
| "network": "VISA", | |
| "tier": "MID", | |
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| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/au-cs", | |
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| { | |
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| { | |
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| { | |
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| { | |
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| { | |
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| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-instapay", | |
| "name": "AU InstaPay Credit Card", | |
| "issuer": "AU", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
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| "joiningFeeRs": 0, | |
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| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/au-instapay", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
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| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-ixigo", | |
| "name": "ixigo AU Credit Card", | |
| "issuer": "AU", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
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| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/au-ixigo", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
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| ], | |
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| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-kosmo", | |
| "name": "AU Kosmo Credit Card", | |
| "issuer": "AU", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
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| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/au-kosmo", | |
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| { | |
| "perkType": "FUEL_WAIVER" | |
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| ] | |
| }, | |
| { | |
| "cardKey": "au-laksya", | |
| "name": "AU Laksya Credit Card", | |
| "issuer": "AU", | |
| "network": "VISA", | |
| "tier": "MID", | |
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| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/au-laksya", | |
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| { | |
| "category": "GROCERY", | |
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| "pointValuePaisa": 25, | |
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| { | |
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| { | |
| "category": "INSURANCE", | |
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| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-lit", | |
| "name": "AU LIT Credit Card", | |
| "issuer": "AU", | |
| "network": "VISA", | |
| "tier": "MID", | |
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| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/au-lit", | |
| "rewards": [ | |
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| "category": "DEFAULT", | |
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| { | |
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| "merchants": "Active paid benefit pack" | |
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| { | |
| "category": "ONLINE_SHOPPING", | |
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| } | |
| ], | |
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| }, | |
| { | |
| "cardKey": "au-nomo", | |
| "name": "AU NOMO Credit Card", | |
| "issuer": "AU", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
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| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/au-nomo", | |
| "rewards": [ | |
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| { | |
| "category": "UTILITY_BILLS", | |
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| { | |
| "perkType": "LOUNGE_ACCESS" | |
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| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-paytm", | |
| "name": "Paytm AU Credit Card", | |
| "issuer": "AU", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
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| "joiningFeeRs": 0, | |
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| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/au-paytm", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
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| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
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| "pointValuePaisa": 100, | |
| "merchants": "Paytm Travel and Paytm Gold (via the Paytm app)" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-prathama", | |
| "name": "AU Prathama Credit Card", | |
| "issuer": "AU", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 100, | |
| "joiningFeeRs": 100, | |
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| "feeWaiverSpendRs": 75000, | |
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| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 0.25, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/au-prathama", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
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| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-spont", | |
| "name": "AU SPONT Credit Card", | |
| "issuer": "AU", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 299, | |
| "joiningFeeRs": 299, | |
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| "aprMonthlyPct": 3.75, | |
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| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/au-spont", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
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| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-tejas", | |
| "name": "AU Tejas Credit Card", | |
| "issuer": "AU", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 150000, | |
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| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 15000, | |
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| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 10, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/au-tejas", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-traverse", | |
| "name": "AU Traverse Credit Card", | |
| "issuer": "AU", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 4999, | |
| "joiningFeeRs": 4999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 600000, | |
| "forexMarkupPct": 0.99, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 100000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 75, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/au-traverse", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-vetta", | |
| "name": "AU Bank Vetta Credit Card", | |
| "issuer": "AU", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 2999, | |
| "joiningFeeRs": 2999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 150000, | |
| "forexMarkupPct": 2.99, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/au-vetta", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
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| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
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| }, | |
| { | |
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| ], | |
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| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-xcite", | |
| "name": "AU Bank Xcite Credit Card", | |
| "issuer": "AU", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 249, | |
| "joiningFeeRs": 249, | |
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| "rewardRateMinPct": 0.75, | |
| "rewardRateMaxPct": 3.75, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/au-xcite", | |
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| { | |
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| }, | |
| { | |
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| { | |
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| }, | |
| { | |
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| { | |
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| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-xcite-ace", | |
| "name": "AU Xcite Ace Credit Card", | |
| "issuer": "AU", | |
| "network": "RUPAY", | |
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| "joiningFeeRs": 749, | |
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| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/au-xcite-ace", | |
| "rewards": [ | |
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| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
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| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-xcite-ultra", | |
| "name": "AU Xcite Ultra Credit Card", | |
| "issuer": "AU", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 749, | |
| "joiningFeeRs": 749, | |
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| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/au-xcite-ultra", | |
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| { | |
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| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
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| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
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| { | |
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| { | |
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| { | |
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| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-zenith", | |
| "name": "AU Zenith Credit Card", | |
| "issuer": "AU", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 7999, | |
| "joiningFeeRs": 7999, | |
| "lifetimeFree": false, | |
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| "rewardRateMaxPct": 1.25, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/au-zenith", | |
| "rewards": [ | |
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| "rewardType": "REWARD_POINTS", | |
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| { | |
| "category": "DINING", | |
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| "pointValuePaisa": 25, | |
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| }, | |
| { | |
| "category": "GROCERY", | |
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| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
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| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
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| }, | |
| { | |
| "category": "INSURANCE", | |
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| "perks": [ | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "au-zenith-plus", | |
| "name": "AU Zenith Plus Credit Card", | |
| "issuer": "AU", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 4999, | |
| "joiningFeeRs": 4999, | |
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| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/au-zenith-plus", | |
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| "rewardType": "REWARD_POINTS", | |
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| "pointValuePaisa": 100, | |
| "merchants": null | |
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| { | |
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| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
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| "merchants": null | |
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| { | |
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| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-ace", | |
| "name": "Axis Bank ACE Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
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| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/axis-ace", | |
| "rewards": [ | |
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| "category": "DEFAULT", | |
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| { | |
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| "merchants": "Swiggy, Zomato, Ola" | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "CASHBACK", | |
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| "pointValuePaisa": 100, | |
| "merchants": "Google Pay" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-airtel", | |
| "name": "Axis Bank Airtel Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
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| "rewardRateMaxPct": 25, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/axis-airtel", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
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| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
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| "pointValuePaisa": 100, | |
| "merchants": "Zomato, District Movies" | |
| }, | |
| { | |
| "category": "GROCERY", | |
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| "merchants": "Blinkit" | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "CASHBACK", | |
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| "pointValuePaisa": 100, | |
| "merchants": "Airtel Thanks app" | |
| } | |
| ], | |
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| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-atlas", | |
| "name": "Axis Bank Atlas Credit Card", | |
| "issuer": "AXIS", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 5000, | |
| "joiningFeeRs": 5000, | |
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| "rewardRateMinPct": 4, | |
| "rewardRateMaxPct": 4, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-atlas", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
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| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
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| "pointValuePaisa": 200, | |
| "merchants": "Axis Travel EDGE portal,airline websites & counters,hotel websites & counters" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-burgundy-private", | |
| "name": "Axis Bank Burgundy Private Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 50000, | |
| "joiningFeeRs": 50000, | |
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| "rewardRateMinPct": 6, | |
| "rewardRateMaxPct": 6, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-burgundy-private", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
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| "pointValuePaisa": 80, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-cashback", | |
| "name": "Axis Bank Cashback Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 1000, | |
| "joiningFeeRs": 1000, | |
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| "aprMonthlyPct": 3.75, | |
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| "rewardRateMinPct": 0.75, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-cashback", | |
| "rewards": [ | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 4000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
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| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
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| "monthlyCapRs": 100, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "axis-fibe", | |
| "name": "Fibe Axis Bank Credit Card", | |
| "issuer": "AXIS", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
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| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 3, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/axis-fibe", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 3, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 100, | |
| "merchants": "Online food delivery (Swiggy, Zomato)" | |
| }, | |
| { | |
| "category": "OTT_SUBSCRIPTIONS", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 3, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 3, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 100, | |
| "merchants": "Local commute and cabs" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-flipkart", | |
| "name": "Axis Bank Flipkart Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 350000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 7.5, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-flipkart", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 4, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Swiggy food delivery" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Flipkart, Cleartrip" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 7.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Myntra" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-flipkart-super-elite", | |
| "name": "Flipkart Axis Bank Super Elite Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 6, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-flipkart-super-elite", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 6, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": "Flipkart (Flipkart Plus members; non-Plus earn 6 SuperCoins per ₹100)" | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "axis-freecharge", | |
| "name": "Axis Bank Freecharge Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 250, | |
| "joiningFeeRs": 250, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.2, | |
| "rewardRateMaxPct": 0.2, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-freecharge", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": "Freecharge app — recharges and bill payments" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-freecharge-plus", | |
| "name": "Axis Bank Freecharge Plus Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 350, | |
| "joiningFeeRs": 350, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 50000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-freecharge-plus", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Taxis, bus lines, suburban transport and car rental (MCC 4111/4121/4131/7512), incl. Ola and Uber" | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Freecharge app — recharges and bill payments" | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "axis-google-pay-flex", | |
| "name": "Google Pay Flex Axis Bank Credit Card", | |
| "issuer": "AXIS", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 0.4, | |
| "rewardRateMaxPct": 0.4, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-google-pay-flex", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.4, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "axis-horizon", | |
| "name": "Axis Bank Horizon Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 3000, | |
| "joiningFeeRs": 3000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 2, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-horizon", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Axis Travel Edge & airlines" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-indianoil", | |
| "name": "IndianOil Axis Bank Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 350000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 0.2, | |
| "rewardRateMaxPct": 4, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-indianoil", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "FUEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 4, | |
| "monthlyCapRs": 200, | |
| "pointValuePaisa": 20, | |
| "merchants": "Indian Oil (IOCL)" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 50, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "axis-indianoil-premium", | |
| "name": "IndianOil Axis Bank Premium Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 1000, | |
| "joiningFeeRs": 1000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 30000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 40000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 0.67, | |
| "rewardRateMaxPct": 4, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-indianoil-premium", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.67, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "FUEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 4, | |
| "monthlyCapRs": 600, | |
| "pointValuePaisa": 100, | |
| "merchants": "Indian Oil (IOCL)" | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.33, | |
| "monthlyCapRs": 66, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-indigo", | |
| "name": "IndiGo Axis Bank Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 799, | |
| "joiningFeeRs": 799, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 0.42, | |
| "rewardRateMaxPct": 1.26, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-indigo", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.42, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.26, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": "IndiGo" | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.84, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.84, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-indigo-premium", | |
