{ "dataset": "CardAdvisor — India Credit Card Facts", "description": "Core, verifiable facts for active Indian credit cards — fees, eligibility, reward rates, point values and perk types. Independent, no paid placements. Free to cite with attribution.", "publisher": "CardAdvisor", "license": "CC BY 4.0", "licenseUrl": "https://creativecommons.org/licenses/by/4.0/", "citation": "CardAdvisor — India Credit Card Facts Dataset v2026-08-16, https://cardadvisor.in/data/v/2026-08-16/cards.json.", "source": "https://cardadvisor.in/api/v1/cards", "homepage": "https://cardadvisor.in/data", "asOf": "2026-08-15", "verifiedFrom": "2026-07-27", "version": "v2026-08-16", "schemaVersion": 3, "generatedAt": "2026-08-16T09:31:11.673Z", "cardCount": 280, "fieldDictionary": { "cardKey": "Stable slug; the card detail page is /cards/{cardKey}.", "name": "Official card name.", "issuer": "Issuing bank/network (enum).", "network": "Card network (VISA / MASTERCARD / RUPAY / AMEX).", "tier": "ENTRY / MID / PREMIUM / SUPER_PREMIUM.", "annualFeeRs": "Recurring annual fee in ₹ (0 if none).", "joiningFeeRs": "One-time joining fee in ₹ (0 if none).", "lifetimeFree": "True only if genuinely no annual fee AND no spend-based waiver condition.", "feeWaiverSpendRs": "Annual spend in ₹ that waives the annual fee; null if not waivable.", "forexMarkupPct": "Foreign-currency markup as a percentage (before 18% GST); null if unpublished.", "aprMonthlyPct": "Monthly finance charge (APR) as a percentage; null if unpublished.", "minSalaryRs": "Stated minimum monthly income in ₹; null if unpublished.", "minAgeYears": "Minimum applicant age; null if unpublished.", "maxAgeYears": "Maximum applicant age; null if unpublished.", "rewardRateMinPct": "Base earn rate as a % of spend (real cash value, excludes portal accelerators).", "rewardRateMaxPct": "Best category earn rate as a % of spend (real cash value, excludes portal accelerators).", "lastVerified": "Date this card record was last verified against issuer sources (yyyy-mm-dd).", "url": "Canonical card detail page.", "rewards": "Per-category earn rows: category, rewardType, ratePct (EFFECTIVE cash return as a % of spend, i.e. points-per-₹1 × pointValuePaisa — directly comparable across points and cashback cards), monthlyCapRs, pointValuePaisa, merchants (scope; portal/co-brand rows are marked).", "perks": "Perks the card carries, by perkType (LOUNGE_ACCESS, INSURANCE, …). Our rupee valuation of each perk is editorial and is not part of the open dataset." }, "cards": [ { "cardKey": "amex-centurion", "name": "American Express Centurion Card", "issuer": "AMEX", "network": "AMEX", "tier": "SUPER_PREMIUM", "annualFeeRs": 275000, "joiningFeeRs": 700000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": null, "aprMonthlyPct": null, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1.2, "rewardRateMaxPct": 1.2, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/amex-centurion", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1.2, "monthlyCapRs": null, "pointValuePaisa": 60, "merchants": null } ], "perks": [ { "perkType": "CONCIERGE" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "amex-gold", "name": "American Express Gold Card", "issuer": "AMEX", "network": "AMEX", "tier": "PREMIUM", "annualFeeRs": 4500, "joiningFeeRs": 1000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 50000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/amex-gold", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 5000, "pointValuePaisa": 50, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 5000, "pointValuePaisa": 50, "merchants": "Reward Multiplier (ShopWise) partners" } ], "perks": [ { "perkType": "INSURANCE" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "amex-mrcc", "name": "American Express Membership Rewards Credit Card", "issuer": "AMEX", "network": "AMEX", "tier": "MID", "annualFeeRs": 4500, "joiningFeeRs": 1000, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.5, "minSalaryRs": 37500, "minAgeYears": 18, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/amex-mrcc", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "amex-platinum-charge", "name": "American Express Platinum Card", "issuer": "AMEX", "network": "AMEX", "tier": "SUPER_PREMIUM", "annualFeeRs": 66000, "joiningFeeRs": 66000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 208333, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1.5, "rewardRateMaxPct": 4.5, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/amex-platinum-charge", "rewards": [ { "category": "FUEL", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": 3000, "pointValuePaisa": 60, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 4.5, "monthlyCapRs": null, "pointValuePaisa": 60, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 7.5, "monthlyCapRs": null, "pointValuePaisa": 60, "merchants": "ShopWise (Reward Multiplier) & Rewards Xcelerator" }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 60, "merchants": null } ], "perks": [ { "perkType": "CONCIERGE" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "INSURANCE" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "amex-platinum-reserve", "name": "American Express Platinum Reserve Credit Card", "issuer": "AMEX", "network": "AMEX", "tier": "PREMIUM", "annualFeeRs": 10000, "joiningFeeRs": 10000, "lifetimeFree": false, "feeWaiverSpendRs": 1000000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.5, "minSalaryRs": 50000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/amex-platinum-reserve", "rewards": [ { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": "Reward Multiplier portal" }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null } ], "perks": [ { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "CONCIERGE" } ] }, { "cardKey": "amex-platinum-travel", "name": "American Express Platinum Travel Credit Card", "issuer": "AMEX", "network": "AMEX", "tier": "PREMIUM", "annualFeeRs": 5000, "joiningFeeRs": 5000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.5, "minSalaryRs": 50000, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-14", "url": "https://cardadvisor.in/cards/amex-platinum-travel", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "amex-smartearn", "name": "American Express SmartEarn Credit Card", "issuer": "AMEX", "network": "AMEX", "tier": "ENTRY", "annualFeeRs": 495, "joiningFeeRs": 495, "lifetimeFree": false, "feeWaiverSpendRs": 40000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.5, "minSalaryRs": 37500, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1, "rewardRateMaxPct": 10, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/amex-smartearn", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 10, "monthlyCapRs": 250, "pointValuePaisa": 50, "merchants": "Flipkart, Uber, BookMyShow, Ajio, Nykaa, PVR, BlinkIt, Myntra" }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 10, "monthlyCapRs": 250, "pointValuePaisa": 50, "merchants": "EaseMyTrip, Zomato" }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 125, "pointValuePaisa": 50, "merchants": "Amazon" } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "au-altura", "name": "AU Altura Credit Card", "issuer": "AU", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 199, "joiningFeeRs": 199, "lifetimeFree": false, "feeWaiverSpendRs": 40000, "forexMarkupPct": 3.49, "aprMonthlyPct": 3.75, "minSalaryRs": 12000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 2, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/au-altura", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 50, "pointValuePaisa": 100, "merchants": null }, { "category": "GROCERY", "rewardType": "CASHBACK", "ratePct": 2, "monthlyCapRs": 50, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "CASHBACK", "ratePct": 2, "monthlyCapRs": 50, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "au-altura-plus", "name": "AU Altura Plus Credit Card", "issuer": "AU", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 80000, "forexMarkupPct": 3.49, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1.5, "rewardRateMaxPct": 1.5, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/au-altura-plus", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1.5, "monthlyCapRs": 100, "pointValuePaisa": 100, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "au-ananta", "name": "AU Ananta Credit Card", "issuer": "AU", "network": "VISA", "tier": "MID", "annualFeeRs": 2000, "joiningFeeRs": 2000, "lifetimeFree": false, "feeWaiverSpendRs": 300000, "forexMarkupPct": 3.49, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/au-ananta", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "au-ca", "name": "AU CA Credit Card", "issuer": "AU", "network": "VISA", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 1.99, "aprMonthlyPct": 2.99, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 75, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 2, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/au-ca", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "CONCIERGE" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "au-cs", "name": "AU CS Credit Card", "issuer": "AU", "network": "VISA", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 1.99, "aprMonthlyPct": 2.99, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 2, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/au-cs", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "CONCIERGE" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "au-instapay", "name": "AU InstaPay Credit Card", "issuer": "AU", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 12000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/au-instapay", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 100, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "au-ixigo", "name": "ixigo AU Credit Card", "issuer": "AU", "network": "RUPAY", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 0, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.63, "rewardRateMaxPct": 0.63, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/au-ixigo", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.63, "monthlyCapRs": 2500, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "au-kosmo", "name": "AU Kosmo Credit Card", "issuer": "AU", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.49, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 1.5, "rewardRateMaxPct": 1.5, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/au-kosmo", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "au-laksya", "name": "AU Laksya Credit Card", "issuer": "AU", "network": "VISA", "tier": "MID", "annualFeeRs": 1000, "joiningFeeRs": 1000, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.49, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/au-laksya", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "au-lit", "name": "AU LIT Credit Card", "issuer": "AU", "network": "VISA", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.49, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 5, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/au-lit", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": 2500, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": "Active paid benefit pack" }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 2500, "pointValuePaisa": 25, "merchants": "Active paid benefit pack" } ], "perks": [] }, { "cardKey": "au-nomo", "name": "AU NOMO Credit Card", "issuer": "AU", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 199, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 0.99, "aprMonthlyPct": 3.75, "minSalaryRs": 0, "minAgeYears": 18, "maxAgeYears": 99, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 0.5, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/au-nomo", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "au-paytm", "name": "Paytm AU Credit Card", "issuer": "AU", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.49, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 5, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/au-paytm", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 3000, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 3000, "pointValuePaisa": 100, "merchants": "Paytm Travel and Paytm Gold (via the Paytm app)" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "au-prathama", "name": "AU Prathama Credit Card", "issuer": "AU", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 100, "joiningFeeRs": 100, "lifetimeFree": false, "feeWaiverSpendRs": 75000, "forexMarkupPct": 3.49, "aprMonthlyPct": 3.75, "minSalaryRs": 12000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 0.25, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/au-prathama", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "au-spont", "name": "AU SPONT Credit Card", "issuer": "AU", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 299, "joiningFeeRs": 299, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.49, "aprMonthlyPct": 3.75, "minSalaryRs": 12000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/au-spont", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "au-tejas", "name": "AU Tejas Credit Card", "issuer": "AU", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 3.49, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 10, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/au-tejas", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 250, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "au-traverse", "name": "AU Traverse Credit Card", "issuer": "AU", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 4999, "joiningFeeRs": 4999, "lifetimeFree": false, "feeWaiverSpendRs": 600000, "forexMarkupPct": 0.99, "aprMonthlyPct": 3.75, "minSalaryRs": 100000, "minAgeYears": 18, "maxAgeYears": 75, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 1, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/au-traverse", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "CONCIERGE" }, { "perkType": "CONCIERGE" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "au-vetta", "name": "AU Bank Vetta Credit Card", "issuer": "AU", "network": "VISA", "tier": "MID", "annualFeeRs": 2999, "joiningFeeRs": 2999, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 2.99, "aprMonthlyPct": 3.75, "minSalaryRs": 30000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 1, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/au-vetta", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "au-xcite", "name": "AU Bank Xcite Credit Card", "issuer": "AU", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 249, "joiningFeeRs": 249, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3.49, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.75, "rewardRateMaxPct": 3.75, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/au-xcite", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 3.75, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 3.75, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "INSURANCE" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "au-xcite-ace", "name": "AU Xcite Ace Credit Card", "issuer": "AU", "network": "RUPAY", "tier": "MID", "annualFeeRs": 749, "joiningFeeRs": 749, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.49, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 2, "rewardRateMaxPct": 2, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/au-xcite-ace", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 2, "monthlyCapRs": 600, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" }, { "perkType": "CONCIERGE" } ] }, { "cardKey": "au-xcite-ultra", "name": "AU Xcite Ultra Credit Card", "issuer": "AU", "network": "RUPAY", "tier": "MID", "annualFeeRs": 749, "joiningFeeRs": 749, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.49, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 3, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/au-xcite-ultra", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" }, { "perkType": "CONCIERGE" } ] }, { "cardKey": "au-zenith", "name": "AU Zenith Credit Card", "issuer": "AU", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 7999, "joiningFeeRs": 7999, "lifetimeFree": false, "feeWaiverSpendRs": 500000, "forexMarkupPct": 1.99, "aprMonthlyPct": 3.75, "minSalaryRs": 100000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.75, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/au-zenith", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "CONCIERGE" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "au-zenith-plus", "name": "AU Zenith Plus Credit Card", "issuer": "AU", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 4999, "joiningFeeRs": 4999, "lifetimeFree": false, "feeWaiverSpendRs": 800000, "forexMarkupPct": 0.99, "aprMonthlyPct": 1.99, "minSalaryRs": 250000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 2, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/au-zenith-plus", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "CONCIERGE" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "axis-ace", "name": "Axis Bank ACE Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 60, "rewardRateMinPct": 1.5, "rewardRateMaxPct": 5, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/axis-ace", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "DINING", "rewardType": "CASHBACK", "ratePct": 4, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": "Swiggy, Zomato, Ola" }, { "category": "UTILITY_BILLS", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": "Google Pay" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" } ] }, { "cardKey": "axis-airtel", "name": "Axis Bank Airtel Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "MID", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 1, "rewardRateMaxPct": 25, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/axis-airtel", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "DINING", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 400, "pointValuePaisa": 100, "merchants": "Zomato, District Movies" }, { "category": "GROCERY", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 200, "pointValuePaisa": 100, "merchants": "Blinkit" }, { "category": "UTILITY_BILLS", "rewardType": "CASHBACK", "ratePct": 25, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Airtel Thanks app" } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "axis-atlas", "name": "Axis Bank Atlas Credit Card", "issuer": "AXIS", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 5000, "joiningFeeRs": 5000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 100000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 4, "rewardRateMaxPct": 4, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-atlas", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 4, "monthlyCapRs": null, "pointValuePaisa": 200, "merchants": null }, { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 10, "monthlyCapRs": 20000, "pointValuePaisa": 200, "merchants": "Axis Travel EDGE portal,airline websites & counters,hotel websites & counters" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "axis-burgundy-private", "name": "Axis Bank Burgundy Private Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 50000, "joiningFeeRs": 50000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 0, "aprMonthlyPct": 1.5, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 6, "rewardRateMaxPct": 6, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-burgundy-private", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 6, "monthlyCapRs": null, "pointValuePaisa": 80, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "GOLF" }, { "perkType": "CONCIERGE" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "axis-cashback", "name": "Axis Bank Cashback Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "MID", "annualFeeRs": 1000, "joiningFeeRs": 1000, "lifetimeFree": false, "feeWaiverSpendRs": 400000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 0.75, "rewardRateMaxPct": 5, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-cashback", "rewards": [ { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 4000, "pointValuePaisa": 100, "merchants": null }, { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 0.75, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "CASHBACK", "ratePct": 0.5, "monthlyCapRs": 100, "pointValuePaisa": 100, "merchants": null } ], "perks": [] }, { "cardKey": "axis-fibe", "name": "Fibe Axis Bank Credit Card", "issuer": "AXIS", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 1, "rewardRateMaxPct": 3, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/axis-fibe", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "DINING", "rewardType": "CASHBACK", "ratePct": 3, "monthlyCapRs": 1500, "pointValuePaisa": 100, "merchants": "Online food delivery (Swiggy, Zomato)" }, { "category": "OTT_SUBSCRIPTIONS", "rewardType": "CASHBACK", "ratePct": 3, "monthlyCapRs": 1500, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "CASHBACK", "ratePct": 3, "monthlyCapRs": 1500, "pointValuePaisa": 100, "merchants": "Local commute and cabs" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" } ] }, { "cardKey": "axis-flipkart", "name": "Axis Bank Flipkart Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "MID", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 350000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 7.5, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-flipkart", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "DINING", "rewardType": "CASHBACK", "ratePct": 4, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Swiggy food delivery" }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Flipkart, Cleartrip" }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 7.