# CardAdvisor — India Credit Card Change History Dataset v2026-08-16, https://cardadvisor.in/data/v/2026-08-16/changes.csv. License: CC BY 4.0.
cardKey,cardName,issuer,date,announced,type,direction,magnitude,status,title,before,after,confidence,verificationTier,verificationUrl,cardUrl,noticeId,actId
axis-burgundy-private,Axis Bank Burgundy Private Credit Card,Axis Bank,2026-11-15,2026-07-29,benefit,devaluation,minor,active,Complimentary memberships renew only if you opt in,Memberships renewed automatically each year,Renewed only with the cardholder's explicit consent,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-reserve.pdf,https://cardadvisor.in/cards/axis-burgundy-private,axis-2026-08-28-lounge-memberships-movies,
axis-select,Axis Bank Select Credit Card,Axis Bank,2026-11-15,2026-07-29,benefit,devaluation,minor,active,Complimentary memberships renew only if you opt in,Memberships renewed automatically each year,Renewed only with the cardholder's explicit consent,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-reserve.pdf,https://cardadvisor.in/cards/axis-select,axis-2026-08-28-lounge-memberships-movies,
axis-olympus,Axis Bank Olympus Credit Card,Axis Bank,2026-11-15,2026-07-29,benefit,devaluation,minor,active,Complimentary memberships renew only if you opt in,Memberships renewed automatically each year,Renewed only with the cardholder's explicit consent,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-reserve.pdf,https://cardadvisor.in/cards/axis-olympus,axis-2026-08-28-lounge-memberships-movies,
axis-reserve,Axis Bank Reserve Credit Card,Axis Bank,2026-11-15,2026-07-29,benefit,devaluation,minor,active,Complimentary memberships renew only if you opt in,Memberships renewed automatically each year,Renewed only with the cardholder's explicit consent,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-reserve.pdf,https://cardadvisor.in/cards/axis-reserve,axis-2026-08-28-lounge-memberships-movies,
axis-samsung-infinite,Samsung Axis Bank Infinite Credit Card,Axis Bank,2026-11-15,2026-07-29,benefit,devaluation,minor,active,Complimentary memberships renew only if you opt in,Memberships renewed automatically each year,Renewed only with the cardholder's explicit consent,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-reserve.pdf,https://cardadvisor.in/cards/axis-samsung-infinite,axis-2026-08-28-lounge-memberships-movies,
axis-magnus,Axis Bank Magnus Credit Card,Axis Bank,2026-11-15,2026-07-29,benefit,devaluation,minor,active,Complimentary memberships renew only if you opt in,Memberships renewed automatically each year,Renewed only with the cardholder's explicit consent,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-reserve.pdf,https://cardadvisor.in/cards/axis-magnus,axis-2026-08-28-lounge-memberships-movies,
axis-select,Axis Bank Select Credit Card,Axis Bank,2026-11-01,2026-07-29,benefit,devaluation,minor,active,"Movie offer now needs Rs 25,000 of spend in the previous 3 months","Movie offer available to every cardholder, no spend condition","Rs 25,000 of eligible spend in the preceding 3 calendar months",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-privilege.pdf,https://cardadvisor.in/cards/axis-select,axis-2026-08-28-lounge-memberships-movies,
axis-neo,Axis Bank Neo Credit Card,Axis Bank,2026-11-01,2026-07-29,benefit,devaluation,minor,active,"Movie offer now needs Rs 25,000 of spend in the previous 3 months","Movie offer available to every cardholder, no spend condition","Rs 25,000 of eligible spend in the preceding 3 calendar months",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-privilege.pdf,https://cardadvisor.in/cards/axis-neo,axis-2026-08-28-lounge-memberships-movies,
axis-myzone,Axis Bank MyZone Credit Card,Axis Bank,2026-11-01,,benefit,devaluation,minor,,District movie buy-one-get-one becomes spend-gated,Available to every cardholder each month,"Requires ₹25,000 of spend in the previous 3 months",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-myzone.pdf,https://cardadvisor.in/cards/axis-myzone,,
axis-myzone,Axis Bank MyZone Credit Card,Axis Bank,2026-11-01,2026-07-29,benefit,devaluation,minor,active,"Movie offer now needs Rs 25,000 of spend in the previous 3 months","Movie offer available to every cardholder, no spend condition","Rs 25,000 of eligible spend in the preceding 3 calendar months",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-privilege.pdf,https://cardadvisor.in/cards/axis-myzone,axis-2026-08-28-lounge-memberships-movies,
axis-privilege,Axis Bank Privilege Credit Card,Axis Bank,2026-11-01,2026-07-29,benefit,devaluation,minor,active,"Movie offer now needs Rs 25,000 of spend in the previous 3 months","Movie offer available to every cardholder, no spend condition","Rs 25,000 of eligible spend in the preceding 3 calendar months",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-privilege.pdf,https://cardadvisor.in/cards/axis-privilege,axis-2026-08-28-lounge-memberships-movies,
axis-select,Axis Bank Select Credit Card,Axis Bank,2026-10-01,2026-07-29,milestone,devaluation,minor,active,Excluded categories stop counting toward the Rs 3 lakh milestone bar,All spend counted toward the Rs 3 lakh anniversary threshold,Nine excluded merchant categories no longer count toward it,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-select.pdf,https://cardadvisor.in/cards/axis-select,,
amex-platinum-travel,American Express Platinum Travel Credit Card,American Express,2026-10-01,2026-08-10,lounge,devaluation,major,active,Domestic lounge access gated behind ₹1L of spend in the previous quarter,"2 complimentary domestic visits per calendar quarter, unconditional","2 per quarter only if ₹1,00,000 of eligible spend in the preceding calendar quarter",high,research,,https://cardadvisor.in/cards/amex-platinum-travel,,
amex-platinum-travel,American Express Platinum Travel Credit Card,American Express,2026-09-10,2026-08-10,milestone,devaluation,major,active,"Second milestone cut in six months — ₹1.9L tier deleted, ₹7L points traded for a bigger Taj card","₹1.9L→7,500 MR; ₹4L→10,000 MR; ₹7L→22,500 MR + ₹10,000 Taj voucher","₹1.9L→nothing; ₹4L→10,000 MR; ₹7L→₹20,000 Taj Experiences e-Gift Card, no points",high,research,,https://cardadvisor.in/cards/amex-platinum-travel,,
axis-burgundy-private,Axis Bank Burgundy Private Credit Card,Axis Bank,2026-09-01,,fee,devaluation,major,active,"Standalone fee doubles to ₹1,00,000 for holders below the ₹5 crore relationship bar","₹50,000 + GST","₹1,00,000 + GST",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/mitc-credit-cards.pdf,https://cardadvisor.in/cards/axis-burgundy-private,,
axis-indigo,IndiGo Axis Bank Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-indigo,axis-2026-08-28-tnc-revision,
axis-indigo,IndiGo Axis Bank Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-indigo,axis-2026-08-28-tnc-revision,
axis-indigo,IndiGo Axis Bank Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-indigo,axis-2026-08-28-tnc-revision,
axis-flipkart-super-elite,Flipkart Axis Bank Super Elite Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-flipkart-super-elite,axis-2026-08-28-tnc-revision,
axis-flipkart-super-elite,Flipkart Axis Bank Super Elite Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-flipkart-super-elite,axis-2026-08-28-tnc-revision,
axis-flipkart-super-elite,Flipkart Axis Bank Super Elite Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-flipkart-super-elite,axis-2026-08-28-tnc-revision,
axis-burgundy-private,Axis Bank Burgundy Private Credit Card,Axis Bank,2026-08-28,2026-07-29,lounge,devaluation,minor,active,Priority Pass stops working at Indian domestic lounges,Priority Pass accepted at eligible Indian domestic lounges,Credit card + boarding pass only; Priority Pass domestic-invalid in India,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-select.pdf,https://cardadvisor.in/cards/axis-burgundy-private,axis-2026-08-28-lounge-memberships-movies,
axis-select,Axis Bank Select Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-select,axis-2026-08-28-tnc-revision,
axis-select,Axis Bank Select Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-select,axis-2026-08-28-tnc-revision,
axis-select,Axis Bank Select Credit Card,Axis Bank,2026-08-28,2026-07-29,lounge,devaluation,minor,active,Priority Pass stops working at Indian domestic lounges,Priority Pass accepted at eligible Indian domestic lounges,Credit card + boarding pass only; Priority Pass domestic-invalid in India,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-select.pdf,https://cardadvisor.in/cards/axis-select,axis-2026-08-28-lounge-memberships-movies,
axis-select,Axis Bank Select Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-select,axis-2026-08-28-tnc-revision,
axis-miles-more,Miles & More Axis Bank World Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-miles-more,axis-2026-08-28-tnc-revision,
axis-miles-more,Miles & More Axis Bank World Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-miles-more,axis-2026-08-28-tnc-revision,
axis-miles-more,Miles & More Axis Bank World Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-miles-more,axis-2026-08-28-tnc-revision,
axis-neo,Axis Bank Neo Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-neo,axis-2026-08-28-tnc-revision,
axis-neo,Axis Bank Neo Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-neo,axis-2026-08-28-tnc-revision,
axis-neo,Axis Bank Neo Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-neo,axis-2026-08-28-tnc-revision,
axis-spicejet-voyage,SpiceJet Axis Bank Voyage Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-spicejet-voyage,axis-2026-08-28-tnc-revision,
axis-spicejet-voyage,SpiceJet Axis Bank Voyage Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-spicejet-voyage,axis-2026-08-28-tnc-revision,
axis-spicejet-voyage,SpiceJet Axis Bank Voyage Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-spicejet-voyage,axis-2026-08-28-tnc-revision,
axis-rewards,Axis Bank Rewards Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-rewards,axis-2026-08-28-tnc-revision,
axis-rewards,Axis Bank Rewards Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-rewards,axis-2026-08-28-tnc-revision,
axis-rewards,Axis Bank Rewards Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-rewards,axis-2026-08-28-tnc-revision,
axis-horizon,Axis Bank Horizon Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-horizon,axis-2026-08-28-tnc-revision,
axis-horizon,Axis Bank Horizon Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-horizon,axis-2026-08-28-tnc-revision,
axis-horizon,Axis Bank Horizon Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-horizon,axis-2026-08-28-tnc-revision,
axis-miles-more-select,Miles & More Axis Bank World Select Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-miles-more-select,axis-2026-08-28-tnc-revision,
axis-miles-more-select,Miles & More Axis Bank World Select Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-miles-more-select,axis-2026-08-28-tnc-revision,
axis-miles-more-select,Miles & More Axis Bank World Select Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-miles-more-select,axis-2026-08-28-tnc-revision,
axis-indigo-premium,IndiGo Axis Bank Premium Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-indigo-premium,axis-2026-08-28-tnc-revision,
axis-indigo-premium,IndiGo Axis Bank Premium Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-indigo-premium,axis-2026-08-28-tnc-revision,
axis-indigo-premium,IndiGo Axis Bank Premium Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-indigo-premium,axis-2026-08-28-tnc-revision,
axis-samsung-signature,Samsung Axis Bank Signature Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-samsung-signature,axis-2026-08-28-tnc-revision,
axis-samsung-signature,Samsung Axis Bank Signature Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-samsung-signature,axis-2026-08-28-tnc-revision,
axis-samsung-signature,Samsung Axis Bank Signature Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-samsung-signature,axis-2026-08-28-tnc-revision,
axis-google-pay-flex,Google Pay Flex Axis Bank Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-google-pay-flex,axis-2026-08-28-tnc-revision,
axis-google-pay-flex,Google Pay Flex Axis Bank Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-google-pay-flex,axis-2026-08-28-tnc-revision,
axis-google-pay-flex,Google Pay Flex Axis Bank Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-google-pay-flex,axis-2026-08-28-tnc-revision,
axis-lic,LIC Axis Bank Signature Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-lic,axis-2026-08-28-tnc-revision,
axis-lic,LIC Axis Bank Signature Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-lic,axis-2026-08-28-tnc-revision,
axis-lic,LIC Axis Bank Signature Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-lic,axis-2026-08-28-tnc-revision,
axis-freecharge,Axis Bank Freecharge Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-freecharge,axis-2026-08-28-tnc-revision,
axis-freecharge,Axis Bank Freecharge Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-freecharge,axis-2026-08-28-tnc-revision,
axis-freecharge,Axis Bank Freecharge Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-freecharge,axis-2026-08-28-tnc-revision,
axis-indianoil-premium,IndianOil Axis Bank Premium Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-indianoil-premium,axis-2026-08-28-tnc-revision,
axis-indianoil-premium,IndianOil Axis Bank Premium Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-indianoil-premium,axis-2026-08-28-tnc-revision,
axis-indianoil-premium,IndianOil Axis Bank Premium Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-indianoil-premium,axis-2026-08-28-tnc-revision,
axis-atlas,Axis Bank Atlas Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-atlas,axis-2026-08-28-tnc-revision,
axis-atlas,Axis Bank Atlas Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-atlas,axis-2026-08-28-tnc-revision,
axis-atlas,Axis Bank Atlas Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-atlas,axis-2026-08-28-tnc-revision,
axis-freecharge-plus,Axis Bank Freecharge Plus Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-freecharge-plus,axis-2026-08-28-tnc-revision,
axis-freecharge-plus,Axis Bank Freecharge Plus Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-freecharge-plus,axis-2026-08-28-tnc-revision,
axis-freecharge-plus,Axis Bank Freecharge Plus Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-freecharge-plus,axis-2026-08-28-tnc-revision,
axis-primus,Axis Bank Primus Credit Card,Axis Bank,2026-08-28,2026-07-29,lounge,devaluation,minor,active,Priority Pass stops working at Indian domestic lounges,Priority Pass accepted at eligible Indian domestic lounges,Credit card + boarding pass only; Priority Pass domestic-invalid in India,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-select.pdf,https://cardadvisor.in/cards/axis-primus,axis-2026-08-28-lounge-memberships-movies,
axis-cashback,Axis Bank Cashback Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-cashback,axis-2026-08-28-tnc-revision,
axis-cashback,Axis Bank Cashback Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-cashback,axis-2026-08-28-tnc-revision,
axis-cashback,Axis Bank Cashback Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-cashback,axis-2026-08-28-tnc-revision,
axis-olympus,Axis Bank Olympus Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup rises to 1.8%,1.5% + GST,1.8% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-olympus.pdf,https://cardadvisor.in/cards/axis-olympus,,axis-2026-08-28-dynamic-currency-conversion-markup-rises-to
axis-olympus,Axis Bank Olympus Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-olympus,axis-2026-08-28-tnc-revision,
axis-olympus,Axis Bank Olympus Credit Card,Axis Bank,2026-08-28,2026-07-29,lounge,devaluation,minor,active,Priority Pass stops working at Indian domestic lounges,Priority Pass accepted at eligible Indian domestic lounges,Credit card + boarding pass only; Priority Pass domestic-invalid in India,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-select.pdf,https://cardadvisor.in/cards/axis-olympus,axis-2026-08-28-lounge-memberships-movies,
axis-olympus,Axis Bank Olympus Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-olympus,axis-2026-08-28-tnc-revision,
axis-spicejet-voyage-black,SpiceJet Axis Bank Voyage Black Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-spicejet-voyage-black,axis-2026-08-28-tnc-revision,
axis-spicejet-voyage-black,SpiceJet Axis Bank Voyage Black Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-spicejet-voyage-black,axis-2026-08-28-tnc-revision,
axis-spicejet-voyage-black,SpiceJet Axis Bank Voyage Black Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-spicejet-voyage-black,axis-2026-08-28-tnc-revision,
axis-reserve,Axis Bank Reserve Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-reserve,axis-2026-08-28-tnc-revision,
axis-reserve,Axis Bank Reserve Credit Card,Axis Bank,2026-08-28,2026-07-29,lounge,devaluation,minor,active,Priority Pass stops working at Indian domestic lounges,Priority Pass accepted at eligible Indian domestic lounges,Credit card + boarding pass only; Priority Pass domestic-invalid in India,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-select.pdf,https://cardadvisor.in/cards/axis-reserve,axis-2026-08-28-lounge-memberships-movies,
axis-reserve,Axis Bank Reserve Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-reserve,axis-2026-08-28-tnc-revision,
axis-myzone,Axis Bank MyZone Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-myzone,axis-2026-08-28-tnc-revision,
axis-myzone,Axis Bank MyZone Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-myzone,axis-2026-08-28-tnc-revision,
axis-myzone,Axis Bank MyZone Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-myzone,axis-2026-08-28-tnc-revision,
axis-fibe,Fibe Axis Bank Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-fibe,axis-2026-08-28-tnc-revision,
axis-fibe,Fibe Axis Bank Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-fibe,axis-2026-08-28-tnc-revision,
axis-fibe,Fibe Axis Bank Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-fibe,axis-2026-08-28-tnc-revision,
axis-airtel,Axis Bank Airtel Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-airtel,axis-2026-08-28-tnc-revision,
axis-airtel,Axis Bank Airtel Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-airtel,axis-2026-08-28-tnc-revision,
axis-airtel,Axis Bank Airtel Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-airtel,axis-2026-08-28-tnc-revision,
axis-supermoney,Axis Bank SUPERMONEY RuPay Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-supermoney,axis-2026-08-28-tnc-revision,
axis-supermoney,Axis Bank SUPERMONEY RuPay Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-supermoney,axis-2026-08-28-tnc-revision,
axis-supermoney,Axis Bank SUPERMONEY RuPay Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-supermoney,axis-2026-08-28-tnc-revision,
axis-flipkart,Axis Bank Flipkart Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-flipkart,axis-2026-08-28-tnc-revision,
axis-flipkart,Axis Bank Flipkart Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-flipkart,axis-2026-08-28-tnc-revision,
axis-flipkart,Axis Bank Flipkart Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-flipkart,axis-2026-08-28-tnc-revision,
axis-shoppers-stop,Axis Bank Shoppers Stop Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-shoppers-stop,axis-2026-08-28-tnc-revision,
axis-shoppers-stop,Axis Bank Shoppers Stop Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-shoppers-stop,axis-2026-08-28-tnc-revision,
axis-shoppers-stop,Axis Bank Shoppers Stop Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-shoppers-stop,axis-2026-08-28-tnc-revision,
axis-privilege,Axis Bank Privilege Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-privilege,axis-2026-08-28-tnc-revision,
axis-privilege,Axis Bank Privilege Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-privilege,axis-2026-08-28-tnc-revision,
axis-privilege,Axis Bank Privilege Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-privilege,axis-2026-08-28-tnc-revision,
axis-indianoil,IndianOil Axis Bank Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-indianoil,axis-2026-08-28-tnc-revision,
axis-indianoil,IndianOil Axis Bank Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-indianoil,axis-2026-08-28-tnc-revision,
axis-indianoil,IndianOil Axis Bank Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-indianoil,axis-2026-08-28-tnc-revision,
axis-samsung-infinite,Samsung Axis Bank Infinite Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-samsung-infinite,axis-2026-08-28-tnc-revision,
axis-samsung-infinite,Samsung Axis Bank Infinite Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-samsung-infinite,axis-2026-08-28-tnc-revision,
axis-samsung-infinite,Samsung Axis Bank Infinite Credit Card,Axis Bank,2026-08-28,2026-07-29,lounge,devaluation,minor,active,Priority Pass stops working at Indian domestic lounges,Priority Pass accepted at eligible Indian domestic lounges,Credit card + boarding pass only; Priority Pass domestic-invalid in India,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-select.pdf,https://cardadvisor.in/cards/axis-samsung-infinite,axis-2026-08-28-lounge-memberships-movies,
axis-samsung-infinite,Samsung Axis Bank Infinite Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-samsung-infinite,axis-2026-08-28-tnc-revision,
axis-ace,Axis Bank ACE Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup more than doubles to 3.5%,1.5% + GST,3.5% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-ace,axis-2026-08-28-tnc-revision,
axis-ace,Axis Bank ACE Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-ace,axis-2026-08-28-tnc-revision,
axis-ace,Axis Bank ACE Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-ace,axis-2026-08-28-tnc-revision,
axis-magnus,Axis Bank Magnus Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,Dynamic currency conversion markup rises to 2%,1.5% + GST,2% + GST,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-magnus.pdf,https://cardadvisor.in/cards/axis-magnus,,axis-2026-08-28-dynamic-currency-conversion-markup-rises-to
axis-magnus,Axis Bank Magnus Credit Card,Axis Bank,2026-08-28,2026-07-29,fee,devaluation,minor,active,"New top late-payment slab of Rs 1,300 above Rs 50,000","Rs 1,200 on any total payment due above Rs 10,000","Rs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-magnus,axis-2026-08-28-tnc-revision,
axis-magnus,Axis Bank Magnus Credit Card,Axis Bank,2026-08-28,2026-07-29,lounge,devaluation,minor,active,Priority Pass stops working at Indian domestic lounges,Priority Pass accepted at eligible Indian domestic lounges,Credit card + boarding pass only; Priority Pass domestic-invalid in India,high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-select.pdf,https://cardadvisor.in/cards/axis-magnus,axis-2026-08-28-lounge-memberships-movies,
axis-magnus,Axis Bank Magnus Credit Card,Axis Bank,2026-08-28,2026-07-29,reward,devaluation,minor,active,Tolls and road fees stop earning rewards; gift cards split into their own category,"Bridge fees, road fees and tolls earned at the normal rate","No rewards or cashback on bridge fees, road fees and tolls",high,official,https://campaign.axis.bank.in/generic/terms-and-conditions-generic-all.pdf,https://cardadvisor.in/cards/axis-magnus,axis-2026-08-28-tnc-revision,
sbi-miles,SBI Card MILES,SBI Card,2026-08-13,,transfer,devaluation,minor,active,Etihad Guest removed as a transfer partner,Etihad Guest at 1:1; 18 airline partners + 8 hotel partners (26 total),Etihad Guest removed; 17 airline partners + 8 hotel partners (25 total),high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/rewards-program-TnC-miles.pdf,https://cardadvisor.in/cards/sbi-miles,,sbi-2026-08-13-etihad-guest-removed-from-miles-transfers
sbi-miles-elite,SBI Card Miles Elite,SBI Card,2026-08-13,,transfer,devaluation,minor,active,Etihad Guest removed as a transfer partner,Etihad Guest at 1:1; 18 airline partners + 8 hotel partners (26 total),Etihad Guest removed; 17 airline partners + 8 hotel partners (25 total),high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/rewards-program-TnC-miles.pdf,https://cardadvisor.in/cards/sbi-miles-elite,,sbi-2026-08-13-etihad-guest-removed-from-miles-transfers
sbi-miles-prime,SBI Card MILES PRIME,SBI Card,2026-08-13,,transfer,devaluation,minor,active,Etihad Guest removed as a transfer partner,Etihad Guest at 1:1; 18 airline partners + 8 hotel partners (26 total),Etihad Guest removed; 17 airline partners + 8 hotel partners (25 total),high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/rewards-program-TnC-miles.pdf,https://cardadvisor.in/cards/sbi-miles-prime,,sbi-2026-08-13-etihad-guest-removed-from-miles-transfers
axis-burgundy-private,Axis Bank Burgundy Private Credit Card,Axis Bank,2026-08-05,,transfer,revaluation,minor,active,Qatar Airways Privilege Club returns as a transfer partner,Qatar Airways Privilege Club unavailable — removed 2 April 2026,Privilege Club available again at 5 EDGE Reward Points : 4 Avios on Burgundy Private,high,official,https://traveledge.axis.bank.in/travel/common/termsandcondition,https://cardadvisor.in/cards/axis-burgundy-private,,axis-2026-08-05-qatar-airways-privilege-club-returns-as-a
axis-select,Axis Bank Select Credit Card,Axis Bank,2026-08-05,,transfer,revaluation,minor,active,Qatar Airways Privilege Club returns as a transfer partner,Qatar Airways Privilege Club unavailable — removed 2 April 2026,Privilege Club available again at 10 EDGE Reward Points : 1 Avios on the Select,high,official,https://traveledge.axis.bank.in/travel/common/termsandcondition,https://cardadvisor.in/cards/axis-select,,axis-2026-08-05-qatar-airways-privilege-club-returns-as-a
axis-rewards,Axis Bank Rewards Credit Card,Axis Bank,2026-08-05,,transfer,revaluation,minor,active,Qatar Airways Privilege Club returns as a transfer partner,Qatar Airways Privilege Club unavailable — removed 2 April 2026,Privilege Club available again at 10 EDGE Reward Points : 1 Avios on the Rewards card,high,official,https://traveledge.axis.bank.in/travel/common/termsandcondition,https://cardadvisor.in/cards/axis-rewards,,axis-2026-08-05-qatar-airways-privilege-club-returns-as-a
axis-horizon,Axis Bank Horizon Credit Card,Axis Bank,2026-08-05,,transfer,revaluation,minor,active,Qatar Airways Privilege Club returns as a transfer partner,Qatar Airways Privilege Club unavailable — removed 2 April 2026,Privilege Club available again at 2 EDGE Miles : 1 Avios on the Horizon,high,official,https://traveledge.axis.bank.in/travel/common/termsandcondition,https://cardadvisor.in/cards/axis-horizon,,axis-2026-08-05-qatar-airways-privilege-club-returns-as-a
axis-atlas,Axis Bank Atlas Credit Card,Axis Bank,2026-08-05,,transfer,revaluation,minor,active,Qatar Airways Privilege Club returns as a transfer partner,Qatar Airways Privilege Club unavailable — removed 2 April 2026,Privilege Club available again at 2 EDGE Miles : 1 Avios on the Atlas,high,official,https://traveledge.axis.bank.in/travel/common/termsandcondition,https://cardadvisor.in/cards/axis-atlas,,axis-2026-08-05-qatar-airways-privilege-club-returns-as-a
axis-olympus,Axis Bank Olympus Credit Card,Axis Bank,2026-08-05,,transfer,revaluation,minor,active,Qatar Airways Privilege Club returns as a transfer partner,Qatar Airways Privilege Club unavailable — removed 2 April 2026,Privilege Club available again at 1 EDGE Mile : 2 Avios on the Olympus,high,official,https://traveledge.axis.bank.in/travel/common/termsandcondition,https://cardadvisor.in/cards/axis-olympus,,axis-2026-08-05-qatar-airways-privilege-club-returns-as-a
axis-reserve,Axis Bank Reserve Credit Card,Axis Bank,2026-08-05,,transfer,revaluation,minor,active,Qatar Airways Privilege Club returns as a transfer partner,Qatar Airways Privilege Club unavailable — removed 2 April 2026,Privilege Club available again at 5 EDGE Reward Points : 1 Avios on the Reserve,high,official,https://traveledge.axis.bank.in/travel/common/termsandcondition,https://cardadvisor.in/cards/axis-reserve,,axis-2026-08-05-qatar-airways-privilege-club-returns-as-a
axis-privilege,Axis Bank Privilege Credit Card,Axis Bank,2026-08-05,,transfer,revaluation,minor,active,Qatar Airways Privilege Club returns as a transfer partner,Qatar Airways Privilege Club unavailable — removed 2 April 2026,Privilege Club available again at 10 EDGE Reward Points : 1 Avios on the Privilege,high,official,https://traveledge.axis.bank.in/travel/common/termsandcondition,https://cardadvisor.in/cards/axis-privilege,,axis-2026-08-05-qatar-airways-privilege-club-returns-as-a
axis-magnus,Axis Bank Magnus Credit Card,Axis Bank,2026-08-05,,transfer,revaluation,minor,active,Qatar Airways Privilege Club returns as a transfer partner,Qatar Airways Privilege Club unavailable — removed 2 April 2026,Privilege Club available again at 5 EDGE Reward Points : 1 Avios on the Magnus,high,official,https://traveledge.axis.bank.in/travel/common/termsandcondition,https://cardadvisor.in/cards/axis-magnus,,axis-2026-08-05-qatar-airways-privilege-club-returns-as-a
hdfc-phonepe-uno,PhonePe HDFC Bank Uno Credit Card,HDFC Bank,2026-08-01,,welcome,neutral,minor,active,Welcome benefit restructured into five UPI scratch cards,"₹249 PhonePe gift voucher on the first UPI transaction, plus ₹25 on each of the next ten (₹499)","Five ₹100 cashback vouchers (scratch cards), one on each of the first five UPI-on-credit-card transactions of ₹100+ in the PhonePe app (₹500)",high,official,https://www.hdfc.bank.in/credit-cards/phonepe-hdfc-bank-uno-credit-card,https://cardadvisor.in/cards/hdfc-phonepe-uno,,hdfc-2026-08-01-welcome-benefit-restructured-into-five-upi
hdfc-phonepe-ultimo,PhonePe HDFC Bank Ultimo Credit Card,HDFC Bank,2026-08-01,,welcome,neutral,minor,active,Welcome benefit restructured into five UPI scratch cards,"₹499 PhonePe gift voucher on the first UPI transaction, plus ₹50 on each of the next ten (₹999)","Five ₹200 cashback vouchers (scratch cards), one on each of the first five UPI-on-credit-card transactions of ₹100+ in the PhonePe app (₹1,000)",high,official,https://www.hdfc.bank.in/credit-cards/phonepe-hdfc-bank-ultimo-credit-card,https://cardadvisor.in/cards/hdfc-phonepe-ultimo,,hdfc-2026-08-01-welcome-benefit-restructured-into-five-upi
indusind-platinum-rupay,IndusInd Bank Platinum RuPay Credit Card,IndusInd Bank,2026-07-31,,fee,devaluation,major,active,IndusInd stops describing the card as having no joining fee,"Product page: ""Lifetime Free - Zero Joining Fee & Zero Annual Fee""","Product page: ""No Annual Fees""; FAQ: ""only a one-time joining fee applicable""",high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/platinum-rupay-credit-card.html,https://cardadvisor.in/cards/indusind-platinum-rupay,,
hsbc-travelone,HSBC TravelOne Credit Card,HSBC,2026-07-31,,fee,revaluation,minor,active,"Fee-waiver clause widened — add-on spends count, anniversary year, GST reversed","₹8L on the primary card, measured over the financial year","₹8L across primary + add-on cards, measured over the card anniversary year",reconstructed,official,https://www.hsbc.co.in/content/dam/hsbc/in/documents/most-important-terms-and-conditions.pdf,https://cardadvisor.in/cards/hsbc-travelone,,
hsbc-live-plus,HSBC Live+ Credit Card,HSBC,2026-07-26,2026-06-29,lounge,devaluation,minor,active,Domestic lounges halved; base-cashback exclusions added,"4 domestic lounge visits/yr (1/quarter) · 1.5% earns on hospital, local transport & international spends","2 domestic lounge visits/yr (1/6 months) · no cashback on hospital (MCC 8062), local transport (MCC 4111) or international spends",high,official,https://www.hsbc.co.in/credit-cards/products/live-plus/,https://cardadvisor.in/cards/hsbc-live-plus,,
hsbc-live-plus,HSBC Live+ Credit Card,HSBC,2026-07-26,2026-06-29,reward,revaluation,major,active,"Live+ upgraded — 10% categories widened, cap raised, Visa Infinite","10% on dining/food-delivery/grocery · ₹1,000/mo cap · 3.5% forex · Visa Platinum","10% adds shopping (excl Amazon/Flipkart/Myntra) & utility bills · ₹1,200/mo cap · 1.99% forex · Visa Infinite",high,official,https://www.hsbc.co.in/credit-cards/products/live-plus/,https://cardadvisor.in/cards/hsbc-live-plus,,
idfc-indigo,IndiGo IDFC FIRST Credit Card,IDFC FIRST Bank,2026-07-22,,reward,devaluation,minor,,"FASTag, railway, government and education cut to 0.5 BluChips",3 BluChips per ₹100 (base rate),0.5 BluChips per ₹100,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/IndiGo-IDFC-FIRST-Credit-Card-Communication-May-26.pdf,https://cardadvisor.in/cards/idfc-indigo,,
idfc-first-private,IDFC FIRST Private Credit Card,IDFC FIRST Bank,2026-07-17,,fee,revaluation,major,active,"Annual fee halved to ₹25,000; 50,000-point commencement benefit","₹50,000 + GST","₹25,000 + GST; 50,000 reward points credited on commencement-fee realization (cards issued on or after 17 Jul 2026)",high,official,https://www.idfcfirstbank.com/content/dam/idfcfirstbank/pdf/credit-card/MITC-Document-Customer.pdf,https://cardadvisor.in/cards/idfc-first-private,,
idfc-first-private,IDFC FIRST Private Credit Card,IDFC FIRST Bank,2026-07-17,,benefit,devaluation,major,active,Spend-based milestones discontinued,Renewal milestone reward points on annual spend,None — spend-based milestones discontinued,high,official,https://www.idfcfirstbank.com/credit-card/FIRSTPrivateCreditCard,https://cardadvisor.in/cards/idfc-first-private,,
bob-premier,Bank of Baroda Premier Credit Card,BOBCARD,2026-07-15,2026-06-17,benefit,devaluation,minor,active,Complimentary accidental death insurance withdrawn,Air ₹50 lakh + non-air ₹10 lakh accidental death cover,No complimentary accidental death cover,high,official,https://media.bobcard.co.in/media/0aqczg5p/final-revision-in-charges-benefits-effective-july-202615.pdf,https://cardadvisor.in/cards/bob-premier,,bob-2026-07-15-accidental-death-insurance-withdrawn
bob-select,BOBCARD Select Credit Card,BOBCARD,2026-07-15,2026-06-17,benefit,devaluation,minor,active,Accidental death insurance withdrawn,₹15 lakh air + ₹5 lakh non-air accidental death cover,Withdrawn,high,official,https://media.bobcard.co.in/media/0aqczg5p/final-revision-in-charges-benefits-effective-july-202615.pdf,https://cardadvisor.in/cards/bob-select,,bob-2026-07-15-accidental-death-insurance-withdrawn
bob-tiara,Bank of Baroda Tiara Credit Card,BOBCARD,2026-07-15,2026-06-17,benefit,devaluation,minor,,Accidental death insurance withdrawn,,,high,official,https://media.bobcard.co.in/media/0aqczg5p/final-revision-in-charges-benefits-effective-july-202615.pdf,https://cardadvisor.in/cards/bob-tiara,,bob-2026-07-15-accidental-death-insurance-withdrawn
bob-tiara,Bank of Baroda Tiara Credit Card,BOBCARD,2026-07-15,2026-06-17,fee,devaluation,major,,Finance charge raised to 3.75%/month,3.25% (39% p.a.),3.75% (45% p.a.),high,official,https://media.bobcard.co.in/media/0aqczg5p/final-revision-in-charges-benefits-effective-july-202615.pdf,https://cardadvisor.in/cards/bob-tiara,,bob-2026-07-15-finance-charge-raised-to-3-75-month
bob-tiara,Bank of Baroda Tiara Credit Card,BOBCARD,2026-07-15,2026-06-17,lounge,devaluation,major,,"Lounge spend threshold raised to ₹75,000/quarter","₹40,000/quarter","₹75,000/quarter",high,official,https://media.bobcard.co.in/media/0aqczg5p/final-revision-in-charges-benefits-effective-july-202615.pdf,https://cardadvisor.in/cards/bob-tiara,,bob-2026-07-15-lounge-spend-threshold-raised-to-75-000
bob-hpcl-energie,HPCL ENERGIE BOBCARD Credit Card,BOBCARD,2026-07-15,2026-06-17,reward,devaluation,major,active,Fuel rewards and surcharge waiver restricted to HPCL's eligible-outlet list,Accelerated 24 RP per ₹150 and 1% surcharge waiver at all HPCL fuel outlets,Only at HPCL outlets on the eligible merchant (MID/TID) list HPCL shares with BOBCARD; off-list pumps earn base rate with no waiver,high,official,https://media.bobcard.co.in/media/0aqczg5p/final-revision-in-charges-benefits-effective-july-202615.pdf,https://cardadvisor.in/cards/bob-hpcl-energie,,
bob-prime,BOBCARD Prime Credit Card,BOBCARD,2026-07-15,2026-06-17,benefit,devaluation,minor,active,Complimentary accidental death insurance withdrawn,Air + non-air accidental death cover included,No accidental death cover,high,official,https://media.bobcard.co.in/media/0aqczg5p/final-revision-in-charges-benefits-effective-july-202615.pdf,https://cardadvisor.in/cards/bob-prime,,bob-2026-07-15-accidental-death-insurance-withdrawn
bob-eterna,Bank of Baroda Eterna Credit Card,BOBCARD,2026-07-15,2026-06-17,benefit,devaluation,minor,,Accidental death insurance withdrawn,,,high,official,https://media.bobcard.co.in/media/0aqczg5p/final-revision-in-charges-benefits-effective-july-202615.pdf,https://cardadvisor.in/cards/bob-eterna,,bob-2026-07-15-accidental-death-insurance-withdrawn
bob-eterna,Bank of Baroda Eterna Credit Card,BOBCARD,2026-07-15,2026-06-17,fee,devaluation,major,,Finance charge raised to 3.75%/month,3.25% (39% p.a.),3.75% (45% p.a.),high,official,https://media.bobcard.co.in/media/0aqczg5p/final-revision-in-charges-benefits-effective-july-202615.pdf,https://cardadvisor.in/cards/bob-eterna,,bob-2026-07-15-finance-charge-raised-to-3-75-month
bob-eterna,Bank of Baroda Eterna Credit Card,BOBCARD,2026-07-15,2026-06-17,lounge,devaluation,major,,"Lounge spend threshold raised to ₹75,000/quarter","₹40,000/quarter","₹75,000/quarter",high,official,https://media.bobcard.co.in/media/0aqczg5p/final-revision-in-charges-benefits-effective-july-202615.pdf,https://cardadvisor.in/cards/bob-eterna,,bob-2026-07-15-lounge-spend-threshold-raised-to-75-000
cheq-au,CheQ AU Credit Card,AU Small Finance Bank,2026-07-07,,fee,revaluation,major,active,CheQ AU becomes lifetime-free,"₹499 joining + ₹499 annual, reversible on ₹3 lakh annual spends",Lifetime free (one-time ₹999 + GST applies only to the optional LED Visa variant),reconstructed,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/cheq-au,,
axis-indigo,IndiGo Axis Bank Credit Card,Axis Bank,2026-07-03,,welcome,revaluation,minor,,Welcome BluChips temporarily doubled,"1,200 BluChips","2,400 BluChips + 6E Eats voucher",high,research,,https://cardadvisor.in/cards/axis-indigo,,axis-2026-07-03-welcome-bluchips-temporarily-doubled
au-paytm,Paytm AU Credit Card,AU Small Finance Bank,2026-07-03,,launch,neutral,major,,Paytm AU Credit Card launches as a zero-fee UPI-rewards co-brand,,,high,official,https://www.au.bank.in/personal-banking/credit-cards/paytm-au-credit-card,https://cardadvisor.in/cards/au-paytm,,
icici-mmt,MakeMyTrip ICICI Bank Credit Card,ICICI Bank,2026-07-01,,lounge,devaluation,major,active,"Domestic lounge access loses its exemption from the ₹75,000 quarterly spend gate",Lounge visits with no spend condition,"₹75,000 of spend in the preceding calendar quarter",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-mmt,,icici-2026-07-01-airport-lounge-access-gated-behind-75-000
hdfc-diners-privilege,HDFC Bank Diners Club Privilege Credit Card,HDFC Bank,2026-07-01,,lounge,devaluation,major,,"Lounge access became spend-gated (₹60,000/quarter)","2 domestic + 1 international lounge visits per quarter, unconditional","Same 2 + 1 per quarter, but only on ₹60,000 spend in the previous quarter",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/common/Credit-Cards/Diners-Privilege-Product-Feature-Change.pdf,https://cardadvisor.in/cards/hdfc-diners-privilege,,
hdfc-diners-privilege,HDFC Bank Diners Club Privilege Credit Card,HDFC Bank,2026-07-01,,reward,devaluation,major,,"SmartBuy brand-voucher earning capped at 3,000 RP/month","Full 4,000 RP/month accelerated pool usable via vouchers","3,000 RP/month sub-cap on Brand Vouchers (GyFTR/Woohoo)",high,research,,https://cardadvisor.in/cards/hdfc-diners-privilege,,hdfc-2026-07-01-smartbuy-brand-voucher-earning-capped
sbi-phonepe-select-black,PhonePe SBI Card SELECT BLACK,SBI Card,2026-07-01,2026-04-27,reward,devaluation,major,,Reward-point caps halved and new exclusions added,"Flat 2,000 RP/month cap on PhonePe and on online spends","1,500 RP/mo PhonePe (500 RP insurance sub-cap); 1,000 RP/mo online",high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/ekit-tncs/PhonePe-Black-pdf-27Apr2026.pdf,https://cardadvisor.in/cards/sbi-phonepe-select-black,,sbi-2026-07-01-reward-caps-cut-and-new-exclusions-added
idfc-indigo,IndiGo IDFC FIRST Credit Card,IDFC FIRST Bank,2026-07,,reward,devaluation,major,,BluChips now forfeited if the minimum due is missed,Credited regardless of payment behaviour,Credited on due date + 1 only if the minimum amount due is paid on time,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/IndiGo-IDFC-FIRST-Credit-Card-Communication-May-26.pdf,https://cardadvisor.in/cards/idfc-indigo,,
hdfc-regalia-gold,HDFC Regalia Gold Credit Card,HDFC Bank,2026-07-01,2026-05-15,benefit,revaluation,minor,active,Boarding Edge programme introduced,,,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/regalia-gold-credit-card/pdfs/regalia-gold-travel-edge-tnc.pdf,https://cardadvisor.in/cards/hdfc-regalia-gold,,
hdfc-regalia-gold,HDFC Regalia Gold Credit Card,HDFC Bank,2026-07-01,2026-05-15,lounge,devaluation,major,active,Domestic lounge access made spend-gated,"12 domestic visits/year, unconditional","3 visits/quarter, only if ₹60,000 spent prior quarter",high,official,https://www.hdfc.bank.in/credit-cards/regalia-gold-credit-card,https://cardadvisor.in/cards/hdfc-regalia-gold,,
hdfc-regalia-gold,HDFC Regalia Gold Credit Card,HDFC Bank,2026-07-01,,reward,devaluation,minor,active,SmartBuy brand-voucher earning capped,"Up to 4,000 RP/mo via vouchers","3,000 RP/mo via Brand Vouchers",high,research,,https://cardadvisor.in/cards/hdfc-regalia-gold,,hdfc-2026-07-01-smartbuy-brand-voucher-earning-capped
amex-platinum-charge,American Express Platinum Card,American Express,2026-07-01,2026-06-25,lounge,devaluation,major,,Mumbai Centurion Lounge closes; access moves to Adani lounge,"Amex Centurion Lounge, Mumbai T2","Adani Business Class Lounge, Mumbai T2",high,research,,https://cardadvisor.in/cards/amex-platinum-charge,,
icici-adani-platinum,Adani One ICICI Bank Platinum Credit Card,ICICI Bank,2026-07-01,2026-04-10,lounge,devaluation,major,active,"Domestic lounge access gated behind Rs 75,000/quarter spend","Unconditional (2 visits/quarter, no spend requirement)","Requires Rs 75,000 spend in the previous quarter",high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/adani-icici-credit-card/platinum-card,https://cardadvisor.in/cards/icici-adani-platinum,,icici-2026-07-01-airport-lounge-access-gated-behind-75-000
hdfc-diners-black,HDFC Diners Club Black Metal Edition,HDFC Bank,2026-07-01,,reward,devaluation,major,,"SmartBuy brand-voucher earning capped at 3,000 RP/mo","Up to 10,000 RP/mo via vouchers (Metal)","3,000 RP/mo via Brand Vouchers",high,official,https://offers.smartbuy.hdfcbank.com/v2/diners_black_metal/home,https://cardadvisor.in/cards/hdfc-diners-black,,hdfc-2026-07-01-smartbuy-brand-voucher-earning-capped
au-ananta,AU Ananta Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-ananta,au-2026-fair-usage,
au-paytm,Paytm AU Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-paytm,au-2026-fair-usage,
cheq-au,CheQ AU Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/cheq-au,au-2026-fair-usage,
sbi-phonepe-purple,PhonePe SBI Card PURPLE,SBI Card,2026-07-01,2026-06-01,reward,devaluation,major,,Reward caps cut and new exclusions added,"PhonePe spends capped at 1,000 RP/month; online spends capped at 1,000 RP/month",PhonePe 750 RP/month (250 insurance sub-cap); online 750 RP/month,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/ekit-tncs/PhonePe-Purple-pdf-27Apr2026.pdf,https://cardadvisor.in/cards/sbi-phonepe-purple,,sbi-2026-07-01-reward-caps-cut-and-new-exclusions-added
au-xcite,AU Bank Xcite Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-xcite,au-2026-fair-usage,
au-tejas,AU Tejas Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-tejas,au-2026-fair-usage,
au-vetta,AU Bank Vetta Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-vetta,au-2026-fair-usage,
au-cs,AU CS Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-cs,au-2026-fair-usage,
au-xcite-ultra,AU Xcite Ultra Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-xcite-ultra,au-2026-fair-usage,
au-traverse,AU Traverse Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-traverse,au-2026-fair-usage,
idfc-swyp,IDFC FIRST SWYP Credit Card,IDFC FIRST Bank,2026-07-01,,milestone,revaluation,minor,active,"Education added to special-category milestones, ₹40k tier added","FASTag + railway only; ₹20,000 → 400 points","Education added; ₹20,000 → 400 points, ₹40,000 → 800 points",reconstructed,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/FIRST-SWYP-Credit-Card-Communication-May-26.pdf,https://cardadvisor.in/cards/idfc-swyp,,
au-xcite-ace,AU Xcite Ace Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-xcite-ace,au-2026-fair-usage,
au-spont,AU SPONT Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-spont,au-2026-fair-usage,
au-instapay,AU InstaPay Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-instapay,au-2026-fair-usage,
au-prathama,AU Prathama Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-prathama,au-2026-fair-usage,
au-nomo,AU NOMO Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-nomo,au-2026-fair-usage,
au-ca,AU CA Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-ca,au-2026-fair-usage,
au-altura-plus,AU Altura Plus Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-altura-plus,au-2026-fair-usage,
au-kosmo,AU Kosmo Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-kosmo,au-2026-fair-usage,
au-laksya,AU Laksya Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-laksya,au-2026-fair-usage,
au-ixigo,ixigo AU Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-ixigo,au-2026-fair-usage,
au-zenith-plus,AU Zenith Plus Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-zenith-plus,au-2026-fair-usage,
au-zenith,AU Zenith Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-zenith,au-2026-fair-usage,
icici-adani-signature,Adani One ICICI Bank Signature Credit Card,ICICI Bank,2026-07-01,2026-04-10,lounge,devaluation,major,active,"Airport lounge access gated behind ₹75,000/quarter spend","Complimentary, no spend requirement (4 domestic visits/quarter)","₹75,000/quarter spend required",high,research,,https://cardadvisor.in/cards/icici-adani-signature,,icici-2026-07-01-airport-lounge-access-gated-behind-75-000
au-altura,AU Altura Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-altura,au-2026-fair-usage,
au-lit,AU LIT Credit Card,AU Small Finance Bank,2026-07-01,,fee,devaluation,minor,active,"Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate","1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000","1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-lit,au-2026-fair-usage,
hdfc-infinia,HDFC Bank Infinia Metal Credit Card,HDFC Bank,2026-07-01,,reward,devaluation,major,,"SmartBuy brand-voucher earning capped at 3,000 RP/mo","Full 15,000 RP/mo via vouchers","3,000 RP/mo via Brand Vouchers",high,official,https://offers.smartbuy.hdfcbank.com/infinia,https://cardadvisor.in/cards/hdfc-infinia,,hdfc-2026-07-01-smartbuy-brand-voucher-earning-capped
axis-magnus,Axis Bank Magnus Credit Card,Axis Bank,2026-07-01,,fee,revaluation,major,active,Magnus issued lifetime-free to new Burgundy Salary customers,"₹12,500 joining + ₹12,500 annual, no salaried carve-out","Nil joining + nil annual for Burgundy Salary onboardings, but no welcome benefit",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/mitc-credit-cards.pdf,https://cardadvisor.in/cards/axis-magnus,,
sbi-flipkart,Flipkart SBI Card,SBI Card,2026-06-30,,benefit,devaluation,minor,,Flipkart-App acquisition offers ended,₹250 e-gift voucher + ₹500 Flipkart e-gift card + ₹500 Cleartrip coupon (Flipkart App applications),₹250 e-gift voucher only,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/personal/cards/Detailed-TCs-Rs1000.docx.pdf,https://cardadvisor.in/cards/sbi-flipkart,,
idfc-indigo,IndiGo IDFC FIRST Credit Card,IDFC FIRST Bank,2026-06-18,,reward,devaluation,minor,,BluChip earning capped at the credit limit per billing cycle,All eligible spend earned BluChips,Only spend up to the assigned credit limit per cycle earns,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/IndiGo-IDFC-FIRST-Credit-Card-Communication-May-26.pdf,https://cardadvisor.in/cards/idfc-indigo,,idfc-2026-06-18-cashback-capped-at-your-credit-limit-per
idfc-diamond-reserve,IDFC FIRST Diamond Reserve Credit Card,IDFC FIRST Bank,2026-06-18,,reward,devaluation,minor,,Earning capped at the credit limit per billing cycle,All eligible spend earned points,Only spend up to the assigned credit limit per cycle earns,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Diamond-Reserve-Credit-Card-Communication-May-26.pdf,https://cardadvisor.in/cards/idfc-diamond-reserve,,idfc-2026-06-18-cashback-capped-at-your-credit-limit-per
idfc-diamond-reserve,IDFC FIRST Diamond Reserve Credit Card,IDFC FIRST Bank,2026-06-18,,benefit,devaluation,minor,,Movie buy-one-get-one spend-gated,"Unconditional, twice a month","Needs ₹20,000 spend in the previous calendar month",high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Diamond-Reserve-Credit-Card-Communication-May-26.pdf,https://cardadvisor.in/cards/idfc-diamond-reserve,,idfc-2026-06-18-movie-buy-one-get-one-spend-gated
idfc-wow-black,IDFC FIRST WOW! Black Credit Card,IDFC FIRST Bank,2026-06-18,,benefit,devaluation,minor,active,Movie discount gated on staying spend-active,"25% off up to ₹100, once a month","Same, but only if you transacted in the previous calendar month",reconstructed,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/FIRST-WOW-Black-Credit-Card-Communication-May-26.pdf,https://cardadvisor.in/cards/idfc-wow-black,,idfc-2026-06-18-movie-discount-gated-on-staying-spend-active
idfc-wow-black,IDFC FIRST WOW! Black Credit Card,IDFC FIRST Bank,2026-06-18,,reward,devaluation,minor,active,Reward earning capped at your credit limit per cycle,All eligible spends earned points,Only spends up to the credit limit per cycle earn points,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/FIRST-WOW-Black-Credit-Card-Communication-May-26.pdf,https://cardadvisor.in/cards/idfc-wow-black,,idfc-2026-06-18-cashback-capped-at-your-credit-limit-per
idfc-gaj,IDFC FIRST Gaj Credit Card,IDFC FIRST Bank,2026-06-18,,reward,devaluation,minor,,Earning capped at the credit limit per billing cycle,All eligible spend earned points,Only spend up to the assigned credit limit per cycle earns,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Gaj-Credit-Card-Communication-May-26.pdf,https://cardadvisor.in/cards/idfc-gaj,,idfc-2026-06-18-cashback-capped-at-your-credit-limit-per
idfc-mayura,IDFC FIRST Mayura Credit Card,IDFC FIRST Bank,2026-06-18,,reward,devaluation,minor,,Earning capped at the credit limit per billing cycle,All eligible spend earned points,Only spend up to the assigned credit limit per cycle earns,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Mayura-Credit-Card-Communication-May-26.pdf,https://cardadvisor.in/cards/idfc-mayura,,idfc-2026-06-18-cashback-capped-at-your-credit-limit-per
idfc-mayura,IDFC FIRST Mayura Credit Card,IDFC FIRST Bank,2026-06-18,,benefit,devaluation,minor,,Movie buy-one-get-one spend-gated,"Unconditional, twice a month","Needs ₹20,000 spend in the previous calendar month",high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Mayura-Credit-Card-Communication-May-26.pdf,https://cardadvisor.in/cards/idfc-mayura,,idfc-2026-06-18-movie-buy-one-get-one-spend-gated
idfc-earn,IDFC FIRST EA₹N Credit Card,IDFC FIRST Bank,2026-06-18,,reward,devaluation,minor,active,Cashback capped at your credit limit per cycle,All eligible spends earned cashback,Only spends up to the credit limit per cycle earn cashback,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/FIRST-EARN-Credit-Card-Communication-May-26.pdf,https://cardadvisor.in/cards/idfc-earn,,idfc-2026-06-18-cashback-capped-at-your-credit-limit-per
idfc-earn,IDFC FIRST EA₹N Credit Card,IDFC FIRST Bank,2026-06-18,,benefit,devaluation,minor,active,Movie discount gated on staying spend-active,"25% off up to ₹100, once a month","Same, but only if you transacted in the previous calendar month",reconstructed,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/FIRST-EARN-Credit-Card-Communication-May-26.pdf,https://cardadvisor.in/cards/idfc-earn,,idfc-2026-06-18-movie-discount-gated-on-staying-spend-active
idfc-first-wealth,IDFC FIRST Wealth Credit Card,IDFC FIRST Bank,2026-06-18,2026-05-13,reward,devaluation,major,,Points get 24-month expiry + credit-limit earn cap,Points never expired; no per-cycle earn cap; movie BOGO ungated,24-month expiry; rewards capped to credit limit/cycle; movie BOGO needs ₹20k spend,high,official,https://www.idfcfirstbank.com/personal-banking/Important-Communication-Rewards-Wealth,https://cardadvisor.in/cards/idfc-first-wealth,,idfc-2026-06-18-points-get-24-month-expiry-credit-limit
idfc-swyp,IDFC FIRST SWYP Credit Card,IDFC FIRST Bank,2026-06-18,,benefit,devaluation,minor,active,Movie discount gated on staying spend-active,"25% off up to ₹100, once a month","Same, but only if you transacted in the previous calendar month",reconstructed,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/FIRST-SWYP-Credit-Card-Communication-May-26.pdf,https://cardadvisor.in/cards/idfc-swyp,,idfc-2026-06-18-movie-discount-gated-on-staying-spend-active
idfc-swyp,IDFC FIRST SWYP Credit Card,IDFC FIRST Bank,2026-06-18,,reward,devaluation,minor,active,Reward earning capped at your credit limit per cycle,All eligible spends counted toward milestones,Only spends up to the credit limit per cycle earn points,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/FIRST-SWYP-Credit-Card-Communication-May-26.pdf,https://cardadvisor.in/cards/idfc-swyp,,idfc-2026-06-18-cashback-capped-at-your-credit-limit-per
idfc-select,IDFC FIRST Select Credit Card,IDFC FIRST Bank,2026-06-18,2026-05-13,reward,devaluation,major,,Points get 24-month expiry + credit-limit earn cap,"Points never expired; no per-cycle earn cap; movie BOGO ungated; 10X only on incremental spend above ₹20,000/cycle",24-month expiry; credit-limit earn cap; movie BOGO needs ₹20k spend; 10X now category-based (dining/travel/international) from the first rupee,high,research,,https://cardadvisor.in/cards/idfc-select,,idfc-2026-06-18-points-get-24-month-expiry-credit-limit
idfc-ashva,IDFC FIRST Ashva Credit Card,IDFC FIRST Bank,2026-06-18,,benefit,devaluation,minor,,Movie BOGO spend-gated; earn capped to credit limit,,,reconstructed,research,,https://cardadvisor.in/cards/idfc-ashva,,
idfc-first-classic,IDFC FIRST Classic Credit Card,IDFC FIRST Bank,2026-06-18,2026-05-13,reward,devaluation,major,,Moved to category rewards; base cut ₹150→₹200,"1 RP per ₹150; 10X above ₹20k/mo, 3X below","1 RP per ₹200; 10X dining/travel/intl, 3X other, 1X utility/rail/insurance/FASTag",high,research,,https://cardadvisor.in/cards/idfc-first-classic,,
idfc-first-classic,IDFC FIRST Classic Credit Card,IDFC FIRST Bank,2026-06-18,2026-05-13,reward,devaluation,major,,Points get 24-month expiry + credit-limit earn cap,Points never expired; no per-cycle earn cap; movie BOGO ungated,24-month expiry; points only up to credit limit/cycle; movie BOGO needs ₹20k spend,high,research,,https://cardadvisor.in/cards/idfc-first-classic,,idfc-2026-06-18-points-get-24-month-expiry-credit-limit
idfc-millennia,IDFC FIRST Millennia Credit Card,IDFC FIRST Bank,2026-06-18,2026-05-13,reward,devaluation,minor,,In-app travel accelerators trimmed (hotels & flights),"33% bonus on hotels, 13% bonus on flights","20% bonus on hotels, 10% bonus on flights",high,research,,https://cardadvisor.in/cards/idfc-millennia,,
idfc-millennia,IDFC FIRST Millennia Credit Card,IDFC FIRST Bank,2026-06-18,2026-05-13,reward,devaluation,major,,Points get 24-month expiry + credit-limit earn cap,Points never expired; no per-cycle earn cap,24-month expiry; rewards capped to credit limit per cycle,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/images/credit-card/cc-details-image/pdf/FIRST%20Millennia%20Product%20Guide.pdf,https://cardadvisor.in/cards/idfc-millennia,,idfc-2026-06-18-points-get-24-month-expiry-credit-limit
yes-private,YES Private Credit Card,YES Bank,2026-06-15,,fee,devaluation,minor,active,Branch cash-deposit fee raised from 100 to 500 rupees,"₹100 + GST on a repayment of ₹1,000 or more","₹500 + GST on a repayment of ₹1,000 or more",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-private,,yes-2026-06-15-service-fees-raised
yes-private,YES Private Credit Card,YES Bank,2026-06-15,,benefit,devaluation,minor,active,Fuel surcharge waiver floor raised to 500 rupees,"₹400 to ₹5,000","₹500 to ₹5,000",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-private,,yes-2026-06-15-fuel-waiver-band-narrowed
indusind-platinum-rupay,IndusInd Bank Platinum RuPay Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,Dynamic Currency Conversion fee doubled to 2%,1% mark-up + taxes,2% + GST,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-platinum-rupay,,indusind-2026-06-15-dynamic-currency-conversion-fee-doubled-to-2
indusind-platinum-rupay,IndusInd Bank Platinum RuPay Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,"Fuel-fee threshold cut from ₹50,000 to ₹30,000/cycle","1% + GST above ₹50,000 per cycle","1% + GST above ₹30,000 per cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-platinum-rupay,,indusind-2026-06-15-fuel-fee-threshold-cut-50-000-30-000-a-cycle
indusind-platinum-rupay,IndusInd Bank Platinum RuPay Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,"New 1% surcharge on transport spends above ₹40,000/cycle",No transport surcharge,"1% + GST above ₹40,000 per cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-platinum-rupay,,indusind-2026-06-15-new-1-fee-on-transport-spends-above-40-000
indusind-pioneer-legacy,IndusInd Bank Pioneer Legacy Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,active,New transport surcharge; late-payment grid raised,No transport surcharge; lower late-payment grid,"1% + GST on transport above ₹40,000/cycle; steeper late-payment slabs",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-pioneer-legacy,,indusind-2026-06-15-new-transport-surcharge-late-payment-grid
indusind-epay-amex,IndusInd Bank ePay Amex Credit Card,IndusInd Bank,2026-06-15,2026-05-13,fee,devaluation,minor,active,Dynamic Currency Conversion fee doubled 1% → 2%,1% + taxes,2% + GST,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-epay-amex,,indusind-2026-06-15-dynamic-currency-conversion-fee-doubled-to-2
indusind-epay-amex,IndusInd Bank ePay Amex Credit Card,IndusInd Bank,2026-06-15,2026-05-13,fee,devaluation,minor,active,"Fuel fee threshold cut ₹50,000 → ₹30,000 a cycle","1% + GST above ₹50,000/cycle","1% + GST above ₹30,000/cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-epay-amex,,indusind-2026-06-15-fuel-fee-threshold-cut-50-000-30-000-a-cycle
indusind-epay-amex,IndusInd Bank ePay Amex Credit Card,IndusInd Bank,2026-06-15,2026-05-13,fee,devaluation,minor,active,"New 1% fee on transport spends above ₹40,000 a cycle",No transport fee,"1% + GST above ₹40,000/cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-epay-amex,indusind-2026-06-15-revision,
indusind-jio-bp,IndusInd Bank Jio-bp Mobility+ Credit Card,IndusInd Bank,2026-06-15,2026-05-13,fee,devaluation,minor,active,Dynamic Currency Conversion fee doubled 1% → 2%,1% + taxes,2% + GST,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-jio-bp,,indusind-2026-06-15-dynamic-currency-conversion-fee-doubled-to-2
indusind-jio-bp,IndusInd Bank Jio-bp Mobility+ Credit Card,IndusInd Bank,2026-06-15,2026-05-13,fee,devaluation,major,active,"Fuel fee threshold cut ₹50,000 → ₹30,000 — on a fuel card","1% + GST above ₹50,000/cycle","1% + GST above ₹30,000/cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-jio-bp,,indusind-2026-06-15-fuel-fee-threshold-cut-50-000-30-000-a-cycle
indusind-jio-bp,IndusInd Bank Jio-bp Mobility+ Credit Card,IndusInd Bank,2026-06-15,2026-05-13,fee,devaluation,minor,active,"New 1% fee on transport spends above ₹40,000 a cycle",No transport fee,"1% + GST above ₹40,000/cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-jio-bp,,indusind-2026-06-15-new-1-fee-on-transport-spends-above-40-000
yes-private-prime,YES Private Prime Credit Card,YES Bank,2026-06-15,,fee,devaluation,minor,active,"Cash-advance, auto-debit-failure and cash-deposit charges raised","Cash advance 2.5% or ₹500; auto-debit failure 2% or ₹450, capped at ₹1,500 per statement; branch cash deposit ₹100","Cash advance 2.5% or ₹650; auto-debit failure 2.5% or ₹500, capped at ₹5,000 per statement; branch cash deposit ₹500",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-private-prime,,yes-2026-06-15-service-fees-raised
indusind-celesta,IndusInd Bank Celesta Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,"New 1% surcharge on transport spends above ₹40,000/cycle",No transport surcharge,"1% + GST above ₹40,000 per cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-celesta,,indusind-2026-06-15-new-1-fee-on-transport-spends-above-40-000
indusind-indulge,IndusInd Bank Indulge Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,New transport surcharge; late-payment grid revised,No transport surcharge,1% + GST transport surcharge above ₹40k/cycle,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-indulge,,indusind-2026-06-15-new-transport-surcharge-late-payment-grid
indusind-crest,IndusInd Bank Crest Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,active,New transport surcharge; late-payment grid raised,No transport surcharge; lower late-payment grid,"1% + GST on transport above ₹40,000/cycle; steeper late-payment slabs",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-crest,,indusind-2026-06-15-new-transport-surcharge-late-payment-grid
indusind-eazydiner-platinum,EazyDiner IndusInd Bank Platinum Credit Card,IndusInd Bank,2026-06-15,2026-05-13,fee,devaluation,minor,active,Dynamic Currency Conversion fee doubled 1% → 2%,1% + taxes,2% + GST,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-eazydiner-platinum,,indusind-2026-06-15-dynamic-currency-conversion-fee-doubled-to-2
indusind-eazydiner-platinum,EazyDiner IndusInd Bank Platinum Credit Card,IndusInd Bank,2026-06-15,2026-05-13,fee,devaluation,minor,active,"Fuel fee threshold cut ₹50,000 → ₹30,000 a cycle","1% + GST above ₹50,000/cycle","1% + GST above ₹30,000/cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-eazydiner-platinum,,indusind-2026-06-15-fuel-fee-threshold-cut-50-000-30-000-a-cycle
indusind-eazydiner-platinum,EazyDiner IndusInd Bank Platinum Credit Card,IndusInd Bank,2026-06-15,2026-05-13,fee,devaluation,minor,active,"New 1% fee on transport spends above ₹40,000 a cycle",No transport fee,"1% + GST above ₹40,000/cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-eazydiner-platinum,indusind-2026-06-15-revision,