| "name": "IndiGo Axis Bank Premium Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 5000, | |
| "joiningFeeRs": 5000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 2.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 0.84, | |
| "rewardRateMaxPct": 2.94, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-indigo-premium", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.84, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.94, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": "IndiGo" | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.26, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-lic", | |
| "name": "LIC Axis Bank Signature Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 0.95, | |
| "rewardRateMaxPct": 1.9, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-lic", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.95, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 95, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.9, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 95, | |
| "merchants": "LIC (Life Insurance Corporation) premium payments" | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.9, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 95, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-magnus", | |
| "name": "Axis Bank Magnus Credit Card", | |
| "issuer": "AXIS", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 12500, | |
| "joiningFeeRs": 12500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 2500000, | |
| "forexMarkupPct": 2, | |
| "aprMonthlyPct": 3, | |
| "minSalaryRs": 150000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 2.4, | |
| "rewardRateMaxPct": 2.4, | |
| "lastVerified": "2026-08-14", | |
| "url": "https://cardadvisor.in/cards/axis-magnus", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.4, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 40, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-miles-more", | |
| "name": "Miles & More Axis Bank World Credit Card", | |
| "issuer": "AXIS", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 3500, | |
| "joiningFeeRs": 3500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 2, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-miles-more", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-miles-more-select", | |
| "name": "Miles & More Axis Bank World Select Credit Card", | |
| "issuer": "AXIS", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 4500, | |
| "joiningFeeRs": 10000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 100000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 3, | |
| "rewardRateMaxPct": 3, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-miles-more-select", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-myzone", | |
| "name": "Axis Bank MyZone Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 0.4, | |
| "rewardRateMaxPct": 0.4, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-myzone", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.4, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "COBRANDED_OTT" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-neo", | |
| "name": "Axis Bank Neo Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 250, | |
| "joiningFeeRs": 250, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 12000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 0.1, | |
| "rewardRateMaxPct": 0.1, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-neo", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-olympus", | |
| "name": "Axis Bank Olympus Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 20000, | |
| "joiningFeeRs": 20000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 1.8, | |
| "aprMonthlyPct": 3, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 4, | |
| "rewardRateMaxPct": 8, | |
| "lastVerified": "2026-08-14", | |
| "url": "https://cardadvisor.in/cards/axis-olympus", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 4, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 400, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 8, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 400, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-primus", | |
| "name": "Axis Bank Primus Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 300000, | |
| "joiningFeeRs": 500000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 0, | |
| "aprMonthlyPct": 1, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 5, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-primus", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 500, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-privilege", | |
| "name": "Axis Bank Privilege Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 1500, | |
| "joiningFeeRs": 1500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 500000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-privilege", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-reserve", | |
| "name": "Axis Bank Reserve Credit Card", | |
| "issuer": "AXIS", | |
| "network": "MASTERCARD", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 50000, | |
| "joiningFeeRs": 50000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 3500000, | |
| "forexMarkupPct": 1.5, | |
| "aprMonthlyPct": 3, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 3, | |
| "rewardRateMaxPct": 6, | |
| "lastVerified": "2026-08-14", | |
| "url": "https://cardadvisor.in/cards/axis-reserve", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 40, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 6, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 40, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-rewards", | |
| "name": "Axis Bank Rewards Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 1000, | |
| "joiningFeeRs": 1000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 0.32, | |
| "rewardRateMaxPct": 3.2, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-rewards", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.32, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3.2, | |
| "monthlyCapRs": 224, | |
| "pointValuePaisa": 20, | |
| "merchants": "Department stores, misc general merchandise, family clothing and apparel/accessory outlets, identified by merchant category code" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-samsung-infinite", | |
| "name": "Samsung Axis Bank Infinite Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 5000, | |
| "joiningFeeRs": 5000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 700000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 100000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 10, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-samsung-infinite", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": "BigBasket, Tata 1mg, Urban Company, Myntra, Zomato" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 5000, | |
| "pointValuePaisa": 100, | |
| "merchants": "Samsung stores, Samsung eStore/Shop app, Samsung Service Centres" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-samsung-signature", | |
| "name": "Samsung Axis Bank Signature Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 10, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-samsung-signature", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": "Zomato, BigBasket, Tata 1mg, Myntra, Urban Company" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 2500, | |
| "pointValuePaisa": 100, | |
| "merchants": "Samsung stores, Samsung eStore/Shop app, Samsung Service Centres" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-select", | |
| "name": "Axis Bank Select Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 3000, | |
| "joiningFeeRs": 3000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 800000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-select", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": 400, | |
| "pointValuePaisa": 20, | |
| "merchants": "Grocery stores, department stores, clothing and accessory stores, family/women's/children's wear, misc apparel and accessory stores" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-shoppers-stop", | |
| "name": "Axis Bank Shoppers Stop Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 100000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-shoppers-stop", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": "Shoppers Stop and HomeStop — Shoppers Stop Exclusive brands" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-spicejet-voyage", | |
| "name": "SpiceJet Axis Bank Voyage Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 750, | |
| "joiningFeeRs": 750, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 0.75, | |
| "rewardRateMaxPct": 4.5, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-spicejet-voyage", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.75, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 4.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": "SpiceJet" | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "OTT_SUBSCRIPTIONS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-spicejet-voyage-black", | |
| "name": "SpiceJet Axis Bank Voyage Black Credit Card", | |
| "issuer": "AXIS", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 2000, | |
| "joiningFeeRs": 2000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 75000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 1.5, | |
| "rewardRateMaxPct": 7, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-spicejet-voyage-black", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 7, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": "SpiceJet" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "axis-supermoney", | |
| "name": "Axis Bank SUPERMONEY RuPay Credit Card", | |
| "issuer": "AXIS", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 3, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/axis-supermoney", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 3, | |
| "monthlyCapRs": 100, | |
| "pointValuePaisa": 100, | |
| "merchants": "UPI payments via the super.money app" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "bharatpe", | |
| "name": "Unity Bank BharatPe Credit Card", | |
| "issuer": "UNITY", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 2, | |
| "minSalaryRs": 20833, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 2, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/bharatpe", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "bob-cashback", | |
| "name": "BOBCARD Cashback Credit Card", | |
| "issuer": "BOB", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 25, | |
| "maxAgeYears": 55, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/bob-cashback", | |
| "rewards": [ | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "bob-cma-one", | |
| "name": "CMA One BOBCARD Credit Card", | |
| "issuer": "BOB", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 1, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 2, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 75, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 1.25, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/bob-cma-one", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "bob-easy", | |
| "name": "BOBCARD Easy Credit Card", | |
| "issuer": "BOB", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 35000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 25, | |
| "maxAgeYears": 55, | |
| "rewardRateMinPct": 0.2, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/bob-easy", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 200, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "bob-eterna", | |
| "name": "Bank of Baroda Eterna Credit Card", | |
| "issuer": "BOB", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 2499, | |
| "joiningFeeRs": 2499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 250000, | |
| "forexMarkupPct": 2, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 100000, | |
| "minAgeYears": 25, | |
| "maxAgeYears": 55, | |
| "rewardRateMinPct": 0.75, | |
| "rewardRateMaxPct": 3.75, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/bob-eterna", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.75, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3.75, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3.75, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3.75, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3.75, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "bob-etihad-guest", | |
| "name": "BOBCARD Etihad Guest Credit Card", | |
| "issuer": "BOB", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 2500, | |
| "joiningFeeRs": 2500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 300000, | |
| "forexMarkupPct": 1, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 1.5, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/bob-etihad-guest", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": "Etihad Airways (etihad.com)" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "bob-etihad-guest-premium", | |
| "name": "BOBCARD Etihad Guest Premium Credit Card", | |
| "issuer": "BOB", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 5000, | |
| "joiningFeeRs": 5000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 500000, | |
| "forexMarkupPct": 0, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 100000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 3, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/bob-etihad-guest-premium", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": "Etihad Airways (etihad.com)" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "bob-hpcl-energie", | |
| "name": "HPCL ENERGIE BOBCARD Credit Card", | |
| "issuer": "BOB", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 50000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.33, | |
| "rewardRateMaxPct": 4, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/bob-hpcl-energie", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.33, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "FUEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 4, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": "Eligible HPCL retail outlets on the HPCL/BOBCARD merchant (MID/TID) list, HPCL LPG and the HP Pay app. Fuel bought at HPCL outlets outside that list, at other fuel brands, and HP Pay wallet loads and direct debits do not earn the accelerated rate." | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.67, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.67, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": "Departmental stores only. Supermarkets, convenience stores, variety stores and general retail stores (MCC 5261, 5331, 5411, 5499) earn no reward points on any BOBCARD variant." | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "bob-icai-exclusive", | |
| "name": "ICAI Exclusive BOBCARD Credit Card", | |
| "issuer": "BOB", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 2, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 75, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 1.25, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/bob-icai-exclusive", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "bob-icsi-diamond", | |
| "name": "ICSI Diamond BOBCARD Credit Card", | |
| "issuer": "BOB", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 2, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 75, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 1.25, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/bob-icsi-diamond", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "bob-irctc", | |
| "name": "IRCTC BOBCARD RuPay Credit Card", | |
| "issuer": "BOB", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 350, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 4, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/bob-irctc", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 4, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "IRCTC railway ticket bookings (irctc.co.in / IRCTC Rail Connect app), AC/CC/EC classes" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "bob-premier", | |
| "name": "Bank of Baroda Premier Credit Card", | |
| "issuer": "BOB", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 1000, | |
| "joiningFeeRs": 1000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 120000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 60000, | |
| "minAgeYears": 25, | |
| "maxAgeYears": 55, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 2.5, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/bob-premier", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "bob-prime", | |
| "name": "BOBCARD Prime Credit Card", | |
| "issuer": "BOB", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
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| "aprMonthlyPct": 3.75, | |
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| "maxAgeYears": 85, | |
| "rewardRateMinPct": 0.4, | |
| "rewardRateMaxPct": 0.4, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/bob-prime", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.4, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "bob-select", | |
| "name": "BOBCARD Select Credit Card", | |
| "issuer": "BOB", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 750, | |
| "joiningFeeRs": 750, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 70000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 40000, | |
| "minAgeYears": 25, | |
| "maxAgeYears": 55, | |
| "rewardRateMinPct": 0.2, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/bob-select", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
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| "monthlyCapRs": 200, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 200, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "bob-snapdeal", | |
| "name": "Snapdeal BOBCARD Credit Card", | |
| "issuer": "BOB", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 249, | |
| "joiningFeeRs": 249, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/bob-snapdeal", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "Snapdeal website and Snapdeal mobile app only" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "bob-tiara", | |
| "name": "Bank of Baroda Tiara Credit Card", | |
| "issuer": "BOB", | |
| "network": "RUPAY", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 2499, | |
| "joiningFeeRs": 2499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 250000, | |
| "forexMarkupPct": 2, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 40000, | |
| "minAgeYears": 25, | |
| "maxAgeYears": 55, | |
| "rewardRateMinPct": 0.75, | |
| "rewardRateMaxPct": 3.75, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/bob-tiara", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.75, | |
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| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3.75, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3.75, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3.75, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "COBRANDED_OTT" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "cheq-au", | |
| "name": "CheQ AU Credit Card", | |
| "issuer": "AU", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.49, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 6, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/cheq-au", | |
| "rewards": [ | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 6, | |
| "monthlyCapRs": 6000, | |
| "pointValuePaisa": 50, | |
| "merchants": "CheQ app — utilities, partner brands and CheQ Travel" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 6000, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
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| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "cred-sovereign", | |
| "name": "CRED Sovereign Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "RUPAY", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": false, | |
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| "minAgeYears": null, | |
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| "rewardRateMinPct": null, | |
| "rewardRateMaxPct": null, | |
| "lastVerified": "2026-07-27", | |
| "url": "https://cardadvisor.in/cards/cred-sovereign", | |
| "rewards": [], | |
| "perks": [ | |
| { | |
| "perkType": "CONCIERGE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "cub-salaryse", | |
| "name": "CUB SalarySe Level Up Credit Card", | |
| "issuer": "CUB", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
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| "aprMonthlyPct": 3.5, | |