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Myntra" } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "axis-flipkart-super-elite", "name": "Flipkart Axis Bank Super Elite Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "MID", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 6, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-flipkart-super-elite", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 6, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": "Flipkart (Flipkart Plus members; non-Plus earn 6 SuperCoins per ₹100)" } ], "perks": [] }, { "cardKey": "axis-freecharge", "name": "Axis Bank Freecharge Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 250, "joiningFeeRs": 250, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 60, "rewardRateMinPct": 0.2, "rewardRateMaxPct": 0.2, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-freecharge", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.2, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.2, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": "Freecharge app — recharges and bill payments" } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "axis-freecharge-plus", "name": "Axis Bank Freecharge Plus Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 350, "joiningFeeRs": 350, "lifetimeFree": false, "feeWaiverSpendRs": 50000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 5, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-freecharge-plus", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "CASHBACK", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Taxis, bus lines, suburban transport and car rental (MCC 4111/4121/4131/7512), incl. Ola and Uber" }, { "category": "UTILITY_BILLS", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Freecharge app — recharges and bill payments" } ], "perks": [] }, { "cardKey": "axis-google-pay-flex", "name": "Google Pay Flex Axis Bank Credit Card", "issuer": "AXIS", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 0.4, "rewardRateMaxPct": 0.4, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-google-pay-flex", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.4, "monthlyCapRs": 1500, "pointValuePaisa": 100, "merchants": null } ], "perks": [] }, { "cardKey": "axis-horizon", "name": "Axis Bank Horizon Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "MID", "annualFeeRs": 3000, "joiningFeeRs": 3000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 50000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 2, "rewardRateMaxPct": 2, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-horizon", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Axis Travel Edge & airlines" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "axis-indianoil", "name": "IndianOil Axis Bank Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 350000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 0.2, "rewardRateMaxPct": 4, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-indianoil", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.2, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "FUEL", "rewardType": "REWARD_POINTS", "ratePct": 4, "monthlyCapRs": 200, "pointValuePaisa": 20, "merchants": "Indian Oil (IOCL)" }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 50, "pointValuePaisa": 20, "merchants": null } ], "perks": [] }, { "cardKey": "axis-indianoil-premium", "name": "IndianOil Axis Bank Premium Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "MID", "annualFeeRs": 1000, "joiningFeeRs": 1000, "lifetimeFree": false, "feeWaiverSpendRs": 30000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 40000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 0.67, "rewardRateMaxPct": 4, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-indianoil-premium", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.67, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "FUEL", "rewardType": "REWARD_POINTS", "ratePct": 4, "monthlyCapRs": 600, "pointValuePaisa": 100, "merchants": "Indian Oil (IOCL)" }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1.33, "monthlyCapRs": 66, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "axis-indigo", "name": "IndiGo Axis Bank Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 799, "joiningFeeRs": 799, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 0.42, "rewardRateMaxPct": 1.26, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-indigo", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.42, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 1.26, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": "IndiGo" }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 0.84, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 0.84, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "axis-indigo-premium", "name": "IndiGo Axis Bank Premium Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 5000, "joiningFeeRs": 5000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 2.5, "aprMonthlyPct": 3.75, "minSalaryRs": 50000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 0.84, "rewardRateMaxPct": 2.94, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-indigo-premium", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.84, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 2.94, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": "IndiGo" }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1.26, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "axis-lic", "name": "LIC Axis Bank Signature Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 30000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 0.95, "rewardRateMaxPct": 1.9, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-lic", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.95, "monthlyCapRs": null, "pointValuePaisa": 95, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 1.9, "monthlyCapRs": null, "pointValuePaisa": 95, "merchants": "LIC (Life Insurance Corporation) premium payments" }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1.9, "monthlyCapRs": null, "pointValuePaisa": 95, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "INSURANCE" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "axis-magnus", "name": "Axis Bank Magnus Credit Card", "issuer": "AXIS", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 12500, "joiningFeeRs": 12500, "lifetimeFree": false, "feeWaiverSpendRs": 2500000, "forexMarkupPct": 2, "aprMonthlyPct": 3, "minSalaryRs": 150000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 2.4, "rewardRateMaxPct": 2.4, "lastVerified": "2026-08-14", "url": "https://cardadvisor.in/cards/axis-magnus", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 2.4, "monthlyCapRs": null, "pointValuePaisa": 40, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "axis-miles-more", "name": "Miles & More Axis Bank World Credit Card", "issuer": "AXIS", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 3500, "joiningFeeRs": 3500, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 50000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 2, "rewardRateMaxPct": 2, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-miles-more", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "CONCIERGE" } ] }, { "cardKey": "axis-miles-more-select", "name": "Miles & More Axis Bank World Select Credit Card", "issuer": "AXIS", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 4500, "joiningFeeRs": 10000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 100000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 3, "rewardRateMaxPct": 3, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-miles-more-select", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "CONCIERGE" } ] }, { "cardKey": "axis-myzone", "name": "Axis Bank MyZone Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 0.4, "rewardRateMaxPct": 0.4, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-myzone", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.4, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null } ], "perks": [ { "perkType": "COBRANDED_OTT" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "axis-neo", "name": "Axis Bank Neo Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 250, "joiningFeeRs": 250, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 12000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 0.1, "rewardRateMaxPct": 0.1, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-neo", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.1, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null } ], "perks": [ { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "axis-olympus", "name": "Axis Bank Olympus Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 20000, "joiningFeeRs": 20000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 1.8, "aprMonthlyPct": 3, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 4, "rewardRateMaxPct": 8, "lastVerified": "2026-08-14", "url": "https://cardadvisor.in/cards/axis-olympus", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 4, "monthlyCapRs": null, "pointValuePaisa": 400, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "AIRLINE_MILES", "ratePct": 8, "monthlyCapRs": null, "pointValuePaisa": 400, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "GOLF" }, { "perkType": "CONCIERGE" } ] }, { "cardKey": "axis-primus", "name": "Axis Bank Primus Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 300000, "joiningFeeRs": 500000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 0, "aprMonthlyPct": 1, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 5, "rewardRateMaxPct": 5, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-primus", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 5, "monthlyCapRs": null, "pointValuePaisa": 500, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "GOLF" }, { "perkType": "CONCIERGE" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "axis-privilege", "name": "Axis Bank Privilege Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "MID", "annualFeeRs": 1500, "joiningFeeRs": 1500, "lifetimeFree": false, "feeWaiverSpendRs": 500000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 50000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-privilege", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "axis-reserve", "name": "Axis Bank Reserve Credit Card", "issuer": "AXIS", "network": "MASTERCARD", "tier": "SUPER_PREMIUM", "annualFeeRs": 50000, "joiningFeeRs": 50000, "lifetimeFree": false, "feeWaiverSpendRs": 3500000, "forexMarkupPct": 1.5, "aprMonthlyPct": 3, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 3, "rewardRateMaxPct": 6, "lastVerified": "2026-08-14", "url": "https://cardadvisor.in/cards/axis-reserve", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 40, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 6, "monthlyCapRs": null, "pointValuePaisa": 40, "merchants": null } ], "perks": [ { "perkType": "CONCIERGE" }, { "perkType": "GOLF" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "axis-rewards", "name": "Axis Bank Rewards Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "MID", "annualFeeRs": 1000, "joiningFeeRs": 1000, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 0.32, "rewardRateMaxPct": 3.2, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-rewards", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.32, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 3.2, "monthlyCapRs": 224, "pointValuePaisa": 20, "merchants": "Department stores, misc general merchandise, family clothing and apparel/accessory outlets, identified by merchant category code" } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "axis-samsung-infinite", "name": "Samsung Axis Bank Infinite Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 5000, "joiningFeeRs": 5000, "lifetimeFree": false, "feeWaiverSpendRs": 700000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 100000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 10, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-samsung-infinite", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": "BigBasket, Tata 1mg, Urban Company, Myntra, Zomato" }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 5000, "pointValuePaisa": 100, "merchants": "Samsung stores, Samsung eStore/Shop app, Samsung Service Centres" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "axis-samsung-signature", "name": "Samsung Axis Bank Signature Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "MID", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 10, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-samsung-signature", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": "Zomato, BigBasket, Tata 1mg, Myntra, Urban Company" }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 2500, "pointValuePaisa": 100, "merchants": "Samsung stores, Samsung eStore/Shop app, Samsung Service Centres" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "axis-select", "name": "Axis Bank Select Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 3000, "joiningFeeRs": 3000, "lifetimeFree": false, "feeWaiverSpendRs": 800000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 50000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 1, "rewardRateMaxPct": 2, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-select", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": 400, "pointValuePaisa": 20, "merchants": "Grocery stores, department stores, clothing and accessory stores, family/women's/children's wear, misc apparel and accessory stores" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "GOLF" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "axis-shoppers-stop", "name": "Axis Bank Shoppers Stop Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "MID", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 5, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-shoppers-stop", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": "Shoppers Stop and HomeStop — Shoppers Stop Exclusive brands" } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "axis-spicejet-voyage", "name": "SpiceJet Axis Bank Voyage Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "MID", "annualFeeRs": 750, "joiningFeeRs": 750, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 30000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 0.75, "rewardRateMaxPct": 4.5, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-spicejet-voyage", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 4.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": "SpiceJet" }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "OTT_SUBSCRIPTIONS", "rewardType": "REWARD_POINTS", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "axis-spicejet-voyage-black", "name": "SpiceJet Axis Bank Voyage Black Credit Card", "issuer": "AXIS", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 2000, "joiningFeeRs": 2000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 75000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 1.5, "rewardRateMaxPct": 7, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-spicejet-voyage-black", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 7, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": "SpiceJet" }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "axis-supermoney", "name": "Axis Bank SUPERMONEY RuPay Credit Card", "issuer": "AXIS", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 1, "rewardRateMaxPct": 3, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/axis-supermoney", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 3, "monthlyCapRs": 100, "pointValuePaisa": 100, "merchants": "UPI payments via the super.money app" } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "bharatpe", "name": "Unity Bank BharatPe Credit Card", "issuer": "UNITY", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 2, "minSalaryRs": 20833, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 2, "rewardRateMaxPct": 2, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/bharatpe", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "bob-cashback", "name": "BOBCARD Cashback Credit Card", "issuer": "BOB", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 25, "maxAgeYears": 55, "rewardRateMinPct": 1, "rewardRateMaxPct": 5, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/bob-cashback", "rewards": [ { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 1500, "pointValuePaisa": 100, "merchants": null }, { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "bob-cma-one", "name": "CMA One BOBCARD Credit Card", "issuer": "BOB", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 1, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 2, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 75, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/bob-cma-one", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "bob-easy", "name": "BOBCARD Easy Credit Card", "issuer": "BOB", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 35000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 25, "maxAgeYears": 55, "rewardRateMinPct": 0.2, "rewardRateMaxPct": 1, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/bob-easy", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.2, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 200, "pointValuePaisa": 20, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "bob-eterna", "name": "Bank of Baroda Eterna Credit Card", "issuer": "BOB", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 2499, "joiningFeeRs": 2499, "lifetimeFree": false, "feeWaiverSpendRs": 250000, "forexMarkupPct": 2, "aprMonthlyPct": 3.75, "minSalaryRs": 100000, "minAgeYears": 25, "maxAgeYears": 55, "rewardRateMinPct": 0.75, "rewardRateMaxPct": 3.75, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/bob-eterna", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 3.75, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 3.75, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 3.75, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 3.75, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "bob-etihad-guest", "name": "BOBCARD Etihad Guest Credit Card", "issuer": "BOB", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 2500, "joiningFeeRs": 2500, "lifetimeFree": false, "feeWaiverSpendRs": 300000, "forexMarkupPct": 1, "aprMonthlyPct": 3.75, "minSalaryRs": 50000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 1.5, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/bob-etihad-guest", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": "Etihad Airways (etihad.com)" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "bob-etihad-guest-premium", "name": "BOBCARD Etihad Guest Premium Credit Card", "issuer": "BOB", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 5000, "joiningFeeRs": 5000, "lifetimeFree": false, "feeWaiverSpendRs": 500000, "forexMarkupPct": 0, "aprMonthlyPct": 3.75, "minSalaryRs": 100000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 3, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/bob-etihad-guest-premium", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": "Etihad Airways (etihad.com)" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "bob-hpcl-energie", "name": "HPCL ENERGIE BOBCARD Credit Card", "issuer": "BOB", "network": "RUPAY", "tier": "MID", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 50000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.33, "rewardRateMaxPct": 4, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/bob-hpcl-energie", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.33, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "FUEL", "rewardType": "REWARD_POINTS", "ratePct": 4, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": "Eligible HPCL retail outlets on the HPCL/BOBCARD merchant (MID/TID) list, HPCL LPG and the HP Pay app. Fuel bought at HPCL outlets outside that list, at other fuel brands, and HP Pay wallet loads and direct debits do not earn the accelerated rate." }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 1.67, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1.67, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": "Departmental stores only. Supermarkets, convenience stores, variety stores and general retail stores (MCC 5261, 5331, 5411, 5499) earn no reward points on any BOBCARD variant." } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "bob-icai-exclusive", "name": "ICAI Exclusive BOBCARD Credit Card", "issuer": "BOB", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 2, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 75, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/bob-icai-exclusive", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "bob-icsi-diamond", "name": "ICSI Diamond BOBCARD Credit Card", "issuer": "BOB", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 2, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 75, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/bob-icsi-diamond", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "bob-irctc", "name": "IRCTC BOBCARD RuPay Credit Card", "issuer": "BOB", "network": "RUPAY", "tier": "MID", "annualFeeRs": 350, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 4, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/bob-irctc", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 4, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "IRCTC railway ticket bookings (irctc.co.in / IRCTC Rail Connect app), AC/CC/EC classes" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "bob-premier", "name": "Bank of Baroda Premier Credit Card", "issuer": "BOB", "network": "VISA", "tier": "MID", "annualFeeRs": 1000, "joiningFeeRs": 1000, "lifetimeFree": false, "feeWaiverSpendRs": 120000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 60000, "minAgeYears": 25, "maxAgeYears": 55, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 2.5, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/bob-premier", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 500, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 500, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 500, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "INSURANCE" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "bob-prime", "name": "BOBCARD Prime Credit Card", "issuer": "BOB", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 0, "minAgeYears": 18, "maxAgeYears": 85, "rewardRateMinPct": 0.4, "rewardRateMaxPct": 0.4, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/bob-prime", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.4, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "bob-select", "name": "BOBCARD Select Credit Card", "issuer": "BOB", "network": "VISA", "tier": "MID", "annualFeeRs": 750, "joiningFeeRs": 750, "lifetimeFree": false, "feeWaiverSpendRs": 