indusind-cred,CRED IndusInd Bank RuPay Credit Card,IndusInd Bank,2026-06-15,2026-05-13,fee,devaluation,minor,active,Dynamic Currency Conversion fee doubled 1% → 2%,1% + taxes,2% + GST,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-cred,,indusind-2026-06-15-dynamic-currency-conversion-fee-doubled-to-2
indusind-cred,CRED IndusInd Bank RuPay Credit Card,IndusInd Bank,2026-06-15,2026-05-13,fee,devaluation,minor,active,"Fuel fee threshold cut ₹50,000 → ₹30,000 a cycle","1% + GST above ₹50,000/cycle","1% + GST above ₹30,000/cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-cred,,indusind-2026-06-15-fuel-fee-threshold-cut-50-000-30-000-a-cycle
indusind-cred,CRED IndusInd Bank RuPay Credit Card,IndusInd Bank,2026-06-15,2026-05-13,fee,devaluation,minor,active,"New 1% fee on transport spends above ₹40,000 a cycle",No transport fee,"1% + GST above ₹40,000/cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-cred,indusind-2026-06-15-revision,
indusind-pinnacle,IndusInd Bank Pinnacle Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,"New 1% surcharge on transport spends above ₹40,000/cycle",No transport surcharge,"1% + GST above ₹40,000 per cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-pinnacle,,indusind-2026-06-15-new-1-fee-on-transport-spends-above-40-000
indusind-duo,IndusInd Bank Duo Card,IndusInd Bank,2026-06-15,2026-05-13,fee,devaluation,minor,active,Dynamic Currency Conversion fee doubled 1% → 2%,1% + taxes,2% + GST,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-duo,,indusind-2026-06-15-dynamic-currency-conversion-fee-doubled-to-2
indusind-duo,IndusInd Bank Duo Card,IndusInd Bank,2026-06-15,2026-05-13,fee,devaluation,minor,active,"Fuel fee threshold cut ₹50,000 → ₹30,000 a cycle","1% + GST above ₹50,000/cycle","1% + GST above ₹30,000/cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-duo,,indusind-2026-06-15-fuel-fee-threshold-cut-50-000-30-000-a-cycle
indusind-duo,IndusInd Bank Duo Card,IndusInd Bank,2026-06-15,2026-05-13,fee,devaluation,minor,active,"New 1% fee on transport spends above ₹40,000 a cycle",No transport fee,"1% + GST above ₹40,000/cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-duo,,indusind-2026-06-15-new-1-fee-on-transport-spends-above-40-000
indusind-samman,IndusInd Bank Samman Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,Dynamic Currency Conversion fee doubled to 2%,1% mark-up + taxes,2% + GST,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-samman,,indusind-2026-06-15-dynamic-currency-conversion-fee-doubled-to-2
indusind-samman,IndusInd Bank Samman Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,"Fuel-fee threshold cut from ₹50,000 to ₹30,000/cycle","1% + GST above ₹50,000 per cycle","1% + GST above ₹30,000 per cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-samman,,indusind-2026-06-15-fuel-fee-threshold-cut-50-000-30-000-a-cycle
indusind-samman,IndusInd Bank Samman Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,"New 1% surcharge on transport spends above ₹40,000/cycle",No transport surcharge,"1% + GST above ₹40,000 per cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-samman,,indusind-2026-06-15-new-1-fee-on-transport-spends-above-40-000
indusind-platinum-aura-edge,IndusInd Bank Platinum Aura Edge Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,Dynamic Currency Conversion fee doubled to 2%,1% mark-up + taxes,2% + GST,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-platinum-aura-edge,,indusind-2026-06-15-dynamic-currency-conversion-fee-doubled-to-2
indusind-platinum-aura-edge,IndusInd Bank Platinum Aura Edge Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,"Fuel-fee threshold cut from ₹50,000 to ₹30,000/cycle","1% + GST above ₹50,000 per cycle","1% + GST above ₹30,000 per cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-platinum-aura-edge,,indusind-2026-06-15-fuel-fee-threshold-cut-50-000-30-000-a-cycle
indusind-platinum-aura-edge,IndusInd Bank Platinum Aura Edge Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,"New 1% surcharge on transport spends above ₹40,000/cycle",No transport surcharge,"1% + GST above ₹40,000 per cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-platinum-aura-edge,,indusind-2026-06-15-new-1-fee-on-transport-spends-above-40-000
indusind-solitaire,IndusInd Bank Indus Solitaire Credit Card,IndusInd Bank,2026-06-15,,fee,revaluation,minor,active,Late-payment charges waived; exempted from the new surcharges,Late-payment charges applied per the standard grid,Late-payment charges waived; no fuel or transport surcharge,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-solitaire,,
yes-select,YES Bank Select Credit Card,YES Bank,2026-06-15,,fee,devaluation,minor,active,"Cash-advance, auto-debit-failure and cash-deposit fees raised",Cash advance 2.5% or ₹500 · auto-debit failure 2% or ₹450 · branch cash deposit ₹100,Cash advance 2.5% or ₹650 · auto-debit failure 2.5% or ₹500 · branch cash deposit ₹500,high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-select,,yes-2026-06-15-service-fees-raised
yes-select,YES Bank Select Credit Card,YES Bank,2026-06-15,2026-06-23,fee,devaluation,major,active,Forex markup raised from 2.75% to 3.50%,2.75%,3.50%,high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-select,,yes-2026-06-15-forex-markup-raised-to-2-00
yes-select,YES Bank Select Credit Card,YES Bank,2026-06-15,,benefit,devaluation,minor,active,"Fuel surcharge waiver band narrowed to ₹500–₹3,000","₹400 to ₹5,000 per transaction","₹500 to ₹3,000 per transaction",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-select,,yes-2026-06-15-fuel-waiver-band-narrowed
yes-select,YES Bank Select Credit Card,YES Bank,2026-06-15,,reward,devaluation,major,active,Reward exclusions widen; select categories shrink to utilities + streaming,"Insurance, education, railways, toll, ferry and jewellery earned points; select categories included insurance and education","No points on insurance, education, railways, toll, ferry or jewellery; select categories now only utilities (MCC 4900) and cable/streaming (MCC 4899)",high,official,https://www.yes.bank.in/personal-banking/yes-individual/cards/credit-cards/select-credit-card,https://cardadvisor.in/cards/yes-select,,yes-2026-06-15-reward-exclusions-widen-select-categories
yes-wellness-plus,YES Bank Wellness Plus Credit Card,YES Bank,2026-06-15,,fee,devaluation,minor,active,"Cash-advance, auto-debit-failure and cash-deposit fees raised","Cash advance 2.5% or ₹500; auto-debit failure 2% or ₹450 (capped ₹1,500 a statement); branch cash deposit ₹100","Cash advance 2.5% or ₹650; auto-debit failure 2.5% or ₹500 (capped ₹5,000 a statement); branch cash deposit ₹500",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-wellness-plus,,yes-2026-06-15-service-fees-raised
yes-wellness-plus,YES Bank Wellness Plus Credit Card,YES Bank,2026-06-15,,benefit,devaluation,minor,active,"Fuel surcharge waiver band narrowed to ₹500–₹3,000","₹400 to ₹5,000 per transaction","₹500 to ₹3,000 per transaction",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-wellness-plus,,yes-2026-06-15-fuel-waiver-band-narrowed
indusind-legend,IndusInd Bank Legend Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,New fuel/transport surcharges and higher DCC fee,No fuel/transport surcharge; 1% + GST DCC,1% + GST fuel >₹30k/cycle; 1% + GST transport >₹40k/cycle; DCC 2% + GST,high,research,,https://cardadvisor.in/cards/indusind-legend,,
yes-first-exclusive,YES First Exclusive Credit Card (now YES Bank RESERV),YES Bank,2026-06-15,,redemption,devaluation,minor,active,A ₹100 fee now applies every time you redeem reward points,No charge to redeem,₹100 + GST per redemption,high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-first-exclusive,,yes-2026-06-15-a-100-fee-now-applies-every-time-you-redeem
yes-first-exclusive,YES First Exclusive Credit Card (now YES Bank RESERV),YES Bank,2026-06-15,,fee,devaluation,minor,active,"Cash-advance, auto-debit-failure and cash-deposit charges raised","Cash advance 2.5% or 500 rupees; auto-debit failure 2% or 450 rupees capped at 1,500; branch cash deposit 100 rupees","Cash advance 2.5% or 650 rupees; auto-debit failure 2.5% or 500 rupees capped at 5,000; branch cash deposit 500 rupees",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-first-exclusive,yes-2026-06-15-revision,
yes-first-exclusive,YES First Exclusive Credit Card (now YES Bank RESERV),YES Bank,2026-06-15,,fee,devaluation,minor,active,Forex markup raised from 1.75% to 2.00%,1.75% + GST,2.00% + GST,high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-first-exclusive,,yes-2026-06-15-forex-markup-raised-to-2-00
yes-first-exclusive,YES First Exclusive Credit Card (now YES Bank RESERV),YES Bank,2026-06-15,,benefit,devaluation,minor,active,"Fuel surcharge waiver band narrowed to 500 to 4,000","400 to 5,000 rupees","500 to 4,000 rupees",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-first-exclusive,,yes-2026-06-15-fuel-waiver-band-narrowed
yes-ace,YES Bank Ace Credit Card,YES Bank,2026-06-15,,fee,devaluation,minor,active,"Cash-advance, auto-debit and deposit fees raised","Cash advance 2.5% or ₹500 · auto-debit failure 2% or ₹450 (capped ₹1,500 a statement) · branch cash deposit ₹100 · card re-issuance ₹100","Cash advance 2.5% or ₹650 · auto-debit failure 2.5% or ₹500 (capped ₹5,000 a statement) · branch cash deposit ₹500 · cheque deposit ₹250 · card re-issuance ₹199",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-ace,,yes-2026-06-15-service-fees-raised
yes-ace,YES Bank Ace Credit Card,YES Bank,2026-06-15,,fee,devaluation,major,active,Forex markup raised 2.75% to 3.50%,2.75%,3.50%,high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-ace,,yes-2026-06-15-forex-markup-raised-to-2-00
yes-ace,YES Bank Ace Credit Card,YES Bank,2026-06-15,,benefit,devaluation,minor,active,"Fuel surcharge waiver window narrowed to ₹500–₹3,000","₹400 to ₹5,000 per transaction","₹500 to ₹3,000 per transaction",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-ace,,yes-2026-06-15-fuel-waiver-band-narrowed
yes-ace,YES Bank Ace Credit Card,YES Bank,2026-06-15,,reward,devaluation,major,active,Reward exclusions widen; select categories shrink to utilities + streaming,"Insurance, education, railways, toll, ferry and jewellery earned points; select categories included insurance and education","No points on insurance, education, railways, toll, ferry or jewellery or UPI transactions; select categories now only utilities (MCC 4900) and cable/streaming (MCC 4899)",high,official,https://www.yes.bank.in/personal-banking/yes-individual/cards/credit-cards/ace-credit-card,https://cardadvisor.in/cards/yes-ace,,yes-2026-06-15-reward-exclusions-widen-select-categories
yes-elite-plus,YES Bank Elite+ Credit Card,YES Bank,2026-06-15,,fee,devaluation,minor,active,"Cash-advance, auto-debit-failure, cash-deposit and reissuance fees raised",Cash advance 2.5% or ₹500 · auto-debit failure 2% or ₹450 · cash deposit ₹100 · reissuance ₹100,Cash advance 2.5% or ₹650 · auto-debit failure 2.5% or ₹500 · cash deposit ₹500 · reissuance ₹199,high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-elite-plus,,yes-2026-06-15-service-fees-raised
yes-elite-plus,YES Bank Elite+ Credit Card,YES Bank,2026-06-15,,fee,devaluation,minor,active,Forex markup raised from 2.75% to 3.00%,2.75%,3.00%,high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-elite-plus,,yes-2026-06-15-forex-markup-raised-to-2-00
yes-elite-plus,YES Bank Elite+ Credit Card,YES Bank,2026-06-15,,benefit,devaluation,minor,active,Fuel surcharge waiver window narrowed,"₹400 to ₹5,000 per transaction","₹500 to ₹4,000 per transaction",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-elite-plus,,yes-2026-06-15-fuel-waiver-band-narrowed
yes-elite-plus,YES Bank Elite+ Credit Card,YES Bank,2026-06-15,,reward,devaluation,major,active,Reward exclusions widen; select categories shrink to utilities + streaming,"Insurance, education, railways, toll, ferry and jewellery earned points; select categories included insurance and education","No points on insurance, education, railways, toll, ferry or jewellery; select categories now only utilities (MCC 4900) and cable/streaming (MCC 4899)",high,official,https://www.yes.bank.in/personal-banking/yes-individual/cards/credit-cards/elite-plus-credit-card,https://cardadvisor.in/cards/yes-elite-plus,,yes-2026-06-15-reward-exclusions-widen-select-categories
indusind-nexxt,IndusInd Bank Nexxt Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,major,,"New fuel, transport & DCC fees",,,high,research,,https://cardadvisor.in/cards/indusind-nexxt,,
yes-essence,YES Bank Essence Credit Card,YES Bank,2026-06-15,,fee,devaluation,minor,active,"Cash-advance, auto-debit-failure and cash-deposit charges raised","Cash advance 2.5% or 500 rupees; auto-debit failure 2% or 450 rupees capped at 1,500; branch cash deposit 100 rupees","Cash advance 2.5% or 650 rupees; auto-debit failure 2.5% or 500 rupees capped at 5,000; branch cash deposit 500 rupees",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-essence,yes-2026-06-15-revision,
yes-essence,YES Bank Essence Credit Card,YES Bank,2026-06-15,,fee,devaluation,minor,active,Forex markup raised from 2.75% to 3.00%,2.75% + GST,3.00% + GST,high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-essence,,yes-2026-06-15-forex-markup-raised-to-2-00
yes-essence,YES Bank Essence Credit Card,YES Bank,2026-06-15,,benefit,devaluation,minor,active,"Fuel surcharge waiver band narrowed to 500 to 4,000","400 to 5,000 rupees","500 to 4,000 rupees",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-essence,,yes-2026-06-15-fuel-waiver-band-narrowed
indusind-platinum,IndusInd Bank Platinum Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,Dynamic Currency Conversion fee doubled to 2%,1% mark-up + taxes,2% + GST,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-platinum,,indusind-2026-06-15-dynamic-currency-conversion-fee-doubled-to-2
indusind-platinum,IndusInd Bank Platinum Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,"Fuel-fee threshold cut from ₹50,000 to ₹30,000/cycle","1% + GST above ₹50,000 per cycle","1% + GST above ₹30,000 per cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-platinum,,indusind-2026-06-15-fuel-fee-threshold-cut-50-000-30-000-a-cycle
indusind-platinum,IndusInd Bank Platinum Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,"New 1% surcharge on transport spends above ₹40,000/cycle",No transport surcharge,"1% + GST above ₹40,000 per cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf,https://cardadvisor.in/cards/indusind-platinum,,indusind-2026-06-15-new-1-fee-on-transport-spends-above-40-000
yes-marquee,YES Bank Marquee Credit Card,YES Bank,2026-06-15,,redemption,devaluation,minor,active,A ₹100 fee now applies every time you redeem reward points,No charge to redeem,₹100 + GST per redemption,high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-marquee,,yes-2026-06-15-a-100-fee-now-applies-every-time-you-redeem
yes-marquee,YES Bank Marquee Credit Card,YES Bank,2026-06-15,,fee,devaluation,minor,active,"Cash-advance, auto-debit-failure and cash-deposit charges raised","Cash advance 2.5% or 500 rupees; auto-debit failure 2% or 450 rupees capped at 1,500; branch cash deposit 100 rupees","Cash advance 2.5% or 650 rupees; auto-debit failure 2.5% or 500 rupees capped at 5,000; branch cash deposit 500 rupees",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-marquee,yes-2026-06-15-revision,
yes-marquee,YES Bank Marquee Credit Card,YES Bank,2026-06-15,,benefit,devaluation,minor,active,"Fuel surcharge waiver band narrowed to 500 to 5,000","400 to 5,000 rupees","500 to 5,000 rupees",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-marquee,,yes-2026-06-15-fuel-waiver-band-narrowed
indusind-eazydiner,IndusInd Bank EazyDiner Signature Credit Card,IndusInd Bank,2026-06-15,,fee,devaluation,minor,,"Portfolio-wide surcharges added: fuel, transport, DCC & interest",No cumulative fuel/transport/DCC surcharge,"1%+GST fuel over ₹50,000/cycle; 1%+GST transport over ₹40,000/cycle; 1%+GST DCC",reconstructed,research,,https://cardadvisor.in/cards/indusind-eazydiner,,
au-ananta,AU Ananta Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-ananta,au-2026-fair-usage,
au-paytm,Paytm AU Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-paytm,au-2026-fair-usage,
cheq-au,CheQ AU Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/cheq-au,au-2026-fair-usage,
au-xcite,AU Bank Xcite Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-xcite,au-2026-fair-usage,
au-tejas,AU Tejas Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-tejas,au-2026-fair-usage,
au-vetta,AU Bank Vetta Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-vetta,au-2026-fair-usage,
au-cs,AU CS Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-cs,au-2026-fair-usage,
au-xcite-ultra,AU Xcite Ultra Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-xcite-ultra,au-2026-fair-usage,
au-traverse,AU Traverse Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-traverse,au-2026-fair-usage,
au-xcite-ace,AU Xcite Ace Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-xcite-ace,au-2026-fair-usage,
au-spont,AU SPONT Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-spont,au-2026-fair-usage,
au-instapay,AU InstaPay Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-instapay,au-2026-fair-usage,
au-prathama,AU Prathama Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-prathama,au-2026-fair-usage,
au-nomo,AU NOMO Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-nomo,au-2026-fair-usage,
au-ca,AU CA Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-ca,au-2026-fair-usage,
au-altura-plus,AU Altura Plus Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-altura-plus,au-2026-fair-usage,
au-kosmo,AU Kosmo Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-kosmo,au-2026-fair-usage,
au-laksya,AU Laksya Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-laksya,au-2026-fair-usage,
au-zenith-plus,AU Zenith Plus Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-zenith-plus,au-2026-fair-usage,
au-zenith,AU Zenith Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-zenith,au-2026-fair-usage,
au-altura,AU Altura Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-altura,au-2026-fair-usage,
au-lit,AU LIT Credit Card,AU Small Finance Bank,2026-06-14,,fee,devaluation,minor,active,New 1% fair-usage charge on transportation spends,No transportation fair-usage charge,"1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower",high,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-lit,au-2026-fair-usage,
yes-private,YES Private Credit Card,YES Bank,2026-06-01,,benefit,revaluation,minor,active,"Over-limit facility reinstated, and free on this card",Withdrawn since 1 May 2025 - spends above the sanctioned limit were declined,"Available again, with the 550 rupee charge waived on YES Private",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-private,,yes-2026-06-01-over-limit-reinstated
jupiter-edge,Jupiter Edge+ CSB Bank RuPay Credit Card,CSB Bank,2026-06-01,,reward,revaluation,minor,,Everyday UPI / base earning made uncapped,"Capped ~₹1,000-worth of Jewels/month",Uncapped — 5 Jewels/₹100 on unlimited UPI & other spend,reconstructed,official,https://jupiter.money/edge-plus-upi-rupay-credit-card/,https://cardadvisor.in/cards/jupiter-edge,,
jupiter-edge,Jupiter Edge+ CSB Bank RuPay Credit Card,CSB Bank,2026-06-01,,redemption,devaluation,major,,Jewel value split — statement credit / bill payment cut ~30%,₹0.20 per Jewel (all redemptions),₹0.14 for statement credit / bill payment; ₹0.20 elsewhere,high,official,https://jupiter.money/edge-plus-upi-rupay-credit-card/,https://cardadvisor.in/cards/jupiter-edge,,
jupiter-edge,Jupiter Edge+ CSB Bank RuPay Credit Card,CSB Bank,2026-06-01,,reward,devaluation,major,,"Travel accelerator gutted — OTAs to base, Jupiter Flights cut and capped","35 Jewels/₹100 (~7%) incl. MMT/Yatra/EMT/Cleartrip, uncapped","OTAs at base 5 Jewels/₹100; Jupiter Flights 25 Jewels/₹100, cap 5,000/cycle",high,research,,https://cardadvisor.in/cards/jupiter-edge,,
yes-private-prime,YES Private Prime Credit Card,YES Bank,2026-06-01,,benefit,revaluation,minor,active,Over-limit facility reinstated at a flat ₹550 charge,Withdrawn — spends above the sanctioned limit were declined,"Available again, flat ₹550 + GST per over-limit transaction",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-private-prime,,yes-2026-06-01-over-limit-reinstated
indusind-tiger,IndusInd Bank Tiger Credit Card,IndusInd Bank,2026-06-01,2026-05-28,transfer,revaluation,major,,Air India Maharaja Club 1:1 transfers go live,No airline transfer partner,"Points → Air India Maharaja Club at 1:1 (up to 25,000 pts/month)",high,official,https://www.indusind.com/in/en/personal/air-india-tnc.html,https://cardadvisor.in/cards/indusind-tiger,,
yes-select,YES Bank Select Credit Card,YES Bank,2026-06-01,,benefit,revaluation,minor,active,Over-limit facility reinstated,Withdrawn since 1 May 2025 — transactions above the limit declined,"Reinstated, ₹550 + GST charge per over-limit transaction",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-select,,yes-2026-06-01-over-limit-reinstated
yes-wellness-plus,YES Bank Wellness Plus Credit Card,YES Bank,2026-06-01,,benefit,revaluation,minor,active,Over-limit facility reintroduced,Withdrawn — transactions above the limit declined,"Allowed up to a bank-set threshold, ₹550 + GST per over-limit transaction",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-wellness-plus,,yes-2026-06-01-over-limit-reinstated
yes-first-exclusive,YES First Exclusive Credit Card (now YES Bank RESERV),YES Bank,2026-06-01,,benefit,revaluation,minor,active,"Over-limit facility reinstated, at 550 rupees a transaction",Withdrawn since 1 May 2025 - spends above the sanctioned limit were declined,"Available again, at a flat 550 rupee charge per over-limit transaction",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-first-exclusive,,yes-2026-06-01-over-limit-reinstated
yes-ace,YES Bank Ace Credit Card,YES Bank,2026-06-01,,benefit,revaluation,minor,active,Over-limit facility reinstated at a ₹550 charge,Withdrawn — spends above the sanctioned limit were declined,Available on eligible accounts; ₹550 + GST per over-limit transaction,high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-ace,,yes-2026-06-01-over-limit-reinstated
yes-elite-plus,YES Bank Elite+ Credit Card,YES Bank,2026-06-01,,benefit,neutral,minor,active,"Over-limit facility reinstated, at ₹550 a time",Withdrawn — spends above the limit declined,"Available again, ₹550 + GST per instance",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-elite-plus,,
yes-essence,YES Bank Essence Credit Card,YES Bank,2026-06-01,,benefit,revaluation,minor,active,"Over-limit facility reinstated, at 550 rupees a transaction",Withdrawn since 1 May 2025 - spends above the sanctioned limit were declined,"Available again, at a flat 550 rupee charge per over-limit transaction",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-essence,,yes-2026-06-01-over-limit-reinstated
yes-marquee,YES Bank Marquee Credit Card,YES Bank,2026-06-01,,benefit,revaluation,minor,active,"Over-limit facility reinstated, at 550 rupees a transaction",Withdrawn since 1 May 2025 - spends above the sanctioned limit were declined,"Available again, at a flat 550 rupee charge per over-limit transaction",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-marquee,,yes-2026-06-01-over-limit-reinstated
hdfc-phonepe-uno,PhonePe HDFC Bank Uno Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-phonepe-uno,hdfc-2025-2026-surcharges-and-dcc,
hdfc-diners-privilege,HDFC Bank Diners Club Privilege Credit Card,HDFC Bank,2026-05-15,,reward,devaluation,major,,Base earn rate cut ~25% (per ₹150 → per ₹200),4 Reward Points per ₹150 (~1.33% at ₹0.50/point),4 Reward Points per ₹200 (~1% at ₹0.50/point),high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/common/Credit-Cards/Diners-Privilege-Product-Feature-Change.pdf,https://cardadvisor.in/cards/hdfc-diners-privilege,,hdfc-2026-05-15-base-earn-rate-cut
hdfc-diners-privilege,HDFC Bank Diners Club Privilege Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,,Dynamic Currency Conversion markup revised to 1.75%,,1.75% on INR-billed international / foreign-registered transactions,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/common/Credit-Cards/Diners-Privilege-Product-Feature-Change.pdf,https://cardadvisor.in/cards/hdfc-diners-privilege,,
hdfc-diners-privilege,HDFC Bank Diners Club Privilege Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-diners-privilege,hdfc-2025-2026-surcharges-and-dcc,
hdfc-swiggy,Swiggy HDFC Bank Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-swiggy,hdfc-2025-2026-surcharges-and-dcc,
hdfc-marriott-bonvoy,Marriott Bonvoy HDFC Bank Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-marriott-bonvoy,hdfc-2025-2026-surcharges-and-dcc,
hdfc-pixel-go,HDFC PIXEL Go Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-pixel-go,hdfc-2025-2026-surcharges-and-dcc,
hdfc-upi-rupay,HDFC Bank UPI RuPay Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-upi-rupay,hdfc-2025-2026-surcharges-and-dcc,
hdfc-phonepe-ultimo,PhonePe HDFC Bank Ultimo Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-phonepe-ultimo,hdfc-2025-2026-surcharges-and-dcc,
hdfc-irctc,IRCTC HDFC Bank Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-irctc,hdfc-2025-2026-surcharges-and-dcc,
hdfc-swiggy-blck,Swiggy BLCK HDFC Bank Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-swiggy-blck,hdfc-2025-2026-surcharges-and-dcc,
hdfc-freedom,HDFC Bank Freedom Credit Card,HDFC Bank,2026-05-15,,reward,devaluation,major,active,Base earn rate cut ~25% (per ₹150 → per ₹200),1 CashPoint per ₹150,1 CashPoint per ₹200,high,official,https://www.hdfc.bank.in/credit-cards/freedom-credit-card,https://cardadvisor.in/cards/hdfc-freedom,,hdfc-2026-05-15-base-earn-rate-cut
hdfc-freedom,HDFC Bank Freedom Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-freedom,hdfc-2025-2026-surcharges-and-dcc,
hdfc-regalia-gold,HDFC Regalia Gold Credit Card,HDFC Bank,2026-05-15,,reward,devaluation,minor,active,Base earn rate cut,4 RP per ₹150 (~1.33%),5 RP per ₹200 (~1.25%),high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/regalia-gold-credit-card/rewards-points-terms-and-conditions.pdf,https://cardadvisor.in/cards/hdfc-regalia-gold,,hdfc-2026-05-15-base-earn-rate-cut
hdfc-regalia-gold,HDFC Regalia Gold Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-regalia-gold,hdfc-2025-2026-surcharges-and-dcc,
hdfc-regalia-gold,HDFC Regalia Gold Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,INR-DCC markup and card-replacement fee added,No INR-DCC surcharge; free replacement,1.75% DCC markup + ₹199 reissue fee,high,official,https://www.hdfc.bank.in/credit-cards/regalia-gold-credit-card/fees-and-charges,https://cardadvisor.in/cards/hdfc-regalia-gold,,
hdfc-tata-neu-infinity,Tata Neu Infinity HDFC Bank Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-tata-neu-infinity,hdfc-2025-2026-surcharges-and-dcc,
hdfc-moneyback-plus,HDFC MoneyBack+ Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-moneyback-plus,hdfc-2025-2026-surcharges-and-dcc,
hdfc-moneyback-plus,HDFC MoneyBack+ Credit Card,HDFC Bank,2026-05-15,,reward,devaluation,major,,Earn rate cut ~25%: per ₹150 raised to per ₹200,20 CashPoints per ₹150 (10X); 2 per ₹150 (base),20 CashPoints per ₹200 (10X); 2 per ₹200 (base),high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/moneyback-plus-credit-card/pdf/MBPlus-TnCs.pdf,https://cardadvisor.in/cards/hdfc-moneyback-plus,,hdfc-2026-05-15-base-earn-rate-cut
hdfc-pixel-play,HDFC PIXEL Play Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-pixel-play,hdfc-2025-2026-surcharges-and-dcc,
hdfc-swiggy-orange,Swiggy Ornge HDFC Bank Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-swiggy-orange,hdfc-2025-2026-surcharges-and-dcc,
hdfc-diners-black,HDFC Diners Club Black Metal Edition,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-diners-black,hdfc-2025-2026-surcharges-and-dcc,
hdfc-shoppers-stop,Shoppers Stop HDFC Bank Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-shoppers-stop,hdfc-2025-2026-surcharges-and-dcc,
hdfc-shoppers-stop-black,Shoppers Stop Black HDFC Bank Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-shoppers-stop-black,hdfc-2025-2026-surcharges-and-dcc,
hdfc-indianoil,IndianOil HDFC Bank Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-indianoil,hdfc-2025-2026-surcharges-and-dcc,
hdfc-millennia,HDFC Millennia Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-millennia,hdfc-2025-2026-surcharges-and-dcc,
hdfc-tata-neu-plus,Tata Neu Plus HDFC Bank Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-tata-neu-plus,hdfc-2025-2026-surcharges-and-dcc,
hdfc-infinia,HDFC Bank Infinia Metal Credit Card,HDFC Bank,2026-05-15,,fee,devaluation,minor,active,Dynamic currency conversion markup raised to 1.75%,1% markup,1.75% markup,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-infinia,hdfc-2025-2026-surcharges-and-dcc,
rbl-patanjali-vishisht,RBL Bank Patanjali Vishisht Credit Card,RBL Bank,2026-05-10,2026-05,milestone,devaluation,major,active,Milestone spend thresholds more than doubled,Voucher at ₹2.5L spend; wellness stay at ₹4L spend,Voucher at ₹7L spend; wellness stay at ₹10L spend,high,official,https://www.rbl.bank.in/personal-banking/cards/credit-cards/rbl-bank-patanjali-vishisht-credit-card,https://cardadvisor.in/cards/rbl-patanjali-vishisht,,
rbl-patanjali-swarn,RBL Bank Patanjali Swarn Credit Card,RBL Bank,2026-05-10,2026-05,milestone,devaluation,major,active,"Milestone spend thresholds tripled, and the Patanjali minimums rose more than tenfold","Voucher at ₹3L total spend (₹12,000 minimum at Patanjali); wellness stay at ₹5L total (₹15,000 Patanjali minimum)",Voucher at ₹9L total spend (₹1.5L minimum at Patanjali); wellness stay at ₹12L total (₹2.5L Patanjali minimum),high,official,https://www.rbl.bank.in/personal-banking/cards/credit-cards/rbl-bank-patanjali-swarn-credit-card,https://cardadvisor.in/cards/rbl-patanjali-swarn,,
kotak-cashback-plus-prime,Kotak Cashback+ Prime Credit Card,Kotak Mahindra Bank,2026-05-08,,launch,neutral,major,active,Kotak Cashback+ Prime launched — Cashback+ with an auto-dealer accelerator,,"5% on online food/grocery/entertainment and auto dealers, 3% fuel, 0.5% base",reconstructed,research,,https://cardadvisor.in/cards/kotak-cashback-plus-prime,,kotak-2026-05-08-kotak-air-prime-launched-air-with-an-auto
kotak-air-plus-prime,Kotak Air+ Prime Credit Card,Kotak Mahindra Bank,2026-05-08,,launch,neutral,major,active,Kotak Air+ Prime launched — Air+ with an auto-dealer accelerator,,"5 Air Miles per ₹100 on Unbox travel and auto dealers, 2 per ₹100 base",reconstructed,research,,https://cardadvisor.in/cards/kotak-air-plus-prime,,kotak-2026-05-08-kotak-air-prime-launched-air-with-an-auto
au-ananta,AU Ananta Credit Card,AU Small Finance Bank,2026-05-04,,launch,neutral,major,,AU Ananta launches as part of a four-card cluster,,,high,official,https://www.au.bank.in/personal-banking/credit-cards/ananta-credit-card,https://cardadvisor.in/cards/au-ananta,,au-2026-05-04-four-card-launch
au-tejas,AU Tejas Credit Card,AU Small Finance Bank,2026-05-04,,launch,neutral,major,,AU Tejas launches as part of a four-card cluster,,,high,official,https://www.au.bank.in/personal-banking/credit-cards/tejas-credit-card,https://cardadvisor.in/cards/au-tejas,,au-2026-05-04-four-card-launch
au-prathama,AU Prathama Credit Card,AU Small Finance Bank,2026-05-04,,launch,neutral,major,,AU Prathama launches as AU's cheapest first card,,,high,official,https://www.au.bank.in/personal-banking/credit-cards/prathama-credit-card,https://cardadvisor.in/cards/au-prathama,,au-2026-05-04-four-card-launch
au-laksya,AU Laksya Credit Card,AU Small Finance Bank,2026-05-04,,launch,neutral,major,,AU Laksya launches as part of a four-card cluster,,,high,official,https://www.au.bank.in/personal-banking/credit-cards/laksya-credit-card,https://cardadvisor.in/cards/au-laksya,,au-2026-05-04-four-card-launch
sbi-bpcl,BPCL SBI Card,SBI Card,2026-05-01,2026-03-29,fee,devaluation,minor,,Fee-waiver spend threshold doubled,"₹50,000 annual spend","₹1,00,000 annual spend",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-bpcl,,
yes-essence,YES Bank Essence Credit Card,YES Bank,2026-05,,launch,neutral,major,active,YES Bank Essence launches as a women-focused lifestyle rewards card,,,reconstructed,research,,https://cardadvisor.in/cards/yes-essence,,
cheq-au,CheQ AU Credit Card,AU Small Finance Bank,2026-04-28,2026-04-15,launch,neutral,major,active,CheQ AU Credit Card launched — India's first co-branded LED card,,"Up to 12% CheQ-points on utilities, partner brands & CheQ Travel via the app; ₹499 fee (waived at ₹3L); RuPay UPI-linkable",high,official,https://www.au.bank.in/pdfs/press-release/2026/Press-Release-CheQ-and-AU-Small-Finance-Bank-launch-Indias-First-Co-branded-LED-Credit-Card.pdf,https://cardadvisor.in/cards/cheq-au,,
kiwi,Kiwi RuPay Credit Card,YES Bank,2026-04-23,,benefit,neutral,minor,,PNB added — Kiwi's first public-sector issuer,,+ Punjab National Bank,high,research,,https://cardadvisor.in/cards/kiwi,,
hdfc-swiggy,Swiggy HDFC Bank Credit Card,HDFC Bank,2026-04-21,2026-03-18,reward,devaluation,minor,active,₹249 minimum per Swiggy transaction for 10% cashback,₹100 per transaction,₹249 per transaction,high,official,https://www.hdfc.bank.in/credit-cards/swiggy-hdfc-bank-credit-card,https://cardadvisor.in/cards/hdfc-swiggy,,
hdfc-swiggy,Swiggy HDFC Bank Credit Card,HDFC Bank,2026-04-18,2026-03-18,redemption,revaluation,minor,active,Cashback starts adjusting within the same billing cycle,Credited in the following billing cycle,Adjusted within the same billing cycle,high,official,https://www.hdfc.bank.in/credit-cards/swiggy-hdfc-bank-credit-card,https://cardadvisor.in/cards/hdfc-swiggy,,
hdfc-swiggy,Swiggy HDFC Bank Credit Card,HDFC Bank,2026-04-17,2026-03-18,reward,revaluation,minor,active,Cleartrip joins the 5% online cashback bucket,No Cleartrip benefit,"5% cashback on Cleartrip, inside the existing 5% online ₹1,500/cycle cap",high,official,https://www.hdfc.bank.in/credit-cards/swiggy-hdfc-bank-credit-card,https://cardadvisor.in/cards/hdfc-swiggy,,
hdfc-pixel-play,HDFC PIXEL Play Credit Card,HDFC Bank,2026-04-15,,reward,devaluation,minor,active,Insurance CashPoints cap tightened from per-day to per-month,"Capped at 2,000 CashPoints per DAY","Capped at 2,000 CashPoints per MONTH",high,official,https://www.hdfc.bank.in/credit-cards/pixel-play-credit-card,https://cardadvisor.in/cards/hdfc-pixel-play,,
hdfc-pixel-play,HDFC PIXEL Play Credit Card,HDFC Bank,2026-04-15,,reward,devaluation,minor,active,"The 1% base rate stops being unlimited — capped at 15,000 CashPoints a month",1% Unlimited CashPoints,"1% capped at 15,000 CashPoints per calendar month",high,official,https://www.hdfc.bank.in/credit-cards/pixel-play-credit-card,https://cardadvisor.in/cards/hdfc-pixel-play,,
au-ixigo,ixigo AU Credit Card,AU Small Finance Bank,2026-04-13,2026-04-03,lounge,devaluation,major,,"Domestic lounge spend-gate raised ₹20,000 → ₹50,000/quarter","₹20,000/quarter for 2 visits","₹50,000/quarter for 2 visits",high,official,https://www.au.bank.in/pdf/zenith-credit-card/revision-of-usage-terms-and-conditions_jan_25-4.pdf,https://cardadvisor.in/cards/au-ixigo,,
au-ixigo,ixigo AU Credit Card,AU Small Finance Bank,2026-04-13,2026-04-03,milestone,revaluation,minor,,New quarterly milestone benefit added,None,"5,000 bonus reward points on ₹75,000 spend per calendar quarter",high,research,,https://cardadvisor.in/cards/au-ixigo,,
au-ixigo,ixigo AU Credit Card,AU Small Finance Bank,2026-04-13,2026-04-03,reward,devaluation,major,,Reward rate flattened; transportation and off-ixigo travel spends excluded,"10 RP/₹200 online, 5 RP/₹200 offline","Flat rate across online, offline and UPI (CardInsider states it as ""2.5%"" per ₹200, replacing the two-tier online/offline structure)",high,official,https://www.au.bank.in/pdf/zenith-credit-card/revision-of-usage-terms-and-conditions_jan_25-4.pdf,https://cardadvisor.in/cards/au-ixigo,,
au-ixigo,ixigo AU Credit Card,AU Small Finance Bank,2026-04-13,2026-04-03,benefit,revaluation,minor,,ixigo flight and hotel discount caps tripled,"10% instant discount up to ₹1,000/month each","10% instant discount up to ₹3,000/month each",high,research,,https://cardadvisor.in/cards/au-ixigo,,
axis-airtel,Axis Bank Airtel Credit Card,Axis Bank,2026-04-12,,reward,devaluation,major,,"10% partners switched to Zomato/Blinkit/District, paid as partner-wallet value-back","10% cashback on Swiggy, Zomato & BigBasket (to card statement)","10% value-back on Zomato, Blinkit & District Movies (to partner wallet), ₹200/partner/month, ₹499 min order",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/terms-and-conditions-for-airtel-cbcc-cvp.pdf?sfvrsn=9deed8c1_5,https://cardadvisor.in/cards/axis-airtel,,axis-2026-04-12-10-partners-switched-to-zomato-blinkit
axis-airtel,Axis Bank Airtel Credit Card,Axis Bank,2026-04-12,,lounge,devaluation,major,,Complimentary domestic lounge access discontinued,4 complimentary domestic visits/year (spend-gated),None,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/terms-and-conditions-for-airtel-cbcc-cvp.pdf?sfvrsn=9deed8c1_5,https://cardadvisor.in/cards/axis-airtel,,axis-2026-04-12-complimentary-domestic-lounge-access
axis-airtel,Axis Bank Airtel Credit Card,Axis Bank,2026-04-12,,reward,devaluation,major,,Fixed ₹250 caps replaced by spend-linked 2×/1× base-cashback caps,Flat ₹250/month per category,25% capped at 2× and 10% at 1× the base (1%) cashback earned that month,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/terms-and-conditions-for-airtel-cbcc-cvp.pdf?sfvrsn=9deed8c1_5,https://cardadvisor.in/cards/axis-airtel,,axis-2026-04-12-fixed-250-caps-replaced-by-spend-linked-2-1
hdfc-pixel-play,HDFC PIXEL Play Credit Card,HDFC Bank,2026-04-11,,benefit,neutral,minor,superseded,Limited-edition FIFA World Cup 2026 design variant added,,,high,official,https://www.hdfc.bank.in/credit-cards/fifa-pixel-credit-card,https://cardadvisor.in/cards/hdfc-pixel-play,,
au-xcite,AU Bank Xcite Credit Card,AU Small Finance Bank,2026-04-10,,reward,devaluation,minor,,Transportation-category spends stop earning rewards,,,high,official,https://www.au.bank.in/personal-banking/credit-cards/swipeup-program/xcite-credit-card,https://cardadvisor.in/cards/au-xcite,,au-2026-04-10-transport-mcc-exclusion
au-vetta,AU Bank Vetta Credit Card,AU Small Finance Bank,2026-04-10,,lounge,devaluation,major,,"Domestic lounge spend-gate raised to ₹50,000/quarter","₹20,000 minimum spend per calendar quarter (since 2025-01-01)","₹50,000 minimum spend per calendar quarter",high,official,https://www.au.bank.in/pdf/zenith-credit-card/revision-of-usage-terms-and-conditions_jan_25-4.pdf,https://cardadvisor.in/cards/au-vetta,,au-2026-04-10-domestic-lounge-spend-gate-raised-to-50-000
au-vetta,AU Bank Vetta Credit Card,AU Small Finance Bank,2026-04-10,,reward,devaluation,minor,,Transportation spends stop earning rewards,Transportation spends earned base reward points,No rewards on transportation MCCs,high,official,https://www.au.bank.in/pdf/zenith-credit-card/revision-of-usage-terms-and-conditions_jan_25-4.pdf,https://cardadvisor.in/cards/au-vetta,,au-2026-04-10-transport-mcc-exclusion
au-xcite-ultra,AU Xcite Ultra Credit Card,AU Small Finance Bank,2026-04-10,,lounge,devaluation,minor,,"Domestic lounge spend-gate raised ₹20,000 → ₹50,000/quarter","2 domestic lounge visits/quarter, gated on ₹20,000 spend in the prior quarter","2 domestic lounge visits/quarter, gated on ₹50,000 spend in the prior quarter",high,official,https://www.au.bank.in/pdf/zenith-credit-card/revision-of-usage-terms-and-conditions_jan_25-4.pdf,https://cardadvisor.in/cards/au-xcite-ultra,,au-2026-04-10-domestic-lounge-spend-gate-raised-to-50-000
au-xcite-ultra,AU Xcite Ultra Credit Card,AU Small Finance Bank,2026-04-10,,reward,devaluation,minor,,Transportation spends stop earning rewards,Transportation spends earned reward points,No reward points on transportation MCCs,high,official,https://www.au.bank.in/pdf/zenith-credit-card/revision-of-usage-terms-and-conditions_jan_25-4.pdf,https://cardadvisor.in/cards/au-xcite-ultra,,au-2026-04-10-transport-mcc-exclusion
au-traverse,AU Traverse Credit Card,AU Small Finance Bank,2026-04-10,,reward,devaluation,minor,,Transportation-category spends stop earning reward points,"Rail, transit, toll and similar transportation MCCs earned reward points",11 transportation MCCs excluded from reward earning,high,research,,https://cardadvisor.in/cards/au-traverse,,au-2026-04-10-transport-mcc-exclusion
au-xcite-ace,AU Xcite Ace Credit Card,AU Small Finance Bank,2026-04-10,,lounge,devaluation,minor,,"Airport-lounge spend-gate raised ₹20,000 → ₹50,000/quarter","₹20,000 previous-quarter spend for 2 domestic lounge visits","₹50,000 previous-quarter spend for 2 domestic lounge visits",high,official,https://www.au.bank.in/pdf/zenith-credit-card/revision-of-usage-terms-and-conditions_jan_25-4.pdf,https://cardadvisor.in/cards/au-xcite-ace,,au-2026-04-10-domestic-lounge-spend-gate-raised-to-50-000
au-xcite-ace,AU Xcite Ace Credit Card,AU Small Finance Bank,2026-04-10,,reward,devaluation,minor,,Transportation spends stop earning cashback,Transportation spends earned milestone cashback,No cashback on transportation MCCs,high,official,https://www.au.bank.in/pdf/zenith-credit-card/revision-of-usage-terms-and-conditions_jan_25-4.pdf,https://cardadvisor.in/cards/au-xcite-ace,,au-2026-04-10-transport-mcc-exclusion
au-spont,AU SPONT Credit Card,AU Small Finance Bank,2026-04-10,,lounge,devaluation,major,,"Domestic lounge spend-gate raised to ₹50,000/quarter","₹20,000 minimum spend per calendar quarter","₹50,000 minimum spend per calendar quarter",high,official,https://www.au.bank.in/pdf/zenith-credit-card/revision-of-usage-terms-and-conditions_jan_25-4.pdf,https://cardadvisor.in/cards/au-spont,,au-2026-04-10-domestic-lounge-spend-gate-raised-to-50-000
au-spont,AU SPONT Credit Card,AU Small Finance Bank,2026-04-10,,reward,devaluation,minor,,Transportation-category spends stop earning cashback,"1% cashback earned on transportation spend (rail, transit, tolls and similar MCCs)",transportation MCCs excluded from the 1% cashback,high,official,https://www.au.bank.in/pdf/zenith-credit-card/revision-of-usage-terms-and-conditions_jan_25-4.pdf,https://cardadvisor.in/cards/au-spont,,au-2026-04-10-transport-mcc-exclusion
au-nomo,AU NOMO Credit Card,AU Small Finance Bank,2026-04-10,,reward,devaluation,minor,,Transportation spends stop earning rewards,Transportation spends earned the standard 2 RP/₹100 retail rate,No rewards on transportation MCCs,high,official,https://www.au.bank.in/pdf/zenith-credit-card/revision-of-usage-terms-and-conditions_jan_25-4.pdf,https://cardadvisor.in/cards/au-nomo,,au-2026-04-10-transport-mcc-exclusion
au-ca,AU CA Credit Card,AU Small Finance Bank,2026-04-10,,reward,devaluation,minor,,Transportation spends stop earning reward points,"Rail, transit, toll and related transportation MCCs earned rewards under Travel","Rail, transit, tolls and 11 named transportation MCCs (4011, 4111, 4112, 4121, 4131, 4411, 4582, 4784, 4789, 5561, 7523) excluded from earning",high,official,https://www.au.bank.in/personal-banking/credit-cards/ca-credit-card,https://cardadvisor.in/cards/au-ca,,au-2026-04-10-transport-mcc-exclusion
au-altura-plus,AU Altura Plus Credit Card,AU Small Finance Bank,2026-04-10,,reward,devaluation,minor,,Transportation spends stop earning rewards,Transportation spends earned cashback/points,No rewards on transportation MCCs,high,official,https://www.au.bank.in/personal-banking/credit-cards/altura-plus-credit-card,https://cardadvisor.in/cards/au-altura-plus,,au-2026-04-10-transport-mcc-exclusion
au-kosmo,AU Kosmo Credit Card,AU Small Finance Bank,2026-04-10,,reward,devaluation,minor,,Transportation spends stop earning rewards,Transportation spends earned base cashback,No rewards on transportation MCCs,high,research,,https://cardadvisor.in/cards/au-kosmo,,au-2026-04-10-transport-mcc-exclusion
au-zenith-plus,AU Zenith Plus Credit Card,AU Small Finance Bank,2026-04-10,,reward,devaluation,minor,,Transportation spends stop earning rewards,Transportation-category spends earned reward points,No reward points on transportation MCCs,high,official,https://www.au.bank.in/premium-banking/credit-cards/zenith-plus-credit-card,https://cardadvisor.in/cards/au-zenith-plus,,au-2026-04-10-transport-mcc-exclusion
au-altura,AU Altura Credit Card,AU Small Finance Bank,2026-04-10,,reward,devaluation,minor,,Transportation spends stop earning rewards,Transportation spends earned cashback,No rewards on transportation MCCs,high,research,,https://cardadvisor.in/cards/au-altura,,au-2026-04-10-transport-mcc-exclusion
au-lit,AU LIT Credit Card,AU Small Finance Bank,2026-04-10,,reward,devaluation,minor,,Transportation spends stop earning rewards,Transportation spends earned base/pack rewards,No rewards on transportation MCCs,high,research,,https://cardadvisor.in/cards/au-lit,,au-2026-04-10-transport-mcc-exclusion
axis-burgundy-private,Axis Bank Burgundy Private Credit Card,Axis Bank,2026-04-02,,transfer,devaluation,minor,,EDGE transfer partners culled — Burgundy Private alone keeps 5:4 ratio,"Accor Live Limitless, Marriott Bonvoy, Qatar Airways Privilege Club at 5:4","British Airways, Finnair, Vietnam Airlines Lotusmiles at 5:4 (ratio retained, partners downgraded)",high,research,,https://cardadvisor.in/cards/axis-burgundy-private,,axis-2026-04-02-transfer-partner-cull
axis-select,Axis Bank Select Credit Card,Axis Bank,2026-04-02,,transfer,devaluation,minor,,EDGE Reward Points transfer-partner roster culled,,,reconstructed,research,,https://cardadvisor.in/cards/axis-select,,axis-2026-04-02-transfer-partner-cull
axis-rewards,Axis Bank Rewards Credit Card,Axis Bank,2026-04-02,,transfer,devaluation,minor,,EDGE Reward Points transfer-partner roster culled,,,reconstructed,research,,https://cardadvisor.in/cards/axis-rewards,,axis-2026-04-02-transfer-partner-cull
axis-horizon,Axis Bank Horizon Credit Card,Axis Bank,2026-04-02,,transfer,devaluation,major,active,"Accor, Marriott and Qatar removed as transfer partners","Accor, Marriott Bonvoy and Qatar Airways transferable 1:1","All three removed; replacement partners (British Airways, Finnair, Vietnam Airlines) added at 2:1",high,research,,https://cardadvisor.in/cards/axis-horizon,,axis-2026-04-02-transfer-partner-cull
axis-atlas,Axis Bank Atlas Credit Card,Axis Bank,2026-04-02,,transfer,devaluation,major,active,"Accor, Marriott and Qatar removed as transfer partners",Accor / Marriott / Qatar available; Atlas transfers 1:2,"Those three removed; British Airways, Finnair, Vietnam Airlines added at 2:1 for Atlas",high,official,https://www.axisbank.com/miles-transfer/,https://cardadvisor.in/cards/axis-atlas,,axis-2026-04-02-transfer-partner-cull
axis-olympus,Axis Bank Olympus Credit Card,Axis Bank,2026-04-02,,transfer,devaluation,major,,EDGE Miles transfer cull halves the Avios ratio,1 EDGE Mile : 4 Avios,1 EDGE Mile : 2 Avios,high,research,,https://cardadvisor.in/cards/axis-olympus,,axis-2026-04-02-transfer-partner-cull
axis-privilege,Axis Bank Privilege Credit Card,Axis Bank,2026-04-02,,transfer,devaluation,minor,,EDGE Reward Points transfer-partner roster culled,,,reconstructed,research,,https://cardadvisor.in/cards/axis-privilege,,axis-2026-04-02-transfer-partner-cull
axis-magnus,Axis Bank Magnus Credit Card,Axis Bank,2026-04-02,,milestone,devaluation,minor,,Remaining milestone benefits discontinued,"Annual ₹15L milestone (25,000 EDGE Reward Points)",Milestones discontinued,reconstructed,official,https://www.axisbank.com/docs/default-source/default-document-library/credit-card-tnc/terms-and-conditions-for-magnus-credit-card.pdf,https://cardadvisor.in/cards/axis-magnus,,axis-2026-04-02-remaining-milestone-benefits-discontinued
axis-magnus,Axis Bank Magnus Credit Card,Axis Bank,2026-04-02,,transfer,devaluation,major,,"Transfer program gutted — Accor, Marriott and Qatar removed","Accor, Marriott and Qatar Airways in the partner set at 5:2","All three removed; BA, Finnair and Lotusmiles added at 5:1",high,official,https://www.axisbank.com/miles-transfer/,https://cardadvisor.in/cards/axis-magnus,,axis-2026-04-02-transfer-partner-cull
bob-snapdeal,Snapdeal BOBCARD Credit Card,BOBCARD,2026-04-01,,fee,devaluation,minor,active,"Processing fees added on toll/bus, high-value rail and third-party education spends",None,"1% (toll/bus ≥₹5,000; rail ≥₹30,000; 3rd-party education apps — each max ₹5,000)",high,official,https://media.bobcard.co.in/media/nfkmkemd/revision-in-product-features-charges-wef-1st-april-26v1.pdf,https://cardadvisor.in/cards/bob-snapdeal,,bob-2026-04-01-processing-fees-added-on-toll-bus-high
sbi-landmark-prime,Landmark Rewards SBI Card PRIME,SBI Card,2026-04-01,,redemption,devaluation,major,,Statement-credit redemption capped,"Uncapped, any amount","Max 60,000 pts/month, in 4,000-pt multiples",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-landmark-prime,,sbi-2026-04-01-statement-credit-redemption-cap
sbi-doctors,Doctor's SBI Card,SBI Card,2026-04-01,2026-02-26,redemption,devaluation,minor,,"Statement-credit redemption capped & blocked into 4,000-point multiples","Unrestricted statement-credit redemption, any point quantity","Max 60,000 RP/month; redeemable only in multiples of 4,000",high,official,https://www.sbicard.com/en/faq/reward-points-redemption.page,https://cardadvisor.in/cards/sbi-doctors,,sbi-2026-04-01-statement-credit-redemption-cap
sbi-shaurya-select,Shaurya Select SBI Card,SBI Card,2026-04-01,2026-02-26,redemption,devaluation,minor,,"Statement-credit redemption capped & blocked into 4,000-point multiples","Unrestricted statement-credit redemption, any point quantity","Max 60,000 RP/month; redeemable only in multiples of 4,000",high,official,https://www.sbicard.com/en/faq/reward-points-redemption.page,https://cardadvisor.in/cards/sbi-shaurya-select,,sbi-2026-04-01-statement-credit-redemption-cap
bob-premier,Bank of Baroda Premier Credit Card,BOBCARD,2026-04-01,,fee,devaluation,minor,active,"Processing fees added on toll/bus, high-value rail and third-party education spends",None,"1% (toll/bus ≥₹5,000; rail ≥₹30,000; 3rd-party education apps — each max ₹5,000)",high,official,https://media.bobcard.co.in/media/nfkmkemd/revision-in-product-features-charges-wef-1st-april-26v1.pdf,https://cardadvisor.in/cards/bob-premier,,bob-2026-04-01-processing-fees-added-on-toll-bus-high
bob-easy,BOBCARD Easy Credit Card,BOBCARD,2026-04-01,,fee,devaluation,minor,active,"Processing fees added on toll/bus, high-value rail and third-party education spends",None,"1% (toll/bus ≥₹5,000; rail ≥₹30,000; 3rd-party education apps — each max ₹5,000)",high,official,https://media.bobcard.co.in/media/nfkmkemd/revision-in-product-features-charges-wef-1st-april-26v1.pdf,https://cardadvisor.in/cards/bob-easy,,bob-2026-04-01-processing-fees-added-on-toll-bus-high
indusind-pioneer-legacy,IndusInd Bank Pioneer Legacy Credit Card,IndusInd Bank,2026-04-01,,lounge,devaluation,major,active,Domestic lounge access becomes spend-gated at ₹1.5 lakh a quarter,"Complimentary domestic visits, no spend condition",₹1.5 lakh previous-quarter spend to unlock each domestic visit,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/current-account/Revision-in-PIONEER-program-benefitsandcharges.pdf,https://cardadvisor.in/cards/indusind-pioneer-legacy,,indusind-2026-04-01-lounge-spend-gate-150k
bob-select,BOBCARD Select Credit Card,BOBCARD,2026-04-01,,fee,devaluation,minor,active,"Processing fees added on toll/bus, high-value rail and third-party education spends",None,"1% (toll/bus ≥₹5,000; rail ≥₹30,000; 3rd-party education apps — each max ₹5,000)",high,official,https://media.bobcard.co.in/media/nfkmkemd/revision-in-product-features-charges-wef-1st-april-26v1.pdf,https://cardadvisor.in/cards/bob-select,,bob-2026-04-01-processing-fees-added-on-toll-bus-high
bob-tiara,Bank of Baroda Tiara Credit Card,BOBCARD,2026-04-01,,fee,devaluation,minor,active,"Processing fees added on toll/bus, high-value rail and third-party education spends",None,"1% (toll/bus ≥₹5,000; rail ≥₹30,000; 3rd-party education apps — each max ₹5,000)",high,official,https://media.bobcard.co.in/media/nfkmkemd/revision-in-product-features-charges-wef-1st-april-26v1.pdf,https://cardadvisor.in/cards/bob-tiara,,bob-2026-04-01-processing-fees-added-on-toll-bus-high
icici-hpcl-coral,ICICI Bank HPCL Coral Credit Card,ICICI Bank,2026-04-01,2025-12-17,benefit,devaluation,major,active,BookMyShow movie benefit becomes spend-gated,Complimentary movie discount,"Requires ₹25,000 spend in the previous quarter",high,research,,https://cardadvisor.in/cards/icici-hpcl-coral,,icici-2026-04-01-bookmyshow-movie-benefit-becomes-spend-gated
bob-irctc,IRCTC BOBCARD RuPay Credit Card,BOBCARD,2026-04-01,,fee,devaluation,minor,active,"Processing fees added on toll/bus, high-value rail and third-party education spends",None,"1% (toll/bus ≥₹5,000; rail ≥₹30,000; 3rd-party education apps — each max ₹5,000)",high,official,https://media.bobcard.co.in/media/nfkmkemd/revision-in-product-features-charges-wef-1st-april-26v1.pdf,https://cardadvisor.in/cards/bob-irctc,,bob-2026-04-01-processing-fees-added-on-toll-bus-high
icici-adani-platinum,Adani One ICICI Bank Platinum Credit Card,ICICI Bank,2026-04-01,2025-12-17,benefit,devaluation,major,active,BookMyShow movie benefit becomes spend-gated,Movie discount available unconditionally,"Requires Rs 25,000 spend in the previous quarter",high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/adani-icici-credit-card/platinum-card,https://cardadvisor.in/cards/icici-adani-platinum,,icici-2026-04-01-bookmyshow-movie-benefit-becomes-spend-gated
icici-expressions,ICICI Bank Expressions Credit Card,ICICI Bank,2026-04-01,2025-12-17,benefit,devaluation,major,active,BookMyShow movie benefit becomes spend-gated,Complimentary movie benefit,"Requires ₹25,000 spend in the previous quarter",high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/expressions-card,https://cardadvisor.in/cards/icici-expressions,,icici-2026-04-01-bookmyshow-movie-benefit-becomes-spend-gated
icici-coral,ICICI Bank Coral Credit Card,ICICI Bank,2026-04-01,2025-12-17,benefit,devaluation,major,active,BookMyShow movie benefit becomes spend-gated,"Ungated — 25% off up to ₹100 on BookMyShow and INOX, twice a month","Same discount, but requires ₹25,000 spend in the previous quarter",high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/coral-credit-card,https://cardadvisor.in/cards/icici-coral,,icici-2026-04-01-bookmyshow-movie-benefit-becomes-spend-gated
kotak-white,Kotak White Credit Card,Kotak Mahindra Bank,2026-04-01,,lounge,devaluation,major,active,"Lounge access spend-gated at ₹1,00,000 a quarter","2 complimentary airport lounge visits a quarter, unconditional","₹1,00,000 spend in a calendar quarter unlocks 2 visits the next quarter",high,official,https://images.kotak.bank.in/bank/mailers/2026/files/WhiteFees&Charges.html,https://cardadvisor.in/cards/kotak-white,,
kotak-white,Kotak White Credit Card,Kotak Mahindra Bank,2026-04-01,,milestone,devaluation,minor,active,Transportation & education dropped from White Pass milestone maths,Transportation and education spends counted toward White Pass milestones,Both categories excluded from the milestone calculation,high,official,https://images.kotak.bank.in/bank/mailers/2026/files/WhiteFees&Charges.html,https://cardadvisor.in/cards/kotak-white,,
indusind-celesta,IndusInd Bank Celesta Credit Card,IndusInd Bank,2026-04-01,,lounge,devaluation,major,,Unlimited domestic lounge access gated behind ₹1.5L quarterly spend,"Unlimited domestic lounge access, unconditional","Unlimited — but only if ₹1,50,000 spent in the previous quarter",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Lounge-Terms-and-Conditions.pdf,https://cardadvisor.in/cards/indusind-celesta,,indusind-2026-04-01-lounge-spend-gate-150k
bob-hpcl-energie,HPCL ENERGIE BOBCARD Credit Card,BOBCARD,2026-04-01,,fee,devaluation,minor,active,"Processing fees added on toll/bus, high-value rail and third-party education spends",None,"1% (toll/bus ≥₹5,000; rail ≥₹30,000; 3rd-party education apps — each max ₹5,000)",high,official,https://media.bobcard.co.in/media/nfkmkemd/revision-in-product-features-charges-wef-1st-april-26v1.pdf,https://cardadvisor.in/cards/bob-hpcl-energie,,bob-2026-04-01-processing-fees-added-on-toll-bus-high
axis-myzone,Axis Bank MyZone Credit Card,Axis Bank,2026-04-01,2026-03-11,milestone,devaluation,major,,"SonyLIV renewal milestone replaced by 1,000 EDGE points","SonyLIV Premium renewal (~₹1,499)","1,000 EDGE points (~₹200)",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-myzone-credit-card.pdf?sfvrsn=6b8ed8a4_1,https://cardadvisor.in/cards/axis-myzone,,axis-2026-04-01-sonyliv-renewal-milestone-replaced-by-1-000
sbi-prime,SBI Card PRIME,SBI Card,2026-04-01,2026-02-26,redemption,devaluation,minor,,"Statement-credit redemption capped & blocked into 4,000-point multiples","Unrestricted statement-credit redemption, any point quantity","Max 60,000 RP/month; redeemable only in multiples of 4,000",high,official,https://www.sbicard.com/en/faq/reward-points-redemption.page,https://cardadvisor.in/cards/sbi-prime,,sbi-2026-04-01-statement-credit-redemption-cap
sbi-titan,Titan SBI Card,SBI Card,2026-04-01,2026-02-26,redemption,devaluation,minor,,"Statement-credit redemption capped & blocked into 4,000-point multiples","Unrestricted statement-credit redemption, any point quantity","Max 60,000 RP/month; redeemable only in multiples of 4,000",high,official,https://www.sbicard.com/en/faq/reward-points-redemption.page,https://cardadvisor.in/cards/sbi-titan,,sbi-2026-04-01-statement-credit-redemption-cap
sbi-cashback,SBI Cashback Credit Card,SBI Card,2026-04-01,2026-03-02,reward,devaluation,major,,"Second devaluation — ₹4,000 combined cap, sub-caps and new exclusions","₹5,000/cycle combined cap","₹2,000 online + ₹2,000 offline = ₹4,000/cycle; 5% stops at ₹40,000 online",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-cashback,,sbi-2026-04-01-second-devaluation-4-000-combined-cap-sub
sbi-simply-save,SBI SimplySAVE Credit Card,SBI Card,2026-04-01,,redemption,devaluation,minor,,"Statement-credit redemption capped and forced into 4,000-point blocks","Any point balance, no monthly ceiling","Max 60,000 points/month, only in multiples of 4,000 (₹1,000)",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-simply-save,,sbi-2026-04-01-statement-credit-redemption-cap
sbi-paytm-select,Paytm SBI Card SELECT,SBI Card,2026-04-01,2026-02-26,redemption,devaluation,minor,,Statement-credit redemption capped,Unrestricted RP redemption to statement credit,"Max 60,000 RP/month, in 4,000-point multiples",high,official,https://www.sbicard.com/en/faq/reward-points-redemption.page,https://cardadvisor.in/cards/sbi-paytm-select,,sbi-2026-04-01-statement-credit-redemption-cap
icici-rubyx,ICICI Bank Rubyx Credit Card,ICICI Bank,2026-04-01,2025-12-17,benefit,devaluation,minor,active,BookMyShow movie benefit becomes spend-gated,Complimentary,"Requires ₹25,000 spend in previous quarter",high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/upcoming-changes-features-and-charges,https://cardadvisor.in/cards/icici-rubyx,,icici-2026-04-01-bookmyshow-movie-benefit-becomes-spend-gated
sbi-doctors-ima,Doctor's SBI Card (in Association with IMA),SBI Card,2026-04-01,2026-02-26,redemption,devaluation,minor,,"Statement-credit redemption capped & blocked into 4,000-point multiples","Unrestricted statement-credit redemption, any point quantity","Max 60,000 RP/month; redeemable only in multiples of 4,000",high,official,https://www.sbicard.com/en/faq/reward-points-redemption.page,https://cardadvisor.in/cards/sbi-doctors-ima,,sbi-2026-04-01-statement-credit-redemption-cap
sbi-landmark,Landmark Rewards SBI Card,SBI Card,2026-04-01,,redemption,devaluation,major,,Statement-credit redemption capped,"Uncapped, any amount","Max 60,000 pts/month, in 4,000-pt multiples",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-landmark,,sbi-2026-04-01-statement-credit-redemption-cap
idfc-first-wealth,IDFC FIRST Wealth Credit Card,IDFC FIRST Bank,2026-04-01,,lounge,devaluation,minor,,Complimentary lounge visits halved,2 domestic + 2 international per quarter,1 domestic + 1 international per quarter,high,research,,https://cardadvisor.in/cards/idfc-first-wealth,,
idfc-hello-cashback,IDFC FIRST Hello Cashback Credit Card,IDFC FIRST Bank,2026-04,,fee,revaluation,minor,active,Zero-joining-fee introductory offer extended to 31 August 2026,"₹0 intro offer, originally slated to end 31 March 2026","₹0 intro offer extended — now valid till 31 August 2026 (standing fee ₹1,000)",reconstructed,official,https://www.idfcfirstbank.com/credit-card/hello-cashback-credit-card,https://cardadvisor.in/cards/idfc-hello-cashback,,
sbi-landmark-select,Landmark Rewards SBI Card SELECT,SBI Card,2026-04-01,,redemption,devaluation,major,,Statement-credit redemption capped,"Uncapped, any amount","Max 60,000 pts/month, in 4,000-pt multiples",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-landmark-select,,sbi-2026-04-01-statement-credit-redemption-cap
indusind-pinnacle,IndusInd Bank Pinnacle Credit Card,IndusInd Bank,2026-04-01,,lounge,devaluation,major,,Domestic lounge access gated behind ₹1.5L quarterly spend,"1 complimentary domestic visit per quarter, unconditional","1 per quarter — only if ₹1,50,000 spent in the previous quarter",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Lounge-Terms-and-Conditions.pdf,https://cardadvisor.in/cards/indusind-pinnacle,,indusind-2026-04-01-lounge-spend-gate-150k
indusind-pioneer-heritage,IndusInd Bank Pioneer Heritage Credit Card,IndusInd Bank,2026-04-01,,benefit,devaluation,minor,active,Metal card replaced with plastic,Metal card,Plastic card (features unchanged),high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/current-account/Revision-in-PIONEER-program-benefitsandcharges.pdf,https://cardadvisor.in/cards/indusind-pioneer-heritage,,
sbi-unnati,SBI Card Unnati,SBI Card,2026-04-01,2026-02-26,redemption,devaluation,minor,,"Statement-credit redemption capped & blocked into 4,000-point multiples","Unrestricted statement-credit redemption, any point quantity","Max 60,000 RP/month; redeemable only in multiples of 4,000",high,official,https://www.sbicard.com/en/faq/reward-points-redemption.page,https://cardadvisor.in/cards/sbi-unnati,,sbi-2026-04-01-statement-credit-redemption-cap
sbi-shaurya,Shaurya SBI Card,SBI Card,2026-04-01,2026-02-26,redemption,devaluation,minor,,"Statement-credit redemption capped & blocked into 4,000-point multiples","Unrestricted statement-credit redemption, any point quantity","Max 60,000 RP/month; redeemable only in multiples of 4,000",high,official,https://www.sbicard.com/en/faq/reward-points-redemption.page,https://cardadvisor.in/cards/sbi-shaurya,,sbi-2026-04-01-statement-credit-redemption-cap