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| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.2, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/cub-salaryse", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": "SalarySe UPI payments, and online spends made with the Level Up card details — the accelerated rate does not apply to spends routed through any other UPI app" | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "federal-celesta", | |
| "name": "Federal Bank Celesta Credit Card", | |
| "issuer": "FEDERAL", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": 0, | |
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| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 75000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 0.75, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/federal-celesta", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
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| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.75, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.75, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": 63, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "federal-imperio", | |
| "name": "Federal Bank Imperio Credit Card", | |
| "issuer": "FEDERAL", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": 0, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 40000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.17, | |
| "rewardRateMaxPct": 0.5, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/federal-imperio", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.17, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.33, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.17, | |
| "monthlyCapRs": 63, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "federal-signet", | |
| "name": "Federal Bank Signet Credit Card", | |
| "issuer": "FEDERAL", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": 0, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.13, | |
| "rewardRateMaxPct": 0.38, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/federal-signet", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.13, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.38, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "Electronics and apparel" | |
| }, | |
| { | |
| "category": "OTT_SUBSCRIPTIONS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "Entertainment" | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.13, | |
| "monthlyCapRs": 63, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-diners-black", | |
| "name": "HDFC Diners Club Black Metal Edition", | |
| "issuer": "HDFC", | |
| "network": "DINERS", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 10000, | |
| "joiningFeeRs": 10000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 800000, | |
| "forexMarkupPct": 2, | |
| "aprMonthlyPct": 1.99, | |
| "minSalaryRs": 250000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 3.33, | |
| "rewardRateMaxPct": 6.67, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/hdfc-diners-black", | |
| "rewards": [ | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
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| "monthlyCapRs": 10000, | |
| "pointValuePaisa": 100, | |
| "merchants": "HDFC SmartBuy" | |
| }, | |
| { | |
| "category": "TRAVEL", | |
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| "ratePct": 33.33, | |
| "monthlyCapRs": 10000, | |
| "pointValuePaisa": 100, | |
| "merchants": "HDFC SmartBuy" | |
| }, | |
| { | |
| "category": "DINING", | |
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| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
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| "monthlyCapRs": 75000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-diners-privilege", | |
| "name": "HDFC Bank Diners Club Privilege Credit Card", | |
| "issuer": "HDFC", | |
| "network": "DINERS", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 1000, | |
| "joiningFeeRs": 1000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 300000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 35000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-diners-privilege", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
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| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 50, | |
| "merchants": "Swiggy, Zomato" | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 10, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 50, | |
| "merchants": "HDFC SmartBuy" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-freedom", | |
| "name": "HDFC Bank Freedom Credit Card", | |
| "issuer": "HDFC", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 50000, | |
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| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 12000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.08, | |
| "rewardRateMaxPct": 0.75, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-freedom", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.08, | |
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| "pointValuePaisa": 15, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
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| "ratePct": 0.75, | |
| "monthlyCapRs": 375, | |
| "pointValuePaisa": 15, | |
| "merchants": "BigBasket, BookMyShow, OYO, Swiggy, Uber" | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.08, | |
| "monthlyCapRs": 300, | |
| "pointValuePaisa": 15, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-indianoil", | |
| "name": "IndianOil HDFC Bank Credit Card", | |
| "issuer": "HDFC", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 50000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
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| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.64, | |
| "rewardRateMaxPct": 4.8, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-indianoil", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.64, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 96, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "FUEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 4.8, | |
| "monthlyCapRs": 144, | |
| "pointValuePaisa": 96, | |
| "merchants": "Indian Oil (IOCL)" | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 4.8, | |
| "monthlyCapRs": 96, | |
| "pointValuePaisa": 96, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 4.8, | |
| "monthlyCapRs": 96, | |
| "pointValuePaisa": 96, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-infinia", | |
| "name": "HDFC Bank Infinia Metal Credit Card", | |
| "issuer": "HDFC", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 12500, | |
| "joiningFeeRs": 12500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 1800000, | |
| "forexMarkupPct": 2, | |
| "aprMonthlyPct": 1.99, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 3.3, | |
| "rewardRateMaxPct": 3.3, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/hdfc-infinia", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3.3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 16.5, | |
| "monthlyCapRs": 15000, | |
| "pointValuePaisa": 100, | |
| "merchants": "HDFC SmartBuy" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-irctc", | |
| "name": "IRCTC HDFC Bank Credit Card", | |
| "issuer": "HDFC", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 150000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-irctc", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 100, | |
| "merchants": "IRCTC website & Rail Connect app (train tickets); +5% extra via HDFC SmartBuy" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-marriott-bonvoy", | |
| "name": "Marriott Bonvoy HDFC Bank Credit Card", | |
| "issuer": "HDFC", | |
| "network": "DINERS", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 3000, | |
| "joiningFeeRs": 3000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.6, | |
| "minSalaryRs": 100000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.8, | |
| "rewardRateMaxPct": 1.6, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-marriott-bonvoy", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "HOTEL_POINTS", | |
| "ratePct": 0.8, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 60, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "HOTEL_POINTS", | |
| "ratePct": 0.8, | |
| "monthlyCapRs": 1200, | |
| "pointValuePaisa": 60, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "HOTEL_POINTS", | |
| "ratePct": 1.6, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 60, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "HOTEL_POINTS", | |
| "ratePct": 1.6, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 60, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-millennia", | |
| "name": "HDFC Millennia Credit Card", | |
| "issuer": "HDFC", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 1000, | |
| "joiningFeeRs": 1000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 100000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 35000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 40, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-millennia", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 100, | |
| "merchants": "Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, SonyLIV, Swiggy, Tata CLiQ, Uber, Zomato" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-moneyback-plus", | |
| "name": "HDFC MoneyBack+ Credit Card", | |
| "issuer": "HDFC", | |
| "network": "MASTERCARD", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 50000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.2, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-moneyback-plus", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 20, | |
| "merchants": "Flipkart, Amazon, Swiggy, Reliance Smart, BigBasket" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-phonepe-ultimo", | |
| "name": "PhonePe HDFC Bank Ultimo Credit Card", | |
| "issuer": "HDFC", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 999, | |
| "joiningFeeRs": 999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 10, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-phonepe-ultimo", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 10, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 100, | |
| "merchants": "PhonePe app — recharges, bills, and travel & stays (flights, bus, trains, hotels)" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": "Amazon, Flipkart, Myntra, Ajio, Uber, Swiggy, Zomato" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-phonepe-uno", | |
| "name": "PhonePe HDFC Bank Uno Credit Card", | |
| "issuer": "HDFC", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 100000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-phonepe-uno", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": "PhonePe app — recharges, bills, and travel & stays (flights, bus, trains, hotels)" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": "Amazon, Flipkart, Myntra, Ajio, Uber, Swiggy, Zomato" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-pixel-go", | |
| "name": "HDFC PIXEL Go Credit Card", | |
| "issuer": "HDFC", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 250, | |
| "joiningFeeRs": 250, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 50000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 12000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-pixel-go", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": "HDFC SmartBuy — IGP, Flights, Hotels, Bus, Rail, Instant Vouchers, Apple Imagine Tresor" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-pixel-play", | |
| "name": "HDFC PIXEL Play Credit Card", | |
| "issuer": "HDFC", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 100000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-pixel-play", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 15000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": "Chosen cashback packs — BookMyShow & Zomato, MakeMyTrip & Uber, Blinkit & Reliance Smart Bazaar, Croma & Reliance Digital, or Nykaa & Myntra" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": "HDFC SmartBuy — IGP, Flights, Hotels, Bus, Rail, Instant Vouchers, Apple Imagine Tresor" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 3, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": "One chosen e-commerce platform — Amazon, Flipkart or PayZapp" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-regalia-gold", | |
| "name": "HDFC Regalia Gold Credit Card", | |
| "issuer": "HDFC", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 2500, | |
| "joiningFeeRs": 2500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 400000, | |
| "forexMarkupPct": 2, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 150000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1.25, | |
| "rewardRateMaxPct": 6.25, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-regalia-gold", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 6.25, | |
| "monthlyCapRs": 2500, | |
| "pointValuePaisa": 50, | |
| "merchants": "Myntra, Marks & Spencer, Nykaa, Reliance Digital" | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 6.25, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 50, | |
| "merchants": "HDFC SmartBuy" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-shoppers-stop", | |
| "name": "Shoppers Stop HDFC Bank Credit Card", | |
| "issuer": "HDFC", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 299, | |
| "joiningFeeRs": 299, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 3, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-shoppers-stop", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": "Shoppers Stop stores and shoppersstop.com (identified by Shoppers Stop terminal/merchant IDs)" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-shoppers-stop-black", | |
| "name": "Shoppers Stop Black HDFC Bank Credit Card", | |
| "issuer": "HDFC", | |
| "network": "RUPAY", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 4500, | |
| "joiningFeeRs": 4500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 70000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 2, | |
| "rewardRateMaxPct": 7, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-shoppers-stop-black", | |
| "rewards": [ | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 7, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Shoppers Stop stores and shoppersstop.com" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-swiggy", | |
| "name": "Swiggy HDFC Bank Credit Card", | |
| "issuer": "HDFC", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 10, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-swiggy", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 100, | |
| "merchants": "Swiggy app (Food, Instamart, Dineout, Genie)" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 100, | |
| "merchants": "Apparel, Electronics, Department Stores, Online Pet Stores, Home Décor, Personal Care, Local Cabs, Entertainment, Pharmacies, Discount Stores, Cleartrip" | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "hdfc-swiggy-blck", | |
| "name": "Swiggy BLCK HDFC Bank Credit Card", | |
| "issuer": "HDFC", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 1000, | |
| "joiningFeeRs": 1000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 10, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-swiggy-blck", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 100, | |
| "merchants": "Swiggy app — Food, Instamart, Dineout" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 100, | |
| "merchants": "Amazon, Flipkart, Myntra, Nykaa, Cleartrip, BookMyShow, cabs and other select online" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "GOLF" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-swiggy-orange", | |
| "name": "Swiggy Ornge HDFC Bank Credit Card", | |
| "issuer": "HDFC", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 150000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/hdfc-swiggy-orange", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 100, | |
| "merchants": "Swiggy app — Food, Instamart, Dineout" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 100, | |
| "merchants": "Amazon, Flipkart, Nykaa, Ajio, Cleartrip, Netflix, Uber, Croma and other select online" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-tata-neu-infinity", | |
| "name": "Tata Neu Infinity HDFC Bank Credit Card", | |
| "issuer": "HDFC", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 300000, | |
| "forexMarkupPct": 2, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 100000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1.5, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-tata-neu-infinity", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Tata Neu, BigBasket, Croma, Tata CLiQ, 1mg, Air India" | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 100, | |
| "merchants": "LIC and other insurers, paid via bill payments on the Tata Neu app" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-tata-neu-plus", | |
| "name": "Tata Neu Plus HDFC Bank Credit Card", | |
| "issuer": "HDFC", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 100000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-tata-neu-plus", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 100, | |
| "merchants": "LIC and other insurers, paid via bill payments on the Tata Neu app" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Tata Neu, BigBasket, Croma, Tata CLiQ, 1mg" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hdfc-upi-rupay", | |
| "name": "HDFC Bank UPI RuPay Credit Card", | |
| "issuer": "HDFC", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 99, | |
| "joiningFeeRs": 99, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 25000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 0.75, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/hdfc-upi-rupay", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": 125, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.75, | |
| "monthlyCapRs": 125, | |
| "pointValuePaisa": 25, | |
| "merchants": "Grocery, supermarket, dining and all PayZapp spends" | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": 125, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hsbc-live-plus", | |
| "name": "HSBC Live+ Credit Card", | |
| "issuer": "HSBC", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 999, | |
| "joiningFeeRs": 999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 1.99, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1.5, | |
| "rewardRateMaxPct": 10, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/hsbc-live-plus", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 1200, | |
| "pointValuePaisa": 100, | |
| "merchants": "Swiggy, Zomato, restaurant dining" | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 1200, | |
| "pointValuePaisa": 100, | |
| "merchants": "BigBasket, Blinkit, Zepto" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 1200, | |
| "pointValuePaisa": 100, | |
| "merchants": "Apparel, department stores and other shopping MCCs" | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 1200, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hsbc-platinum", | |
| "name": "HSBC Visa Platinum Credit Card", | |
| "issuer": "HSBC", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1.33, | |
| "rewardRateMaxPct": 1.33, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/hsbc-platinum", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.33, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 8, | |
| "monthlyCapRs": 18000, | |
| "pointValuePaisa": 100, | |
| "merchants": "HSBC Travel with Points portal" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "COBRANDED_OTT" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hsbc-premier", | |
| "name": "HSBC Premier World Mastercard", | |
| "issuer": "HSBC", | |
| "network": "MASTERCARD", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 20000, | |
| "joiningFeeRs": 12000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 0.99, | |
| "aprMonthlyPct": 2.99, | |
| "minSalaryRs": 300000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 3, | |
| "rewardRateMaxPct": 3, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/hsbc-premier", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 36, | |
| "monthlyCapRs": 18000, | |
| "pointValuePaisa": 100, | |
| "merchants": "HSBC Travel with Points · hotels" | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 18, | |
| "monthlyCapRs": 18000, | |
| "pointValuePaisa": 100, | |