70000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 40000, "minAgeYears": 25, "maxAgeYears": 55, "rewardRateMinPct": 0.2, "rewardRateMaxPct": 1, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/bob-select", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.2, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 200, "pointValuePaisa": 20, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 200, "pointValuePaisa": 20, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "bob-snapdeal", "name": "Snapdeal BOBCARD Credit Card", "issuer": "BOB", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 249, "joiningFeeRs": 249, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/bob-snapdeal", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "Snapdeal website and Snapdeal mobile app only" }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 500, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "bob-tiara", "name": "Bank of Baroda Tiara Credit Card", "issuer": "BOB", "network": "RUPAY", "tier": "PREMIUM", "annualFeeRs": 2499, "joiningFeeRs": 2499, "lifetimeFree": false, "feeWaiverSpendRs": 250000, "forexMarkupPct": 2, "aprMonthlyPct": 3.75, "minSalaryRs": 40000, "minAgeYears": 25, "maxAgeYears": 55, "rewardRateMinPct": 0.75, "rewardRateMaxPct": 3.75, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/bob-tiara", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 3.75, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 3.75, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 3.75, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "COBRANDED_OTT" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "cheq-au", "name": "CheQ AU Credit Card", "issuer": "AU", "network": "RUPAY", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.49, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 6, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/cheq-au", "rewards": [ { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 6, "monthlyCapRs": 6000, "pointValuePaisa": 50, "merchants": "CheQ app — utilities, partner brands and CheQ Travel" }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 6000, "pointValuePaisa": 50, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "cred-sovereign", "name": "CRED Sovereign Credit Card", "issuer": "INDUSIND", "network": "RUPAY", "tier": "SUPER_PREMIUM", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": null, "aprMonthlyPct": null, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": null, "rewardRateMaxPct": null, "lastVerified": "2026-07-27", "url": "https://cardadvisor.in/cards/cred-sovereign", "rewards": [], "perks": [ { "perkType": "CONCIERGE" } ] }, { "cardKey": "cub-salaryse", "name": "CUB SalarySe Level Up Credit Card", "issuer": "CUB", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 2, "aprMonthlyPct": 3.5, "minSalaryRs": null, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.2, "rewardRateMaxPct": 1, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/cub-salaryse", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.2, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": "SalarySe UPI payments, and online spends made with the Level Up card details — the accelerated rate does not apply to spends routed through any other UPI app" } ], "perks": [] }, { "cardKey": "federal-celesta", "name": "Federal Bank Celesta Credit Card", "issuer": "FEDERAL", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": 0, "forexMarkupPct": 2, "aprMonthlyPct": 3.75, "minSalaryRs": 75000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 0.75, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/federal-celesta", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": 63, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "federal-imperio", "name": "Federal Bank Imperio Credit Card", "issuer": "FEDERAL", "network": "VISA", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": 0, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 40000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.17, "rewardRateMaxPct": 0.5, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/federal-imperio", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.17, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.33, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.17, "monthlyCapRs": 63, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "federal-signet", "name": "Federal Bank Signet Credit Card", "issuer": "FEDERAL", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": 0, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.13, "rewardRateMaxPct": 0.38, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/federal-signet", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.13, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 0.38, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "Electronics and apparel" }, { "category": "OTT_SUBSCRIPTIONS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "Entertainment" }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.13, "monthlyCapRs": 63, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "hdfc-diners-black", "name": "HDFC Diners Club Black Metal Edition", "issuer": "HDFC", "network": "DINERS", "tier": "SUPER_PREMIUM", "annualFeeRs": 10000, "joiningFeeRs": 10000, "lifetimeFree": false, "feeWaiverSpendRs": 800000, "forexMarkupPct": 2, "aprMonthlyPct": 1.99, "minSalaryRs": 250000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 3.33, "rewardRateMaxPct": 6.67, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/hdfc-diners-black", "rewards": [ { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 16.5, "monthlyCapRs": 10000, "pointValuePaisa": 100, "merchants": "HDFC SmartBuy" }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 33.33, "monthlyCapRs": 10000, "pointValuePaisa": 100, "merchants": "HDFC SmartBuy" }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 6.67, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 3.33, "monthlyCapRs": 75000, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "CONCIERGE" }, { "perkType": "GOLF" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "hdfc-diners-privilege", "name": "HDFC Bank Diners Club Privilege Credit Card", "issuer": "HDFC", "network": "DINERS", "tier": "PREMIUM", "annualFeeRs": 1000, "joiningFeeRs": 1000, "lifetimeFree": false, "feeWaiverSpendRs": 300000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 35000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-diners-privilege", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 1250, "pointValuePaisa": 50, "merchants": "Swiggy, Zomato" }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 10, "monthlyCapRs": 2000, "pointValuePaisa": 50, "merchants": "HDFC SmartBuy" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "hdfc-freedom", "name": "HDFC Bank Freedom Credit Card", "issuer": "HDFC", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 50000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 12000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.08, "rewardRateMaxPct": 0.75, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-freedom", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.08, "monthlyCapRs": null, "pointValuePaisa": 15, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": 375, "pointValuePaisa": 15, "merchants": "BigBasket, BookMyShow, OYO, Swiggy, Uber" }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.08, "monthlyCapRs": 300, "pointValuePaisa": 15, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "hdfc-indianoil", "name": "IndianOil HDFC Bank Credit Card", "issuer": "HDFC", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 50000, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 12000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.64, "rewardRateMaxPct": 4.8, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-indianoil", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.64, "monthlyCapRs": null, "pointValuePaisa": 96, "merchants": null }, { "category": "FUEL", "rewardType": "REWARD_POINTS", "ratePct": 4.8, "monthlyCapRs": 144, "pointValuePaisa": 96, "merchants": "Indian Oil (IOCL)" }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 4.8, "monthlyCapRs": 96, "pointValuePaisa": 96, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 4.8, "monthlyCapRs": 96, "pointValuePaisa": 96, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "hdfc-infinia", "name": "HDFC Bank Infinia Metal Credit Card", "issuer": "HDFC", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 12500, "joiningFeeRs": 12500, "lifetimeFree": false, "feeWaiverSpendRs": 1800000, "forexMarkupPct": 2, "aprMonthlyPct": 1.99, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 3.3, "rewardRateMaxPct": 3.3, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/hdfc-infinia", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 3.3, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 16.5, "monthlyCapRs": 15000, "pointValuePaisa": 100, "merchants": "HDFC SmartBuy" } ], "perks": [ { "perkType": "CONCIERGE" }, { "perkType": "GOLF" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "INSURANCE" }, { "perkType": "HOTEL_MEMBERSHIP" } ] }, { "cardKey": "hdfc-irctc", "name": "IRCTC HDFC Bank Credit Card", "issuer": "HDFC", "network": "RUPAY", "tier": "MID", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-irctc", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 1000, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 1000, "pointValuePaisa": 100, "merchants": "IRCTC website & Rail Connect app (train tickets); +5% extra via HDFC SmartBuy" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "hdfc-marriott-bonvoy", "name": "Marriott Bonvoy HDFC Bank Credit Card", "issuer": "HDFC", "network": "DINERS", "tier": "PREMIUM", "annualFeeRs": 3000, "joiningFeeRs": 3000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.6, "minSalaryRs": 100000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.8, "rewardRateMaxPct": 1.6, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-marriott-bonvoy", "rewards": [ { "category": "DEFAULT", "rewardType": "HOTEL_POINTS", "ratePct": 0.8, "monthlyCapRs": null, "pointValuePaisa": 60, "merchants": null }, { "category": "GROCERY", "rewardType": "HOTEL_POINTS", "ratePct": 0.8, "monthlyCapRs": 1200, "pointValuePaisa": 60, "merchants": null }, { "category": "DINING", "rewardType": "HOTEL_POINTS", "ratePct": 1.6, "monthlyCapRs": null, "pointValuePaisa": 60, "merchants": null }, { "category": "TRAVEL", "rewardType": "HOTEL_POINTS", "ratePct": 1.6, "monthlyCapRs": null, "pointValuePaisa": 60, "merchants": null } ], "perks": [ { "perkType": "CONCIERGE" }, { "perkType": "GOLF" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "LOUNGE_ACCESS" } ] }, { "cardKey": "hdfc-millennia", "name": "HDFC Millennia Credit Card", "issuer": "HDFC", "network": "VISA", "tier": "MID", "annualFeeRs": 1000, "joiningFeeRs": 1000, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 35000, "minAgeYears": 21, "maxAgeYears": 40, "rewardRateMinPct": 1, "rewardRateMaxPct": 5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-millennia", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 1000, "pointValuePaisa": 100, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 1000, "pointValuePaisa": 100, "merchants": "Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, SonyLIV, Swiggy, Tata CLiQ, Uber, Zomato" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "hdfc-moneyback-plus", "name": "HDFC MoneyBack+ Credit Card", "issuer": "HDFC", "network": "MASTERCARD", "tier": "ENTRY", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 50000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.2, "rewardRateMaxPct": 2, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-moneyback-plus", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.2, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": 500, "pointValuePaisa": 20, "merchants": "Flipkart, Amazon, Swiggy, Reliance Smart, BigBasket" } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "hdfc-phonepe-ultimo", "name": "PhonePe HDFC Bank Ultimo Credit Card", "issuer": "HDFC", "network": "RUPAY", "tier": "MID", "annualFeeRs": 999, "joiningFeeRs": 999, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 10, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-phonepe-ultimo", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 10, "monthlyCapRs": 1000, "pointValuePaisa": 100, "merchants": "PhonePe app — recharges, bills, and travel & stays (flights, bus, trains, hotels)" }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": "Amazon, Flipkart, Myntra, Ajio, Uber, Swiggy, Zomato" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "hdfc-phonepe-uno", "name": "PhonePe HDFC Bank Uno Credit Card", "issuer": "HDFC", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 2, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-phonepe-uno", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": "PhonePe app — recharges, bills, and travel & stays (flights, bus, trains, hotels)" }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": "Amazon, Flipkart, Myntra, Ajio, Uber, Swiggy, Zomato" } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "hdfc-pixel-go", "name": "HDFC PIXEL Go Credit Card", "issuer": "HDFC", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 250, "joiningFeeRs": 250, "lifetimeFree": false, "feeWaiverSpendRs": 50000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 12000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-pixel-go", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": "HDFC SmartBuy — IGP, Flights, Hotels, Bus, Rail, Instant Vouchers, Apple Imagine Tresor" } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "hdfc-pixel-play", "name": "HDFC PIXEL Play Credit Card", "issuer": "HDFC", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1, "rewardRateMaxPct": 5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-pixel-play", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 15000, "pointValuePaisa": 100, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": "Chosen cashback packs — BookMyShow & Zomato, MakeMyTrip & Uber, Blinkit & Reliance Smart Bazaar, Croma & Reliance Digital, or Nykaa & Myntra" }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": "HDFC SmartBuy — IGP, Flights, Hotels, Bus, Rail, Instant Vouchers, Apple Imagine Tresor" }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 3, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": "One chosen e-commerce platform — Amazon, Flipkart or PayZapp" } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "hdfc-regalia-gold", "name": "HDFC Regalia Gold Credit Card", "issuer": "HDFC", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 2500, "joiningFeeRs": 2500, "lifetimeFree": false, "feeWaiverSpendRs": 400000, "forexMarkupPct": 2, "aprMonthlyPct": 3.75, "minSalaryRs": 150000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1.25, "rewardRateMaxPct": 6.25, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-regalia-gold", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 6.25, "monthlyCapRs": 2500, "pointValuePaisa": 50, "merchants": "Myntra, Marks & Spencer, Nykaa, Reliance Digital" }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 6.25, "monthlyCapRs": 2000, "pointValuePaisa": 50, "merchants": "HDFC SmartBuy" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "INSURANCE" }, { "perkType": "CONCIERGE" } ] }, { "cardKey": "hdfc-shoppers-stop", "name": "Shoppers Stop HDFC Bank Credit Card", "issuer": "HDFC", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 299, "joiningFeeRs": 299, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 3, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-shoppers-stop", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 1000, "pointValuePaisa": 100, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": "Shoppers Stop stores and shoppersstop.com (identified by Shoppers Stop terminal/merchant IDs)" } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "hdfc-shoppers-stop-black", "name": "Shoppers Stop Black HDFC Bank Credit Card", "issuer": "HDFC", "network": "RUPAY", "tier": "PREMIUM", "annualFeeRs": 4500, "joiningFeeRs": 4500, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 70000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 2, "rewardRateMaxPct": 7, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-shoppers-stop-black", "rewards": [ { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 7, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Shoppers Stop stores and shoppersstop.com" }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "hdfc-swiggy", "name": "Swiggy HDFC Bank Credit Card", "issuer": "HDFC", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1, "rewardRateMaxPct": 10, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-swiggy", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": null }, { "category": "DINING", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 1500, "pointValuePaisa": 100, "merchants": "Swiggy app (Food, Instamart, Dineout, Genie)" }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 1500, "pointValuePaisa": 100, "merchants": "Apparel, Electronics, Department Stores, Online Pet Stores, Home Décor, Personal Care, Local Cabs, Entertainment, Pharmacies, Discount Stores, Cleartrip" } ], "perks": [] }, { "cardKey": "hdfc-swiggy-blck", "name": "Swiggy BLCK HDFC Bank Credit Card", "issuer": "HDFC", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 1000, "joiningFeeRs": 1000, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 30000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 10, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-swiggy-blck", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 1000, "pointValuePaisa": 100, "merchants": null }, { "category": "DINING", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 1500, "pointValuePaisa": 100, "merchants": "Swiggy app — Food, Instamart, Dineout" }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 1500, "pointValuePaisa": 100, "merchants": "Amazon, Flipkart, Myntra, Nykaa, Cleartrip, BookMyShow, cabs and other select online" } ], "perks": [ { "perkType": "GOLF" } ] }, { "cardKey": "hdfc-swiggy-orange", "name": "Swiggy Ornge HDFC Bank Credit Card", "issuer": "HDFC", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 5, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/hdfc-swiggy-orange", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 1000, "pointValuePaisa": 100, "merchants": null }, { "category": "DINING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 1500, "pointValuePaisa": 100, "merchants": "Swiggy app — Food, Instamart, Dineout" }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 1500, "pointValuePaisa": 100, "merchants": "Amazon, Flipkart, Nykaa, Ajio, Cleartrip, Netflix, Uber, Croma and other select online" } ], "perks": [ { "perkType": "GOLF" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "hdfc-tata-neu-infinity", "name": "Tata Neu Infinity HDFC Bank Credit Card", "issuer": "HDFC", "network": "RUPAY", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": 300000, "forexMarkupPct": 2, "aprMonthlyPct": 3.75, "minSalaryRs": 100000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1.5, "rewardRateMaxPct": 5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-tata-neu-infinity", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1.5, "monthlyCapRs": 2000, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 1.5, "monthlyCapRs": 2000, "pointValuePaisa": 100, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Tata Neu, BigBasket, Croma, Tata CLiQ, 1mg, Air India" }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 1.5, "monthlyCapRs": 2000, "pointValuePaisa": 100, "merchants": "LIC and other insurers, paid via bill payments on the Tata Neu app" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" } ] }, { "cardKey": "hdfc-tata-neu-plus", "name": "Tata Neu Plus HDFC Bank Credit Card", "issuer": "HDFC", "network": "RUPAY", "tier": "MID", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 2, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-tata-neu-plus", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 1000, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 2000, "pointValuePaisa": 100, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 2000, "pointValuePaisa": 100, "merchants": "LIC and other insurers, paid via bill payments on the Tata Neu app" }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Tata Neu, BigBasket, Croma, Tata CLiQ, 1mg" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" } ] }, { "cardKey": "hdfc-upi-rupay", "name": "HDFC Bank UPI RuPay Credit Card", "issuer": "HDFC", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 99, "joiningFeeRs": 99, "lifetimeFree": false, "feeWaiverSpendRs": 25000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 0.75, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/hdfc-upi-rupay", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": 125, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": 125, "pointValuePaisa": 25, "merchants": "Grocery, supermarket, dining and all PayZapp spends" }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": 125, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "hsbc-live-plus", "name": "HSBC Live+ Credit Card", "issuer": "HSBC", "network": "VISA", "tier": "MID", "annualFeeRs": 999, "joiningFeeRs": 999, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 1.99, "aprMonthlyPct": 3.75, "minSalaryRs": 50000, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 1.5, "rewardRateMaxPct": 10, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/hsbc-live-plus", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "DINING", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 1200, "pointValuePaisa": 100, "merchants": "Swiggy, Zomato, restaurant dining" }, { "category": "GROCERY", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 1200, "pointValuePaisa": 100, "merchants": "BigBasket, Blinkit, Zepto" }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 1200, "pointValuePaisa": 100, "merchants": "Apparel, department stores and other shopping MCCs" }, { "category": "UTILITY_BILLS", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 