bob-cashback,BOBCARD Cashback Credit Card,BOBCARD,2026-04-01,,fee,devaluation,minor,active,"Processing fees added on toll/bus, high-value rail and third-party education spends",None,"1% (toll/bus ≥₹5,000; rail ≥₹30,000; 3rd-party education apps — each max ₹5,000)",high,official,https://media.bobcard.co.in/media/nfkmkemd/revision-in-product-features-charges-wef-1st-april-26v1.pdf,https://cardadvisor.in/cards/bob-cashback,,bob-2026-04-01-processing-fees-added-on-toll-bus-high
idfc-select,IDFC FIRST Select Credit Card,IDFC FIRST Bank,2026-04-01,2025-12-18,lounge,devaluation,minor,,Domestic airport lounge halved to 1/quarter,2 per quarter,1 per quarter,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Select-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-select,,
sbi-aurum,SBI Card AURUM,SBI Card,2026-04-01,,redemption,devaluation,major,,Statement-credit redemption capped,"Uncapped, any amount","≤60,000 pts/month, in 4,000-pt multiples",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-aurum,,sbi-2026-04-01-statement-credit-redemption-cap
bob-prime,BOBCARD Prime Credit Card,BOBCARD,2026-04-01,,fee,devaluation,minor,active,"Processing fees added on toll/bus, high-value rail and third-party education spends",None,"1% (toll/bus ≥₹5,000; rail ≥₹30,000; 3rd-party education apps — each max ₹5,000)",high,official,https://media.bobcard.co.in/media/nfkmkemd/revision-in-product-features-charges-wef-1st-april-26v1.pdf,https://cardadvisor.in/cards/bob-prime,,bob-2026-04-01-processing-fees-added-on-toll-bus-high
icici-sapphiro,ICICI Bank Sapphiro Credit Card,ICICI Bank,2026-04-01,2025-12-17,benefit,devaluation,minor,active,BookMyShow movie benefit becomes spend-gated,"Complimentary buy-one-get-one, twice a month","Requires ₹25,000 spend in the previous quarter",high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/upcoming-changes-features-and-charges,https://cardadvisor.in/cards/icici-sapphiro,,icici-2026-04-01-bookmyshow-movie-benefit-becomes-spend-gated
icici-adani-signature,Adani One ICICI Bank Signature Credit Card,ICICI Bank,2026-04-01,2025-12-17,benefit,devaluation,major,active,BookMyShow movie benefit becomes spend-gated,"Complimentary buy-one-get movie offer, twice a month","Requires ₹25,000 spend in the previous quarter",high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/adani-icici-credit-card/signature-credit-card,https://cardadvisor.in/cards/icici-adani-signature,,icici-2026-04-01-bookmyshow-movie-benefit-becomes-spend-gated
sbi-irctc-platinum,IRCTC SBI Platinum Card,SBI Card,2026-04-01,2026-02-26,redemption,devaluation,minor,,"Statement-credit redemption capped & blocked into 4,000-point multiples","Unrestricted statement-credit redemption, any point quantity","Max 60,000 RP/month; redeemable only in multiples of 4,000",high,official,https://www.sbicard.com/en/faq/reward-points-redemption.page,https://cardadvisor.in/cards/sbi-irctc-platinum,,sbi-2026-04-01-statement-credit-redemption-cap
bob-eterna,Bank of Baroda Eterna Credit Card,BOBCARD,2026-04-01,,fee,devaluation,minor,active,"Processing fees added on toll/bus, high-value rail and third-party education spends",None,"1% (toll/bus ≥₹5,000; rail ≥₹30,000; 3rd-party education apps — each max ₹5,000)",high,official,https://media.bobcard.co.in/media/nfkmkemd/revision-in-product-features-charges-wef-1st-april-26v1.pdf,https://cardadvisor.in/cards/bob-eterna,,bob-2026-04-01-processing-fees-added-on-toll-bus-high
hdfc-infinia,HDFC Bank Infinia Metal Credit Card,HDFC Bank,2026-04-01,2026-02-26,eligibility,devaluation,major,,Retention tightened — ₹18L spend or ₹50L relationship,No published spend or relationship test for continued access,₹18L card spend OR ₹50L relationship value,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-infinia,,hdfc-2026-04-01-retention-tightened-18l-spend-or-50l
jupiter-edge,Jupiter Edge+ CSB Bank RuPay Credit Card,CSB Bank,2026-03-21,,reward,devaluation,major,,Shopping 10% category re-capped and gift cards / bills / groceries excluded,"₹1,500/month, ₹500/merchant; broad category","₹2,000/month, ₹600/merchant, ₹200/txn; exclusions added",high,research,,https://cardadvisor.in/cards/jupiter-edge,,
hdfc-marriott-bonvoy,Marriott Bonvoy HDFC Bank Credit Card,HDFC Bank,2026-03-12,,redemption,revaluation,minor,active,"Free Night Award top-up limit raised to 25,000 points","Top up a Free Night certificate with up to 15,000 points","Top up a Free Night certificate with up to 25,000 points",high,research,,https://cardadvisor.in/cards/hdfc-marriott-bonvoy,,
hdfc-swiggy-blck,Swiggy BLCK HDFC Bank Credit Card,HDFC Bank,2026-03-12,2026-03-07,launch,neutral,major,active,Swiggy BLCK launched as the premium tier of the split Swiggy HDFC card,Single Swiggy HDFC Bank Credit Card (₹500),"Swiggy BLCK (₹1,000, premium) + Swiggy Ornge (₹500, entry)",high,official,https://www.hdfc.bank.in/credit-cards/swiggy-blck-hdfc-bank-credit-card,https://cardadvisor.in/cards/hdfc-swiggy-blck,,hdfc-2026-03-12-swiggy-blck-launched-as-the-premium-tier-of
hdfc-swiggy-orange,Swiggy Ornge HDFC Bank Credit Card,HDFC Bank,2026-03-12,,launch,neutral,major,active,Swiggy Ornge HDFC Bank Credit Card launched (Swiggy card split into Ornge + BLCK),,,high,official,https://www.hdfc.bank.in/credit-cards/swiggy-ornge-hdfc-bank-credit-card,https://cardadvisor.in/cards/hdfc-swiggy-orange,,hdfc-2026-03-12-swiggy-blck-launched-as-the-premium-tier-of
indusind-celesta,IndusInd Bank Celesta Credit Card,IndusInd Bank,2026-03-10,,benefit,neutral,minor,,Golf benefit restructured to 1 game + 1 lesson per month,,1 complimentary game + 1 complimentary lesson per month,reconstructed,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/celesta-credit-card.html,https://cardadvisor.in/cards/indusind-celesta,,
indusind-crest,IndusInd Bank Crest Credit Card,IndusInd Bank,2026-03-10,,benefit,devaluation,major,active,Complimentary golf halved to 2 games and 2 lessons a month,4 games and 4 lessons a month,2 games and 2 lessons a month,reconstructed,research,,https://cardadvisor.in/cards/indusind-crest,,
amex-platinum-travel,American Express Platinum Travel Credit Card,American Express,2026-03-09,2026-02-04,milestone,devaluation,major,active,Major milestone devaluation — Taj voucher pushed to ₹7L,"₹1.9L→15,000 MR; ₹4L→25,000 MR + ₹10,000 Taj voucher","₹1.9L→7,500 MR; ₹4L→10,000 MR; ₹7L→22,500 MR + ₹10,000 Taj voucher",high,official,https://www.americanexpress.com/in/credit-cards/platinum-travel-credit-card/,https://cardadvisor.in/cards/amex-platinum-travel,,
sbi-paytm-select,Paytm SBI Card SELECT,SBI Card,2026-03-09,,reward,devaluation,minor,,School and education spends stop earning,Reward Points earned,"No Reward Points on MCC 5111, 5192, 5942, 5943, 5947, 8211, 8220, 8241, 8244, 8299, 8351",high,official,https://www.sbicard.com/en/faq/earning-reward-points.page,https://cardadvisor.in/cards/sbi-paytm-select,,sbi-2026-03-09-school-and-education-spends-stop-earning
sbi-paytm,Paytm SBI Card,SBI Card,2026-03-09,,reward,devaluation,minor,,School and education spends stop earning,Reward Points earned,"No Reward Points on MCC 5111, 5192, 5942, 5943, 5947, 8211, 8220, 8241, 8244, 8299, 8351",high,official,https://www.sbicard.com/en/faq/earning-reward-points.page,https://cardadvisor.in/cards/sbi-paytm,,sbi-2026-03-09-school-and-education-spends-stop-earning
indusind-pioneer-legacy,IndusInd Bank Pioneer Legacy Credit Card,IndusInd Bank,2026-03-05,,benefit,devaluation,major,active,"Golf cut to 2 a month and counted per customer, not per card","4 games and 4 lessons a month, tiered by course type","2 games and lessons a month at any course, capped per customer",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/current-account/Revision-in-PIONEER-program-benefitsandcharges.pdf,https://cardadvisor.in/cards/indusind-pioneer-legacy,,indusind-2026-03-05-golf-cut-to-2-a-month-and-counted-per
indusind-pioneer-heritage,IndusInd Bank Pioneer Heritage Credit Card,IndusInd Bank,2026-03-05,,benefit,devaluation,major,active,"Golf capped at 4 a month and counted per customer, not per card","Separate premium / regular course tiers, capped per card","4 games and lessons a month at any course, capped per customer",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/current-account/Revision-in-PIONEER-program-benefitsandcharges.pdf,https://cardadvisor.in/cards/indusind-pioneer-heritage,,indusind-2026-03-05-golf-cut-to-2-a-month-and-counted-per
scapia-federal,Scapia Credit Card,Federal Bank,2026-02-27,,reward,devaluation,major,,Insurance and utility spends dropped from earning,,,high,official,https://www.federal.bank.in/scapia,https://cardadvisor.in/cards/scapia-federal,,
scapia-federal,Scapia Credit Card,Federal Bank,2026-02-27,,lounge,devaluation,major,,"Lounge spend gate doubled to ₹20,000/month","₹10,000/month","₹20,000/month",high,official,https://www.federal.bank.in/scapia,https://cardadvisor.in/cards/scapia-federal,,
hsbc-travelone,HSBC TravelOne Credit Card,HSBC,2026-02-19,,benefit,revaluation,minor,active,4 chauffeur airport transfers added for 2026,None,4 complimentary chauffeur transfers/year (1 per quarter),high,research,,https://cardadvisor.in/cards/hsbc-travelone,,
axis-indigo,IndiGo Axis Bank Credit Card,Axis Bank,2026-02-18,,launch,neutral,major,,IndiGo Axis Bank Credit Card launches,,,high,official,https://www.axis.bank.in/about-us/press-releases/unlock-more-with-every-swipe-axis-bank-and-indigo-unveil-co-branded-credit-cards-to-redefine-travel-and-lifestyle-experiences,https://cardadvisor.in/cards/axis-indigo,,axis-2026-02-18-indigo-axis-bank-credit-card-launches
axis-indigo-premium,IndiGo Axis Bank Premium Credit Card,Axis Bank,2026-02-18,,launch,neutral,major,,IndiGo Axis Bank Premium Credit Card launches,,,high,official,https://www.axis.bank.in/docs/default-source/press-releases/unlock-more-with-every-swipe-axis-bank-18-02-26.pdf,https://cardadvisor.in/cards/axis-indigo-premium,,axis-2026-02-18-indigo-axis-bank-credit-card-launches
idfc-hello-cashback,IDFC FIRST Hello Cashback Credit Card,IDFC FIRST Bank,2026-02-16,,launch,neutral,major,,IDFC FIRST Hello Cashback launched,,,high,official,https://www.idfcfirst.bank.in/credit-card/hello-cashback-credit-card,https://cardadvisor.in/cards/idfc-hello-cashback,,
icici-hpcl-coral,ICICI Bank HPCL Coral Credit Card,ICICI Bank,2026-02-01,2025-12-17,reward,devaluation,minor,active,Transport-category earning capped,Transport spends earned uncapped,"Transport rewards capped at ₹10,000 per statement cycle",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-hpcl-coral,icici-2026-02-01-per-cycle-earning-caps,
icici-platinum,ICICI Bank Platinum Chip Credit Card,ICICI Bank,2026-02-01,2025-12-17,reward,devaluation,minor,active,Transport-category earning capped,Transport spends earned uncapped,"Transport rewards capped at ₹10,000 per statement cycle",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-platinum,icici-2026-02-01-per-cycle-earning-caps,
icici-emeralde-private,ICICI Bank Emeralde Private Metal Credit Card,ICICI Bank,2026-02-01,2025-12-17,reward,devaluation,minor,active,Transport-category earning capped,Transport spends earned uncapped,"Transport rewards capped at ₹20,000 per statement cycle",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-emeralde-private,icici-2026-02-01-per-cycle-earning-caps,
icici-emeralde,ICICI Bank Emeralde Credit Card (Metal),ICICI Bank,2026-02-01,2025-12-17,reward,devaluation,minor,active,Transport-category earning capped,Transport spends earned uncapped,"Transport rewards capped at ₹20,000 per statement cycle",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-emeralde,icici-2026-02-01-per-cycle-earning-caps,
icici-expressions,ICICI Bank Expressions Credit Card,ICICI Bank,2026-02-01,2025-12-17,reward,devaluation,minor,active,Transport-category earning capped,Transport spends earned uncapped,"Transport rewards capped at ₹10,000 per statement cycle",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-expressions,icici-2026-02-01-per-cycle-earning-caps,
icici-coral,ICICI Bank Coral Credit Card,ICICI Bank,2026-02-01,2025-12-17,reward,devaluation,minor,active,Transport-category earning capped,Transport spends earned uncapped,"Transport rewards capped at ₹10,000 per statement cycle",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-coral,icici-2026-02-01-per-cycle-earning-caps,
kotak-air,Kotak Air Credit Card,Kotak Mahindra Bank,2026-02,,launch,neutral,major,active,Kotak Air launched — entry rung of the Air Miles travel family,,,reconstructed,research,,https://cardadvisor.in/cards/kotak-air,,
amex-platinum-travel,American Express Platinum Travel Credit Card,American Express,2026-02-01,2026-02-02,benefit,neutral,minor,,Reward Multiplier e-voucher portal moved Gyftr → ShopWise,Gyftr,ShopWise,high,official,https://www.americanexpress.com/in/benefits/rewards-programs/reward-multiplier/,https://cardadvisor.in/cards/amex-platinum-travel,,
icici-rubyx,ICICI Bank Rubyx Credit Card,ICICI Bank,2026-02-01,2025-12-17,reward,devaluation,minor,active,Transport-category earning capped,Transport spends earned uncapped,"Transport rewards capped at ₹20,000 per statement cycle",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-rubyx,icici-2026-02-01-per-cycle-earning-caps,
rbl-world-safari-lite,RBL Bank World Safari Lite Credit Card,RBL Bank,2026-02,,launch,neutral,major,active,World Safari Lite launched — the affordable 0% forex sibling,,,reconstructed,research,,https://cardadvisor.in/cards/rbl-world-safari-lite,,
amex-platinum-reserve,American Express Platinum Reserve Credit Card,American Express,2026-02-01,,redemption,neutral,minor,,Reward Multiplier portal migrated to ShopWise,Gyftr,ShopWise (Giftstacc),reconstructed,research,,https://cardadvisor.in/cards/amex-platinum-reserve,,
icici-sapphiro,ICICI Bank Sapphiro Credit Card,ICICI Bank,2026-02-01,2025-12-17,reward,devaluation,minor,active,Transport-category earning capped,Transport spends earned uncapped,"Transport rewards capped at ₹20,000 per statement cycle",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-sapphiro,icici-2026-02-01-per-cycle-earning-caps,
icici-hpcl-super-saver,ICICI HPCL Super Saver Credit Card,ICICI Bank,2026-02-01,,reward,devaluation,minor,active,Insurance-category earning capped,Insurance spends earned uncapped,"Insurance rewards capped at ₹40,000 per statement cycle",reconstructed,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-hpcl-super-saver,icici-2026-02-01-per-cycle-earning-caps,
idfc-mayura,IDFC FIRST Mayura Credit Card,IDFC FIRST Bank,2026-01-18,,reward,devaluation,major,,International earn halved to 5X,10X (10 RP per ₹150),5X (5 RP per ₹150),high,research,,https://cardadvisor.in/cards/idfc-mayura,,idfc-2026-01-18-international-earn-halved
idfc-wow,IDFC FIRST WOW! Credit Card,IDFC FIRST Bank,2026-01-18,,reward,devaluation,major,,"Second base-earn cut — re-pegged from ₹150 to ₹200, FASTag/railway to 1X",4 pts / ₹150,4 pts / ₹200,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/FIRST-WOW-Credit-Card-Important-Update.pdf,https://cardadvisor.in/cards/idfc-wow,,idfc-2026-01-18-base-earn-repegged-200
idfc-power,IDFC FIRST Power Credit Card,IDFC FIRST Bank,2026-01-18,,reward,revaluation,minor,,Bonus reward points on travel booked in the IDFC FIRST app,No app-booking bonus,"50X bonus on hotels, 30X bonus on flights",reconstructed,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Power-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-power,,idfc-2026-01-18-app-travel-accelerators
idfc-power,IDFC FIRST Power Credit Card,IDFC FIRST Bank,2026-01-18,2025-12-18,fee,devaluation,minor,,Fair-usage fees on heavy FASTag and railway spends,No FASTag or railway spend fee,"1% fee above ₹10,000 FASTag or ₹25,000 railway per cycle",high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Power-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-power,,idfc-2026-01-18-fair-usage-fees-on-heavy-fastag-and-railway
idfc-power,IDFC FIRST Power Credit Card,IDFC FIRST Bank,2026-01-18,2025-12-18,reward,devaluation,major,,Whole cycle's reward points forfeited if minimum due is missed,Points accrued regardless of payment behaviour,No points for any cycle where the minimum amount due is unpaid by the due date,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Power-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-power,,idfc-2026-01-18-whole-cycle-s-reward-points-forfeited-if
idfc-lic-classic,LIC Classic Credit Card,IDFC FIRST Bank,2026-01-18,,reward,revaluation,minor,,Bonus reward points on travel booked in the IDFC FIRST app,No app-booking bonus,"45X bonus on hotels, 20X bonus on flights",reconstructed,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/LIC-Classic-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-lic-classic,,idfc-2026-01-18-app-travel-accelerators
idfc-lic-classic,LIC Classic Credit Card,IDFC FIRST Bank,2026-01-18,2025-12-18,reward,devaluation,minor,,FASTag folded into the capped Essentials bucket,FASTag earned 3X outside the Essentials ceiling,"FASTag counts within Essentials — still 3X, but sharing its 300 RP/cycle ceiling",reconstructed,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/LIC-Classic-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-lic-classic,,idfc-2026-01-18-fastag-folded-into-the-capped-essentials
idfc-lic-classic,LIC Classic Credit Card,IDFC FIRST Bank,2026-01-18,2025-12-18,fee,devaluation,minor,,Fair-usage fees on heavy FASTag and railway spends,No FASTag or railway spend fee,"1% fee above ₹10,000 FASTag or ₹25,000 railway per cycle",high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/LIC-Classic-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-lic-classic,,idfc-2026-01-18-fair-usage-fees-on-heavy-fastag-and-railway
idfc-lic-classic,LIC Classic Credit Card,IDFC FIRST Bank,2026-01-18,2025-12-18,reward,devaluation,major,,Whole cycle's reward points forfeited if minimum due is missed,Points accrued regardless of payment behaviour,No points for any cycle where the minimum amount due is unpaid by the due date,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/LIC-Classic-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-lic-classic,,idfc-2026-01-18-whole-cycle-s-reward-points-forfeited-if
idfc-lic-select,LIC Select Credit Card,IDFC FIRST Bank,2026-01-18,,reward,revaluation,minor,,Bonus reward points on travel booked in the IDFC FIRST app,No app-booking bonus,"45X bonus on hotels, 20X bonus on flights",reconstructed,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/LIC-Select-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-lic-select,,idfc-2026-01-18-app-travel-accelerators
idfc-lic-select,LIC Select Credit Card,IDFC FIRST Bank,2026-01-18,2025-12-18,reward,devaluation,minor,,FASTag folded into the capped Essentials bucket,FASTag earned 5X outside the Essentials ceiling,"FASTag counts within Essentials — still 5X, but sharing its 600 RP/cycle ceiling",reconstructed,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/LIC-Select-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-lic-select,,idfc-2026-01-18-fastag-folded-into-the-capped-essentials
idfc-lic-select,LIC Select Credit Card,IDFC FIRST Bank,2026-01-18,2025-12-18,fee,devaluation,minor,,Fair-usage fees on heavy FASTag and railway spends,No FASTag or railway spend fee,"1% fee above ₹10,000 FASTag or ₹25,000 railway per cycle",high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/LIC-Select-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-lic-select,,idfc-2026-01-18-fair-usage-fees-on-heavy-fastag-and-railway
idfc-lic-select,LIC Select Credit Card,IDFC FIRST Bank,2026-01-18,2025-12-18,reward,devaluation,major,,Whole cycle's reward points forfeited if minimum due is missed,Points accrued regardless of payment behaviour,No points for any cycle where the minimum amount due is unpaid by the due date,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/LIC-Select-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-lic-select,,idfc-2026-01-18-whole-cycle-s-reward-points-forfeited-if
idfc-digital-rupay,IDFC FIRST Digital RuPay Credit Card,IDFC FIRST Bank,2026-01-18,,reward,devaluation,major,active,Earn re-pegged: 1 point per ₹200 for the lifetime-free family,1 reward point per ₹150 for all eligible primaries,1 point per ₹200 when attached to Millennia/Classic/Select/Wealth/Family/WOW!/WOW! Black/Business Multiplier; ₹150 retained for Private/Ashva/Mayura/Diamond Reserve/FIRST Business,high,official,https://www.idfcfirstbank.com/credit-card/rupay-credit-card,https://cardadvisor.in/cards/idfc-digital-rupay,,idfc-2026-01-18-base-earn-repegged-200
idfc-select,IDFC FIRST Select Credit Card,IDFC FIRST Bank,2026-01-18,,reward,devaluation,minor,,"FASTag & railway spends cut to 1X, plus high-usage fees","Earned at base rate, counted toward 10X threshold",1X only; excluded from 10X threshold; 1% high-usage fee,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Select-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-select,,idfc-2026-01-18-fastag-railway-spends-cut-to-1x-plus-high
idfc-select,IDFC FIRST Select Credit Card,IDFC FIRST Bank,2026-01-18,,reward,revaluation,minor,,In-app travel accelerators added (33% hotel / 13% flight),No app-booking bonus,"33% bonus RP on hotels, 13% bonus RP on flights (IDFC FIRST app)",high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Select-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-select,,idfc-2026-01-18-app-travel-accelerators
idfc-select,IDFC FIRST Select Credit Card,IDFC FIRST Bank,2026-01-18,2025-12-18,reward,devaluation,major,,Reward base cut ₹150→₹200 per point (~25%),1 reward point per ₹150,1 reward point per ₹200,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Select-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-select,,idfc-2026-01-18-base-earn-repegged-200
idfc-ashva,IDFC FIRST Ashva Credit Card,IDFC FIRST Bank,2026-01-18,,reward,devaluation,major,,International earn halved; top rate spend-gated,10X (10 RP/₹150),5X (5 RP/₹150),high,research,,https://cardadvisor.in/cards/idfc-ashva,,idfc-2026-01-18-international-earn-halved
idfc-hpcl-power,IDFC FIRST HPCL Power+ Credit Card,IDFC FIRST Bank,2026-01-18,,reward,revaluation,minor,,Bonus reward points on travel booked in the IDFC FIRST app,No app-booking bonus,"50X bonus on hotels, 30X bonus on flights",reconstructed,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Power-Plus-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-hpcl-power,,idfc-2026-01-18-app-travel-accelerators
idfc-hpcl-power,IDFC FIRST HPCL Power+ Credit Card,IDFC FIRST Bank,2026-01-18,2025-12-18,fee,devaluation,minor,,Fair-usage fees on heavy FASTag and railway spends,No FASTag or railway spend fee,"1% fee above ₹10,000 FASTag or ₹25,000 railway per cycle",high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Power-Plus-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-hpcl-power,,idfc-2026-01-18-fair-usage-fees-on-heavy-fastag-and-railway
idfc-hpcl-power,IDFC FIRST HPCL Power+ Credit Card,IDFC FIRST Bank,2026-01-18,2025-12-18,reward,devaluation,major,,Whole cycle's reward points forfeited if minimum due is missed,Points accrued regardless of payment behaviour,No points for any cycle where the minimum amount due is unpaid by the due date,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Power-Plus-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-hpcl-power,,idfc-2026-01-18-whole-cycle-s-reward-points-forfeited-if
idfc-millennia,IDFC FIRST Millennia Credit Card,IDFC FIRST Bank,2026-01-18,2025-12-18,reward,devaluation,minor,,"FASTag & railway spends cut to 1X, plus high-usage fees","Earned at card rate, counted toward 10X threshold",1X only; excluded from 10X threshold; 1% high-usage fee,high,research,,https://cardadvisor.in/cards/idfc-millennia,,idfc-2026-01-18-fastag-railway-spends-cut-to-1x-plus-high
au-cs,AU CS Credit Card,AU Small Finance Bank,2026-01-17,,eligibility,neutral,major,,"AU Bank signs MoU with ICSI, opening the door to a CS-specific credit card",,,high,official,https://www.au.bank.in/pdfs/press-release/2026/Press-Release_AU-Small-Finance-Bank-and-ICSI-Partnership.pdf,https://cardadvisor.in/cards/au-cs,,
hdfc-infinia,HDFC Bank Infinia Metal Credit Card,HDFC Bank,2026-01-16,,reward,neutral,minor,reversed,"Gyftr voucher cut (5X→3X) announced, then reversed",5X on Gyftr vouchers,5X retained (change withdrawn),high,research,,https://cardadvisor.in/cards/hdfc-infinia,,hdfc-2026-01-16-gyftr-voucher-cut-5x-3x-announced-then
icici-mmt,MakeMyTrip ICICI Bank Credit Card,ICICI Bank,2026-01-15,2025-12-22,fee,devaluation,minor,,Dynamic Currency Conversion fee introduced,No separate DCC fee,0.99% DCC fee,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/upcoming-changes-features-and-charges,https://cardadvisor.in/cards/icici-mmt,,icici-2026-01-15-transaction-fees
icici-amazon-pay,Amazon Pay ICICI Bank Credit Card,ICICI Bank,2026-01-15,2025-12-22,fee,devaluation,minor,,"New wallet, gaming & transport transaction fees",No such fees,"1% wallet loads ≥₹5,000; 2% skill-based gaming; 1% transport >₹50,000",high,official,https://www.icicibank.com/personal-banking/cards/credit-card/amazon-pay-credit-card/terms-conditions,https://cardadvisor.in/cards/icici-amazon-pay,,icici-2026-01-15-transaction-fees
icici-emirates-rubyx,Emirates Skywards ICICI Bank Rubyx Credit Card,ICICI Bank,2026-01-15,2025-12-22,benefit,devaluation,major,active,BookMyShow movie benefit becomes spend-gated,"Complimentary 25% off (up to ₹100), twice a month","Requires ₹25,000 spend in the previous quarter",high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/emirates-skywards/emirates-rubyx,https://cardadvisor.in/cards/icici-emirates-rubyx,,icici-2026-01-15-bookmyshow-movie-benefit-becomes-spend-gated
icici-emirates-rubyx,Emirates Skywards ICICI Bank Rubyx Credit Card,ICICI Bank,2026-01-15,2025-12-17,reward,devaluation,minor,active,"Insurance, utility, government and education spends stripped of miles","Miles earned on insurance, utility, government and education spends",Those categories earn no Skywards Miles,high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-emirates-rubyx,,icici-2026-01-15-emirates-skywards-devaluation
icici-emirates-rubyx,Emirates Skywards ICICI Bank Rubyx Credit Card,ICICI Bank,2026-01-15,2025-12-17,fee,devaluation,minor,active,"New wallet-load, gaming and DCC transaction fees","No fee on wallet loads, gaming spends or dynamic currency conversion","1% on wallet loads ≥₹5,000; 2% on gaming; tier-based DCC fee",high,research,,https://cardadvisor.in/cards/icici-emirates-rubyx,,icici-2026-01-15-transaction-fees
icici-hpcl-coral,ICICI Bank HPCL Coral Credit Card,ICICI Bank,2026-01-15,2025-12-17,reward,devaluation,major,active,"Government, fuel, rent, tax and wallet spends stripped of rewards",Points earned on most retail spends,"Government, fuel, rent, property, tax & third-party wallet spends earn no points",reconstructed,research,,https://cardadvisor.in/cards/icici-hpcl-coral,,icici-2026-01-15-reward-category-strip
icici-hpcl-coral,ICICI Bank HPCL Coral Credit Card,ICICI Bank,2026-01-15,2025-12-17,fee,devaluation,minor,active,New card and transaction fees introduced,No add-on-card fee; standard transaction charges,"₹3,500 one-time add-on (Plus) card fee; revised wallet/gaming/DCC charges",reconstructed,research,,https://cardadvisor.in/cards/icici-hpcl-coral,,
icici-platinum,ICICI Bank Platinum Chip Credit Card,ICICI Bank,2026-01-15,2025-12-17,fee,devaluation,minor,active,"New transaction fees on gaming, wallet loads and DCC",No gaming/wallet-load surcharges,Gaming 2%; wallet loads 1% over ₹5k/mo; DCC 0.99–3.50%,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/upcoming-changes-features-and-charges,https://cardadvisor.in/cards/icici-platinum,,icici-2026-01-15-transaction-fees
icici-emeralde-private,ICICI Bank Emeralde Private Metal Credit Card,ICICI Bank,2026-01-15,2025-12-17,fee,devaluation,minor,active,"New ₹3,500 one-time fee on add-on (Plus) cards",Add-on cards issued free,"₹3,500 + GST, one-time, per supplementary card",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-emeralde-private,,
icici-emeralde-private,ICICI Bank Emeralde Private Metal Credit Card,ICICI Bank,2026-01-15,2025-12-17,reward,devaluation,major,active,"Rent, fuel, tax, government & wallet spends stripped of rewards",Broad earning; ₹-denominated category caps,"6 categories excluded; hard point caps (1,000–5,000 RP/cycle)",high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/upcoming-changes-features-and-charges,https://cardadvisor.in/cards/icici-emeralde-private,,icici-2026-01-15-reward-category-strip
icici-emeralde,ICICI Bank Emeralde Credit Card (Metal),ICICI Bank,2026-01-15,2025-12-17,benefit,devaluation,minor,active,BookMyShow movie benefit becomes spend-gated,Complimentary,"Requires ₹25,000 spend in previous quarter",high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/upcoming-changes-features-and-charges,https://cardadvisor.in/cards/icici-emeralde,,icici-2026-01-15-bookmyshow-movie-benefit-becomes-spend-gated
icici-emeralde,ICICI Bank Emeralde Credit Card (Metal),ICICI Bank,2026-01-15,2025-12-17,reward,devaluation,major,active,"Fuel, rent and wallet loads stripped of rewards",Fuel still earned reward points,"Fuel, rent, cash and third-party wallet loads earn nothing",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-emeralde,,icici-2026-01-15-reward-category-strip
icici-adani-platinum,Adani One ICICI Bank Platinum Credit Card,ICICI Bank,2026-01-15,2025-12-17,fee,devaluation,minor,active,"New wallet, gaming and currency-conversion transaction fees",No wallet-load / gaming / DCC surcharge,"Wallet-load, gaming and DCC fees added",high,research,,https://cardadvisor.in/cards/icici-adani-platinum,,icici-2026-01-15-transaction-fees
icici-expressions,ICICI Bank Expressions Credit Card,ICICI Bank,2026-01-15,2025-12-17,fee,devaluation,minor,active,"New wallet, gaming and transport transaction fees",No dedicated wallet/gaming/transport fee; standard forex markup,"New wallet, gaming and transport fees; DCC markup ~1% added",reconstructed,research,,https://cardadvisor.in/cards/icici-expressions,,icici-2026-01-15-transaction-fees
icici-expressions,ICICI Bank Expressions Credit Card,ICICI Bank,2026-01-15,2025-12-17,reward,devaluation,minor,active,Third-party wallet loads stripped of rewards,Third-party wallet loads earned points,Third-party wallet loads (MCC 6540) excluded,high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-expressions,,icici-2026-01-15-reward-category-strip
icici-emirates-emeralde,Emirates Skywards ICICI Bank Emeralde Credit Card,ICICI Bank,2026-01-15,2025-12-22,benefit,devaluation,minor,active,BookMyShow movie benefit becomes spend-gated,Complimentary movie benefit,"Requires ₹25,000 spend in the previous quarter",high,research,,https://cardadvisor.in/cards/icici-emirates-emeralde,,icici-2026-01-15-bookmyshow-movie-benefit-becomes-spend-gated
icici-emirates-emeralde,Emirates Skywards ICICI Bank Emeralde Credit Card,ICICI Bank,2026-01-15,2025-12-22,reward,devaluation,major,active,Miles earn rate cut and categories excluded from earning,2.5 Miles/₹100; insurance/utility/government/education earned,2 Miles/₹100; insurance/utility/government/education excluded,high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-emirates-emeralde,,icici-2026-01-15-emirates-skywards-devaluation
icici-rubyx,ICICI Bank Rubyx Credit Card,ICICI Bank,2026-01-15,2025-12-17,reward,devaluation,major,active,"Fuel, rent and wallet loads stripped of rewards; government re-bucketed into utilities",Wider earning base; government spend earned at the 2 RP/₹100 retail rate,"Fuel, rent & third-party wallet loads excluded; government billed as utilities at 1 RP/₹100",high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/upcoming-changes-features-and-charges,https://cardadvisor.in/cards/icici-rubyx,,icici-2026-01-15-reward-category-strip
icici-rubyx,ICICI Bank Rubyx Credit Card,ICICI Bank,2026-01-15,2025-12-22,fee,devaluation,minor,active,"New wallet, gaming and transport transaction fees",No such fees,1% wallet loads >₹5k/mo; 2% online gaming; 1% transport >₹50k/mo,high,research,,https://cardadvisor.in/cards/icici-rubyx,,icici-2026-01-15-transaction-fees
icici-sapphiro,ICICI Bank Sapphiro Credit Card,ICICI Bank,2026-01-15,2025-12-17,reward,devaluation,major,active,"Fuel, rent and wallet loads stripped of rewards; government re-bucketed into utilities",Wider earning base; government spend earned at the 2 RP/₹100 retail rate,"Fuel, rent & third-party wallet loads excluded; government billed as utilities at 1 RP/₹100",high,official,https://icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-sapphiro,,icici-2026-01-15-reward-category-strip
icici-sapphiro,ICICI Bank Sapphiro Credit Card,ICICI Bank,2026-01-15,2025-12-22,fee,devaluation,minor,active,"New wallet, gaming and transport transaction fees",No such fees,1% wallet loads >₹5k/mo; 2% online gaming; 1% transport >₹50k/mo,high,research,,https://cardadvisor.in/cards/icici-sapphiro,,icici-2026-01-15-transaction-fees
icici-emirates-sapphiro,Emirates Skywards ICICI Bank Sapphiro Credit Card,ICICI Bank,2026-01-15,2025-12-22,benefit,devaluation,major,active,BookMyShow movie benefit becomes spend-gated,Complimentary BookMyShow offer,"Requires ₹25,000 spend in the previous quarter",high,research,,https://cardadvisor.in/cards/icici-emirates-sapphiro,,icici-2026-01-15-bookmyshow-movie-benefit-becomes-spend-gated
icici-emirates-sapphiro,Emirates Skywards ICICI Bank Sapphiro Credit Card,ICICI Bank,2026-01-15,2025-12-22,reward,devaluation,major,active,Miles earn rate cut to 1.5/₹100 and categories dropped,2 Skywards Miles/₹100; insurance/utility/government/education earned,1.5 Skywards Miles/₹100; those categories excluded,high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-emirates-sapphiro,,icici-2026-01-15-emirates-skywards-devaluation
icici-emirates-sapphiro,Emirates Skywards ICICI Bank Sapphiro Credit Card,ICICI Bank,2026-01-15,2025-12-17,fee,devaluation,minor,active,"New wallet, gaming and transport transaction fees",No wallet-load / gaming / transport surcharge,"1% wallet-load (>₹5,000), 2% gaming, 1% high-value transport; revised DCC",high,research,,https://cardadvisor.in/cards/icici-emirates-sapphiro,,icici-2026-01-15-transaction-fees
icici-adani-signature,Adani One ICICI Bank Signature Credit Card,ICICI Bank,2026-01-15,2025-12-17,fee,devaluation,minor,active,"New wallet, gaming and DCC transaction fees",No wallet-load / gaming / DCC surcharge,"Wallet-load, gaming and ~1% dynamic-currency-conversion fees apply",reconstructed,research,,https://cardadvisor.in/cards/icici-adani-signature,,icici-2026-01-15-transaction-fees
sbi-landmark-prime,Landmark Rewards SBI Card PRIME,SBI Card,2026-01-10,,lounge,devaluation,minor,,Domestic lounge access narrowed to a published lounge list,Any participating domestic lounge on the card network,Only SBI's published participating-lounge list (~30 lounges),high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/loungebenefits.pdf,https://cardadvisor.in/cards/sbi-landmark-prime,,sbi-2026-01-10-domestic-lounge-access-narrowed-to-a
sbi-pulse,SBI Card PULSE,SBI Card,2026-01-10,,lounge,devaluation,major,,Domestic lounge visits halved,8 per year (max 2 per quarter),4 per year (max 1 per quarter),high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-pulse,,
federal-celesta,Federal Bank Celesta Credit Card,Federal Bank,2026-01-10,,fee,neutral,minor,active,Finance charge repriced to an Average-Monthly-Balance-linked rate,Flat slab APR by revolving balance,"AMB-linked: 45% p.a. with no Federal AMB, down to lower tiers as balance rises",high,official,https://www.federal.bank.in/revised-credit-card-charges,https://cardadvisor.in/cards/federal-celesta,,federal-2026-01-10-finance-charge-repriced-to-an-average
federal-imperio,Federal Bank Imperio Credit Card,Federal Bank,2026-01-10,,fee,neutral,minor,active,Interest rate repriced to an Average-Monthly-Balance-linked scale,Flat card APR,"AMB-linked: 45% p.a. under ₹50,000 balance down to 8.28% p.a. above ₹10,00,000",high,official,https://www.federal.bank.in/revised-credit-card-charges,https://cardadvisor.in/cards/federal-imperio,,federal-2026-01-10-finance-charge-repriced-to-an-average
sbi-titan,Titan SBI Card,SBI Card,2026-01-10,,lounge,devaluation,minor,,Domestic lounge access narrowed to a published lounge list,Any participating domestic lounge on the card network,Only SBI's published participating-lounge list (~30 lounges),high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/loungebenefits.pdf,https://cardadvisor.in/cards/sbi-titan,,sbi-2026-01-10-domestic-lounge-access-narrowed-to-a
rbl-play,RBL Bank Play Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-play,rbl-2026-01-07-fastag-toll-fee,
rbl-blockbuster,RBL Bank Blockbuster Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-blockbuster,rbl-2026-01-07-fastag-toll-fee,
rbl-indianoil,RBL Bank IndianOil Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-indianoil,rbl-2026-01-07-fastag-toll-fee,
rbl-paisabazaar-duet,RBL Bank Paisabazaar Duet Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-paisabazaar-duet,rbl-2026-01-07-fastag-toll-fee,
rbl-tvs-credit,RBL Bank TVS Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-tvs-credit,rbl-2026-01-07-fastag-toll-fee,
rbl-apex,RBL Bank Apex Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-apex,rbl-2026-01-07-fastag-toll-fee,
rbl-cookies,RBL Bank Cookies Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-cookies,rbl-2026-01-07-fastag-toll-fee,
rbl-lumiere,RBL Bank Lumière Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-lumiere,rbl-2026-01-07-fastag-toll-fee,
rbl-paisabazaar-duet-plus,RBL Bank Paisabazaar Duet Plus Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-paisabazaar-duet-plus,rbl-2026-01-07-fastag-toll-fee,
rbl-bankbazaar-savemax,RBL Bank BankBazaar SaveMax Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-bankbazaar-savemax,rbl-2026-01-07-fastag-toll-fee,
rbl-nova,RBL Bank Nova Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-nova,rbl-2026-01-07-fastag-toll-fee,
rbl-platinum-maxima,RBL Bank Platinum Maxima Plus Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-platinum-maxima,rbl-2026-01-07-fastag-toll-fee,
rbl-bankbazaar-savemax-pro,RBL Bank BankBazaar SaveMax Pro Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-bankbazaar-savemax-pro,rbl-2026-01-07-fastag-toll-fee,
rbl-world-safari-lite,RBL Bank World Safari Lite Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-world-safari-lite,rbl-2026-01-07-fastag-toll-fee,
rbl-irctc,RBL Bank IRCTC Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-irctc,rbl-2026-01-07-fastag-toll-fee,
rbl-salaryse-up,RBL Bank SalarySe UP Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-salaryse-up,rbl-2026-01-07-fastag-toll-fee,
rbl-binge,RBL Bank Binge Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-binge,rbl-2026-01-07-fastag-toll-fee,
rbl-patanjali-vishisht,RBL Bank Patanjali Vishisht Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-patanjali-vishisht,rbl-2026-01-07-fastag-toll-fee,
rbl-dmi-finance,RBL Bank DMI Finance Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-dmi-finance,rbl-2026-01-07-fastag-toll-fee,
rbl-indianoil-xtra,RBL Bank IndianOil XTRA Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-indianoil-xtra,rbl-2026-01-07-fastag-toll-fee,
rbl-patanjali-swarn,RBL Bank Patanjali Swarn Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-patanjali-swarn,rbl-2026-01-07-fastag-toll-fee,
rbl-tvs-credit-gold,RBL Bank TVS Gold Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-tvs-credit-gold,rbl-2026-01-07-fastag-toll-fee,
rbl-world-safari,RBL Bank World Safari Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-world-safari,rbl-2026-01-07-fastag-toll-fee,
rbl-icon,RBL Bank Icon Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-icon,rbl-2026-01-07-fastag-toll-fee,
rbl-shoprite,RBL Bank ShopRite Credit Card,RBL Bank,2026-01-07,2026-01,fee,devaluation,minor,active,New 1% fee on large FASTag top-ups and toll payments,No FASTag or toll transaction fee,"1% fee on any FASTag-loading or toll-payment transaction above ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/RBL-MITC-final.pdf,https://cardadvisor.in/cards/rbl-shoprite,rbl-2026-01-07-fastag-toll-fee,
idfc-diamond-reserve,IDFC FIRST Diamond Reserve Credit Card,IDFC FIRST Bank,2026-01-06,,launch,neutral,major,,IDFC FIRST launches the Zero-Forex Diamond Reserve,,,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/news-media/press-release/Press-Release-Diamond-Reserve-Credit-Card.pdf,https://cardadvisor.in/cards/idfc-diamond-reserve,,
jupiter-edge,Jupiter Edge+ CSB Bank RuPay Credit Card,CSB Bank,2026,,benefit,neutral,minor,,Original Edge CSB card discontinued; Edge+ becomes the only card,,,reconstructed,research,,https://cardadvisor.in/cards/jupiter-edge,,
bob-etihad-guest,BOBCARD Etihad Guest Credit Card,BOBCARD,2026-01,,launch,neutral,major,active,BOBCARD × Etihad Guest co-brand launched,,,reconstructed,research,,https://cardadvisor.in/cards/bob-etihad-guest,,bob-2026-01-bobcard-etihad-guest-premium-launched
bob-etihad-guest-premium,BOBCARD Etihad Guest Premium Credit Card,BOBCARD,2026-01,,launch,neutral,major,active,BOBCARD Etihad Guest Premium launched,,,reconstructed,research,,https://cardadvisor.in/cards/bob-etihad-guest-premium,,bob-2026-01-bobcard-etihad-guest-premium-launched
idfc-wow,IDFC FIRST WOW! Credit Card,IDFC FIRST Bank,2026-01,,fee,devaluation,minor,active,"Rent, high-fuel and third-party-education payments pick up 1% fees",None,"1% on rent (min ₹249); 1% on fuel above ₹30,000/cycle; 1% on education via third-party apps (min ₹249)",reconstructed,official,https://www.idfcfirstbank.com/content/dam/idfcfirstbank/pdf/Key_Fact_Statement_Document.pdf,https://cardadvisor.in/cards/idfc-wow,,idfc-2026-01-rent-high-fuel-and-third-party-education
idfc-first-wealth,IDFC FIRST Wealth Credit Card,IDFC FIRST Bank,2026-01,,fee,devaluation,minor,active,"Rent, high-fuel and third-party-education payments pick up 1% fees",None,"1% on rent (min ₹249); 1% on fuel above ₹30,000/cycle; 1% on education via third-party apps (min ₹249)",reconstructed,official,https://www.idfcfirstbank.com/content/dam/idfcfirstbank/pdf/Key_Fact_Statement_Document.pdf,https://cardadvisor.in/cards/idfc-first-wealth,,idfc-2026-01-rent-high-fuel-and-third-party-education
axis-supermoney,Axis Bank SUPERMONEY RuPay Credit Card,Axis Bank,2026-01-01,2025-12-10,reward,devaluation,major,,3% super.money UPI cashback throttled to 1× base earn; sub-₹100 spends excluded,Bounded only by the ₹500 total cap,Capped at 1× the base cashback earned that cycle; sub-₹100 txns earn nothing,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/axis-bank-supermoney-rupay-credit-card.pdf?sfvrsn=b2de24db_3,https://cardadvisor.in/cards/axis-supermoney,,
axis-supermoney,Axis Bank SUPERMONEY RuPay Credit Card,Axis Bank,2026-01-01,2025-12-10,reward,revaluation,minor,,Flat ₹500 monthly cashback cap removed — 1% base now uncapped,Flat ₹500 per statement cycle (all cashback),1% base cashback uncapped,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/axis-bank-supermoney-rupay-credit-card.pdf?sfvrsn=b2de24db_3,https://cardadvisor.in/cards/axis-supermoney,,
au-cs,AU CS Credit Card,AU Small Finance Bank,2026,,launch,neutral,major,,AU CS Credit Card launches for Company Secretaries,,,reconstructed,official,https://www.au.bank.in/personal-banking/credit-cards/au-cs-credit-card,https://cardadvisor.in/cards/au-cs,,
idfc-select,IDFC FIRST Select Credit Card,IDFC FIRST Bank,2026-01,,fee,devaluation,minor,active,"Rent, high-fuel and third-party-education payments pick up 1% fees",None,"1% on rent (min ₹249); 1% on fuel above ₹30,000/cycle; 1% on education via third-party apps (min ₹249)",reconstructed,official,https://www.idfcfirstbank.com/content/dam/idfcfirstbank/pdf/Key_Fact_Statement_Document.pdf,https://cardadvisor.in/cards/idfc-select,,idfc-2026-01-rent-high-fuel-and-third-party-education
au-zenith,AU Zenith Credit Card,AU Small Finance Bank,2026-01-01,2025-12,reward,devaluation,major,,January 2026 reward-rate cut across every accelerated category,Base 5 / Dining 20 / Intl 10 / Grocery 10 RP,Base 3 / Dining 5 / Intl 5 / Grocery 5 RP,high,research,,https://cardadvisor.in/cards/au-zenith,,au-2026-01-01-january-2026-reward-rate-cut-across-every
au-zenith,AU Zenith Credit Card,AU Small Finance Bank,2026-01-01,2025-12,milestone,devaluation,major,,Quarterly voucher and Taj Epicure milestone withdrawn,"₹1,000 quarterly voucher + Taj Epicure membership","1,000 RP for ₹50,000 in a statement cycle",high,research,,https://cardadvisor.in/cards/au-zenith,,au-2026-01-01-quarterly-voucher-and-taj-epicure-milestone
au-zenith,AU Zenith Credit Card,AU Small Finance Bank,2026-01-01,,lounge,devaluation,minor,active,Railway lounge access dropped from published benefits,2 complimentary railway lounge visits per calendar quarter,No railway lounge benefit published,reconstructed,research,,https://cardadvisor.in/cards/au-zenith,,au-2026-01-01-railway-lounge-access-dropped-from
icici-times-black,Times Black ICICI Bank Credit Card,ICICI Bank,2026-01,2026-01-15,reward,devaluation,major,,Early-2026 reward devaluation,6X iShop accelerator; uncapped base earn,"base 2%/2.5% only; 5,000 RP/cycle cap; fuel, rent & EMI excluded",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-times-black,,
axis-samsung-infinite,Samsung Axis Bank Infinite Credit Card,Axis Bank,2026-01-01,,reward,devaluation,minor,active,Amazon dropped as a qualifying Samsung cashback channel,Samsung products bought on Amazon earned the 10% cashback,Amazon purchases earn no Samsung cashback; no marketplace channel qualifies,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/tnc-for-samsung-infinite.pdf,https://cardadvisor.in/cards/axis-samsung-infinite,,
indusind-avios,IndusInd Bank Avios Visa Infinite Credit Card,IndusInd Bank,2026-01,,welcome,neutral,minor,reversed,"Limited 40,000-Avios welcome promo (pulled early)","Standing 20,000 Avios","40,000 Avios for Jan 2026 approvals, then reverted to 20,000",high,research,,https://cardadvisor.in/cards/indusind-avios,,
idfc-first-classic,IDFC FIRST Classic Credit Card,IDFC FIRST Bank,2026-01,,fee,devaluation,minor,active,"Rent, high-fuel and third-party-education payments pick up 1% fees",None,"1% on rent (min ₹249); 1% on fuel above ₹30,000/cycle; 1% on education via third-party apps (min ₹249)",reconstructed,official,https://www.idfcfirstbank.com/content/dam/idfcfirstbank/pdf/Key_Fact_Statement_Document.pdf,https://cardadvisor.in/cards/idfc-first-classic,,idfc-2026-01-rent-high-fuel-and-third-party-education
idfc-millennia,IDFC FIRST Millennia Credit Card,IDFC FIRST Bank,2026-01,,fee,devaluation,minor,active,"Rent, high-fuel and third-party-education payments pick up 1% fees",None,"1% on rent (min ₹249); 1% on fuel above ₹30,000/cycle; 1% on education via third-party apps (min ₹249)",reconstructed,official,https://www.idfcfirstbank.com/content/dam/idfcfirstbank/pdf/Key_Fact_Statement_Document.pdf,https://cardadvisor.in/cards/idfc-millennia,,idfc-2026-01-rent-high-fuel-and-third-party-education
idfc-gaj,IDFC FIRST Gaj Credit Card,IDFC FIRST Bank,2025-12-29,,launch,neutral,major,,"IDFC FIRST unveils Gaj, its invitation-only flagship",,,high,official,https://www.idfcfirst.bank.in/credit-card/metal-credit-card/gaj,https://cardadvisor.in/cards/idfc-gaj,,
indusind-platinum-rupay,IndusInd Bank Platinum RuPay Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-platinum-rupay,indusind-2025-12-21-air-accident-discontinued,
indusind-pioneer-legacy,IndusInd Bank Pioneer Legacy Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-pioneer-legacy,indusind-2025-12-21-air-accident-discontinued,
cred-sovereign,CRED Sovereign Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/cred-sovereign,indusind-2025-12-21-air-accident-discontinued,
indusind-epay-amex,IndusInd Bank ePay Amex Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-epay-amex,indusind-2025-12-21-air-accident-discontinued,
indusind-jio-bp,IndusInd Bank Jio-bp Mobility+ Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-jio-bp,indusind-2025-12-21-air-accident-discontinued,
indusind-tiger,IndusInd Bank Tiger Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-tiger,indusind-2025-12-21-air-accident-discontinued,
indusind-pioneer-private,IndusInd Bank Pioneer Private Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-pioneer-private,indusind-2025-12-21-air-accident-discontinued,
indusind-celesta,IndusInd Bank Celesta Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-celesta,indusind-2025-12-21-air-accident-discontinued,
indusind-indulge,IndusInd Bank Indulge Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-indulge,indusind-2025-12-21-air-accident-discontinued,
indusind-crest,IndusInd Bank Crest Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-crest,indusind-2025-12-21-air-accident-discontinued,
indusind-eazydiner-platinum,EazyDiner IndusInd Bank Platinum Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-eazydiner-platinum,indusind-2025-12-21-air-accident-discontinued,
indusind-cred,CRED IndusInd Bank RuPay Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-cred,indusind-2025-12-21-air-accident-discontinued,
indusind-pinnacle,IndusInd Bank Pinnacle Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-pinnacle,indusind-2025-12-21-air-accident-discontinued,
indusind-duo,IndusInd Bank Duo Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-duo,indusind-2025-12-21-air-accident-discontinued,
indusind-pioneer-heritage,IndusInd Bank Pioneer Heritage Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-pioneer-heritage,indusind-2025-12-21-air-accident-discontinued,
indusind-samman,IndusInd Bank Samman Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-samman,indusind-2025-12-21-air-accident-discontinued,
indusind-platinum-aura-edge,IndusInd Bank Platinum Aura Edge Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-platinum-aura-edge,indusind-2025-12-21-air-accident-discontinued,
indusind-solitaire,IndusInd Bank Indus Solitaire Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-solitaire,indusind-2025-12-21-air-accident-discontinued,
indusind-legend,IndusInd Bank Legend Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-legend,indusind-2025-12-21-air-accident-discontinued,
indusind-nexxt,IndusInd Bank Nexxt Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-nexxt,indusind-2025-12-21-air-accident-discontinued,
indusind-platinum,IndusInd Bank Platinum Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-platinum,indusind-2025-12-21-air-accident-discontinued,
indusind-avios,IndusInd Bank Avios Visa Infinite Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-avios,indusind-2025-12-21-air-accident-discontinued,
indusind-eazydiner,IndusInd Bank EazyDiner Signature Credit Card,IndusInd Bank,2025-12-21,,benefit,devaluation,minor,active,Complimentary air-accident insurance withdrawn,Complimentary air-accident cover provided with the card,No air-accident cover,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-eazydiner,indusind-2025-12-21-air-accident-discontinued,
axis-google-pay-flex,Google Pay Flex Axis Bank Credit Card,Axis Bank,2025-12-17,,launch,neutral,major,,Flex by Google Pay launches with Axis Bank,,,high,official,https://www.axis.bank.in/about-us/press-releases/google-pay-and-axis-bank-launch-flex,https://cardadvisor.in/cards/axis-google-pay-flex,,
idfc-earn,IDFC FIRST EA₹N Credit Card,IDFC FIRST Bank,2025-12-16,,fee,revaluation,major,active,Joining fee dropped to zero for new cards,₹499 + GST,₹0,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/FIRST-EAN-Credit-Card-EKIT.pdf,https://cardadvisor.in/cards/idfc-earn,,
idfc-earn,IDFC FIRST EA₹N Credit Card,IDFC FIRST Bank,2025-12-16,,welcome,devaluation,minor,active,Welcome cashback cut from 100%/₹500 to 10%/₹250,"100% cashback, up to ₹500","10% cashback, up to ₹250",high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/FIRST-EAN-Credit-Card-EKIT.pdf,https://cardadvisor.in/cards/idfc-earn,,
indusind-jio-bp,IndusInd Bank Jio-bp Mobility+ Credit Card,IndusInd Bank,2025-12-10,,launch,neutral,major,,IndusInd Bank Jio-bp Mobility+ launched,,,high,official,https://www.jiobp.com/news/indusind-jio-bp-mobility-plus,https://cardadvisor.in/cards/indusind-jio-bp,,
cub-salaryse,CUB SalarySe Level Up Credit Card,City Union Bank,2025-12-09,,launch,neutral,major,active,CUB SalarySe Level Up launches in Chennai,,"RuPay-on-UPI salary-linked card, live via the SalarySe app",high,research,,https://cardadvisor.in/cards/cub-salaryse,,
idfc-wow-black,IDFC FIRST WOW! Black Credit Card,IDFC FIRST Bank,2025-12-08,,launch,neutral,major,,IDFC FIRST WOW! Black launched,,,high,official,https://www.idfcfirst.bank.in/credit-card/wow-black-credit-card,https://cardadvisor.in/cards/idfc-wow-black,,
au-xcite,AU Bank Xcite Credit Card,AU Small Finance Bank,2025-12-03,,fee,devaluation,major,active,Lifetime-free positioning ends — ₹249 annual fee introduced,Lifetime free,"₹249 + GST joining and annual, waived on ₹1,00,000 annual retail spends",reconstructed,official,https://www.au.bank.in/pdf/xcite-credit-card/soc-cc-schedule-of-charges-cc.pdf,https://cardadvisor.in/cards/au-xcite,,
au-vetta,AU Bank Vetta Credit Card,AU Small Finance Bank,2025-12-03,,fee,devaluation,minor,active,APR raised to 3.75%/month,3.59%/month (43.08% p.a.),3.75%/month (45% p.a.),reconstructed,official,https://www.au.bank.in/pdf/xcite-credit-card/soc-cc-schedule-of-charges-cc.pdf,https://cardadvisor.in/cards/au-vetta,,au-2025-12-03-apr-raised-to-3-75-month
au-ca,AU CA Credit Card,AU Small Finance Bank,2025-12-02,,launch,neutral,major,,AU CA Metal Credit Card launches for Chartered Accountants,,,high,official,https://www.au.bank.in/pdfs/press-release/2025/au-small-finance-bank-launches-exclusive-banking-program-for-chartered-accountants-in-partnership-with-icai---2nd-december-2025.pdf,https://cardadvisor.in/cards/au-ca,,
rbl-apex,RBL Bank Apex Credit Card,RBL Bank,2025-12,,launch,neutral,major,active,RBL Apex launched as a portal-first cashback card,,,reconstructed,research,,https://cardadvisor.in/cards/rbl-apex,,
zagg,YES Bank Zagg Credit Card,YES Bank,2025-12,,benefit,neutral,minor,active,Rio rebrands to Zagg after Zaggle acquisition,YES Bank Rio Credit Card (Rio Money app),YES Bank Zagg Credit Card (Zagg Money app),reconstructed,research,,https://cardadvisor.in/cards/zagg,,
sc-beyond,Standard Chartered Beyond Credit Card,Standard Chartered,2025-12,,launch,neutral,major,active,Beyond launched as SC India super-premium flagship,Not offered in India,"Invite-only, FUM-gated flagship",reconstructed,research,,https://cardadvisor.in/cards/sc-beyond,,
rbl-lumiere,RBL Bank Lumière Credit Card,RBL Bank,2025-11-17,,launch,neutral,major,active,RBL launches Lumière as invite-only metal flagship,,,high,official,https://webassets.rbl.bank.in/document/press-release/launch-of-exclusive-lumiere-and-nova-credit-cards.pdf,https://cardadvisor.in/cards/rbl-lumiere,,
rbl-nova,RBL Bank Nova Credit Card,RBL Bank,2025-11-17,,launch,neutral,major,active,RBL Nova launched as an invite-only travel metal card,,,high,official,https://webassets.rbl.bank.in/document/press-release/launch-of-exclusive-lumiere-and-nova-credit-cards.pdf,https://cardadvisor.in/cards/rbl-nova,,
sbi-landmark-prime,Landmark Rewards SBI Card PRIME,SBI Card,2025-11-11,,launch,neutral,major,,SBI Card and Landmark Rewards launch the co-branded Landmark Rewards SBI Card PRIME,,,high,research,,https://cardadvisor.in/cards/sbi-landmark-prime,,sbi-2025-11-11-landmark-family-launch
sbi-landmark,Landmark Rewards SBI Card,SBI Card,2025-11-11,,launch,neutral,major,,Landmark Rewards SBI Card launched,,,high,official,https://www.sbicard.com/en/personal/credit-cards/shopping/landmark-sbi-card.page,https://cardadvisor.in/cards/sbi-landmark,,sbi-2025-11-11-landmark-family-launch
sbi-landmark-select,Landmark Rewards SBI Card SELECT,SBI Card,2025-11-11,,launch,neutral,major,,Landmark Rewards SBI Card SELECT launched,,,high,official,https://www.sbicard.com/en/personal/credit-cards/landmark-sbi-card-select.html,https://cardadvisor.in/cards/sbi-landmark-select,,sbi-2025-11-11-landmark-family-launch
sbi-landmark-prime,Landmark Rewards SBI Card PRIME,SBI Card,2025-11-01,,fee,devaluation,minor,,Portfolio fee revision (education and wallet-load fees added),,,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/most-important-terms-and-conditions/mitc-english.pdf,https://cardadvisor.in/cards/sbi-landmark-prime,,sbi-2025-11-01-education-wallet-load-fees
sbi-doctors,Doctor's SBI Card,SBI Card,2025-11-01,,fee,devaluation,minor,,1% fee on third-party education payments & wallet loads,No surcharge on education/wallet-load spends,"1% fee on 3rd-party education fees & wallet loads over ₹1,000",reconstructed,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-doctors,,sbi-2025-11-01-education-wallet-load-fees
sbi-apollo-select,Apollo SBI Card SELECT,SBI Card,2025-11-01,,fee,devaluation,minor,,1% fee on third-party education payments & wallet loads,No surcharge on education/wallet-load spends,"1% fee on 3rd-party education fees & wallet loads over ₹1,000",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-apollo-select,,sbi-2025-11-01-education-wallet-load-fees
sbi-shaurya-select,Shaurya Select SBI Card,SBI Card,2025-11-01,,fee,devaluation,minor,,1% fee on third-party education payments & wallet loads,No surcharge on education/wallet-load spends,"1% fee on 3rd-party education fees & wallet loads over ₹1,000",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-shaurya-select,,sbi-2025-11-01-education-wallet-load-fees
sbi-phonepe-select-black,PhonePe SBI Card SELECT BLACK,SBI Card,2025-11-01,,fee,devaluation,minor,,1% fee on third-party education payments & large wallet loads,No surcharge on education/wallet-load spends,"1% fee on 3rd-party education fees & wallet loads over ₹1,000",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-phonepe-select-black,,sbi-2025-11-01-education-wallet-load-fees
sbi-indigo,IndiGo SBI Card,SBI Card,2025-11-01,,fee,devaluation,minor,,1% fee on third-party education payments & wallet loads,No surcharge on education/wallet-load spends,"1% fee on 3rd-party education fees & wallet loads over ₹1,000",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-indigo,,sbi-2025-11-01-education-wallet-load-fees
hdfc-moneyback-plus,HDFC MoneyBack+ Credit Card,HDFC Bank,2025-11-01,,reward,devaluation,major,active,CashPoint value cut to 20 paise for statement redemption,1 CashPoint = Rs 0.25,1 CashPoint = Rs 0.20,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-moneyback-plus,,
sbi-krisflyer,KrisFlyer SBI Card,SBI Card,2025-11-01,2025-08-25,redemption,devaluation,minor,,KrisFlyer miles devalued,,,high,research,,https://cardadvisor.in/cards/sbi-krisflyer,,sbi-2025-11-01-krisflyer-miles-devalued
sbi-phonepe-purple,PhonePe SBI Card PURPLE,SBI Card,2025-11-01,,fee,devaluation,minor,,1% fee on third-party education and large wallet loads,,,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-phonepe-purple,,sbi-2025-11-01-education-wallet-load-fees
sbi-prime,SBI Card PRIME,SBI Card,2025-11-01,,fee,devaluation,minor,,1% fee on third-party education payments & wallet loads,No surcharge on education/wallet-load spends,"1% fee on 3rd-party education fees & wallet loads over ₹1,000",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-prime,,sbi-2025-11-01-education-wallet-load-fees
sbi-titan,Titan SBI Card,SBI Card,2025-11-01,,fee,devaluation,minor,,1% fee on third-party education payments & wallet loads,No surcharge on education/wallet-load spends,"1% fee on 3rd-party education fees & wallet loads over ₹1,000",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-titan,,sbi-2025-11-01-education-wallet-load-fees
sbi-paytm-select,Paytm SBI Card SELECT,SBI Card,2025-11-01,,fee,devaluation,minor,,1% fee on third-party education and large wallet loads,,,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-paytm-select,,sbi-2025-11-01-education-wallet-load-fees
sbi-doctors-ima,Doctor's SBI Card (in Association with IMA),SBI Card,2025-11-01,,fee,devaluation,minor,,1% fee on third-party education payments & wallet loads,No surcharge on education/wallet-load spends,"1% fee on 3rd-party education fees & wallet loads over ₹1,000",reconstructed,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-doctors-ima,,sbi-2025-11-01-education-wallet-load-fees
sbi-landmark,Landmark Rewards SBI Card,SBI Card,2025-11-01,,fee,devaluation,minor,,Portfolio fee revision (education and wallet-load fees added),,,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/most-important-terms-and-conditions/mitc-english.pdf,https://cardadvisor.in/cards/sbi-landmark,,sbi-2025-11-01-education-wallet-load-fees
sbi-apollo,Apollo SBI Card,SBI Card,2025-11-01,,fee,devaluation,minor,,1% fee on third-party education payments & wallet loads,No surcharge on education/wallet-load spends,"1% fee on 3rd-party education fees & wallet loads over ₹1,000",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-apollo,,sbi-2025-11-01-education-wallet-load-fees
sbi-landmark-select,Landmark Rewards SBI Card SELECT,SBI Card,2025-11-01,,fee,devaluation,minor,,Portfolio fee revision (education and wallet-load fees added),,,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/most-important-terms-and-conditions/mitc-english.pdf,https://cardadvisor.in/cards/sbi-landmark-select,,sbi-2025-11-01-education-wallet-load-fees
sbi-indigo-elite,IndiGo SBI Card ELITE,SBI Card,2025-11-01,,fee,devaluation,minor,,System-wide 1% fee on third-party education payments and large wallet loads,,,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-indigo-elite,,sbi-2025-11-01-education-wallet-load-fees
sbi-tata-neu-plus,Tata Neu Plus SBI Card,SBI Card,2025-11-01,,fee,devaluation,minor,,Portfolio fee revision (education and wallet-load fees added),,,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/most-important-terms-and-conditions/mitc-english.pdf,https://cardadvisor.in/cards/sbi-tata-neu-plus,,sbi-2025-11-01-education-wallet-load-fees
sbi-reliance-prime,Reliance SBI Card PRIME,SBI Card,2025-11-01,,fee,devaluation,minor,active,System-wide fee revision — 1% on third-party education payments and large wallet loads,,,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-reliance-prime,,sbi-2025-11-01-education-wallet-load-fees
sbi-tata-neu-infinity,Tata Neu Infinity SBI Card,SBI Card,2025-11-01,,fee,devaluation,minor,,Portfolio fee revision (education and wallet-load fees added),,,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/most-important-terms-and-conditions/mitc-english.pdf,https://cardadvisor.in/cards/sbi-tata-neu-infinity,,sbi-2025-11-01-education-wallet-load-fees