| "merchants": "HSBC Travel with Points · flights" | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": 3000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": 3000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "EDUCATION", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": 3000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GOVERNMENT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": 3000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "WALLET", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": 3000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "RENT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": 3000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hsbc-rupay-cashback", | |
| "name": "HSBC RuPay Cashback Credit Card", | |
| "issuer": "HSBC", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 10, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/hsbc-rupay-cashback", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 400, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 400, | |
| "pointValuePaisa": 100, | |
| "merchants": "Swiggy, Zomato, restaurant dining" | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 400, | |
| "pointValuePaisa": 100, | |
| "merchants": "BigBasket, Blinkit, Zepto, Swiggy Instamart" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hsbc-rupay-platinum", | |
| "name": "HSBC RuPay Platinum Credit Card", | |
| "issuer": "HSBC", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1.33, | |
| "rewardRateMaxPct": 1.33, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/hsbc-rupay-platinum", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.33, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hsbc-taj", | |
| "name": "HSBC Taj Credit Card", | |
| "issuer": "HSBC", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 110000, | |
| "joiningFeeRs": 110000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 300000, | |
| "minAgeYears": 25, | |
| "maxAgeYears": 75, | |
| "rewardRateMinPct": 1.01, | |
| "rewardRateMaxPct": 3.35, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/hsbc-taj", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 67, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3.35, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 67, | |
| "merchants": "Taj, SeleQtions, Gateway, Vivanta, amã Stays & Trails" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "hsbc-travelone", | |
| "name": "HSBC TravelOne Credit Card", | |
| "issuer": "HSBC", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 4999, | |
| "joiningFeeRs": 4999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 800000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 2, | |
| "rewardRateMaxPct": 4, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/hsbc-travelone", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 4, | |
| "monthlyCapRs": 50000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 4, | |
| "monthlyCapRs": 50000, | |
| "pointValuePaisa": 100, | |
| "merchants": "Flights · travel aggregators (airline and travel-agency MCCs)" | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 24, | |
| "monthlyCapRs": 18000, | |
| "pointValuePaisa": 100, | |
| "merchants": "HSBC Travel with Points · hotels" | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 16, | |
| "monthlyCapRs": 18000, | |
| "pointValuePaisa": 100, | |
| "merchants": "HSBC Travel with Points · flights" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "icici-adani-platinum", | |
| "name": "Adani One ICICI Bank Platinum Credit Card", | |
| "issuer": "ICICI", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 750, | |
| "joiningFeeRs": 750, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 300000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 3, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/icici-adani-platinum", | |
| "rewards": [ | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "ICICI's participating-merchant list — retail and food outlets inside Adani-managed airports (Mumbai, Ahmedabad, Jaipur, Guwahati, Lucknow, Mangaluru, Thiruvananthapuram). ICICI's launch release also names Adani One app bookings and Trainman, which the published merchant list does not." | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "icici-adani-signature", | |
| "name": "Adani One ICICI Bank Signature Credit Card", | |
| "issuer": "ICICI", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 5000, | |
| "joiningFeeRs": 5000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 600000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 75000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1.5, | |
| "rewardRateMaxPct": 7, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/icici-adani-signature", | |
| "rewards": [ | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 7, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "ICICI's participating-merchant list — retail and food outlets inside Adani-managed airports (Mumbai, Ahmedabad, Jaipur, Guwahati, Lucknow, Mangaluru, Thiruvananthapuram). ICICI's launch release also names Adani One app bookings and Trainman, which the published merchant list does not." | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "icici-amazon-pay", | |
| "name": "Amazon Pay ICICI Bank Credit Card", | |
| "issuer": "ICICI", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 1.99, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-14", | |
| "url": "https://cardadvisor.in/cards/icici-amazon-pay", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Amazon" | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "icici-coral", | |
| "name": "ICICI Bank Coral Credit Card", | |
| "issuer": "ICICI", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 150000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 0.5, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/icici-coral", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
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| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
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| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "icici-emeralde", | |
| "name": "ICICI Bank Emeralde Credit Card (Metal)", | |
| "issuer": "ICICI", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 12000, | |
| "joiningFeeRs": 12000, | |
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| "aprMonthlyPct": 3.75, | |
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| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/icici-emeralde", | |
| "rewards": [ | |
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| { | |
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| { | |
| "category": "INSURANCE", | |
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| { | |
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| "merchants": null | |
| }, | |
| { | |
| "category": "GOVERNMENT", | |
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| }, | |
| { | |
| "category": "TRAVEL", | |
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| "merchants": "ICICI iShop" | |
| } | |
| ], | |
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| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "icici-emeralde-private", | |
| "name": "ICICI Bank Emeralde Private Metal Credit Card", | |
| "issuer": "ICICI", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
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| "joiningFeeRs": 12499, | |
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| "rewardRateMinPct": 1.2, | |
| "rewardRateMaxPct": 1.2, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/icici-emeralde-private", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
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| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
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| "merchants": "ICICI iShop" | |
| }, | |
| { | |
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| { | |
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| }, | |
| { | |
| "category": "EDUCATION", | |
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| { | |
| "category": "INSURANCE", | |
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| ], | |
| "perks": [ | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "icici-emirates-emeralde", | |
| "name": "Emirates Skywards ICICI Bank Emeralde Credit Card", | |
| "issuer": "ICICI", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 10000, | |
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| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/icici-emirates-emeralde", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
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| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "icici-emirates-rubyx", | |
| "name": "Emirates Skywards ICICI Bank Rubyx Credit Card", | |
| "issuer": "ICICI", | |
| "network": "VISA", | |
| "tier": "MID", | |
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| "joiningFeeRs": 1000, | |
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| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/icici-emirates-rubyx", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
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| "monthlyCapRs": null, | |
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| "perks": [ | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
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| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "icici-emirates-sapphiro", | |
| "name": "Emirates Skywards ICICI Bank Sapphiro Credit Card", | |
| "issuer": "ICICI", | |
| "network": "VISA", | |
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| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/icici-emirates-sapphiro", | |
| "rewards": [ | |
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| "category": "DEFAULT", | |
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| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
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| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
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| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
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| ] | |
| }, | |
| { | |
| "cardKey": "icici-expressions", | |
| "name": "ICICI Bank Expressions Credit Card", | |
| "issuer": "ICICI", | |
| "network": "VISA", | |
| "tier": "MID", | |
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| "rewardRateMaxPct": 0.75, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/icici-expressions", | |
| "rewards": [ | |
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| { | |
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| { | |
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| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "icici-hpcl-coral", | |
| "name": "ICICI Bank HPCL Coral Credit Card", | |
| "issuer": "ICICI", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
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| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/icici-hpcl-coral", | |
| "rewards": [ | |
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| "category": "FUEL", | |
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| { | |
| "category": "UTILITY_BILLS", | |
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| { | |
| "category": "INSURANCE", | |
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| { | |
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| "merchants": "Grocery & departmental stores" | |
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| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
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| ] | |
| }, | |
| { | |
| "cardKey": "icici-hpcl-super-saver", | |
| "name": "ICICI HPCL Super Saver Credit Card", | |
| "issuer": "ICICI", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
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| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/icici-hpcl-super-saver", | |
| "rewards": [ | |
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| { | |
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| { | |
| "category": "FUEL", | |
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| "pointValuePaisa": 100, | |
| "merchants": "Hindustan Petroleum (HPCL)" | |
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| { | |
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| "merchants": "Grocery & departmental stores" | |
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| { | |
| "category": "INSURANCE", | |
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| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "icici-mmt", | |
| "name": "MakeMyTrip ICICI Bank Credit Card", | |
| "issuer": "ICICI", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 999, | |
| "joiningFeeRs": 999, | |
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| "rewardRateMaxPct": 6, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/icici-mmt", | |
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| { | |
| "category": "TRAVEL", | |
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| "pointValuePaisa": 100, | |
| "merchants": "MakeMyTrip hotels" | |
| }, | |
| { | |
| "category": "TRAVEL", | |
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| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "MakeMyTrip flights, buses & cabs" | |
| }, | |
| { | |
| "category": "INSURANCE", | |
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| "perks": [ | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "icici-platinum", | |
| "name": "ICICI Bank Platinum Chip Credit Card", | |
| "issuer": "ICICI", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
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| "joiningFeeRs": 0, | |
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| "aprMonthlyPct": 3.75, | |
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| "rewardRateMaxPct": 0.5, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/icici-platinum", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
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| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
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| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
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| "monthlyCapRs": 100, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
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| "monthlyCapRs": 100, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "icici-rubyx", | |
| "name": "ICICI Bank Rubyx Credit Card", | |
| "issuer": "ICICI", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 2000, | |
| "joiningFeeRs": 3000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 300000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 75000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/icici-rubyx", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
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| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
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| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
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| }, | |
| { | |
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| }, | |
| { | |
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| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "icici-sapphiro", | |
| "name": "ICICI Bank Sapphiro Credit Card", | |
| "issuer": "ICICI", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 3500, | |
| "joiningFeeRs": 6500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 600000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
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| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/icici-sapphiro", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
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| "pointValuePaisa": 25, | |
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| }, | |
| { | |
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| }, | |
| { | |
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| }, | |
| { | |
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| }, | |
| { | |
| "category": "GROCERY", | |
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| } | |
| ], | |
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| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "icici-times-black", | |
| "name": "Times Black ICICI Bank Credit Card", | |
| "issuer": "ICICI", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 20000, | |
| "joiningFeeRs": 20000, | |
| "lifetimeFree": false, | |
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| "rewardRateMinPct": 0.8, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-13", | |
| "url": "https://cardadvisor.in/cards/icici-times-black", | |
| "rewards": [ | |
| { | |
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| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
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| { | |
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| { | |
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| }, | |
| { | |
| "category": "EDUCATION", | |
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| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 40, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GOVERNMENT", | |
| "rewardType": "REWARD_POINTS", | |
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| "pointValuePaisa": 40, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "COBRANDED_OTT" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-ashva", | |
| "name": "IDFC FIRST Ashva Credit Card", | |
| "issuer": "IDFC", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 2999, | |
| "joiningFeeRs": 2999, | |
| "lifetimeFree": false, | |
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| "rewardRateMinPct": 0.83, | |
| "rewardRateMaxPct": 0.83, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/idfc-ashva", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.83, | |
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| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
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| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-diamond-reserve", | |
| "name": "IDFC FIRST Diamond Reserve Credit Card", | |
| "issuer": "IDFC", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 3000, | |
| "joiningFeeRs": 3000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 600000, | |
| "forexMarkupPct": 0, | |
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| "minSalaryRs": 100000, | |
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| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 0.5, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/idfc-diamond-reserve", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
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| "pointValuePaisa": 25, | |
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| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-digital-rupay", | |
| "name": "IDFC FIRST Digital RuPay Credit Card", | |
| "issuer": "IDFC", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 199, | |
| "joiningFeeRs": 199, | |
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| "aprMonthlyPct": null, | |
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| "rewardRateMinPct": 0.13, | |
| "rewardRateMaxPct": 0.38, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/idfc-digital-rupay", | |
| "rewards": [ | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.38, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "UPI transactions above ₹2,000 (via BHIM, Google Pay, PhonePe, Paytm and other UPI apps)" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
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| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "idfc-earn", | |
| "name": "IDFC FIRST EA₹N Credit Card", | |
| "issuer": "IDFC", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
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| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 0.5, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/idfc-earn", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
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| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
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| }, | |
| { | |
| "category": "TRAVEL", | |
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| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 100, | |
| "merchants": "Flight and hotel bookings made through the FIRST Rewards Gallery in the IDFC FIRST Bank app" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-first-classic", | |
| "name": "IDFC FIRST Classic Credit Card", | |
| "issuer": "IDFC", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