1200, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "hsbc-platinum", "name": "HSBC Visa Platinum Credit Card", "issuer": "HSBC", "network": "VISA", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 50000, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 1.33, "rewardRateMaxPct": 1.33, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/hsbc-platinum", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1.33, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 8, "monthlyCapRs": 18000, "pointValuePaisa": 100, "merchants": "HSBC Travel with Points portal" } ], "perks": [ { "perkType": "COBRANDED_OTT" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "hsbc-premier", "name": "HSBC Premier World Mastercard", "issuer": "HSBC", "network": "MASTERCARD", "tier": "SUPER_PREMIUM", "annualFeeRs": 20000, "joiningFeeRs": 12000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 0.99, "aprMonthlyPct": 2.99, "minSalaryRs": 300000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 3, "rewardRateMaxPct": 3, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/hsbc-premier", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 36, "monthlyCapRs": 18000, "pointValuePaisa": 100, "merchants": "HSBC Travel with Points · hotels" }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 18, "monthlyCapRs": 18000, "pointValuePaisa": 100, "merchants": "HSBC Travel with Points · flights" }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": 3000, "pointValuePaisa": 100, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": 3000, "pointValuePaisa": 100, "merchants": null }, { "category": "EDUCATION", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": 3000, "pointValuePaisa": 100, "merchants": null }, { "category": "GOVERNMENT", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": 3000, "pointValuePaisa": 100, "merchants": null }, { "category": "WALLET", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": 3000, "pointValuePaisa": 100, "merchants": null }, { "category": "RENT", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": 3000, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "CONCIERGE" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" }, { "perkType": "LOUNGE_ACCESS" } ] }, { "cardKey": "hsbc-rupay-cashback", "name": "HSBC RuPay Cashback Credit Card", "issuer": "HSBC", "network": "RUPAY", "tier": "MID", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 50000, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 10, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/hsbc-rupay-cashback", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 400, "pointValuePaisa": 100, "merchants": null }, { "category": "DINING", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 400, "pointValuePaisa": 100, "merchants": "Swiggy, Zomato, restaurant dining" }, { "category": "GROCERY", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 400, "pointValuePaisa": 100, "merchants": "BigBasket, Blinkit, Zepto, Swiggy Instamart" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" } ] }, { "cardKey": "hsbc-rupay-platinum", "name": "HSBC RuPay Platinum Credit Card", "issuer": "HSBC", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 50000, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 1.33, "rewardRateMaxPct": 1.33, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/hsbc-rupay-platinum", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1.33, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "hsbc-taj", "name": "HSBC Taj Credit Card", "issuer": "HSBC", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 110000, "joiningFeeRs": 110000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 300000, "minAgeYears": 25, "maxAgeYears": 75, "rewardRateMinPct": 1.01, "rewardRateMaxPct": 3.35, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/hsbc-taj", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 67, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 3.35, "monthlyCapRs": null, "pointValuePaisa": 67, "merchants": "Taj, SeleQtions, Gateway, Vivanta, amã Stays & Trails" } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "CONCIERGE" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "INSURANCE" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "hsbc-travelone", "name": "HSBC TravelOne Credit Card", "issuer": "HSBC", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 4999, "joiningFeeRs": 4999, "lifetimeFree": false, "feeWaiverSpendRs": 800000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 50000, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 2, "rewardRateMaxPct": 4, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/hsbc-travelone", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "AIRLINE_MILES", "ratePct": 4, "monthlyCapRs": 50000, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 4, "monthlyCapRs": 50000, "pointValuePaisa": 100, "merchants": "Flights · travel aggregators (airline and travel-agency MCCs)" }, { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 24, "monthlyCapRs": 18000, "pointValuePaisa": 100, "merchants": "HSBC Travel with Points · hotels" }, { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 16, "monthlyCapRs": 18000, "pointValuePaisa": 100, "merchants": "HSBC Travel with Points · flights" } ], "perks": [ { "perkType": "CONCIERGE" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "icici-adani-platinum", "name": "Adani One ICICI Bank Platinum Credit Card", "issuer": "ICICI", "network": "VISA", "tier": "MID", "annualFeeRs": 750, "joiningFeeRs": 750, "lifetimeFree": false, "feeWaiverSpendRs": 300000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 3, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/icici-adani-platinum", "rewards": [ { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "ICICI's participating-merchant list — retail and food outlets inside Adani-managed airports (Mumbai, Ahmedabad, Jaipur, Guwahati, Lucknow, Mangaluru, Thiruvananthapuram). ICICI's launch release also names Adani One app bookings and Trainman, which the published merchant list does not." }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "CONCIERGE" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "icici-adani-signature", "name": "Adani One ICICI Bank Signature Credit Card", "issuer": "ICICI", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 5000, "joiningFeeRs": 5000, "lifetimeFree": false, "feeWaiverSpendRs": 600000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 75000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1.5, "rewardRateMaxPct": 7, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/icici-adani-signature", "rewards": [ { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 7, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "ICICI's participating-merchant list — retail and food outlets inside Adani-managed airports (Mumbai, Ahmedabad, Jaipur, Guwahati, Lucknow, Mangaluru, Thiruvananthapuram). ICICI's launch release also names Adani One app bookings and Trainman, which the published merchant list does not." }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "CONCIERGE" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "icici-amazon-pay", "name": "Amazon Pay ICICI Bank Credit Card", "issuer": "ICICI", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 1.99, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 5, "lastVerified": "2026-08-14", "url": "https://cardadvisor.in/cards/icici-amazon-pay", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Amazon" } ], "perks": [] }, { "cardKey": "icici-coral", "name": "ICICI Bank Coral Credit Card", "issuer": "ICICI", "network": "VISA", "tier": "MID", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 0.5, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/icici-coral", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": 100, "pointValuePaisa": 25, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": 100, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": 100, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "icici-emeralde", "name": "ICICI Bank Emeralde Credit Card (Metal)", "issuer": "ICICI", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 12000, "joiningFeeRs": 12000, "lifetimeFree": false, "feeWaiverSpendRs": 1000000, "forexMarkupPct": 2, "aprMonthlyPct": 3.75, "minSalaryRs": 300000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 1.6, "rewardRateMaxPct": 1.6, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/icici-emeralde", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1.6, "monthlyCapRs": null, "pointValuePaisa": 40, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.4, "monthlyCapRs": 320, "pointValuePaisa": 40, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.4, "monthlyCapRs": 320, "pointValuePaisa": 40, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1.6, "monthlyCapRs": 640, "pointValuePaisa": 40, "merchants": null }, { "category": "GOVERNMENT", "rewardType": "REWARD_POINTS", "ratePct": 0.4, "monthlyCapRs": 320, "pointValuePaisa": 40, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 6, "monthlyCapRs": 15000, "pointValuePaisa": 100, "merchants": "ICICI iShop" } ], "perks": [ { "perkType": "CONCIERGE" }, { "perkType": "GOLF" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "LOUNGE_ACCESS" } ] }, { "cardKey": "icici-emeralde-private", "name": "ICICI Bank Emeralde Private Metal Credit Card", "issuer": "ICICI", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 12499, "joiningFeeRs": 12499, "lifetimeFree": false, "feeWaiverSpendRs": 1000000, "forexMarkupPct": 2, "aprMonthlyPct": null, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1.2, "rewardRateMaxPct": 1.2, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/icici-emeralde-private", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1.2, "monthlyCapRs": null, "pointValuePaisa": 40, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 18, "monthlyCapRs": 18000, "pointValuePaisa": 100, "merchants": "ICICI iShop" }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 1.2, "monthlyCapRs": 400, "pointValuePaisa": 40, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1.2, "monthlyCapRs": 400, "pointValuePaisa": 40, "merchants": null }, { "category": "EDUCATION", "rewardType": "REWARD_POINTS", "ratePct": 1.2, "monthlyCapRs": 400, "pointValuePaisa": 40, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 1.2, "monthlyCapRs": 2000, "pointValuePaisa": 40, "merchants": null } ], "perks": [ { "perkType": "CONCIERGE" }, { "perkType": "GOLF" }, { "perkType": "INSURANCE" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "LOUNGE_ACCESS" } ] }, { "cardKey": "icici-emirates-emeralde", "name": "Emirates Skywards ICICI Bank Emeralde Credit Card", "issuer": "ICICI", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 10000, "joiningFeeRs": 10000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 250000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 2, "rewardRateMaxPct": 2, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/icici-emirates-emeralde", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "CONCIERGE" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "icici-emirates-rubyx", "name": "Emirates Skywards ICICI Bank Rubyx Credit Card", "issuer": "ICICI", "network": "VISA", "tier": "MID", "annualFeeRs": 1000, "joiningFeeRs": 1000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 75000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/icici-emirates-rubyx", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "CONCIERGE" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "icici-emirates-sapphiro", "name": "Emirates Skywards ICICI Bank Sapphiro Credit Card", "issuer": "ICICI", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 5000, "joiningFeeRs": 5000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 150000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 1.5, "rewardRateMaxPct": 1.5, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/icici-emirates-sapphiro", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "CONCIERGE" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "icici-expressions", "name": "ICICI Bank Expressions Credit Card", "issuer": "ICICI", "network": "VISA", "tier": "MID", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.75, "rewardRateMaxPct": 0.75, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/icici-expressions", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": 100, "pointValuePaisa": 25, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": 100, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": 150, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "icici-hpcl-coral", "name": "ICICI Bank HPCL Coral Credit Card", "issuer": "ICICI", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 199, "joiningFeeRs": 199, "lifetimeFree": false, "feeWaiverSpendRs": 50000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 2.5, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/icici-hpcl-coral", "rewards": [ { "category": "FUEL", "rewardType": "CASHBACK", "ratePct": 2.5, "monthlyCapRs": 100, "pointValuePaisa": 100, "merchants": "Hindustan Petroleum (HPCL)" }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": 100, "pointValuePaisa": 25, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": 100, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": 100, "pointValuePaisa": 25, "merchants": "Grocery & departmental stores" } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "icici-hpcl-super-saver", "name": "ICICI HPCL Super Saver Credit Card", "issuer": "ICICI", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 5, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/icici-hpcl-super-saver", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 100, "pointValuePaisa": 25, "merchants": null }, { "category": "FUEL", "rewardType": "CASHBACK", "ratePct": 4, "monthlyCapRs": 200, "pointValuePaisa": 100, "merchants": "Hindustan Petroleum (HPCL)" }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 100, "pointValuePaisa": 25, "merchants": "Grocery & departmental stores" }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": 200, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "icici-mmt", "name": "MakeMyTrip ICICI Bank Credit Card", "issuer": "ICICI", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 999, "joiningFeeRs": 999, "lifetimeFree": false, "feeWaiverSpendRs": 300000, "forexMarkupPct": 0.99, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1, "rewardRateMaxPct": 6, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/icici-mmt", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 6, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "MakeMyTrip hotels" }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "MakeMyTrip flights, buses & cabs" }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "icici-platinum", "name": "ICICI Bank Platinum Chip Credit Card", "issuer": "ICICI", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 0.5, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/icici-platinum", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": 100, "pointValuePaisa": 25, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": 100, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": 100, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "icici-rubyx", "name": "ICICI Bank Rubyx Credit Card", "issuer": "ICICI", "network": "VISA", "tier": "MID", "annualFeeRs": 2000, "joiningFeeRs": 3000, "lifetimeFree": false, "feeWaiverSpendRs": 300000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 75000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 1, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/icici-rubyx", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": 200, "pointValuePaisa": 25, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": 200, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": 200, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "GOLF" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "icici-sapphiro", "name": "ICICI Bank Sapphiro Credit Card", "issuer": "ICICI", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 3500, "joiningFeeRs": 6500, "lifetimeFree": false, "feeWaiverSpendRs": 600000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 75000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 1, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/icici-sapphiro", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": 200, "pointValuePaisa": 25, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": 200, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": 200, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "GOLF" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "icici-times-black", "name": "Times Black ICICI Bank Credit Card", "issuer": "ICICI", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 20000, "joiningFeeRs": 20000, "lifetimeFree": false, "feeWaiverSpendRs": 2500000, "forexMarkupPct": 1.49, "aprMonthlyPct": null, "minSalaryRs": 250000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.8, "rewardRateMaxPct": 1, "lastVerified": "2026-08-13", "url": "https://cardadvisor.in/cards/icici-times-black", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.8, "monthlyCapRs": null, "pointValuePaisa": 40, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 40, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.8, "monthlyCapRs": 2000, "pointValuePaisa": 40, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.8, "monthlyCapRs": 2000, "pointValuePaisa": 40, "merchants": null }, { "category": "EDUCATION", "rewardType": "REWARD_POINTS", "ratePct": 0.8, "monthlyCapRs": 2000, "pointValuePaisa": 40, "merchants": null }, { "category": "GOVERNMENT", "rewardType": "REWARD_POINTS", "ratePct": 0.8, "monthlyCapRs": 2000, "pointValuePaisa": 40, "merchants": null } ], "perks": [ { "perkType": "COBRANDED_OTT" }, { "perkType": "CONCIERGE" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "idfc-ashva", "name": "IDFC FIRST Ashva Credit Card", "issuer": "IDFC", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 2999, "joiningFeeRs": 2999, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 1, "aprMonthlyPct": null, "minSalaryRs": 75000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.83, "rewardRateMaxPct": 0.83, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/idfc-ashva", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.83, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 0.83, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "idfc-diamond-reserve", "name": "IDFC FIRST Diamond Reserve Credit Card", "issuer": "IDFC", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 3000, "joiningFeeRs": 3000, "lifetimeFree": false, "feeWaiverSpendRs": 600000, "forexMarkupPct": 0, "aprMonthlyPct": null, "minSalaryRs": 100000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 0.5, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/idfc-diamond-reserve", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" } ] }, { "cardKey": "idfc-digital-rupay", "name": "IDFC FIRST Digital RuPay Credit Card", "issuer": "IDFC", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 199, "joiningFeeRs": 199, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": null, "rewardRateMinPct": 0.13, "rewardRateMaxPct": 0.38, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/idfc-digital-rupay", "rewards": [ { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 0.38, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "UPI transactions above ₹2,000 (via BHIM, Google Pay, PhonePe, Paytm and other UPI apps)" }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.13, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [] }, { "cardKey": "idfc-earn", "name": "IDFC FIRST EA₹N Credit Card", "issuer": "IDFC", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 0, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 0, "minAgeYears": 18, "maxAgeYears": 80, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 0.5, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/idfc-earn", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 0.5, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "CASHBACK", "ratePct": 0.5, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "CASHBACK", "ratePct": 2.5, "monthlyCapRs": 2000, "pointValuePaisa": 100, "merchants": "Flight and hotel bookings made through the FIRST Rewards Gallery in the IDFC FIRST Bank app" } ], "perks": [ { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "idfc-first-classic", "name": "IDFC FIRST Classic Credit Card", "issuer": "IDFC", "network": "VISA", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 0.71, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.38, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-14", "url": "https://cardadvisor.in/cards/idfc-first-classic", "rewards": [ { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.13, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.38, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "INSURANCE" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "idfc-first-private", "name": "IDFC FIRST Private Credit Card", "issuer": "IDFC", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 25000, "joiningFeeRs": 50000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 0, "aprMonthlyPct": 0.75, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1.67, "rewardRateMaxPct": 1.67, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/idfc-first-private", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1.67, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 0.83, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "CONCIERGE" }, { "perkType": "INSURANCE" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "idfc-first-wealth", "name": "IDFC FIRST Wealth Credit Card", "issuer": "IDFC", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 1.5, "aprMonthlyPct": 0.71, "minSalaryRs": 300000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.38, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-14", "url": "https://cardadvisor.in/cards/idfc-first-wealth", "rewards": [ { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.13, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.38, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "GOLF" }, { "perkType": "INSURANCE" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "idfc-gaj", "name": "IDFC FIRST Gaj Credit Card", "issuer": "IDFC", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 12500, "joiningFeeRs": 12500, "lifetimeFree": false, "feeWaiverSpendRs": 1000000, "forexMarkupPct": 0, "aprMonthlyPct": null, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.83, "rewardRateMaxPct": 0.83, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/idfc-gaj", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.83, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 16.67, "monthlyCapRs": 15000, "pointValuePaisa": 100, "merchants": "Flight & hotel bookings made through the IDFC FIRST Bank mobile app — the hotel leg earns 50 RP per ₹150 total, flights 25 RP per ₹150; a single 15,000 bonus-point monthly cap is shared across both legs, so this row uses the conservative flight-leg encoding; points worth ₹1 each on travel" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "idfc-hello-cashback", "name": "IDFC FIRST Hello Cashback Credit Card", "issuer": "IDFC", "network": "RUPAY", "tier": "MID", "annualFeeRs": 1000, "joiningFeeRs": 1000, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 0, "minAgeYears": 18, "maxAgeYears": 80, "rewardRateMinPct": 1, "rewardRateMaxPct": 3, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/idfc-hello-cashback", "rewards": [ { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 3, "monthlyCapRs": 1000, "pointValuePaisa": 100, "merchants": null }, { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 1500, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 1500, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "CASHBACK", "ratePct": 4, "monthlyCapRs": 1500, "pointValuePaisa": 100, "merchants": "Hotel and flight bookings made through the IDFC FIRST Bank mobile app" } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "idfc-hpcl-power", "name": "IDFC FIRST HPCL Power+ Credit Card", "issuer": "IDFC", "network": "RUPAY", "tier": "MID", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 5, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/idfc-hpcl-power", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "FUEL", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 600, "pointValuePaisa": 25, "merchants": "Hindustan Petroleum (HPCL)" }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 2000, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "CONCIERGE" } ] }, { "cardKey": "idfc-indigo", "name": "IndiGo IDFC FIRST Credit Card", "issuer": "IDFC", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 4999, "joiningFeeRs": 4999, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 1.49, "aprMonthlyPct": null, "minSalaryRs": 60000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1.26, "rewardRateMaxPct": 2.52, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/idfc-indigo", "rewards": [ { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 2.52, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": "IndiGo flight bookings on goindigo.in and the IndiGo app" }, { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 1.26, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "AIRLINE_MILES", "ratePct": 0.21, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null }, { "category": "FUEL", "rewardType": "AIRLINE_MILES", "ratePct": 0.21, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null }, { "category": "RENT", "rewardType": "AIRLINE_MILES", "ratePct": 0.21, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null }, { "category": "INSURANCE", "rewardType": "AIRLINE_MILES", "ratePct": 0.21, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null }, { "category": "WALLET", "rewardType": "AIRLINE_MILES", "ratePct": 0.21, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null }, { "category": "EDUCATION", "rewardType": "AIRLINE_MILES", "ratePct": 0.21, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null }, { "category": "GOVERNMENT", "rewardType": "AIRLINE_MILES", "ratePct": 0.21, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "GOLF" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "idfc-lic-classic", "name": "LIC Classic Credit Card", "issuer": "IDFC", "network": "MASTERCARD", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.6, "rewardRateMaxPct": 1.2, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/idfc-lic-classic", "rewards": [ { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 1.2, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "LIC insurance premium payments made on LIC of India's official website (licindia.in)" }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.6, "monthlyCapRs": 75, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "idfc-lic-select", "name": "LIC Select Credit Card", "issuer": "IDFC", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 35000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 2, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/idfc-lic-select", "rewards": [ { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "LIC insurance premium payments made on LIC of India's official website (licindia.in)" }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 150, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "idfc-mayura", "name": "IDFC FIRST Mayura Credit Card", "issuer": "IDFC", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 5999, "joiningFeeRs": 5999, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 0, "aprMonthlyPct": null, "minSalaryRs": 150000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.83, "rewardRateMaxPct": 0.83, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/idfc-mayura", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.83, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 0.83, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 8.33, "monthlyCapRs": 12500, "pointValuePaisa": 50, "merchants": "IDFC FIRST app hotel and flight bookings — hotels earn 40 RP per ₹150 total, flights 25 RP per ₹150; a single 25,000 bonus-point monthly cap is shared across both legs, so this row uses the conservative flight-leg encoding" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "idfc-millennia", "name": "IDFC FIRST Millennia Credit Card", "issuer": "IDFC", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 0.71, "minSalaryRs": 25000, "minAgeYears": 18, "maxAgeYears": 60, "rewardRateMinPct": 0.38, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-14", "url": "https://cardadvisor.in/cards/idfc-millennia", "rewards": [ { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.13, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.38, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "INSURANCE" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "idfc-power", "name": "IDFC FIRST Power Credit Card", "issuer": "IDFC", "network": "RUPAY", "tier": "MID", "annualFeeRs": 199, "joiningFeeRs": 199, "lifetimeFree": false, "feeWaiverSpendRs": 50000, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": null, "rewardRateMinPct": 0.33, "rewardRateMaxPct": 3.5, "lastVerified": "2026-08-14", "url": "https://cardadvisor.in/cards/idfc-power", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.33, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "FUEL", "rewardType": "REWARD_POINTS", "ratePct": 3.5, "monthlyCapRs": 175, "pointValuePaisa": 25, "merchants": "Hindustan Petroleum (HPCL)" }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 1000, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "INSURANCE" }, { "perkType": "CONCIERGE" } ] }, { "cardKey": "idfc-select", "name": "IDFC FIRST Select Credit Card", "issuer": "IDFC", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 1.99, "aprMonthlyPct": null, "minSalaryRs": 100000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.38, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-14", "url": "https://cardadvisor.in/cards/idfc-select", "rewards": [ { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.13, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.38, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "idfc-swyp", "name": "IDFC FIRST SWYP Credit Card", "issuer": "IDFC", "network": "MASTERCARD", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 0, "minSalaryRs": 25000, "minAgeYears": 18, "maxAgeYears": null, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/idfc-swyp", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 1000, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "Hotel and flight bookings made through the FIRST Rewards Gallery in the IDFC FIRST Bank app" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "idfc-wow", "name": "IDFC FIRST WOW! Credit Card", "issuer": "IDFC", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 0, "aprMonthlyPct": null, "minSalaryRs": 0, "minAgeYears": 18, "maxAgeYears": 80, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 0.5, "lastVerified": "2026-08-14", "url": "https://cardadvisor.in/cards/idfc-wow", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.13, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "idfc-wow-black", "name": "IDFC FIRST WOW! Black Credit Card", "issuer": "IDFC", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 750, "joiningFeeRs": 750, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 0, "aprMonthlyPct": null, "minSalaryRs": 0, "minAgeYears": 18, "maxAgeYears": 80, "rewardRateMinPct": 0.67, "rewardRateMaxPct": 0.67, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/idfc-wow-black", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.67, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 0.67, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.17, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 4000, "pointValuePaisa": 50, "merchants": "Hotel and flight bookings made through the IDFC FIRST Bank mobile app — the hotel leg earns bonus RP worth 16.7% of the booking, flights 10%; a single 8,000 bonus-point monthly cap is shared across both legs, so this row uses the conservative flight-leg encoding" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "GOLF" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "indusind-avios", "name": "IndusInd Bank Avios Visa Infinite Credit Card", "issuer": "INDUSIND", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 5000, "joiningFeeRs": 10000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3, "minSalaryRs": 100000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1.5, "rewardRateMaxPct": 3, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-avios", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 2.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "British Airways, Qatar Airways" }, { "category": "INTERNATIONAL", "rewardType": "AIRLINE_MILES", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "AIRLINE_MILES", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "GOVERNMENT", "rewardType": "AIRLINE_MILES", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "EDUCATION", "rewardType": "AIRLINE_MILES", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "INSURANCE", "rewardType": "AIRLINE_MILES", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "CONCIERGE" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "indusind-celesta", "name": "IndusInd Bank Celesta Credit Card", "issuer": "INDUSIND", "network": "AMEX", "tier": "SUPER_PREMIUM", "annualFeeRs": 5000, "joiningFeeRs": 25000, "lifetimeFree": false, "feeWaiverSpendRs": 1000000, "forexMarkupPct": 3.5, "aprMonthlyPct": 2.99, "minSalaryRs": 125000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.75, "rewardRateMaxPct": 2.25, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-celesta", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": null, "pointValuePaisa": 75, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 2.25, "monthlyCapRs": null, "pointValuePaisa": 75, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "indusind-cred", "name": "CRED IndusInd Bank RuPay Credit Card", "issuer": "INDUSIND", "network": "RUPAY", "tier": "MID", "annualFeeRs": 499, "joiningFeeRs": 0, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.95, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 5, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-cred", "rewards": [ { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 5000, "pointValuePaisa": 100, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "CRED app" }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "CRED app" }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "indusind-crest", "name": "IndusInd Bank Crest Credit Card", "issuer": "INDUSIND", "network": "MASTERCARD", "tier": "SUPER_PREMIUM", "annualFeeRs": 10000, "joiningFeeRs": 75000, "lifetimeFree": false, "feeWaiverSpendRs": 1000000, "forexMarkupPct": 1.8, "aprMonthlyPct": 2.99, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.75, "rewardRateMaxPct": 1.88, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-crest", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": null, "pointValuePaisa": 75, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1.88, "monthlyCapRs": null, "pointValuePaisa": 75, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.53, "monthlyCapRs": null, "pointValuePaisa": 75, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.53, "monthlyCapRs": null, "pointValuePaisa": 75, "merchants": null }, { "category": "GOVERNMENT", "rewardType": "REWARD_POINTS", "ratePct": 0.53, "monthlyCapRs": null, "pointValuePaisa": 75, "merchants": null }, { "category": "EDUCATION", "rewardType": "REWARD_POINTS", "ratePct": 0.53, "monthlyCapRs": null, "pointValuePaisa": 75, "merchants": null }, { "category": "RENT", "rewardType": "REWARD_POINTS", "ratePct": 0.53, "monthlyCapRs": null, "pointValuePaisa": 75, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "CONCIERGE" } ] }, { "cardKey": "indusind-duo", "name": "IndusInd Bank Duo Card", "issuer": "INDUSIND", "network": "VISA", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.83, "minSalaryRs": 30000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.34, "rewardRateMaxPct": 0.34, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-duo", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.34, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null } ], "perks": [ { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "indusind-eazydiner", "name": "IndusInd Bank EazyDiner Signature Credit Card", "issuer": "INDUSIND", "network": "VISA", "tier": "MID", "annualFeeRs": 2999, "joiningFeeRs": 2999, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.83, "minSalaryRs": 30000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.4, "rewardRateMaxPct": 25, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-eazydiner", "rewards": [ { "category": "DINING", "rewardType": "CASHBACK", "ratePct": 25, "monthlyCapRs": 2000, "pointValuePaisa": 100, "merchants": "PayEazy-enabled EazyDiner restaurants" }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.4, "monthlyCapRs": null, "pointValuePaisa": 10, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 10, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 10, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "indusind-eazydiner-platinum", "name": "EazyDiner IndusInd Bank Platinum Credit Card", "issuer": "INDUSIND", "network": "VISA", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.83, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.4, "rewardRateMaxPct": 20, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-eazydiner-platinum", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.4, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "DINING", "rewardType": "CASHBACK", "ratePct": 20, "monthlyCapRs": 1500, "pointValuePaisa": 100, "merchants": "EazyDiner partner restaurants (booked and paid via the EazyDiner app / PayEazy)" }, { "category": "RENT", "rewardType": "REWARD_POINTS", "ratePct": 0.14, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.14, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.14, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "GOVERNMENT", "rewardType": "REWARD_POINTS", "ratePct": 0.14, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "indusind-epay-amex", "name": "IndusInd Bank ePay Amex Credit Card", "issuer": "INDUSIND", "network": "AMEX", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.95, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.35, "rewardRateMaxPct": 0.35, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-epay-amex", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.35, "monthlyCapRs": null, "pointValuePaisa": 35, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "indusind-indulge", "name": "IndusInd Bank Indulge Credit Card", "issuer": "INDUSIND", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 10000, "joiningFeeRs": 75000, "lifetimeFree": false, "feeWaiverSpendRs": 1000000, "forexMarkupPct": 1.8, "aprMonthlyPct": 1.79, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 0.5, "lastVerified": "2026-08-14", "url": "https://cardadvisor.in/cards/indusind-indulge", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.35, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.35, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "GOVERNMENT", "rewardType": "REWARD_POINTS", "ratePct": 0.35, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "EDUCATION", "rewardType": "REWARD_POINTS", "ratePct": 0.35, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "CONCIERGE" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "indusind-jio-bp", "name": "IndusInd Bank Jio-bp Mobility+ Credit Card", "issuer": "INDUSIND", "network": "RUPAY", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 10000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.95, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 3, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-jio-bp", "rewards": [ { "category": "FUEL", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": 300, "pointValuePaisa": 25, "merchants": "Jio-bp" }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "indusind-legend", "name": "IndusInd Bank Legend Credit Card", "issuer": "INDUSIND", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 0, "joiningFeeRs": 5000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 1.8, "aprMonthlyPct": 3.95, "minSalaryRs": 100000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.72, "rewardRateMaxPct": 0.72, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-legend", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.72, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null } ], "perks": [ { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "indusind-nexxt", "name": "IndusInd Bank Nexxt Credit Card", "issuer": "INDUSIND", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 0, "joiningFeeRs": 10000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.83, "minSalaryRs": 50000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 0.5, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/indusind-nexxt", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 75, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "indusind-pinnacle", "name": "IndusInd Bank Pinnacle Credit Card", "issuer": "INDUSIND", "network": "MASTERCARD", "tier": "SUPER_PREMIUM", "annualFeeRs": 0, "joiningFeeRs": 15000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.83, "minSalaryRs": 83333, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.75, "rewardRateMaxPct": 1.88, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-pinnacle", "rewards": [ { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 1.13, "monthlyCapRs": null, "pointValuePaisa": 75, "merchants": null }, { "category": "RENT", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": 375, "pointValuePaisa": 75, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 1.88, "monthlyCapRs": null, "pointValuePaisa": 75, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": null, "pointValuePaisa": 75, "merchants": null } ], "perks": [ { "perkType": "GOLF" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "CONCIERGE" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "indusind-pioneer-heritage", "name": "IndusInd Bank Pioneer Heritage Credit Card", "issuer": "INDUSIND", "network": "MASTERCARD", "tier": "SUPER_PREMIUM", "annualFeeRs": 25000, "joiningFeeRs": 100000, "lifetimeFree": false, "feeWaiverSpendRs": 1000000, "forexMarkupPct": 0, "aprMonthlyPct": 2.99, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1, "rewardRateMaxPct": 2.5, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-pioneer-heritage", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.7, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.7, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "GOVERNMENT", "rewardType": "REWARD_POINTS", "ratePct": 0.7, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "EDUCATION", "rewardType": "REWARD_POINTS", "ratePct": 0.7, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "RENT", "rewardType": "REWARD_POINTS", "ratePct": 0.7, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "CONCIERGE" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "indusind-pioneer-legacy", "name": "IndusInd Bank Pioneer Legacy Credit Card", "issuer": "INDUSIND", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 0, "joiningFeeRs": 50000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 1.8, "aprMonthlyPct": 3.83, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1.29, "rewardRateMaxPct": 1.29, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-pioneer-legacy", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1.29, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.7, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.7, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "GOVERNMENT", "rewardType": "REWARD_POINTS", "ratePct": 0.7, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "EDUCATION", "rewardType": "REWARD_POINTS", "ratePct": 0.7, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "RENT", "rewardType": "REWARD_POINTS", "ratePct": 0.7, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "CONCIERGE" } ] }, { "cardKey": "indusind-pioneer-private", "name": "IndusInd Bank Pioneer