sbi-unnati,SBI Card Unnati,SBI Card,2025-11-01,,fee,devaluation,minor,,1% fee on third-party education payments & wallet loads,No surcharge on education/wallet-load spends,"1% fee on 3rd-party education fees & wallet loads over ₹1,000",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-unnati,,sbi-2025-11-01-education-wallet-load-fees
sbi-shaurya,Shaurya SBI Card,SBI Card,2025-11-01,,fee,devaluation,minor,,1% fee on third-party education payments & wallet loads,No surcharge on education/wallet-load spends,"1% fee on 3rd-party education fees & wallet loads over ₹1,000",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-shaurya,,sbi-2025-11-01-education-wallet-load-fees
bob-cashback,BOBCARD Cashback Credit Card,BOBCARD,2025-11,,launch,neutral,major,active,BOBCARD Cashback Credit Card launched,,,reconstructed,research,,https://cardadvisor.in/cards/bob-cashback,,
sbi-aurum,SBI Card AURUM,SBI Card,2025-11-01,,fee,devaluation,minor,,Fee & charge revision (wallet-load fee added),,,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-aurum,,sbi-2025-11-01-education-wallet-load-fees
sbi-irctc-platinum,IRCTC SBI Platinum Card,SBI Card,2025-11-01,,fee,devaluation,minor,,1% fee on third-party education payments & wallet loads,No surcharge on education/wallet-load spends,"1% fee on 3rd-party education fees & wallet loads over ₹1,000",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-irctc-platinum,,sbi-2025-11-01-education-wallet-load-fees
sbi-krisflyer-apex,KrisFlyer SBI Card Apex,SBI Card,2025-11-01,2025-08-25,redemption,devaluation,minor,,KrisFlyer miles devalued,,,high,research,,https://cardadvisor.in/cards/sbi-krisflyer-apex,,sbi-2025-11-01-krisflyer-miles-devalued
sbi-elite,SBI Card ELITE,SBI Card,2025-11-01,,fee,devaluation,minor,,1% fee on third-party education payments & wallet loads,No surcharge on education/wallet-load spends,"1% fee on 3rd-party education fees & wallet loads over ₹1,000",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-elite,,sbi-2025-11-01-education-wallet-load-fees
icici-amazon-pay,Amazon Pay ICICI Bank Credit Card,ICICI Bank,2025-10-11,2025-09-11,reward,devaluation,major,,"Cashback exclusion list widened — education, international AND off-Amazon utilities",Near-universal 1% base earn,"Education, international and utilities paid outside Amazon excluded; gold/silver, tax, fuel, rent, EMI and cash already were",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/tc-for-amazon-pay-credit-card.pdf,https://cardadvisor.in/cards/icici-amazon-pay,,
icici-amazon-pay,Amazon Pay ICICI Bank Credit Card,ICICI Bank,2025-10-11,2025-09-11,fee,revaluation,major,,Forex markup slashed 3.5% to 1.99%,3.50%,1.99%,high,official,https://www.icici.bank.in/about-us/news-room/2025/amazon-pay-and-icici-bank-renew-partnership-enhance-indias-most-adopted-co-branded-credit-card,https://cardadvisor.in/cards/icici-amazon-pay,,
indusind-pioneer-heritage,IndusInd Bank Pioneer Heritage Credit Card,IndusInd Bank,2025-10-05,,benefit,devaluation,major,active,ITC Club Culinaire membership withdrawn,Complimentary ITC Club Culinaire membership,Membership discontinued,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/schedule-of-charges/current-account/Revision-in-PIONEER-program-benefitsandcharges.pdf,https://cardadvisor.in/cards/indusind-pioneer-heritage,,
kotak-indigo-premium,IndiGo XL Kotak Credit Card,Kotak Mahindra Bank,2025-10-03,2025-09-25,redemption,neutral,major,active,Legacy 6E Rewards retired; IndiGo Kotak co-brand fully on BluChips,6E Rewards (legacy IndiGo co-brand points),IndiGo BluChips (1 BluChip approx Rs 1 against IndiGo fares),high,research,,https://cardadvisor.in/cards/kotak-indigo-premium,,
kotak-indigo,IndiGo Kotak Credit Card,Kotak Mahindra Bank,2025-10-03,,redemption,neutral,major,active,Legacy 6E Rewards balances converted to BluChips with an 18% bonus,6E Rewards (legacy IndiGo co-brand points),IndiGo BluChips (1 BluChip approx Rs 1 against IndiGo fares),high,official,https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/indigo-credit-card.html,https://cardadvisor.in/cards/kotak-indigo,,
axis-select,Axis Bank Select Credit Card,Axis Bank,2025-10-01,,redemption,devaluation,minor,,Unredeemed EDGE points forfeited on closure or long overdue,,,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-select-credit-card.pdf,https://cardadvisor.in/cards/axis-select,,axis-2025-10-01-edge-points-forfeited-on-card-closure-or
axis-neo,Axis Bank Neo Credit Card,Axis Bank,2025-10-01,,redemption,devaluation,minor,,EDGE points forfeited on card closure or long overdue,,,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-neo-credit-card.pdf?sfvrsn=754f8791_1,https://cardadvisor.in/cards/axis-neo,,axis-2025-10-01-edge-points-forfeited-on-card-closure-or
axis-freecharge,Axis Bank Freecharge Credit Card,Axis Bank,2025-10-01,,redemption,devaluation,minor,,EDGE points can be forfeited on card closure or overdue,No published forfeiture window,"Forfeitable 30 days after closure, or if minimum due is unpaid beyond 90 days",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-freecharge-final.pdf?sfvrsn=5c2fbc53_1,https://cardadvisor.in/cards/axis-freecharge,,axis-2025-10-01-edge-points-forfeited-on-card-closure-or
axis-reserve,Axis Bank Reserve Credit Card,Axis Bank,2025-10-01,,benefit,devaluation,minor,active,Oberoi hotel offers withdrawn,Oberoi Hotels & Resorts offers included,"Discontinued; Club ITC Culinaire, Accor Plus, Club Marriott and Postcard remain",high,official,https://www.axis.bank.in/cards/credit-card/reserve-credit-card,https://cardadvisor.in/cards/axis-reserve,,
axis-myzone,Axis Bank MyZone Credit Card,Axis Bank,2025-10-01,,redemption,devaluation,minor,,EDGE points can be forfeited on card closure or overdue,,,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-myzone-credit-card.pdf?sfvrsn=6b8ed8a4_1,https://cardadvisor.in/cards/axis-myzone,,axis-2025-10-01-edge-points-forfeited-on-card-closure-or
sbi-reliance,Reliance SBI Card,SBI Card,2025-10-01,,reward,revaluation,major,active,AJIO & JioMart earn rate doubled,5 RP per ₹100 (~1.25%),10 RP per ₹100 (~2.5%),high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/reliance-sbi-card-tnc.pdf,https://cardadvisor.in/cards/sbi-reliance,,sbi-2025-10-01-ajio-jiomart-earn-rate-doubled
sbi-reliance-prime,Reliance SBI Card PRIME,SBI Card,2025-10-01,,reward,revaluation,major,active,AJIO & JioMart earn rate doubled,10 RP per ₹100 (~2.5%),20 RP per ₹100 (~5%),high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/reliance-prime-tnc.pdf,https://cardadvisor.in/cards/sbi-reliance-prime,,sbi-2025-10-01-ajio-jiomart-earn-rate-doubled
sbi-indigo,IndiGo SBI Card,SBI Card,2025-09-25,,launch,neutral,major,,IndiGo SBI Card launched,,,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/who-we-are/notices/SEFilingPressRelease24sep25.pdf,https://cardadvisor.in/cards/sbi-indigo,,sbi-2025-09-25-indigo-sbi-card-launched
sbi-indigo-elite,IndiGo SBI Card ELITE,SBI Card,2025-09-25,,launch,neutral,major,,IndiGo SBI Card ELITE launches,,,high,official,https://www.sbicard.com/en/personal/credit-cards/indigo-sbi-card-elite.html,https://cardadvisor.in/cards/sbi-indigo-elite,,sbi-2025-09-25-indigo-sbi-card-launched
kiwi,Kiwi RuPay Credit Card,YES Bank,2025-09-18,,benefit,neutral,minor,,AU Small Finance Bank added (AU KOSMO),,+ AU Small Finance Bank (KOSMO),high,official,https://www.au.bank.in/pdfs/press-release/2025/au-small-finance-bank-partners-with-kiwi-for-credit-on-upi-launches-au-kosmo-credit-card---18th-september-2025.pdf,https://cardadvisor.in/cards/kiwi,,
au-kosmo,AU Kosmo Credit Card,AU Small Finance Bank,2025-09-18,,launch,neutral,major,,AU Kosmo launches with Kiwi,,,high,official,https://www.au.bank.in/pdfs/press-release/2025/au-small-finance-bank-partners-with-kiwi-for-credit-on-upi-launches-au-kosmo-credit-card---18th-september-2025.pdf,https://cardadvisor.in/cards/au-kosmo,,
cred-sovereign,CRED Sovereign Credit Card,IndusInd Bank,2025-09-15,,launch,neutral,major,,CRED Sovereign launched as an invite-only 18K gold card,,,high,research,,https://cardadvisor.in/cards/cred-sovereign,,
indusind-cred,CRED IndusInd Bank RuPay Credit Card,IndusInd Bank,2025-09-15,,launch,neutral,major,,CRED IndusInd Bank RuPay Credit Card launched,,,high,official,https://www.indusind.bank.in/iblogs/pressrelease/launch-of-cred-indusind-bank-rupay-credit-card/,https://cardadvisor.in/cards/indusind-cred,,
sbi-landmark-prime,Landmark Rewards SBI Card PRIME,SBI Card,2025-09-01,,reward,devaluation,minor,,Gaming and government spends stop earning,Reward Points earned,No Reward Points on digital gaming platforms or government transactions,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-landmark-prime,,sbi-2025-09-01-gaming-and-government-spends-stop-earning
hsbc-platinum,HSBC Visa Platinum Credit Card,HSBC,2025-09-01,2025-07,benefit,revaluation,major,active,Card moved to Visa Signature with lifestyle benefits,"Visa Platinum platform, no bundled memberships","Visa Signature platform + 1-year Times Prime, MakeMyTrip perks and tap-to-pay fuel cashback",high,research,,https://cardadvisor.in/cards/hsbc-platinum,,
idfc-mayura,IDFC FIRST Mayura Credit Card,IDFC FIRST Bank,2025-09-01,,welcome,neutral,minor,active,"Welcome benefit restructured into a three-tranche 12,000-point plan",,"12,000 reward points in three tranches: 4,000 on fee realization, 4,000 on ₹20,000+ net spends in the 2nd statement cycle, 4,000 in the 3rd",high,official,https://www.idfcfirstbank.com/credit-card/metal-credit-card/mayura,https://cardadvisor.in/cards/idfc-mayura,,idfc-2025-09-01-welcome-benefit-restructured-into-a-three
sbi-landmark,Landmark Rewards SBI Card,SBI Card,2025-09-01,,reward,devaluation,minor,,Gaming and government spends stop earning,Reward Points earned,No Reward Points on digital gaming platforms or government transactions,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-landmark,,sbi-2025-09-01-gaming-and-government-spends-stop-earning
sbi-landmark-select,Landmark Rewards SBI Card SELECT,SBI Card,2025-09-01,,reward,devaluation,minor,,Gaming and government spends stop earning,Reward Points earned,No Reward Points on digital gaming platforms or government transactions,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-landmark-select,,sbi-2025-09-01-gaming-and-government-spends-stop-earning
idfc-ashva,IDFC FIRST Ashva Credit Card,IDFC FIRST Bank,2025-09-01,,welcome,neutral,minor,active,"Welcome benefit restructured into a three-tranche 7,500-point plan",,"7,500 reward points in three tranches: 2,500 on fee realization, 2,500 on ₹20,000+ net spends in the 2nd statement cycle, 2,500 in the 3rd",high,official,https://www.idfcfirstbank.com/credit-card/metal-credit-card/ashva,https://cardadvisor.in/cards/idfc-ashva,,idfc-2025-09-01-welcome-benefit-restructured-into-a-three
hsbc-platinum,HSBC Visa Platinum Credit Card,HSBC,2025-08-31,2025-07,milestone,devaluation,minor,active,Accelerated 5X milestone reward withdrawn,5X reward points (per ₹150) once annual spends cross ₹4 lakh,Accelerated 5X milestone bonus discontinued,high,research,,https://cardadvisor.in/cards/hsbc-platinum,,
bharatpe,Unity Bank BharatPe Credit Card,Unity Small Finance Bank,2025-08-28,,launch,neutral,major,active,Unity Bank BharatPe Credit Card launched,,,high,research,,https://cardadvisor.in/cards/bharatpe,,
sbi-flipkart,Flipkart SBI Card,SBI Card,2025-08-26,,launch,neutral,major,,Flipkart SBI Card launched,,,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/personal/cards/Flipkart-SBI-CreditCard-TandC-Booklet.pdf,https://cardadvisor.in/cards/sbi-flipkart,,
hsbc-travelone,HSBC TravelOne Credit Card,HSBC,2025-08-20,,reward,revaluation,major,active,Travel with Points accelerated rewards added,4 points/₹100 on travel,Up to 6X hotels / 4X flights via Travel with Points,high,official,https://www.hsbc.co.in/credit-cards/rewards/travel-rewards/,https://cardadvisor.in/cards/hsbc-travelone,,
idfc-indigo,IndiGo IDFC FIRST Credit Card,IDFC FIRST Bank,2025-08-18,,launch,neutral,major,,IndiGo and IDFC FIRST launch the co-branded dual card,,,high,official,https://www.idfcfirst.bank.in/credit-card/indigo-credit-card,https://cardadvisor.in/cards/idfc-indigo,,
utkarsh-supercard,super.money superCard (Utkarsh SFB),Utkarsh Small Finance Bank,2025-08-11,,reward,revaluation,minor,active,Base cashback doubled to 1% on UPI and non-UPI spends,0.5% on all eligible spends,1% on all eligible UPI and non-UPI spends,reconstructed,research,,https://cardadvisor.in/cards/utkarsh-supercard,,
utkarsh-supercard,super.money superCard (Utkarsh SFB),Utkarsh Small Finance Bank,2025-08-11,,reward,devaluation,minor,active,Monthly cashback caps introduced,No stated monthly cap on base cashback,"₹500/month on UPI spends, ₹10,000/month on non-UPI spends",reconstructed,research,,https://cardadvisor.in/cards/utkarsh-supercard,,
kotak-pvr-inox,PVR INOX Kotak Credit Card,Kotak Mahindra Bank,2025-08-05,,launch,neutral,major,active,PVR INOX Kotak Credit Card relaunched,,"One PVR INOX movie ticket (M Coupon, up to ₹300) per ₹10,000 band of monthly spend; ₹0 joining / ₹499 annual",reconstructed,research,,https://cardadvisor.in/cards/kotak-pvr-inox,,
axis-horizon,Axis Bank Horizon Credit Card,Axis Bank,2025-08,,eligibility,neutral,minor,,Opened to fresh applicants,Available mainly to migrating Citi PremierMiles customers,Open to fresh (non-Citi) applicants,reconstructed,research,,https://cardadvisor.in/cards/axis-horizon,,
hdfc-tata-neu-infinity,Tata Neu Infinity HDFC Bank Credit Card,HDFC Bank,2025-08-01,,redemption,devaluation,major,active,NeuCoins given a 12-month expiry,No fixed expiry (effectively indefinite),12 months from end of credit month,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/tata-neu-infinity-credit-card/pdf/tata_neu_infinity_card_tnc.pdf,https://cardadvisor.in/cards/hdfc-tata-neu-infinity,,hdfc-2025-08-01-neucoins-given-a-12-month-expiry
sbi-tata-neu-plus,Tata Neu Plus SBI Card,SBI Card,2025-08-01,,redemption,devaluation,minor,active,NeuCoins given a fixed 12-month expiry,Rolling validity (extended with each transaction),12 months from end of the credit month,reconstructed,research,,https://cardadvisor.in/cards/sbi-tata-neu-plus,,sbi-2025-08-01-neucoins-given-a-12-month-expiry
sbi-tata-neu-infinity,Tata Neu Infinity SBI Card,SBI Card,2025-08-01,,redemption,devaluation,major,active,NeuCoins given a 12-month expiry,No fixed expiry (effectively indefinite),12 months from end of credit month,reconstructed,research,,https://cardadvisor.in/cards/sbi-tata-neu-infinity,,sbi-2025-08-01-neucoins-given-a-12-month-expiry
sbi-simply-click,SBI SimplyCLICK Credit Card,SBI Card,2025-08-01,,reward,revaluation,minor,,Swiggy reinstated as a 10X partner,5X,10X,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-simply-click,,
hdfc-tata-neu-plus,Tata Neu Plus HDFC Bank Credit Card,HDFC Bank,2025-08-01,,redemption,devaluation,major,active,NeuCoins given a 12-month expiry,No fixed expiry (effectively indefinite),12 months from end of credit month,high,research,,https://cardadvisor.in/cards/hdfc-tata-neu-plus,,hdfc-2025-08-01-neucoins-given-a-12-month-expiry
sbi-irctc-premier,IRCTC SBI Card Premier,SBI Card,2025-07-26,,benefit,devaluation,major,,Rail accident cover withdrawn,Air ₹50L + Rail ₹10L cover,Air ₹50L retained; Rail ₹10L withdrawn,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/ekit-tncs/IRCTCPremiertnc.pdf,https://cardadvisor.in/cards/sbi-irctc-premier,,
kotak-solitaire,Kotak Solitaire Credit Card,Kotak Mahindra Bank,2025-07-23,,launch,neutral,major,active,Kotak Solitaire Credit Card launched (invite-only HNW travel card),,,high,official,https://www.kotak.bank.in/content/dam/Kotak/about-us/media-press-releases/2025/Kotak_Solitaire_Media_Release.pdf,https://cardadvisor.in/cards/kotak-solitaire,,
sbi-phonepe-select-black,PhonePe SBI Card SELECT BLACK,SBI Card,2025-07-22,,launch,neutral,major,,PhonePe SBI Card SELECT BLACK launched,,,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/who-we-are/news/2025/Business%20Standard_20250722.pdf,https://cardadvisor.in/cards/sbi-phonepe-select-black,,sbi-2025-07-22-phonepe-sbi-card-purple-launched
sbi-phonepe-purple,PhonePe SBI Card PURPLE,SBI Card,2025-07-22,,launch,neutral,major,,PhonePe SBI Card PURPLE launched,,,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/who-we-are/news/2025/Business%20Standard_20250722.pdf,https://cardadvisor.in/cards/sbi-phonepe-purple,,sbi-2025-07-22-phonepe-sbi-card-purple-launched
sbi-pulse,SBI Card PULSE,SBI Card,2025-07-15,,benefit,devaluation,minor,,Complimentary air accident cover withdrawn,₹50 lakh cover,None,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-pulse,,sbi-2025-07-15-air-accident-cover-withdrawn
sbi-miles-elite,SBI Card Miles Elite,SBI Card,2025-07-15,,benefit,devaluation,minor,,Air accident cover reported withdrawn — SBI still publishes it on this card,₹1 crore complimentary cover,Reported withdrawn; SBI's live product page still lists it,reconstructed,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-miles-elite,,sbi-2025-07-15-air-accident-cover-withdrawn
sbi-miles-prime,SBI Card MILES PRIME,SBI Card,2025-07-15,,benefit,devaluation,minor,,Air accident insurance withdrawn,₹50 lakh,None,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-miles-prime,,sbi-2025-07-15-air-accident-cover-withdrawn
indusind-eazydiner,IndusInd Bank EazyDiner Signature Credit Card,IndusInd Bank,2025-07-15,,lounge,devaluation,major,,Complimentary domestic airport lounge access withdrawn,2 domestic visits/quarter (8/year),None,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/welcomekit/EazyDiner_Signature_MITC.pdf,https://cardadvisor.in/cards/indusind-eazydiner,,
indusind-eazydiner,IndusInd Bank EazyDiner Signature Credit Card,IndusInd Bank,2025-07-15,,reward,devaluation,major,,"Dining discount capped at ₹2,000/month (previously uncapped)","No monthly cap (25%, up to ₹1,000/transaction)","₹2,000/month; up to ₹5,000 only with ₹30,000 non-dining spend the prior month",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/welcomekit/EazyDiner_Signature_MITC.pdf,https://cardadvisor.in/cards/indusind-eazydiner,,
indusind-eazydiner,IndusInd Bank EazyDiner Signature Credit Card,IndusInd Bank,2025-07-15,,benefit,devaluation,minor,,Monthly BookMyShow movie benefit discontinued,Up to ₹400/month via BookMyShow,None,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/welcomekit/EazyDiner_Signature_MITC.pdf,https://cardadvisor.in/cards/indusind-eazydiner,,
indusind-eazydiner,IndusInd Bank EazyDiner Signature Credit Card,IndusInd Bank,2025-07-15,,reward,devaluation,major,,"Reward Points cut: dining stops earning, point value ₹0.20 → ₹0.10",10 RP/₹100 on dining; ₹0.20/point,No points on dining; ₹0.10/point (hotel/travel accelerated to 10 RP/₹100),high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/welcomekit/EazyDiner_Signature_MITC.pdf,https://cardadvisor.in/cards/indusind-eazydiner,,
indusind-eazydiner,IndusInd Bank EazyDiner Signature Credit Card,IndusInd Bank,2025-07-15,,fee,devaluation,major,,"Signature renewal fee raised ₹1,999 → ₹2,999","₹1,999","₹2,999",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/welcomekit/EazyDiner_Signature_MITC.pdf,https://cardadvisor.in/cards/indusind-eazydiner,,
kotak-indigo-premium,IndiGo XL Kotak Credit Card,Kotak Mahindra Bank,2025-07-10,,launch,neutral,major,active,IndiGo XL Kotak launched — new premium BluChip co-brand,,,high,official,https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/indigo-xl-credit-card.html,https://cardadvisor.in/cards/kotak-indigo-premium,,
kotak-indigo,IndiGo Kotak Credit Card,Kotak Mahindra Bank,2025-07-10,,launch,neutral,major,active,"Kotak and IndiGo relaunch the co-brand on BluChips — base card at Rs 1,500",,"Rs 1,500 joining and annual; up to 19 IndiGo BluChips per Rs 100 on IndiGo bookings",high,official,https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/indigo-credit-card.html,https://cardadvisor.in/cards/kotak-indigo,,
bob-snapdeal,Snapdeal BOBCARD Credit Card,BOBCARD,2025-07-01,,redemption,devaluation,minor,active,Auto-redemption of reward points discontinued,Automatic redemption,Manual redemption via BOBCARD portal/app,high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-snapdeal,,
bob-snapdeal,Snapdeal BOBCARD Credit Card,BOBCARD,2025-07-01,,fee,devaluation,major,active,Finance charge raised to 3.75% per month,3.25% per month (39% p.a.),3.75% per month (45% p.a.),high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-snapdeal,bob-2025-07-01-revision,
bob-snapdeal,Snapdeal BOBCARD Credit Card,BOBCARD,2025-07-01,,redemption,devaluation,minor,active,"Minimum redemption raised to 1,000 points",Lower / no fixed minimum,"1,000 points minimum",high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-snapdeal,bob-2025-07-01-revision,
bob-snapdeal,Snapdeal BOBCARD Credit Card,BOBCARD,2025-07-01,,reward,revaluation,minor,active,Utility bill payments earn reward points again,No reward points on utility bills,Core reward points restored on utility bills,high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-snapdeal,bob-2025-07-01-revision,
hdfc-phonepe-uno,PhonePe HDFC Bank Uno Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-phonepe-uno,hdfc-2025-2026-surcharges-and-dcc,
hdfc-phonepe-uno,PhonePe HDFC Bank Uno Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-phonepe-uno,hdfc-2025-2026-surcharges-and-dcc,
hdfc-phonepe-uno,PhonePe HDFC Bank Uno Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-phonepe-uno,hdfc-2025-2026-surcharges-and-dcc,
hdfc-diners-privilege,HDFC Bank Diners Club Privilege Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-diners-privilege,hdfc-2025-2026-surcharges-and-dcc,
hdfc-diners-privilege,HDFC Bank Diners Club Privilege Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-diners-privilege,hdfc-2025-2026-surcharges-and-dcc,
hdfc-diners-privilege,HDFC Bank Diners Club Privilege Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-diners-privilege,hdfc-2025-2026-surcharges-and-dcc,
hdfc-swiggy,Swiggy HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-swiggy,hdfc-2025-2026-surcharges-and-dcc,
hdfc-swiggy,Swiggy HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-swiggy,hdfc-2025-2026-surcharges-and-dcc,
hdfc-swiggy,Swiggy HDFC Bank Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-swiggy,hdfc-2025-2026-surcharges-and-dcc,
hdfc-marriott-bonvoy,Marriott Bonvoy HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-marriott-bonvoy,hdfc-2025-2026-surcharges-and-dcc,
hdfc-marriott-bonvoy,Marriott Bonvoy HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-marriott-bonvoy,hdfc-2025-2026-surcharges-and-dcc,
hdfc-marriott-bonvoy,Marriott Bonvoy HDFC Bank Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-marriott-bonvoy,hdfc-2025-2026-surcharges-and-dcc,
bob-icai-exclusive,ICAI Exclusive BOBCARD Credit Card,BOBCARD,2025-07-01,,fee,devaluation,major,active,Finance charge raised to 3.75% per month,3.25% per month (39% p.a.),3.75% per month (45% p.a.),high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-icai-exclusive,bob-2025-07-01-revision,
bob-icai-exclusive,ICAI Exclusive BOBCARD Credit Card,BOBCARD,2025-07-01,,redemption,devaluation,minor,active,"Minimum redemption raised to 1,000 points",Lower / no fixed minimum,"1,000 points minimum",high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-icai-exclusive,bob-2025-07-01-revision,
bob-icai-exclusive,ICAI Exclusive BOBCARD Credit Card,BOBCARD,2025-07-01,,reward,revaluation,minor,active,Utility bill payments earn reward points again,No reward points on utility bills,Core reward points restored on utility bills,high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-icai-exclusive,bob-2025-07-01-revision,
axis-neo,Axis Bank Neo Credit Card,Axis Bank,2025-07-01,,reward,devaluation,minor,,Zomato offer minimum order raised ₹200 to ₹499,₹200,₹499,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/zomato-offer-neo-credit-card.pdf,https://cardadvisor.in/cards/axis-neo,,axis-2025-07-01-zomato-offer-minimum-order-raised-200-to-499
bob-premier,Bank of Baroda Premier Credit Card,BOBCARD,2025-07-01,,fee,devaluation,major,active,Finance charge raised to 3.75% per month,3.25% per month (39% p.a.),3.75% per month (45% p.a.),high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-premier,bob-2025-07-01-revision,
bob-premier,Bank of Baroda Premier Credit Card,BOBCARD,2025-07-01,,redemption,devaluation,minor,active,"Minimum redemption raised to 1,000 points",Lower / no fixed minimum,"1,000 points minimum",high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-premier,bob-2025-07-01-revision,
bob-premier,Bank of Baroda Premier Credit Card,BOBCARD,2025-07-01,,reward,revaluation,minor,active,Utility bill payments earn reward points again,No reward points on utility bills,Core reward points restored on utility bills,high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-premier,bob-2025-07-01-revision,
hdfc-pixel-go,HDFC PIXEL Go Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-pixel-go,hdfc-2025-2026-surcharges-and-dcc,
hdfc-pixel-go,HDFC PIXEL Go Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-pixel-go,hdfc-2025-2026-surcharges-and-dcc,
hdfc-pixel-go,HDFC PIXEL Go Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-pixel-go,hdfc-2025-2026-surcharges-and-dcc,
hdfc-upi-rupay,HDFC Bank UPI RuPay Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-upi-rupay,hdfc-2025-2026-surcharges-and-dcc,
hdfc-upi-rupay,HDFC Bank UPI RuPay Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-upi-rupay,hdfc-2025-2026-surcharges-and-dcc,
hdfc-upi-rupay,HDFC Bank UPI RuPay Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-upi-rupay,hdfc-2025-2026-surcharges-and-dcc,
bob-easy,BOBCARD Easy Credit Card,BOBCARD,2025-07-01,,fee,devaluation,major,active,Finance charge raised to 3.75% per month,3.25% per month (39% p.a.),3.75% per month (45% p.a.),high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-easy,bob-2025-07-01-revision,
bob-easy,BOBCARD Easy Credit Card,BOBCARD,2025-07-01,,redemption,devaluation,minor,active,"Minimum redemption raised to 1,000 points",Lower / no fixed minimum,"1,000 points minimum",high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-easy,bob-2025-07-01-revision,
bob-easy,BOBCARD Easy Credit Card,BOBCARD,2025-07-01,,reward,revaluation,minor,active,Utility bill payments earn reward points again,No reward points on utility bills,Core reward points restored on utility bills,high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-easy,bob-2025-07-01-revision,
hdfc-phonepe-ultimo,PhonePe HDFC Bank Ultimo Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-phonepe-ultimo,hdfc-2025-2026-surcharges-and-dcc,
hdfc-phonepe-ultimo,PhonePe HDFC Bank Ultimo Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-phonepe-ultimo,hdfc-2025-2026-surcharges-and-dcc,
hdfc-phonepe-ultimo,PhonePe HDFC Bank Ultimo Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-phonepe-ultimo,hdfc-2025-2026-surcharges-and-dcc,
hdfc-irctc,IRCTC HDFC Bank Credit Card,HDFC Bank,2025-07-01,2025-05-29,fee,devaluation,minor,active,1% fee added on online skill-gaming; per-transaction fee cap raised,"No gaming fee; category 1% fees capped at ₹3,000/txn","1% fee on skill-gaming above ₹10,000/month; category fee cap raised to ₹4,999/txn",high,official,https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Credit+Card/Credit+Card+Landing+Page/Credit+Cards/Co-Brand/IRCTC+Co-Brand+Credit+card/Terms-and-Conditions.pdf,https://cardadvisor.in/cards/hdfc-irctc,,
hdfc-irctc,IRCTC HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-irctc,hdfc-2025-2026-surcharges-and-dcc,
hdfc-irctc,IRCTC HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-irctc,hdfc-2025-2026-surcharges-and-dcc,
hdfc-irctc,IRCTC HDFC Bank Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-irctc,hdfc-2025-2026-surcharges-and-dcc,
hdfc-irctc,IRCTC HDFC Bank Credit Card,HDFC Bank,2025-07-01,2025-05-29,reward,devaluation,minor,active,UPI-spend reward points capped and skill-gaming earning removed,UPI spends earned uncapped 1 RP/₹100; no gaming carve-out,UPI-spend points capped at 500 RP/month; no points on online skill-based gaming,high,official,https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Credit+Card/Credit+Card+Landing+Page/Credit+Cards/Co-Brand/IRCTC+Co-Brand+Credit+card/Terms-and-Conditions.pdf,https://cardadvisor.in/cards/hdfc-irctc,,
slice,slice UPI Credit Card,slice,2025-07-01,,benefit,revaluation,major,,slice relaunches as a lifetime-free RuPay UPI credit card,UPI-first prepaid + term loans,Bank-issued RuPay UPI credit card,high,official,https://www.prnewswire.com/in/news-releases/slice-launches-flagship-credit-card-and-indias-first-upi-powered-bank-branch-302495390.html,https://cardadvisor.in/cards/slice,,
hdfc-swiggy-blck,Swiggy BLCK HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-swiggy-blck,hdfc-2025-2026-surcharges-and-dcc,
hdfc-swiggy-blck,Swiggy BLCK HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-swiggy-blck,hdfc-2025-2026-surcharges-and-dcc,
hdfc-swiggy-blck,Swiggy BLCK HDFC Bank Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-swiggy-blck,hdfc-2025-2026-surcharges-and-dcc,
hdfc-freedom,HDFC Bank Freedom Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-freedom,hdfc-2025-2026-surcharges-and-dcc,
hdfc-freedom,HDFC Bank Freedom Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-freedom,hdfc-2025-2026-surcharges-and-dcc,
hdfc-freedom,HDFC Bank Freedom Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-freedom,hdfc-2025-2026-surcharges-and-dcc,
bob-select,BOBCARD Select Credit Card,BOBCARD,2025-07-01,,fee,devaluation,major,active,Finance charge raised to 3.75% per month,3.25% per month (39% p.a.),3.75% per month (45% p.a.),high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-select,bob-2025-07-01-revision,
bob-select,BOBCARD Select Credit Card,BOBCARD,2025-07-01,,redemption,devaluation,minor,active,"Minimum redemption raised to 1,000 points",Lower / no fixed minimum,"1,000 points minimum",high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-select,bob-2025-07-01-revision,
bob-select,BOBCARD Select Credit Card,BOBCARD,2025-07-01,,reward,revaluation,minor,active,Utility bill payments earn reward points again,No reward points on utility bills,Core reward points restored on utility bills,high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-select,bob-2025-07-01-revision,
hdfc-regalia-gold,HDFC Regalia Gold Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-regalia-gold,hdfc-2025-2026-surcharges-and-dcc,
hdfc-regalia-gold,HDFC Regalia Gold Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-regalia-gold,hdfc-2025-2026-surcharges-and-dcc,
hdfc-regalia-gold,HDFC Regalia Gold Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-regalia-gold,hdfc-2025-2026-surcharges-and-dcc,
hdfc-tata-neu-infinity,Tata Neu Infinity HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-tata-neu-infinity,hdfc-2025-2026-surcharges-and-dcc,
hdfc-tata-neu-infinity,Tata Neu Infinity HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-tata-neu-infinity,hdfc-2025-2026-surcharges-and-dcc,
hdfc-tata-neu-infinity,Tata Neu Infinity HDFC Bank Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,Insurance NeuCoins cap tightened from daily to monthly,"2,000 NeuCoins per day","2,000 NeuCoins per month",reconstructed,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/tata-neu-infinity-credit-card/pdf/tata_neu_infinity_card_tnc.pdf,https://cardadvisor.in/cards/hdfc-tata-neu-infinity,,hdfc-2025-07-01-insurance-neucoins-cap-monthly
hdfc-tata-neu-infinity,Tata Neu Infinity HDFC Bank Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-tata-neu-infinity,hdfc-2025-2026-surcharges-and-dcc,
hdfc-tata-neu-infinity,Tata Neu Infinity HDFC Bank Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,Online skill-based gaming stops earning NeuCoins,Online skill-based gaming earned NeuCoins,No NeuCoins on online skill-based gaming (MCC 5816),high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/tata-neu-infinity-credit-card/pdf/tata_neu_infinity_card_tnc.pdf,https://cardadvisor.in/cards/hdfc-tata-neu-infinity,,hdfc-2025-07-01-online-skill-based-gaming-stops-earning
hdfc-moneyback-plus,HDFC MoneyBack+ Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-moneyback-plus,hdfc-2025-2026-surcharges-and-dcc,
hdfc-moneyback-plus,HDFC MoneyBack+ Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-moneyback-plus,hdfc-2025-2026-surcharges-and-dcc,
hdfc-moneyback-plus,HDFC MoneyBack+ Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-moneyback-plus,hdfc-2025-2026-surcharges-and-dcc,
hdfc-pixel-play,HDFC PIXEL Play Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-pixel-play,hdfc-2025-2026-surcharges-and-dcc,
hdfc-pixel-play,HDFC PIXEL Play Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-pixel-play,hdfc-2025-2026-surcharges-and-dcc,
hdfc-pixel-play,HDFC PIXEL Play Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-pixel-play,hdfc-2025-2026-surcharges-and-dcc,
bob-irctc,IRCTC BOBCARD RuPay Credit Card,BOBCARD,2025-07-01,,fee,devaluation,major,active,Finance charge raised to 3.75% per month,3.25% per month (39% p.a.),3.75% per month (45% p.a.),high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-irctc,bob-2025-07-01-revision,
bob-irctc,IRCTC BOBCARD RuPay Credit Card,BOBCARD,2025-07-01,,redemption,devaluation,minor,active,"Minimum redemption raised to 1,000 points",Lower / no fixed minimum,"1,000 points minimum",high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-irctc,bob-2025-07-01-revision,
bob-irctc,IRCTC BOBCARD RuPay Credit Card,BOBCARD,2025-07-01,,reward,revaluation,minor,active,Utility bill payments earn reward points again,No reward points on utility bills,Core reward points restored on utility bills,high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-irctc,bob-2025-07-01-revision,
idfc-mayura,IDFC FIRST Mayura Credit Card,IDFC FIRST Bank,2025-07-01,,benefit,neutral,minor,,Movie benefit moves from BookMyShow to District by Zomato,BookMyShow,District by Zomato,high,research,,https://cardadvisor.in/cards/idfc-mayura,,
hdfc-swiggy-orange,Swiggy Ornge HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-swiggy-orange,hdfc-2025-2026-surcharges-and-dcc,
hdfc-swiggy-orange,Swiggy Ornge HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-swiggy-orange,hdfc-2025-2026-surcharges-and-dcc,
hdfc-swiggy-orange,Swiggy Ornge HDFC Bank Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-swiggy-orange,hdfc-2025-2026-surcharges-and-dcc,
hdfc-diners-black,HDFC Diners Club Black Metal Edition,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-diners-black,hdfc-2025-2026-surcharges-and-dcc,
hdfc-diners-black,HDFC Diners Club Black Metal Edition,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-diners-black,hdfc-2025-2026-surcharges-and-dcc,
hdfc-diners-black,HDFC Diners Club Black Metal Edition,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-diners-black,hdfc-2025-2026-surcharges-and-dcc,
hdfc-shoppers-stop,Shoppers Stop HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-shoppers-stop,hdfc-2025-2026-surcharges-and-dcc,
hdfc-shoppers-stop,Shoppers Stop HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-shoppers-stop,hdfc-2025-2026-surcharges-and-dcc,
hdfc-shoppers-stop,Shoppers Stop HDFC Bank Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-shoppers-stop,hdfc-2025-2026-surcharges-and-dcc,
hdfc-shoppers-stop-black,Shoppers Stop Black HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-shoppers-stop-black,hdfc-2025-2026-surcharges-and-dcc,
hdfc-shoppers-stop-black,Shoppers Stop Black HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-shoppers-stop-black,hdfc-2025-2026-surcharges-and-dcc,
hdfc-shoppers-stop-black,Shoppers Stop Black HDFC Bank Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-shoppers-stop-black,hdfc-2025-2026-surcharges-and-dcc,
bob-hpcl-energie,HPCL ENERGIE BOBCARD Credit Card,BOBCARD,2025-07-01,,fee,devaluation,major,active,Finance charge raised to 3.75% per month,3.25% per month (39% p.a.),3.75% per month (45% p.a.),high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-hpcl-energie,bob-2025-07-01-revision,
bob-hpcl-energie,HPCL ENERGIE BOBCARD Credit Card,BOBCARD,2025-07-01,,redemption,devaluation,minor,active,"Minimum redemption raised to 1,000 points",Lower / no fixed minimum,"1,000 points minimum",high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-hpcl-energie,bob-2025-07-01-revision,
bob-hpcl-energie,HPCL ENERGIE BOBCARD Credit Card,BOBCARD,2025-07-01,,reward,revaluation,minor,active,Utility bill payments earn reward points again,No reward points on utility bills,Core reward points restored on utility bills,high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-hpcl-energie,bob-2025-07-01-revision,
rbl-platinum-maxima,RBL Bank Platinum Maxima Plus Credit Card,RBL Bank,2025-07-01,,lounge,devaluation,major,active,"Domestic lounge access spend-gated at ₹35,000/quarter",Complimentary domestic visits (2/quarter),"Requires ₹35,000 spend in the prior calendar quarter",high,official,https://www.rbl.bank.in/personal-banking/cards/credit-cards/platinum-maxima-plus-credit-card,https://cardadvisor.in/cards/rbl-platinum-maxima,,rbl-2025-07-01-lounge-access-revision
rbl-binge,RBL Bank Binge Credit Card,RBL Bank,2025-07-01,,lounge,devaluation,major,active,Complimentary lounge access withdrawn,Complimentary lounge access included,No lounge access,high,official,https://www.rbl.bank.in/personal-banking/cards/credit-cards/binge-credit-card,https://cardadvisor.in/cards/rbl-binge,,rbl-2025-07-01-lounge-access-revision
au-traverse,AU Traverse Credit Card,AU Small Finance Bank,2025-07,,launch,neutral,major,,AU Traverse launches as an NRI-exclusive premium travel card,,,reconstructed,research,,https://cardadvisor.in/cards/au-traverse,,
hsbc-rupay-cashback,HSBC RuPay Cashback Credit Card,HSBC,2025-07,,launch,neutral,major,active,HSBC launches its first RuPay cashback card,,,reconstructed,research,,https://cardadvisor.in/cards/hsbc-rupay-cashback,,hsbc-2025-07-hsbc-launches-its-first-rupay-credit-cards
bob-icsi-diamond,ICSI Diamond BOBCARD Credit Card,BOBCARD,2025-07-01,,fee,devaluation,major,active,Finance charge raised to 3.75% per month,3.25% per month (39% p.a.),3.75% per month (45% p.a.),high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-icsi-diamond,bob-2025-07-01-revision,
bob-icsi-diamond,ICSI Diamond BOBCARD Credit Card,BOBCARD,2025-07-01,,redemption,devaluation,minor,active,"Minimum redemption raised to 1,000 points",Lower / no fixed minimum,"1,000 points minimum",high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-icsi-diamond,bob-2025-07-01-revision,
bob-icsi-diamond,ICSI Diamond BOBCARD Credit Card,BOBCARD,2025-07-01,,reward,revaluation,minor,active,Utility bill payments earn reward points again,No reward points on utility bills,Core reward points restored on utility bills,high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-icsi-diamond,bob-2025-07-01-revision,
bob-cma-one,CMA One BOBCARD Credit Card,BOBCARD,2025-07-01,,fee,devaluation,major,active,Finance charge raised to 3.75% per month,3.25% per month (39% p.a.),3.75% per month (45% p.a.),high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-cma-one,bob-2025-07-01-revision,
bob-cma-one,CMA One BOBCARD Credit Card,BOBCARD,2025-07-01,,redemption,devaluation,minor,active,"Minimum redemption raised to 1,000 points",Lower / no fixed minimum,"1,000 points minimum",high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-cma-one,bob-2025-07-01-revision,
bob-cma-one,CMA One BOBCARD Credit Card,BOBCARD,2025-07-01,,reward,revaluation,minor,active,Utility bill payments earn reward points again,No reward points on utility bills,Core reward points restored on utility bills,high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-cma-one,bob-2025-07-01-revision,
bob-prime,BOBCARD Prime Credit Card,BOBCARD,2025-07-01,,fee,devaluation,minor,active,Finance charge raised to 3.75% per month,3.49% per month (41.88% p.a.),3.75% per month (45% p.a.),high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-prime,,
bob-prime,BOBCARD Prime Credit Card,BOBCARD,2025-07-01,,redemption,devaluation,minor,active,"Minimum redemption raised to 1,000 points",No stated minimum,"1,000 points minimum",high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-prime,,
bob-prime,BOBCARD Prime Credit Card,BOBCARD,2025-07-01,,reward,revaluation,minor,active,Utility bill payments earn reward points again,No reward points on utilities,2 reward points per ₹100 on utilities,high,official,https://media.bobcard.co.in/media/lmod15z0/revision-in-product-features-charges_010725-final.pdf,https://cardadvisor.in/cards/bob-prime,,
hdfc-indianoil,IndianOil HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-indianoil,hdfc-2025-2026-surcharges-and-dcc,
hdfc-indianoil,IndianOil HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-indianoil,hdfc-2025-2026-surcharges-and-dcc,
hdfc-indianoil,IndianOil HDFC Bank Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-indianoil,hdfc-2025-2026-surcharges-and-dcc,
hsbc-rupay-platinum,HSBC RuPay Platinum Credit Card,HSBC,2025-07,,launch,neutral,major,active,HSBC launches its first RuPay credit cards,,"Lifetime-free RuPay Platinum on the JCB network, UPI-linked, 2 reward points per ₹150",high,research,,https://cardadvisor.in/cards/hsbc-rupay-platinum,,hsbc-2025-07-hsbc-launches-its-first-rupay-credit-cards
rbl-world-safari,RBL Bank World Safari Credit Card,RBL Bank,2025-07-01,,lounge,devaluation,major,active,"Domestic lounge access spend-gated at ₹35,000/quarter",Complimentary domestic visits (2/quarter),"Requires ₹35,000 spend in the prior calendar quarter",high,official,https://www.rbl.bank.in/personal-banking/cards/credit-cards/world-safari-credit-card,https://cardadvisor.in/cards/rbl-world-safari,,rbl-2025-07-01-lounge-access-revision
hdfc-millennia,HDFC Millennia Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-millennia,hdfc-2025-2026-surcharges-and-dcc,
hdfc-millennia,HDFC Millennia Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-millennia,hdfc-2025-2026-surcharges-and-dcc,
hdfc-millennia,HDFC Millennia Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-millennia,hdfc-2025-2026-surcharges-and-dcc,
hdfc-tata-neu-plus,Tata Neu Plus HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-tata-neu-plus,hdfc-2025-2026-surcharges-and-dcc,
hdfc-tata-neu-plus,Tata Neu Plus HDFC Bank Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-tata-neu-plus,hdfc-2025-2026-surcharges-and-dcc,
hdfc-tata-neu-plus,Tata Neu Plus HDFC Bank Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-tata-neu-plus,hdfc-2025-2026-surcharges-and-dcc,
hdfc-tata-neu-plus,Tata Neu Plus HDFC Bank Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,Insurance-spend NeuCoins capped monthly,Insurance earned base NeuCoins with a looser cap,"2,000 NeuCoins per month on insurance spends",reconstructed,research,,https://cardadvisor.in/cards/hdfc-tata-neu-plus,,hdfc-2025-07-01-insurance-neucoins-cap-monthly
hdfc-tata-neu-plus,Tata Neu Plus HDFC Bank Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,Online skill-based gaming stops earning NeuCoins,Online skill-based gaming earned NeuCoins,No NeuCoins on online skill-based gaming (MCC 5816),high,official,https://www.hdfc.bank.in/credit-cards/tata-neu-plus-hdfc-bank-credit-card,https://cardadvisor.in/cards/hdfc-tata-neu-plus,,hdfc-2025-07-01-online-skill-based-gaming-stops-earning
hdfc-infinia,HDFC Bank Infinia Metal Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,major,active,"1% fee added on rent, wallet loads and online gaming","No category surcharge on rent, wallet loads or gaming","1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-infinia,hdfc-2025-2026-surcharges-and-dcc,
hdfc-infinia,HDFC Bank Infinia Metal Credit Card,HDFC Bank,2025-07-01,,fee,devaluation,minor,active,"1% fee on utilities above Rs 50,000 and on third-party education payments",No surcharge on utility or education payments,"1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-infinia,hdfc-2025-2026-surcharges-and-dcc,
hdfc-infinia,HDFC Bank Infinia Metal Credit Card,HDFC Bank,2025-07-01,,reward,devaluation,minor,active,"Insurance reward points capped, online gaming stops earning",Insurance uncapped on most cards; online skill-based gaming earned points,"Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/personal-mitc/mitc-in-english.pdf,https://cardadvisor.in/cards/hdfc-infinia,hdfc-2025-2026-surcharges-and-dcc,
hdfc-phonepe-uno,PhonePe HDFC Bank Uno Credit Card,HDFC Bank,2025-06-26,,launch,neutral,,active,PhonePe HDFC Bank Uno Credit Card launched,,,high,official,https://www.hdfc.bank.in/credit-cards/phonepe-hdfc-bank-uno-credit-card,https://cardadvisor.in/cards/hdfc-phonepe-uno,,
hdfc-phonepe-ultimo,PhonePe HDFC Bank Ultimo Credit Card,HDFC Bank,2025-06-26,2025-06-26,launch,neutral,major,active,"PhonePe HDFC Bank Ultimo launched (RuPay co-brand, UPI-linked)",,,high,research,,https://cardadvisor.in/cards/hdfc-phonepe-ultimo,,
axis-select,Axis Bank Select Credit Card,Axis Bank,2025-06-20,,benefit,revaluation,minor,,District movie BOGO added; BigBasket offer standardised,,,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-select-credit-card.pdf,https://cardadvisor.in/cards/axis-select,,
axis-neo,Axis Bank Neo Credit Card,Axis Bank,2025-06-20,,reward,neutral,minor,,Reward-exclusion basis moved from MCC to spend category,MCC-based,spend-category-based,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-neo-credit-card.pdf?sfvrsn=754f8791_1,https://cardadvisor.in/cards/axis-neo,,axis-2025-06-20-reward-exclusion-basis-moved-from-mcc-to
axis-freecharge,Axis Bank Freecharge Credit Card,Axis Bank,2025-06-20,,reward,neutral,minor,,Reward-earn exclusions move from MCC to spend-category,Excluded spends identified by 4-digit Merchant Category Code,Same spends identified by named spend category,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-freecharge-final.pdf?sfvrsn=5c2fbc53_1,https://cardadvisor.in/cards/axis-freecharge,,axis-2025-06-20-reward-earn-exclusions-move-from-mcc-to
axis-freecharge-plus,Axis Bank Freecharge Plus Credit Card,Axis Bank,2025-06-20,,reward,neutral,minor,,Exclusion identification switched from MCC codes to spend category,"Excluded categories (Rent, Wallet, Utility outside Freecharge, etc.) identified by 4-digit Merchant Category Code",Same categories identified by spend-category label instead of MCC,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-axis-bank-freecharge-plus-credit-card.pdf?sfvrsn=11092abb_1,https://cardadvisor.in/cards/axis-freecharge-plus,,axis-2025-06-20-reward-exclusion-method-switched-from-mcc
axis-myzone,Axis Bank MyZone Credit Card,Axis Bank,2025-06-20,,reward,neutral,minor,,Reward-earn exclusions move from MCC to spend-category,Excluded via 4-digit MCC,Excluded via spend category,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-myzone-credit-card.pdf?sfvrsn=6b8ed8a4_1,https://cardadvisor.in/cards/axis-myzone,,axis-2025-06-20-reward-earn-exclusions-move-from-mcc-to
axis-fibe,Fibe Axis Bank Credit Card,Axis Bank,2025-06-20,,reward,neutral,minor,,Reward-exclusion method switched from MCC to spend category,MCC-based,spend-category-based,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-fibe-credit-card.pdf?sfvrsn=c1a0777c_1,https://cardadvisor.in/cards/axis-fibe,,axis-2025-06-20-reward-exclusion-method-switched-from-mcc
axis-flipkart,Axis Bank Flipkart Credit Card,Axis Bank,2025-06-20,,lounge,devaluation,major,,Complimentary domestic lounge access withdrawn,4 complimentary domestic lounge visits/year,None,high,official,https://www.axisbank.com/retail/cards/credit-card/flipkart-axisbank-credit-card,https://cardadvisor.in/cards/axis-flipkart,,
axis-flipkart,Axis Bank Flipkart Credit Card,Axis Bank,2025-06-20,,reward,devaluation,major,,"Unlimited 5% ends — ₹4,000/quarter caps added; Myntra raised to 7.5%",Unlimited 5% on Flipkart & Cleartrip; 1% on Myntra,"5% Flipkart & 5% Cleartrip each capped ₹4,000/quarter; Myntra 7.5% capped ₹4,000/quarter",high,official,https://www.axisbank.com/docs/default-source/default-document-library/cashback-tncs---final.pdf/1000,https://cardadvisor.in/cards/axis-flipkart,,
axis-flipkart,Axis Bank Flipkart Credit Card,Axis Bank,2025-06-20,,welcome,devaluation,minor,active,Welcome Flipkart voucher halved from ₹500 to ₹250,Flipkart voucher worth ₹500 on the first transaction within 30 days,"Flipkart voucher worth ₹250, and only on fee-paying cards",high,official,https://www.axis.bank.in/cards/credit-card/flipkart-axisbank-credit-card,https://cardadvisor.in/cards/axis-flipkart,,
jupiter-edge,Jupiter Edge+ CSB Bank RuPay Credit Card,CSB Bank,2025-06-12,,benefit,revaluation,major,,Edge+ successor launched with a richer 10% / 5% / 1% reward stack,"Edge: 2% on one chosen category, 0.4% otherwise, ₹0 joining","Edge+: 10% shopping, 5% travel, 1% UPI/other, ₹999 joining",high,official,https://www.csb.bank.in/csb-bank-edge-credit-card,https://cardadvisor.in/cards/jupiter-edge,,
scapia-federal,Scapia Credit Card,Federal Bank,2025-06-12,,network,revaluation,major,,RuPay UPI dual-network variant added,,,high,official,https://www.scapia.cards/newsroom/summer-release2025,https://cardadvisor.in/cards/scapia-federal,,
amex-gold,American Express Gold Card,American Express,2025-06-12,2025-05-12,reward,devaluation,minor,active,Fuel spends stop earning Membership Rewards,"1 MR point per ₹50 on fuel (cap 5,000 pts/mo)",No MR points on fuel (petrol/diesel/CNG at OMCs),high,official,https://www.americanexpress.com/content/dam/amex/en-in/benefits/membership-rewards-terms.pdf,https://cardadvisor.in/cards/amex-gold,,
hdfc-tata-neu-infinity,Tata Neu Infinity HDFC Bank Credit Card,HDFC Bank,2025-06-10,2025-05-20,lounge,devaluation,major,active,Domestic lounge access moved to spend milestone,"Swipe-based unlimited-style access (DreamFolks), up to 8/yr","₹50,000/quarter spend → 2 vouchers/quarter (up to 8/yr)",high,official,https://www.hdfc.bank.in/credit-cards/tata-neu-infinity-hdfc-bank-credit-card,https://cardadvisor.in/cards/hdfc-tata-neu-infinity,,hdfc-2025-06-10-domestic-lounge-access-moved-to-spend
hdfc-tata-neu-plus,Tata Neu Plus HDFC Bank Credit Card,HDFC Bank,2025-06-10,2025-05-20,lounge,devaluation,major,active,Domestic lounge access moved to spend milestone,Swipe-based complimentary domestic access,"Rs 50,000/quarter spend -> 1 voucher/quarter (max 4/yr)",high,official,https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=%2FPersonal%2FPay%2FCards%2FCredit+Card%2FCredit+Card+Landing+Page%2FCredit+Cards%2FTATA+Neu+Plus+HDFC+Bank+Credit+Card%2FMilestone_Lounge_TataNeuCC.pdf,https://cardadvisor.in/cards/hdfc-tata-neu-plus,,hdfc-2025-06-10-domestic-lounge-access-moved-to-spend
kiwi,Kiwi RuPay Credit Card,YES Bank,2025-06-01,,reward,devaluation,minor,,Kiwis now earned only on ₹100 multiples,per ₹50 of spend,per ₹100 of spend,high,official,https://gokiwi.in/rewards-policy-v2/,https://cardadvisor.in/cards/kiwi,,
kiwi,Kiwi RuPay Credit Card,YES Bank,2025-06-01,,redemption,devaluation,minor,,Minimum redemption raised to 500 Kiwis,lower / flexible,"500 Kiwis (₹125), in multiples of 500",high,official,https://gokiwi.in/rewards-policy-v2/,https://cardadvisor.in/cards/kiwi,,
kotak-811,Kotak 811 #DreamDifferent Credit Card,Kotak Mahindra Bank,2025-06-01,,reward,devaluation,minor,active,June 2025 revision: 1% category transaction fees added,No category transaction fee (reported),1% above per-cycle limits; 2% on all rent,reconstructed,research,,https://cardadvisor.in/cards/kotak-811,,
idfc-first-private,IDFC FIRST Private Credit Card,IDFC FIRST Bank,2025-06-01,,reward,revaluation,minor,,Bonus travel earning added on the Travel & Shop portal,Base points only on travel bookings,"Up to 50 bonus RP/₹150 on hotels, 20 bonus RP/₹150 on flights (base 10 RP/₹150)",high,official,https://www.idfcfirst.bank.in/credit-card/FIRSTPrivateCreditCard,https://cardadvisor.in/cards/idfc-first-private,,
idfc-first-private,IDFC FIRST Private Credit Card,IDFC FIRST Bank,2025-06-01,,welcome,revaluation,major,,Relaunch adds welcome & renewal reward bonuses,No headline welcome-point bonus,"50,000 welcome RP + Club ITC Culinaire; 25,000 RP on renewal",high,official,https://www.idfcfirst.bank.in/credit-card/FIRSTPrivateCreditCard,https://cardadvisor.in/cards/idfc-first-private,,
idfc-first-private,IDFC FIRST Private Credit Card,IDFC FIRST Bank,2025-06-01,,redemption,revaluation,major,,Travel-portal redemption revalued to ₹1 per point,1 RP = ₹0.25 everywhere,1 RP = ₹1 on the FIRST Travel & Shop portal (₹0.25 elsewhere),high,official,https://www.idfcfirst.bank.in/credit-card/FIRSTPrivateCreditCard,https://cardadvisor.in/cards/idfc-first-private,,
kotak-white,Kotak White Credit Card,Kotak Mahindra Bank,2025-06-01,2025-05-08,milestone,devaluation,major,active,"Transaction fees introduced on rent, wallet, fuel, utility, education and gaming spends",No category transaction fees,"Rent charged 2%; wallet, fuel, utility, education & gaming 1% past per-cycle limits",high,official,https://www.kotak.bank.in/content/dam/Kotak/gsfcfiles/credit-cards/list-of-mccs-with-respect-to-revised-fees-and-rewards_june_01_2025.pdf,https://cardadvisor.in/cards/kotak-white,,
kotak-zen-signature,Kotak Zen Signature Credit Card,Kotak Mahindra Bank,2025-06-01,,redemption,devaluation,major,active,Cash redemption value cut ₹0.25 → ₹0.20,₹0.25 per point,"₹0.20 per point (min 2,000 points to redeem)",high,official,https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/zen-signature-credit-card/value-chart.html,https://cardadvisor.in/cards/kotak-zen-signature,,kotak-2025-06-01-cash-redemption-value-cut-0-25-0-20
kotak-zen-signature,Kotak Zen Signature Credit Card,Kotak Mahindra Bank,2025-06-01,,reward,devaluation,major,active,Categories excluded and capped from reward earning,"Wallet, fuel, rent, gaming, utility, education, insurance & government spends earned points","Wallet, fuel, rent & gaming earn nothing; utility/education/insurance/government capped",high,official,https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/zen-signature-credit-card/features.html,https://cardadvisor.in/cards/kotak-zen-signature,,kotak-2025-06-01-reward-category-exclusions
kotak-zen-signature,Kotak Zen Signature Credit Card,Kotak Mahindra Bank,2025-06-01,,lounge,devaluation,major,active,"Domestic lounge access spend-gated at ₹75,000/quarter",Unconditional complimentary domestic lounge visits,"2 domestic visits per quarter only after ₹75,000 spend in the prior quarter",high,official,https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/zen-signature-credit-card/features.html,https://cardadvisor.in/cards/kotak-zen-signature,,kotak-2025-06-01-lounge-access-made-spend-gated
kotak-zen-signature,Kotak Zen Signature Credit Card,Kotak Mahindra Bank,2025-06-01,,fee,devaluation,minor,active,Finance charge raised 3.5% → 3.75% per month,3.5% per month,3.75% per month,reconstructed,research,,https://cardadvisor.in/cards/kotak-zen-signature,,kotak-2025-06-01-finance-charge-category-fees
axis-supermoney,Axis Bank SUPERMONEY RuPay Credit Card,Axis Bank,2025-06-01,,welcome,neutral,minor,superseded,Launch promo — 100% cashback up to ₹500 on the first Flipkart UPI spend,,,high,official,https://super.money/launch-cashback-offer,https://cardadvisor.in/cards/axis-supermoney,,
kotak-indianoil,IndianOil Kotak Credit Card,Kotak Mahindra Bank,2025-06-01,2025-05-08,fee,devaluation,minor,active,Finance charge raised; 1% category transaction fees added,A lower monthly finance charge (reported at 3.5%; Kotak publishes no pre-revision rate); no category transaction fee,3.75% per month; 1% fee on select categories over per-cycle limits — fuel exempt on this card,reconstructed,research,,https://cardadvisor.in/cards/kotak-indianoil,,kotak-2025-06-01-finance-charge-category-fees
kotak-indianoil,IndianOil Kotak Credit Card,Kotak Mahindra Bank,2025-06-01,2025-05-08,reward,devaluation,minor,active,"Utility, rent, wallet and other categories stop earning reward points","Utility, education, insurance, wallet, rent and government spends earned points",These categories earn no reward points,reconstructed,official,https://www.kotak.bank.in/content/dam/Kotak/gsfcfiles/credit-cards/list-of-mccs-with-respect-to-revised-fees-and-rewards_june_01_2025.pdf,https://cardadvisor.in/cards/kotak-indianoil,,kotak-2025-06-01-reward-category-exclusions
kotak-upi-rupay,Kotak UPI RuPay Credit Card,Kotak Mahindra Bank,2025-06-01,2025-05-08,redemption,devaluation,major,active,Cash redemption value cut ₹0.10 → ₹0.07 per point,₹0.10 per point,"₹0.07 per point (min 2,000 points to redeem)",high,official,https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/kotak-upi-rupay-credit-card.html,https://cardadvisor.in/cards/kotak-upi-rupay,,kotak-2025-06-01-cash-redemption-value-cut-0-25-0-20
kotak-upi-rupay,Kotak UPI RuPay Credit Card,Kotak Mahindra Bank,2025-06-01,2025-05-08,fee,devaluation,minor,active,Finance charge raised; 1% category transaction fees added,3.5% per month finance charge (reported); no category transaction fee,3.75% per month; 1% fee on select categories over per-cycle limits,reconstructed,research,,https://cardadvisor.in/cards/kotak-upi-rupay,,kotak-2025-06-01-finance-charge-category-fees
kotak-upi-rupay,Kotak UPI RuPay Credit Card,Kotak Mahindra Bank,2025-06-01,2025-05-08,reward,devaluation,major,active,Several categories dropped from reward earning,"Wallet, gaming, insurance, government, fuel, rent & education spends earned points",These categories earn no reward points,high,official,https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/kotak-upi-rupay-credit-card.html,https://cardadvisor.in/cards/kotak-upi-rupay,,kotak-2025-06-01-reward-category-exclusions
kotak-white-reserve,Kotak White Reserve Credit Card,Kotak Mahindra Bank,2025-06-01,,fee,neutral,minor,,White Reserve exempted from the bank-wide reward cuts and category fees,No category transaction fees; all spends earned White Pass,Unchanged — the revision did not extend to White Reserve,high,official,https://www.kotak.bank.in/content/dam/Kotak/gsfcfiles/credit-cards/list-of-mccs-with-respect-to-revised-fees-and-rewards_june_01_2025.pdf,https://cardadvisor.in/cards/kotak-white-reserve,,
kotak-league-platinum,Kotak League Platinum Credit Card,Kotak Mahindra Bank,2025-06-01,,fee,devaluation,minor,active,Finance charge raised; 1% category fees added,3.5% per month finance charge; no category transaction fee,3.75% per month; 1% fee on select categories over per-cycle limits,high,research,,https://cardadvisor.in/cards/kotak-league-platinum,,kotak-2025-06-01-finance-charge-category-fees
kotak-league-platinum,Kotak League Platinum Credit Card,Kotak Mahindra Bank,2025-06-01,,redemption,devaluation,major,active,Reward point cash value cut ₹0.10 → ₹0.07,₹0.10 per point,"₹0.07 per point (min 2,000 points to redeem)",high,official,https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/league-platinum-card/reward-redemption.html,https://cardadvisor.in/cards/kotak-league-platinum,,kotak-2025-06-01-cash-redemption-value-cut-0-25-0-20
kotak-league-platinum,Kotak League Platinum Credit Card,Kotak Mahindra Bank,2025-06-01,,reward,devaluation,major,active,Several categories dropped from reward earning,"Utility, fuel, rent, education, insurance, government, wallet & gaming earned points","These categories earn nothing; utility capped at ₹35,000 per statement cycle",high,official,https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/league-platinum-card/features.html,https://cardadvisor.in/cards/kotak-league-platinum,,kotak-2025-06-01-reward-category-exclusions
sbm-zet,SBM ZET Credit Card,SBM Bank India,2025-05-28,,launch,neutral,major,active,SBM ZET Credit Card launched,,Lifetime-free FD-backed RuPay credit card via the ZET app,reconstructed,research,,https://cardadvisor.in/cards/sbm-zet,,
axis-supermoney,Axis Bank SUPERMONEY RuPay Credit Card,Axis Bank,2025-05-22,,launch,neutral,major,,Axis Bank & super.money launch the SUPERMONEY RuPay Credit Card,,,high,official,https://www.axis.bank.in/docs/default-source/press-releases/axis-bank-super-money-22-05-25.pdf?sfvrsn=c69496_1,https://cardadvisor.in/cards/axis-supermoney,,
sbi-apollo-select,Apollo SBI Card SELECT,SBI Card,2025-05-15,,launch,neutral,major,,Apollo SBI Card SELECT launched,,,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/Apollo-SBI-Card-SELECT-FAQ.pdf,https://cardadvisor.in/cards/sbi-apollo-select,,sbi-2025-05-15-apollo-sbi-card-launched
sbi-apollo,Apollo SBI Card,SBI Card,2025-05-15,,launch,neutral,major,,Apollo SBI Card launched,,,reconstructed,research,,https://cardadvisor.in/cards/sbi-apollo,,sbi-2025-05-15-apollo-sbi-card-launched
slice,slice UPI Credit Card,slice,2025-05-14,,benefit,neutral,minor,,Merged bank renamed slice Small Finance Bank,,,high,research,,https://cardadvisor.in/cards/slice,,
hsbc-platinum,HSBC Visa Platinum Credit Card,HSBC,2025-05-14,,transfer,revaluation,major,active,HSBC revamps rewards programme with 20 transfer partners,"Points redeemable for merchandise, vouchers and limited airmiles conversion","Points transfer to 20 airline and hotel partners (15 airlines + 5 hotels) at 2:1, tracked in-app",high,official,https://www.about.hsbc.bank.in/-/media/india/en/news-and-media/250514-hsbc-rewards-platform-2025.pdf?sc_lang=en-GB,https://cardadvisor.in/cards/hsbc-platinum,,hsbc-2025-05-14-hsbc-revamps-rewards-programme-with-20
hsbc-premier,HSBC Premier World Mastercard,HSBC,2025-05-14,,transfer,revaluation,major,,HSBC Rewards Marketplace adds 20 transfer partners at 1:1,"Catalogue / voucher redemption, no transfer partners","20 partners (15 airlines + 5 hotels), mostly 1:1",high,official,https://www.about.hsbc.bank.in/-/media/india/en/news-and-media/250514-hsbc-rewards-platform-2025.pdf?sc_lang=en-GB,https://cardadvisor.in/cards/hsbc-premier,,hsbc-2025-05-14-hsbc-revamps-rewards-programme-with-20
indusind-platinum-rupay,IndusInd Bank Platinum RuPay Credit Card,IndusInd Bank,2025-05-04,,fee,devaluation,minor,,"New 1% fee on fuel spends above ₹50,000/cycle",No bank fee on fuel spends,"1% + GST on cumulative fuel above ₹50,000 per statement cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Fuel-transaction-Fee.pdf,https://cardadvisor.in/cards/indusind-platinum-rupay,,indusind-2025-05-04-new-1-fee-on-fuel-spends-above-50-000-cycle
indusind-celesta,IndusInd Bank Celesta Credit Card,IndusInd Bank,2025-05-04,,fee,devaluation,minor,,"New 1% fee on fuel spends above ₹50,000/cycle",No bank fee on fuel spends,"1% + GST on cumulative fuel above ₹50,000 per statement cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Fuel-transaction-Fee.pdf,https://cardadvisor.in/cards/indusind-celesta,,indusind-2025-05-04-new-1-fee-on-fuel-spends-above-50-000-cycle