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| "aprMonthlyPct": 0.71, | |
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| "rewardRateMinPct": 0.38, | |
| "rewardRateMaxPct": 1.25, | |
| "lastVerified": "2026-08-14", | |
| "url": "https://cardadvisor.in/cards/idfc-first-classic", | |
| "rewards": [ | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
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| }, | |
| { | |
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| }, | |
| { | |
| "category": "INTERNATIONAL", | |
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| }, | |
| { | |
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| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
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| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-first-private", | |
| "name": "IDFC FIRST Private Credit Card", | |
| "issuer": "IDFC", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 25000, | |
| "joiningFeeRs": 50000, | |
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| "aprMonthlyPct": 0.75, | |
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| "rewardRateMinPct": 1.67, | |
| "rewardRateMaxPct": 1.67, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/idfc-first-private", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
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| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
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| "pointValuePaisa": 25, | |
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| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-first-wealth", | |
| "name": "IDFC FIRST Wealth Credit Card", | |
| "issuer": "IDFC", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
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| "forexMarkupPct": 1.5, | |
| "aprMonthlyPct": 0.71, | |
| "minSalaryRs": 300000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.38, | |
| "rewardRateMaxPct": 1.25, | |
| "lastVerified": "2026-08-14", | |
| "url": "https://cardadvisor.in/cards/idfc-first-wealth", | |
| "rewards": [ | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
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| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
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| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
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| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
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| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-gaj", | |
| "name": "IDFC FIRST Gaj Credit Card", | |
| "issuer": "IDFC", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 12500, | |
| "joiningFeeRs": 12500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 1000000, | |
| "forexMarkupPct": 0, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.83, | |
| "rewardRateMaxPct": 0.83, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/idfc-gaj", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.83, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 16.67, | |
| "monthlyCapRs": 15000, | |
| "pointValuePaisa": 100, | |
| "merchants": "Flight & hotel bookings made through the IDFC FIRST Bank mobile app — the hotel leg earns 50 RP per ₹150 total, flights 25 RP per ₹150; a single 15,000 bonus-point monthly cap is shared across both legs, so this row uses the conservative flight-leg encoding; points worth ₹1 each on travel" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-hello-cashback", | |
| "name": "IDFC FIRST Hello Cashback Credit Card", | |
| "issuer": "IDFC", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 1000, | |
| "joiningFeeRs": 1000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 0, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 80, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 3, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/idfc-hello-cashback", | |
| "rewards": [ | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 3, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 4, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 100, | |
| "merchants": "Hotel and flight bookings made through the IDFC FIRST Bank mobile app" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-hpcl-power", | |
| "name": "IDFC FIRST HPCL Power+ Credit Card", | |
| "issuer": "IDFC", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 150000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/idfc-hpcl-power", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "FUEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": 600, | |
| "pointValuePaisa": 25, | |
| "merchants": "Hindustan Petroleum (HPCL)" | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-indigo", | |
| "name": "IndiGo IDFC FIRST Credit Card", | |
| "issuer": "IDFC", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 4999, | |
| "joiningFeeRs": 4999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 1.49, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 60000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1.26, | |
| "rewardRateMaxPct": 2.52, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/idfc-indigo", | |
| "rewards": [ | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 2.52, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": "IndiGo flight bookings on goindigo.in and the IndiGo app" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 1.26, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.21, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "FUEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.21, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "RENT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.21, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.21, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "WALLET", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.21, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "EDUCATION", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.21, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GOVERNMENT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.21, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-lic-classic", | |
| "name": "LIC Classic Credit Card", | |
| "issuer": "IDFC", | |
| "network": "MASTERCARD", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.6, | |
| "rewardRateMaxPct": 1.2, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/idfc-lic-classic", | |
| "rewards": [ | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "LIC insurance premium payments made on LIC of India's official website (licindia.in)" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.6, | |
| "monthlyCapRs": 75, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-lic-select", | |
| "name": "LIC Select Credit Card", | |
| "issuer": "IDFC", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 35000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/idfc-lic-select", | |
| "rewards": [ | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "LIC insurance premium payments made on LIC of India's official website (licindia.in)" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 150, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-mayura", | |
| "name": "IDFC FIRST Mayura Credit Card", | |
| "issuer": "IDFC", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 5999, | |
| "joiningFeeRs": 5999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 0, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 150000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.83, | |
| "rewardRateMaxPct": 0.83, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/idfc-mayura", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.83, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.83, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 8.33, | |
| "monthlyCapRs": 12500, | |
| "pointValuePaisa": 50, | |
| "merchants": "IDFC FIRST app hotel and flight bookings — hotels earn 40 RP per ₹150 total, flights 25 RP per ₹150; a single 25,000 bonus-point monthly cap is shared across both legs, so this row uses the conservative flight-leg encoding" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-millennia", | |
| "name": "IDFC FIRST Millennia Credit Card", | |
| "issuer": "IDFC", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 0.71, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.38, | |
| "rewardRateMaxPct": 1.25, | |
| "lastVerified": "2026-08-14", | |
| "url": "https://cardadvisor.in/cards/idfc-millennia", | |
| "rewards": [ | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.13, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.38, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-power", | |
| "name": "IDFC FIRST Power Credit Card", | |
| "issuer": "IDFC", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 199, | |
| "joiningFeeRs": 199, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 50000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.33, | |
| "rewardRateMaxPct": 3.5, | |
| "lastVerified": "2026-08-14", | |
| "url": "https://cardadvisor.in/cards/idfc-power", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.33, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "FUEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3.5, | |
| "monthlyCapRs": 175, | |
| "pointValuePaisa": 25, | |
| "merchants": "Hindustan Petroleum (HPCL)" | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-select", | |
| "name": "IDFC FIRST Select Credit Card", | |
| "issuer": "IDFC", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 1.99, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 100000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.38, | |
| "rewardRateMaxPct": 1.25, | |
| "lastVerified": "2026-08-14", | |
| "url": "https://cardadvisor.in/cards/idfc-select", | |
| "rewards": [ | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.13, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.38, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-swyp", | |
| "name": "IDFC FIRST SWYP Credit Card", | |
| "issuer": "IDFC", | |
| "network": "MASTERCARD", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 0, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/idfc-swyp", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "Hotel and flight bookings made through the FIRST Rewards Gallery in the IDFC FIRST Bank app" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-wow", | |
| "name": "IDFC FIRST WOW! Credit Card", | |
| "issuer": "IDFC", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 0, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 0, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 80, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 0.5, | |
| "lastVerified": "2026-08-14", | |
| "url": "https://cardadvisor.in/cards/idfc-wow", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.13, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "idfc-wow-black", | |
| "name": "IDFC FIRST WOW! Black Credit Card", | |
| "issuer": "IDFC", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 750, | |
| "joiningFeeRs": 750, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 150000, | |
| "forexMarkupPct": 0, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 0, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 80, | |
| "rewardRateMinPct": 0.67, | |
| "rewardRateMaxPct": 0.67, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/idfc-wow-black", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.67, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.67, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.17, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": 4000, | |
| "pointValuePaisa": 50, | |
| "merchants": "Hotel and flight bookings made through the IDFC FIRST Bank mobile app — the hotel leg earns bonus RP worth 16.7% of the booking, flights 10%; a single 8,000 bonus-point monthly cap is shared across both legs, so this row uses the conservative flight-leg encoding" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-avios", | |
| "name": "IndusInd Bank Avios Visa Infinite Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 5000, | |
| "joiningFeeRs": 10000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3, | |
| "minSalaryRs": 100000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1.5, | |
| "rewardRateMaxPct": 3, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-avios", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "British Airways, Qatar Airways" | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GOVERNMENT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "EDUCATION", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-celesta", | |
| "name": "IndusInd Bank Celesta Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "AMEX", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 5000, | |
| "joiningFeeRs": 25000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 1000000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 2.99, | |
| "minSalaryRs": 125000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.75, | |
| "rewardRateMaxPct": 2.25, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-celesta", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.75, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 75, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 75, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-cred", | |
| "name": "CRED IndusInd Bank RuPay Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.95, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-cred", | |
| "rewards": [ | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": 5000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "CRED app" | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "CRED app" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-crest", | |
| "name": "IndusInd Bank Crest Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "MASTERCARD", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 10000, | |
| "joiningFeeRs": 75000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 1000000, | |
| "forexMarkupPct": 1.8, | |
| "aprMonthlyPct": 2.99, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.75, | |
| "rewardRateMaxPct": 1.88, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-crest", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.75, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 75, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.88, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 75, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.53, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 75, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.53, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 75, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GOVERNMENT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.53, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 75, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "EDUCATION", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.53, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 75, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "RENT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.53, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 75, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-duo", | |
| "name": "IndusInd Bank Duo Card", | |
| "issuer": "INDUSIND", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.83, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.34, | |
| "rewardRateMaxPct": 0.34, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-duo", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.34, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-eazydiner", | |
| "name": "IndusInd Bank EazyDiner Signature Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 2999, | |
| "joiningFeeRs": 2999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.83, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.4, | |
| "rewardRateMaxPct": 25, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-eazydiner", | |
| "rewards": [ | |
| { | |
| "category": "DINING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 25, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 100, | |
| "merchants": "PayEazy-enabled EazyDiner restaurants" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.4, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 10, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 10, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 10, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-eazydiner-platinum", | |
| "name": "EazyDiner IndusInd Bank Platinum Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.83, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.4, | |
| "rewardRateMaxPct": 20, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-eazydiner-platinum", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.4, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 20, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 100, | |
| "merchants": "EazyDiner partner restaurants (booked and paid via the EazyDiner app / PayEazy)" | |
| }, | |
| { | |
| "category": "RENT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.14, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.14, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.14, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GOVERNMENT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.14, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
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| }, | |
| { | |
| "cardKey": "indusind-epay-amex", | |
| "name": "IndusInd Bank ePay Amex Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "AMEX", | |
| "tier": "ENTRY", | |
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| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-epay-amex", | |
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| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-indulge", | |
| "name": "IndusInd Bank Indulge Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
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| "lastVerified": "2026-08-14", | |
| "url": "https://cardadvisor.in/cards/indusind-indulge", | |
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| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-jio-bp", | |
| "name": "IndusInd Bank Jio-bp Mobility+ Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
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| "url": "https://cardadvisor.in/cards/indusind-jio-bp", | |
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| "merchants": "Jio-bp" | |
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| "perkType": "MILESTONE_BONUS" | |
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| { | |
| "perkType": "MILESTONE_BONUS" | |
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| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
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| }, | |
| { | |
| "cardKey": "indusind-legend", | |
| "name": "IndusInd Bank Legend Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
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| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-legend", | |
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| { | |
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| { | |
| "perkType": "FUEL_WAIVER" | |
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| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-nexxt", | |
| "name": "IndusInd Bank Nexxt Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
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| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/indusind-nexxt", | |
| "rewards": [ | |
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| { | |
| "perkType": "FUEL_WAIVER" | |
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| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-pinnacle", | |
| "name": "IndusInd Bank Pinnacle Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "MASTERCARD", | |
| "tier": "SUPER_PREMIUM", | |
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| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-pinnacle", | |
| "rewards": [ | |
| { | |
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| { | |
| "category": "ONLINE_SHOPPING", | |
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| { | |
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| { | |
| "cardKey": "indusind-pioneer-heritage", | |
| "name": "IndusInd Bank Pioneer Heritage Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "MASTERCARD", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 25000, | |