Private Credit Card", "issuer": "INDUSIND", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 25000, "joiningFeeRs": 0, "lifetimeFree": false, "feeWaiverSpendRs": 1000000, "forexMarkupPct": 0, "aprMonthlyPct": 2, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 3, "rewardRateMaxPct": 3, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-pioneer-private", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.7, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.7, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "EDUCATION", "rewardType": "REWARD_POINTS", "ratePct": 0.7, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "GOVERNMENT", "rewardType": "REWARD_POINTS", "ratePct": 0.7, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "CONCIERGE" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "indusind-platinum", "name": "IndusInd Bank Platinum Credit Card", "issuer": "INDUSIND", "network": "VISA", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.95, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.4, "rewardRateMaxPct": 0.4, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-platinum", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.4, "monthlyCapRs": null, "pointValuePaisa": 40, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "indusind-platinum-aura-edge", "name": "IndusInd Bank Platinum Aura Edge Credit Card", "issuer": "INDUSIND", "network": "VISA", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.95, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.2, "rewardRateMaxPct": 1.6, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-platinum-aura-edge", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.2, "monthlyCapRs": null, "pointValuePaisa": 40, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.6, "monthlyCapRs": null, "pointValuePaisa": 40, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "indusind-platinum-rupay", "name": "IndusInd Bank Platinum RuPay Credit Card", "issuer": "INDUSIND", "network": "RUPAY", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 10000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.95, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.7, "rewardRateMaxPct": 0.7, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-platinum-rupay", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.7, "monthlyCapRs": null, "pointValuePaisa": 35, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "indusind-samman", "name": "IndusInd Bank Samman Credit Card", "issuer": "INDUSIND", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 199, "joiningFeeRs": 0, "lifetimeFree": false, "feeWaiverSpendRs": 75000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.95, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-samman", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 200, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "indusind-solitaire", "name": "IndusInd Bank Indus Solitaire Credit Card", "issuer": "INDUSIND", "network": "MASTERCARD", "tier": "SUPER_PREMIUM", "annualFeeRs": 10000, "joiningFeeRs": 30000, "lifetimeFree": false, "feeWaiverSpendRs": 1000000, "forexMarkupPct": 0, "aprMonthlyPct": 3.83, "minSalaryRs": 125000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 0.5, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-solitaire", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.35, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.35, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "GOVERNMENT", "rewardType": "REWARD_POINTS", "ratePct": 0.35, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "EDUCATION", "rewardType": "REWARD_POINTS", "ratePct": 0.35, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "RENT", "rewardType": "REWARD_POINTS", "ratePct": 0.35, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "HOTEL_MEMBERSHIP" } ] }, { "cardKey": "indusind-tiger", "name": "IndusInd Bank Tiger Credit Card", "issuer": "INDUSIND", "network": "VISA", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 1.5, "aprMonthlyPct": 3.5, "minSalaryRs": 30000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.4, "rewardRateMaxPct": 0.4, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/indusind-tiger", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.4, "monthlyCapRs": null, "pointValuePaisa": 40, "merchants": null } ], "perks": [ { "perkType": "GOLF" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "jupiter-edge", "name": "Jupiter Edge+ CSB Bank RuPay Credit Card", "issuer": "CSB", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 23, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 10, "lastVerified": "2026-08-12", "url": "https://cardadvisor.in/cards/jupiter-edge", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 2000, "pointValuePaisa": 100, "merchants": "Amazon Flipkart Myntra Tata Cliq Ajio Nykaa Croma Reliance Digital Trent/Tata Retail and Reliance Retail — other online shopping earns the 1% base rate" }, { "category": "TRAVEL", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 1000, "pointValuePaisa": 100, "merchants": "Jupiter Flights" } ], "perks": [] }, { "cardKey": "kiwi", "name": "Kiwi RuPay Credit Card", "issuer": "YES", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/kiwi", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [] }, { "cardKey": "kotak-811", "name": "Kotak 811 #DreamDifferent Credit Card", "issuer": "KOTAK", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 250, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 0, "minAgeYears": 18, "maxAgeYears": 75, "rewardRateMinPct": 0.2, "rewardRateMaxPct": 0.4, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/kotak-811", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.2, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 0.4, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null } ], "perks": [] }, { "cardKey": "kotak-air", "name": "Kotak Air Credit Card", "issuer": "KOTAK", "network": "VISA", "tier": "MID", "annualFeeRs": 999, "joiningFeeRs": 999, "lifetimeFree": false, "feeWaiverSpendRs": 250000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": null, "minAgeYears": 18, "maxAgeYears": null, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/kotak-air", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 3, "monthlyCapRs": 5000, "pointValuePaisa": 100, "merchants": "Kotak Unbox — flights & hotels" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "kotak-air-plus-prime", "name": "Kotak Air+ Prime Credit Card", "issuer": "KOTAK", "network": "VISA", "tier": "MID", "annualFeeRs": 3000, "joiningFeeRs": 3000, "lifetimeFree": false, "feeWaiverSpendRs": 400000, "forexMarkupPct": 2, "aprMonthlyPct": 3.5, "minSalaryRs": null, "minAgeYears": 18, "maxAgeYears": null, "rewardRateMinPct": 2, "rewardRateMaxPct": 2, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/kotak-air-plus-prime", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 5, "monthlyCapRs": 15000, "pointValuePaisa": 100, "merchants": "Kotak Unbox" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "kotak-cashback-plus-prime", "name": "Kotak Cashback+ Prime Credit Card", "issuer": "KOTAK", "network": "VISA", "tier": "MID", "annualFeeRs": 750, "joiningFeeRs": 750, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 30000, "minAgeYears": 21, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 5, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/kotak-cashback-plus-prime", "rewards": [ { "category": "GROCERY", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 750, "pointValuePaisa": 100, "merchants": null }, { "category": "DINING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 750, "pointValuePaisa": 100, "merchants": null }, { "category": "FUEL", "rewardType": "CASHBACK", "ratePct": 3, "monthlyCapRs": 750, "pointValuePaisa": 100, "merchants": null }, { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "kotak-indianoil", "name": "IndianOil Kotak Credit Card", "issuer": "KOTAK", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 449, "joiningFeeRs": 449, "lifetimeFree": false, "feeWaiverSpendRs": 50000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": null, "minAgeYears": 18, "maxAgeYears": 60, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 4, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/kotak-indianoil", "rewards": [ { "category": "FUEL", "rewardType": "REWARD_POINTS", "ratePct": 4, "monthlyCapRs": 300, "pointValuePaisa": 25, "merchants": "IndianOil (IOCL fuel outlets)" }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": 200, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": 200, "pointValuePaisa": 25, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "kotak-indigo", "name": "IndiGo Kotak Credit Card", "issuer": "KOTAK", "network": "RUPAY", "tier": "MID", "annualFeeRs": 1500, "joiningFeeRs": 1500, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.42, "rewardRateMaxPct": 1.26, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/kotak-indigo", "rewards": [ { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 1.26, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": "IndiGo (app & website)" }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 0.84, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null }, { "category": "OTT_SUBSCRIPTIONS", "rewardType": "REWARD_POINTS", "ratePct": 0.84, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.42, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "kotak-indigo-premium", "name": "IndiGo XL Kotak Credit Card", "issuer": "KOTAK", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 3000, "joiningFeeRs": 3000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 50000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.84, "rewardRateMaxPct": 2.1, "lastVerified": "2026-08-09", "url": "https://cardadvisor.in/cards/kotak-indigo-premium", "rewards": [ { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 2.1, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": "IndiGo (app & website)" }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.26, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null }, { "category": "OTT_SUBSCRIPTIONS", "rewardType": "REWARD_POINTS", "ratePct": 1.26, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.84, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "kotak-league-platinum", "name": "Kotak League Platinum Credit Card", "issuer": "KOTAK", "network": "VISA", "tier": "MID", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 50000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 41667, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.27, "rewardRateMaxPct": 0.27, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/kotak-league-platinum", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.27, "monthlyCapRs": null, "pointValuePaisa": 10, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "kotak-pvr-inox", "name": "PVR INOX Kotak Credit Card", "issuer": "KOTAK", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 0, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": null, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0, "rewardRateMaxPct": 0, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/kotak-pvr-inox", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "MOVIE_TICKET" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "kotak-solitaire", "name": "Kotak Solitaire Credit Card", "issuer": "KOTAK", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": false, "feeWaiverSpendRs": 0, "forexMarkupPct": 0, "aprMonthlyPct": 3.5, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 3, "rewardRateMaxPct": 3, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/kotak-solitaire", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 10, "monthlyCapRs": 100000, "pointValuePaisa": 100, "merchants": "Kotak Unbox" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "CONCIERGE" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "kotak-upi-rupay", "name": "Kotak UPI RuPay Credit Card", "issuer": "KOTAK", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": 0, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": null, "minAgeYears": 18, "maxAgeYears": null, "rewardRateMinPct": 0.3, "rewardRateMaxPct": 0.3, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/kotak-upi-rupay", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.3, "monthlyCapRs": null, "pointValuePaisa": 10, "merchants": null } ], "perks": [] }, { "cardKey": "kotak-white", "name": "Kotak White Credit Card", "issuer": "KOTAK", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 3000, "joiningFeeRs": 3000, "lifetimeFree": false, "feeWaiverSpendRs": 500000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.5, "minSalaryRs": 208333, "minAgeYears": 28, "maxAgeYears": 60, "rewardRateMinPct": 0, "rewardRateMaxPct": 0, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/kotak-white", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "kotak-white-reserve", "name": "Kotak White Reserve Credit Card", "issuer": "KOTAK", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 12500, "joiningFeeRs": 12500, "lifetimeFree": false, "feeWaiverSpendRs": 1000000, "forexMarkupPct": 2, "aprMonthlyPct": 3.5, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0, "rewardRateMaxPct": 0, "lastVerified": "2026-08-14", "url": "https://cardadvisor.in/cards/kotak-white-reserve", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "GOLF" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "CONCIERGE" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "kotak-zen-signature", "name": "Kotak Zen Signature Credit Card", "issuer": "KOTAK", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 1500, "joiningFeeRs": 1500, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 40000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.83, "rewardRateMaxPct": 1.67, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/kotak-zen-signature", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.83, "monthlyCapRs": 500, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 1.67, "monthlyCapRs": 1125, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "onecard", "name": "OneCard Credit Card", "issuer": "BOB", "network": "VISA", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 1, "aprMonthlyPct": 3.75, "minSalaryRs": 30000, "minAgeYears": 18, "maxAgeYears": 60, "rewardRateMinPct": 0.2, "rewardRateMaxPct": 1, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/onecard", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.2, "monthlyCapRs": null, "pointValuePaisa": 10, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 10, "merchants": null } ], "perks": [] }, { "cardKey": "pop-club", "name": "YES Bank POP-CLUB Credit Card", "issuer": "YES", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 399, "joiningFeeRs": 0, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.2, "rewardRateMaxPct": 1, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/pop-club", "rewards": [ { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 600, "pointValuePaisa": 10, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.2, "monthlyCapRs": null, "pointValuePaisa": 10, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "rbl-apex", "name": "RBL Bank Apex Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 1000, "joiningFeeRs": 1000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-apex", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "CASHBACK", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Flights, hotels, shopping & vouchers booked on the RBL Bank Rewards Portal" } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "rbl-bankbazaar-savemax", "name": "RBL Bank BankBazaar SaveMax Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-bankbazaar-savemax", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": "Supermarkets & grocery stores" } ], "perks": [ { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "rbl-bankbazaar-savemax-pro", "name": "RBL Bank BankBazaar SaveMax Pro Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 2.5, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-bankbazaar-savemax-pro", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": "Supermarkets & grocery stores" }, { "category": "FUEL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": "Fuel / petrol pumps" } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "rbl-binge", "name": "RBL Bank Binge Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "ENTRY", "annualFeeRs": 999, "joiningFeeRs": 999, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 3, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-binge", "rewards": [ { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": 200, "pointValuePaisa": 25, "merchants": "Online spends" }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "rbl-blockbuster", "name": "RBL Bank Blockbuster Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 3000, "joiningFeeRs": 3000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 30000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 5, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-blockbuster", "rewards": [ { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 500, "pointValuePaisa": 25, "merchants": "Dining merchants, Saturday and Sunday transactions only" }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "MOVIE_TICKET" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "rbl-cookies", "name": "RBL Bank Cookies Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "ENTRY", "annualFeeRs": 1200, "joiningFeeRs": 0, "lifetimeFree": false, "feeWaiverSpendRs": 60000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 10, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-cookies", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "Online spends (5X reward points)" }, { "category": "DINING", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 900, "pointValuePaisa": 100, "merchants": "Zomato, Myntra, Uber" } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "rbl-dmi-finance", "name": "RBL Bank DMI Finance Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 70, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 0.5, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/rbl-dmi-finance", "rewards": [ { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": 125, "pointValuePaisa": 25, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": 125, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "rbl-icon", "name": "RBL Bank Icon Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 5000, "joiningFeeRs": 5000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 30000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 5, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-icon", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 500, "pointValuePaisa": 25, "merchants": "Weekend dining" }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 500, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "GOLF" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "rbl-indianoil", "name": "RBL Bank IndianOil Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "ENTRY", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 175000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 15000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 5, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-indianoil", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "FUEL", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 500, "pointValuePaisa": 50, "merchants": "IndianOil (IOCL) fuel stations" } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "rbl-indianoil-xtra", "name": "RBL Bank IndianOil XTRA Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 1500, "joiningFeeRs": 1500, "lifetimeFree": false, "feeWaiverSpendRs": 275000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 30000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 7.5, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-indianoil-xtra", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "FUEL", "rewardType": "REWARD_POINTS", "ratePct": 7.5, "monthlyCapRs": 1000, "pointValuePaisa": 50, "merchants": "IndianOil (IOCL) fuel stations" } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "rbl-irctc", "name": "RBL Bank IRCTC Credit Card", "issuer": "RBL", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 2.5, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-irctc", "rewards": [ { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "IRCTC train ticket bookings (railway ticketing)" }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "rbl-lumiere", "name": "RBL Bank Lumière Credit Card", "issuer": "RBL", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 50000, "joiningFeeRs": 50000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 0, "aprMonthlyPct": 3.4, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 2, "rewardRateMaxPct": 2, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-lumiere", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 10, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Lumière rewards portal (lumiere.rbl.bank.in)" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "CONCIERGE" } ] }, { "cardKey": "rbl-nova", "name": "RBL Bank Nova Credit Card", "issuer": "RBL", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 12500, "joiningFeeRs": 12500, "lifetimeFree": false, "feeWaiverSpendRs": 1000000, "forexMarkupPct": 2, "aprMonthlyPct": 3.4, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 2, "rewardRateMaxPct": 2, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-nova", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 6, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Nova flight & hotel booking portal" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "rbl-paisabazaar-duet", "name": "RBL Bank Paisabazaar Duet Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-paisabazaar-duet", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": null } ], "perks": [] }, { "cardKey": "rbl-paisabazaar-duet-plus", "name": "RBL Bank Paisabazaar Duet Plus Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": 400000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 2.5, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-paisabazaar-duet-plus", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 300, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "CASHBACK", "ratePct": 2.5, "monthlyCapRs": 200, "pointValuePaisa": 100, "merchants": "Travel & dining spends" } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "rbl-patanjali-swarn", "name": "RBL Bank Patanjali Swarn Credit Card", "issuer": "RBL", "network": "RUPAY", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 30000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 10, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-patanjali-swarn", "rewards": [ { "category": "GROCERY", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 750, "pointValuePaisa": 100, "merchants": "Patanjali stores (online & offline), min ₹500 per transaction" }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "rbl-patanjali-vishisht", "name": "RBL Bank Patanjali Vishisht Credit Card", "issuer": "RBL", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 10, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-patanjali-vishisht", "rewards": [ { "category": "GROCERY", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": "Patanjali stores (online & offline), min ₹500 per transaction" }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "rbl-platinum-maxima", "name": "RBL Bank Platinum Maxima Plus Credit Card", "issuer": "RBL", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 2500, "joiningFeeRs": 2500, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 40000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 2.5, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/rbl-platinum-maxima", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": null }, { "category": "OTT_SUBSCRIPTIONS", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "rbl-play", "name": "RBL Bank Play Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "ENTRY", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 15000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 0.25, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-play", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "rbl-salaryse-up", "name": "RBL Bank SalarySe UP Credit Card", "issuer": "RBL", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 20000, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 0.2, "rewardRateMaxPct": 1, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-salaryse-up", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.2, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 200, "pointValuePaisa": 20, "merchants": "UPI spends via the SalarySe app" } ], "perks": [] }, { "cardKey": "rbl-shoprite", "name": "RBL Bank ShopRite Credit Card", "issuer": "RBL", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 12000, "minAgeYears": 18, "maxAgeYears": 60, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 5, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-shoprite", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": "Supermarkets & departmental stores" } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "rbl-tvs-credit", "name": "RBL Bank TVS Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "ENTRY", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 0.5, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-tvs-credit", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": 250, "pointValuePaisa": 25, "merchants": "Online retail spends" } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "LOUNGE_ACCESS" } ] }, { "cardKey": "rbl-tvs-credit-gold", "name": "RBL Bank TVS Gold Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 1500, "joiningFeeRs": 1500, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 25000, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 5, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-tvs-credit-gold", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "International / overseas spends" }, { "category": "DINING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 250, "pointValuePaisa": 100, "merchants": "EazyDiner" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "rbl-world-safari", "name": "RBL Bank World Safari Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 3000, "joiningFeeRs": 3000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 0, "aprMonthlyPct": 3.99, "minSalaryRs": 50000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-world-safari", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "Travel & forex" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "rbl-world-safari-lite", "name": "RBL Bank World Safari Lite Credit Card", "issuer": "RBL", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 1000, "joiningFeeRs": 1000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 0, "aprMonthlyPct": 3.99, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0, "rewardRateMaxPct": 0.25, "lastVerified": "2026-08-06", "url": "https://cardadvisor.in/cards/rbl-world-safari-lite", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "RBL Bank travel rewards portal" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "roarbank", "name": "Roarbank RuPay Credit Card", "issuer": "UNITY", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.3, "minSalaryRs": null, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/roarbank", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 2500, "pointValuePaisa": 100, "merchants": null } ], "perks": [] }, { "cardKey": "sbi-apollo", "name": "Apollo SBI Card", "issuer": "SBI", "network": "MASTERCARD", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 3, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-apollo", "rewards": [ { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Apollo 24|7, Apollo Pharmacy, Apollo Hospitals & Clinics" }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "COBRANDED_OTT" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-apollo-select", "name": "Apollo SBI Card SELECT", "issuer": "SBI", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": 300000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 30000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 10, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/sbi-apollo-select", "rewards": [ { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 10, "monthlyCapRs": 5000, "pointValuePaisa": 100, "merchants": "Apollo 24|7, Apollo Pharmacy, Apollo Hospitals & Clinics" }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": 5000, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": 5000, "pointValuePaisa": 100, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-aurum", "name": "SBI Card AURUM", "issuer": "SBI", "network": "MASTERCARD", "tier": "SUPER_PREMIUM", "annualFeeRs": 9999, "joiningFeeRs": 9999, "lifetimeFree": false, "feeWaiverSpendRs": 1200000, "forexMarkupPct": 1.99, "aprMonthlyPct": 3.75, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-14", "url": "https://cardadvisor.in/cards/sbi-aurum", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "CONCIERGE" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "COBRANDED_OTT" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "sbi-bpcl", "name": "BPCL SBI Card", "issuer": "SBI", "network": "VISA", "tier": "MID", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 25000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 3.25, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/sbi-bpcl", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "FUEL", "rewardType": "REWARD_POINTS", "ratePct": 3.25, "monthlyCapRs": 325, "pointValuePaisa": 25, "merchants": "Bharat Petroleum (BPCL)" }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-bpcl-octane", "name": "BPCL SBI Card Octane", "issuer": "SBI", "network": "VISA", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 30000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 6.25, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/sbi-bpcl-octane", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 1875, "pointValuePaisa": 25, "merchants": null }, { "category": "FUEL", "rewardType": "REWARD_POINTS", "ratePct": 6.25, "monthlyCapRs": 625, "pointValuePaisa": 25, "merchants": "Bharat Petroleum (BPCL)" }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 1875, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-cashback", "name": "SBI Cashback Credit Card", "issuer": "SBI", "network": "VISA", "tier": "MID", "annualFeeRs": 999, "joiningFeeRs": 999, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-cashback", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 2000, "pointValuePaisa": 100, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 2000, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-doctors", "name": "Doctor's SBI Card", "issuer": "SBI", "network": "VISA", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 30000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-doctors", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 1875, "pointValuePaisa": 25, "merchants": "Travel agencies & tour operators (MCC 4722)" }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 1875, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "INSURANCE" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-doctors-ima", "name": "Doctor's SBI Card (in Association with IMA)", "issuer": "SBI", "network": "VISA", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 30000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-doctors-ima", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 1875, "pointValuePaisa": 25, "merchants": "Travel agencies & tour operators (MCC 4722)" }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 1875, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "INSURANCE" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-elite", "name": "SBI Card ELITE", "issuer": "SBI", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 4999, "joiningFeeRs": 4999, "lifetimeFree": false, "feeWaiverSpendRs": 1000000, "forexMarkupPct": 1.99, "aprMonthlyPct": 3.75, "minSalaryRs": 100000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 2.5, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/sbi-elite", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 2500, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 2500, "pointValuePaisa": 25, "merchants": "All grocery and departmental stores except Metro Cash & Carry, Reliance Market and Walmart, which SBI names as ineligible for the accelerated rate" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "CONCIERGE" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "sbi-flipkart", "name": "Flipkart SBI Card", "issuer": "SBI", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": 350000, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 25000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1, "rewardRateMaxPct": 7.5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-flipkart", "rewards": [ { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 7.5, "monthlyCapRs": 1333, "pointValuePaisa": 100, "merchants": "Myntra" }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 1333, "pointValuePaisa": 100, "merchants": "Flipkart, Shopsy & Flipkart Travel" }, { "category": "TRAVEL", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 1333, "pointValuePaisa": 100, "merchants": "Cleartrip" }, { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-indigo", "name": "IndiGo SBI Card", "issuer": "SBI", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 30000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.42, "rewardRateMaxPct": 1.26, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-indigo", "rewards": [ { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 1.26, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": "IndiGo bookings" }, { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 0.84, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null }, { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 0.42, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-indigo-elite", "name": "IndiGo SBI Card ELITE", "issuer": "SBI", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 4999, "joiningFeeRs": 4999, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 50000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.84, "rewardRateMaxPct": 2.94, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-indigo-elite", "rewards": [ { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 2.94, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": "IndiGo bookings" }, { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 1.26, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null }, { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 0.84, "monthlyCapRs": null, "pointValuePaisa": 42, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "sbi-irctc-platinum", "name": "IRCTC SBI Platinum Card", "issuer": "SBI", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 500, "joiningFeeRs": 500, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 20000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.8, "rewardRateMaxPct": 10, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-irctc-platinum", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.8, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 10, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "IRCTC" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "sbi-irctc-premier", "name": "IRCTC SBI Card Premier", "issuer": "SBI", "network": "VISA", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 25000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.8, "rewardRateMaxPct": 8, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-irctc-premier", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.8, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 2.4, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 2.4, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 8, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "IRCTC" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "sbi-krisflyer", "name": "KrisFlyer SBI Card", "issuer": "SBI", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 2999, "joiningFeeRs": 2999, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 50000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-krisflyer", "rewards": [ { "category": "INTERNATIONAL", "rewardType": "AIRLINE_MILES", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "sbi-krisflyer-apex", "name": "KrisFlyer SBI Card Apex", "issuer": "SBI", "network": "MASTERCARD", "tier": "SUPER_PREMIUM", "annualFeeRs": 9999, "joiningFeeRs": 9999, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 100000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1.5, "rewardRateMaxPct": 2, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-krisflyer-apex", "rewards": [ { "category": "INTERNATIONAL", "rewardType": "AIRLINE_MILES", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "sbi-landmark", "name": "Landmark Rewards SBI Card", "issuer": "SBI", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 20000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 2.5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-landmark", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "Landmark stores" }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-landmark-prime", "name": "Landmark Rewards SBI Card PRIME", "issuer": "SBI", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 2999, "joiningFeeRs": 2999, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 50000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 6.25, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-landmark-prime", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 6.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "Landmark stores" }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-landmark-select", "name": "Landmark Rewards SBI Card SELECT", "issuer": "SBI", "network": "VISA", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 30000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 3.75, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-landmark-select", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 3.75, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "Landmark stores" }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-miles", "name": "SBI Card MILES", "issuer": "SBI", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": 600000, "forexMarkupPct": 3, "aprMonthlyPct": 3.75, "minSalaryRs": 30000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 0.5, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/sbi-miles", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-miles-elite", "name": "SBI Card Miles Elite", "issuer": "SBI", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 4999, "joiningFeeRs": 4999, "lifetimeFree": false, "feeWaiverSpendRs": 1500000, "forexMarkupPct": 1.99, "aprMonthlyPct": 3.75, "minSalaryRs": 60000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 1.5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-miles-elite", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "sbi-miles-prime", "name": "SBI Card MILES PRIME", "issuer": "SBI", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 2999, "joiningFeeRs": 2999, "lifetimeFree": false, "feeWaiverSpendRs": 1000000, "forexMarkupPct": 2.5, "aprMonthlyPct": 3.75, "minSalaryRs": 50000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 1, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-miles-prime", "rewards": [ { "category": "DEFAULT", "rewardType": "AIRLINE_MILES", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null }, { "category": "TRAVEL", "rewardType": "AIRLINE_MILES", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 50, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "sbi-paytm", "name": "Paytm SBI Card", "issuer": "SBI", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 20000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1, "rewardRateMaxPct": 3, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-paytm", "rewards": [ { "category": "TRAVEL", "rewardType": "CASHBACK", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Paytm Travel" }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Paytm Mall & Movies" }, { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "INSURANCE" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-paytm-select", "name": "Paytm SBI Card SELECT", "issuer": "SBI", "network": "VISA", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 30000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1, "rewardRateMaxPct": 5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-paytm-select", "rewards": [ { "category": "TRAVEL", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Paytm Travel" }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Paytm Mall & Movies" }, { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "INSURANCE" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-phonepe-purple", "name": "PhonePe SBI Card PURPLE", "issuer": "SBI", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 20000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1, "rewardRateMaxPct": 3, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-phonepe-purple", "rewards": [ { "category": "UTILITY_BILLS", "rewardType": "CASHBACK", "ratePct": 3, "monthlyCapRs": 750, "pointValuePaisa": 100, "merchants": "PhonePe app" }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 2, "monthlyCapRs": 750, "pointValuePaisa": 100, "merchants": null }, { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 1000, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-phonepe-select-black", "name": "PhonePe SBI Card SELECT BLACK", "issuer": "SBI", "network": "RUPAY", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": 300000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 10, "lastVerified": "2026-08-14", "url": "https://cardadvisor.in/cards/sbi-phonepe-select-black", "rewards": [ { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 10, "monthlyCapRs": 1500, "pointValuePaisa": 100, "merchants": "PhonePe app" }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": 1000, "pointValuePaisa": 100, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": 2000, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-prime", "name": "SBI Card PRIME", "issuer": "SBI", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 2999, "joiningFeeRs": 2999, "lifetimeFree": false, "feeWaiverSpendRs": 300000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 50000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 2.5, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/sbi-prime", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 1875, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 1875, "pointValuePaisa": 25, "merchants": "All grocery and departmental stores except Metro Cash & Carry, Reliance Market and Walmart, which SBI names as ineligible for the accelerated rate" } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "sbi-pulse", "name": "SBI Card PULSE", "issuer": "SBI", "network": "VISA", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 50000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 2.5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-pulse", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 1875, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "COBRANDED_OTT" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "sbi-reliance", "name": "Reliance SBI Card", "issuer": "SBI", "network": "MASTERCARD", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 20000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 2.5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-reliance", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "AJIO & JioMart" }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "Reliance Retail stores" }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-reliance-prime", "name": "Reliance SBI Card PRIME", "issuer": "SBI", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 2999, "joiningFeeRs": 2999, "lifetimeFree": false, "feeWaiverSpendRs": 300000, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 50000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-reliance-prime", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "AJIO & JioMart" }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "Reliance