indusind-pinnacle,IndusInd Bank Pinnacle Credit Card,IndusInd Bank,2025-05-04,,fee,devaluation,minor,,"New 1% fee on fuel spends above ₹50,000/cycle",No bank fee on fuel spends,"1% + GST on cumulative fuel above ₹50,000 per statement cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Fuel-transaction-Fee.pdf,https://cardadvisor.in/cards/indusind-pinnacle,,indusind-2025-05-04-new-1-fee-on-fuel-spends-above-50-000-cycle
indusind-samman,IndusInd Bank Samman Credit Card,IndusInd Bank,2025-05-04,,fee,devaluation,minor,,"New 1% fee on fuel spends above ₹50,000/cycle",No bank fee on fuel spends,"1% + GST on cumulative fuel above ₹50,000 per statement cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Fuel-transaction-Fee.pdf,https://cardadvisor.in/cards/indusind-samman,,indusind-2025-05-04-new-1-fee-on-fuel-spends-above-50-000-cycle
indusind-platinum-aura-edge,IndusInd Bank Platinum Aura Edge Credit Card,IndusInd Bank,2025-05-04,,fee,devaluation,minor,,"New 1% fee on fuel spends above ₹50,000/cycle",No bank fee on fuel spends,"1% + GST on cumulative fuel above ₹50,000 per statement cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Fuel-transaction-Fee.pdf,https://cardadvisor.in/cards/indusind-platinum-aura-edge,,indusind-2025-05-04-new-1-fee-on-fuel-spends-above-50-000-cycle
indusind-platinum,IndusInd Bank Platinum Credit Card,IndusInd Bank,2025-05-04,,fee,devaluation,minor,,"New 1% fee on fuel spends above ₹50,000/cycle",No bank fee on fuel spends,"1% + GST on cumulative fuel above ₹50,000 per statement cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Fuel-transaction-Fee.pdf,https://cardadvisor.in/cards/indusind-platinum,,indusind-2025-05-04-new-1-fee-on-fuel-spends-above-50-000-cycle
yes-private,YES Private Credit Card,YES Bank,2025-05-01,,benefit,devaluation,minor,superseded,Over-limit facility discontinued,,,high,research,,https://cardadvisor.in/cards/yes-private,,yes-2025-05-01-over-limit-facility-discontinued
yes-private-prime,YES Private Prime Credit Card,YES Bank,2025-05-01,,benefit,devaluation,minor,superseded,Over-limit facility discontinued,"Spends above the limit allowed at 2.5% or ₹500, whichever is higher",Withdrawn — such transactions declined,high,research,,https://cardadvisor.in/cards/yes-private-prime,,yes-2025-05-01-over-limit-facility-discontinued
yes-select,YES Bank Select Credit Card,YES Bank,2025-05-01,,benefit,devaluation,minor,superseded,Over-limit facility discontinued,,,high,research,,https://cardadvisor.in/cards/yes-select,,yes-2025-05-01-over-limit-facility-discontinued
yes-wellness-plus,YES Bank Wellness Plus Credit Card,YES Bank,2025-05-01,,benefit,devaluation,minor,superseded,Over-limit facility discontinued,"Allowed, with a ₹500 over-limit charge",Transactions above the limit automatically declined,high,research,,https://cardadvisor.in/cards/yes-wellness-plus,,yes-2025-05-01-over-limit-facility-discontinued
yes-first-exclusive,YES First Exclusive Credit Card (now YES Bank RESERV),YES Bank,2025-05-01,,benefit,devaluation,minor,superseded,Over-limit facility discontinued,,,high,research,,https://cardadvisor.in/cards/yes-first-exclusive,,yes-2025-05-01-over-limit-facility-discontinued
yes-ace,YES Bank Ace Credit Card,YES Bank,2025-05-01,,benefit,devaluation,minor,superseded,Over-limit facility discontinued,Spends above the limit allowed at a ₹500 charge,Spends above the limit declined,high,research,,https://cardadvisor.in/cards/yes-ace,,yes-2025-05-01-over-limit-facility-discontinued
yes-elite-plus,YES Bank Elite+ Credit Card,YES Bank,2025-05-01,,benefit,devaluation,minor,superseded,Over-limit facility discontinued,,,high,research,,https://cardadvisor.in/cards/yes-elite-plus,,yes-2025-05-01-over-limit-facility-discontinued
yes-marquee,YES Bank Marquee Credit Card,YES Bank,2025-05-01,,benefit,devaluation,minor,superseded,Over-limit facility discontinued,,,high,research,,https://cardadvisor.in/cards/yes-marquee,,yes-2025-05-01-over-limit-facility-discontinued
sbi-tata-neu-plus,Tata Neu Plus SBI Card,SBI Card,2025-04-16,2025-04-16,launch,neutral,major,active,Tata Neu Plus SBI Card launched,,,high,research,,https://cardadvisor.in/cards/sbi-tata-neu-plus,,sbi-2025-04-16-tata-neu-plus-sbi-card-launched
sbi-tata-neu-infinity,Tata Neu Infinity SBI Card,SBI Card,2025-04-16,2025-04-16,launch,neutral,major,active,Tata Neu Infinity SBI Card launched,,,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/ekit-tncs/Tata-Neu-Infinity-Booklet.pdf,https://cardadvisor.in/cards/sbi-tata-neu-infinity,,sbi-2025-04-16-tata-neu-plus-sbi-card-launched
yes-private,YES Private Credit Card,YES Bank,2025-04-01,,reward,devaluation,major,active,"Government, marketing and advertising spends stop earning points",,,reconstructed,research,,https://cardadvisor.in/cards/yes-private,,yes-2025-04-01-government-marketing-advertising-spends
indusind-platinum-rupay,IndusInd Bank Platinum RuPay Credit Card,IndusInd Bank,2025-04-01,,redemption,devaluation,major,,Redemption fee raised to ₹149; 50%-of-balance cap added,No 50%-of-balance cap; lower cash-redemption fee,₹149 + GST per cash redemption; 50%-of-balance cap; twid fees per transaction,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Changes-in-Reward-Points-Redemption-Program.pdf,https://cardadvisor.in/cards/indusind-platinum-rupay,,indusind-2025-04-01-redemption-terms-revision
indusind-pioneer-legacy,IndusInd Bank Pioneer Legacy Credit Card,IndusInd Bank,2025-04-01,,redemption,devaluation,major,active,Cash redemption fee raised to ₹149 and capped at 50% of balance,Lower redemption fee; full balance redeemable,₹149 + GST per cash redemption; max 50% of balance,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Changes-in-Reward-Points-Redemption-Program.pdf,https://cardadvisor.in/cards/indusind-pioneer-legacy,,indusind-2025-04-01-redemption-terms-revision
yes-private-prime,YES Private Prime Credit Card,YES Bank,2025-04-01,,reward,devaluation,major,active,"Government, marketing and advertising spends stop earning points","Government, marketing and advertising spends earned points",These three categories earn nothing,reconstructed,research,,https://cardadvisor.in/cards/yes-private-prime,,yes-2025-04-01-government-marketing-advertising-spends
indusind-tiger,IndusInd Bank Tiger Credit Card,IndusInd Bank,2025-04-01,,redemption,devaluation,major,,Redemption fee added; Pay-with-Rewards value cut,No per-redemption fee,₹149 + GST per redemption; twid capped 12.5% travel / 10% other from 2nd txn,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Changes-in-Reward-Points-Redemption-Program.pdf,https://cardadvisor.in/cards/indusind-tiger,,indusind-2025-04-01-redemption-terms-revision
indusind-pioneer-private,IndusInd Bank Pioneer Private Credit Card,IndusInd Bank,2025-04-01,,redemption,devaluation,minor,active,Cash redemption capped at 50% of points balance,Full points balance redeemable against cash credit,Max 50% of balance per redemption; points clawed back on delinquency,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Changes-in-Reward-Points-Redemption-Program.pdf,https://cardadvisor.in/cards/indusind-pioneer-private,,indusind-2025-04-01-redemption-terms-revision
amex-platinum-travel,American Express Platinum Travel Credit Card,American Express,2025-04-01,2025-03-25,redemption,devaluation,minor,,Platinum Travel Collection redemption devalued,Taj 0.5/point; Flipkart available,Taj 0.4/point; Flipkart removed; Air India 0.3/pt & Postcard Hotels 0.5/pt added,high,official,https://www.americanexpress.com/in/credit-cards/platinum-travel-credit-card/,https://cardadvisor.in/cards/amex-platinum-travel,,
indusind-celesta,IndusInd Bank Celesta Credit Card,IndusInd Bank,2025-04-01,,redemption,devaluation,major,,Redemption fee raised to ₹149; 50%-of-balance cap added,No 50%-of-balance cap; lower cash-redemption fee,₹149 + GST per cash redemption; 50%-of-balance cap; twid fees per transaction,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Changes-in-Reward-Points-Redemption-Program.pdf,https://cardadvisor.in/cards/indusind-celesta,,indusind-2025-04-01-redemption-terms-revision
indusind-indulge,IndusInd Bank Indulge Credit Card,IndusInd Bank,2025-04-01,2025-03-25,redemption,devaluation,major,,Redemption fee raised; Pay-with-Rewards value cut,Cash redemption fee ₹100; no balance cap,₹149 + GST cash redemption; twid per-txn fees; 50%-of-balance cap,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Changes-in-Reward-Points-Redemption-Program.pdf,https://cardadvisor.in/cards/indusind-indulge,,indusind-2025-04-01-redemption-terms-revision
indusind-crest,IndusInd Bank Crest Credit Card,IndusInd Bank,2025-04-01,,redemption,devaluation,major,active,Cash redemption fee raised to ₹149 and capped at 50% of balance,Lower redemption fee; full balance redeemable,₹149 + GST per cash redemption; max 50% of balance,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Changes-in-Reward-Points-Redemption-Program.pdf,https://cardadvisor.in/cards/indusind-crest,,indusind-2025-04-01-redemption-terms-revision
indusind-pinnacle,IndusInd Bank Pinnacle Credit Card,IndusInd Bank,2025-04-01,,redemption,devaluation,major,,Redemption fee raised to ₹149; 50%-of-balance cap added,No 50%-of-balance cap; lower cash-redemption fee,₹149 + GST per cash redemption; 50%-of-balance cap; twid fees per transaction,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Changes-in-Reward-Points-Redemption-Program.pdf,https://cardadvisor.in/cards/indusind-pinnacle,,indusind-2025-04-01-redemption-terms-revision
indusind-pioneer-heritage,IndusInd Bank Pioneer Heritage Credit Card,IndusInd Bank,2025-04-01,,redemption,devaluation,minor,active,Cash redemption capped at 50% of points balance,Full points balance redeemable against cash credit,Max 50% of balance per redemption; points clawed back on delinquency,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Changes-in-Reward-Points-Redemption-Program.pdf,https://cardadvisor.in/cards/indusind-pioneer-heritage,,indusind-2025-04-01-redemption-terms-revision
indusind-platinum-aura-edge,IndusInd Bank Platinum Aura Edge Credit Card,IndusInd Bank,2025-04-01,,redemption,devaluation,major,,Redemption fee raised to ₹149; 50%-of-balance cap added,No 50%-of-balance cap; lower cash-redemption fee,₹149 + GST per cash redemption; 50%-of-balance cap; twid fees per transaction,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Changes-in-Reward-Points-Redemption-Program.pdf,https://cardadvisor.in/cards/indusind-platinum-aura-edge,,indusind-2025-04-01-redemption-terms-revision
indusind-solitaire,IndusInd Bank Indus Solitaire Credit Card,IndusInd Bank,2025-04-01,,redemption,devaluation,major,active,Cash redemption fee raised to ₹149 and capped at 50% of balance,Lower redemption fee; full balance redeemable,₹149 + GST per cash redemption; max 50% of balance,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Changes-in-Reward-Points-Redemption-Program.pdf,https://cardadvisor.in/cards/indusind-solitaire,,indusind-2025-04-01-redemption-terms-revision
hsbc-premier,HSBC Premier World Mastercard,HSBC,2025-04-01,,reward,devaluation,major,active,Fuel dropped and category caps added to the 3X earn,"3 RP/₹100 on all spends, no exclusions","Fuel earns nothing; ~11 categories capped at ₹1,00,000/month",high,official,https://www.hsbc.co.in/content/dam/hsbc/in/documents/hsbc-rewards-tcs.pdf,https://cardadvisor.in/cards/hsbc-premier,,
hsbc-premier,HSBC Premier World Mastercard,HSBC,2025-04-01,,redemption,neutral,minor,,Redemption consolidated to the mobile app,"PhoneBanking (IVR), online banking and website","HSBC India Mobile Banking app only, instant redemption",high,official,https://www.about.hsbc.bank.in/-/media/india/en/news-and-media/250514-hsbc-rewards-platform-2025.pdf?sc_lang=en-GB,https://cardadvisor.in/cards/hsbc-premier,,
yes-select,YES Bank Select Credit Card,YES Bank,2025-04-01,,reward,devaluation,major,active,"Government, marketing and advertising spends stop earning points","Government, marketing and advertising spends earned the base rate",No YES Rewardz on those categories,high,research,,https://cardadvisor.in/cards/yes-select,,yes-2025-04-01-government-marketing-advertising-spends
yes-select,YES Bank Select Credit Card,YES Bank,2025-04-01,2024-10-30,lounge,devaluation,major,active,"Lounge spend gate raised to ₹50,000 a quarter","₹35,000 per quarter","₹50,000 per quarter",high,research,,https://cardadvisor.in/cards/yes-select,,yes-2025-04-01-lounge-spend-gates-raised
yes-wellness-plus,YES Bank Wellness Plus Credit Card,YES Bank,2025-04-01,2024-10-30,lounge,devaluation,major,active,"Domestic lounge spend gate raised to ₹50,000 a quarter","₹35,000 a quarter","₹50,000 a quarter",high,research,,https://cardadvisor.in/cards/yes-wellness-plus,,yes-2025-04-01-lounge-spend-gates-raised
yes-wellness-plus,YES Bank Wellness Plus Credit Card,YES Bank,2025-04-01,,reward,devaluation,major,active,"Government, marketing and advertising spends stop earning points","Government, marketing and advertising spends earned the base rate",These categories earn nothing,high,research,,https://cardadvisor.in/cards/yes-wellness-plus,,yes-2025-04-01-government-marketing-advertising-spends
indusind-legend,IndusInd Bank Legend Credit Card,IndusInd Bank,2025-04-01,2025-03-25,redemption,devaluation,major,,Redemption fee raised; Pay-with-Rewards value cut,Redemption fee ₹100 + GST; no 50% balance cap,₹149 + GST per cash redemption; twid 12.5% travel / 10% other from 2nd txn; 50%-of-balance cap,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Changes-in-Reward-Points-Redemption-Program.pdf,https://cardadvisor.in/cards/indusind-legend,,indusind-2025-04-01-redemption-terms-revision
yes-first-exclusive,YES First Exclusive Credit Card (now YES Bank RESERV),YES Bank,2025-04-01,2024-10-30,lounge,devaluation,major,,Domestic lounge spend threshold raised to ₹1 lakh/quarter,"₹35,000 / quarter","₹1,00,000 / quarter",high,research,,https://cardadvisor.in/cards/yes-first-exclusive,,yes-2025-04-01-lounge-spend-gates-raised
yes-first-exclusive,YES First Exclusive Credit Card (now YES Bank RESERV),YES Bank,2025-04-01,,reward,devaluation,major,,"Government, marketing & advertising spends stop earning",,,high,research,,https://cardadvisor.in/cards/yes-first-exclusive,,yes-2025-04-01-government-marketing-advertising-spends
yes-ace,YES Bank Ace Credit Card,YES Bank,2025-04-01,,reward,devaluation,major,active,"Government, marketing and advertising spends stop earning points",Government and tax payments earned 2 points per ₹200,"Government, marketing and advertising spends earn nothing",high,research,,https://cardadvisor.in/cards/yes-ace,,yes-2025-04-01-government-marketing-advertising-spends
yes-elite-plus,YES Bank Elite+ Credit Card,YES Bank,2025-04-01,2024-10-30,lounge,devaluation,major,active,"Domestic lounge spend gate raised to ₹50,000 a quarter","₹35,000 / quarter","₹50,000 / quarter",high,research,,https://cardadvisor.in/cards/yes-elite-plus,,yes-2025-04-01-lounge-spend-gates-raised
yes-elite-plus,YES Bank Elite+ Credit Card,YES Bank,2025-04-01,,reward,devaluation,major,active,"Government, marketing and advertising spends stop earning points",,,high,research,,https://cardadvisor.in/cards/yes-elite-plus,,yes-2025-04-01-government-marketing-advertising-spends
au-ixigo,ixigo AU Credit Card,AU Small Finance Bank,2025-04-01,,lounge,devaluation,major,,Domestic airport lounge access becomes spend-gated,Free of any spend criteria (per launch terms),"₹20,000 spend required in a calendar quarter (eligibility activates within 2 days of crossing the threshold)",high,research,,https://cardadvisor.in/cards/au-ixigo,,
au-ixigo,ixigo AU Credit Card,AU Small Finance Bank,2025-04-01,,reward,devaluation,minor,,ixigo train-booking reward rate halved,20 RP/₹200,10 RP/₹200,high,research,,https://cardadvisor.in/cards/au-ixigo,,
indusind-nexxt,IndusInd Bank Nexxt Credit Card,IndusInd Bank,2025-04-01,2025-03-25,redemption,devaluation,minor,,Cash-redemption fee raised to ₹149,₹100 + GST per cash-credit redemption,₹149 + GST per cash-credit redemption,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Changes-in-Reward-Points-Redemption-Program.pdf,https://cardadvisor.in/cards/indusind-nexxt,,indusind-2025-04-01-redemption-terms-revision
sbi-simply-click,SBI SimplyCLICK Credit Card,SBI Card,2025-04-01,,reward,devaluation,minor,,Swiggy dropped from 10X to 5X,10X,5X,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-simply-click,,
indusind-platinum,IndusInd Bank Platinum Credit Card,IndusInd Bank,2025-04-01,,redemption,devaluation,major,,Redemption fee raised to ₹149; 50%-of-balance cap added,No 50%-of-balance cap; lower cash-redemption fee,₹149 + GST per cash redemption; 50%-of-balance cap; twid fees per transaction,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Changes-in-Reward-Points-Redemption-Program.pdf,https://cardadvisor.in/cards/indusind-platinum,,indusind-2025-04-01-redemption-terms-revision
indusind-avios,IndusInd Bank Avios Visa Infinite Credit Card,IndusInd Bank,2025-04,,reward,revaluation,major,active,Base earn tripled to 3 Avios per ₹200,1 Avios per ₹200,"3 Avios per ₹200 (6 on preferred destination POS, 5 on BA/Qatar)",high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/avios-visa-infinite-credit-card.html,https://cardadvisor.in/cards/indusind-avios,,
indusind-avios,IndusInd Bank Avios Visa Infinite Credit Card,IndusInd Bank,2025-04,,fee,revaluation,major,active,"Joining fee slashed to ₹10,000","₹40,000 joining + ₹10,000 annual","₹10,000 joining + ₹5,000 annual",high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/avios-visa-infinite-credit-card.html,https://cardadvisor.in/cards/indusind-avios,,
indusind-avios,IndusInd Bank Avios Visa Infinite Credit Card,IndusInd Bank,2025-04,,milestone,devaluation,minor,active,"Milestone cap trimmed to 36,000 Avios/year","25,000 x2 at ₹8L each = up to 50,000/yr","18,000 x2 (₹8L annual + ₹16L cumulative) = up to 36,000/yr",reconstructed,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/avios-visa-infinite-credit-card.html,https://cardadvisor.in/cards/indusind-avios,,
yes-marquee,YES Bank Marquee Credit Card,YES Bank,2025-04-01,,reward,devaluation,major,,"Government, marketing & advertising spends stop earning points",,,high,research,,https://cardadvisor.in/cards/yes-marquee,,yes-2025-04-01-government-marketing-advertising-spends
yes-marquee,YES Bank Marquee Credit Card,YES Bank,2025-04-01,,lounge,devaluation,major,,Lounge access spend-gated at ₹1 lakh/quarter,Lower spend threshold,"₹1,00,000 spend in previous quarter",high,research,,https://cardadvisor.in/cards/yes-marquee,,yes-2025-04-01-lounge-spend-gates-raised
au-lit,AU LIT Credit Card,AU Small Finance Bank,2025-04-01,,milestone,devaluation,minor,,Milestone cashback spend thresholds raised,"5% bonus at ₹7,500 spend per 30-day cycle; 2% bonus at ₹10,000","5% bonus at ₹10,000 spend per 30-day cycle; 2% bonus at ₹15,000",reconstructed,research,,https://cardadvisor.in/cards/au-lit,,au-2025-04-01-milestone-cashback-thresholds-raised
indusind-pinnacle,IndusInd Bank Pinnacle Credit Card,IndusInd Bank,2025-03-13,,benefit,neutral,minor,,Golf benefit restructured to 1 game + 1 lesson per month,,1 complimentary game + 1 complimentary lesson per month,reconstructed,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/pinnacle-world-credit-card.html,https://cardadvisor.in/cards/indusind-pinnacle,,
indusind-pinnacle,IndusInd Bank Pinnacle Credit Card,IndusInd Bank,2025-03-13,,lounge,neutral,minor,,International lounge access defined as 1 visit per quarter,,"1 complimentary Priority Pass visit per calendar quarter, outside India",reconstructed,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/pinnacle-world-credit-card.html,https://cardadvisor.in/cards/indusind-pinnacle,,
indusind-legend,IndusInd Bank Legend Credit Card,IndusInd Bank,2025-03-07,,lounge,devaluation,major,,Complimentary airport lounge access discontinued,Complimentary domestic lounge + Priority Pass membership,"No complimentary lounge (Priority Pass membership retained, pay per visit)",high,research,,https://cardadvisor.in/cards/indusind-legend,,
amex-platinum-travel,American Express Platinum Travel Credit Card,American Express,2025-03,,eligibility,neutral,minor,active,New applications paused in India,Open to new applicants,Paused for new applicants (existing cardmembers unaffected),reconstructed,research,,https://cardadvisor.in/cards/amex-platinum-travel,,amex-2025-03-new-applications-paused-in-india
amex-gold,American Express Gold Card,American Express,2025-03,,eligibility,neutral,minor,active,New applications paused in India,Open to new applicants,Paused for new applicants (existing cardmembers unaffected),reconstructed,research,,https://cardadvisor.in/cards/amex-gold,,amex-2025-03-new-applications-paused-in-india
sc-digismart,Standard Chartered DigiSmart Credit Card,Standard Chartered,2025-03-01,,benefit,devaluation,minor,active,Myntra 20% instant discount withdrawn,"20% off Myntra, up to ₹700/month",Myntra offer removed,high,research,,https://cardadvisor.in/cards/sc-digismart,,
amex-mrcc,American Express Membership Rewards Credit Card,American Express,2025-03,,eligibility,neutral,minor,active,New applications paused in India,Open to new applicants,Paused for new applicants (existing cardmembers unaffected),reconstructed,research,,https://cardadvisor.in/cards/amex-mrcc,,amex-2025-03-new-applications-paused-in-india
idfc-swyp,IDFC FIRST SWYP Credit Card,IDFC FIRST Bank,2025-02-20,,lounge,devaluation,major,active,Railway lounge access spend-gated for the first time,"4 visits per quarter, no spend condition","Same 4 visits, but ₹20,000 previous-month spend required to unlock",high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/FIRST-SWYP-Credit-Card-Communication-May-26.pdf,https://cardadvisor.in/cards/idfc-swyp,,
au-zenith-plus,AU Zenith Plus Credit Card,AU Small Finance Bank,2025-01-27,,launch,neutral,major,,AU Zenith Plus metal card launches,,,high,official,https://www.au.bank.in/premium-banking/credit-cards/zenith-plus-credit-card,https://cardadvisor.in/cards/au-zenith-plus,,
hsbc-travelone,HSBC TravelOne Credit Card,HSBC,2025-01-22,,launch,neutral,major,,HSBC TravelOne launched in India,,,high,official,https://www.hsbc.co.in/credit-cards/products/travelone/,https://cardadvisor.in/cards/hsbc-travelone,,
indusind-platinum-rupay,IndusInd Bank Platinum RuPay Credit Card,IndusInd Bank,2025-01-21,,transfer,devaluation,minor,,InterMiles redemption route discontinued,Points → InterMiles,InterMiles route withdrawn,high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/platinum-rupay-credit-card.html,https://cardadvisor.in/cards/indusind-platinum-rupay,,indusind-2025-01-21-intermiles-route-withdrawn
indusind-celesta,IndusInd Bank Celesta Credit Card,IndusInd Bank,2025-01-21,,transfer,devaluation,minor,,InterMiles redemption route discontinued,Points → InterMiles,InterMiles route withdrawn (KrisFlyer retained at 2:1),high,official,https://www.indusind.bank.in/in/en/microsites/celesta/celesta-rewards.html,https://cardadvisor.in/cards/indusind-celesta,,indusind-2025-01-21-intermiles-route-withdrawn
indusind-indulge,IndusInd Bank Indulge Credit Card,IndusInd Bank,2025-01-21,,transfer,devaluation,major,,InterMiles redemption route discontinued,Points → InterMiles,InterMiles route withdrawn,high,research,,https://cardadvisor.in/cards/indusind-indulge,,indusind-2025-01-21-intermiles-route-withdrawn
indusind-pinnacle,IndusInd Bank Pinnacle Credit Card,IndusInd Bank,2025-01-21,,transfer,devaluation,minor,,InterMiles redemption route discontinued,Points → InterMiles,InterMiles route withdrawn,high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/pinnacle-world-credit-card.html,https://cardadvisor.in/cards/indusind-pinnacle,,indusind-2025-01-21-intermiles-route-withdrawn
indusind-platinum-aura-edge,IndusInd Bank Platinum Aura Edge Credit Card,IndusInd Bank,2025-01-21,,transfer,devaluation,minor,,InterMiles redemption route discontinued,Points → InterMiles,InterMiles route withdrawn,high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/platinum-aura-edge-visa-and-mastercard-credit-card-easy-credit.html,https://cardadvisor.in/cards/indusind-platinum-aura-edge,,indusind-2025-01-21-intermiles-route-withdrawn
indusind-legend,IndusInd Bank Legend Credit Card,IndusInd Bank,2025-01-21,,transfer,devaluation,major,,InterMiles redemption route discontinued,Points → InterMiles,InterMiles route withdrawn,high,research,,https://cardadvisor.in/cards/indusind-legend,,indusind-2025-01-21-intermiles-route-withdrawn
indusind-nexxt,IndusInd Bank Nexxt Credit Card,IndusInd Bank,2025-01-21,,transfer,devaluation,minor,,InterMiles redemption withdrawn,,,reconstructed,research,,https://cardadvisor.in/cards/indusind-nexxt,,indusind-2025-01-21-intermiles-route-withdrawn
indusind-platinum,IndusInd Bank Platinum Credit Card,IndusInd Bank,2025-01-21,,transfer,devaluation,minor,,InterMiles redemption route discontinued,Points → InterMiles,InterMiles route withdrawn,high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/platinum-visa-credit-card.html,https://cardadvisor.in/cards/indusind-platinum,,indusind-2025-01-21-intermiles-route-withdrawn
idfc-earn,IDFC FIRST EA₹N Credit Card,IDFC FIRST Bank,2025-01-20,,launch,neutral,major,,IDFC FIRST EA₹N launched with RuPay,,,high,official,https://www.idfcfirst.bank.in/credit-card/secured-rupay-credit-card,https://cardadvisor.in/cards/idfc-earn,,
au-lit,AU LIT Credit Card,AU Small Finance Bank,2025-01-15,,reward,devaluation,major,,Category cashback cap halved to ₹500 a cycle,"₹1,000 on each category in a 30-day period",₹500 on each of grocery and apparel in a 30-day period,high,official,https://www.au.bank.in/lit-terms-and-conditions,https://cardadvisor.in/cards/au-lit,,au-2025-01-15-category-cashback-cap-halved
onecard,OneCard Credit Card,BOBCARD,2025-01-06,,reward,devaluation,minor,,5X now requires spending across three categories,5X applied to top-2 categories on any qualifying spend,5X applies only if you spend at least ₹750 in each of three or more categories in the month,reconstructed,official,https://www.getonecard.app/blog/onecard-credit-card-rewards/,https://cardadvisor.in/cards/onecard,,
bob-snapdeal,Snapdeal BOBCARD Credit Card,BOBCARD,2025-01-01,,fee,devaluation,minor,active,"Processing fees added on wallet-load, high-value utility and fuel spends",,,high,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-snapdeal,,bob-2025-01-01-processing-fees-added-on-wallet-load
bob-snapdeal,Snapdeal BOBCARD Credit Card,BOBCARD,2025-01-01,,reward,devaluation,minor,active,Reward points removed on wallet-load spends,Earned base reward points,No core RP on wallet loads (MCC 6539–6542),high,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-snapdeal,,bob-2025-01-01-reward-points-removed-on-wallet-load-spends
bob-snapdeal,Snapdeal BOBCARD Credit Card,BOBCARD,2025-01-01,,reward,revaluation,minor,active,UPI reward-point cap removed,Capped at 500 RP per statement cycle,Unlimited RP on UPI spends,high,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-snapdeal,,bob-2025-01-01-upi-reward-point-cap-removed
uni-goldx,BOBCARD Uni GoldX Credit Card,BOBCARD,2025,,launch,neutral,major,,Uni GoldX launched,,,reconstructed,research,,https://cardadvisor.in/cards/uni-goldx,,
roarbank,Roarbank RuPay Credit Card,Unity Small Finance Bank,2025,,launch,neutral,major,active,Roarbank RuPay credit card goes live with Unity Small Finance Bank,,App-first lifetime-free RuPay/UPI card with up to 20% category-choice cashback,reconstructed,research,,https://cardadvisor.in/cards/roarbank,,
bob-icai-exclusive,ICAI Exclusive BOBCARD Credit Card,BOBCARD,2025-01-01,,lounge,devaluation,major,active,"Domestic lounge access gated to ₹40,000/quarter spend","3 visits/quarter, no spend gate","3 visits/quarter after ₹40,000/quarter spend",high,official,https://media.bobcard.co.in/media/zsvi2qye/lounge-benefit-update-wef-1st-january-2025.pdf,https://cardadvisor.in/cards/bob-icai-exclusive,,bob-2025-01-01-lounge-access-gated-to-40-000-quarter-spend
bob-icai-exclusive,ICAI Exclusive BOBCARD Credit Card,BOBCARD,2025-01-01,,fee,devaluation,minor,active,"Processing fees added on wallet-load, high-value utility and fuel spends",No processing fees,"1% on wallet-load, ₹50k+ utility and ₹10k+ fuel",high,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-icai-exclusive,,bob-2025-01-01-processing-fees-added-on-wallet-load
bob-premier,Bank of Baroda Premier Credit Card,BOBCARD,2025-01-01,,fee,devaluation,minor,active,Processing fees added on wallet-load and utility spends,No processing fee on wallet loads or utility payments,"1% on wallet loads; 1% (max ₹3,000) on utility payments of ₹50,000 or more",high,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-premier,,bob-2025-01-01-processing-fees-added-on-wallet-load
bob-premier,Bank of Baroda Premier Credit Card,BOBCARD,2025-01-01,,lounge,devaluation,major,active,"Quarterly lounge access gated to ₹20,000 prior-quarter spend","Complimentary quarterly domestic lounge visit, unconditional","Visit requires at least ₹20,000 spend in the preceding calendar quarter",high,official,https://media.bobcard.co.in/media/zsvi2qye/lounge-benefit-update-wef-1st-january-2025.pdf,https://cardadvisor.in/cards/bob-premier,,bob-2025-01-01-lounge-access-gated-to-40-000-quarter-spend
bob-easy,BOBCARD Easy Credit Card,BOBCARD,2025-01-01,,fee,devaluation,minor,active,Processing fees added on wallet-load & utility spends,No processing fee,"1% on wallet loads; 1% (max ₹3,000) on utility payments ≥ ₹50,000",high,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-easy,,bob-2025-01-01-processing-fees-added-on-wallet-load
bob-select,BOBCARD Select Credit Card,BOBCARD,2025-01-01,,fee,devaluation,minor,active,Processing fees added on wallet-load & utility spends,No processing fee on wallet loads or utility payments,"1% on wallet loads; 1% (max ₹3,000) on utility payments ≥₹50,000",high,official,https://media.bobcard.co.in/media/yzqbo2hq/bobcard-tarrif-feature-changes-wef-1st-jan25.pdf,https://cardadvisor.in/cards/bob-select,,bob-2025-01-01-processing-fees-added-on-wallet-load
bob-tiara,Bank of Baroda Tiara Credit Card,BOBCARD,2025-01-01,,lounge,devaluation,major,,"Lounge access gated to ₹40,000/quarter spend","Unlimited, unconditional","₹40,000 spend in prior quarter",high,official,https://media.bobcard.co.in/media/zsvi2qye/lounge-benefit-update-wef-1st-january-2025.pdf,https://cardadvisor.in/cards/bob-tiara,,bob-2025-01-01-lounge-access-gated-to-40-000-quarter-spend
bob-irctc,IRCTC BOBCARD RuPay Credit Card,BOBCARD,2025-01-01,,fee,devaluation,minor,active,Processing fees added on wallet-load and utility spends,No processing fee on wallet loads or utility payments,"1% on wallet loads; 1% (max ₹3,000) on utility payments >= ₹50,000",high,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-irctc,,bob-2025-01-01-processing-fees-added-on-wallet-load
icici-adani-platinum,Adani One ICICI Bank Platinum Credit Card,ICICI Bank,2025-01-01,,reward,devaluation,minor,active,Cashback on the American Express variant withdrawn,Amex variant carried cashback offers,Cashback offers revoked,reconstructed,official,https://www.icici.bank.in/personal-banking/cards/credit-card/adani-icici-credit-card/platinum-card,https://cardadvisor.in/cards/icici-adani-platinum,,
bob-hpcl-energie,HPCL ENERGIE BOBCARD Credit Card,BOBCARD,2025-01-01,,lounge,devaluation,minor,active,"Quarterly lounge access gated to ₹20,000/quarter spend","1 complimentary domestic lounge visit per quarter, no spend condition","1 visit per quarter, requires ₹20,000 spend in the preceding calendar quarter (waived for the issuance quarter)",high,official,https://media.bobcard.co.in/media/zsvi2qye/lounge-benefit-update-wef-1st-january-2025.pdf,https://cardadvisor.in/cards/bob-hpcl-energie,,bob-2025-01-01-lounge-access-gated-to-40-000-quarter-spend
sbi-prime,SBI Card PRIME,SBI Card,2025,,benefit,devaluation,major,superseded,Club Vistara Silver & Trident Privilege memberships discontinued,Complimentary Club Vistara Silver + Trident Privilege Red memberships,Both memberships withdrawn,reconstructed,research,,https://cardadvisor.in/cards/sbi-prime,,sbi-2025-club-vistara-silver-trident-privilege
au-vetta,AU Bank Vetta Credit Card,AU Small Finance Bank,2025-01-01,,lounge,devaluation,minor,,Domestic airport lounge access made spend-gated,"Complimentary come-and-go domestic lounge access, no spend condition","₹20,000 minimum spend per calendar quarter",reconstructed,research,,https://cardadvisor.in/cards/au-vetta,,au-2025-01-01-domestic-airport-lounge-access-made-spend
au-xcite-ultra,AU Xcite Ultra Credit Card,AU Small Finance Bank,2025,,fee,devaluation,major,,Lifetime-free status ends; ₹749 joining/annual fee introduced,Lifetime free — no joining or annual fee,"₹749 + GST joining and annual fee (waived on ₹2,00,000 retail spend from year 2)",reconstructed,official,https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf,https://cardadvisor.in/cards/au-xcite-ultra,,au-2025-lifetime-free-status-ends-749-fee-introduced
au-xcite-ultra,AU Xcite Ultra Credit Card,AU Small Finance Bank,2025-01-01,,lounge,devaluation,minor,,"Domestic airport lounge access made spend-gated at ₹20,000/quarter","2 complimentary domestic lounge visits/quarter, no spend condition","₹20,000 minimum spend per calendar quarter",reconstructed,research,,https://cardadvisor.in/cards/au-xcite-ultra,,au-2025-01-01-domestic-airport-lounge-access-made-spend
hsbc-premier,HSBC Premier World Mastercard,HSBC,2025,,benefit,revaluation,minor,,"Airport transfers, meet-and-greet and luxury access added",,,reconstructed,research,,https://cardadvisor.in/cards/hsbc-premier,,
hsbc-premier,HSBC Premier World Mastercard,HSBC,2025,,welcome,neutral,minor,,"Welcome bonus switched from Taj voucher to 20,000 Reward Points","₹12,000 Taj Hotels gift card","20,000 Reward Points (transferable 1:1)",reconstructed,official,https://www.hsbc.co.in/credit-cards/products/premier-mastercard/,https://cardadvisor.in/cards/hsbc-premier,,
au-xcite-ace,AU Xcite Ace Credit Card,AU Small Finance Bank,2025,,fee,devaluation,major,,Lifetime-free status ends; ₹749 fee introduced,"Lifetime-free (₹0 joining, ₹0 annual)","₹749 + GST joining and annual fee, waived on ₹2,00,000 annual spend",reconstructed,official,https://www.au.bank.in/personal-banking/credit-cards/swipeup-program/xcite-ace-credit-card,https://cardadvisor.in/cards/au-xcite-ace,,au-2025-lifetime-free-status-ends-749-fee-introduced
au-xcite-ace,AU Xcite Ace Credit Card,AU Small Finance Bank,2025-01-01,,lounge,devaluation,minor,,"Domestic airport lounge access made spend-gated at ₹20,000/quarter","2 complimentary domestic lounge visits/quarter, no spend condition","₹20,000 minimum spend per calendar quarter",reconstructed,research,,https://cardadvisor.in/cards/au-xcite-ace,,au-2025-01-01-domestic-airport-lounge-access-made-spend
au-spont,AU SPONT Credit Card,AU Small Finance Bank,2025-01-01,,lounge,devaluation,minor,,Domestic airport lounge access made spend-gated,no documented spend condition on domestic lounge access,"₹20,000 minimum spend per calendar quarter",reconstructed,research,,https://cardadvisor.in/cards/au-spont,,au-2025-01-01-domestic-airport-lounge-access-made-spend
bob-icsi-diamond,ICSI Diamond BOBCARD Credit Card,BOBCARD,2025-01-01,,reward,devaluation,minor,active,Core reward points removed on wallet-load spends,Core points on wallet loads,No points on wallet-load MCCs (6539–6542),high,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-icsi-diamond,,bob-2025-01-01-reward-points-removed-on-wallet-load-spends
bob-icsi-diamond,ICSI Diamond BOBCARD Credit Card,BOBCARD,2025-01-01,,lounge,devaluation,major,active,Domestic lounge access gated to a quarterly spend,"12 visits a year (3 per quarter), no spend condition","12 visits a year (3 per quarter), only after ₹40,000 spend in the preceding quarter",high,official,https://media.bobcard.co.in/media/zsvi2qye/lounge-benefit-update-wef-1st-january-2025.pdf,https://cardadvisor.in/cards/bob-icsi-diamond,,bob-2025-01-01-lounge-access-gated-to-40-000-quarter-spend
bob-icsi-diamond,ICSI Diamond BOBCARD Credit Card,BOBCARD,2025-01-01,,reward,revaluation,minor,active,Per-cycle cap on UPI reward points removed,500 reward points per statement cycle on UPI,Uncapped reward points on UPI spends,reconstructed,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-icsi-diamond,,bob-2025-01-01-upi-reward-point-cap-removed
bob-icsi-diamond,ICSI Diamond BOBCARD Credit Card,BOBCARD,2025-01-01,,fee,devaluation,minor,active,"Processing fees added on wallet, high-value utility and fuel spends",No processing fee on these spends,"1% on wallet loads; 1% (max ₹3,000) on utility ≥₹50,000; 1% on fuel ≥₹10,000",high,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-icsi-diamond,,bob-2025-01-01-processing-fees-added-on-wallet-load
bob-cma-one,CMA One BOBCARD Credit Card,BOBCARD,2025-01-01,,lounge,devaluation,major,active,"Domestic lounge access gated to ₹40,000 quarterly spend","12 visits a year (3 per quarter), unconditional","12 visits a year (3 per quarter), only after ₹40,000 spend in the preceding calendar quarter",high,official,https://media.bobcard.co.in/media/zsvi2qye/lounge-benefit-update-wef-1st-january-2025.pdf,https://cardadvisor.in/cards/bob-cma-one,,bob-2025-01-01-lounge-access-gated-to-40-000-quarter-spend
bob-cma-one,CMA One BOBCARD Credit Card,BOBCARD,2025-01-01,,fee,devaluation,minor,active,"Processing fees introduced on wallet-load, high-value utility and fuel spends","No processing fee on wallet loads, utility or fuel spends","1% on wallet loads; 1% (max ₹3,000) on utility spends ≥₹50,000; 1% on fuel spends ≥₹10,000",high,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-cma-one,,bob-2025-01-01-processing-fees-added-on-wallet-load
bob-cma-one,CMA One BOBCARD Credit Card,BOBCARD,2025-01-01,,reward,devaluation,minor,active,Reward points removed on wallet-load transactions,Core reward points earned on wallet loads,No reward points on wallet-load MCCs (6539–6542),high,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-cma-one,,bob-2025-01-01-reward-points-removed-on-wallet-load-spends
bob-prime,BOBCARD Prime Credit Card,BOBCARD,2025-01-01,,fee,devaluation,minor,active,"Processing fees added on wallet-load, utility and large fuel spends","No processing fee on wallet loads, utility or fuel","1% wallet loads; 1% utility ≥₹50,000; 1% fuel ≥₹10,000",high,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-prime,,bob-2025-01-01-processing-fees-added-on-wallet-load
bob-prime,BOBCARD Prime Credit Card,BOBCARD,2025-01-01,,reward,devaluation,minor,active,Reward points removed on wallet-load spends,Earned 2 RP per ₹100,No reward points,high,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-prime,,bob-2025-01-01-reward-points-removed-on-wallet-load-spends
bob-prime,BOBCARD Prime Credit Card,BOBCARD,2025-01-01,,reward,revaluation,minor,active,UPI reward-point cap removed,Max 500 RP per statement cycle on UPI,Unlimited RP on UPI,high,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-prime,,bob-2025-01-01-upi-reward-point-cap-removed
axis-samsung-infinite,Samsung Axis Bank Infinite Credit Card,Axis Bank,2025,,eligibility,devaluation,minor,,New applications paused; buyers directed to the Signature,Open to new applications,Apply flow paused; Axis redirects prospects to Samsung Axis Bank Signature,reconstructed,research,,https://cardadvisor.in/cards/axis-samsung-infinite,,
bob-eterna,Bank of Baroda Eterna Credit Card,BOBCARD,2025-01-01,,benefit,devaluation,minor,,Golf benefit discontinued,,,high,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-eterna,,bob-2025-01-01-golf-benefit-discontinued
bob-eterna,Bank of Baroda Eterna Credit Card,BOBCARD,2025-01-01,,lounge,devaluation,major,,"Lounge access gated to ₹40,000/quarter spend","Unlimited, unconditional","₹40,000 spend in prior quarter",high,official,https://media.bobcard.co.in/media/zsvi2qye/lounge-benefit-update-wef-1st-january-2025.pdf,https://cardadvisor.in/cards/bob-eterna,,bob-2025-01-01-lounge-access-gated-to-40-000-quarter-spend
bob-eterna,Bank of Baroda Eterna Credit Card,BOBCARD,2025-01-01,,fee,devaluation,minor,,Processing fees added on wallet-load and utility spends,,,high,official,https://media.bobcard.co.in/media/y2gkeyrl/bobcard-soc-benefit-changes-wef-1st-jan-2025.pdf,https://cardadvisor.in/cards/bob-eterna,,bob-2025-01-01-processing-fees-added-on-wallet-load
indusind-avios,IndusInd Bank Avios Visa Infinite Credit Card,IndusInd Bank,2025,,benefit,devaluation,minor,active,Qatar Airways Gold status withdrawn,Complimentary Qatar Gold status fast-track,No complimentary tier status,reconstructed,research,,https://cardadvisor.in/cards/indusind-avios,,
sbi-elite,SBI Card ELITE,SBI Card,2025,,benefit,devaluation,major,superseded,Club Vistara Silver & Trident Privilege memberships discontinued,Complimentary Club Vistara Silver + Trident Privilege Red memberships,Both memberships withdrawn,reconstructed,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-elite,,sbi-2025-club-vistara-silver-trident-privilege
sbi-irctc-premier,IRCTC SBI Card Premier,SBI Card,2024-12-26,,reward,revaluation,minor,,Value-back now credited on the complete booking,Cardholder's fare only,Complete booking,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/ekit-tncs/IRCTCPremiertnc.pdf,https://cardadvisor.in/cards/sbi-irctc-premier,,sbi-2024-12-26-value-back-now-credited-on-the-complete
sbi-irctc-platinum,IRCTC SBI Platinum Card,SBI Card,2024-12-26,,reward,revaluation,minor,,Value-back now credited on the complete booking,Cardholder's fare only,Complete booking,reconstructed,research,,https://cardadvisor.in/cards/sbi-irctc-platinum,,sbi-2024-12-26-value-back-now-credited-on-the-complete
au-ixigo,ixigo AU Credit Card,AU Small Finance Bank,2024-12-22,,reward,devaluation,major,,"International spend, rent, education, government and BBPS stop earning rewards","Reward points earned across general spend categories, including international transactions","Nil reward points on international spend, rent (MCC 6513), education/government MCCs, and BBPS bill payments",high,research,,https://cardadvisor.in/cards/au-ixigo,,
axis-flipkart-super-elite,Flipkart Axis Bank Super Elite Credit Card,Axis Bank,2024-12-20,,fee,devaluation,major,,"Bank-wide charges revision — finance charge standardized, new fees added",,,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-flipkart-super-elite,,axis-2024-12-20-charges-revision
axis-burgundy-private,Axis Bank Burgundy Private Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,,Bank-wide ancillary fee revision — Burgundy Private exempt from most of it,,,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-burgundy-private,,axis-2024-12-20-charges-revision
axis-burgundy-private,Axis Bank Burgundy Private Credit Card,Axis Bank,2024-12-20,,fee,neutral,minor,,"Finance charge held at 1.50%/month, not swept into the portfolio standardization",1.50%/month (19.56% p.a.),"1.50%/month — unchanged, against a far higher portfolio standard",reconstructed,research,,https://cardadvisor.in/cards/axis-burgundy-private,,axis-2024-12-20-finance-charge-held-at-1-50-month-not-swept
axis-select,Axis Bank Select Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,active,"Portfolio-wide charges revision — EDGE fees introduced, finance charge standardised","No EDGE redemption or partner-conversion fee; 3.60%/month finance charge; DCC markup 1%; ₹100 branch cash payment; 1% rent surcharge capped at ₹1,500 per transaction","₹99 per EDGE redemption and ₹199 per partner conversion; 3.75%/month finance charge; DCC markup 1.5%; ₹175 branch cash payment; 1% rent surcharge uncapped; new 1% fees on wallet loads over ₹10,000, fuel over ₹50,000 and utilities over ₹25,000 per statement cycle",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-select,,axis-2024-12-20-charges-revision
axis-miles-more,Miles & More Axis Bank World Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,,Bank-wide charges revision raises ancillary fees and standardises finance charge,Pre-revision Axis charge schedule,"Finance charge standardised to 3.75%/month; higher DCC, cash-payment and rent-surcharge fees; new penalty and threshold fees",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-miles-more,,axis-2024-12-20-charges-revision
axis-neo,Axis Bank Neo Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,active,"Portfolio-wide charges revision — EDGE fees introduced, finance charge standardised","No EDGE redemption or partner-conversion fee; 3.60%/month finance charge; DCC markup 1%; ₹100 branch cash payment; 1% rent surcharge capped at ₹1,500 per transaction","₹99 per EDGE redemption and ₹199 per partner conversion; 3.75%/month finance charge; DCC markup 1.5%; ₹175 branch cash payment; 1% rent surcharge uncapped; new 1% fees on wallet loads over ₹10,000, fuel over ₹50,000 and utilities over ₹25,000 per statement cycle",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-neo,,axis-2024-12-20-charges-revision
axis-spicejet-voyage,SpiceJet Axis Bank Voyage Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,,Bank-wide charges revision raises ancillary fees,Lower/absent ancillary fees; DCC markup 1%; branch cash payment ₹100,Finance charge standardised to 3.75%/month; DCC markup 1.5%; branch cash payment ₹175; rent surcharge 1% uncapped; new auto-debit-reversal and minimum-due penalty fees,high,research,,https://cardadvisor.in/cards/axis-spicejet-voyage,,axis-2024-12-20-charges-revision
axis-rewards,Axis Bank Rewards Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,active,Ancillary charges revised across the portfolio,,,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-rewards,,axis-2024-12-20-charges-revision
axis-horizon,Axis Bank Horizon Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,active,"Portfolio-wide charges revision — ancillary fees raised, finance charge standardised","3.60%/month finance charge; DCC markup 1%; ₹100 branch cash payment; 1% rent surcharge capped at ₹1,500 per transaction","3.75%/month finance charge; DCC markup 1.5%; ₹175 branch cash payment; 1% rent surcharge uncapped; new 1% fees on wallet loads over ₹10,000, fuel over ₹50,000 and utilities over ₹25,000 — the ₹99 EDGE redemption and ₹199 partner-conversion fees do NOT apply to this card",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-horizon,,axis-2024-12-20-charges-revision
axis-miles-more-select,Miles & More Axis Bank World Select Credit Card,Axis Bank,2024-12-20,,fee,devaluation,major,,"Bank-wide charges revision: DCC markup raised, new surcharges added","1% dynamic currency conversion markup; ₹100 cash payment at branch; 1% rent surcharge capped ₹1,500/txn; no wallet/fuel/utility spend surcharge","1.5% dynamic currency conversion markup; ₹175 cash payment at branch; 1% rent surcharge uncapped; new 1% surcharge on wallet loads >₹10,000, fuel >₹50,000, utility bills >₹25,000; new 2% (min ₹500) auto-debit reversal fee; new ₹100/month penalty for two consecutive missed minimum-due payments",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-miles-more-select,,axis-2024-12-20-charges-revision
axis-samsung-signature,Samsung Axis Bank Signature Credit Card,Axis Bank,2024-12-20,,fee,devaluation,major,,"Bank-wide charges revision — finance charge raised, new surcharges and EDGE fees",~3.6%/mo finance charge; 1% DCC markup; no wallet/fuel/utility surcharge; free EDGE redemption,"3.75%/mo finance charge; 1.5% DCC markup; 1% surcharges on high wallet/fuel/utility spends; ₹99 EDGE redemption fee, ₹199 points-to-partner conversion fee",reconstructed,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-samsung-signature,,axis-2024-12-20-charges-revision
axis-lic,LIC Axis Bank Signature Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,active,"Bank-wide charges revision — finance rate standardised, new ancillary fees added",Pre-Dec-2024 fee schedule,3.75%/month finance charge; DCC markup 1% -> 1.5%; branch cash payment ₹100 -> ₹175; new fees added,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-lic,,axis-2024-12-20-charges-revision
axis-freecharge,Axis Bank Freecharge Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,,"Bank-wide charges revision — finance rate standardised, new ancillary fees added",Pre-Dec-2024 fee schedule; no EDGE redemption fee,3.75%/month finance charge; DCC markup 1% -> 1.5%; new fees added,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-freecharge,,axis-2024-12-20-charges-revision
axis-indianoil-premium,IndianOil Axis Bank Premium Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,,"Bank-wide charges revision — new ancillary fees, DCC markup raised",Pre-Dec-2024 fee schedule,"3.75%/month finance charge; DCC markup 1% → 1.5%; ₹175 branch cash payment, uncapped 1% rent surcharge, and 1% fee on large wallet/fuel/utility/gaming loads — the ₹99 EDGE redemption and ₹199 partner-conversion fees do NOT apply to this card",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-indianoil-premium,,axis-2024-12-20-charges-revision
axis-atlas,Axis Bank Atlas Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,active,"Portfolio-wide charges revision — EDGE fees introduced, finance charge standardised","No EDGE redemption or partner-conversion fee; 3.60%/month finance charge; DCC markup 1%; ₹100 branch cash payment; 1% rent surcharge capped at ₹1,500 per transaction","₹99 per EDGE redemption and ₹199 per partner conversion; 3.75%/month finance charge; DCC markup 1.5%; ₹175 branch cash payment; 1% rent surcharge uncapped; new 1% fees on wallet loads over ₹10,000, fuel over ₹50,000 and utilities over ₹25,000 per statement cycle",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-atlas,,axis-2024-12-20-charges-revision
axis-freecharge-plus,Axis Bank Freecharge Plus Credit Card,Axis Bank,2024-12-20,,fee,devaluation,major,,"Bank-wide charges revision: finance charge, DCC markup and new fees raised",3.6%/mo finance charge; 1% DCC markup; ₹100 branch cash-payment fee; no wallet/fuel/utility spend surcharge,3.75%/mo finance charge; 1.5% DCC markup; ₹175 branch cash-payment fee; new 1% surcharges on high wallet-load/fuel/utility spends; new auto-debit-reversal and EDGE-linked fees,high,research,,https://cardadvisor.in/cards/axis-freecharge-plus,,axis-2024-12-20-charges-revision
axis-primus,Axis Bank Primus Credit Card,Axis Bank,2024-12-20,,fee,neutral,minor,,"Finance charge held at 1.00%/month, not swept into the portfolio standardization",1.00%/month (12.68% p.a.),"1.00%/month — unchanged, against a far higher portfolio standard",reconstructed,research,,https://cardadvisor.in/cards/axis-primus,,axis-2024-12-20-finance-charge-held-at-1-50-month-not-swept
axis-cashback,Axis Bank Cashback Credit Card,Axis Bank,2024-12-20,,fee,devaluation,major,,"Bank-wide charges revision: DCC markup raised, new surcharges added","1% dynamic currency conversion markup; ₹100 cash payment at branch; 1% rent surcharge capped ₹1,500/txn; no wallet/fuel/utility spend surcharge","1.5% dynamic currency conversion markup; ₹175 cash payment at branch; 1% rent surcharge uncapped; new 1% surcharge on wallet loads >₹10,000, fuel >₹50,000, utility bills >₹25,000; new 2% (min ₹500) auto-debit reversal fee; new ₹100/month penalty for two consecutive missed minimum-due payments",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-cashback,,axis-2024-12-20-charges-revision
axis-olympus,Axis Bank Olympus Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,,Bank-wide charges revision — Olympus carved out of most of it,,,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-olympus,,axis-2024-12-20-charges-revision
axis-spicejet-voyage-black,SpiceJet Axis Bank Voyage Black Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,,"Bank-wide charges revision — new ancillary fees, DCC markup raised",DCC markup 1%; capped rent surcharge; no reversal fee,DCC markup 1.5%; uncapped 1% rent surcharge; new reversal & high-spend fees,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-spicejet-voyage-black,,axis-2024-12-20-charges-revision
axis-reserve,Axis Bank Reserve Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,active,"Portfolio-wide charges revision — EDGE fees introduced, finance charge standardised","No EDGE redemption or partner-conversion fee; DCC markup 1%; ₹100 branch cash payment; 1% rent surcharge capped at ₹1,500 per transaction","₹99 per EDGE redemption and ₹199 per partner conversion; DCC markup 1.5%; ₹175 branch cash payment; 1% rent surcharge uncapped; new 1% fees on wallet loads over ₹10,000, fuel over ₹50,000 and utilities over ₹25,000; finance charge held at 3.00%/month",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-reserve,,axis-2024-12-20-charges-revision
axis-myzone,Axis Bank MyZone Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,active,"Portfolio-wide charges revision — EDGE fees introduced, finance charge standardised","No EDGE redemption or partner-conversion fee; 3.60%/month finance charge; DCC markup 1%; ₹100 branch cash payment; 1% rent surcharge capped at ₹1,500 per transaction","₹99 per EDGE redemption and ₹199 per partner conversion; 3.75%/month finance charge; DCC markup 1.5%; ₹175 branch cash payment; 1% rent surcharge uncapped; new 1% fees on wallet loads over ₹10,000, fuel over ₹50,000 and utilities over ₹25,000 per statement cycle",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-myzone,,axis-2024-12-20-charges-revision
axis-fibe,Fibe Axis Bank Credit Card,Axis Bank,2024-12-20,,fee,devaluation,major,,Spend surcharges introduced across the Axis portfolio,"No surcharge on utility, wallet, fuel or gaming spends; 1% rent surcharge capped ₹1,500/txn","1% on cumulative utility spends of ₹25,000+ per statement cycle; 1% on wallet loads of ₹10,000+; 1% on fuel of ₹50,000+; 1% on online skill-based gaming of ₹10,000+; 1% per rental transaction, uncapped; 1% on education payments via third-party apps",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-fibe,,axis-2024-12-20-charges-revision
axis-flipkart,Axis Bank Flipkart Credit Card,Axis Bank,2024-12-20,,fee,devaluation,major,,Finance charges raised; new spend surcharges added,3.6%/mo APR; 1% DCC markup; no wallet/fuel/utility surcharge,3.75%/mo APR; 1.5% DCC markup; 1% surcharges on high wallet/fuel/utility/education/gaming spends,reconstructed,official,https://www.axisbank.com/docs/default-source/ld/soc/credit-cards/mitc-credit-cards,https://cardadvisor.in/cards/axis-flipkart,,axis-2024-12-20-charges-revision
axis-shoppers-stop,Axis Bank Shoppers Stop Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,,Bank-wide charges revision,,,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-shoppers-stop,,axis-2024-12-20-charges-revision
axis-privilege,Axis Bank Privilege Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,,Bank-wide ancillary fee revision — new surcharges and redemption fees,,,high,research,,https://cardadvisor.in/cards/axis-privilege,,axis-2024-12-20-charges-revision
axis-indianoil,IndianOil Axis Bank Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,active,"Portfolio-wide charges revision — EDGE fees introduced, finance charge standardised","No EDGE redemption or partner-conversion fee; 3.60%/month finance charge; DCC markup 1%; ₹100 branch cash payment; 1% rent surcharge capped at ₹1,500 per transaction","₹99 per EDGE redemption and ₹199 per partner conversion; 3.75%/month finance charge; DCC markup 1.5%; ₹175 branch cash payment; 1% rent surcharge uncapped; new 1% fees on wallet loads over ₹10,000, fuel over ₹50,000 and utilities over ₹25,000 per statement cycle",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-indianoil,,axis-2024-12-20-charges-revision
axis-samsung-infinite,Samsung Axis Bank Infinite Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,active,Axis portfolio-wide charges revision,,,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-samsung-infinite,,axis-2024-12-20-charges-revision
axis-samsung-infinite,Samsung Axis Bank Infinite Credit Card,Axis Bank,2024-12-20,,reward,neutral,minor,active,Samsung cashback marketplace routing moved Flipkart to Amazon,Samsung products bought via Flipkart earned the 10% cashback,Samsung products on Amazon earn the 10% cashback (Flipkart dropped),high,research,,https://cardadvisor.in/cards/axis-samsung-infinite,,
axis-ace,Axis Bank ACE Credit Card,Axis Bank,2024-12-20,,fee,devaluation,major,active,"Spend surcharges introduced — 1% on utilities above ₹25,000 a cycle","No surcharge on utility, wallet, fuel or gaming spends; 1% rent surcharge capped ₹1,500/txn","1% on cumulative utility spends of ₹25,000+ per statement cycle; 1% on wallet loads of ₹10,000+; 1% on fuel of ₹50,000+; 1% on online skill-based gaming of ₹10,000+; 1% per rental transaction, uncapped; 1% on education payments via third-party apps",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-ace,,axis-2024-12-20-charges-revision
axis-magnus,Axis Bank Magnus Credit Card,Axis Bank,2024-12-20,,fee,devaluation,minor,active,"Portfolio-wide charges revision — EDGE fees introduced, finance charge standardised","No EDGE redemption or partner-conversion fee; DCC markup 1%; ₹100 branch cash payment; 1% rent surcharge capped at ₹1,500 per transaction","₹99 per EDGE redemption and ₹199 per partner conversion; DCC markup 1.5%; ₹175 branch cash payment; 1% rent surcharge uncapped; new 1% fees on wallet loads over ₹10,000, fuel over ₹50,000 and utilities over ₹25,000; finance charge held at 3.00%/month",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/sosc-credit-cards.pdf,https://cardadvisor.in/cards/axis-magnus,,axis-2024-12-20-charges-revision
icici-times-black,Times Black ICICI Bank Credit Card,ICICI Bank,2024-12-18,,launch,neutral,major,,Times Black ICICI Bank Credit Card launches,,,high,official,https://www.icici.bank.in/about-us/news-room/2024/icici-bank-and-times-internet-jointly-launch-a-super-premium-credit-card,https://cardadvisor.in/cards/icici-times-black,,
hsbc-taj,HSBC Taj Credit Card,HSBC,2024-12-17,,launch,neutral,major,,HSBC and Taj launch India's first super-premium hotel co-brand,,,high,official,https://www.hsbc.co.in/credit-cards/products/taj/,https://cardadvisor.in/cards/hsbc-taj,,
au-lit,AU LIT Credit Card,AU Small Finance Bank,2024-12-17,,lounge,devaluation,minor,,Airport-lounge pack repriced; two-visit tier dropped,"₹199 per 90 days for 1 visit, or ₹299 per 90 days for 2 visits","₹399 per 90 days per visit, single tier; up to 2 visits selectable (so 2 visits = ₹798)",high,official,https://www.au.bank.in/campaign/lit-product-guide.pdf,https://cardadvisor.in/cards/au-lit,,
au-lit,AU LIT Credit Card,AU Small Finance Bank,2024-12-17,,benefit,devaluation,minor,,Cult.fit dropped as membership-pack partner,"Cult.fit, ZEE5 and Amazon Prime available as membership-pack options",ZEE5 (₹99) and Amazon Prime (₹299) remain; Cult.fit removed,high,official,https://www.au.bank.in/campaign/lit-product-guide.pdf,https://cardadvisor.in/cards/au-lit,,au-2024-12-17-cult-fit-dropped-as-membership-pack-partner
au-lit,AU LIT Credit Card,AU Small Finance Bank,2024-12-17,,reward,devaluation,minor,,Dining and travel dropped from cashback pack categories,"Grocery, travel and dining selectable at up to 5% cashback",Only grocery (₹299) and apparel (₹199) remain selectable; dining and travel removed,high,official,https://www.au.bank.in/campaign/lit-product-guide.pdf,https://cardadvisor.in/cards/au-lit,,au-2024-12-17-dining-and-travel-dropped-from-cashback-menu
indusind-platinum-rupay,IndusInd Bank Platinum RuPay Credit Card,IndusInd Bank,2024-12-15,,redemption,devaluation,major,,Non-cash redemption rate cut from ₹0.85 to ₹0.60 a point,"1 RP = ₹0.85 (non-cash, excluding airmiles)","1 RP = ₹0.60 (non-cash, excluding airmiles)",high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-platinum-rupay,,
bob-tiara,Bank of Baroda Tiara Credit Card,BOBCARD,2024-12-13,,launch,neutral,major,,Tiara launched — women-exclusive premium card,,,high,official,https://www.bobcard.co.in/credit-card-types/tiara,https://cardadvisor.in/cards/bob-tiara,,
yes-private,YES Private Credit Card,YES Bank,2024-12-01,,redemption,devaluation,major,active,Point redemption capped at 70% of invoice,Full invoice redeemable in points,"70% of invoice, up to 6,00,000 points a month",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-private,,yes-2024-12-01-point-redemption-capped-at-70-of-invoice
sbi-apollo-select,Apollo SBI Card SELECT,SBI Card,2024-12-01,,reward,devaluation,minor,,Digital gaming spends stop earning,Reward Points earned,"No Reward Points on MCC 5816, 7993, 7994",high,official,https://www.sbicard.com/en/faq/earning-reward-points.page,https://cardadvisor.in/cards/sbi-apollo-select,,sbi-2024-12-01-digital-gaming-spends-stop-earning
sbi-shaurya-select,Shaurya Select SBI Card,SBI Card,2024-12-01,,reward,devaluation,minor,,Digital gaming spends stop earning,Reward Points earned,"No Reward Points on MCC 5816, 7993, 7994",high,official,https://www.sbicard.com/en/faq/earning-reward-points.page,https://cardadvisor.in/cards/sbi-shaurya-select,,sbi-2024-12-01-digital-gaming-spends-stop-earning
yes-private-prime,YES Private Prime Credit Card,YES Bank,2024-12-01,,redemption,devaluation,major,active,Point redemption capped at 70% of invoice,Full invoice payable in YES Rewardz,"70% of the invoice, up to 6,00,000 YES Rewardz a calendar month",high,official,https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONTAA57595B2EF245259C4C623B1F7D33B3/native/ybl_mitc_pdf.pdf,https://cardadvisor.in/cards/yes-private-prime,,yes-2024-12-01-point-redemption-capped-at-70-of-invoice
yes-select,YES Bank Select Credit Card,YES Bank,2024-12-01,,fee,devaluation,minor,active,Finance charges raised to 3.99% a month,,3.99% a month (47.88% a year),high,research,,https://cardadvisor.in/cards/yes-select,,yes-2024-12-01-finance-charges-raised-to-3-99-a-month
yes-select,YES Bank Select Credit Card,YES Bank,2024-12-01,,redemption,devaluation,major,active,Point redemption capped at 70% of invoice,Full invoice redeemable in points,"70% of invoice, max 1,00,000 points per calendar month",high,research,,https://cardadvisor.in/cards/yes-select,,yes-2024-12-01-point-redemption-capped-at-70-of-invoice
yes-wellness-plus,YES Bank Wellness Plus Credit Card,YES Bank,2024-12-01,,fee,devaluation,minor,active,Finance charges raised to 3.99% a month,,3.99% a month (47.88% a year),high,research,,https://cardadvisor.in/cards/yes-wellness-plus,,yes-2024-12-01-finance-charges-raised-to-3-99-a-month
yes-wellness-plus,YES Bank Wellness Plus Credit Card,YES Bank,2024-12-01,,redemption,devaluation,major,active,Point redemption capped at 70% of invoice,Full invoice redeemable in points,"70% of invoice, max 1,00,000 points a calendar month",high,research,,https://cardadvisor.in/cards/yes-wellness-plus,,yes-2024-12-01-point-redemption-capped-at-70-of-invoice