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| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-pioneer-heritage", | |
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| { | |
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| { | |
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| { | |
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| }, | |
| { | |
| "cardKey": "indusind-pioneer-legacy", | |
| "name": "IndusInd Bank Pioneer Legacy Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
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| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-pioneer-legacy", | |
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| { | |
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| { | |
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| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-pioneer-private", | |
| "name": "IndusInd Bank Pioneer Private Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 25000, | |
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| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-pioneer-private", | |
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| { | |
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| { | |
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| ] | |
| }, | |
| { | |
| "cardKey": "indusind-platinum", | |
| "name": "IndusInd Bank Platinum Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "VISA", | |
| "tier": "MID", | |
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| "rewardRateMinPct": 0.4, | |
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| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-platinum", | |
| "rewards": [ | |
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| } | |
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| { | |
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| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-platinum-aura-edge", | |
| "name": "IndusInd Bank Platinum Aura Edge Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "VISA", | |
| "tier": "MID", | |
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| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-platinum-aura-edge", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 40, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.6, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 40, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-platinum-rupay", | |
| "name": "IndusInd Bank Platinum RuPay Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 10000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.95, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.7, | |
| "rewardRateMaxPct": 0.7, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-platinum-rupay", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.7, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 35, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-samman", | |
| "name": "IndusInd Bank Samman Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 199, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 75000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.95, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-samman", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 200, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-solitaire", | |
| "name": "IndusInd Bank Indus Solitaire Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "MASTERCARD", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 10000, | |
| "joiningFeeRs": 30000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 1000000, | |
| "forexMarkupPct": 0, | |
| "aprMonthlyPct": 3.83, | |
| "minSalaryRs": 125000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 0.5, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-solitaire", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.35, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.35, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GOVERNMENT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.35, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "EDUCATION", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.35, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "RENT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.35, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "indusind-tiger", | |
| "name": "IndusInd Bank Tiger Credit Card", | |
| "issuer": "INDUSIND", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 1.5, | |
| "aprMonthlyPct": 3.5, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.4, | |
| "rewardRateMaxPct": 0.4, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/indusind-tiger", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.4, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 40, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "jupiter-edge", | |
| "name": "Jupiter Edge+ CSB Bank RuPay Credit Card", | |
| "issuer": "CSB", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": 23, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 10, | |
| "lastVerified": "2026-08-12", | |
| "url": "https://cardadvisor.in/cards/jupiter-edge", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 100, | |
| "merchants": "Amazon Flipkart Myntra Tata Cliq Ajio Nykaa Croma Reliance Digital Trent/Tata Retail and Reliance Retail — other online shopping earns the 1% base rate" | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 100, | |
| "merchants": "Jupiter Flights" | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "kiwi", | |
| "name": "Kiwi RuPay Credit Card", | |
| "issuer": "YES", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/kiwi", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "kotak-811", | |
| "name": "Kotak 811 #DreamDifferent Credit Card", | |
| "issuer": "KOTAK", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 250, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 0, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 75, | |
| "rewardRateMinPct": 0.2, | |
| "rewardRateMaxPct": 0.4, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/kotak-811", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.4, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "kotak-air", | |
| "name": "Kotak Air Credit Card", | |
| "issuer": "KOTAK", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 999, | |
| "joiningFeeRs": 999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 250000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": null, | |
| "minAgeYears": 18, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/kotak-air", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 3, | |
| "monthlyCapRs": 5000, | |
| "pointValuePaisa": 100, | |
| "merchants": "Kotak Unbox — flights & hotels" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "kotak-air-plus-prime", | |
| "name": "Kotak Air+ Prime Credit Card", | |
| "issuer": "KOTAK", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 3000, | |
| "joiningFeeRs": 3000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 400000, | |
| "forexMarkupPct": 2, | |
| "aprMonthlyPct": 3.5, | |
| "minSalaryRs": null, | |
| "minAgeYears": 18, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 2, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/kotak-air-plus-prime", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 5, | |
| "monthlyCapRs": 15000, | |
| "pointValuePaisa": 100, | |
| "merchants": "Kotak Unbox" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "kotak-cashback-plus-prime", | |
| "name": "Kotak Cashback+ Prime Credit Card", | |
| "issuer": "KOTAK", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 750, | |
| "joiningFeeRs": 750, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/kotak-cashback-plus-prime", | |
| "rewards": [ | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 750, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 750, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "FUEL", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 3, | |
| "monthlyCapRs": 750, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "kotak-indianoil", | |
| "name": "IndianOil Kotak Credit Card", | |
| "issuer": "KOTAK", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 449, | |
| "joiningFeeRs": 449, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 50000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": null, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 4, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/kotak-indianoil", | |
| "rewards": [ | |
| { | |
| "category": "FUEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 4, | |
| "monthlyCapRs": 300, | |
| "pointValuePaisa": 25, | |
| "merchants": "IndianOil (IOCL fuel outlets)" | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": 200, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": 200, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "kotak-indigo", | |
| "name": "IndiGo Kotak Credit Card", | |
| "issuer": "KOTAK", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 1500, | |
| "joiningFeeRs": 1500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.42, | |
| "rewardRateMaxPct": 1.26, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/kotak-indigo", | |
| "rewards": [ | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.26, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": "IndiGo (app & website)" | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.84, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "OTT_SUBSCRIPTIONS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.84, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.42, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "kotak-indigo-premium", | |
| "name": "IndiGo XL Kotak Credit Card", | |
| "issuer": "KOTAK", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 3000, | |
| "joiningFeeRs": 3000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.84, | |
| "rewardRateMaxPct": 2.1, | |
| "lastVerified": "2026-08-09", | |
| "url": "https://cardadvisor.in/cards/kotak-indigo-premium", | |
| "rewards": [ | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": "IndiGo (app & website)" | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.26, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "OTT_SUBSCRIPTIONS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.26, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.84, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "kotak-league-platinum", | |
| "name": "Kotak League Platinum Credit Card", | |
| "issuer": "KOTAK", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 50000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 41667, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.27, | |
| "rewardRateMaxPct": 0.27, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/kotak-league-platinum", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.27, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 10, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "kotak-pvr-inox", | |
| "name": "PVR INOX Kotak Credit Card", | |
| "issuer": "KOTAK", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": null, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0, | |
| "rewardRateMaxPct": 0, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/kotak-pvr-inox", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "kotak-solitaire", | |
| "name": "Kotak Solitaire Credit Card", | |
| "issuer": "KOTAK", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 0, | |
| "forexMarkupPct": 0, | |
| "aprMonthlyPct": 3.5, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 3, | |
| "rewardRateMaxPct": 3, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/kotak-solitaire", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 10, | |
| "monthlyCapRs": 100000, | |
| "pointValuePaisa": 100, | |
| "merchants": "Kotak Unbox" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "kotak-upi-rupay", | |
| "name": "Kotak UPI RuPay Credit Card", | |
| "issuer": "KOTAK", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": 0, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": null, | |
| "minAgeYears": 18, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.3, | |
| "rewardRateMaxPct": 0.3, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/kotak-upi-rupay", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 10, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "kotak-white", | |
| "name": "Kotak White Credit Card", | |
| "issuer": "KOTAK", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 3000, | |
| "joiningFeeRs": 3000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 500000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.5, | |
| "minSalaryRs": 208333, | |
| "minAgeYears": 28, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0, | |
| "rewardRateMaxPct": 0, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/kotak-white", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "kotak-white-reserve", | |
| "name": "Kotak White Reserve Credit Card", | |
| "issuer": "KOTAK", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 12500, | |
| "joiningFeeRs": 12500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 1000000, | |
| "forexMarkupPct": 2, | |
| "aprMonthlyPct": 3.5, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0, | |
| "rewardRateMaxPct": 0, | |
| "lastVerified": "2026-08-14", | |
| "url": "https://cardadvisor.in/cards/kotak-white-reserve", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "kotak-zen-signature", | |
| "name": "Kotak Zen Signature Credit Card", | |
| "issuer": "KOTAK", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 1500, | |
| "joiningFeeRs": 1500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 150000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 40000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.83, | |
| "rewardRateMaxPct": 1.67, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/kotak-zen-signature", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.83, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.67, | |
| "monthlyCapRs": 1125, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "onecard", | |
| "name": "OneCard Credit Card", | |
| "issuer": "BOB", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 1, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.2, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/onecard", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 10, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 10, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "pop-club", | |
| "name": "YES Bank POP-CLUB Credit Card", | |
| "issuer": "YES", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 399, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 150000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.2, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/pop-club", | |
| "rewards": [ | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 600, | |
| "pointValuePaisa": 10, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 10, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-apex", | |
| "name": "RBL Bank Apex Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 1000, | |
| "joiningFeeRs": 1000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-apex", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Flights, hotels, shopping & vouchers booked on the RBL Bank Rewards Portal" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-bankbazaar-savemax", | |
| "name": "RBL Bank BankBazaar SaveMax Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 1.25, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-bankbazaar-savemax", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": "Supermarkets & grocery stores" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-bankbazaar-savemax-pro", | |
| "name": "RBL Bank BankBazaar SaveMax Pro Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 2.5, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-bankbazaar-savemax-pro", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": "Supermarkets & grocery stores" | |
| }, | |
| { | |
| "category": "FUEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": "Fuel / petrol pumps" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-binge", | |
| "name": "RBL Bank Binge Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 999, | |
| "joiningFeeRs": 999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 100000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 3, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-binge", | |
| "rewards": [ | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": 200, | |
| "pointValuePaisa": 25, | |
| "merchants": "Online spends" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-blockbuster", | |
| "name": "RBL Bank Blockbuster Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 3000, | |
| "joiningFeeRs": 3000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-blockbuster", | |
| "rewards": [ | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 25, | |
| "merchants": "Dining merchants, Saturday and Sunday transactions only" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-cookies", | |
| "name": "RBL Bank Cookies Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 1200, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 60000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 10, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-cookies", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "Online spends (5X reward points)" | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 900, | |
| "pointValuePaisa": 100, | |
| "merchants": "Zomato, Myntra, Uber" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-dmi-finance", | |
| "name": "RBL Bank DMI Finance Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 0.5, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/rbl-dmi-finance", | |
| "rewards": [ | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": 125, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": 125, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-icon", | |
| "name": "RBL Bank Icon Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 5000, | |
| "joiningFeeRs": 5000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-icon", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 25, | |
| "merchants": "Weekend dining" | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-indianoil", | |
| "name": "RBL Bank IndianOil Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 175000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-indianoil", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "FUEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 50, | |
| "merchants": "IndianOil (IOCL) fuel stations" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-indianoil-xtra", | |
| "name": "RBL Bank IndianOil XTRA Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 1500, | |
| "joiningFeeRs": 1500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 275000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 7.5, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-indianoil-xtra", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "FUEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 7.5, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 50, | |
| "merchants": "IndianOil (IOCL) fuel stations" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-irctc", | |
| "name": "RBL Bank IRCTC Credit Card", | |
| "issuer": "RBL", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 2.5, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-irctc", | |
| "rewards": [ | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "IRCTC train ticket bookings (railway ticketing)" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-lumiere", | |
| "name": "RBL Bank Lumière Credit Card", | |
| "issuer": "RBL", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 50000, | |
| "joiningFeeRs": 50000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 0, | |
| "aprMonthlyPct": 3.4, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 2, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-lumiere", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 10, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Lumière rewards portal (lumiere.rbl.bank.in)" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-nova", | |
| "name": "RBL Bank Nova Credit Card", | |
| "issuer": "RBL", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 12500, | |
| "joiningFeeRs": 12500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 1000000, | |
| "forexMarkupPct": 2, | |
| "aprMonthlyPct": 3.4, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 2, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-nova", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 6, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Nova flight & hotel booking portal" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-paisabazaar-duet", | |