Retail stores" }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 1875, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 1875, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-shaurya", "name": "Shaurya SBI Card", "issuer": "SBI", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 250, "joiningFeeRs": 250, "lifetimeFree": false, "feeWaiverSpendRs": 50000, "forexMarkupPct": 3.5, "aprMonthlyPct": 2.75, "minSalaryRs": 20000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-shaurya", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "INSURANCE" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-shaurya-select", "name": "Shaurya Select SBI Card", "issuer": "SBI", "network": "RUPAY", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 0, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 3.5, "aprMonthlyPct": 2.75, "minSalaryRs": 25000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 2.5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-shaurya-select", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 1500, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "CONCIERGE" }, { "perkType": "INSURANCE" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-simply-click", "name": "SBI SimplyCLICK Credit Card", "issuer": "SBI", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 60, "rewardRateMinPct": 0.2, "rewardRateMaxPct": 2.5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-simply-click", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.2, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": 2500, "pointValuePaisa": 25, "merchants": "Apollo 24x7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, Gyftr, Tata CLiQ" } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-simply-save", "name": "SBI SimplySAVE Credit Card", "issuer": "SBI", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 60, "rewardRateMinPct": 0.17, "rewardRateMaxPct": 1.67, "lastVerified": "2026-08-15", "url": "https://cardadvisor.in/cards/sbi-simply-save", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.17, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 1.67, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 1.67, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-tata-neu-infinity", "name": "Tata Neu Infinity SBI Card", "issuer": "SBI", "network": "RUPAY", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": 300000, "forexMarkupPct": 1.99, "aprMonthlyPct": null, "minSalaryRs": 30000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1.5, "rewardRateMaxPct": 5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-tata-neu-infinity", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1.5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "GROCERY", "rewardType": "CASHBACK", "ratePct": 1.5, "monthlyCapRs": 2000, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "CASHBACK", "ratePct": 1.5, "monthlyCapRs": 2000, "pointValuePaisa": 100, "merchants": null }, { "category": "INSURANCE", "rewardType": "CASHBACK", "ratePct": 1.5, "monthlyCapRs": 2000, "pointValuePaisa": 100, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Tata Neu & Tata brands" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-tata-neu-plus", "name": "Tata Neu Plus SBI Card", "issuer": "SBI", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 20000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1, "rewardRateMaxPct": 2, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-tata-neu-plus", "rewards": [ { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": "Tata Neu & Tata brands" }, { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "GROCERY", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 1000, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 2000, "pointValuePaisa": 100, "merchants": null }, { "category": "INSURANCE", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 2000, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbi-titan", "name": "Titan SBI Card", "issuer": "SBI", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 2999, "joiningFeeRs": 2999, "lifetimeFree": false, "feeWaiverSpendRs": 300000, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": 50000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 1.5, "rewardRateMaxPct": 1.5, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-titan", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1.5, "monthlyCapRs": 1500, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "sbi-unnati", "name": "SBI Card Unnati", "issuer": "SBI", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 0, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": null, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.25, "rewardRateMaxPct": 0.25, "lastVerified": "2026-08-05", "url": "https://cardadvisor.in/cards/sbi-unnati", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sbm-zet", "name": "SBM ZET Credit Card", "issuer": "SBM", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 2.49, "aprMonthlyPct": 3.5, "minSalaryRs": null, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 2, "rewardRateMaxPct": 2, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/sbm-zet", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [] }, { "cardKey": "sc-beyond", "name": "Standard Chartered Beyond Credit Card", "issuer": "SC", "network": "VISA", "tier": "SUPER_PREMIUM", "annualFeeRs": 25000, "joiningFeeRs": 15000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 2, "aprMonthlyPct": 3.75, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 3.33, "rewardRateMaxPct": 3.33, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/sc-beyond", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 3.33, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "EDUCATION", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "GOVERNMENT", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "RENT", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "sc-digismart", "name": "Standard Chartered DigiSmart Credit Card", "issuer": "SC", "network": "VISA", "tier": "MID", "annualFeeRs": 588, "joiningFeeRs": 0, "lifetimeFree": false, "feeWaiverSpendRs": 60000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 50000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0, "rewardRateMaxPct": 15, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/sc-digismart", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 0, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "GROCERY", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 1000, "pointValuePaisa": 100, "merchants": "Blinkit" }, { "category": "DINING", "rewardType": "CASHBACK", "ratePct": 10, "monthlyCapRs": 750, "pointValuePaisa": 100, "merchants": "Zomato" }, { "category": "TRAVEL", "rewardType": "CASHBACK", "ratePct": 15, "monthlyCapRs": 600, "pointValuePaisa": 100, "merchants": "Ola, Yatra" } ], "perks": [ { "perkType": "MOVIE_TICKET" } ] }, { "cardKey": "sc-easemytrip", "name": "Standard Chartered EaseMyTrip Credit Card", "issuer": "SC", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 350, "joiningFeeRs": 350, "lifetimeFree": false, "feeWaiverSpendRs": 50000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 2.5, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/sc-easemytrip", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "Standalone airline and hotel websites, apps and outlets (identified by Visa merchant category codes). Explicitly NOT EaseMyTrip's own website or app, and not other travel aggregators — bookings made on EaseMyTrip earn only the 2 RP per ₹100 base rate." } ], "perks": [ { "perkType": "LOUNGE_ACCESS" } ] }, { "cardKey": "sc-manhattan-platinum", "name": "Standard Chartered Manhattan Platinum Credit Card", "issuer": "SC", "network": "VISA", "tier": "MID", "annualFeeRs": 999, "joiningFeeRs": 999, "lifetimeFree": false, "feeWaiverSpendRs": 120000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 5, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/sc-manhattan-platinum", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "GROCERY", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": "Supermarkets, grocery stores and departmental stores" } ], "perks": [] }, { "cardKey": "sc-platinum-rewards", "name": "Standard Chartered Platinum Rewards Credit Card", "issuer": "SC", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 1.99, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.17, "rewardRateMaxPct": 0.83, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/sc-platinum-rewards", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.17, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "DINING", "rewardType": "REWARD_POINTS", "ratePct": 0.83, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "Restaurants and dining outlets registered under Visa dining merchant category codes" }, { "category": "FUEL", "rewardType": "REWARD_POINTS", "ratePct": 0.83, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "Fuel stations registered under Visa fuel merchant category codes" } ], "perks": [] }, { "cardKey": "sc-priority-visa-infinite", "name": "Standard Chartered Priority Visa Infinite Credit Card", "issuer": "SC", "network": "VISA", "tier": "PREMIUM", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.5, "rewardRateMaxPct": 1.25, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/sc-priority-visa-infinite", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "sc-rewards", "name": "Standard Chartered Rewards Credit Card", "issuer": "SC", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 1000, "joiningFeeRs": 0, "lifetimeFree": false, "feeWaiverSpendRs": 150000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 0.67, "rewardRateMaxPct": 0.67, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/sc-rewards", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.67, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 0.17, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "GOVERNMENT", "rewardType": "REWARD_POINTS", "ratePct": 0.17, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "sc-smart", "name": "Standard Chartered Smart Credit Card", "issuer": "SC", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 0, "lifetimeFree": false, "feeWaiverSpendRs": 120000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 20000, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 2, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/sc-smart", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "CASHBACK", "ratePct": 2, "monthlyCapRs": 1000, "pointValuePaisa": 100, "merchants": null } ], "perks": [] }, { "cardKey": "sc-super-value-titanium", "name": "Standard Chartered Super Value Titanium Credit Card", "issuer": "SC", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 750, "joiningFeeRs": 750, "lifetimeFree": false, "feeWaiverSpendRs": 90000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.75, "minSalaryRs": 60000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 0.17, "rewardRateMaxPct": 5, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/sc-super-value-titanium", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.17, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "FUEL", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 200, "pointValuePaisa": 100, "merchants": "All fuel stations" }, { "category": "UTILITY_BILLS", "rewardType": "CASHBACK", "ratePct": 5, "monthlyCapRs": 300, "pointValuePaisa": 100, "merchants": "SC Billpay" } ], "perks": [] }, { "cardKey": "sc-ultimate", "name": "Standard Chartered Ultimate Credit Card", "issuer": "SC", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 5000, "joiningFeeRs": 5000, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 2, "aprMonthlyPct": 3.75, "minSalaryRs": 200000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 3.33, "rewardRateMaxPct": 3.33, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/sc-ultimate", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 3.33, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "INSURANCE", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "RENT", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "EDUCATION", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null }, { "category": "GOVERNMENT", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "GOLF" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "INSURANCE" } ] }, { "cardKey": "scapia-federal", "name": "Scapia Credit Card", "issuer": "FEDERAL", "network": "VISA", "tier": "MID", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 0, "aprMonthlyPct": 3.75, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 65, "rewardRateMinPct": 2, "rewardRateMaxPct": 4, "lastVerified": "2026-08-14", "url": "https://cardadvisor.in/cards/scapia-federal", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 2, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "TRAVEL", "rewardType": "REWARD_POINTS", "ratePct": 4, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": "Scapia app" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" } ] }, { "cardKey": "slice", "name": "slice UPI Credit Card", "issuer": "SLICE", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 0, "aprMonthlyPct": 3.5, "minSalaryRs": 15000, "minAgeYears": 18, "maxAgeYears": 65, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/slice", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [] }, { "cardKey": "uni-goldx", "name": "BOBCARD Uni GoldX Credit Card", "issuer": "BOB", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 0, "aprMonthlyPct": 3.99, "minSalaryRs": null, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/uni-goldx", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 1, "monthlyCapRs": null, "pointValuePaisa": 100, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "utkarsh-supercard", "name": "super.money superCard (Utkarsh SFB)", "issuer": "UTKARSH", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.5, "minSalaryRs": null, "minAgeYears": 18, "maxAgeYears": 70, "rewardRateMinPct": 1, "rewardRateMaxPct": 1, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/utkarsh-supercard", "rewards": [ { "category": "DEFAULT", "rewardType": "CASHBACK", "ratePct": 1, "monthlyCapRs": 500, "pointValuePaisa": 100, "merchants": null } ], "perks": [] }, { "cardKey": "yes-ace", "name": "YES Bank Ace Credit Card", "issuer": "YES", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 499, "joiningFeeRs": 499, "lifetimeFree": false, "feeWaiverSpendRs": 50000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 25000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.4, "rewardRateMaxPct": 0.8, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/yes-ace", "rewards": [ { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 0.8, "monthlyCapRs": 1000, "pointValuePaisa": 20, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.2, "monthlyCapRs": 30, "pointValuePaisa": 20, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.4, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null } ], "perks": [ { "perkType": "FUEL_WAIVER" }, { "perkType": "CONCIERGE" } ] }, { "cardKey": "yes-elite-plus", "name": "YES Bank Elite+ Credit Card", "issuer": "YES", "network": "MASTERCARD", "tier": "MID", "annualFeeRs": 999, "joiningFeeRs": 999, "lifetimeFree": false, "feeWaiverSpendRs": 200000, "forexMarkupPct": 3, "aprMonthlyPct": 3.99, "minSalaryRs": 100000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.6, "rewardRateMaxPct": 1.2, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/yes-elite-plus", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.6, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 1.2, "monthlyCapRs": 2400, "pointValuePaisa": 20, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.4, "monthlyCapRs": 60, "pointValuePaisa": 20, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "yes-essence", "name": "YES Bank Essence Credit Card", "issuer": "YES", "network": "VISA", "tier": "MID", "annualFeeRs": 799, "joiningFeeRs": 799, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3, "aprMonthlyPct": 3.99, "minSalaryRs": 30000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.4, "rewardRateMaxPct": 0.8, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/yes-essence", "rewards": [ { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 0.8, "monthlyCapRs": 1800, "pointValuePaisa": 20, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.4, "monthlyCapRs": 30, "pointValuePaisa": 20, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.4, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "MILESTONE_BONUS" } ] }, { "cardKey": "yes-first-exclusive", "name": "YES First Exclusive Credit Card (now YES Bank RESERV)", "issuer": "YES", "network": "MASTERCARD", "tier": "PREMIUM", "annualFeeRs": 2499, "joiningFeeRs": 2499, "lifetimeFree": false, "feeWaiverSpendRs": 300000, "forexMarkupPct": 2, "aprMonthlyPct": 2.99, "minSalaryRs": 200000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.75, "rewardRateMaxPct": 3, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/yes-first-exclusive", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": 1250, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "CONCIERGE" }, { "perkType": "GOLF" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "yes-marquee", "name": "YES Bank Marquee Credit Card", "issuer": "YES", "network": "MASTERCARD", "tier": "SUPER_PREMIUM", "annualFeeRs": 4999, "joiningFeeRs": 9999, "lifetimeFree": false, "feeWaiverSpendRs": 1000000, "forexMarkupPct": 1, "aprMonthlyPct": 2.99, "minSalaryRs": 300000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 2.25, "rewardRateMaxPct": 4.5, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/yes-marquee", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 2.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 4.5, "monthlyCapRs": 25000, "pointValuePaisa": 25, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": 313, "pointValuePaisa": 25, "merchants": null }, { "category": "OTT_SUBSCRIPTIONS", "rewardType": "REWARD_POINTS", "ratePct": 1.25, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "CONCIERGE" }, { "perkType": "GOLF" }, { "perkType": "LOUNGE_ACCESS" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "COBRANDED_OTT" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "yes-private", "name": "YES Private Credit Card", "issuer": "YES", "network": "MASTERCARD", "tier": "SUPER_PREMIUM", "annualFeeRs": 10000, "joiningFeeRs": 50000, "lifetimeFree": false, "feeWaiverSpendRs": 2500000, "forexMarkupPct": 0.5, "aprMonthlyPct": 2.99, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 2.5, "rewardRateMaxPct": 5, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/yes-private", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "GOLF" }, { "perkType": "CONCIERGE" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "yes-private-prime", "name": "YES Private Prime Credit Card", "issuer": "YES", "network": "MASTERCARD", "tier": "SUPER_PREMIUM", "annualFeeRs": 10000, "joiningFeeRs": 20000, "lifetimeFree": false, "feeWaiverSpendRs": 2000000, "forexMarkupPct": 0.5, "aprMonthlyPct": 2.99, "minSalaryRs": null, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 2.5, "rewardRateMaxPct": 5, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/yes-private-prime", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 2.5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null }, { "category": "INTERNATIONAL", "rewardType": "REWARD_POINTS", "ratePct": 5, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "HOTEL_MEMBERSHIP" }, { "perkType": "GOLF" }, { "perkType": "CONCIERGE" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "yes-select", "name": "YES Bank Select Credit Card", "issuer": "YES", "network": "VISA", "tier": "ENTRY", "annualFeeRs": 599, "joiningFeeRs": 599, "lifetimeFree": false, "feeWaiverSpendRs": 100000, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 50000, "minAgeYears": null, "maxAgeYears": null, "rewardRateMinPct": 0.4, "rewardRateMaxPct": 0.8, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/yes-select", "rewards": [ { "category": "ONLINE_SHOPPING", "rewardType": "REWARD_POINTS", "ratePct": 0.8, "monthlyCapRs": 1000, "pointValuePaisa": 20, "merchants": null }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.2, "monthlyCapRs": 30, "pointValuePaisa": 20, "merchants": null }, { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.4, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "GOLF" }, { "perkType": "MOVIE_TICKET" }, { "perkType": "CONCIERGE" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "yes-wellness-plus", "name": "YES Bank Wellness Plus Credit Card", "issuer": "YES", "network": "VISA", "tier": "MID", "annualFeeRs": 1499, "joiningFeeRs": 1499, "lifetimeFree": false, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 20000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.6, "rewardRateMaxPct": 3, "lastVerified": "2026-08-07", "url": "https://cardadvisor.in/cards/yes-wellness-plus", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.6, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": null }, { "category": "GROCERY", "rewardType": "REWARD_POINTS", "ratePct": 3, "monthlyCapRs": null, "pointValuePaisa": 20, "merchants": "Pharmacy & chemist stores" }, { "category": "UTILITY_BILLS", "rewardType": "REWARD_POINTS", "ratePct": 0.6, "monthlyCapRs": 90, "pointValuePaisa": 20, "merchants": null } ], "perks": [ { "perkType": "LOUNGE_ACCESS" }, { "perkType": "INSURANCE" }, { "perkType": "MILESTONE_BONUS" }, { "perkType": "FUEL_WAIVER" } ] }, { "cardKey": "zagg", "name": "YES Bank Zagg Credit Card", "issuer": "YES", "network": "RUPAY", "tier": "ENTRY", "annualFeeRs": 0, "joiningFeeRs": 0, "lifetimeFree": true, "feeWaiverSpendRs": null, "forexMarkupPct": 3.5, "aprMonthlyPct": 3.99, "minSalaryRs": 25000, "minAgeYears": 21, "maxAgeYears": 60, "rewardRateMinPct": 0.75, "rewardRateMaxPct": 0.75, "lastVerified": "2026-08-08", "url": "https://cardadvisor.in/cards/zagg", "rewards": [ { "category": "DEFAULT", "rewardType": "REWARD_POINTS", "ratePct": 0.75, "monthlyCapRs": null, "pointValuePaisa": 25, "merchants": "Zagg app — UPI and contactless spends" } ], "perks": [ { "perkType": "LOUNGE_ACCESS" } ] } ], "frozen": true, "releaseDate": "2026-08-16", "liveEndpoint": "https://cardadvisor.in/data/cards.json" }