yes-first-exclusive,YES First Exclusive Credit Card (now YES Bank RESERV),YES Bank,2024-12-01,,redemption,devaluation,major,,Point redemption capped at 70% of invoice,Full invoice redeemable in points,"70% of invoice, max 2,00,000 points/month",high,research,,https://cardadvisor.in/cards/yes-first-exclusive,,yes-2024-12-01-point-redemption-capped-at-70-of-invoice
yes-ace,YES Bank Ace Credit Card,YES Bank,2024-12-01,,fee,devaluation,minor,active,Finance charge raised to 3.99% per month,3.80% per month,3.99% per month (47.88% a year),reconstructed,research,,https://cardadvisor.in/cards/yes-ace,,yes-2024-12-01-finance-charges-raised-to-3-99-a-month
yes-ace,YES Bank Ace Credit Card,YES Bank,2024-12-01,,redemption,devaluation,major,active,Point redemption capped at 70% of invoice,Full invoice payable in YES Rewardz,"70% of invoice, max 1,00,000 points a calendar month",high,research,,https://cardadvisor.in/cards/yes-ace,,yes-2024-12-01-point-redemption-capped-at-70-of-invoice
yes-elite-plus,YES Bank Elite+ Credit Card,YES Bank,2024-12-01,,fee,devaluation,minor,active,Finance charges raised to 3.99% per month,,3.99% per month (47.88% p.a.),high,research,,https://cardadvisor.in/cards/yes-elite-plus,,yes-2024-12-01-finance-charges-raised-to-3-99-a-month
yes-elite-plus,YES Bank Elite+ Credit Card,YES Bank,2024-12-01,,redemption,devaluation,major,active,Point redemption capped at 70% of invoice,Full invoice redeemable in points,"70% of invoice, max 1,00,000 points a calendar month",high,research,,https://cardadvisor.in/cards/yes-elite-plus,,yes-2024-12-01-point-redemption-capped-at-70-of-invoice
yes-marquee,YES Bank Marquee Credit Card,YES Bank,2024-12-01,,fee,devaluation,minor,superseded,Finance charges raised to 3.99% per month,,3.99%/month (47.88% p.a.),high,research,,https://cardadvisor.in/cards/yes-marquee,,yes-2024-12-01-finance-charges-raised-to-3-99-a-month
yes-marquee,YES Bank Marquee Credit Card,YES Bank,2024-12-01,,redemption,devaluation,major,,Point redemption capped at 70% of invoice,Full invoice redeemable in points,"70% of invoice, max 3,00,000 points/month",high,research,,https://cardadvisor.in/cards/yes-marquee,,yes-2024-12-01-point-redemption-capped-at-70-of-invoice
sbi-bpcl-octane,BPCL SBI Card Octane,SBI Card,2024-12-01,,fee,devaluation,minor,,1% fee introduced on large utility-bill payments,No fee on utility payments,"1% fee when utility payments exceed ₹50,000 in a billing cycle",high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-bpcl-octane,,
zagg,YES Bank Zagg Credit Card,YES Bank,2024-11-18,,launch,neutral,major,active,Launched as the YES Bank Rio RuPay Credit Card,,"Lifetime-free RuPay credit card on UPI, 3% back on UPI/contactless spends + domestic lounge access",high,research,,https://cardadvisor.in/cards/zagg,,
icici-emirates-rubyx,Emirates Skywards ICICI Bank Rubyx Credit Card,ICICI Bank,2024-11-15,2024-10-11,lounge,devaluation,major,active,"Airport lounge access gated behind ₹75,000/quarter spend","₹35,000/quarter spend (₹5,000 earlier)","₹75,000/quarter spend",high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/emirates-skywards/emirates-rubyx,https://cardadvisor.in/cards/icici-emirates-rubyx,,icici-2024-11-15-lounge-spend-gate-75k
icici-hpcl-coral,ICICI Bank HPCL Coral Credit Card,ICICI Bank,2024-11-15,2024-10-11,reward,devaluation,minor,active,Reward caps added and fuel-surcharge waiver limited,Broad utility/insurance earning; surcharge waiver on all HP fuel,"Utility ₹40,000 / insurance ₹40,000 / grocery ₹20,000 of rewarded spend per statement cycle; rent, government & education excluded from waiver & milestones; surcharge waiver capped at ₹50,000 of fuel per statement cycle",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-hpcl-coral,,
icici-platinum,ICICI Bank Platinum Chip Credit Card,ICICI Bank,2024-11-15,2024-10-11,reward,devaluation,major,active,"Per-cycle earning caps on utility, insurance and grocery spend","Utility, insurance and grocery spend earned without limit","Utility ₹40,000 · insurance ₹40,000 · grocery & departmental ₹20,000 per cycle (400 RP each)",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-platinum,,icici-2024-11-15-per-cycle-earning-caps-on-utility-insurance
icici-emeralde-private,ICICI Bank Emeralde Private Metal Credit Card,ICICI Bank,2024-11-15,2024-10-10,benefit,devaluation,minor,active,Complimentary airport spa access withdrawn,Complimentary spa access,Discontinued,high,research,,https://cardadvisor.in/cards/icici-emeralde-private,,icici-2024-11-15-complimentary-airport-spa-access-withdrawn
icici-emeralde-private,ICICI Bank Emeralde Private Metal Credit Card,ICICI Bank,2024-11-15,2024-10-11,reward,devaluation,major,active,System-wide reward caps and category exclusions,Uncapped grocery/utility/insurance; broad waiver base,"Grocery ₹40k/mo, utility+insurance ₹80k/yr caps; rent/govt/education excluded from waiver",high,official,https://www.icicibank.com/personal-banking/cards/credit-card/emeralde-private-metal-credit-card/rewards-and-milestone-benefits,https://cardadvisor.in/cards/icici-emeralde-private,,icici-2024-11-15-reward-caps-waiver-exclusions
icici-emeralde,ICICI Bank Emeralde Credit Card (Metal),ICICI Bank,2024-11-15,2024-10-11,benefit,devaluation,minor,active,Complimentary airport spa access withdrawn,Unlimited domestic airport spa access,Discontinued,high,research,,https://cardadvisor.in/cards/icici-emeralde,,icici-2024-11-15-complimentary-airport-spa-access-withdrawn
icici-emeralde,ICICI Bank Emeralde Credit Card (Metal),ICICI Bank,2024-11-15,2024-10-11,fee,devaluation,minor,active,International markup raised 1.5% → 2%,1.5%,2%,high,research,,https://cardadvisor.in/cards/icici-emeralde,,
icici-emeralde,ICICI Bank Emeralde Credit Card (Metal),ICICI Bank,2024-11-15,2024-10-11,reward,devaluation,major,active,"Reward caps, category exclusions and waiver-base cuts",Uncapped grocery/utility/insurance; broad waiver & milestone base,"Grocery ₹40k/mo, utility+insurance ₹80k caps; rent/govt/education excluded from waiver & milestones",high,research,,https://cardadvisor.in/cards/icici-emeralde,,icici-2024-11-15-reward-caps-waiver-exclusions
icici-expressions,ICICI Bank Expressions Credit Card,ICICI Bank,2024-11-15,2024-10-11,lounge,devaluation,major,active,"Airport lounge access gated behind ₹75,000/quarter spend","₹35,000/quarter spend (₹5,000 earlier)","₹75,000/quarter spend",high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/expressions-card,https://cardadvisor.in/cards/icici-expressions,,icici-2024-11-15-lounge-spend-gate-75k
icici-expressions,ICICI Bank Expressions Credit Card,ICICI Bank,2024-11-15,2024-10-11,reward,devaluation,minor,active,"Per-cycle earning caps on utility, insurance and grocery spend","Utility, insurance and grocery spend earned without limit","Utility ₹40,000 · insurance ₹40,000 · grocery & departmental ₹20,000 per cycle (400/400/600 RP)",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-expressions,,icici-2024-11-15-per-cycle-earning-caps-on-utility-insurance
icici-emirates-emeralde,Emirates Skywards ICICI Bank Emeralde Credit Card,ICICI Bank,2024-11-15,,lounge,revaluation,minor,active,Lounge programme switches from DreamFolks to Priority Pass,DreamFolks membership (~650 lounges),"Priority Pass membership (~1,400 lounges)",reconstructed,research,,https://cardadvisor.in/cards/icici-emirates-emeralde,,
icici-coral,ICICI Bank Coral Credit Card,ICICI Bank,2024-11-15,2024-10-11,lounge,devaluation,major,active,"Airport lounge access gated behind ₹75,000/quarter spend","₹35,000/quarter spend (₹5,000 earlier)","₹75,000/quarter spend",high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/coral-credit-card,https://cardadvisor.in/cards/icici-coral,,icici-2024-11-15-lounge-spend-gate-75k
icici-coral,ICICI Bank Coral Credit Card,ICICI Bank,2024-11-15,2024-10-11,reward,devaluation,minor,active,"Per-cycle earning caps on utility, insurance and grocery spend","Utility, insurance and grocery spend earned without limit","Utility ₹40,000 · insurance ₹40,000 · grocery & departmental ₹20,000 per cycle (400 RP each)",high,official,https://www.icici.bank.in/managed-assets/docs/personal/cards/mitc_cc.pdf,https://cardadvisor.in/cards/icici-coral,,icici-2024-11-15-per-cycle-earning-caps-on-utility-insurance
icici-rubyx,ICICI Bank Rubyx Credit Card,ICICI Bank,2024-11-15,2024-10-11,lounge,devaluation,major,active,Domestic lounge spend-gate more than doubled,"₹35,000 per quarter","₹75,000 per quarter",high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/upcoming-changes-features-and-charges,https://cardadvisor.in/cards/icici-rubyx,,icici-2024-11-15-lounge-spend-gate-75k
icici-rubyx,ICICI Bank Rubyx Credit Card,ICICI Bank,2024-11-15,2024-10-11,reward,devaluation,major,active,Reward caps and category exclusions added,Uncapped grocery/utility/insurance; broad waiver & milestone base,"Grocery ₹40k, utility ₹80k, insurance ₹80k of spend per statement cycle; rent/govt/education excluded from waiver & milestones",high,research,,https://cardadvisor.in/cards/icici-rubyx,,icici-2024-11-15-reward-caps-waiver-exclusions
icici-sapphiro,ICICI Bank Sapphiro Credit Card,ICICI Bank,2024-11-15,2024-10-11,reward,devaluation,major,active,Category reward caps and waiver/milestone exclusions,Uncapped grocery/utility/insurance; broad waiver & milestone base,"Grocery ₹40k, utility ₹80k, insurance ₹80k of spend per statement cycle; rent/govt/education excluded from waiver & milestones",high,research,,https://cardadvisor.in/cards/icici-sapphiro,,icici-2024-11-15-reward-caps-waiver-exclusions
icici-sapphiro,ICICI Bank Sapphiro Credit Card,ICICI Bank,2024-11-15,2024-10-11,lounge,devaluation,major,active,"Lounge access spend-gated at ₹75,000/quarter; airport spa withdrawn",Come-and-go lounge access (₹35k/quarter as of Apr 2024); DreamFolks airport spa,"₹75,000 spend in the prior quarter unlocks 4 domestic visits; spa discontinued",high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/upcoming-changes-features-and-charges,https://cardadvisor.in/cards/icici-sapphiro,,icici-2024-11-15-lounge-spend-gate-75k
icici-emirates-sapphiro,Emirates Skywards ICICI Bank Sapphiro Credit Card,ICICI Bank,2024-11-15,2024-10-11,lounge,devaluation,major,active,"Domestic lounge access gated behind ₹75,000/quarter spend","₹35,000/quarter spend (₹5,000 earlier)","₹75,000/quarter spend",high,research,,https://cardadvisor.in/cards/icici-emirates-sapphiro,,icici-2024-11-15-lounge-spend-gate-75k
icici-emirates-sapphiro,Emirates Skywards ICICI Bank Sapphiro Credit Card,ICICI Bank,2024-11-15,,lounge,neutral,minor,active,International lounge programme switched to Priority Pass for new cards,DreamFolks membership,Priority Pass membership (new issues),high,research,,https://cardadvisor.in/cards/icici-emirates-sapphiro,,
indusind-platinum-rupay,IndusInd Bank Platinum RuPay Credit Card,IndusInd Bank,2024-10-31,,transfer,devaluation,minor,,Club Vistara airmiles redemption discontinued,Points → Club Vistara airmiles via IndusMoments,Club Vistara route withdrawn,high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/platinum-rupay-credit-card.html,https://cardadvisor.in/cards/indusind-platinum-rupay,,indusind-2024-10-31-club-vistara-route-withdrawn
indusind-tiger,IndusInd Bank Tiger Credit Card,IndusInd Bank,2024-10-31,,transfer,devaluation,major,,Club Vistara transfer route discontinued,Points → Club Vistara at 1:1.2,No airline transfer partner,high,official,https://www.indusind.bank.in/in/en/personal/cards/vistara-tnc.html,https://cardadvisor.in/cards/indusind-tiger,,indusind-2024-10-31-club-vistara-route-withdrawn
indusind-celesta,IndusInd Bank Celesta Credit Card,IndusInd Bank,2024-10-31,,transfer,devaluation,minor,,Club Vistara airmiles redemption discontinued,Points → Club Vistara airmiles via IndusMoments,Club Vistara route withdrawn,high,official,https://www.indusind.bank.in/in/en/microsites/celesta/celesta-rewards.html,https://cardadvisor.in/cards/indusind-celesta,,indusind-2024-10-31-club-vistara-route-withdrawn
indusind-pinnacle,IndusInd Bank Pinnacle Credit Card,IndusInd Bank,2024-10-31,,transfer,devaluation,minor,,Club Vistara airmiles redemption discontinued,Points → Club Vistara airmiles via IndusMoments,Club Vistara route withdrawn,high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/pinnacle-world-credit-card.html,https://cardadvisor.in/cards/indusind-pinnacle,,indusind-2024-10-31-club-vistara-route-withdrawn
indusind-platinum-aura-edge,IndusInd Bank Platinum Aura Edge Credit Card,IndusInd Bank,2024-10-31,,transfer,devaluation,minor,,Club Vistara airmiles redemption discontinued,Points → Club Vistara airmiles via IndusMoments,Club Vistara route withdrawn,high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/platinum-aura-edge-visa-and-mastercard-credit-card-easy-credit.html,https://cardadvisor.in/cards/indusind-platinum-aura-edge,,indusind-2024-10-31-club-vistara-route-withdrawn
indusind-platinum,IndusInd Bank Platinum Credit Card,IndusInd Bank,2024-10-31,,transfer,devaluation,minor,,Club Vistara airmiles redemption discontinued,Points → Club Vistara airmiles via IndusMoments,Club Vistara route withdrawn,high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/platinum-visa-credit-card.html,https://cardadvisor.in/cards/indusind-platinum,,indusind-2024-10-31-club-vistara-route-withdrawn
slice,slice UPI Credit Card,slice,2024-10-27,,benefit,neutral,major,,slice completes merger with North East Small Finance Bank,,,high,official,https://www.prnewswire.com/in/news-releases/slice-and-north-east-small-finance-bank-announce-successful-completion-of-the-merger-302289904.html,https://cardadvisor.in/cards/slice,,
rbl-patanjali-swarn,RBL Bank Patanjali Swarn Credit Card,RBL Bank,2024-10-23,,launch,neutral,major,active,Patanjali Swarn launched as the premium Patanjali RuPay co-brand,,,reconstructed,official,https://webassets.rbl.bank.in/document/credit-cards/patanjali-swarn-user-guide.pdf,https://cardadvisor.in/cards/rbl-patanjali-swarn,,
rbl-play,RBL Bank Play Credit Card,RBL Bank,2024-10-15,,reward,devaluation,major,active,BMS Play named in mega reward-earn exclusion,Base/milestone points on most categories,"Zero points on Education, Govt, Cash, Bills2Pay & more",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/TermsCondition.pdf,https://cardadvisor.in/cards/rbl-play,,rbl-2024-10-15-reward-milestone-exclusions
rbl-play,RBL Bank Play Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,"New 1% fees on large fuel, utility & education spends",No category transaction fees,1% on large fuel/utility/education spends,high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-play,,rbl-2024-10-15-new-1-fee-on-large-fuel-auto-transactions
rbl-blockbuster,RBL Bank Blockbuster Credit Card,RBL Bank,2024-10-15,,reward,devaluation,major,active,More categories excluded from points and qualifying spend,Most retail spends earned points and counted for benefits,"Education, govt, cash, Bills2Pay etc. earn nothing and are excluded",high,official,https://webassets.rbl.bank.in/document/pdfs/terms-world-safari-card.pdf,https://cardadvisor.in/cards/rbl-blockbuster,,rbl-2024-10-15-reward-milestone-exclusions
rbl-blockbuster,RBL Bank Blockbuster Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,"New 1% fees on large fuel, utility and education spends",No category transaction fees,1% on large fuel/utility/third-party-education spends,high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-blockbuster,,rbl-2024-10-15-new-1-fees-on-large-fuel-utility-education
rbl-indianoil,RBL Bank IndianOil Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,New 1% fee on large fuel & auto transactions,No transaction fee on fuel/auto,"1% on each fuel/auto txn over ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-indianoil,,rbl-2024-10-15-new-1-fee-on-large-fuel-auto-transactions
rbl-paisabazaar-duet,RBL Bank Paisabazaar Duet Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,"New 1% fees on large fuel, utility & education transactions",No 1% category transaction fees,"1% on large fuel, high-value utility & third-party education spends",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-paisabazaar-duet,,rbl-2024-10-15-new-1-fee-on-large-fuel-auto-transactions
rbl-tvs-credit,RBL Bank TVS Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,"New 1% fees on high-value fuel, utility & third-party education spends",No category surcharges beyond standard fuel-surcharge rules,"1% on fuel >₹10,000, utilities >₹50,000/month, third-party-app education payments",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-tvs-credit,,rbl-2024-10-15-new-1-fees-on-large-fuel-utility-education
rbl-tvs-credit,RBL Bank TVS Credit Card,RBL Bank,2024-10-15,,reward,devaluation,major,active,Reward earning & milestone qualification cut on many categories,Wide retail spend earned points and counted toward milestones,"Education, government, cash, Bills2Pay, contracted services etc. earn zero; excluded from milestone qualification",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/TermsCondition.pdf,https://cardadvisor.in/cards/rbl-tvs-credit,,rbl-2024-10-15-reward-milestone-exclusions
rbl-cookies,RBL Bank Cookies Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,"New 1% fees on large fuel, utility & education spends",No category surcharge on fuel/utility/education,1% on large fuel/utility & third-party education payments,high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-cookies,,rbl-2024-10-15-new-1-fees-on-large-fuel-utility-education
rbl-cookies,RBL Bank Cookies Credit Card,RBL Bank,2024-10-15,,reward,devaluation,minor,active,Reward points excluded on several spend categories,Base points earned across most categories,"Zero points on cash, bills, education, government & similar",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/TermsCondition.pdf,https://cardadvisor.in/cards/rbl-cookies,,rbl-2024-10-15-reward-milestone-exclusions
rbl-paisabazaar-duet-plus,RBL Bank Paisabazaar Duet Plus Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,"New 1% fees on large fuel, utility & third-party education spends",No fuel/utility/education transaction fee,"1% on fuel >₹10,000, utility >₹50,000/mo, third-party education",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-paisabazaar-duet-plus,,rbl-2024-10-15-new-1-fees-on-large-fuel-utility-education
rbl-bankbazaar-savemax,RBL Bank BankBazaar SaveMax Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,"New 1% fees on large fuel, utility & education payments",No 1% category transaction fees,"1% on large fuel, utility & third-party education spends",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-bankbazaar-savemax,,rbl-2024-10-15-new-1-fees-on-large-fuel-utility-education
rbl-bankbazaar-savemax,RBL Bank BankBazaar SaveMax Credit Card,RBL Bank,2024-10-15,,reward,devaluation,major,active,Reward points removed on education & government payments,Education & government spends earned base points,"Education, government & similar earn zero points",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/TermsCondition.pdf,https://cardadvisor.in/cards/rbl-bankbazaar-savemax,,rbl-2024-10-15-reward-milestone-exclusions
rbl-platinum-maxima,RBL Bank Platinum Maxima Plus Credit Card,RBL Bank,2024-10-15,,reward,devaluation,major,active,Milestone & reward points excluded on many categories,Most spends counted for milestones/points,Key categories excluded from milestones & base points,high,official,https://webassets.rbl.bank.in/document/pdfs/terms-world-safari-card.pdf,https://cardadvisor.in/cards/rbl-platinum-maxima,,rbl-2024-10-15-reward-milestone-exclusions
rbl-platinum-maxima,RBL Bank Platinum Maxima Plus Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,"New 1% fees on large fuel, utility & education spends",No category transaction fees,1% on big fuel/utility/third-party-education spends,high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-platinum-maxima,,rbl-2024-10-15-new-1-fee-on-large-fuel-auto-transactions
rbl-bankbazaar-savemax-pro,RBL Bank BankBazaar SaveMax Pro Credit Card,RBL Bank,2024-10-15,,reward,devaluation,major,active,Milestone & reward points excluded on many categories,Most spends counted for milestones/points,Key categories excluded from milestones & points,high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/TermsCondition.pdf,https://cardadvisor.in/cards/rbl-bankbazaar-savemax-pro,,rbl-2024-10-15-reward-milestone-exclusions
rbl-bankbazaar-savemax-pro,RBL Bank BankBazaar SaveMax Pro Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,New 1% fee on large fuel & auto transactions,No transaction fee on fuel/auto,"1% on each fuel/auto txn over ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-bankbazaar-savemax-pro,,rbl-2024-10-15-new-1-fee-on-large-fuel-auto-transactions
rbl-irctc,RBL Bank IRCTC Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,"New 1% fees on large fuel, utility & third-party education spends",No category transaction fees,1% on large fuel/utility/education spends,high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-irctc,,rbl-2024-10-15-new-1-fees-on-large-fuel-utility-education
rbl-binge,RBL Bank Binge Credit Card,RBL Bank,2024-10-15,,reward,devaluation,major,active,Milestone & reward points excluded on many categories,Most spends counted for points/milestones,Key categories excluded from points & milestones,high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/TermsCondition.pdf,https://cardadvisor.in/cards/rbl-binge,,rbl-2024-10-15-reward-milestone-exclusions
rbl-binge,RBL Bank Binge Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,"New 1% fees on large fuel, utility & education spends",No category surcharge on fuel/utility/education,"1% on large fuel, high-value utility & third-party education",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-binge,,rbl-2024-10-15-new-1-fees-on-large-fuel-utility-education
rbl-dmi-finance,RBL Bank DMI Finance Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,"New 1% fees on large fuel, utility & education spends",No category transaction fees,1% on big fuel/utility/third-party-education spends,high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-dmi-finance,,rbl-2024-10-15-new-1-fees-on-large-fuel-utility-education
rbl-dmi-finance,RBL Bank DMI Finance Credit Card,RBL Bank,2024-10-15,,reward,devaluation,minor,active,Reward points removed on several categories,Base points on most offline spends,"No points on Education, Govt, Cash, Bills2Pay & similar",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/TermsCondition.pdf,https://cardadvisor.in/cards/rbl-dmi-finance,,rbl-2024-10-15-reward-milestone-exclusions
rbl-indianoil-xtra,RBL Bank IndianOil XTRA Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,New 1% fee on large fuel & utility transactions,No category surcharge beyond standard terms,"1% on single fuel spends above ₹10,000; 1% on monthly utility spends above ₹50,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-indianoil-xtra,,rbl-2024-10-15-new-1-fee-on-large-fuel-auto-transactions
rbl-tvs-credit-gold,RBL Bank TVS Gold Credit Card,RBL Bank,2024-10-15,,reward,devaluation,major,active,Milestone & reward points excluded on many categories,Most spends counted for milestones/points,Key categories excluded from milestones & points,high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/TermsCondition.pdf,https://cardadvisor.in/cards/rbl-tvs-credit-gold,,rbl-2024-10-15-reward-milestone-exclusions
rbl-tvs-credit-gold,RBL Bank TVS Gold Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,New 1% fee on large fuel & auto transactions,No transaction fee on fuel/auto,"1% on each fuel/auto txn over ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-tvs-credit-gold,,rbl-2024-10-15-new-1-fee-on-large-fuel-auto-transactions
sc-easemytrip,Standard Chartered EaseMyTrip Credit Card,Standard Chartered,2024-10-15,,lounge,devaluation,major,active,International lounge access and Priority Pass withdrawn,Priority Pass with international lounge visits + quarterly domestic lounge access,2 complimentary domestic lounge visits per calendar year only,high,official,https://av.sc.com/in/content/docs/in-easemytrip-product-terms-and-conditions.pdf,https://cardadvisor.in/cards/sc-easemytrip,,
rbl-world-safari,RBL Bank World Safari Credit Card,RBL Bank,2024-10-15,,milestone,devaluation,major,active,Milestone points & spend qualification excluded on many categories,Most retail spends earned milestone points,"Fuel, utilities, insurance, rent, education, wallet, EMI etc. excluded",high,official,https://webassets.rbl.bank.in/document/pdfs/terms-world-safari-card.pdf,https://cardadvisor.in/cards/rbl-world-safari,,rbl-2024-10-15-milestone-exclusions-world-safari
rbl-icon,RBL Bank Icon Credit Card,RBL Bank,2024-10-15,,reward,devaluation,major,active,Milestone & reward points excluded on many categories,Most spends counted for milestones/points,Key categories excluded from milestones & points,high,research,,https://cardadvisor.in/cards/rbl-icon,,rbl-2024-10-15-reward-milestone-exclusions
rbl-icon,RBL Bank Icon Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,New 1% fee on large fuel & auto transactions,No transaction fee on fuel/auto,"1% on each fuel/auto txn over ₹10,000",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-icon,,rbl-2024-10-15-new-1-fee-on-large-fuel-auto-transactions
rbl-shoprite,RBL Bank ShopRite Credit Card,RBL Bank,2024-10-15,,reward,devaluation,major,active,More categories excluded from base reward points,Base points on most remaining spends,"Nil points on education, government, contracted services, cash, Bills2Pay",high,official,https://webassets.rbl.bank.in/document/pdfs/terms-world-safari-card.pdf,https://cardadvisor.in/cards/rbl-shoprite,,rbl-2024-10-15-reward-milestone-exclusions
rbl-shoprite,RBL Bank ShopRite Credit Card,RBL Bank,2024-10-15,,fee,devaluation,minor,active,"New 1% fees on large fuel, utility & education spends",No category surcharge on fuel/utility/education,"1% on large fuel, high-value utility & third-party education",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/CardsScheduleCharges.pdf,https://cardadvisor.in/cards/rbl-shoprite,,rbl-2024-10-15-new-1-fee-on-large-fuel-auto-transactions
amex-platinum-charge,American Express Platinum Card,American Express,2024-10-08,2024-09-05,fee,devaluation,minor,,"Annual fee raised ₹60,000 → ₹66,000","₹60,000 + GST","₹66,000 + GST",high,official,https://www.prnewswire.com/in/news-releases/american-express-india-unveils-enhanced-platinum-card-offering-consumers-new-travel-and-lifestyle-benefits-302269907.html,https://cardadvisor.in/cards/amex-platinum-charge,,
amex-platinum-charge,American Express Platinum Card,American Express,2024-10-08,,benefit,devaluation,minor,,Birthday Taj voucher and supplementary Centurion guest access dropped,,,high,research,,https://cardadvisor.in/cards/amex-platinum-charge,,
amex-platinum-charge,American Express Platinum Card,American Express,2024-10-08,2024-09-05,milestone,revaluation,major,,"New ₹35,000 renewal voucher at ₹20 lakh spend",No spend-based renewal voucher,"Up to ₹35,000 voucher on ₹20 lakh annual spend",high,official,https://www.prnewswire.com/in/news-releases/american-express-india-unveils-enhanced-platinum-card-offering-consumers-new-travel-and-lifestyle-benefits-302269907.html,https://cardadvisor.in/cards/amex-platinum-charge,,
amex-platinum-charge,American Express Platinum Card,American Express,2024-10-08,2024-09-05,benefit,revaluation,major,,"Refresh adds welcome-gift bump, hotel memberships and Times Prime",,,high,official,https://www.prnewswire.com/in/news-releases/american-express-india-unveils-enhanced-platinum-card-offering-consumers-new-travel-and-lifestyle-benefits-302269907.html,https://cardadvisor.in/cards/amex-platinum-charge,,
indusind-pioneer-heritage,IndusInd Bank Pioneer Heritage Credit Card,IndusInd Bank,2024-10-05,,fee,revaluation,major,active,Foreign currency mark-up removed — 1.8% cut to zero,1.8% on international transactions,0% — no mark-up on foreign currency transactions,high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates.html,https://cardadvisor.in/cards/indusind-pioneer-heritage,,
icici-mmt,MakeMyTrip ICICI Bank Credit Card,ICICI Bank,2024-10-03,,launch,neutral,major,,MakeMyTrip ICICI Bank Credit Card launched,,,high,official,https://www.icici.bank.in/about-us/news-room/2024/icici-bank-and-makemytrip-launch-a-co-branded-credit-card-for-travel-enthusiasts,https://cardadvisor.in/cards/icici-mmt,,
indusind-platinum-rupay,IndusInd Bank Platinum RuPay Credit Card,IndusInd Bank,2024-10,,fee,devaluation,minor,,New 1% fees on utility and wallet-load spends,No fee on utility or wallet-load spends,"1% + GST above ₹25,000 (utility) / ₹20,000 (wallet) per cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/TC_1percent_Fee_on_Utility_and_Wallet_Load.pdf,https://cardadvisor.in/cards/indusind-platinum-rupay,,indusind-2024-10-new-1-fees-on-utility-and-wallet-load-spends
indusind-celesta,IndusInd Bank Celesta Credit Card,IndusInd Bank,2024-10,,fee,devaluation,minor,,New 1% fees on utility and wallet-load spends,No fee on utility or wallet-load spends,"1% + GST above ₹25,000 (utility) / ₹20,000 (wallet) per cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/TC_1percent_Fee_on_Utility_and_Wallet_Load.pdf,https://cardadvisor.in/cards/indusind-celesta,,indusind-2024-10-new-1-fees-on-utility-and-wallet-load-spends
indusind-pinnacle,IndusInd Bank Pinnacle Credit Card,IndusInd Bank,2024-10,,fee,devaluation,minor,,New 1% fees on utility and wallet-load spends,No fee on utility or wallet-load spends,"1% + GST above ₹25,000 (utility) / ₹20,000 (wallet) per cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/TC_1percent_Fee_on_Utility_and_Wallet_Load.pdf,https://cardadvisor.in/cards/indusind-pinnacle,,indusind-2024-10-new-1-fees-on-utility-and-wallet-load-spends
indusind-samman,IndusInd Bank Samman Credit Card,IndusInd Bank,2024-10,,fee,devaluation,minor,,New 1% fees on utility and wallet-load spends,No fee on utility or wallet-load spends,"1% + GST above ₹25,000 (utility) / ₹20,000 (wallet) per cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/TC_1percent_Fee_on_Utility_and_Wallet_Load.pdf,https://cardadvisor.in/cards/indusind-samman,,indusind-2024-10-new-1-fees-on-utility-and-wallet-load-spends
indusind-platinum-aura-edge,IndusInd Bank Platinum Aura Edge Credit Card,IndusInd Bank,2024-10,,fee,devaluation,minor,,New 1% fees on utility and wallet-load spends,No fee on utility or wallet-load spends,"1% + GST above ₹25,000 (utility) / ₹20,000 (wallet) per cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/TC_1percent_Fee_on_Utility_and_Wallet_Load.pdf,https://cardadvisor.in/cards/indusind-platinum-aura-edge,,indusind-2024-10-new-1-fees-on-utility-and-wallet-load-spends
sbi-krisflyer-apex,KrisFlyer SBI Card Apex,SBI Card,2024-10-01,2024-09-30,launch,neutral,major,,KrisFlyer SBI Card Apex launches,,,high,official,https://www.sbicard.com/en/personal/credit-cards/travel/krisflyer-sbi-card-apex.page,https://cardadvisor.in/cards/sbi-krisflyer-apex,,
indusind-platinum,IndusInd Bank Platinum Credit Card,IndusInd Bank,2024-10,,fee,devaluation,minor,,New 1% fees on utility and wallet-load spends,No fee on utility or wallet-load spends,"1% + GST above ₹25,000 (utility) / ₹20,000 (wallet) per cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/TC_1percent_Fee_on_Utility_and_Wallet_Load.pdf,https://cardadvisor.in/cards/indusind-platinum,,indusind-2024-10-new-1-fees-on-utility-and-wallet-load-spends
sc-manhattan-platinum,Standard Chartered Manhattan Platinum Credit Card,Standard Chartered,2024-09-30,,redemption,devaluation,minor,active,"Cashback redemption minimum raised again to ₹1,500","₹1,000, in multiples of ₹500","₹1,500, in multiples of ₹500",reconstructed,official,https://av.sc.com/in/content/docs/in-manhattan-platinum-credit-card-terms-and-condition.pdf,https://cardadvisor.in/cards/sc-manhattan-platinum,,
sbi-krisflyer,KrisFlyer SBI Card,SBI Card,2024-09-30,,launch,neutral,major,,KrisFlyer SBI Card launches,,,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/who-we-are/news/2024/The-Times-of-India-20240930.pdf,https://cardadvisor.in/cards/sbi-krisflyer,,
idfc-mayura,IDFC FIRST Mayura Credit Card,IDFC FIRST Bank,2024-09-19,,launch,neutral,major,,IDFC FIRST launches the Mayura metal card,,,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/news-media/press-release/IDFC-FIRST-Bank-unveils-the-Mayura-credit-card-the-ultimate-metal-card-for-the-discerning-traveller.pdf,https://cardadvisor.in/cards/idfc-mayura,,idfc-2024-09-19-idfc-first-launches-the-ashva-metal-card
idfc-ashva,IDFC FIRST Ashva Credit Card,IDFC FIRST Bank,2024-09-19,,launch,neutral,major,,IDFC FIRST launches the Ashva metal card,,,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/news-media/press-release/Press-Release-IDFC-FIRST-Bank-Introduces-Ashva-Credit-Card-The-Ultimate-Metal-Card-for-the-Smart-Traveller-FINAL-Visa11thSept78.pdf,https://cardadvisor.in/cards/idfc-ashva,,idfc-2024-09-19-idfc-first-launches-the-ashva-metal-card
rbl-dmi-finance,RBL Bank DMI Finance Credit Card,RBL Bank,2024-09-11,,launch,neutral,major,active,RBL x DMI Finance co-brand card launched,,,high,official,https://webassets.rbl.bank.in/document/press-release/rbl-bank-and-dmi-finance-unveil-new-co-branded-credit-card.pdf,https://cardadvisor.in/cards/rbl-dmi-finance,,
rbl-indianoil-xtra,RBL Bank IndianOil XTRA Credit Card,RBL Bank,2024-09-09,,launch,neutral,major,active,IndianOil XTRA launched — RBL's premium fuel co-brand,,,high,research,,https://cardadvisor.in/cards/rbl-indianoil-xtra,,
scapia-federal,Scapia Credit Card,Federal Bank,2024-09-07,,reward,devaluation,major,,Fair-usage caps and category exclusions added,,,high,research,,https://cardadvisor.in/cards/scapia-federal,,
scapia-federal,Scapia Credit Card,Federal Bank,2024-09-07,,fee,devaluation,minor,,Finance charge raised and convenience fee added,3.49%/month,3.75%/month,high,research,,https://cardadvisor.in/cards/scapia-federal,,
scapia-federal,Scapia Credit Card,Federal Bank,2024-09-07,,lounge,devaluation,major,,"Lounge spend gate raised to ₹10,000/month","₹5,000/month","₹10,000/month",high,research,,https://cardadvisor.in/cards/scapia-federal,,
indusind-platinum-rupay,IndusInd Bank Platinum RuPay Credit Card,IndusInd Bank,2024-09-01,,redemption,devaluation,minor,,"Cash redemption capped at 2,500 points/month",Uncapped cash redemption,"Max 2,500 RP per calendar month",high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates-reward-points-program.html,https://cardadvisor.in/cards/indusind-platinum-rupay,,indusind-2024-09-01-cash-redemption-caps
rbl-indianoil,RBL Bank IndianOil Credit Card,RBL Bank,2024-09,,launch,neutral,major,active,IndianOil RBL launched as successor to the BPCL SuperCard,,,reconstructed,official,https://webassets.rbl.bank.in/document/press-release/rbl-bank-iocl-and-mastercard-flag-off.pdf,https://cardadvisor.in/cards/rbl-indianoil,,
hdfc-freedom,HDFC Bank Freedom Credit Card,HDFC Bank,2024-09-01,,reward,devaluation,minor,active,5X EMI CashPoints removed; wallet & utility earning restricted,5X CashPoints on EMI; points on wallet/utility,"No CashPoints on EMI, wallet loads; utility earning capped/removed",high,research,,https://cardadvisor.in/cards/hdfc-freedom,,hdfc-2024-09-01-5x-emi-removed
hdfc-tata-neu-infinity,Tata Neu Infinity HDFC Bank Credit Card,HDFC Bank,2024-09-01,,reward,devaluation,minor,active,Education paid through third-party apps stops earning NeuCoins,Education payments earned NeuCoins,No NeuCoins on education routed through third-party apps,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/tata-neu-infinity-credit-card/pdf/tata_neu_infinity_card_tnc.pdf,https://cardadvisor.in/cards/hdfc-tata-neu-infinity,,hdfc-2024-09-01-education-exclusions
hdfc-moneyback-plus,HDFC MoneyBack+ Credit Card,HDFC Bank,2024-09-01,,reward,devaluation,major,,5X EMI rewards removed; wallet & Easy-EMI stop earning,5X CashPoints on merchant EMIs; Easy-EMI & wallet earned,"5X EMI feature withdrawn; Easy-EMI, wallet & third-party education earn nothing",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/moneyback-plus-credit-card/pdf/MBPlus-TnCs.pdf,https://cardadvisor.in/cards/hdfc-moneyback-plus,,hdfc-2024-09-01-5x-emi-removed
indusind-tiger,IndusInd Bank Tiger Credit Card,IndusInd Bank,2024-09-01,,redemption,devaluation,minor,,"Cash redemption capped at 5,000 points/month",Uncapped cash redemption,"Max 5,000 RP/calendar month",high,official,https://www.indusind.bank.in/in/en/personal/redemption-and-shopping.html,https://cardadvisor.in/cards/indusind-tiger,,indusind-2024-09-01-cash-redemption-caps
indusind-celesta,IndusInd Bank Celesta Credit Card,IndusInd Bank,2024-09-01,,redemption,devaluation,minor,,"Cash redemption capped at 10,000 points/month",Uncapped cash redemption,"Max 10,000 RP per calendar month",high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates-reward-points-program.html,https://cardadvisor.in/cards/indusind-celesta,,indusind-2024-09-01-cash-redemption-caps
indusind-indulge,IndusInd Bank Indulge Credit Card,IndusInd Bank,2024-09-01,,redemption,devaluation,minor,,"Cash redemption capped at 10,000 points/month",Uncapped cash redemption,"Max 10,000 RP/calendar month (Indulge)",high,research,,https://cardadvisor.in/cards/indusind-indulge,,indusind-2024-09-01-cash-redemption-caps
indusind-pinnacle,IndusInd Bank Pinnacle Credit Card,IndusInd Bank,2024-09-01,,redemption,devaluation,minor,,"Cash redemption capped at 7,500 points/month",Uncapped cash redemption,"Max 7,500 RP per calendar month",high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates-reward-points-program.html,https://cardadvisor.in/cards/indusind-pinnacle,,indusind-2024-09-01-cash-redemption-caps
indusind-platinum-aura-edge,IndusInd Bank Platinum Aura Edge Credit Card,IndusInd Bank,2024-09-01,,redemption,devaluation,minor,,"Cash redemption capped at 2,500 points/month",Uncapped cash redemption,"Max 2,500 RP per calendar month",high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates-reward-points-program.html,https://cardadvisor.in/cards/indusind-platinum-aura-edge,,indusind-2024-09-01-cash-redemption-caps
indusind-legend,IndusInd Bank Legend Credit Card,IndusInd Bank,2024-09-01,,redemption,devaluation,minor,,"Cash redemption capped at 5,000 points/month",Uncapped cash redemption,"Max 5,000 RP/calendar month (Legend)",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Changes-in-Reward-Points-Redemption-Program.pdf,https://cardadvisor.in/cards/indusind-legend,,indusind-2024-09-01-cash-redemption-caps
indusind-nexxt,IndusInd Bank Nexxt Credit Card,IndusInd Bank,2024-09-01,,redemption,devaluation,minor,,Monthly cash-redemption cap added,Uncapped per month,"Capped 2,500–10,000 RP/month by card",high,research,,https://cardadvisor.in/cards/indusind-nexxt,,indusind-2024-09-01-cash-redemption-caps
indusind-platinum,IndusInd Bank Platinum Credit Card,IndusInd Bank,2024-09-01,,redemption,devaluation,minor,,"Cash redemption capped at 2,500 points/month",Uncapped cash redemption,"Max 2,500 RP per calendar month",high,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates-reward-points-program.html,https://cardadvisor.in/cards/indusind-platinum,,indusind-2024-09-01-cash-redemption-caps
hdfc-millennia,HDFC Millennia Credit Card,HDFC Bank,2024-09-01,2024-07-29,reward,devaluation,minor,,Utility/telecom earning capped; third-party education excluded,Utility & telecom earned uncapped; education earned via any channel,"Utility & telecom 2,000 pts/mo each; third-party education earns nothing",high,official,https://www.hdfcbank.com/content/api/contentstream/723fb80a-2dde-42a3-9793-7ae1be57c87f/Personal/Pay/Cards/Credit%20Card/Credit%20Card%20Landing%20Page/HDFC-BANK-MILLENNIA-CREDIT-CARD-PRODUCT-FEATURE-UPDATE.pdf,https://cardadvisor.in/cards/hdfc-millennia,,hdfc-2024-09-01-education-exclusions
hdfc-tata-neu-plus,Tata Neu Plus HDFC Bank Credit Card,HDFC Bank,2024-09-01,,reward,devaluation,minor,active,Education paid through third-party apps stops earning NeuCoins,Education payments earned NeuCoins,No NeuCoins on education routed through third-party apps,high,official,https://www.hdfc.bank.in/credit-cards/tata-neu-plus-hdfc-bank-credit-card,https://cardadvisor.in/cards/hdfc-tata-neu-plus,,hdfc-2024-09-01-education-exclusions
pop-club,YES Bank POP-CLUB Credit Card,YES Bank,2024-08-29,,launch,neutral,major,active,POP-CLUB card launched at Global Fintech Festival,,,high,research,,https://cardadvisor.in/cards/pop-club,,
utkarsh-supercard,super.money superCard (Utkarsh SFB),Utkarsh Small Finance Bank,2024-08-28,,launch,neutral,major,active,superCard launched — FD-backed RuPay UPI credit card,,"Lifetime-free secured RuPay card, 0.5% base cashback",high,research,,https://cardadvisor.in/cards/utkarsh-supercard,,
rbl-irctc,RBL Bank IRCTC Credit Card,RBL Bank,2024-08-28,,launch,neutral,major,active,IRCTC RBL Bank Credit Card launched as a RuPay rail co-brand,,,high,official,https://webassets.rbl.bank.in/document/credit-cards/tnc-irctc-rbl-bank-rupay-credit-card.pdf,https://cardadvisor.in/cards/rbl-irctc,,
sc-ultimate,Standard Chartered Ultimate Credit Card,Standard Chartered,2024-08-25,,fee,neutral,minor,active,Forex charging simplified to a direct 2% at posting,3.5% transaction fee minus a separately posted 1.5% cashback (net 2%),Direct 2% forex markup levied at transaction posting,high,official,https://www.sc.bank.in/credit-cards/ultimate-card/,https://cardadvisor.in/cards/sc-ultimate,,
sc-super-value-titanium,Standard Chartered Super Value Titanium Credit Card,Standard Chartered,2024-08-21,,reward,neutral,minor,active,Fuel surcharge waiver dropped; fuel cashback raised to 5%,4% cashback + 1% surcharge waiver,"5% flat cashback, no separate surcharge waiver",high,official,https://www.sc.bank.in/credit-cards/super-value-titanium/,https://cardadvisor.in/cards/sc-super-value-titanium,,
au-xcite,AU Bank Xcite Credit Card,AU Small Finance Bank,2024-08-15,,fee,devaluation,minor,,Fair-usage charge added on fuel and utility spends,,"1% on fuel spend over 50% of limit or ₹50,000/month; 1% on utility spend over ₹50,000/month",high,research,,https://cardadvisor.in/cards/au-xcite,,au-2024-08-15-fuel-utility-fair-usage-fee
au-vetta,AU Bank Vetta Credit Card,AU Small Finance Bank,2024-08-15,,fee,devaluation,minor,,Fair-usage charge added on fuel and utility spends,No fair-usage surcharge,1% + GST above the monthly threshold,high,research,,https://cardadvisor.in/cards/au-vetta,,au-2024-08-15-fuel-utility-fair-usage-fee
au-xcite-ultra,AU Xcite Ultra Credit Card,AU Small Finance Bank,2024-08-15,,fee,devaluation,minor,,Fair-usage charges on fuel and utility spends,No fair-usage fee,1% fee above threshold (+18% GST),high,research,,https://cardadvisor.in/cards/au-xcite-ultra,,au-2024-08-15-fuel-utility-fair-usage-fee
au-xcite-ace,AU Xcite Ace Credit Card,AU Small Finance Bank,2024-08-15,,fee,devaluation,minor,,Fair-usage charges on fuel and utility spends,No fair-usage fee,1% fee above threshold (+18% GST),high,research,,https://cardadvisor.in/cards/au-xcite-ace,,au-2024-08-15-fuel-utility-fair-usage-fee
au-spont,AU SPONT Credit Card,AU Small Finance Bank,2024-08-15,,fee,devaluation,minor,,Fair-usage fee added on fuel and utility spends,,"1% fee (+18% GST) on fuel spend beyond 50% of credit limit or ₹50,000/month (whichever is lower), and on utility spend beyond ₹50,000/month",high,research,,https://cardadvisor.in/cards/au-spont,,au-2024-08-15-fuel-utility-fair-usage-fee
au-instapay,AU InstaPay Credit Card,AU Small Finance Bank,2024-08-15,,fee,devaluation,minor,,Fair-usage fee added on high fuel/utility spend,,,high,research,,https://cardadvisor.in/cards/au-instapay,,au-2024-08-15-fuel-utility-fair-usage-fee
au-nomo,AU NOMO Credit Card,AU Small Finance Bank,2024-08-15,,fee,devaluation,minor,,Fair-usage charge added on fuel and utility spends,No cap-linked fee on fuel or utility spends,1% fee beyond fuel/utility fair-usage thresholds,high,research,,https://cardadvisor.in/cards/au-nomo,,au-2024-08-15-fuel-utility-fair-usage-fee
au-altura-plus,AU Altura Plus Credit Card,AU Small Finance Bank,2024-08-15,,fee,devaluation,minor,,Fair-usage charges on fuel and utility spends,No fair-usage fee,1% fee above threshold (+18% GST),high,research,,https://cardadvisor.in/cards/au-altura-plus,,au-2024-08-15-fuel-utility-fair-usage-fee
au-ixigo,ixigo AU Credit Card,AU Small Finance Bank,2024-08-15,,fee,devaluation,minor,,Fair-usage charge added on fuel and utility spends,No fair-usage fee on fuel/utility,"1% + GST on fuel spend above 50% of limit or ₹50,000/month (whichever lower), and on utility spend above ₹50,000/month",high,research,,https://cardadvisor.in/cards/au-ixigo,,au-2024-08-15-fuel-utility-fair-usage-fee
au-lit,AU LIT Credit Card,AU Small Finance Bank,2024-08-15,,fee,devaluation,minor,,Fair-usage charges on fuel and utility spends,No fair-usage fee,1% fee above threshold (+18% GST),high,research,,https://cardadvisor.in/cards/au-lit,,au-2024-08-15-fuel-utility-fair-usage-fee
axis-primus,Axis Bank Primus Credit Card,Axis Bank,2024-08-12,,launch,neutral,major,,"Axis Bank and Visa unveil Primus, India's ultra-luxury invite-only metal card",,,high,official,https://www.axis.bank.in/about-us/press-releases/axis-bank-and-visa-unveil-the-ultra-luxury-credit-card-primus-for-indias-elite,https://cardadvisor.in/cards/axis-primus,,
yes-marquee,YES Bank Marquee Credit Card,YES Bank,2024-08-08,,welcome,devaluation,minor,,"Welcome-bonus value trimmed, ET Prime voucher added","~₹15,000 in points","~₹10,000 in points + ET Prime voucher (₹3,199)",reconstructed,research,,https://cardadvisor.in/cards/yes-marquee,,
hdfc-diners-privilege,HDFC Bank Diners Club Privilege Credit Card,HDFC Bank,2024-08-01,,fee,devaluation,major,,₹50 reward-redemption fee + 1% fee on rent/utility/fuel spends,No redemption fee; no category surcharges,₹50 per statement-credit redemption; 1% on rent/education/utility/fuel over thresholds,high,research,,https://cardadvisor.in/cards/hdfc-diners-privilege,,hdfc-2024-08-01-redemption-fee-category-fees
hdfc-irctc,IRCTC HDFC Bank Credit Card,HDFC Bank,2024-08-01,,fee,devaluation,minor,active,"1% fee on rent, third-party education, utility and wallet-load spends",No 1% category surcharge,"1% fee on rent, third-party education, high-value utility and wallet-load spends",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/irctc-credit-card/terms-and-conditions-irctc.pdf,https://cardadvisor.in/cards/hdfc-irctc,,hdfc-2024-08-01-redemption-fee-category-fees
hdfc-irctc,IRCTC HDFC Bank Credit Card,HDFC Bank,2024-08-01,,reward,devaluation,minor,active,"Rent, government, education, EMI and wallet spends excluded from earning",Non-IRCTC spends broadly earned 1 RP/₹100,"Rent, government, education, EMI and wallet-load spends earn no reward points",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/irctc-credit-card/terms-and-conditions-irctc.pdf,https://cardadvisor.in/cards/hdfc-irctc,,
hdfc-freedom,HDFC Bank Freedom Credit Card,HDFC Bank,2024-08-01,,fee,devaluation,major,active,₹50 reward-redemption fee + 1% category spend fees added,No redemption fee; no category fees,₹50 per redemption; 1% on rent/utility/fuel/education,high,research,,https://cardadvisor.in/cards/hdfc-freedom,,hdfc-2024-08-01-redemption-fee-category-fees
hdfc-tata-neu-infinity,Tata Neu Infinity HDFC Bank Credit Card,HDFC Bank,2024-08-01,,reward,devaluation,minor,active,UPI NeuCoins earning curtailed on non-Tata UPI,1.5% NeuCoins on eligible UPI (cap 500/mo),1.5% only on Tata Neu UPI ID; 0.5% on other UPI IDs (cap 500/mo),high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/tata-neu-infinity-credit-card/pdf/tata_neu_infinity_card_tnc.pdf,https://cardadvisor.in/cards/hdfc-tata-neu-infinity,,hdfc-2024-08-01-upi-neucoins-earning-curtailed-on-non-tata
hdfc-moneyback-plus,HDFC MoneyBack+ Credit Card,HDFC Bank,2024-08-01,2024-06-26,fee,devaluation,minor,,₹50 redemption fee + 1% category spend fees added,Free statement-credit redemption; no category fees,₹50 per statement-credit redemption; 1% fees on rent/fuel/utility/education,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/moneyback-plus-credit-card/pdf/MBPlus-TnCs.pdf,https://cardadvisor.in/cards/hdfc-moneyback-plus,,hdfc-2024-08-01-redemption-fee-category-fees
indusind-pioneer-private,IndusInd Bank Pioneer Private Credit Card,IndusInd Bank,2024-08-01,,launch,neutral,major,,Pioneer Private launched with the PIONEER Private programme,,,high,official,https://www.indusind.bank.in/in/en/about-us/mediabrand/FY/2024-2025/August/indusInd-bank-launches-pioneer-private-bespoke-and-curated-financial-solutions-for-the-hni-unhi-segment.html,https://cardadvisor.in/cards/indusind-pioneer-private,,
axis-primus,Axis Bank Primus Credit Card,Axis Bank,2024-08-01,,fee,devaluation,major,,Fees more than doubled for cards issued after 31 July 2024,"₹1,80,000 joining + ₹1,80,000 annual (both + GST)","₹5,00,000 joining + ₹3,00,000 annual (both + GST)",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-axis-bank-primus-credit-card.pdf,https://cardadvisor.in/cards/axis-primus,,
hdfc-shoppers-stop,Shoppers Stop HDFC Bank Credit Card,HDFC Bank,2024-08-01,,fee,devaluation,minor,active,Bank-wide HDFC fee revision: ₹50 redemption fee + 1% utility fee,No reward-redemption fee; no utility surcharge,"₹50 per statement-credit redemption; 1% on utility spends over ₹50,000",high,research,,https://cardadvisor.in/cards/hdfc-shoppers-stop,,hdfc-2024-08-01-redemption-fee-category-fees
hdfc-indianoil,IndianOil HDFC Bank Credit Card,HDFC Bank,2024-08-01,2024-06-26,fee,devaluation,minor,,1% fee on large fuel/utility/rent spends added,"No fee on fuel, utility or rent spends; free statement-credit redemption","1% fee (cap ₹3,000) on fuel >₹15,000, utility >₹50,000 & third-party rent; ₹50 statement-credit redemption fee",high,research,,https://cardadvisor.in/cards/hdfc-indianoil,,hdfc-2024-08-01-redemption-fee-category-fees
rbl-world-safari,RBL Bank World Safari Credit Card,RBL Bank,2024-08-01,,lounge,neutral,minor,active,Priority Pass embedded into the card,Separate physical Priority Pass card,Access directly via the RBL credit card,high,research,,https://cardadvisor.in/cards/rbl-world-safari,,rbl-2024-08-01-priority-pass-embedded-into-the-card
hdfc-millennia,HDFC Millennia Credit Card,HDFC Bank,2024-08-01,2024-06-26,fee,devaluation,minor,,₹50 redemption fee + 1% category fees added,Free statement-credit redemption; no category fees,"₹50 per statement-credit redemption; 1% fees (cap ₹3,000) on rent/education/fuel/utility",high,official,https://www.hdfcbank.com/content/api/contentstream/723fb80a-2dde-42a3-9793-7ae1be57c87f/Personal/Pay/Cards/Credit%20Card/Credit%20Card%20Landing%20Page/HDFC-BANK-MILLENNIA-CREDIT-CARD-PRODUCT-FEATURE-UPDATE.pdf,https://cardadvisor.in/cards/hdfc-millennia,,hdfc-2024-08-01-redemption-fee-category-fees
hdfc-tata-neu-plus,Tata Neu Plus HDFC Bank Credit Card,HDFC Bank,2024-08-01,,reward,devaluation,minor,active,UPI NeuCoins earning curtailed on non-Tata UPI,Eligible UPI earned NeuCoins broadly (cap 500/mo),1% only on Tata Neu UPI ID; 0.25% on other UPI IDs (cap 500/mo),high,research,,https://cardadvisor.in/cards/hdfc-tata-neu-plus,,hdfc-2024-08-01-upi-neucoins-earning-curtailed-on-non-tata
bob-snapdeal,Snapdeal BOBCARD Credit Card,BOBCARD,2024-07-15,,reward,devaluation,major,active,Core reward points removed on special-category MCCs,Base 4 RP/₹100 earned across most categories,Zero core RP on Annexure-A special MCCs and on fuel,high,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-snapdeal,,bob-2024-07-15-reward-points-removed-on-special-category
sbi-doctors,Doctor's SBI Card,SBI Card,2024-07-15,,reward,devaluation,minor,,Portfolio government-spend exclusion — not carried in this card's own T&C,Earned,Excluded,reconstructed,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-doctors,,sbi-2024-07-15-government-spend-exclusion
bob-icai-exclusive,ICAI Exclusive BOBCARD Credit Card,BOBCARD,2024-07-15,,reward,devaluation,major,active,Core reward points removed on special-category (Annexure A) MCCs,Core points across most spends,No points on Annexure-A MCCs or fuel,high,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-icai-exclusive,,bob-2024-07-15-reward-points-removed-on-special-category
bob-icai-exclusive,ICAI Exclusive BOBCARD Credit Card,BOBCARD,2024-07-15,,welcome,devaluation,minor,active,"Welcome bonus cut from 1,000 activation points to 500 points on ₹5,000 spend","1,000 points for activation within 30 days","500 points on ₹5,000 spend within 60 days",high,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-icai-exclusive,,bob-2024-07-15-welcome-benefit-cut
bob-premier,Bank of Baroda Premier Credit Card,BOBCARD,2024-07-15,,reward,devaluation,major,active,Reward points removed on special-category (Annexure A) spends,Points earned across most spend categories,"Zero RP on utilities, rent, wallet loads, insurance, education and other Annexure-A MCCs",high,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-premier,,bob-2024-07-15-reward-points-removed-on-special-category
bob-easy,BOBCARD Easy Credit Card,BOBCARD,2024-07-15,,welcome,revaluation,minor,active,500 reward-point welcome benefit introduced,No welcome bonus,500 reward points on early spends,high,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-easy,,
bob-easy,BOBCARD Easy Credit Card,BOBCARD,2024-07-15,,reward,devaluation,major,active,Reward points removed on special-category MCCs,"Base RP earned on utilities, rent, insurance, government, education, wallet loads",No reward points on those special-category (Annexure-A) MCCs,high,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-easy,,bob-2024-07-15-reward-points-removed-on-special-category
axis-rewards,Axis Bank Rewards Credit Card,Axis Bank,2024-07-15,,launch,neutral,major,active,Created from the Citi Rewards migration to Axis Bank,,,high,official,https://www.axisbank.com/docs/default-source/ld/download-faq/faq_credit_card.pdf,https://cardadvisor.in/cards/axis-rewards,,
bob-select,BOBCARD Select Credit Card,BOBCARD,2024-07-15,,reward,devaluation,major,active,Reward points removed on special-category (Annexure-A) spends,"Reward points earned on utility, wallet, rent, insurance & education spends",No reward points on those special-category (Annexure-A) MCCs,high,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-select,,bob-2024-07-15-reward-points-removed-on-special-category
axis-indianoil-premium,IndianOil Axis Bank Premium Credit Card,Axis Bank,2024-07-15,,reward,revaluation,major,,Fuel earn rate lifted at migration — 2.67% to 4% on IOCL fuel,"4 Turbo Points/₹150 (~2.67%, 1 TP = ₹1 on fuel redemption)","6 EDGE Miles/₹150 (~4%, 1 Mile = ₹1 on fuel redemption)",high,research,,https://cardadvisor.in/cards/axis-indianoil-premium,,
axis-indianoil-premium,IndianOil Axis Bank Premium Credit Card,Axis Bank,2024-07-15,,launch,neutral,major,,IndianOil Axis Bank Premium launches via Citi migration,,,high,official,https://www.axisbank.com/docs/default-source/ld/download-faq/faq_credit_card.pdf,https://cardadvisor.in/cards/axis-indianoil-premium,,
bob-irctc,IRCTC BOBCARD RuPay Credit Card,BOBCARD,2024-07-15,,reward,devaluation,minor,active,Reward points removed on special-category (Annexure-A) spends,Base 2 RP/₹100 on general spends,"No reward points on Annexure-A MCCs (utilities, wallet loads, rent, insurance, etc.)",high,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-irctc,,bob-2024-07-15-reward-points-removed-on-special-category
axis-cashback,Axis Bank Cashback Credit Card,Axis Bank,2024-07-15,,reward,devaluation,major,,Category cashback replaced by tiered online-shopping cashback,"5% cashback on movie tickets, telephone bills and utility bill payments (each capped ₹100/month); 0.5% flat on all other spends","Tiered cashback on net online spends — 2% up to ₹5,000, 5% up to ₹40,000, 7% above (total online cashback capped ₹4,000/month); 0.75% flat on offline/travel spends; 0.5% bonus on utilities capped ₹100/statement",reconstructed,official,https://www.axis.bank.in/docs/default-source/default-document-library/axis-bank-cashback-credit-card-tnc.pdf,https://cardadvisor.in/cards/axis-cashback,,
axis-cashback,Axis Bank Cashback Credit Card,Axis Bank,2024-07-15,,benefit,devaluation,minor,,Fuel surcharge waiver dropped,"1% fuel surcharge waived at fuel stations in India (min ₹10 transaction, on the Citi variant)",No fuel surcharge waiver,reconstructed,research,,https://cardadvisor.in/cards/axis-cashback,,
axis-cashback,Axis Bank Cashback Credit Card,Axis Bank,2024-07-15,,launch,neutral,major,,Migrated from Citi Cash Back Credit Card to Axis Bank Cashback Credit Card,,,high,official,https://www.axisbank.com/docs/default-source/ld/download-faq/faq_credit_card.pdf,https://cardadvisor.in/cards/axis-cashback,,
axis-olympus,Axis Bank Olympus Credit Card,Axis Bank,2024-07-15,,launch,neutral,major,,Launched as the Citi Prestige migration card,Citi Premier Miles,Axis EDGE Miles (1 Citi Premier Mile = 1 EDGE Mile),high,official,https://www.axisbank.com/docs/default-source/ld/download-faq/faq_credit_card.pdf,https://cardadvisor.in/cards/axis-olympus,,
bob-hpcl-energie,HPCL ENERGIE BOBCARD Credit Card,BOBCARD,2024-07-15,,reward,devaluation,minor,active,Core reward points removed on special-category (Annexure-A) MCCs,Base 2 RP per ₹150 earned across most non-bonus spend,"No reward points on Annexure-A special MCCs; the 24 RP/₹150 HPCL fuel rate (cap 1,000 RP/statement) retained",high,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-hpcl-energie,,bob-2024-07-15-reward-points-removed-on-special-category
bob-hpcl-energie,HPCL ENERGIE BOBCARD Credit Card,BOBCARD,2024-07-15,,welcome,devaluation,minor,active,"Welcome bonus cut from 2,000 to 500 reward points","2,000 bonus reward points (~₹500) on spends of ₹5,000 or more within 60 days","500 reward points (~₹125) on spends of ₹5,000 within the first 60 days",high,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-hpcl-energie,,bob-2024-07-15-welcome-benefit-cut
sbi-titan,Titan SBI Card,SBI Card,2024-07-15,,reward,devaluation,minor,,Government transactions stop earning reward points,Base RP earned on government spends,Excluded (MCC 9399 / 9311),high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-titan,,sbi-2024-07-15-government-spend-exclusion
sbi-paytm-select,Paytm SBI Card SELECT,SBI Card,2024-07-15,2024-03-01,reward,devaluation,minor,,Government transactions stop earning,Reward Points earned,No Reward Points on MCC 9311/9399 etc.,high,official,https://www.sbicard.com/en/faq/earning-reward-points.page,https://cardadvisor.in/cards/sbi-paytm-select,,sbi-2024-07-15-government-spend-exclusion
sbi-doctors-ima,Doctor's SBI Card (in Association with IMA),SBI Card,2024-07-15,,reward,devaluation,minor,,Portfolio government-spend exclusion — not carried in this card's own T&C,Earned,Excluded,reconstructed,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-doctors-ima,,sbi-2024-07-15-government-spend-exclusion
sbi-paytm,Paytm SBI Card,SBI Card,2024-07-15,2024-03-01,reward,devaluation,minor,,Government transactions stop earning,Reward Points earned,No Reward Points on MCC 9311/9399 etc.,high,research,,https://cardadvisor.in/cards/sbi-paytm,,sbi-2024-07-15-government-spend-exclusion
axis-shoppers-stop,Axis Bank Shoppers Stop Credit Card,Axis Bank,2024-07-15,,eligibility,neutral,major,,Legacy Citi First Citizen cardholders migrated to Axis,"First Citizen Citibank card (Citi India, Mastercard, launched 2002)","Axis Bank Shoppers Stop Credit Card (Axis, Visa)",high,official,https://www.axisbank.com/docs/default-source/ld/download-faq/faq_credit_card.pdf,https://cardadvisor.in/cards/axis-shoppers-stop,,
bob-icsi-diamond,ICSI Diamond BOBCARD Credit Card,BOBCARD,2024-07-15,,reward,devaluation,major,active,Reward points removed on special-category (Annexure-A) MCCs,Points on most spends,"No points on Annexure-A MCCs (rent, education, insurance, government, transport, telecom, and more)",high,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-icsi-diamond,,bob-2024-07-15-reward-points-removed-on-special-category
bob-icsi-diamond,ICSI Diamond BOBCARD Credit Card,BOBCARD,2024-07-15,,welcome,neutral,minor,active,Welcome benefit restructured to a spend-based bonus,Activation-based reward-point bonus,"500 reward points on ₹5,000 spend within 60 days of issuance",reconstructed,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-icsi-diamond,,
bob-cma-one,CMA One BOBCARD Credit Card,BOBCARD,2024-07-15,,reward,devaluation,major,active,Core reward points removed on special-category (Annexure-A) MCCs,"Base (and 5X, where eligible) reward points across most categories including fuel","No reward points on fuel, groceries, rent, education, government, insurance, telecom, transport and utility-type MCCs",high,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-cma-one,,bob-2024-07-15-reward-points-removed-on-special-category
bob-cma-one,CMA One BOBCARD Credit Card,BOBCARD,2024-07-15,,welcome,devaluation,minor,active,Welcome benefit reworked from activation reward to spend-linked reward,"1,000 reward points for card activation within 30 days of issuance","500 reward points on spends of ₹5,000 within 60 days of issuance",high,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-cma-one,,
bob-prime,BOBCARD Prime Credit Card,BOBCARD,2024-07-15,,fee,devaluation,minor,active,Finance charge raised to 3.49% per month,3.25% per month (39% p.a.),3.49% per month (41.88% p.a.),high,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-prime,,
bob-prime,BOBCARD Prime Credit Card,BOBCARD,2024-07-15,,reward,devaluation,major,active,Reward points removed on special-category MCCs and fuel,Earned 2 RP per ₹100 across categories,No RP on Annexure-A MCCs or fuel,high,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-prime,,bob-2024-07-15-reward-points-removed-on-special-category
sbi-irctc-premier,IRCTC SBI Card Premier,SBI Card,2024-07-15,,reward,devaluation,minor,,Government transactions stop earning reward points,Earned,Excluded,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-irctc-premier,,sbi-2024-07-15-government-spend-exclusion
sbi-irctc-platinum,IRCTC SBI Platinum Card,SBI Card,2024-07-15,,reward,devaluation,minor,,Government transactions stop earning reward points,Earned,Excluded,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-irctc-platinum,,sbi-2024-07-15-government-spend-exclusion
bob-eterna,Bank of Baroda Eterna Credit Card,BOBCARD,2024-07-15,,reward,devaluation,major,,Special-MCC spends cut to zero rewards,Earned reward points,Zero core RP on Annexure-A MCCs,high,official,https://media.bobcard.co.in/media/er1bgwnc/revision-in-tariff-of-charges-product-features-wef-15th-july-2024.pdf,https://cardadvisor.in/cards/bob-eterna,,bob-2024-07-15-special-mcc-spends-cut-to-zero-rewards