| "name": "RBL Bank Paisabazaar Duet Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-paisabazaar-duet", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "rbl-paisabazaar-duet-plus", | |
| "name": "RBL Bank Paisabazaar Duet Plus Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 400000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 2.5, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-paisabazaar-duet-plus", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 300, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 200, | |
| "pointValuePaisa": 100, | |
| "merchants": "Travel & dining spends" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-patanjali-swarn", | |
| "name": "RBL Bank Patanjali Swarn Credit Card", | |
| "issuer": "RBL", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 10, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-patanjali-swarn", | |
| "rewards": [ | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 750, | |
| "pointValuePaisa": 100, | |
| "merchants": "Patanjali stores (online & offline), min ₹500 per transaction" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-patanjali-vishisht", | |
| "name": "RBL Bank Patanjali Vishisht Credit Card", | |
| "issuer": "RBL", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 150000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 10, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-patanjali-vishisht", | |
| "rewards": [ | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": "Patanjali stores (online & offline), min ₹500 per transaction" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-platinum-maxima", | |
| "name": "RBL Bank Platinum Maxima Plus Credit Card", | |
| "issuer": "RBL", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 2500, | |
| "joiningFeeRs": 2500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 40000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 2.5, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/rbl-platinum-maxima", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "OTT_SUBSCRIPTIONS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-play", | |
| "name": "RBL Bank Play Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 150000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 0.25, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-play", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-salaryse-up", | |
| "name": "RBL Bank SalarySe UP Credit Card", | |
| "issuer": "RBL", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.2, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-salaryse-up", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 200, | |
| "pointValuePaisa": 20, | |
| "merchants": "UPI spends via the SalarySe app" | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "rbl-shoprite", | |
| "name": "RBL Bank ShopRite Credit Card", | |
| "issuer": "RBL", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 150000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 12000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-shoprite", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": "Supermarkets & departmental stores" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-tvs-credit", | |
| "name": "RBL Bank TVS Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 0.5, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-tvs-credit", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 25, | |
| "merchants": "Online retail spends" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-tvs-credit-gold", | |
| "name": "RBL Bank TVS Gold Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 1500, | |
| "joiningFeeRs": 1500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-tvs-credit-gold", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "International / overseas spends" | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 250, | |
| "pointValuePaisa": 100, | |
| "merchants": "EazyDiner" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-world-safari", | |
| "name": "RBL Bank World Safari Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 3000, | |
| "joiningFeeRs": 3000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 0, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 1.25, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-world-safari", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "Travel & forex" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "rbl-world-safari-lite", | |
| "name": "RBL Bank World Safari Lite Credit Card", | |
| "issuer": "RBL", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 1000, | |
| "joiningFeeRs": 1000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 0, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0, | |
| "rewardRateMaxPct": 0.25, | |
| "lastVerified": "2026-08-06", | |
| "url": "https://cardadvisor.in/cards/rbl-world-safari-lite", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "RBL Bank travel rewards portal" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "roarbank", | |
| "name": "Roarbank RuPay Credit Card", | |
| "issuer": "UNITY", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.3, | |
| "minSalaryRs": null, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/roarbank", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 2500, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "sbi-apollo", | |
| "name": "Apollo SBI Card", | |
| "issuer": "SBI", | |
| "network": "MASTERCARD", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 100000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 3, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-apollo", | |
| "rewards": [ | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Apollo 24|7, Apollo Pharmacy, Apollo Hospitals & Clinics" | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "COBRANDED_OTT" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-apollo-select", | |
| "name": "Apollo SBI Card SELECT", | |
| "issuer": "SBI", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 300000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 10, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/sbi-apollo-select", | |
| "rewards": [ | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 10, | |
| "monthlyCapRs": 5000, | |
| "pointValuePaisa": 100, | |
| "merchants": "Apollo 24|7, Apollo Pharmacy, Apollo Hospitals & Clinics" | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": 5000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": 5000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-aurum", | |
| "name": "SBI Card AURUM", | |
| "issuer": "SBI", | |
| "network": "MASTERCARD", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 9999, | |
| "joiningFeeRs": 9999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 1200000, | |
| "forexMarkupPct": 1.99, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-14", | |
| "url": "https://cardadvisor.in/cards/sbi-aurum", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "COBRANDED_OTT" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-bpcl", | |
| "name": "BPCL SBI Card", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 100000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 3.25, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/sbi-bpcl", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "FUEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3.25, | |
| "monthlyCapRs": 325, | |
| "pointValuePaisa": 25, | |
| "merchants": "Bharat Petroleum (BPCL)" | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-bpcl-octane", | |
| "name": "BPCL SBI Card Octane", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 6.25, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/sbi-bpcl-octane", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 1875, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "FUEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 6.25, | |
| "monthlyCapRs": 625, | |
| "pointValuePaisa": 25, | |
| "merchants": "Bharat Petroleum (BPCL)" | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 1875, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-cashback", | |
| "name": "SBI Cashback Credit Card", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 999, | |
| "joiningFeeRs": 999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-cashback", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-doctors", | |
| "name": "Doctor's SBI Card", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 1.25, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-doctors", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 1875, | |
| "pointValuePaisa": 25, | |
| "merchants": "Travel agencies & tour operators (MCC 4722)" | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 1875, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-doctors-ima", | |
| "name": "Doctor's SBI Card (in Association with IMA)", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 1.25, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-doctors-ima", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 1875, | |
| "pointValuePaisa": 25, | |
| "merchants": "Travel agencies & tour operators (MCC 4722)" | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 1875, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-elite", | |
| "name": "SBI Card ELITE", | |
| "issuer": "SBI", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 4999, | |
| "joiningFeeRs": 4999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 1000000, | |
| "forexMarkupPct": 1.99, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 100000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 2.5, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/sbi-elite", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 2500, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 2500, | |
| "pointValuePaisa": 25, | |
| "merchants": "All grocery and departmental stores except Metro Cash & Carry, Reliance Market and Walmart, which SBI names as ineligible for the accelerated rate" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-flipkart", | |
| "name": "Flipkart SBI Card", | |
| "issuer": "SBI", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 350000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 7.5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-flipkart", | |
| "rewards": [ | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 7.5, | |
| "monthlyCapRs": 1333, | |
| "pointValuePaisa": 100, | |
| "merchants": "Myntra" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 1333, | |
| "pointValuePaisa": 100, | |
| "merchants": "Flipkart, Shopsy & Flipkart Travel" | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 1333, | |
| "pointValuePaisa": 100, | |
| "merchants": "Cleartrip" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-indigo", | |
| "name": "IndiGo SBI Card", | |
| "issuer": "SBI", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.42, | |
| "rewardRateMaxPct": 1.26, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-indigo", | |
| "rewards": [ | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 1.26, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": "IndiGo bookings" | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.84, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.42, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-indigo-elite", | |
| "name": "IndiGo SBI Card ELITE", | |
| "issuer": "SBI", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 4999, | |
| "joiningFeeRs": 4999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.84, | |
| "rewardRateMaxPct": 2.94, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-indigo-elite", | |
| "rewards": [ | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 2.94, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": "IndiGo bookings" | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 1.26, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.84, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 42, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-irctc-platinum", | |
| "name": "IRCTC SBI Platinum Card", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 500, | |
| "joiningFeeRs": 500, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.8, | |
| "rewardRateMaxPct": 10, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-irctc-platinum", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.8, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 10, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "IRCTC" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-irctc-premier", | |
| "name": "IRCTC SBI Card Premier", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.8, | |
| "rewardRateMaxPct": 8, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-irctc-premier", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.8, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.4, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.4, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 8, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "IRCTC" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-krisflyer", | |
| "name": "KrisFlyer SBI Card", | |
| "issuer": "SBI", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 2999, | |
| "joiningFeeRs": 2999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 1.25, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-krisflyer", | |
| "rewards": [ | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-krisflyer-apex", | |
| "name": "KrisFlyer SBI Card Apex", | |
| "issuer": "SBI", | |
| "network": "MASTERCARD", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 9999, | |
| "joiningFeeRs": 9999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 100000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1.5, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-krisflyer-apex", | |
| "rewards": [ | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-landmark", | |
| "name": "Landmark Rewards SBI Card", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 2.5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-landmark", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "Landmark stores" | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-landmark-prime", | |
| "name": "Landmark Rewards SBI Card PRIME", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 2999, | |
| "joiningFeeRs": 2999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 6.25, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-landmark-prime", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 6.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "Landmark stores" | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-landmark-select", | |
| "name": "Landmark Rewards SBI Card SELECT", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 3.75, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-landmark-select", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3.75, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "Landmark stores" | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-miles", | |
| "name": "SBI Card MILES", | |
| "issuer": "SBI", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 600000, | |
| "forexMarkupPct": 3, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 0.5, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/sbi-miles", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-miles-elite", | |
| "name": "SBI Card Miles Elite", | |
| "issuer": "SBI", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 4999, | |
| "joiningFeeRs": 4999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 1500000, | |
| "forexMarkupPct": 1.99, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 60000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 1.5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-miles-elite", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-miles-prime", | |
| "name": "SBI Card MILES PRIME", | |
| "issuer": "SBI", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 2999, | |
| "joiningFeeRs": 2999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 1000000, | |
| "forexMarkupPct": 2.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-miles-prime", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "AIRLINE_MILES", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 50, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-paytm", | |
| "name": "Paytm SBI Card", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 3, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-paytm", | |
| "rewards": [ | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Paytm Travel" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Paytm Mall & Movies" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-paytm-select", | |
| "name": "Paytm SBI Card SELECT", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-paytm-select", | |
| "rewards": [ | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Paytm Travel" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Paytm Mall & Movies" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-phonepe-purple", | |
| "name": "PhonePe SBI Card PURPLE", | |
| "issuer": "SBI", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 100000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 3, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-phonepe-purple", | |
| "rewards": [ | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 3, | |
| "monthlyCapRs": 750, | |
| "pointValuePaisa": 100, | |
| "merchants": "PhonePe app" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 2, | |
| "monthlyCapRs": 750, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-phonepe-select-black", | |
| "name": "PhonePe SBI Card SELECT BLACK", | |
| "issuer": "SBI", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 300000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 10, | |
| "lastVerified": "2026-08-14", | |
| "url": "https://cardadvisor.in/cards/sbi-phonepe-select-black", | |
| "rewards": [ | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 10, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 100, | |
| "merchants": "PhonePe app" | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-prime", | |
| "name": "SBI Card PRIME", | |
| "issuer": "SBI", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 2999, | |
| "joiningFeeRs": 2999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 300000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 2.5, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/sbi-prime", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 1875, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 1875, | |
| "pointValuePaisa": 25, | |
| "merchants": "All grocery and departmental stores except Metro Cash & Carry, Reliance Market and Walmart, which SBI names as ineligible for the accelerated rate" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-pulse", | |
| "name": "SBI Card PULSE", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 2.5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-pulse", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 1875, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "COBRANDED_OTT" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-reliance", | |
| "name": "Reliance SBI Card", | |
| "issuer": "SBI", | |
| "network": "MASTERCARD", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 100000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 2.5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-reliance", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "AJIO & JioMart" | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "Reliance Retail stores" | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-reliance-prime", | |
| "name": "Reliance SBI Card PRIME", | |
| "issuer": "SBI", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 2999, | |
| "joiningFeeRs": 2999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 300000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-reliance-prime", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "AJIO & JioMart" | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "Reliance Retail stores" | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 1875, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 1875, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-shaurya", | |
| "name": "Shaurya SBI Card", | |
| "issuer": "SBI", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 250, | |
| "joiningFeeRs": 250, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 50000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 2.75, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 1.25, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-shaurya", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-shaurya-select", | |