hsbc-live-plus,HSBC Live+ Credit Card,HSBC,2024-07-15,2024-07-12,launch,neutral,major,,Rebranded to HSBC Live+ (relaunch),HSBC Cashback Credit Card · 3.5% monthly APR · no category exclusions,HSBC Live+ Credit Card · 3.75% monthly APR · no cashback on utility & EMI transactions,high,official,https://www.about.hsbc.bank.in/-/media/india/en/news-and-media/240719-hsbc-cashback-credit-card-rebanded.pdf,https://cardadvisor.in/cards/hsbc-live-plus,,
au-ixigo,ixigo AU Credit Card,AU Small Finance Bank,2024-07-12,,network,neutral,minor,,"RuPay, UPI-linkable variant added",Visa only,Visa + RuPay (UPI-linkable),high,official,https://www.au.bank.in/personal-banking/credit-cards/ixigo-au-credit-card,https://cardadvisor.in/cards/au-ixigo,,
kiwi,Kiwi RuPay Credit Card,YES Bank,2024-07-04,,benefit,neutral,major,,Kiwi Neon paid rewards tier introduced,free tier only (~1.5% on UPI),optional Neon (₹999/yr) up to 5% via milestones,high,official,https://gokiwi.in/neon/neon2/,https://cardadvisor.in/cards/kiwi,,
sbi-paytm-select,Paytm SBI Card SELECT,SBI Card,2024-07-01,,redemption,devaluation,major,,Cashback replaced by Reward Points,"Direct cashback, auto-credited","Reward Points (1 RP = Re.1), redeemed manually",high,research,,https://cardadvisor.in/cards/sbi-paytm-select,,sbi-2024-07-01-cashback-replaced-by-reward-points
sbi-paytm,Paytm SBI Card,SBI Card,2024-07-01,,redemption,devaluation,major,,Cashback replaced by Reward Points,"Direct cashback, auto-credited","Reward Points (1 RP = Re 1), redeemed manually",high,research,,https://cardadvisor.in/cards/sbi-paytm,,sbi-2024-07-01-cashback-replaced-by-reward-points
yes-select,YES Bank Select Credit Card,YES Bank,2024-07-01,2024-03-22,lounge,devaluation,minor,active,"Lounge spend gate raised to ₹35,000 a quarter","₹10,000 per quarter","₹35,000 per quarter",high,research,,https://cardadvisor.in/cards/yes-select,,yes-2024-07-01-lounge-spend-gate-raised-to-35-000-a-quarter
yes-elite-plus,YES Bank Elite+ Credit Card,YES Bank,2024-07-01,2024-03-21,lounge,devaluation,major,superseded,"Domestic lounge spend gate raised to ₹35,000 a quarter","₹10,000 / quarter","₹35,000 / quarter",high,research,,https://cardadvisor.in/cards/yes-elite-plus,,yes-2024-07-01-lounge-spend-gate-raised-to-35-000-a-quarter
hdfc-swiggy,Swiggy HDFC Bank Credit Card,HDFC Bank,2024-06-21,,redemption,revaluation,major,active,Cashback switched from Swiggy wallet to statement credit,"Swiggy Money (Swiggy-only wallet, ~1-year expiry)",Statement credit adjusted against outstanding,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/swiggy-hdfc-bank-credit-card/pdf/terms-and-conditions-swiggy-hdfc-bank-credit-card-13032025.pdf,https://cardadvisor.in/cards/hdfc-swiggy,,
icici-amazon-pay,Amazon Pay ICICI Bank Credit Card,ICICI Bank,2024-06-18,2024-05-20,reward,devaluation,minor,,Rent payments dropped from rewards,1% reward on rent,0% on rent,high,official,https://www.icicibank.com/personal-banking/cards/credit-card/amazon-pay-credit-card/terms-conditions,https://cardadvisor.in/cards/icici-amazon-pay,,
axis-horizon,Axis Bank Horizon Credit Card,Axis Bank,2024-06-15,,launch,neutral,major,,Axis Horizon launched as the Citi PremierMiles successor,,,high,official,https://www.axis.bank.in/docs/default-source/ld/terms-and-conditions-for-horizon-credit-card.pdf,https://cardadvisor.in/cards/axis-horizon,,
icici-adani-platinum,Adani One ICICI Bank Platinum Credit Card,ICICI Bank,2024-06-03,,launch,neutral,major,active,Adani One ICICI Platinum launched — India's first airport-linked co-brand card,,,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/adani-icici-credit-card/platinum-card,https://cardadvisor.in/cards/icici-adani-platinum,,
icici-adani-signature,Adani One ICICI Bank Signature Credit Card,ICICI Bank,2024-06-03,,launch,neutral,major,active,Adani One ICICI Signature Credit Card launched,,,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/adani-icici-credit-card/signature-credit-card,https://cardadvisor.in/cards/icici-adani-signature,,
sbi-shaurya-select,Shaurya Select SBI Card,SBI Card,2024-06-01,,reward,devaluation,minor,,Government transactions stop earning reward points,Earned,Excluded,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-shaurya-select,,sbi-2024-06-01-government-reward-exclusion
sbi-simply-save,SBI SimplySAVE Credit Card,SBI Card,2024-06-01,2024-03-01,reward,devaluation,minor,,Reward points withdrawn on government transactions,Base reward points earned,No reward points,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-simply-save,,sbi-2024-06-01-government-reward-exclusion
sbi-unnati,SBI Card Unnati,SBI Card,2024-06-01,,reward,devaluation,minor,,Government transactions stop earning reward points,Earned,Excluded,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-unnati,,sbi-2024-06-01-government-reward-exclusion
sbi-shaurya,Shaurya SBI Card,SBI Card,2024-06-01,,reward,devaluation,minor,,Government transactions stop earning reward points,Earned,Excluded,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-shaurya,,sbi-2024-06-01-government-reward-exclusion
sbi-aurum,SBI Card AURUM,SBI Card,2024-06-01,,reward,devaluation,minor,,Government spends made reward-ineligible,Reward points earned,No reward points,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/List-of-SBI-Credit-Cards-apr24.pdf,https://cardadvisor.in/cards/sbi-aurum,,sbi-2024-06-01-government-reward-exclusion
hdfc-pixel-go,HDFC PIXEL Go Credit Card,HDFC Bank,2024-05-14,,launch,neutral,major,,PIXEL Go launched — entry-level flat-cashback digital card,,,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/press-release/2024/q2-apr-jun/may/hdfc-bank-introduces-pixel-a-new-generation-of-digital-credit-cards.pdf,https://cardadvisor.in/cards/hdfc-pixel-go,,hdfc-2024-05-14-pixel-play-launched-customisable-digital
hdfc-pixel-play,HDFC PIXEL Play Credit Card,HDFC Bank,2024-05-14,,launch,neutral,major,,PIXEL Play launched — customisable digital cashback card,,,high,official,https://www.hdfc.bank.in/credit-cards/pixel-play-credit-card,https://cardadvisor.in/cards/hdfc-pixel-play,,hdfc-2024-05-14-pixel-play-launched-customisable-digital
indusind-duo,IndusInd Bank Duo Card,IndusInd Bank,2024-05-05,,fee,devaluation,minor,active,Fuel surcharge waiver narrowed and capped at ₹250 a cycle,,"Waiver on ₹500–₹3,000 transactions, capped ₹250/cycle",high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/Other/Fuel_Surcharge_Waiver.pdf,https://cardadvisor.in/cards/indusind-duo,,
axis-select,Axis Bank Select Credit Card,Axis Bank,2024-05-01,,lounge,devaluation,major,,"Domestic lounge access now needs ₹50,000 prior-quarter spend","Complimentary, no spend condition","₹50,000 spend in previous 3 months required",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/axis-bank-airport-lounge-access-program.pdf,https://cardadvisor.in/cards/axis-select,,axis-2024-05-01-lounge-spend-gates
axis-samsung-signature,Samsung Axis Bank Signature Credit Card,Axis Bank,2024-05-01,,lounge,devaluation,minor,active,Domestic lounge access made spend-gated,"Complimentary domestic lounge visits, no spend condition","4 visits/calendar year unlocked only with ₹50,000 spend in the previous 3 months",high,official,https://www.axis.bank.in/cards/credit-card/samsung-axis-bank-signature-credit-card,https://cardadvisor.in/cards/axis-samsung-signature,,axis-2024-05-01-lounge-spend-gates
idfc-wow,IDFC FIRST WOW! Credit Card,IDFC FIRST Bank,2024-05-01,,fee,devaluation,minor,,1% + GST surcharge added on large utility-bill spends,,,high,research,,https://cardadvisor.in/cards/idfc-wow,,idfc-2024-05-01-rent-utility-fees
idfc-wow,IDFC FIRST WOW! Credit Card,IDFC FIRST Bank,2024-05-01,,reward,devaluation,major,,Base reward earning cut — points re-pegged from ₹100 to ₹150,4 pts / ₹100,4 pts / ₹150,reconstructed,research,,https://cardadvisor.in/cards/idfc-wow,,idfc-2024-05-01-reward-devaluation
idfc-power,IDFC FIRST Power Credit Card,IDFC FIRST Bank,2024-05-01,2024-04-01,reward,revaluation,major,,Fuel earning raised from 15X to 21X,"15X, up to 500 RP (₹125) per statement cycle","21X, up to 700 RP (₹175) per statement cycle",high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/cvp/PowerCVP.pdf,https://cardadvisor.in/cards/idfc-power,,
idfc-power,IDFC FIRST Power Credit Card,IDFC FIRST Bank,2024-05-01,2024-04-01,benefit,devaluation,major,,Fuel-surcharge waiver withdrawn,1% surcharge waiver on all fuel transactions,Not applicable — value folded into the fuel-rewards category,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/cvp/PowerCVP.pdf,https://cardadvisor.in/cards/idfc-power,,idfc-2024-05-01-fuel-surcharge-waiver-withdrawn
idfc-power,IDFC FIRST Power Credit Card,IDFC FIRST Bank,2024-05-01,2024-04-01,fee,devaluation,minor,,Rent surcharge floor and utility commercial-use fee introduced,Rent 1% of transaction value; no utility fee on personal use,"Rent 1% subject to a ₹249 minimum per transaction; utility 1% above ₹20,000/cycle",high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/cvp/PowerCVP.pdf,https://cardadvisor.in/cards/idfc-power,,idfc-2024-05-01-rent-utility-fees
idfc-power,IDFC FIRST Power Credit Card,IDFC FIRST Bank,2024-05-01,2024-04-01,reward,neutral,minor,,UPI earning flattened to 2X and uncapped,"Earned at the underlying category rate (fuel, FASTag, grocery, utility), capped per category","Flat 2X across all categories, uncapped — fuel, insurance and EMI excluded",high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/cvp/PowerCVP.pdf,https://cardadvisor.in/cards/idfc-power,,idfc-2024-05-01-upi-earning-flattened-to-3x-and-uncapped
axis-airtel,Axis Bank Airtel Credit Card,Axis Bank,2024-05-01,,lounge,devaluation,minor,,"Lounge access made spend-conditional (₹50,000 in prior 3 months)","4 complimentary visits/year, unconditional","4 visits/year, gated on ₹50,000 spend in the previous 3 calendar months",reconstructed,research,,https://cardadvisor.in/cards/axis-airtel,,axis-2024-05-01-lounge-spend-gates
idfc-first-wealth,IDFC FIRST Wealth Credit Card,IDFC FIRST Bank,2024-05-01,2024-04-01,lounge,devaluation,major,,Lounge access spend-gated for the first time,"4 domestic visits, no minimum spend","Reduced visits; ₹20,000 prior-month spend required to unlock",high,research,,https://cardadvisor.in/cards/idfc-first-wealth,,
idfc-first-wealth,IDFC FIRST Wealth Credit Card,IDFC FIRST Bank,2024-05-01,2024-04-01,reward,devaluation,major,,System-wide reward devaluation (₹100→₹150 basis),"1 pt per ₹100; 6X online, 3X offline; 10X above ₹30k",1 pt per ₹150; flat 3X base; 10X above ₹20k,high,official,https://www.idfcfirstbank.com/personal-banking/Important-Communication-Rewards-Wealth,https://cardadvisor.in/cards/idfc-first-wealth,,idfc-2024-05-01-reward-devaluation
sc-super-value-titanium,Standard Chartered Super Value Titanium Credit Card,Standard Chartered,2024-05-01,,redemption,devaluation,minor,active,"Cashback redemption threshold doubled to ₹1,000","₹500, in multiples of ₹50","₹1,000, in multiples of ₹500",high,official,https://www.sc.bank.in/credit-cards/svt-manhattan-changes-faqs/,https://cardadvisor.in/cards/sc-super-value-titanium,,
idfc-select,IDFC FIRST Select Credit Card,IDFC FIRST Bank,2024-05-01,2024-04-01,lounge,devaluation,major,,"Domestic lounge halved and spend-gate raised to ₹20,000","4 visits/quarter, ₹5,000 prior-month spend","2 visits/quarter, ₹20,000 prior-month spend",high,research,,https://cardadvisor.in/cards/idfc-select,,
idfc-select,IDFC FIRST Select Credit Card,IDFC FIRST Bank,2024-05-01,2024-04-01,reward,devaluation,major,,System-wide reward devaluation (base moved to ₹150/point),"6X online / 3X offline; 10X above ₹25,000/month; movie BOGO ₹250","Flat 3X, 1 pt per ₹150; 10X above ₹20,000/month; movie BOGO ₹125",high,research,,https://cardadvisor.in/cards/idfc-select,,idfc-2024-05-01-reward-devaluation
yes-ace,YES Bank Ace Credit Card,YES Bank,2024-05-01,,benefit,devaluation,minor,active,Fuel surcharge waiver cap cut ₹125 to ₹100 a cycle,₹125 a statement cycle,₹100 a statement cycle,high,research,,https://cardadvisor.in/cards/yes-ace,,
yes-ace,YES Bank Ace Credit Card,YES Bank,2024-05-01,,fee,devaluation,minor,active,Rent and wallet spends stop counting toward the fee waiver,All spends counted toward the waiver thresholds,Rent and wallet-load spends excluded,reconstructed,research,,https://cardadvisor.in/cards/yes-ace,,
yes-ace,YES Bank Ace Credit Card,YES Bank,2024-05-01,,fee,devaluation,minor,active,"Utility spends above ₹15,000 a month attract a 1% fee",No fee on utility transactions,"1% + GST once monthly utility spends cross ₹15,000",high,research,,https://cardadvisor.in/cards/yes-ace,,
amex-platinum-reserve,American Express Platinum Reserve Credit Card,American Express,2024-05-01,,benefit,revaluation,major,,ALL Accor Plus Explorer membership added,Taj Epicure Plus only,Taj Epicure Plus + ALL Accor Plus Explorer,high,official,https://www.americanexpress.com/content/dam/amex/en-in/benefits/Accor_Plus_Programme_TnC.pdf,https://cardadvisor.in/cards/amex-platinum-reserve,,
amex-platinum-reserve,American Express Platinum Reserve Credit Card,American Express,2024-05-01,,benefit,devaluation,minor,,Golf made spend-gated,2 games/month unconditional,"2 games/month on ₹50,000 prior-month spend",high,official,https://www.americanexpress.com/in/benefits/platinum-reserve-card/,https://cardadvisor.in/cards/amex-platinum-reserve,,
amex-platinum-reserve,American Express Platinum Reserve Credit Card,American Express,2024-05-01,,milestone,revaluation,major,,Monthly milestone voucher doubled,"₹500 voucher at ₹25,000/month","₹1,000 voucher at ₹50,000/month",high,official,https://www.americanexpress.com/in/benefits/platinum-reserve-card/,https://cardadvisor.in/cards/amex-platinum-reserve,,
amex-platinum-reserve,American Express Platinum Reserve Credit Card,American Express,2024-05-01,,lounge,revaluation,minor,,Two international lounge visits added,Domestic lounge visits only,+2 international Priority Pass visits/year,high,official,https://www.americanexpress.com/in/benefits/platinum-reserve-card/,https://cardadvisor.in/cards/amex-platinum-reserve,,
axis-samsung-infinite,Samsung Axis Bank Infinite Credit Card,Axis Bank,2024-05-01,,lounge,devaluation,minor,active,Domestic lounge access made spend-gated,"Complimentary domestic lounge visits, no spend condition","8 visits/year unlocked only with ₹50,000 spend in the previous 3 months",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/tnc-for-samsung-infinite.pdf,https://cardadvisor.in/cards/axis-samsung-infinite,,axis-2024-05-01-lounge-spend-gates
idfc-hpcl-power,IDFC FIRST HPCL Power+ Credit Card,IDFC FIRST Bank,2024-05-01,2024-04-01,reward,revaluation,major,,Fuel earning raised to 30X and the fuel cap widened,"24X, up to 1,600 RP (₹400) per cycle on ₹10,000 fuel spend","30X, up to 2,400 RP (₹600) per cycle on ₹12,000 fuel spend",high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/cvp/PowerPlusCVP.pdf,https://cardadvisor.in/cards/idfc-hpcl-power,,
idfc-hpcl-power,IDFC FIRST HPCL Power+ Credit Card,IDFC FIRST Bank,2024-05-01,2024-04-01,benefit,devaluation,major,,Fuel-surcharge waiver withdrawn,1% surcharge waiver on all fuel transactions,Not applicable — value folded into the fuel-rewards category,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/cvp/PowerPlusCVP.pdf,https://cardadvisor.in/cards/idfc-hpcl-power,,idfc-2024-05-01-fuel-surcharge-waiver-withdrawn
idfc-hpcl-power,IDFC FIRST HPCL Power+ Credit Card,IDFC FIRST Bank,2024-05-01,2024-04-01,lounge,devaluation,major,,"Lounge access spend gate quadrupled to ₹20,000","1 domestic visit/quarter on ₹5,000 monthly spend","1 domestic visit/quarter on ₹20,000 monthly spend",high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/cvp/PowerPlusCVP.pdf,https://cardadvisor.in/cards/idfc-hpcl-power,,
idfc-hpcl-power,IDFC FIRST HPCL Power+ Credit Card,IDFC FIRST Bank,2024-05-01,2024-04-01,fee,devaluation,minor,,Rent surcharge floor and utility commercial-use fee introduced,Rent 1% of transaction value; no utility fee on personal use,"Rent 1% subject to a ₹249 minimum per transaction; utility 1% above ₹20,000/cycle",high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/cvp/PowerPlusCVP.pdf,https://cardadvisor.in/cards/idfc-hpcl-power,,idfc-2024-05-01-rent-utility-fees
idfc-hpcl-power,IDFC FIRST HPCL Power+ Credit Card,IDFC FIRST Bank,2024-05-01,2024-04-01,reward,neutral,minor,,UPI earning flattened to 3X and uncapped,"Earned at the underlying category rate (fuel, FASTag, grocery, utility), capped per category","Flat 3X across all categories, uncapped — fuel, insurance and EMI excluded",high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/cvp/PowerPlusCVP.pdf,https://cardadvisor.in/cards/idfc-hpcl-power,,idfc-2024-05-01-upi-earning-flattened-to-3x-and-uncapped
sc-smart,Standard Chartered Smart Credit Card,Standard Chartered,2024-05-01,,redemption,devaluation,minor,,"Redemption minimum raised to Rs 2,500","Rs 1,000 (then Rs 500 increments)","Rs 2,500 (then Rs 1,000 increments)",high,official,https://www.sc.bank.in/credit-cards/smart-card-faqs/,https://cardadvisor.in/cards/sc-smart,,
axis-ace,Axis Bank ACE Credit Card,Axis Bank,2024-05-01,,lounge,devaluation,minor,active,Lounge access spend-gated,4 complimentary domestic visits/year,"Requires ₹50,000 spend in prior 3 months",high,official,https://web.archive.org/web/20240530180332/https://www.axisbank.com/docs/default-source/default-document-library/axis-bank-airport-lounge-access-program.pdf,https://cardadvisor.in/cards/axis-ace,,axis-2024-05-01-lounge-spend-gates
idfc-millennia,IDFC FIRST Millennia Credit Card,IDFC FIRST Bank,2024-05-01,2024-04-01,reward,devaluation,major,,Online rate halved 6X to 3X; threshold exclusions widened,"6X on online spends up to ₹20,000/month","3X on online spends up to ₹20,000/month",high,research,,https://cardadvisor.in/cards/idfc-millennia,,idfc-2024-05-01-reward-devaluation
sbi-miles,SBI Card MILES,SBI Card,2024-04-23,,launch,neutral,major,,SBI Card MILES launched,,,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/sbi-card-miles-base-tnc.pdf,https://cardadvisor.in/cards/sbi-miles,,sbi-2024-04-23-sbi-card-miles-launched
au-spont,AU SPONT Credit Card,AU Small Finance Bank,2024-04-23,,launch,neutral,major,,AU SPONT launches alongside AU NOMO,,,reconstructed,research,,https://cardadvisor.in/cards/au-spont,,
au-nomo,AU NOMO Credit Card,AU Small Finance Bank,2024-04-23,,launch,neutral,major,,AU NOMO launches as a fixed-deposit-secured credit card,,,high,research,,https://cardadvisor.in/cards/au-nomo,,
sbi-miles-elite,SBI Card Miles Elite,SBI Card,2024-04-23,,launch,neutral,major,,SBI Card Miles Elite launched,,,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/rewards-program-TnC-miles.pdf,https://cardadvisor.in/cards/sbi-miles-elite,,sbi-2024-04-23-sbi-card-miles-launched
sbi-miles-prime,SBI Card MILES PRIME,SBI Card,2024-04-23,,launch,neutral,major,,SBI Card MILES PRIME launched,,,high,research,,https://cardadvisor.in/cards/sbi-miles-prime,,sbi-2024-04-23-sbi-card-miles-launched
axis-burgundy-private,Axis Bank Burgundy Private Credit Card,Axis Bank,2024-04-20,,lounge,neutral,minor,,Burgundy Private spared the new lounge spend-criteria cut,,,reconstructed,research,,https://cardadvisor.in/cards/axis-burgundy-private,,
axis-burgundy-private,Axis Bank Burgundy Private Credit Card,Axis Bank,2024-04-20,,reward,devaluation,minor,,"Fuel, gold/jewellery, government and utility spends excluded from EDGE earning",All spend categories earned EDGE Reward Points,"Fuel, gold/jewellery, government payments and utilities earn nothing",reconstructed,research,,https://cardadvisor.in/cards/axis-burgundy-private,,axis-2024-04-20-edge-earn-exclusions
axis-burgundy-private,Axis Bank Burgundy Private Credit Card,Axis Bank,2024-04-20,,welcome,devaluation,major,active,"Welcome and annual benefit of 30,000 EDGE Reward Points discontinued","30,000 EDGE Reward Points on first transaction and on renewal",Discontinued — no welcome or annual points benefit,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/bp-rewards-program-tnc.pdf,https://cardadvisor.in/cards/axis-burgundy-private,,
axis-select,Axis Bank Select Credit Card,Axis Bank,2024-04-20,,benefit,devaluation,minor,,Concierge and BookMyShow offer withdrawn,,,high,research,,https://cardadvisor.in/cards/axis-select,,
axis-select,Axis Bank Select Credit Card,Axis Bank,2024-04-20,,transfer,devaluation,major,,EDGE Reward Points transfer partners split into capped groups,,,high,research,,https://cardadvisor.in/cards/axis-select,,axis-2024-04-20-transfer-group-caps
axis-select,Axis Bank Select Credit Card,Axis Bank,2024-04-20,,fee,devaluation,major,,Fee-waiver spend raised to ₹8 lakh,"₹6,00,000","₹8,00,000",high,research,,https://cardadvisor.in/cards/axis-select,,
axis-select,Axis Bank Select Credit Card,Axis Bank,2024-04-20,,reward,devaluation,major,,"Rent, fuel, utilities and more excluded from rewards",,,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-select-credit-card.pdf,https://cardadvisor.in/cards/axis-select,,axis-2024-04-20-edge-earn-exclusions
axis-atlas,Axis Bank Atlas Credit Card,Axis Bank,2024-04-20,2024-03-20,reward,devaluation,major,active,Accelerated earn capped and seven categories excluded,"5 EDGE Miles/₹100 on travel, uncapped","5/₹100 only up to ₹2L travel spend per month, then 2/₹100",high,official,https://www.axisbank.com/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-atlas-cc.pdf,https://cardadvisor.in/cards/axis-atlas,,
axis-atlas,Axis Bank Atlas Credit Card,Axis Bank,2024-04-20,2024-03-20,milestone,devaluation,major,active,"Milestone miles cut from 17,500 to 10,000/year","2,500 / 5,000 / 10,000 = 17,500 total","2,500 / 2,500 / 5,000 = 10,000 total",high,official,https://www.axisbank.com/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-atlas-cc.pdf,https://cardadvisor.in/cards/axis-atlas,,
axis-atlas,Axis Bank Atlas Credit Card,Axis Bank,2024-04-20,2024-03-20,transfer,devaluation,major,active,Transfer partners split into Group A/B with annual caps,Effectively uncapped 1:2 transfers,"≤30,000 (Group A) + ≤120,000 (Group B), overall ≤150,000 EDGE Miles/year",high,official,https://www.axisbank.com/docs/default-source/default-document-library/credit-cards/terms-and-conditions-of-features-of-axis-bank-atlas-credit-card.pdf,https://cardadvisor.in/cards/axis-atlas,,axis-2024-04-20-transfer-group-caps
axis-atlas,Axis Bank Atlas Credit Card,Axis Bank,2024-04-20,2024-03-20,welcome,devaluation,minor,active,"Welcome bonus halved to 2,500 EDGE Miles","5,000 EDGE Miles (3 txns / 60 days)","2,500 EDGE Miles (1 txn / 37 days)",high,official,https://www.axisbank.com/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-atlas-cc.pdf,https://cardadvisor.in/cards/axis-atlas,,
axis-freecharge-plus,Axis Bank Freecharge Plus Credit Card,Axis Bank,2024-04-20,,reward,devaluation,minor,,Cashback on utility payments restricted to the Freecharge app,Utility-service spends earned cashback on any platform,Only utility spends made inside the Freecharge app earn cashback,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/terms-and-conditions-axis-bank-freecharge-plus-credit-card.pdf,https://cardadvisor.in/cards/axis-freecharge-plus,,
axis-reserve,Axis Bank Reserve Credit Card,Axis Bank,2024-04-20,2024-03-20,milestone,devaluation,major,,"Annual renewal benefit of 50,000 points discontinued","50,000 EDGE Reward points on renewal",None,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/reserve-credit-card-terms-and-conditions.pdf?sfvrsn=2ea71d5f_1,https://cardadvisor.in/cards/axis-reserve,,
axis-reserve,Axis Bank Reserve Credit Card,Axis Bank,2024-04-20,2024-03-20,reward,devaluation,minor,,"Insurance, fuel, gold and wallet spends stop earning points",,,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/reserve-credit-card-terms-and-conditions.pdf?sfvrsn=2ea71d5f_1,https://cardadvisor.in/cards/axis-reserve,,axis-2024-04-20-edge-earn-exclusions
axis-reserve,Axis Bank Reserve Credit Card,Axis Bank,2024-04-20,2024-03-20,benefit,devaluation,major,,Luxury airport transfers withdrawn,4 luxury airport transfers/year,None,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/reserve-credit-card-terms-and-conditions.pdf?sfvrsn=2ea71d5f_1,https://cardadvisor.in/cards/axis-reserve,,
axis-reserve,Axis Bank Reserve Credit Card,Axis Bank,2024-04-20,2024-03-20,transfer,devaluation,major,,Transfer partners split into Group A/B with 1 lakh / 4 lakh caps,Single 5 lakh points/year pool,Group A capped at 1 lakh; Group B capped at 4 lakh,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/reserve-credit-card-terms-and-conditions.pdf?sfvrsn=2ea71d5f_1,https://cardadvisor.in/cards/axis-reserve,,axis-2024-04-20-transfer-group-caps
axis-airtel,Axis Bank Airtel Credit Card,Axis Bank,2024-04-20,,reward,devaluation,minor,,Accelerated cashback caps cut ₹300→₹250; utility earn locked to the Thanks app,₹300/month per category,₹250/month per category,reconstructed,research,,https://cardadvisor.in/cards/axis-airtel,,axis-2024-04-20-accelerated-cashback-caps-cut-300-250
axis-privilege,Axis Bank Privilege Credit Card,Axis Bank,2024-04-20,,lounge,devaluation,minor,,"Domestic lounge access gated behind ₹50,000 prior-quarter spend",Complimentary domestic lounge visits without a spend condition,"2 domestic lounge visits a quarter, only on ₹50,000 of spend in the previous 3 months",reconstructed,research,,https://cardadvisor.in/cards/axis-privilege,,
axis-privilege,Axis Bank Privilege Credit Card,Axis Bank,2024-04-20,,reward,devaluation,minor,,"Fuel, gold/jewellery, government and utility spends excluded from EDGE earning",Broad spend earned EDGE Reward Points,"Fuel, gold/jewellery, government payments, utilities, rent, wallet loads, insurance and education earn nothing",reconstructed,research,,https://cardadvisor.in/cards/axis-privilege,,axis-2024-04-20-edge-earn-exclusions
axis-indianoil,IndianOil Axis Bank Credit Card,Axis Bank,2024-04-20,,reward,devaluation,major,active,Accelerated fuel earn narrowed and capped,"Fuel txns ₹100–₹5,000 eligible; no explicit monthly points cap","Fuel txns ₹400–₹4,000 eligible; max 1,000 EDGE points/statement month",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-indian-oil-credit-card.pdf,https://cardadvisor.in/cards/axis-indianoil,,
axis-indianoil,IndianOil Axis Bank Credit Card,Axis Bank,2024-04-20,,fee,devaluation,major,active,Annual-fee waiver bar raised 7x,"₹50,000 eligible spend/year","₹3,50,000 eligible spend/year",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-indian-oil-credit-card.pdf,https://cardadvisor.in/cards/axis-indianoil,,
axis-indianoil,IndianOil Axis Bank Credit Card,Axis Bank,2024-04-20,,reward,devaluation,minor,active,"Base EDGE points removed on insurance, gold & fuel",Base points earned across spends,"Insurance, gold/jewellery & fuel earn no base EDGE points",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-indian-oil-credit-card.pdf,https://cardadvisor.in/cards/axis-indianoil,,axis-2024-04-20-edge-earn-exclusions
axis-indianoil,IndianOil Axis Bank Credit Card,Axis Bank,2024-04-20,,welcome,neutral,minor,active,Welcome benefit switched from cashback to EDGE points,Up to ₹250 cashback on fuel in first 30 days,"Up to 1,250 EDGE points (~₹250) on first fuel txn in 30 days",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-indian-oil-credit-card.pdf,https://cardadvisor.in/cards/axis-indianoil,,
axis-ace,Axis Bank ACE Credit Card,Axis Bank,2024-04-20,2024-03-19,reward,devaluation,major,active,Base cashback cut 2% → 1.5%,2% unlimited,1.5% unlimited,high,official,https://www.axisbank.com/docs/default-source/default-document-library/axis-bank-ace-credit-card-tncs.pdf,https://cardadvisor.in/cards/axis-ace,,
axis-ace,Axis Bank ACE Credit Card,Axis Bank,2024-04-20,2024-03-19,reward,devaluation,minor,active,Utility 5% restricted to Google Pay only,Utility spends earned across platforms,Cashback only on utilities paid via Google Pay,high,official,https://www.axisbank.com/docs/default-source/default-document-library/axis-bank-ace-credit-card-tncs.pdf,https://cardadvisor.in/cards/axis-ace,,
axis-shoppers-stop,Axis Bank Shoppers Stop Credit Card,Axis Bank,2024-04-16,,launch,neutral,major,,Axis Bank Shoppers Stop card launched as the First Citizen Citibank successor,,,high,official,https://www.axis.bank.in/about-us/press-releases/axis-bank-expands-its-omni-channel-shopping-segment-through-its-credit-card-partnership-with-shoppers-stop,https://cardadvisor.in/cards/axis-shoppers-stop,,
sbi-irctc-premier,IRCTC SBI Card Premier,SBI Card,2024-04-15,,reward,devaluation,minor,,Rent payments stop earning reward points,Earned,Excluded,high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/ekit-tncs/IRCTCPremiertnc.pdf,https://cardadvisor.in/cards/sbi-irctc-premier,,sbi-2024-04-15-rent-reward-exclusion
sbi-irctc-platinum,IRCTC SBI Platinum Card,SBI Card,2024-04-15,2024-03-01,reward,devaluation,minor,,Reward points removed on rent payments (MCC 6513),Base RP earned on rent payments,No RP on rent payments (MCC 6513),high,official,https://www.sbicard.com/en/faq/earning-reward-points.page,https://cardadvisor.in/cards/sbi-irctc-platinum,,sbi-2024-04-15-rent-reward-exclusion
sbi-bpcl-octane,BPCL SBI Card Octane,SBI Card,2024-04-15,2024-03-15,reward,devaluation,minor,,Reward points on rent payments withdrawn,Reward points earned on rent payments,No reward points on rent payments,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-bpcl-octane,,sbi-2024-04-15-rent-reward-exclusion
sbi-doctors,Doctor's SBI Card,SBI Card,2024-04-01,2024-03-01,reward,devaluation,minor,,Reward points removed on rent payments (MCC 6513),Base RP earned on rent payments,No RP on rent payments (MCC 6513),high,official,https://www.sbicard.com/en/faq/earning-reward-points.page,https://cardadvisor.in/cards/sbi-doctors,,sbi-2024-04-01-reward-points-removed-on-rent-payments
sbi-shaurya-select,Shaurya Select SBI Card,SBI Card,2024-04-01,2024-03-01,reward,devaluation,minor,,Reward points removed on rent payments (MCC 6513),Base RP earned on rent payments,No RP on rent payments (MCC 6513),high,official,https://www.sbicard.com/en/faq/earning-reward-points.page,https://cardadvisor.in/cards/sbi-shaurya-select,,sbi-2024-04-01-reward-points-removed-on-rent-payments
sbi-prime,SBI Card PRIME,SBI Card,2024-04-01,2024-03-01,reward,devaluation,major,,Reward points removed on rent payments (MCC 6513),Base RP earned on rent payments,No RP on rent payments (MCC 6513),high,official,https://www.sbicard.com/en/faq/earning-reward-points.page,https://cardadvisor.in/cards/sbi-prime,,sbi-2024-04-01-reward-points-removed-on-rent-payments
sbi-doctors-ima,Doctor's SBI Card (in Association with IMA),SBI Card,2024-04-01,2024-03-01,reward,devaluation,major,,Reward points removed on rent payments (MCC 6513),Base RP earned on rent payments,No RP on rent payments (MCC 6513),high,official,https://www.sbicard.com/en/faq/earning-reward-points.page,https://cardadvisor.in/cards/sbi-doctors-ima,,sbi-2024-04-01-reward-points-removed-on-rent-payments
au-xcite,AU Bank Xcite Credit Card,AU Small Finance Bank,2024-04-01,,reward,devaluation,minor,,"Rent, education and government spends stop earning rewards",,,high,research,,https://cardadvisor.in/cards/au-xcite,,au-2024-04-01-rent-education-and-government-spends-stop
au-vetta,AU Bank Vetta Credit Card,AU Small Finance Bank,2024-04-01,,fee,devaluation,minor,,APR raised to 3.59%/month,3.49%/month (41.88% p.a.),3.59%/month (43.08% p.a.),high,research,,https://cardadvisor.in/cards/au-vetta,,au-2024-04-01-apr-raised-to-3-59-month
au-vetta,AU Bank Vetta Credit Card,AU Small Finance Bank,2024-04-01,,reward,devaluation,minor,,"Rent, education and government spends stop earning rewards",Rent/education/government spends earned base reward points,No reward points on rent/education/government MCCs,high,research,,https://cardadvisor.in/cards/au-vetta,,au-2024-04-01-rent-education-and-government-spends-stop
au-xcite-ultra,AU Xcite Ultra Credit Card,AU Small Finance Bank,2024-04-01,,fee,devaluation,minor,,APR named again at 3.59%/mo for Xcite Ultra,APR set at 3.59%/mo since Apr-2023 (subject to any interim change not independently found),APR reconfirmed at 3.59%/mo (43.08% p.a.),high,research,,https://cardadvisor.in/cards/au-xcite-ultra,,
au-xcite-ultra,AU Xcite Ultra Credit Card,AU Small Finance Bank,2024-04-01,,reward,devaluation,minor,,"Rent, education and government spends stop earning rewards",Rent/education/government spends earned reward points,"No reward points on rent, education, government-category spends",reconstructed,research,,https://cardadvisor.in/cards/au-xcite-ultra,,au-2024-04-01-rent-education-and-government-spends-stop
yes-select,YES Bank Select Credit Card,YES Bank,2024-04-01,,lounge,devaluation,major,active,Domestic lounge access becomes spend-gated,Unconditional — one visit a quarter for holding the card,"₹10,000 of spend in the previous quarter required",high,research,,https://cardadvisor.in/cards/yes-select,,yes-2024-04-01-domestic-lounge-access-made-spend-linked
sbi-unnati,SBI Card Unnati,SBI Card,2024-04-01,2024-03-01,reward,devaluation,minor,,Reward points removed on rent payments (MCC 6513),Base RP earned on rent payments,No RP on rent payments (MCC 6513),high,official,https://www.sbicard.com/en/faq/earning-reward-points.page,https://cardadvisor.in/cards/sbi-unnati,,sbi-2024-04-01-reward-points-removed-on-rent-payments
sbi-shaurya,Shaurya SBI Card,SBI Card,2024-04-01,2024-03-01,reward,devaluation,minor,,Reward points removed on rent payments (MCC 6513),Base RP earned on rent payments,No RP on rent payments (MCC 6513),high,official,https://www.sbicard.com/en/faq/earning-reward-points.page,https://cardadvisor.in/cards/sbi-shaurya,,sbi-2024-04-01-reward-points-removed-on-rent-payments
au-xcite-ace,AU Xcite Ace Credit Card,AU Small Finance Bank,2024-04-01,,fee,devaluation,minor,,APR raised to 3.59%/month,Lower finance charge,3.59%/month (43.08% p.a.),high,research,,https://cardadvisor.in/cards/au-xcite-ace,,au-2024-04-01-apr-raised-to-3-59-month
sbi-aurum,SBI Card AURUM,SBI Card,2024-04-01,,reward,devaluation,major,,Reward points removed on rent payments,Reward points earned,No reward points,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-aurum,,sbi-2024-04-01-reward-points-removed-on-rent-payments
au-altura-plus,AU Altura Plus Credit Card,AU Small Finance Bank,2024-04-01,,reward,devaluation,minor,,"Rent, education and government spends stop earning rewards",Rent/education/government spends earned rewards,"No cashback/points on rent, education, government-category spends",reconstructed,research,,https://cardadvisor.in/cards/au-altura-plus,,au-2024-04-01-rent-education-and-government-spends-stop
yes-elite-plus,YES Bank Elite+ Credit Card,YES Bank,2024-04-01,2024-02-05,lounge,devaluation,major,superseded,Domestic lounge access made spend-linked,Unconditional with the card,"₹10,000 spend in the previous quarter",high,research,,https://cardadvisor.in/cards/yes-elite-plus,,yes-2024-04-01-domestic-lounge-access-made-spend-linked
sbi-elite,SBI Card ELITE,SBI Card,2024-04-01,2024-03-01,reward,devaluation,major,,Reward points removed on rent payments (MCC 6513),Base RP earned on rent payments,No RP on rent payments (MCC 6513),high,official,https://www.sbicard.com/en/faq/earning-reward-points.page,https://cardadvisor.in/cards/sbi-elite,,sbi-2024-04-01-reward-points-removed-on-rent-payments
au-lit,AU LIT Credit Card,AU Small Finance Bank,2024-04-01,,reward,devaluation,minor,,"Rent, education and government spends stop earning rewards",Rent/education/government spends earned rewards,"No reward points on rent, education, government-category spends",reconstructed,research,,https://cardadvisor.in/cards/au-lit,,au-2024-04-01-rent-education-and-government-spends-stop
sbi-titan,Titan SBI Card,SBI Card,2024-03-21,,launch,neutral,major,,Titan SBI Card launched,,,high,official,https://www.sbicard.com/en/personal/credit-cards/titan-sbi-card.html,https://cardadvisor.in/cards/sbi-titan,,
yes-first-exclusive,YES First Exclusive Credit Card (now YES Bank RESERV),YES Bank,2024-03-21,,lounge,devaluation,major,,Domestic lounge access made spend-linked,Unlimited / unconditional,"Prior-quarter spend required (₹10,000, soon ₹35,000)",reconstructed,research,,https://cardadvisor.in/cards/yes-first-exclusive,,
sc-manhattan-platinum,Standard Chartered Manhattan Platinum Credit Card,Standard Chartered,2024-03-16,,redemption,devaluation,minor,active,"Cashback redemption minimum raised to Rs 1,000","Rs 500, in multiples of Rs 50","Rs 1,000, in multiples of Rs 500",high,official,https://www.sc.bank.in/credit-cards/svt-manhattan-changes-faqs/,https://cardadvisor.in/cards/sc-manhattan-platinum,,
sbi-paytm-select,Paytm SBI Card SELECT,SBI Card,2024-03-15,,fee,devaluation,minor,,Minimum Amount Due calculation revised,,,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-paytm-select,,sbi-2024-03-15-minimum-amount-due-calculation-revised
sbi-reliance-prime,Reliance SBI Card PRIME,SBI Card,2024-03-15,,fee,devaluation,minor,active,Minimum Amount Due (MAD) calculation revised,,,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-reliance-prime,,sbi-2024-03-15-minimum-amount-due-calculation-revised
sbi-unnati,SBI Card Unnati,SBI Card,2024-03-15,,fee,devaluation,minor,active,Minimum Amount Due (MAD) calculation revised,,,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-unnati,,sbi-2024-03-15-minimum-amount-due-calculation-revised
hdfc-shoppers-stop,Shoppers Stop HDFC Bank Credit Card,HDFC Bank,2024-03-01,,reward,neutral,major,active,Earning restructured to 3% Shoppers Stop / 1% other Reward Points with monthly caps,"Co-brand earning without the ₹500 / ₹1,000 monthly Reward-Point caps","3% on Shoppers Stop (cap 500 RP/month) + 1% elsewhere (cap 1,000 RP/month), min ₹150/txn",high,official,https://www.hdfc.bank.in/credit-cards/shoppers-stop-credit-card,https://cardadvisor.in/cards/hdfc-shoppers-stop,,
hdfc-shoppers-stop,Shoppers Stop HDFC Bank Credit Card,HDFC Bank,2024-03-01,,fee,devaluation,major,active,Lifetime-free tag dropped; ₹299 joining and annual fee introduced,Lifetime free (₹0),₹299 + GST joining and annual fee,high,official,https://www.hdfc.bank.in/credit-cards/shoppers-stop-credit-card,https://cardadvisor.in/cards/hdfc-shoppers-stop,,
hdfc-shoppers-stop,Shoppers Stop HDFC Bank Credit Card,HDFC Bank,2024-03-01,,milestone,revaluation,minor,active,"Weekend milestone added — ₹500 in points on a ₹15,000+ Shoppers Stop bill",No weekend milestone,"₹500 in Reward Points for a single ₹15,000+ Shoppers Stop weekend purchase",high,official,https://www.hdfc.bank.in/credit-cards/shoppers-stop-credit-card,https://cardadvisor.in/cards/hdfc-shoppers-stop,,
amex-mrcc,American Express Membership Rewards Credit Card,American Express,2024-03-01,,redemption,devaluation,major,active,"18K/24K Gold Collection shopping vouchers cut ₹1,000 each","18K = ₹7,000 · 24K = ₹9,000","18K = ₹6,000 · 24K = ₹8,000",high,official,https://www.americanexpress.com/in/rewards/membership-rewards/redeem-points/gold-collection.html,https://cardadvisor.in/cards/amex-mrcc,,
indusind-platinum,IndusInd Bank Platinum Credit Card,IndusInd Bank,2024-03-01,,redemption,neutral,minor,,Point value split into separate cash and non-cash rates,1 RP = ₹0.50 non-cash (stated from 1 Jan 2024),Non-cash ₹0.60 · cash ₹0.40,reconstructed,official,https://www.indusind.bank.in/in/en/personal/credit-card-related/important-updates-reward-points-cash-redemption.html,https://cardadvisor.in/cards/indusind-platinum,,
slice,slice UPI Credit Card,slice,2024-02-05,,benefit,neutral,major,,slice opens its UPI-first prepaid account to all users,,,high,research,,https://cardadvisor.in/cards/slice,,
icici-hpcl-coral,ICICI Bank HPCL Coral Credit Card,ICICI Bank,2024-02-05,,reward,devaluation,minor,active,Rent and e-wallet loads stop earning points,Rent & e-wallet loads earned points,Rent & e-wallet loads excluded,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/upcoming-changes-features-and-charges,https://cardadvisor.in/cards/icici-hpcl-coral,,icici-2024-02-05-rent-and-e-wallet-loads-stop-earning-points
icici-platinum,ICICI Bank Platinum Chip Credit Card,ICICI Bank,2024-02-05,,reward,devaluation,minor,active,Rent and e-wallet loads stop earning points,Rent & e-wallet loads earned points,Rent & e-wallet loads excluded,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/upcoming-changes-features-and-charges,https://cardadvisor.in/cards/icici-platinum,,icici-2024-02-05-rent-and-e-wallet-loads-stop-earning-points
icici-emeralde-private,ICICI Bank Emeralde Private Metal Credit Card,ICICI Bank,2024-02-05,,reward,devaluation,minor,active,Rent and wallet-load spends stop earning points,Rent & e-wallet loads earned points,Rent & e-wallet loads excluded,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/upcoming-changes-features-and-charges,https://cardadvisor.in/cards/icici-emeralde-private,,icici-2024-02-05-rent-and-e-wallet-loads-stop-earning-points
icici-emeralde,ICICI Bank Emeralde Credit Card (Metal),ICICI Bank,2024-02-05,,reward,devaluation,minor,active,Rent and e-wallet loads stop earning points,Rent & e-wallet loads earned points,Rent & e-wallet loads excluded,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/upcoming-changes-features-and-charges,https://cardadvisor.in/cards/icici-emeralde,,icici-2024-02-05-rent-and-e-wallet-loads-stop-earning-points
icici-expressions,ICICI Bank Expressions Credit Card,ICICI Bank,2024-02-05,,reward,devaluation,minor,active,Rent and e-wallet loads stop earning points,Rent & e-wallet loads earned points,Rent & e-wallet loads excluded,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/upcoming-changes-features-and-charges,https://cardadvisor.in/cards/icici-expressions,,icici-2024-02-05-rent-and-e-wallet-loads-stop-earning-points
icici-coral,ICICI Bank Coral Credit Card,ICICI Bank,2024-02-05,,reward,devaluation,minor,active,Rent and e-wallet loads stop earning points,Rent & e-wallet loads earned points,Rent & e-wallet loads excluded,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/upcoming-changes-features-and-charges,https://cardadvisor.in/cards/icici-coral,,icici-2024-02-05-rent-and-e-wallet-loads-stop-earning-points
icici-rubyx,ICICI Bank Rubyx Credit Card,ICICI Bank,2024-02-05,,reward,devaluation,minor,active,Rent and e-wallet loads stop earning points,Rent & e-wallet loads earned points,Rent & e-wallet loads excluded,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/upcoming-changes-features-and-charges,https://cardadvisor.in/cards/icici-rubyx,,icici-2024-02-05-rent-and-e-wallet-loads-stop-earning-points
hdfc-shoppers-stop,Shoppers Stop HDFC Bank Credit Card,HDFC Bank,2024-02,,network,revaluation,minor,active,Card offered on RuPay with UPI Scan & Pay linkage,Non-RuPay co-brand (no UPI linkage at 2022 launch),RuPay card linkable to UPI for Scan & Pay,reconstructed,research,,https://cardadvisor.in/cards/hdfc-shoppers-stop,,
indusind-eazydiner-platinum,EazyDiner IndusInd Bank Platinum Credit Card,IndusInd Bank,2024-01-16,,launch,neutral,major,,EazyDiner IndusInd Bank Platinum launched as the free entry variant,,,high,official,https://www.indusind.bank.in/iblogs/pressrelease/indusind-bank-and-eazydiner-collaboratively-launch-the-eazydiner-indusind-bank-platinum-credit-card-to-redefine-dining-experience-for-customers/,https://cardadvisor.in/cards/indusind-eazydiner-platinum,,
indusind-samman,IndusInd Bank Samman Credit Card,IndusInd Bank,2024-01-09,,launch,neutral,major,,Samman RuPay launched for government-sector employees,,,high,official,https://www.indusind.bank.in/in/en/about-us/mediabrand/FY/2023-2024/January/samman-rupay-credit-card.html,https://cardadvisor.in/cards/indusind-samman,,
kiwi,Kiwi RuPay Credit Card,YES Bank,2024,,benefit,neutral,minor,,Yes Bank 'Klick' becomes the mainstream issuer,Axis Bank (KWIK),Yes Bank (Klick),reconstructed,official,https://gokiwi.in/cards/yesbank/,https://cardadvisor.in/cards/kiwi,,
axis-neo,Axis Bank Neo Credit Card,Axis Bank,2024,,reward,revaluation,minor,,Zomato 40% offer opened up to most restaurants,,,reconstructed,research,,https://cardadvisor.in/cards/axis-neo,,axis-2024-zomato-40-offer-opened-up-to-most
icici-emeralde,ICICI Bank Emeralde Credit Card (Metal),ICICI Bank,2024,,network,devaluation,minor,active,American Express variant withdrawn,Amex + Mastercard,Mastercard / Visa only,reconstructed,research,,https://cardadvisor.in/cards/icici-emeralde,,
hdfc-diners-black,HDFC Diners Club Black Metal Edition,HDFC Bank,2024,,fee,devaluation,major,,Metal Edition relaunch — fee-waiver spend raised ₹5L → ₹8L,₹5 lakh annual spend (PVC),₹8 lakh annual spend (Metal),reconstructed,official,https://www.hdfcbank.com/personal/pay/cards/credit-cards/diners-club-black-metal-edition/fees-and-charges,https://cardadvisor.in/cards/hdfc-diners-black,,
hdfc-diners-black,HDFC Diners Club Black Metal Edition,HDFC Bank,2024,,milestone,neutral,minor,,Monthly voucher milestone restructured to quarterly bonus,"Two ₹500 vouchers on ₹80,000 monthly spend","10,000 RP on ₹4 lakh quarterly spend (up to 40,000 RP/yr)",reconstructed,official,https://www.hdfcbank.com/personal/pay/cards/credit-cards/diners-club-black-metal-edition,https://cardadvisor.in/cards/hdfc-diners-black,,
sbi-doctors-ima,Doctor's SBI Card (in Association with IMA),SBI Card,2024,,benefit,revaluation,major,,Professional indemnity cover doubled to ₹20 lakh,₹10 lakh,₹20 lakh,reconstructed,official,https://www.sbicard.com/en/personal/credit-cards/doctors-ima-sbi-card.html,https://cardadvisor.in/cards/sbi-doctors-ima,,
axis-flipkart,Axis Bank Flipkart Credit Card,Axis Bank,2024,,reward,devaluation,minor,,Base 'other spends' rate cut from 1.5% to 1%,1.5%,1%,reconstructed,official,https://www.axisbank.com/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-flipkart.pdf,https://cardadvisor.in/cards/axis-flipkart,,
rbl-salaryse-up,RBL Bank SalarySe UP Credit Card,RBL Bank,2024,,launch,neutral,major,active,RBL SalarySe UP launched as a virtual RuPay-on-UPI card,,,reconstructed,official,https://webassets.rbl.bank.in/document/credit-cards/tnc-salary-se-up-credit-card.pdf,https://cardadvisor.in/cards/rbl-salaryse-up,,
rbl-patanjali-vishisht,RBL Bank Patanjali Vishisht Credit Card,RBL Bank,2024,,launch,neutral,major,active,Patanjali Vishisht launched — 10% Patanjali cashback on a ₹499 RuPay-on-UPI card,,,reconstructed,research,,https://cardadvisor.in/cards/rbl-patanjali-vishisht,,
yes-wellness-plus,YES Bank Wellness Plus Credit Card,YES Bank,2024,,lounge,devaluation,major,superseded,Domestic lounge access made spend-linked,No spend condition,"Prior-quarter spend required — ₹10,000, then ₹35,000",reconstructed,research,,https://cardadvisor.in/cards/yes-wellness-plus,,
au-altura-plus,AU Altura Plus Credit Card,AU Small Finance Bank,2024,,network,neutral,minor,,Altura Plus becomes RuPay/UPI-linkable,Visa (2021 launch network),RuPay (UPI-linkable),reconstructed,research,,https://cardadvisor.in/cards/au-altura-plus,,
yes-marquee,YES Bank Marquee Credit Card,YES Bank,2024,,redemption,devaluation,minor,,Voucher redemption value cut ₹0.25 to ₹0.15,₹0.25 / point,₹0.15 / point,reconstructed,research,,https://cardadvisor.in/cards/yes-marquee,,
yes-marquee,YES Bank Marquee Credit Card,YES Bank,2024,,launch,neutral,major,,YES Bank Marquee launches as a super-premium card,,,reconstructed,research,,https://cardadvisor.in/cards/yes-marquee,,
yes-select,YES Bank Select Credit Card,YES Bank,2023-12-18,,reward,neutral,major,active,Renamed YES Select; accelerated earn moves from dining and travel to online,"8 points per ₹200 on dining and travel, 4 per ₹200 elsewhere, 2 on select categories","8 points per ₹200 online, 4 per ₹200 offline, 2 on select categories",high,research,,https://cardadvisor.in/cards/yes-select,,
yes-ace,YES Bank Ace Credit Card,YES Bank,2023-12-18,,benefit,neutral,minor,active,Credit-shield cover swapped for online purchase protection,Credit shield cover on accidental death of the primary cardholder,"Purchase protection on mobiles and electronics bought online, up to six months",reconstructed,research,,https://cardadvisor.in/cards/yes-ace,,
yes-ace,YES Bank Ace Credit Card,YES Bank,2023-12-18,,reward,revaluation,major,active,Online earning doubled to 8 points per ₹200,"4 points per ₹200 on retail, plus 8 per ₹200 on dining and travel capped at 1,500 points a month","8 points per ₹200 online capped at 5,000 points a cycle, 4 per ₹200 offline, 2 per ₹200 on select categories",high,research,,https://cardadvisor.in/cards/yes-ace,,
yes-ace,YES Bank Ace Credit Card,YES Bank,2023-12-18,,launch,neutral,major,active,Prosperity Rewards Plus relaunched as the YES Bank Ace,YES Prosperity Rewards Plus,YES Bank Ace,high,research,,https://cardadvisor.in/cards/yes-ace,,
yes-elite-plus,YES Bank Elite+ Credit Card,YES Bank,2023-12-18,,benefit,revaluation,minor,active,Purchase protection cover added,,,reconstructed,research,,https://cardadvisor.in/cards/yes-elite-plus,,
yes-elite-plus,YES Bank Elite+ Credit Card,YES Bank,2023-12-18,,reward,neutral,major,active,Renamed from YES Premia to ELITE and earning switched to online vs offline,12 points per ₹200 on travel and dining,"12 points per ₹200 on online spends, 6 per ₹200 offline",high,research,,https://cardadvisor.in/cards/yes-elite-plus,,
indusind-solitaire,IndusInd Bank Indus Solitaire Credit Card,IndusInd Bank,2023-12-15,,launch,neutral,major,,Indus Solitaire launched with the diamond-industry banking programme,,,high,official,https://www.indusind.bank.in/in/en/about-us/mediabrand/FY/2023-2024/December/Indus-Solitaire-Program.html,https://cardadvisor.in/cards/indusind-solitaire,,
idfc-lic-classic,LIC Classic Credit Card,IDFC FIRST Bank,2023-12-14,,launch,neutral,major,,LIC Classic launched with LIC Cards and Mastercard,,,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/news-media/press-release/LIC-PR-Draft-11-Dec.pdf,https://cardadvisor.in/cards/idfc-lic-classic,,idfc-2023-12-14-lic-select-launched-with-lic-cards-and
idfc-lic-select,LIC Select Credit Card,IDFC FIRST Bank,2023-12-14,,launch,neutral,major,,LIC Select launched with LIC Cards and Mastercard,,,high,official,https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/news-media/press-release/LIC-PR-Draft-11-Dec.pdf,https://cardadvisor.in/cards/idfc-lic-select,,idfc-2023-12-14-lic-select-launched-with-lic-cards-and
idfc-swyp,IDFC FIRST SWYP Credit Card,IDFC FIRST Bank,2023-12-08,,launch,neutral,major,,IDFC FIRST SWYP launched with Mastercard,,,high,official,https://www.idfcfirst.bank.in/credit-card/swyp-emi-credit-card,https://cardadvisor.in/cards/idfc-swyp,,
idfc-digital-rupay,IDFC FIRST Digital RuPay Credit Card,IDFC FIRST Bank,2023-12-07,,launch,neutral,major,,IDFC FIRST Digital RuPay launched,,,high,official,https://www.idfcfirst.bank.in/credit-card/rupay-credit-card,https://cardadvisor.in/cards/idfc-digital-rupay,,
hdfc-millennia,HDFC Millennia Credit Card,HDFC Bank,2023-12-01,2023-10-31,lounge,devaluation,major,,Complimentary lounge access removed — now ₹1 lakh/quarter,Unconditional complimentary domestic lounge access,"Spend ₹1 lakh/quarter, then choose lounge voucher OR ₹1,000 brand voucher",high,official,https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Millennia+Cards/CashBack+Credit+Card/Change-in-Lounge-access-Millenia.pdf,https://cardadvisor.in/cards/hdfc-millennia,,
indusind-platinum-rupay,IndusInd Bank Platinum RuPay Credit Card,IndusInd Bank,2023-11-07,,launch,neutral,major,,Platinum RuPay launched — IndusInd goes live with credit card on UPI,,,high,official,https://www.indusind.bank.in/in/en/about-us/mediabrand/FY/2023-2024/November/RuPay-Credit-Card-On-UPI.html,https://cardadvisor.in/cards/indusind-platinum-rupay,,
icici-emeralde-private,ICICI Bank Emeralde Private Metal Credit Card,ICICI Bank,2023-11-01,,redemption,devaluation,major,active,Statement-credit redemption slashed 1 RP ₹1 → ₹0.40,1 RP = ₹1,1 RP = ₹0.40,reconstructed,research,,https://cardadvisor.in/cards/icici-emeralde-private,,
au-ixigo,ixigo AU Credit Card,AU Small Finance Bank,2023-11,,launch,neutral,major,,AU Small Finance Bank and ixigo launch co-branded travel credit card on Visa,,,reconstructed,research,,https://cardadvisor.in/cards/au-ixigo,,
sbi-simply-click,SBI SimplyCLICK Credit Card,SBI Card,2023-11-01,,reward,devaluation,minor,,EazyDiner dropped from 10X to 5X,10X,5X,reconstructed,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-simply-click,,
sbi-reliance,Reliance SBI Card,SBI Card,2023-10-31,,launch,neutral,major,active,Reliance SBI Card launched as SBI Card–Reliance Retail co-brand,,,high,official,https://www.sbicard.com/en/personal/credit-cards/shopping/reliance-sbi-card.page,https://cardadvisor.in/cards/sbi-reliance,,sbi-2023-10-31-reliance-sbi-card-launched-as-sbi-card
sbi-reliance-prime,Reliance SBI Card PRIME,SBI Card,2023-10-31,,launch,neutral,major,active,Reliance SBI Card PRIME launched as SBI Card–Reliance Retail co-brand,,,high,official,https://www.sbicard.com/en/personal/credit-cards/shopping/reliance-sbi-card-prime.page,https://cardadvisor.in/cards/sbi-reliance-prime,,sbi-2023-10-31-reliance-sbi-card-launched-as-sbi-card
axis-fibe,Fibe Axis Bank Credit Card,Axis Bank,2023-10-12,,launch,neutral,major,,India's first numberless RuPay card launches,,,high,official,https://www.fibe.in/news/fibe-launches-indias-first-numberless-credit-card-in-partnership-with-axis-bank/,https://cardadvisor.in/cards/axis-fibe,,
rbl-play,RBL Bank Play Credit Card,RBL Bank,2023-10-09,,reward,devaluation,minor,active,"Reward points removed on utility, fuel, insurance & more",Most spends earned base reward points,"Fuel, utility, insurance, rental, railways & wallet excluded",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/TermsCondition.pdf,https://cardadvisor.in/cards/rbl-play,,rbl-2023-10-09-reward-category-exclusions
rbl-blockbuster,RBL Bank Blockbuster Credit Card,RBL Bank,2023-10-09,,reward,devaluation,major,active,Reward points removed on several everyday categories,Most spends earned 2 RP/₹100,"Insurance, wallet, fuel, utility, rent, railways, misc excluded",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/TermsCondition.pdf,https://cardadvisor.in/cards/rbl-blockbuster,,rbl-2023-10-09-reward-category-exclusions
rbl-bankbazaar-savemax,RBL Bank BankBazaar SaveMax Credit Card,RBL Bank,2023-10-09,,reward,devaluation,major,active,"Reward points removed on fuel, utilities, insurance, rent & wallet spends",Most non-grocery spends earned 1 RP/₹100,"Fuel, utilities, insurance, rent, wallet & similar earn nothing",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/TermsCondition.pdf,https://cardadvisor.in/cards/rbl-bankbazaar-savemax,,rbl-2023-10-09-reward-category-exclusions
rbl-platinum-maxima,RBL Bank Platinum Maxima Plus Credit Card,RBL Bank,2023-10-09,,reward,devaluation,major,active,"Reward points removed on utilities, insurance, fuel & more",Most spends earned reward points,"Insurance, wallet, fuel, utility, rental, railways, misc excluded",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/TermsCondition.pdf,https://cardadvisor.in/cards/rbl-platinum-maxima,,rbl-2023-10-09-reward-category-exclusions
rbl-bankbazaar-savemax-pro,RBL Bank BankBazaar SaveMax Pro Credit Card,RBL Bank,2023-10-09,,reward,devaluation,minor,active,"Base reward points removed on wallet, rental, utility & similar spends",2X base points on most non-accelerator spends,"No points on wallet, rental, utility, insurance, railways & misc",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/TermsCondition.pdf,https://cardadvisor.in/cards/rbl-bankbazaar-savemax-pro,,rbl-2023-10-09-reward-category-exclusions
rbl-binge,RBL Bank Binge Credit Card,RBL Bank,2023-10-09,,reward,devaluation,major,active,"Reward points removed on utilities, insurance, fuel & more",Base points on most spends,"No points on insurance, wallet, fuel, utility, rental, railways, misc.",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/TermsCondition.pdf,https://cardadvisor.in/cards/rbl-binge,,rbl-2023-10-09-reward-category-exclusions
rbl-shoprite,RBL Bank ShopRite Credit Card,RBL Bank,2023-10-09,,reward,devaluation,major,active,"Reward points removed on utilities, insurance, fuel & more",Base points on most everyday spends,"No points on insurance, wallet, fuel, utility, rental, railways, misc.; utilities/insurance/EMI ineligible",high,official,https://webassets.rbl.bank.in/document/Credit%20Cards/TermsCondition.pdf,https://cardadvisor.in/cards/rbl-shoprite,,rbl-2023-10-09-reward-category-exclusions
indusind-epay-amex,IndusInd Bank ePay Amex Credit Card,IndusInd Bank,2023-10,,launch,neutral,major,,IndusInd Bank ePay Amex launched as a lifetime-free virtual card,,,reconstructed,official,https://www.indusind.bank.in/content/dam/indusind-platform-images/banner-images/e-pay-amex-card/E-Pay-American-Express-Credit-Card-Benefit-Guide_18-10-2023.pdf,https://cardadvisor.in/cards/indusind-epay-amex,,
jupiter-edge,Jupiter Edge+ CSB Bank RuPay Credit Card,CSB Bank,2023-09-06,,launch,neutral,major,,Jupiter & CSB Bank launch the Edge CSB RuPay Credit Card,,,reconstructed,research,,https://cardadvisor.in/cards/jupiter-edge,,
axis-reserve,Axis Bank Reserve Credit Card,Axis Bank,2023-09-01,2023-07-21,fee,devaluation,minor,,Fee-waiver spend raised to ₹35 lakh for new cardholders,₹25 lakh,₹35 lakh (new; existing moved to ₹35 lakh from Sep-2024 anniversaries),high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/rstc.pdf,https://cardadvisor.in/cards/axis-reserve,,
axis-reserve,Axis Bank Reserve Credit Card,Axis Bank,2023-09-01,2023-07-21,transfer,devaluation,major,,Miles-transfer ratio halved to 5:2 and capped at 5 lakh points,5:4 (5 points = 4 miles),"5:2 (5 points = 2 miles), max 5 lakh points/year",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/rstc.pdf,https://cardadvisor.in/cards/axis-reserve,,axis-2023-09-01-transfer-ratio-cut
axis-reserve,Axis Bank Reserve Credit Card,Axis Bank,2023-09-01,2023-07-21,reward,devaluation,minor,,Utilities and government spends stop earning points,,,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/rstc.pdf,https://cardadvisor.in/cards/axis-reserve,,
kotak-upi-rupay,Kotak UPI RuPay Credit Card,Kotak Mahindra Bank,2023-09,,launch,neutral,major,active,Kotak UPI RuPay virtual card in market,,"3 reward points per ₹100, lifetime free, virtual-only",reconstructed,research,,https://cardadvisor.in/cards/kotak-upi-rupay,,
amex-platinum-reserve,American Express Platinum Reserve Credit Card,American Express,2023-09-01,,lounge,devaluation,major,,Centurion Lounge access withdrawn,Centurion Lounges at Delhi & Mumbai,No Centurion Lounge access,high,research,,https://cardadvisor.in/cards/amex-platinum-reserve,,
axis-magnus,Axis Bank Magnus Credit Card,Axis Bank,2023-09-01,2023-07-21,milestone,devaluation,major,,"'Great Reset' — monthly 25,000-point milestone axed","25,000 EDGE points on ₹1L/month",Milestone removed,high,official,https://www.axisbank.com/docs/default-source/default-document-library/credit-card-tnc/terms-and-conditions-for-magnus-credit-card.pdf,https://cardadvisor.in/cards/axis-magnus,,axis-2023-09-01-great-reset-monthly-25-000-point-milestone
axis-magnus,Axis Bank Magnus Credit Card,Axis Bank,2023-09-01,2023-07-21,transfer,devaluation,major,,EDGE transfer ratio cut 5:4 → 5:2,5 points : 4 miles,5 points : 2 miles,high,official,https://www.axisbank.com/docs/default-source/default-document-library/credit-card-tnc/terms-and-conditions-for-magnus-credit-card.pdf,https://cardadvisor.in/cards/axis-magnus,,axis-2023-09-01-transfer-ratio-cut
axis-magnus,Axis Bank Magnus Credit Card,Axis Bank,2023-09-01,,fee,devaluation,minor,,"Fee raised to ₹12,500; waiver doubled to ₹25L","₹10,000 fee · ₹15L waiver","₹12,500 fee · ₹25L waiver",high,official,https://www.axisbank.com/docs/default-source/default-document-library/credit-card-tnc/terms-and-conditions-for-magnus-credit-card.pdf,https://cardadvisor.in/cards/axis-magnus,,axis-2023-09-01-fee-raised-to-12-500-waiver-doubled-to-25l
sbi-aurum,SBI Card AURUM,SBI Card,2023-08-31,,benefit,devaluation,minor,,Amazon Prime & Discovery+ dropped,Amazon Prime + Discovery+,Club Marriott + Mint + WSJ (new joiners),reconstructed,research,,https://cardadvisor.in/cards/sbi-aurum,,
hdfc-marriott-bonvoy,Marriott Bonvoy HDFC Bank Credit Card,HDFC Bank,2023-08-24,,launch,neutral,major,active,India's first co-brand hotel card launches on Diners Club,,,high,official,https://www.hdfc.bank.in/credit-cards/marriott-bonvoy-credit-card,https://cardadvisor.in/cards/hdfc-marriott-bonvoy,,
idfc-first-wealth,IDFC FIRST Wealth Credit Card,IDFC FIRST Bank,2023-08-21,,reward,devaluation,minor,,"Insurance & utility spends cut to 1X, barred from 10X",Eligible for accelerated/10X earning,1X only; excluded from 10X program & threshold,high,official,https://www.idfcfirstbank.com/personal-banking/Important-Communication-Rewards-Wealth,https://cardadvisor.in/cards/idfc-first-wealth,,idfc-2023-08-21-insurance-utility-spends-cut-to-1x
idfc-select,IDFC FIRST Select Credit Card,IDFC FIRST Bank,2023-08-21,,reward,devaluation,minor,,"Insurance & utility spends cut to 1X, barred from 10X",Eligible for accelerated/10X earning,1X only; excluded from 10X program & threshold,high,research,,https://cardadvisor.in/cards/idfc-select,,idfc-2023-08-21-insurance-utility-spends-cut-to-1x
idfc-first-classic,IDFC FIRST Classic Credit Card,IDFC FIRST Bank,2023-08-21,,reward,devaluation,minor,,Insurance & utility spends cut to 1X,"Earned at base rate, counted toward 10X",1X only; excluded from 10X earn & threshold,high,research,,https://cardadvisor.in/cards/idfc-first-classic,,idfc-2023-08-21-insurance-utility-spends-cut-to-1x
idfc-millennia,IDFC FIRST Millennia Credit Card,IDFC FIRST Bank,2023-08-21,,reward,devaluation,minor,,"Insurance & utility spends cut to 1X, barred from 10X","Earned at card rate, counted toward 10X threshold",1X only; excluded from 10X earn & threshold,high,research,,https://cardadvisor.in/cards/idfc-millennia,,idfc-2023-08-21-insurance-utility-spends-cut-to-1x
indusind-avios,IndusInd Bank Avios Visa Infinite Credit Card,IndusInd Bank,2023-08-17,,launch,neutral,major,,IndusInd Avios Visa Infinite launched,,,high,official,https://www.indusind.bank.in/content/indusind-corporate/en/about-us/mediabrand/FY/2023-2024/August/IndusInd-Bank-Launches-Multi-Branded-Credit-Card-in-Partnership-with-Qatar-Airways-and-British-Airways.html,https://cardadvisor.in/cards/indusind-avios,,
axis-flipkart,Axis Bank Flipkart Credit Card,Axis Bank,2023-08-12,,reward,devaluation,major,,Travel & Myntra cashback cut to 1.5%; categories excluded,5% unlimited on flights/hotels & Myntra,1.5% unlimited,high,official,https://www.axisbank.com/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-flipkart.pdf,https://cardadvisor.in/cards/axis-flipkart,,
indusind-tiger,IndusInd Bank Tiger Credit Card,IndusInd Bank,2023-08-03,,launch,neutral,major,,IndusInd Tiger launched (co-brand with Tiger Fintech),,,high,official,https://www.indusind.bank.in/in/en/about-us/mediabrand/FY/2023-2024/August/IndusInd-Bank-partners-with-TigerFintech-co-brandedcreditcard.html,https://cardadvisor.in/cards/indusind-tiger,,