| "name": "Shaurya Select SBI Card", | |
| "issuer": "SBI", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 150000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 2.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 2.5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-shaurya-select", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-simply-click", | |
| "name": "SBI SimplyCLICK Credit Card", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 100000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.2, | |
| "rewardRateMaxPct": 2.5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-simply-click", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": 2500, | |
| "pointValuePaisa": 25, | |
| "merchants": "Apollo 24x7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, Gyftr, Tata CLiQ" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-simply-save", | |
| "name": "SBI SimplySAVE Credit Card", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 100000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.17, | |
| "rewardRateMaxPct": 1.67, | |
| "lastVerified": "2026-08-15", | |
| "url": "https://cardadvisor.in/cards/sbi-simply-save", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.17, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.67, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.67, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-tata-neu-infinity", | |
| "name": "Tata Neu Infinity SBI Card", | |
| "issuer": "SBI", | |
| "network": "RUPAY", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 300000, | |
| "forexMarkupPct": 1.99, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1.5, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-tata-neu-infinity", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Tata Neu & Tata brands" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-tata-neu-plus", | |
| "name": "Tata Neu Plus SBI Card", | |
| "issuer": "SBI", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 100000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-tata-neu-plus", | |
| "rewards": [ | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": "Tata Neu & Tata brands" | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 2000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-titan", | |
| "name": "Titan SBI Card", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 2999, | |
| "joiningFeeRs": 2999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 300000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 1.5, | |
| "rewardRateMaxPct": 1.5, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-titan", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.5, | |
| "monthlyCapRs": 1500, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbi-unnati", | |
| "name": "SBI Card Unnati", | |
| "issuer": "SBI", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": null, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.25, | |
| "rewardRateMaxPct": 0.25, | |
| "lastVerified": "2026-08-05", | |
| "url": "https://cardadvisor.in/cards/sbi-unnati", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sbm-zet", | |
| "name": "SBM ZET Credit Card", | |
| "issuer": "SBM", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 2.49, | |
| "aprMonthlyPct": 3.5, | |
| "minSalaryRs": null, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 2, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/sbm-zet", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "sc-beyond", | |
| "name": "Standard Chartered Beyond Credit Card", | |
| "issuer": "SC", | |
| "network": "VISA", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 25000, | |
| "joiningFeeRs": 15000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 2, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 3.33, | |
| "rewardRateMaxPct": 3.33, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/sc-beyond", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3.33, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "EDUCATION", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GOVERNMENT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "RENT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sc-digismart", | |
| "name": "Standard Chartered DigiSmart Credit Card", | |
| "issuer": "SC", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 588, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 60000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0, | |
| "rewardRateMaxPct": 15, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/sc-digismart", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 0, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 100, | |
| "merchants": "Blinkit" | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 10, | |
| "monthlyCapRs": 750, | |
| "pointValuePaisa": 100, | |
| "merchants": "Zomato" | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 15, | |
| "monthlyCapRs": 600, | |
| "pointValuePaisa": 100, | |
| "merchants": "Ola, Yatra" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sc-easemytrip", | |
| "name": "Standard Chartered EaseMyTrip Credit Card", | |
| "issuer": "SC", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 350, | |
| "joiningFeeRs": 350, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 50000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 2.5, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/sc-easemytrip", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "Standalone airline and hotel websites, apps and outlets (identified by Visa merchant category codes). Explicitly NOT EaseMyTrip's own website or app, and not other travel aggregators — bookings made on EaseMyTrip earn only the 2 RP per ₹100 base rate." | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sc-manhattan-platinum", | |
| "name": "Standard Chartered Manhattan Platinum Credit Card", | |
| "issuer": "SC", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 999, | |
| "joiningFeeRs": 999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 120000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/sc-manhattan-platinum", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": "Supermarkets, grocery stores and departmental stores" | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "sc-platinum-rewards", | |
| "name": "Standard Chartered Platinum Rewards Credit Card", | |
| "issuer": "SC", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 1.99, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.17, | |
| "rewardRateMaxPct": 0.83, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/sc-platinum-rewards", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.17, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DINING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.83, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "Restaurants and dining outlets registered under Visa dining merchant category codes" | |
| }, | |
| { | |
| "category": "FUEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.83, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "Fuel stations registered under Visa fuel merchant category codes" | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "sc-priority-visa-infinite", | |
| "name": "Standard Chartered Priority Visa Infinite Credit Card", | |
| "issuer": "SC", | |
| "network": "VISA", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.5, | |
| "rewardRateMaxPct": 1.25, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/sc-priority-visa-infinite", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sc-rewards", | |
| "name": "Standard Chartered Rewards Credit Card", | |
| "issuer": "SC", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 1000, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 150000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.67, | |
| "rewardRateMaxPct": 0.67, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/sc-rewards", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.67, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.17, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GOVERNMENT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.17, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "sc-smart", | |
| "name": "Standard Chartered Smart Credit Card", | |
| "issuer": "SC", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 120000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 2, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/sc-smart", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
| "monthlyCapRs": 500, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 2, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "sc-super-value-titanium", | |
| "name": "Standard Chartered Super Value Titanium Credit Card", | |
| "issuer": "SC", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 750, | |
| "joiningFeeRs": 750, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 90000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 60000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 0.17, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/sc-super-value-titanium", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.17, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "FUEL", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 200, | |
| "pointValuePaisa": 100, | |
| "merchants": "All fuel stations" | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 5, | |
| "monthlyCapRs": 300, | |
| "pointValuePaisa": 100, | |
| "merchants": "SC Billpay" | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "sc-ultimate", | |
| "name": "Standard Chartered Ultimate Credit Card", | |
| "issuer": "SC", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 5000, | |
| "joiningFeeRs": 5000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 2, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 200000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 3.33, | |
| "rewardRateMaxPct": 3.33, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/sc-ultimate", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3.33, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INSURANCE", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "RENT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "EDUCATION", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GOVERNMENT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "scapia-federal", | |
| "name": "Scapia Credit Card", | |
| "issuer": "FEDERAL", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 0, | |
| "aprMonthlyPct": 3.75, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 2, | |
| "rewardRateMaxPct": 4, | |
| "lastVerified": "2026-08-14", | |
| "url": "https://cardadvisor.in/cards/scapia-federal", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "TRAVEL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 4, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": "Scapia app" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "slice", | |
| "name": "slice UPI Credit Card", | |
| "issuer": "SLICE", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 0, | |
| "aprMonthlyPct": 3.5, | |
| "minSalaryRs": 15000, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 65, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/slice", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
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| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "uni-goldx", | |
| "name": "BOBCARD Uni GoldX Credit Card", | |
| "issuer": "BOB", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
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| "forexMarkupPct": 0, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": null, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/uni-goldx", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "utkarsh-supercard", | |
| "name": "super.money superCard (Utkarsh SFB)", | |
| "issuer": "UTKARSH", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.5, | |
| "minSalaryRs": null, | |
| "minAgeYears": 18, | |
| "maxAgeYears": 70, | |
| "rewardRateMinPct": 1, | |
| "rewardRateMaxPct": 1, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/utkarsh-supercard", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "CASHBACK", | |
| "ratePct": 1, | |
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| "pointValuePaisa": 100, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [] | |
| }, | |
| { | |
| "cardKey": "yes-ace", | |
| "name": "YES Bank Ace Credit Card", | |
| "issuer": "YES", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 499, | |
| "joiningFeeRs": 499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 50000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.4, | |
| "rewardRateMaxPct": 0.8, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/yes-ace", | |
| "rewards": [ | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.8, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.2, | |
| "monthlyCapRs": 30, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.4, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "yes-elite-plus", | |
| "name": "YES Bank Elite+ Credit Card", | |
| "issuer": "YES", | |
| "network": "MASTERCARD", | |
| "tier": "MID", | |
| "annualFeeRs": 999, | |
| "joiningFeeRs": 999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 200000, | |
| "forexMarkupPct": 3, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 100000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.6, | |
| "rewardRateMaxPct": 1.2, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/yes-elite-plus", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.6, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.2, | |
| "monthlyCapRs": 2400, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.4, | |
| "monthlyCapRs": 60, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "yes-essence", | |
| "name": "YES Bank Essence Credit Card", | |
| "issuer": "YES", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 799, | |
| "joiningFeeRs": 799, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 100000, | |
| "forexMarkupPct": 3, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 30000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.4, | |
| "rewardRateMaxPct": 0.8, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/yes-essence", | |
| "rewards": [ | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.8, | |
| "monthlyCapRs": 1800, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.4, | |
| "monthlyCapRs": 30, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.4, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "yes-first-exclusive", | |
| "name": "YES First Exclusive Credit Card (now YES Bank RESERV)", | |
| "issuer": "YES", | |
| "network": "MASTERCARD", | |
| "tier": "PREMIUM", | |
| "annualFeeRs": 2499, | |
| "joiningFeeRs": 2499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 300000, | |
| "forexMarkupPct": 2, | |
| "aprMonthlyPct": 2.99, | |
| "minSalaryRs": 200000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.75, | |
| "rewardRateMaxPct": 3, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/yes-first-exclusive", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.75, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": 1250, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "yes-marquee", | |
| "name": "YES Bank Marquee Credit Card", | |
| "issuer": "YES", | |
| "network": "MASTERCARD", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 4999, | |
| "joiningFeeRs": 9999, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 1000000, | |
| "forexMarkupPct": 1, | |
| "aprMonthlyPct": 2.99, | |
| "minSalaryRs": 300000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 2.25, | |
| "rewardRateMaxPct": 4.5, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/yes-marquee", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 4.5, | |
| "monthlyCapRs": 25000, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": 313, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "OTT_SUBSCRIPTIONS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 1.25, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "COBRANDED_OTT" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "yes-private", | |
| "name": "YES Private Credit Card", | |
| "issuer": "YES", | |
| "network": "MASTERCARD", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 10000, | |
| "joiningFeeRs": 50000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 2500000, | |
| "forexMarkupPct": 0.5, | |
| "aprMonthlyPct": 2.99, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 2.5, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/yes-private", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "yes-private-prime", | |
| "name": "YES Private Prime Credit Card", | |
| "issuer": "YES", | |
| "network": "MASTERCARD", | |
| "tier": "SUPER_PREMIUM", | |
| "annualFeeRs": 10000, | |
| "joiningFeeRs": 20000, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 2000000, | |
| "forexMarkupPct": 0.5, | |
| "aprMonthlyPct": 2.99, | |
| "minSalaryRs": null, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 2.5, | |
| "rewardRateMaxPct": 5, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/yes-private-prime", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 2.5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "INTERNATIONAL", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 5, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "HOTEL_MEMBERSHIP" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "yes-select", | |
| "name": "YES Bank Select Credit Card", | |
| "issuer": "YES", | |
| "network": "VISA", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 599, | |
| "joiningFeeRs": 599, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": 100000, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 50000, | |
| "minAgeYears": null, | |
| "maxAgeYears": null, | |
| "rewardRateMinPct": 0.4, | |
| "rewardRateMaxPct": 0.8, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/yes-select", | |
| "rewards": [ | |
| { | |
| "category": "ONLINE_SHOPPING", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.8, | |
| "monthlyCapRs": 1000, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.2, | |
| "monthlyCapRs": 30, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.4, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "GOLF" | |
| }, | |
| { | |
| "perkType": "MOVIE_TICKET" | |
| }, | |
| { | |
| "perkType": "CONCIERGE" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "yes-wellness-plus", | |
| "name": "YES Bank Wellness Plus Credit Card", | |
| "issuer": "YES", | |
| "network": "VISA", | |
| "tier": "MID", | |
| "annualFeeRs": 1499, | |
| "joiningFeeRs": 1499, | |
| "lifetimeFree": false, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 20000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.6, | |
| "rewardRateMaxPct": 3, | |
| "lastVerified": "2026-08-07", | |
| "url": "https://cardadvisor.in/cards/yes-wellness-plus", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.6, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| }, | |
| { | |
| "category": "GROCERY", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 3, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 20, | |
| "merchants": "Pharmacy & chemist stores" | |
| }, | |
| { | |
| "category": "UTILITY_BILLS", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.6, | |
| "monthlyCapRs": 90, | |
| "pointValuePaisa": 20, | |
| "merchants": null | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| }, | |
| { | |
| "perkType": "INSURANCE" | |
| }, | |
| { | |
| "perkType": "MILESTONE_BONUS" | |
| }, | |
| { | |
| "perkType": "FUEL_WAIVER" | |
| } | |
| ] | |
| }, | |
| { | |
| "cardKey": "zagg", | |
| "name": "YES Bank Zagg Credit Card", | |
| "issuer": "YES", | |
| "network": "RUPAY", | |
| "tier": "ENTRY", | |
| "annualFeeRs": 0, | |
| "joiningFeeRs": 0, | |
| "lifetimeFree": true, | |
| "feeWaiverSpendRs": null, | |
| "forexMarkupPct": 3.5, | |
| "aprMonthlyPct": 3.99, | |
| "minSalaryRs": 25000, | |
| "minAgeYears": 21, | |
| "maxAgeYears": 60, | |
| "rewardRateMinPct": 0.75, | |
| "rewardRateMaxPct": 0.75, | |
| "lastVerified": "2026-08-08", | |
| "url": "https://cardadvisor.in/cards/zagg", | |
| "rewards": [ | |
| { | |
| "category": "DEFAULT", | |
| "rewardType": "REWARD_POINTS", | |
| "ratePct": 0.75, | |
| "monthlyCapRs": null, | |
| "pointValuePaisa": 25, | |
| "merchants": "Zagg app — UPI and contactless spends" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "perkType": "LOUNGE_ACCESS" | |
| } | |
| ] | |
| } | |
| ], | |
| "frozen": true, | |
| "releaseDate": "2026-08-16", | |
| "liveEndpoint": "https://cardadvisor.in/data/cards.json" | |
| } | |