kiwi,Kiwi RuPay Credit Card,YES Bank,2023-08-02,,launch,neutral,major,,Kiwi launches on Axis Bank — RuPay credit-on-UPI card,,,high,official,https://www.axis.bank.in/about-us/press-releases/axis-bank-partners-with-kiwi-to-bolster-credit-on-upi-accessibility-on-rupay-credit-cards,https://cardadvisor.in/cards/kiwi,,
hdfc-infinia,HDFC Bank Infinia Metal Credit Card,HDFC Bank,2023-08-01,,reward,revaluation,minor,,SmartBuy daily cap removed,"7,500 bonus points/day","Full 15,000/mo earnable any day",high,official,https://offers.smartbuy.hdfcbank.com/infinia,https://cardadvisor.in/cards/hdfc-infinia,,hdfc-2023-08-01-smartbuy-daily-cap-removed
hdfc-swiggy,Swiggy HDFC Bank Credit Card,HDFC Bank,2023-07-26,2023-07-26,launch,neutral,major,,Swiggy HDFC Bank Credit Card launched,,,high,official,https://hdfcbank.com/personal/about-us/news-room/press-release/2023/q3/hdfc-bank-launches-co-branded-credit-card-with-swiggy,https://cardadvisor.in/cards/hdfc-swiggy,,
au-xcite,AU Bank Xcite Credit Card,AU Small Finance Bank,2023-07-05,,redemption,devaluation,minor,,E-voucher redemption value cut,₹0.25/point,₹0.20/point,high,research,,https://cardadvisor.in/cards/au-xcite,,au-2023-07-05-e-voucher-redemption-value-cut
au-xcite,AU Bank Xcite Credit Card,AU Small Finance Bank,2023-07-05,,redemption,devaluation,minor,,Flat redemption fee introduced on AU Rewardz,free,₹99+GST per redemption,high,research,,https://cardadvisor.in/cards/au-xcite,,
au-vetta,AU Bank Vetta Credit Card,AU Small Finance Bank,2023-07-05,,redemption,devaluation,minor,,Redemption fee introduced; e-voucher point value cut,Free redemption; e-vouchers at ₹0.25/point,₹99+GST fee per redemption; e-vouchers at ₹0.20/point,high,research,,https://cardadvisor.in/cards/au-vetta,,au-2023-07-05-e-voucher-redemption-value-cut
au-xcite-ultra,AU Xcite Ultra Credit Card,AU Small Finance Bank,2023-07-05,,redemption,devaluation,minor,,Redemption fee introduced; e-voucher point value cut,Free redemption; e-vouchers at ₹0.25/point,₹99+GST fee per redemption; e-vouchers at ₹0.20/point,high,research,,https://cardadvisor.in/cards/au-xcite-ultra,,au-2023-07-05-e-voucher-redemption-value-cut
au-xcite-ace,AU Xcite Ace Credit Card,AU Small Finance Bank,2023-07-05,,redemption,devaluation,minor,,Redemption fee introduced; e-voucher point value cut,Free redemption via AU Rewardz catalogue; e-vouchers at ₹0.25/point,₹99+GST fee per redemption; e-vouchers at ₹0.20/point,high,research,,https://cardadvisor.in/cards/au-xcite-ace,,au-2023-07-05-e-voucher-redemption-value-cut
au-altura-plus,AU Altura Plus Credit Card,AU Small Finance Bank,2023-07-05,,redemption,devaluation,minor,,Redemption fee introduced; e-voucher point value cut,Free redemption; e-vouchers at ₹0.25/point,₹99+GST fee per redemption; e-vouchers at ₹0.20/point,high,research,,https://cardadvisor.in/cards/au-altura-plus,,au-2023-07-05-e-voucher-redemption-value-cut
au-lit,AU LIT Credit Card,AU Small Finance Bank,2023-07-05,,redemption,devaluation,minor,,Redemption fee introduced; e-voucher point value cut,Free redemption; e-vouchers at ₹0.25/point,₹99+GST fee per redemption; e-vouchers at ₹0.20/point,high,research,,https://cardadvisor.in/cards/au-lit,,au-2023-07-05-e-voucher-redemption-value-cut
scapia-federal,Scapia Credit Card,Federal Bank,2023-06-15,,launch,neutral,major,,Scapia Federal card launched,,,high,official,https://www.scapia.cards/newsroom/scapia-launches-revolutionary-new-credit-card-for-travel-lovers-in-association-with-federal-bank,https://cardadvisor.in/cards/scapia-federal,,
axis-ace,Axis Bank ACE Credit Card,Axis Bank,2023-06-15,2023-05,reward,devaluation,major,active,₹500/month combined cashback cap introduced,5% Google Pay bills unlimited; 4% partners uncapped,5% + 4% share a single ₹500/statement-cycle cap,high,official,https://www.axisbank.com/docs/default-source/default-document-library/axis-bank-ace-credit-card-tncs.pdf,https://cardadvisor.in/cards/axis-ace,,
axis-select,Axis Bank Select Credit Card,Axis Bank,2023-06-01,,lounge,devaluation,minor,,Card lounge access limited to domestic terminals,Usable at international-terminal lounges,Domestic terminals only,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/axis-bank-airport-lounge-access-program.pdf,https://cardadvisor.in/cards/axis-select,,
kotak-indianoil,IndianOil Kotak Credit Card,Kotak Mahindra Bank,2023-06,,network,revaluation,minor,active,RuPay card linked to UPI — earns on scan-and-pay,RuPay card usable at card terminals only,Linkable to UPI apps; QR scan-and-pay earns reward points,reconstructed,research,,https://cardadvisor.in/cards/kotak-indianoil,,
rbl-shoprite,RBL Bank ShopRite Credit Card,RBL Bank,2023-05-15,,launch,neutral,major,active,ShopRite issued as successor to RBL's discontinued Zomato Edition cards,,,reconstructed,research,,https://cardadvisor.in/cards/rbl-shoprite,,
sbi-cashback,SBI Cashback Credit Card,SBI Card,2023-05-01,,lounge,devaluation,minor,,Complimentary domestic lounge access removed,4 complimentary/year,None,reconstructed,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/tnc-Cashback-Card-Revision.pdf,https://cardadvisor.in/cards/sbi-cashback,,sbi-2023-05-01-complimentary-domestic-lounge-access-removed
sbi-cashback,SBI Cashback Credit Card,SBI Card,2023-05-01,,reward,devaluation,major,,First devaluation — cap halved and categories excluded,"₹10,000/cycle cap; few exclusions","₹5,000/cycle cap; rent, fuel, wallet, utility, insurance, jewellery, railways & education excluded",high,official,https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/tnc-Cashback-Card-Revision.pdf,https://cardadvisor.in/cards/sbi-cashback,,sbi-2023-05-01-first-devaluation-cap-halved-and-categories
idfc-select,IDFC FIRST Select Credit Card,IDFC FIRST Bank,2023-05-01,,lounge,devaluation,minor,,Airport lounge access spend-gated for the first time,No minimum-spend condition,"₹5,000 prior-month spend required",reconstructed,research,,https://cardadvisor.in/cards/idfc-select,,
federal-celesta,Federal Bank Celesta Credit Card,Federal Bank,2023-04-03,,fee,revaluation,major,active,Celesta becomes Lifetime Free for new applicants,"₹3,000 joining + ₹3,000 annual","₹0 — no joining fee, no annual fee",high,official,https://www.federal.bank.in/credit-cards-mitc,https://cardadvisor.in/cards/federal-celesta,,federal-2023-04-03-card-becomes-lifetime-free-for-new
federal-imperio,Federal Bank Imperio Credit Card,Federal Bank,2023-04-03,,fee,revaluation,major,active,Card becomes Lifetime Free for new applicants,"₹1,500 joining and ₹1,500 annual fee","₹0 — no joining fee, no membership fee",high,official,https://www.federal.bank.in/visa-imperio-credit-card,https://cardadvisor.in/cards/federal-imperio,,federal-2023-04-03-card-becomes-lifetime-free-for-new
federal-signet,Federal Bank Signet Credit Card,Federal Bank,2023-04-03,,fee,revaluation,major,active,Signet becomes Lifetime Free for new applicants,₹750 joining + ₹750 annual membership fee,"₹0 — no joining fee, no annual fee",high,research,,https://cardadvisor.in/cards/federal-signet,,federal-2023-04-03-card-becomes-lifetime-free-for-new
sc-manhattan-platinum,Standard Chartered Manhattan Platinum Credit Card,Standard Chartered,2023-04-02,,fee,devaluation,minor,active,1% fee on rent payments,No processing fee on rent payments,1% processing fee on rent payments,high,research,,https://cardadvisor.in/cards/sc-manhattan-platinum,,sc-2023-04-02-1-fee-on-rent-payments
sc-super-value-titanium,Standard Chartered Super Value Titanium Credit Card,Standard Chartered,2023-04-02,,fee,devaluation,minor,active,1% processing fee added on rent payments,No fee,1% processing fee,reconstructed,research,,https://cardadvisor.in/cards/sc-super-value-titanium,,sc-2023-04-02-1-fee-on-rent-payments
sc-rewards,Standard Chartered Rewards Credit Card,Standard Chartered,2023-04-02,,fee,devaluation,minor,active,1% processing fee on rent payments,No processing fee on rent payments,1% fee on the rent transaction amount,reconstructed,research,,https://cardadvisor.in/cards/sc-rewards,,sc-2023-04-02-1-fee-on-rent-payments
sc-platinum-rewards,Standard Chartered Platinum Rewards Credit Card,Standard Chartered,2023-04-02,,fee,devaluation,minor,active,1% processing fee on rent payments,No processing fee on rent paid via the card,1% fee on every rental transaction,reconstructed,research,,https://cardadvisor.in/cards/sc-platinum-rewards,,sc-2023-04-02-1-fee-on-rent-payments
sc-easemytrip,Standard Chartered EaseMyTrip Credit Card,Standard Chartered,2023-04-02,,fee,devaluation,minor,active,1% processing fee on rent payments,No fee on rent payments,1% fee on all rental transactions,high,research,,https://cardadvisor.in/cards/sc-easemytrip,,sc-2023-04-02-1-fee-on-rent-payments
sc-priority-visa-infinite,Standard Chartered Priority Visa Infinite Credit Card,Standard Chartered,2023-04-02,,fee,devaluation,minor,active,1% processing fee on rent payments,No processing fee on rent payments,1% processing fee on all rent/rental payments,reconstructed,research,,https://cardadvisor.in/cards/sc-priority-visa-infinite,,sc-2023-04-02-1-fee-on-rent-payments
sc-digismart,Standard Chartered DigiSmart Credit Card,Standard Chartered,2023-04-02,,fee,devaluation,minor,active,1% fee added on rent payments,No rent-payment fee,1% of the rent transaction,high,research,,https://cardadvisor.in/cards/sc-digismart,,sc-2023-04-02-1-fee-on-rent-payments
sc-ultimate,Standard Chartered Ultimate Credit Card,Standard Chartered,2023-04-02,2023-03-03,fee,devaluation,minor,active,1% processing fee added on rent payments,No processing fee on rent,1% + taxes per rental transaction,high,official,https://www.sc.com/in/credit-cards/rentalpaymentsfaqs/,https://cardadvisor.in/cards/sc-ultimate,,sc-2023-04-02-1-fee-on-rent-payments
sc-ultimate,Standard Chartered Ultimate Credit Card,Standard Chartered,2023-04-02,2023-03-03,reward,devaluation,major,active,Earn rate cut on 6 categories; fuel points removed,5 RP (~3.3%) all categories; fuel earned points,3 RP (~2%) on utilities/insurance/etc.; fuel 0 RP,high,official,https://www.sc.bank.in/credit-cards/ultimatecreditcardfaqs/,https://cardadvisor.in/cards/sc-ultimate,,
hdfc-upi-rupay,HDFC Bank UPI RuPay Credit Card,HDFC Bank,2023-04,,launch,neutral,minor,active,HDFC Bank UPI RuPay Credit Card launched,,,high,official,https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Credit+Card/Credit+Card+Landing+Page/Credit+Cards/HDFC+Bank+UPI+RuPay+Credit+Card/Terms-and-Conditions-HDFC-Bank-UPI-RuPay-Credit-Card-03042023.pdf,https://cardadvisor.in/cards/hdfc-upi-rupay,,
sbi-cashback,SBI Cashback Credit Card,SBI Card,2023-04-01,,fee,devaluation,minor,,First-year-free promo withdrawn — ₹999 joining fee reinstated,Effectively first-year-free,₹999 + GST joining fee,reconstructed,official,https://web.archive.org/web/20230813171030/https://www.sbicard.com/en/personal/credit-cards/rewards/cashback-sbi-card.page,https://cardadvisor.in/cards/sbi-cashback,,sbi-2023-04-01-first-year-free-promo-withdrawn-999-joining
au-xcite,AU Bank Xcite Credit Card,AU Small Finance Bank,2023-04-01,,fee,devaluation,minor,,EMI processing fee added on PG/POS EMI conversions,,₹199+GST,high,research,,https://cardadvisor.in/cards/au-xcite,,
au-xcite,AU Bank Xcite Credit Card,AU Small Finance Bank,2023-04-01,,fee,devaluation,major,,Finance charge raised to 3.59%/month,,3.59%/month (43.08% p.a.),high,research,,https://cardadvisor.in/cards/au-xcite,,
au-xcite,AU Bank Xcite Credit Card,AU Small Finance Bank,2023-04-01,,fee,devaluation,minor,,Rent-payment processing fee introduced,,1% (min ₹99+GST) from the 2nd rent transaction in a month; 1st is free,high,research,,https://cardadvisor.in/cards/au-xcite,,
au-xcite-ultra,AU Xcite Ultra Credit Card,AU Small Finance Bank,2023-04-01,,fee,devaluation,minor,,APR raised to 3.59%/mo; rent and EMI processing fees added,No rent/EMI processing fee,1% rent fee (min ₹99+GST) from 2nd txn/mo; ₹199+GST EMI processing fee; APR 3.59%/mo,high,research,,https://cardadvisor.in/cards/au-xcite-ultra,,au-2023-04-01-rent-fee-added-apr-raised-to-3-59-mo
au-altura-plus,AU Altura Plus Credit Card,AU Small Finance Bank,2023-04-01,,fee,devaluation,minor,,APR raised to 3.59%/mo; rent and EMI processing fees added,No rent/EMI processing fee,1% rent fee (min ₹99+GST) from 2nd txn/mo; ₹199+GST EMI processing fee; APR 3.59%/mo,high,official,https://www.au.bank.in/pdf/credit-card/credit-card-rent-transaction-rule.pdf,https://cardadvisor.in/cards/au-altura-plus,,au-2023-04-01-rent-fee-added-apr-raised-to-3-59-mo
au-altura,AU Altura Credit Card,AU Small Finance Bank,2023-04-01,,fee,devaluation,minor,,Rent fee added; APR raised to 3.59%/mo,No rent processing fee,1% rent fee (min ₹99+GST); APR 3.59%/mo,high,official,https://www.au.bank.in/pdf/credit-card/credit-card-rent-transaction-rule.pdf,https://cardadvisor.in/cards/au-altura,,au-2023-04-01-rent-fee-added-apr-raised-to-3-59-mo
au-lit,AU LIT Credit Card,AU Small Finance Bank,2023-04-01,,fee,devaluation,minor,,APR raised to 3.59%/mo; rent and EMI processing fees added,No rent/EMI processing fee,1% rent fee (min ₹99+GST) from 2nd txn/mo; ₹199+GST EMI processing fee; APR 3.59%/mo,high,official,https://www.au.bank.in/pdf/credit-card/credit-card-rent-transaction-rule.pdf,https://cardadvisor.in/cards/au-lit,,au-2023-04-01-rent-fee-added-apr-raised-to-3-59-mo
idfc-power,IDFC FIRST Power Credit Card,IDFC FIRST Bank,2023-03-31,,launch,neutral,major,,FIRST Power launched with HPCL on RuPay,,,high,official,https://www.idfcfirst.bank.in/credit-card/hpcl-power-fuel-credit-card,https://cardadvisor.in/cards/idfc-power,,idfc-2023-03-31-first-power-launched-with-hpcl-on-rupay
idfc-hpcl-power,IDFC FIRST HPCL Power+ Credit Card,IDFC FIRST Bank,2023-03-31,,launch,neutral,major,,FIRST Power+ launched with HPCL on RuPay,,,high,official,https://www.idfcfirst.bank.in/credit-card/hpcl-power-fuel-credit-card,https://cardadvisor.in/cards/idfc-hpcl-power,,idfc-2023-03-31-first-power-launched-with-hpcl-on-rupay
hdfc-regalia-gold,HDFC Regalia Gold Credit Card,HDFC Bank,2023-03-23,,launch,neutral,major,,HDFC Regalia Gold launched,,,high,official,https://www.hdfcbank.com/personal/about-us/news-room/press-release/2023/q1/hdfc-bank-launches-regalia-gold-credit-card-draft-v3-final,https://cardadvisor.in/cards/hdfc-regalia-gold,,
sbi-paytm-select,Paytm SBI Card SELECT,SBI Card,2023-03-17,,fee,devaluation,minor,,Rent-payment processing fee doubled,Rs.99 + GST per rent transaction,Rs.199 + GST per rent transaction,high,research,,https://cardadvisor.in/cards/sbi-paytm-select,,
kotak-indianoil,IndianOil Kotak Credit Card,Kotak Mahindra Bank,2023-03-10,,launch,neutral,major,active,IndianOil Kotak co-branded fuel card launched on RuPay,,"4% back at IndianOil (cap ₹300/mo), 2% dining, grocery & other payments (cap ₹200/mo)",high,official,https://www.kotak.bank.in/content/dam/Kotak/about-us/media-press-releases/2023/IOCL.pdf,https://cardadvisor.in/cards/kotak-indianoil,,
axis-freecharge-plus,Axis Bank Freecharge Plus Credit Card,Axis Bank,2023-03-05,,fee,devaluation,minor,,Rent surcharge and DCC markup introduced; fee-waiver spend base narrowed,"No rent surcharge; no DCC markup fee; rent and wallet-load spends counted toward the ₹50,000 fee-waiver threshold","1% rent surcharge (capped ₹1,500/txn); 1% DCC markup on INR-billed international spends; rent and wallet-load spends excluded from the fee-waiver spend count",high,official,https://www.axis.bank.in/docs/default-source/default-document-library/credit-card/revision-of-axis-bank-credit-card-terms-and-conditions.pdf,https://cardadvisor.in/cards/axis-freecharge-plus,,
hdfc-irctc,IRCTC HDFC Bank Credit Card,HDFC Bank,2023-03-01,,launch,neutral,,active,IRCTC HDFC Bank Credit Card launched,,,high,official,https://www.hdfc.bank.in/press-release/2023/q1/irctc-partners-with-hdfc-bank-to-launch-indias-most-rewarding-co-branded-travel-credit-card,https://cardadvisor.in/cards/hdfc-irctc,,
hdfc-diners-privilege,HDFC Bank Diners Club Privilege Credit Card,HDFC Bank,2023-02-01,,redemption,devaluation,minor,,"Statement-credit redemption capped at 50,000 RP/month",Effectively uncapped,"50,000 RP/month",reconstructed,research,,https://cardadvisor.in/cards/hdfc-diners-privilege,,hdfc-2023-02-01-statement-credit-redemption-capped
hdfc-diners-black,HDFC Diners Club Black Metal Edition,HDFC Bank,2023-02-01,,redemption,devaluation,minor,,Statement-credit redemption capped,Uncapped,"50,000 RP/mo",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/diners-club-black-metal-edition-credit-card/redemption-value.pdf,https://cardadvisor.in/cards/hdfc-diners-black,,hdfc-2023-02-01-statement-credit-redemption-capped
hdfc-infinia,HDFC Bank Infinia Metal Credit Card,HDFC Bank,2023-02-01,,redemption,devaluation,minor,,Statement-credit redemption capped,Uncapped,"50,000 RP/mo",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/infinia-credit-card/rewards-points-program-terms-and-conditions.pdf,https://cardadvisor.in/cards/hdfc-infinia,,hdfc-2023-02-01-statement-credit-redemption-capped
au-xcite,AU Bank Xcite Credit Card,AU Small Finance Bank,2023-01-30,,launch,neutral,major,,AU Xcite launches on the new SwipeUp upgrade platform,,,high,research,,https://cardadvisor.in/cards/au-xcite,,au-2023-01-30-xcite-family-swipeup-launch
au-xcite-ultra,AU Xcite Ultra Credit Card,AU Small Finance Bank,2023-01-30,,launch,neutral,major,,AU Xcite Ultra launched via the SwipeUp platform,,,high,research,,https://cardadvisor.in/cards/au-xcite-ultra,,au-2023-01-30-xcite-family-swipeup-launch
au-xcite-ace,AU Xcite Ace Credit Card,AU Small Finance Bank,2023-01-30,,launch,neutral,major,,AU Xcite Ace launches on the SwipeUp platform,,,high,research,,https://cardadvisor.in/cards/au-xcite-ace,,au-2023-01-30-xcite-family-swipeup-launch
sbi-simply-click,SBI SimplyCLICK Credit Card,SBI Card,2023-01-06,,redemption,devaluation,minor,,Milestone e-vouchers restricted to a single transaction,,,reconstructed,research,,https://cardadvisor.in/cards/sbi-simply-click,,
indusind-pinnacle,IndusInd Bank Pinnacle Credit Card,IndusInd Bank,2023-01-03,,reward,devaluation,minor,,Rent-payment earning capped at 500 points/cycle,"Rent earned at the standard rate, uncapped",Max 500 RP per statement cycle,high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/pinnacle-world-credit-card.html,https://cardadvisor.in/cards/indusind-pinnacle,,
hdfc-diners-privilege,HDFC Bank Diners Club Privilege Credit Card,HDFC Bank,2023-01-01,,reward,devaluation,major,,January 2023 earn caps & category exclusions introduced,Uncapped base earning,"Grocery capped 2,000 RP/month; rent (3rd-party) & government excluded",high,research,,https://cardadvisor.in/cards/hdfc-diners-privilege,,hdfc-2023-01-01-earn-caps-exclusions
hdfc-upi-rupay,HDFC Bank UPI RuPay Credit Card,HDFC Bank,2023,,fee,revaluation,minor,active,Joining/annual fee cut from ₹250 to ₹99,₹250 + GST,₹99 + GST,reconstructed,research,,https://cardadvisor.in/cards/hdfc-upi-rupay,,
hdfc-freedom,HDFC Bank Freedom Credit Card,HDFC Bank,2023-01-01,,reward,devaluation,minor,active,January 2023 earn caps & category exclusions introduced,,,reconstructed,research,,https://cardadvisor.in/cards/hdfc-freedom,,hdfc-2023-01-01-earn-caps-exclusions
rbl-tvs-credit,RBL Bank TVS Credit Card,RBL Bank,2023,,launch,neutral,major,active,TVS Credit RBL Bank Credit Card launched,,,reconstructed,research,,https://cardadvisor.in/cards/rbl-tvs-credit,,
rbl-cookies,RBL Bank Cookies Credit Card,RBL Bank,2023,,launch,neutral,major,active,RBL Cookies launched as successor to Monthly Treats,,,reconstructed,research,,https://cardadvisor.in/cards/rbl-cookies,,
rbl-paisabazaar-duet-plus,RBL Bank Paisabazaar Duet Plus Credit Card,RBL Bank,2023,,launch,neutral,major,active,Duet Plus launched as the paid cashback tier of the Paisabazaar Duet family,,,reconstructed,research,,https://cardadvisor.in/cards/rbl-paisabazaar-duet-plus,,
hdfc-tata-neu-infinity,Tata Neu Infinity HDFC Bank Credit Card,HDFC Bank,2023-01-01,,reward,devaluation,major,active,Category earning caps and exclusions introduced,Broad base earning at 1.5%,"Grocery capped 2,000 NeuCoins/mo; fuel, wallet, rent (3rd-party) and government excluded",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/tata-neu-infinity-credit-card/pdf/tata_neu_infinity_card_tnc.pdf,https://cardadvisor.in/cards/hdfc-tata-neu-infinity,,hdfc-2023-01-01-earn-caps-exclusions
hdfc-moneyback-plus,HDFC MoneyBack+ Credit Card,HDFC Bank,2023-01-01,2022-12-02,reward,devaluation,minor,,January 2023 earn-and-burn caps introduced,Grocery uncapped; rent/govt earned; redemption uncapped,"Grocery 1,000 pts/mo; rent & govt excluded; redemption capped",high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/moneyback-plus-credit-card/pdf/MBPlus-TnCs.pdf,https://cardadvisor.in/cards/hdfc-moneyback-plus,,hdfc-2023-01-01-earn-caps-exclusions
icici-emeralde-private,ICICI Bank Emeralde Private Metal Credit Card,ICICI Bank,2023,,launch,neutral,major,active,ICICI Emeralde Private Metal launched,,,high,official,https://www.icicibank.com/personal-banking/cards/credit-card/emeralde-private-metal-credit-card,https://cardadvisor.in/cards/icici-emeralde-private,,
amex-smartearn,American Express SmartEarn Credit Card,American Express,2023,,reward,revaluation,minor,,"10X roster expands to Zomato, EaseMyTrip and lifestyle brands",,,reconstructed,official,https://www.americanexpress.com/in/benefits/smart-earn-credit-card/index.html,https://cardadvisor.in/cards/amex-smartearn,,
amex-smartearn,American Express SmartEarn Credit Card,American Express,2023,,reward,devaluation,minor,,Amazon earn rate cut from 10X to 5X,10X MR,5X MR,reconstructed,official,https://www.americanexpress.com/in/credit-cards/smart-earn-credit-card/,https://cardadvisor.in/cards/amex-smartearn,,
hdfc-diners-black,HDFC Diners Club Black Metal Edition,HDFC Bank,2023-01-01,,reward,devaluation,major,,Category earning caps & exclusions introduced,Uncapped base earning,"Grocery 2,000 RP/mo; rent, wallet & government/education excluded",high,official,https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Credit+Card/Credit+Card+Landing+Page/Credit+Cards/Super+Premium/Diners+Club+Black+Metal+Edition/Rewards-TnC-Diners-Black-Metal.pdf,https://cardadvisor.in/cards/hdfc-diners-black,,hdfc-2023-01-01-earn-caps-exclusions
hdfc-diners-black,HDFC Diners Club Black Metal Edition,HDFC Bank,2023-01-01,,redemption,devaluation,major,,SmartBuy travel redemption capped,Effectively uncapped,"75,000 RP/mo",high,official,https://offers.smartbuy.hdfcbank.com/v2/diners_black_metal/home,https://cardadvisor.in/cards/hdfc-diners-black,,hdfc-2023-01-01-smartbuy-travel-redemption-capped
sc-rewards,Standard Chartered Rewards Credit Card,Standard Chartered,2023-01,,launch,neutral,,active,Rewards Credit Card launched,,,reconstructed,research,,https://cardadvisor.in/cards/sc-rewards,,
hsbc-premier,HSBC Premier World Mastercard,HSBC,2023,,launch,neutral,major,,HSBC Premier relaunched as a metal Mastercard World card,,,reconstructed,research,,https://cardadvisor.in/cards/hsbc-premier,,
rbl-tvs-credit-gold,RBL Bank TVS Gold Credit Card,RBL Bank,2023,,launch,neutral,major,active,TVS Gold launched as the mid-tier TVS co-brand,,,reconstructed,research,,https://cardadvisor.in/cards/rbl-tvs-credit-gold,,
au-instapay,AU InstaPay Credit Card,AU Small Finance Bank,2023,,launch,neutral,major,,"AU InstaPay launches as a virtual, instant-issuance UPI cashback card",,,reconstructed,official,https://www.au.bank.in/personal-banking/credit-cards/instapay-credit-card,https://cardadvisor.in/cards/au-instapay,,
yes-first-exclusive,YES First Exclusive Credit Card (now YES Bank RESERV),YES Bank,2023,,benefit,neutral,major,,Rebranded and repositioned as YES Bank RESERV,"Super-premium, ₹10,000 fee","Mid-premium RESERV, ₹2,499 fee",reconstructed,research,,https://cardadvisor.in/cards/yes-first-exclusive,,
bob-icsi-diamond,ICSI Diamond BOBCARD Credit Card,BOBCARD,2023-01,,launch,neutral,major,active,ICSI Diamond BOBCARD launched,,,reconstructed,research,,https://cardadvisor.in/cards/bob-icsi-diamond,,
sc-ultimate,Standard Chartered Ultimate Credit Card,Standard Chartered,2023,,redemption,devaluation,minor,active,360° Rewards voucher catalogue contracted,"Wide voucher range (MakeMyTrip, Croma, Tanishq, gold, etc.)",Sharply reduced options,reconstructed,research,,https://cardadvisor.in/cards/sc-ultimate,,
sbi-simply-click,SBI SimplyCLICK Credit Card,SBI Card,2023-01-01,,reward,devaluation,major,,Amazon dropped from 10X to 5X,10X,5X,high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-simply-click,,
hdfc-millennia,HDFC Millennia Credit Card,HDFC Bank,2023-01-01,2022-12-02,reward,devaluation,minor,,January 2023 earn-and-burn caps introduced,Grocery earned freely; statement-credit redemption uncapped,"Grocery 1,000 pts/mo; rent & government excluded; 3,000 CashPoints/mo statement-credit cap",high,official,https://www.hdfcbank.com/content/api/contentstream-id/723fb80a-2dde-42a3-9793-7ae1be57c87f/5d94cc09-80b7-4073-8c9f-22fad88054f0,https://cardadvisor.in/cards/hdfc-millennia,,hdfc-2023-01-01-earn-caps-exclusions
hdfc-tata-neu-plus,Tata Neu Plus HDFC Bank Credit Card,HDFC Bank,2023-01-01,,reward,devaluation,major,active,Grocery cap and category exclusions introduced,Broad base earning at 1% (grocery uncapped),"Grocery capped 1,000 NeuCoins/mo; fuel, wallet loads, rent, government & smart-EMI excluded",high,research,,https://cardadvisor.in/cards/hdfc-tata-neu-plus,,hdfc-2023-01-01-earn-caps-exclusions
hdfc-infinia,HDFC Bank Infinia Metal Credit Card,HDFC Bank,2023-01-01,,reward,devaluation,major,,Category earning caps introduced,Unlimited base earning,"Grocery 2,000 RP/mo; rent, wallet & government excluded",high,official,https://offers.smartbuy.hdfcbank.com/infinia/rewards,https://cardadvisor.in/cards/hdfc-infinia,,hdfc-2023-01-01-earn-caps-exclusions
hdfc-infinia,HDFC Bank Infinia Metal Credit Card,HDFC Bank,2023-01-01,,redemption,devaluation,major,,SmartBuy travel & Tanishq redemption capped,Effectively uncapped,"150,000 RP/mo travel; 50,000 RP/mo Tanishq",high,official,https://offers.smartbuy.hdfcbank.com/infinia,https://cardadvisor.in/cards/hdfc-infinia,,hdfc-2023-01-01-smartbuy-travel-redemption-capped
rbl-paisabazaar-duet,RBL Bank Paisabazaar Duet Credit Card,RBL Bank,2022-12-08,,benefit,neutral,minor,active,Rebranded and relaunched as the Paisabazaar Duet,,,high,research,,https://cardadvisor.in/cards/rbl-paisabazaar-duet,,
axis-flipkart-super-elite,Flipkart Axis Bank Super Elite Credit Card,Axis Bank,2022-11-22,,launch,neutral,major,,Flipkart Axis Bank Super Elite Credit Card launched,,,high,official,https://www.axis.bank.in/about-us/press-releases/axis-bank-and-flipkart-partner-to-launch-flipkart-axis-bank-super-elite-credit-card,https://cardadvisor.in/cards/axis-flipkart-super-elite,,
sbi-doctors,Doctor's SBI Card,SBI Card,2022-11-15,,fee,devaluation,minor,,"Rent-payment processing fee introduced (₹99, later ₹199)",No rent-payment processing fee,₹99 + GST (raised to ₹199 + GST from 17 Mar 2023),high,research,,https://cardadvisor.in/cards/sbi-doctors,,sbi-2022-11-15-rent-payment-processing-fee-introduced
sbi-shaurya-select,Shaurya Select SBI Card,SBI Card,2022-11-15,,fee,devaluation,minor,,"Rent-payment processing fee introduced (₹99, later ₹199)",No rent-payment processing fee,₹99 + GST (raised to ₹199 + GST from 17 Mar 2023),high,research,,https://cardadvisor.in/cards/sbi-shaurya-select,,sbi-2022-11-15-rent-payment-processing-fee-introduced
sbi-prime,SBI Card PRIME,SBI Card,2022-11-15,,fee,devaluation,minor,,"Rent-payment processing fee introduced (₹99, later ₹199)",No rent-payment processing fee,₹99 + GST (raised to ₹199 + GST from 17 Mar 2023),high,research,,https://cardadvisor.in/cards/sbi-prime,,sbi-2022-11-15-rent-payment-processing-fee-introduced
sbi-paytm-select,Paytm SBI Card SELECT,SBI Card,2022-11-15,,fee,devaluation,minor,,Rent-payment processing fee introduced,No processing fee on rent,Rs.99 + GST per rent transaction,high,research,,https://cardadvisor.in/cards/sbi-paytm-select,,sbi-2022-11-15-rent-payment-processing-fee-introduced
sbi-doctors-ima,Doctor's SBI Card (in Association with IMA),SBI Card,2022-11-15,,fee,devaluation,minor,,"Rent-payment processing fee introduced (₹99, later ₹199)",No rent-payment processing fee,₹99 + GST (raised to ₹199 + GST from 17 Mar 2023),high,research,,https://cardadvisor.in/cards/sbi-doctors-ima,,sbi-2022-11-15-rent-payment-processing-fee-introduced
sbi-unnati,SBI Card Unnati,SBI Card,2022-11-15,,fee,devaluation,minor,,"Rent-payment processing fee introduced (₹99, later ₹199)",No rent-payment processing fee,₹99 + GST (raised to ₹199 + GST from 17 Mar 2023),high,research,,https://cardadvisor.in/cards/sbi-unnati,,sbi-2022-11-15-rent-payment-processing-fee-introduced
sbi-shaurya,Shaurya SBI Card,SBI Card,2022-11-15,,fee,devaluation,minor,,"Rent-payment processing fee introduced (₹99, later ₹199)",No rent-payment processing fee,₹99 + GST (raised to ₹199 + GST from 17 Mar 2023),high,research,,https://cardadvisor.in/cards/sbi-shaurya,,sbi-2022-11-15-rent-payment-processing-fee-introduced
bob-prime,BOBCARD Prime Credit Card,BOBCARD,2022-11-15,,reward,devaluation,major,active,Base earn rate halved to 2 RP per ₹100,4 RP per ₹100,2 RP per ₹100,reconstructed,research,,https://cardadvisor.in/cards/bob-prime,,
bob-prime,BOBCARD Prime Credit Card,BOBCARD,2022-11-15,,redemption,devaluation,minor,active,Reward point redemption value cut to ₹0.20,₹0.25 per point,₹0.20 per point,reconstructed,research,,https://cardadvisor.in/cards/bob-prime,,
sbi-irctc-platinum,IRCTC SBI Platinum Card,SBI Card,2022-11-15,,fee,devaluation,minor,,"Rent-payment processing fee introduced (₹99, later ₹199)",No rent-payment processing fee,₹99 + GST (raised to ₹199 + GST from 17 Mar 2023),high,research,,https://cardadvisor.in/cards/sbi-irctc-platinum,,sbi-2022-11-15-rent-payment-processing-fee-introduced
sbi-elite,SBI Card ELITE,SBI Card,2022-11-15,,fee,devaluation,minor,,"Rent-payment processing fee introduced (₹99, later ₹199)",No rent-payment processing fee,₹99 + GST (raised to ₹199 + GST from 17 Mar 2023),high,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-elite,,sbi-2022-11-15-rent-payment-processing-fee-introduced
indusind-platinum,IndusInd Bank Platinum Credit Card,IndusInd Bank,2022-10-01,,benefit,devaluation,minor,,BookMyShow movie offer discontinued,BookMyShow offer available on Platinum,Withdrawn,high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/platinum-visa-credit-card.html,https://cardadvisor.in/cards/indusind-platinum,,
idfc-first-classic,IDFC FIRST Classic Credit Card,IDFC FIRST Bank,2022-10-01,,redemption,devaluation,minor,,Redemption fee of ₹99 introduced,No redemption fee,₹99 + GST per redemption,high,research,,https://cardadvisor.in/cards/idfc-first-classic,,
idfc-first-private,IDFC FIRST Private Credit Card,IDFC FIRST Bank,2022-09-30,2022-09-30,launch,neutral,major,,IDFC FIRST Private launched (invite-only super-premium),,,reconstructed,research,,https://cardadvisor.in/cards/idfc-first-private,,
axis-samsung-signature,Samsung Axis Bank Signature Credit Card,Axis Bank,2022-09-26,,launch,neutral,major,,Samsung Axis Bank Signature Credit Card launched,,,high,official,https://www.axis.bank.in/about-us/press-releases/samsung-india-axis-bank-launch-co-branded-credit-card-powered-by-visa-now-get-10-cashback-on-samsung-products-services,https://cardadvisor.in/cards/axis-samsung-signature,,axis-2022-09-26-samsung-axis-bank-infinite-launched
axis-samsung-infinite,Samsung Axis Bank Infinite Credit Card,Axis Bank,2022-09-26,,launch,neutral,major,,Samsung Axis Bank Infinite launched,,,high,official,https://news.samsung.com/in/samsung-india-axis-bank-launch-co-branded-credit-card-powered-by-visa-now-get-10-cashback-on-samsung-products-services,https://cardadvisor.in/cards/axis-samsung-infinite,,axis-2022-09-26-samsung-axis-bank-infinite-launched
bob-snapdeal,Snapdeal BOBCARD Credit Card,BOBCARD,2022-09-02,,launch,neutral,major,active,Snapdeal BOBCARD launches on RuPay (JCB contactless),,,high,research,,https://cardadvisor.in/cards/bob-snapdeal,,
rbl-play,RBL Bank Play Credit Card,RBL Bank,2022-09,,launch,neutral,major,active,RBL Play launched with BookMyShow as an entertainment card,,,high,official,https://webassets.rbl.bank.in/document/PRESS_COVERAGE_FILE_DIR_PATH/press-release-rbl-bank-bms-play-credit-card.pdf,https://cardadvisor.in/cards/rbl-play,,
rbl-bankbazaar-savemax-pro,RBL Bank BankBazaar SaveMax Pro Credit Card,RBL Bank,2022-09,,launch,neutral,major,active,RBL BankBazaar SaveMax Pro launched as the paid accelerated tier,,,reconstructed,official,https://webassets.rbl.bank.in/document/pdfs/terms-bankbazaar-savemax-pro-sept-22.pdf,https://cardadvisor.in/cards/rbl-bankbazaar-savemax-pro,,
hdfc-tata-neu-infinity,Tata Neu Infinity HDFC Bank Credit Card,HDFC Bank,2022-08-24,2022-08-24,launch,neutral,major,active,Tata Neu Infinity HDFC card launched,,,high,official,https://www.hdfc.bank.in/press-release/2022/q3/tata-neu-and-hdfc-bank-partner-to-create-one-of-indias-most-rewarding-co-branded-credit-cards,https://cardadvisor.in/cards/hdfc-tata-neu-infinity,,hdfc-2022-08-24-tata-neu-plus-hdfc-card-launched
hdfc-tata-neu-plus,Tata Neu Plus HDFC Bank Credit Card,HDFC Bank,2022-08-24,2022-08-24,launch,neutral,major,active,Tata Neu Plus HDFC card launched,,,high,official,https://www.hdfc.bank.in/press-release/2022/q3/tata-neu-and-hdfc-bank-partner-to-create-one-of-indias-most-rewarding-co-branded-credit-cards,https://cardadvisor.in/cards/hdfc-tata-neu-plus,,hdfc-2022-08-24-tata-neu-plus-hdfc-card-launched
indusind-eazydiner,IndusInd Bank EazyDiner Signature Credit Card,IndusInd Bank,2022-07-21,,launch,neutral,major,,IndusInd Bank & EazyDiner launch the co-branded EazyDiner Credit Card,,,high,research,,https://cardadvisor.in/cards/indusind-eazydiner,,
sc-easemytrip,Standard Chartered EaseMyTrip Credit Card,Standard Chartered,2022-07-19,,launch,neutral,major,active,Standard Chartered EaseMyTrip card launched,,,high,research,,https://cardadvisor.in/cards/sc-easemytrip,,
sbi-aurum,SBI Card AURUM,SBI Card,2022-07-02,,benefit,devaluation,minor,,Zomato Pro membership withdrawn,,,reconstructed,research,,https://cardadvisor.in/cards/sbi-aurum,,
au-lit,AU LIT Credit Card,AU Small Finance Bank,2022-06-22,,launch,neutral,major,,AU LIT launches as India's first customisable credit card,,,high,official,https://www.au.bank.in/blogs/indias-first-customisable-and-lifetime-free-credit-card-lit-by-au-bank,https://cardadvisor.in/cards/au-lit,,
slice,slice UPI Credit Card,slice,2022-06-20,,benefit,devaluation,major,,RBI PPI circular ends the credit-on-prepaid model,Credit line loaded onto a prepaid card,"Term-loan ""Purchase Power"" + prepaid account",high,research,,https://cardadvisor.in/cards/slice,,
idfc-first-classic,IDFC FIRST Classic Credit Card,IDFC FIRST Bank,2022-05-17,,reward,devaluation,minor,,Reward accrual diluted ₹100→₹150 per point,1 reward point per ₹100 spent,1 reward point per ₹150 spent,high,research,,https://cardadvisor.in/cards/idfc-first-classic,,
axis-spicejet-voyage,SpiceJet Axis Bank Voyage Credit Card,Axis Bank,2022-05-12,,launch,neutral,major,,Axis Bank and SpiceJet launch the co-branded Voyage credit card,,,high,official,https://www.axis.bank.in/about-us/press-releases/spicejet-and-axis-bank-launch-co-branded-credit-card,https://cardadvisor.in/cards/axis-spicejet-voyage,,
bob-hpcl-energie,HPCL ENERGIE BOBCARD Credit Card,BOBCARD,2022-05,,launch,neutral,major,active,HPCL Bank of Baroda ENERGIE fuel co-brand launched,,,reconstructed,research,,https://cardadvisor.in/cards/bob-hpcl-energie,,
indusind-celesta,IndusInd Bank Celesta Credit Card,IndusInd Bank,2022-04-15,,redemption,devaluation,major,,Cash-credit point value cut from ₹1.00 to ₹0.75,1 RP = ₹1.00,1 RP = ₹0.75,high,official,https://www.indusind.bank.in/in/en/microsites/celesta/celesta-rewards.html,https://cardadvisor.in/cards/indusind-celesta,,
icici-hpcl-coral,ICICI Bank HPCL Coral Credit Card,ICICI Bank,2022-04-01,,redemption,neutral,minor,active,Rewards move from PAYBACK to ICICI Bank Rewards,PAYBACK points,ICICI Bank Reward Points,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/credit-card-services/rewards/rewards-points,https://cardadvisor.in/cards/icici-hpcl-coral,,icici-2022-04-01-rewards-move-from-payback-to-icici-bank
icici-platinum,ICICI Bank Platinum Chip Credit Card,ICICI Bank,2022-04-01,,redemption,neutral,minor,active,Rewards move from PAYBACK to ICICI Bank Rewards,PAYBACK points,ICICI Bank Reward Points,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/credit-card-services/rewards/rewards-points,https://cardadvisor.in/cards/icici-platinum,,icici-2022-04-01-rewards-move-from-payback-to-icici-bank
icici-emeralde,ICICI Bank Emeralde Credit Card (Metal),ICICI Bank,2022-04-01,,redemption,neutral,minor,active,Rewards move from PAYBACK to ICICI Bank Rewards,PAYBACK points,ICICI Bank Reward Points,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/credit-card-services/rewards/rewards-points,https://cardadvisor.in/cards/icici-emeralde,,icici-2022-04-01-rewards-move-from-payback-to-icici-bank
icici-expressions,ICICI Bank Expressions Credit Card,ICICI Bank,2022-04-01,,redemption,neutral,minor,active,Rewards move from PAYBACK to ICICI Bank Rewards,PAYBACK points,ICICI Bank Reward Points,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/credit-card-services/rewards/rewards-points,https://cardadvisor.in/cards/icici-expressions,,icici-2022-04-01-rewards-move-from-payback-to-icici-bank
icici-coral,ICICI Bank Coral Credit Card,ICICI Bank,2022-04-01,,redemption,neutral,minor,active,Rewards move from PAYBACK to ICICI Bank Rewards,PAYBACK points,ICICI Bank Reward Points,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/credit-card-services/rewards/rewards-points,https://cardadvisor.in/cards/icici-coral,,icici-2022-04-01-rewards-move-from-payback-to-icici-bank
icici-rubyx,ICICI Bank Rubyx Credit Card,ICICI Bank,2022-04-01,,redemption,neutral,minor,active,Rewards move from PAYBACK to ICICI Bank Rewards,PAYBACK points,ICICI Bank Reward Points,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/credit-card-services/rewards/rewards-points,https://cardadvisor.in/cards/icici-rubyx,,icici-2022-04-01-rewards-move-from-payback-to-icici-bank
icici-sapphiro,ICICI Bank Sapphiro Credit Card,ICICI Bank,2022-04-01,,redemption,neutral,minor,active,Rewards move from PAYBACK to ICICI Bank Rewards,PAYBACK points,ICICI Bank Reward Points,high,official,https://www.icici.bank.in/personal-banking/cards/credit-card/credit-card-services/rewards/rewards-points,https://cardadvisor.in/cards/icici-sapphiro,,icici-2022-04-01-rewards-move-from-payback-to-icici-bank
hdfc-shoppers-stop,Shoppers Stop HDFC Bank Credit Card,HDFC Bank,2022-03-30,,launch,neutral,major,superseded,HDFC Bank & Shoppers Stop launch the co-branded credit card,,,high,research,,https://cardadvisor.in/cards/hdfc-shoppers-stop,,
icici-emirates-rubyx,Emirates Skywards ICICI Bank Rubyx Credit Card,ICICI Bank,2022-03-15,,launch,neutral,major,active,Emirates Skywards ICICI Bank Rubyx Credit Card launched,,,high,research,,https://cardadvisor.in/cards/icici-emirates-rubyx,,icici-2022-03-15-emirates-skywards-icici-bank-emeralde
icici-emirates-emeralde,Emirates Skywards ICICI Bank Emeralde Credit Card,ICICI Bank,2022-03-15,,launch,neutral,major,active,Emirates Skywards ICICI Bank Emeralde launched,,,high,official,https://www.icici.bank.in/about-us/news-room/2022/news-icici-bank-launches-cobranded-credit-cards-with-emirates-skywards,https://cardadvisor.in/cards/icici-emirates-emeralde,,icici-2022-03-15-emirates-skywards-icici-bank-emeralde
icici-emirates-sapphiro,Emirates Skywards ICICI Bank Sapphiro Credit Card,ICICI Bank,2022-03-15,2022-03-15,launch,neutral,major,active,Emirates Skywards ICICI Bank Sapphiro launched,,,high,official,https://www.icici.bank.in/about-us/news-room/2022/news-icici-bank-launches-cobranded-credit-cards-with-emirates-skywards,https://cardadvisor.in/cards/icici-emirates-sapphiro,,icici-2022-03-15-emirates-skywards-icici-bank-emeralde
axis-airtel,Axis Bank Airtel Credit Card,Axis Bank,2022-03-07,,launch,neutral,major,,Airtel & Axis Bank launch the Airtel Axis Bank Credit Card,,,high,research,,https://cardadvisor.in/cards/axis-airtel,,axis-2022-03-07-airtel-axis-bank-launch-the-airtel-axis
bob-irctc,IRCTC BOBCARD RuPay Credit Card,BOBCARD,2022-02-21,,launch,neutral,major,active,IRCTC BOBCARD RuPay contactless credit card launched,,,high,research,,https://cardadvisor.in/cards/bob-irctc,,
hdfc-diners-privilege,HDFC Bank Diners Club Privilege Credit Card,HDFC Bank,2022-02-01,,reward,neutral,minor,,SmartBuy accelerated earning restructured (cashback → points),"Cashback model (up to ₹2,000/month); 10X on flights/bus/trains","Points model; 5X on flights/bus/trains, 10X retained on hotels/partners; 4,000 RP/mo cap",reconstructed,research,,https://cardadvisor.in/cards/hdfc-diners-privilege,,
hdfc-diners-black,HDFC Diners Club Black Metal Edition,HDFC Bank,2022-02-01,,reward,devaluation,major,,SmartBuy accelerated earning cut (10X removed on flights/bus),"10X on SmartBuy flights, bus & partner brands",5X on flights/bus; 10X retained only on hotels + select brands,high,official,https://offers.smartbuy.hdfcbank.com/v2/diners_black_metal/home,https://cardadvisor.in/cards/hdfc-diners-black,,
yes-select,YES Bank Select Credit Card,YES Bank,2022-02,,fee,revaluation,major,superseded,"Joining and annual fee cut from ₹1,199 to ₹399","₹1,199 + GST",₹399 + GST,reconstructed,research,,https://cardadvisor.in/cards/yes-select,,yes-2022-02-joining-and-annual-fee-cut-499-to-399
yes-ace,YES Bank Ace Credit Card,YES Bank,2022-02,,fee,revaluation,minor,superseded,Joining and annual fee cut ₹499 to ₹399,₹499 + GST,₹399 + GST,reconstructed,research,,https://cardadvisor.in/cards/yes-ace,,yes-2022-02-joining-and-annual-fee-cut-499-to-399
axis-magnus,Axis Bank Magnus Credit Card,Axis Bank,2022-02-01,2022-01-27,milestone,revaluation,major,,"Monthly ₹1L milestone added — 25,000 bonus points",No monthly milestone,"25,000 EDGE points on ₹1L/month",high,official,https://www.axisbank.com/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-magnus-credit-card.pdf,https://cardadvisor.in/cards/axis-magnus,,axis-2022-02-01-monthly-1l-milestone-added-25-000-bonus
sc-smart,Standard Chartered Smart Credit Card,Standard Chartered,2022-01-24,,launch,neutral,major,,SC Smart launched,,,high,official,https://www.sc.bank.in/stories/cc-launch-smart-credit-card/,https://cardadvisor.in/cards/sc-smart,,
rbl-blockbuster,RBL Bank Blockbuster Credit Card,RBL Bank,2022,,launch,neutral,major,active,Blockbuster launched as a BookMyShow movie-and-lifestyle card,,,reconstructed,research,,https://cardadvisor.in/cards/rbl-blockbuster,,
rbl-bankbazaar-savemax,RBL Bank BankBazaar SaveMax Credit Card,RBL Bank,2022-01,,launch,neutral,major,active,BankBazaar SaveMax launched as a lifetime-free grocery card,,,reconstructed,research,,https://cardadvisor.in/cards/rbl-bankbazaar-savemax,,
axis-atlas,Axis Bank Atlas Credit Card,Axis Bank,2022,,launch,neutral,major,,Axis Atlas launched,,,reconstructed,official,https://www.axisbank.com/retail/cards/credit-card/axis-bank-atlas-credit-card,https://cardadvisor.in/cards/axis-atlas,,
idfc-wow,IDFC FIRST WOW! Credit Card,IDFC FIRST Bank,2022,2022-06-15,launch,neutral,major,,"IDFC FIRST WOW launches as an FD-backed, lifetime-free secured card",,,reconstructed,official,https://www.idfcfirst.bank.in/credit-card/wow,https://cardadvisor.in/cards/idfc-wow,,
kotak-white,Kotak White Credit Card,Kotak Mahindra Bank,2022,,launch,neutral,major,active,Kotak White in market — the mainstream White Pass card,,"White Pass milestone value from ₹2 lakh spend, up to ₹27,000 a year",reconstructed,research,,https://cardadvisor.in/cards/kotak-white,,
axis-spicejet-voyage-black,SpiceJet Axis Bank Voyage Black Credit Card,Axis Bank,2022,,launch,neutral,major,,SpiceJet Axis Bank Voyage Black launched,,,high,official,https://www.axis.bank.in/about-us/press-releases/spicejet-and-axis-bank-launch-co-branded-credit-card,https://cardadvisor.in/cards/axis-spicejet-voyage-black,,
indusind-pinnacle,IndusInd Bank Pinnacle Credit Card,IndusInd Bank,2022,,redemption,devaluation,major,,Cash-credit point value cut from ₹1.00 to ₹0.75,1 RP = ₹1.00,1 RP = ₹0.75,reconstructed,research,,https://cardadvisor.in/cards/indusind-pinnacle,,
bob-prime,BOBCARD Prime Credit Card,BOBCARD,2022,,launch,neutral,,active,BOBCARD Prime launched as a secured RuPay credit builder,,,reconstructed,research,,https://cardadvisor.in/cards/bob-prime,,
icici-hpcl-super-saver,ICICI HPCL Super Saver Credit Card,ICICI Bank,2022,2022-08-01,redemption,neutral,minor,,Reward currency migrates from PAYBACK to ICICI Bank Rewards,PAYBACK points,ICICI Bank Reward Points,reconstructed,official,https://www.icici.bank.in/personal-banking/cards/credit-card/credit-card-services/rewards/faqs,https://cardadvisor.in/cards/icici-hpcl-super-saver,,icici-2022-reward-currency-migrates-from-payback-to
kotak-white-reserve,Kotak White Reserve Credit Card,Kotak Mahindra Bank,2022,,launch,neutral,major,,"Kotak launches the White Reserve, its metal super-premium flagship",,,reconstructed,research,,https://cardadvisor.in/cards/kotak-white-reserve,,
sbi-pulse,SBI Card PULSE,SBI Card,2021-12-15,,launch,neutral,major,,SBI Card PULSE launched,,,reconstructed,research,,https://cardadvisor.in/cards/sbi-pulse,,
bob-easy,BOBCARD Easy Credit Card,BOBCARD,2021-11-29,,launch,neutral,,active,Launched on RuPay network (UPI-linkable),Issued on Visa/Mastercard only,RuPay variant added — linkable to UPI apps,high,research,,https://cardadvisor.in/cards/bob-easy,,
onecard,OneCard Credit Card,BOBCARD,2021-11-24,,benefit,neutral,minor,,BOB Financial joins as an issuing partner,,,high,research,,https://cardadvisor.in/cards/onecard,,
hdfc-infinia,HDFC Bank Infinia Metal Credit Card,HDFC Bank,2021-10-18,,fee,devaluation,major,,Metal Edition relaunch — fee and waiver raised,"₹10,000 fee · ₹8L waiver (PVC)","₹12,500 fee · ₹10L waiver (Metal)",high,official,https://www.hdfcbank.com/personal/pay/cards/credit-cards/infinia-credit-card,https://cardadvisor.in/cards/hdfc-infinia,,
federal-signet,Federal Bank Signet Credit Card,Federal Bank,2021-09-27,,network,neutral,minor,active,RuPay rail added — Signet becomes a three-network card,Visa (and Mastercard) only,"Visa, Mastercard and RuPay — the RuPay variant is UPI-linkable",high,research,,https://cardadvisor.in/cards/federal-signet,,
federal-celesta,Federal Bank Celesta Credit Card,Federal Bank,2021-09-03,,launch,neutral,major,active,Federal Bank launches the Visa Celesta credit card,,,high,research,,https://cardadvisor.in/cards/federal-celesta,,federal-2021-09-03-own-brand-range-launch
federal-imperio,Federal Bank Imperio Credit Card,Federal Bank,2021-09-03,,launch,neutral,major,active,"Federal Bank launches the Imperio, its own-brand Visa card",,"1 Reward Point per ₹150; joining + annual fee ₹1,500",high,research,,https://cardadvisor.in/cards/federal-imperio,,federal-2021-09-03-own-brand-range-launch
federal-signet,Federal Bank Signet Credit Card,Federal Bank,2021-09-03,,launch,neutral,major,active,Federal Bank launches the Signet as part of its first own-brand card range,,Signet launched on Visa as Federal Bank's entry-tier own-brand card,high,research,,https://cardadvisor.in/cards/federal-signet,,federal-2021-09-03-own-brand-range-launch
rbl-paisabazaar-duet,RBL Bank Paisabazaar Duet Credit Card,RBL Bank,2021-09-01,,fee,revaluation,major,active,Annual fee removed — card becomes effectively lifetime-free,₹500 + tax,₹0 (nil) for new issuances,reconstructed,research,,https://cardadvisor.in/cards/rbl-paisabazaar-duet,,
icici-hpcl-super-saver,ICICI HPCL Super Saver Credit Card,ICICI Bank,2021-07-20,,launch,neutral,major,,ICICI Bank and HPCL launch the HPCL Super Saver co-brand card,,,high,official,https://www.icici.bank.in/about-us/news-room/2021/news-icici-bank-and-hpcl-launch-icici-bank-hpcl-super-saver-cobranded-credit-card,https://cardadvisor.in/cards/icici-hpcl-super-saver,,icici-2021-07-20-icici-bank-and-hpcl-launch-the-hpcl-super
amex-smartearn,American Express SmartEarn Credit Card,American Express,2021-07-01,2021-06-26,reward,revaluation,minor,,"Amazon moves to 10X, Paytm Wallet joins 5X",,,high,official,https://www.americanexpress.com/in/benefits/smart-earn-credit-card/shopping.html,https://cardadvisor.in/cards/amex-smartearn,,
au-vetta,AU Bank Vetta Credit Card,AU Small Finance Bank,2021-05,,launch,neutral,major,,AU Vetta launched,,,reconstructed,research,,https://cardadvisor.in/cards/au-vetta,,
sbi-prime,SBI Card PRIME,SBI Card,2021-02-22,,reward,devaluation,minor,,Birthday bonus reward points capped,Uncapped 20 RP per ₹100 on birthday spends,"Birthday bonus capped at 2,000 RP per year",reconstructed,research,,https://cardadvisor.in/cards/sbi-prime,,
sbi-aurum,SBI Card AURUM,SBI Card,2021-02-03,,launch,neutral,major,,AURUM launched as SBI's super-premium metal card,,,reconstructed,research,,https://cardadvisor.in/cards/sbi-aurum,,
amex-platinum-travel,American Express Platinum Travel Credit Card,American Express,2021-01-22,,milestone,neutral,major,superseded,Milestone rewards switched from travel vouchers to Bonus MR points,American Express Travel Online vouchers,Bonus Membership Rewards points,high,official,https://www.americanexpress.com/content/dam/amex/in/benefits/Platinum_Travel_Change.pdf,https://cardadvisor.in/cards/amex-platinum-travel,,
amex-centurion,American Express Centurion Card,American Express,2021-01-19,,fee,devaluation,major,,"Joining fee raised to ₹7 lakh, annual to ₹2.75 lakh",₹2L joining / ₹2.5L annual (2017),₹7L joining / ₹2.75L annual,high,official,https://www.americanexpress.com/content/dam/amex/in/legal/mitc/Centurion_MITC.pdf,https://cardadvisor.in/cards/amex-centurion,,
axis-neo,Axis Bank Neo Credit Card,Axis Bank,2021,,launch,neutral,major,,Axis Bank Neo Credit Card launched,,,reconstructed,research,,https://cardadvisor.in/cards/axis-neo,,axis-2021-axis-bank-neo-credit-card-launched
hdfc-moneyback-plus,HDFC MoneyBack+ Credit Card,HDFC Bank,2021,,launch,neutral,major,,"HDFC MoneyBack+ launched, replacing MoneyBack",,,reconstructed,research,,https://cardadvisor.in/cards/hdfc-moneyback-plus,,
sbi-cashback,SBI Cashback Credit Card,SBI Card,2021,,launch,neutral,major,,Cashback SBI Card launched,,,reconstructed,research,,https://cardadvisor.in/cards/sbi-cashback,,sbi-2021-cashback-sbi-card-launched
idfc-first-wealth,IDFC FIRST Wealth Credit Card,IDFC FIRST Bank,2021,,launch,neutral,major,,IDFC FIRST Wealth launched,,,high,official,https://www.idfcfirstbank.com/credit-card/wealth,https://cardadvisor.in/cards/idfc-first-wealth,,
rbl-binge,RBL Bank Binge Credit Card,RBL Bank,2021,,launch,neutral,major,active,RBL Binge launched as an online-and-entertainment card,,,reconstructed,research,,https://cardadvisor.in/cards/rbl-binge,,
yes-wellness-plus,YES Bank Wellness Plus Credit Card,YES Bank,2021-01,,launch,neutral,major,active,Launches with Aditya Birla Wellness as a health-themed card,,,reconstructed,research,,https://cardadvisor.in/cards/yes-wellness-plus,,
idfc-select,IDFC FIRST Select Credit Card,IDFC FIRST Bank,2021,,launch,neutral,major,,IDFC FIRST Select launched,,,reconstructed,research,,https://cardadvisor.in/cards/idfc-select,,
au-altura-plus,AU Altura Plus Credit Card,AU Small Finance Bank,2021,,launch,neutral,major,,AU Altura Plus launched,,,reconstructed,research,,https://cardadvisor.in/cards/au-altura-plus,,
au-zenith,AU Zenith Credit Card,AU Small Finance Bank,2021,,launch,neutral,major,,AU Small Finance Bank launches the Zenith premium card,,,reconstructed,research,,https://cardadvisor.in/cards/au-zenith,,au-2021-au-small-finance-bank-launches-the-zenith
sbi-simply-click,SBI SimplyCLICK Credit Card,SBI Card,2021,,reward,devaluation,minor,,Amazon 10X withdrawn on utility bills and recharges,,,reconstructed,research,,https://cardadvisor.in/cards/sbi-simply-click,,
au-altura,AU Altura Credit Card,AU Small Finance Bank,2021,,launch,neutral,major,,AU Altura launched,,,reconstructed,research,,https://cardadvisor.in/cards/au-altura,,
kotak-league-platinum,Kotak League Platinum Credit Card,Kotak Mahindra Bank,2021,,launch,neutral,major,active,Kotak League Platinum in market,,"4 points per ₹150 base, 8 per ₹150 on select categories",reconstructed,research,,https://cardadvisor.in/cards/kotak-league-platinum,,kotak-2021-kotak-league-platinum-in-market
idfc-first-classic,IDFC FIRST Classic Credit Card,IDFC FIRST Bank,2021,,launch,neutral,major,,IDFC FIRST Classic launched,,,reconstructed,research,,https://cardadvisor.in/cards/idfc-first-classic,,
hsbc-live-plus,HSBC Live+ Credit Card,HSBC,2021,,launch,neutral,major,superseded,HSBC Cashback Credit Card launched (Live+ predecessor),,,reconstructed,official,https://www.hsbc.co.in/credit-cards/products/live-plus/,https://cardadvisor.in/cards/hsbc-live-plus,,
idfc-millennia,IDFC FIRST Millennia Credit Card,IDFC FIRST Bank,2021,,launch,neutral,major,,IDFC FIRST Millennia launched,,,reconstructed,research,,https://cardadvisor.in/cards/idfc-millennia,,
hdfc-infinia,HDFC Bank Infinia Metal Credit Card,HDFC Bank,2021,,reward,devaluation,major,,SmartBuy accelerator cut from 10X to 5X,10X on SmartBuy,5X on SmartBuy,reconstructed,official,https://offers.smartbuy.hdfcbank.com/infinia,https://cardadvisor.in/cards/hdfc-infinia,,
indusind-pioneer-heritage,IndusInd Bank Pioneer Heritage Credit Card,IndusInd Bank,2020-12-17,,benefit,revaluation,major,active,Relaunched as India's first metal card on Mastercard World Elite,Plastic Mastercard,Metal card on Mastercard World Elite,high,official,https://www.indusind.bank.in/in/en/about-us/mediabrand/FY/2020-2021/December/IBL-launches-metal-credit-card-PIONEER-Heritage-for-affluent-segment.html,https://cardadvisor.in/cards/indusind-pioneer-heritage,,
sbi-bpcl-octane,BPCL SBI Card Octane,SBI Card,2020-12-15,,launch,neutral,major,,BPCL SBI Card OCTANE launched,,,high,official,https://www.bharatpetroleum.in/our-businesses/fuels-and-services/bpcl-sbi-card,https://cardadvisor.in/cards/sbi-bpcl-octane,,
yes-private-prime,YES Private Prime Credit Card,YES Bank,2020-12-10,,launch,neutral,major,active,YES Private Prime launches as an invite-only Mastercard World Elite card,,,high,official,https://www.yesbank.in/about-us/media/press-releases-details/3000000100629-press-release-list-item-dec-20-21_2,https://cardadvisor.in/cards/yes-private-prime,,
sbi-paytm,Paytm SBI Card,SBI Card,2020-11-05,2019-10,launch,neutral,major,,Paytm SBI Card launched,,,reconstructed,research,,https://cardadvisor.in/cards/sbi-paytm,,
sbi-paytm-select,Paytm SBI Card SELECT,SBI Card,2020-11-04,2019-10,launch,neutral,major,,Paytm SBI Card SELECT launched,,,high,official,https://www.sbicard.com/en/personal/credit-cards/travel/paytm-sbi-card-select.page,https://cardadvisor.in/cards/sbi-paytm-select,,
axis-ace,Axis Bank ACE Credit Card,Axis Bank,2020-10-12,,launch,neutral,major,active,Axis ACE launched with Google Pay & Visa,,,high,official,https://www.axis.bank.in/about-us/press-releases/axis-bank-launches-ace-credit-card-in-collaboration-with-google-pay-visa,https://cardadvisor.in/cards/axis-ace,,
bob-icai-exclusive,ICAI Exclusive BOBCARD Credit Card,BOBCARD,2020-09-29,,launch,neutral,major,active,ICAI Exclusive BOBCARD launched for Chartered Accountants,,,high,research,,https://cardadvisor.in/cards/bob-icai-exclusive,,
kotak-811,Kotak 811 #DreamDifferent Credit Card,Kotak Mahindra Bank,2020-07-15,,launch,neutral,major,active,Rebranded from Aqua Gold to 811 #DreamDifferent,,"2 RP per ₹100 online; FD-secured from a ₹15,000 deposit, marketed lifetime-free",high,research,,https://cardadvisor.in/cards/kotak-811,,
axis-reserve,Axis Bank Reserve Credit Card,Axis Bank,2020-07,,launch,neutral,major,,Reserve relaunched as a metal super-premium card,,,reconstructed,research,,https://cardadvisor.in/cards/axis-reserve,,
sbi-irctc-premier,IRCTC SBI Card Premier,SBI Card,2020-06-11,,benefit,devaluation,minor,,Railway booking surcharge waiver cut to 1%,Higher waiver,1%,reconstructed,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-irctc-premier,,sbi-2020-06-11-railway-booking-surcharge-waiver-cut-to-1
sbi-irctc-platinum,IRCTC SBI Platinum Card,SBI Card,2020-06-11,,benefit,devaluation,minor,,Railway booking transaction-charge waiver cut to 1%,Higher waiver,1%,reconstructed,official,https://www.sbicard.com/en/customer-notices.page,https://cardadvisor.in/cards/sbi-irctc-platinum,,sbi-2020-06-11-railway-booking-surcharge-waiver-cut-to-1
onecard,OneCard Credit Card,BOBCARD,2020-06,,launch,neutral,major,,OneCard launched as a mobile-first metal card,,,high,research,,https://cardadvisor.in/cards/onecard,,
axis-freecharge-plus,Axis Bank Freecharge Plus Credit Card,Axis Bank,2020-03,,launch,neutral,major,,Freecharge Plus launched as cashback sibling of the base Freecharge card,,,reconstructed,research,,https://cardadvisor.in/cards/axis-freecharge-plus,,
amex-gold,American Express Gold Card,American Express,2020-02-01,2020-01-28,redemption,devaluation,minor,active,Gold Collection reshuffled toward Taj vouchers,"18K→₹8,000 Amazon; 24K→₹10,000 statement credit; 12K tier available","18K→₹9,000 Taj (Amazon cut to ₹7,000); 24K→₹14,000 Taj (statement credit cut to ₹9,000); 12K tier removed",reconstructed,official,https://www.americanexpress.com/in/rewards/membership-rewards/redeem-points/gold-collection.html,https://cardadvisor.in/cards/amex-gold,,
amex-mrcc,American Express Membership Rewards Credit Card,American Express,2020-02-01,,redemption,neutral,minor,superseded,"18K/24K Gold Collection restructured — Taj vouchers added, statement credit trimmed",Shopping vouchers + higher statement credit; 12K tier,"Taj vouchers added (18K→₹9,000, 24K→₹14,000); statement-credit devalued; 12K tier removed",reconstructed,official,https://www.americanexpress.com/in/rewards/membership-rewards/redeem-points/gold-collection.html,https://cardadvisor.in/cards/amex-mrcc,,
hdfc-diners-privilege,HDFC Bank Diners Club Privilege Credit Card,HDFC Bank,2020,,launch,neutral,major,superseded,HDFC Diners Club Privilege launched,,,reconstructed,research,,https://cardadvisor.in/cards/hdfc-diners-privilege,,
axis-select,Axis Bank Select Credit Card,Axis Bank,2020,,launch,neutral,major,,Relaunched with EDGE Rewards and new design,,,reconstructed,research,,https://cardadvisor.in/cards/axis-select,,
kotak-zen-signature,Kotak Zen Signature Credit Card,Kotak Mahindra Bank,2020,,launch,neutral,major,active,Kotak Zen Signature in market,,"10 Zen points per ₹150 on shopping, 5 per ₹150 on other spends",reconstructed,research,,https://cardadvisor.in/cards/kotak-zen-signature,,
indusind-pinnacle,IndusInd Bank Pinnacle Credit Card,IndusInd Bank,2020,,fee,revaluation,major,,"Joining fee cut from ₹50,000 to ₹15,000","₹50,000 one-time","₹15,000 one-time",reconstructed,research,,https://cardadvisor.in/cards/indusind-pinnacle,,
rbl-platinum-maxima,RBL Bank Platinum Maxima Plus Credit Card,RBL Bank,2020,,redemption,devaluation,major,active,RBL reward-point value cut on voucher redemptions,~25 paise/point,as low as 16–18 paise on vouchers,reconstructed,research,,https://cardadvisor.in/cards/rbl-platinum-maxima,,rbl-2020-rbl-reward-point-value-cut-on-voucher
bob-cma-one,CMA One BOBCARD Credit Card,BOBCARD,2020,,launch,neutral,major,active,CMA One co-brand launched for ICMAI members,,,reconstructed,research,,https://cardadvisor.in/cards/bob-cma-one,,
bob-eterna,Bank of Baroda Eterna Credit Card,BOBCARD,2020,,launch,neutral,major,,Eterna launched,,,reconstructed,research,,https://cardadvisor.in/cards/bob-eterna,,bob-2020-eterna-launched
rbl-icon,RBL Bank Icon Credit Card,RBL Bank,2020,,redemption,devaluation,major,active,RBL reward-point value cut on voucher redemptions,~25 paise/point,as low as 16–18 paise on vouchers,reconstructed,research,,https://cardadvisor.in/cards/rbl-icon,,rbl-2020-rbl-reward-point-value-cut-on-voucher
axis-indianoil,IndianOil Axis Bank Credit Card,Axis Bank,2019-12-17,,launch,neutral,major,active,IndianOil Axis Bank co-branded fuel card launched,,,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/press-release/2019/dec/axis-bank-launches-a-co-branded-credit-card-with-indianoil-corporation.pdf,https://cardadvisor.in/cards/axis-indianoil,,
axis-burgundy-private,Axis Bank Burgundy Private Credit Card,Axis Bank,2019-12-02,,launch,neutral,major,,"Axis Bank launches Burgundy Private and its metal ""One Card""",,,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/press-release/2019/dec/axis-bank-launches-burgundy-private---its-private-banking-platform.pdf,https://cardadvisor.in/cards/axis-burgundy-private,,
sbi-irctc-premier,IRCTC SBI Card Premier,SBI Card,2019-12,2019-12-14,launch,neutral,major,,IRCTC SBI Card Premier launched,,,high,research,,https://cardadvisor.in/cards/sbi-irctc-premier,,
hdfc-indianoil,IndianOil HDFC Bank Credit Card,HDFC Bank,2019-09-25,,launch,neutral,major,,IndianOil HDFC Bank co-branded fuel card launched,,,high,official,https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/press-release/2019/q3-jul-sep/september/hdfcbankandindianoillaunchcobrandedfuelcreditcardfornonmetrocitiesandtowns.pdf,https://cardadvisor.in/cards/hdfc-indianoil,,
amex-smartearn,American Express SmartEarn Credit Card,American Express,2019-09,,launch,neutral,major,,SmartEarn launches as Amex's ₹495 online-spend entry card,,,reconstructed,research,,https://cardadvisor.in/cards/amex-smartearn,,
sc-digismart,Standard Chartered DigiSmart Credit Card,Standard Chartered,2019-09,,launch,neutral,,active,DigiSmart launched,,,high,research,,https://cardadvisor.in/cards/sc-digismart,,
axis-freecharge,Axis Bank Freecharge Credit Card,Axis Bank,2019-08,,launch,neutral,major,,Freecharge Axis Bank Credit Card launches as a virtual-only digital card,,,high,official,https://www.axis.bank.in/docs/default-source/default-document-library/press-release/2019/aug/freecharge-forays-into-digital-credit-cards-powered-by-axis-bank.pdf,https://cardadvisor.in/cards/axis-freecharge,,
indusind-platinum-aura-edge,IndusInd Bank Platinum Aura Edge Credit Card,IndusInd Bank,2019-08-01,,reward,devaluation,major,,Home plan bill categories cut to 1.4 savings points,Cellphone 2.5 · electricity 2.5 · insurance 1.5 per ₹100,All three at 1.4 per ₹100,high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/platinum-aura-edge-visa-and-mastercard-credit-card-easy-credit.html,https://cardadvisor.in/cards/indusind-platinum-aura-edge,,
axis-flipkart,Axis Bank Flipkart Credit Card,Axis Bank,2019-07-19,,launch,neutral,major,,Flipkart Axis Bank Credit Card launched,,,high,official,https://www.axisbank.com/retail/cards/credit-card/flipkart-axisbank-credit-card,https://cardadvisor.in/cards/axis-flipkart,,
indusind-celesta,IndusInd Bank Celesta Credit Card,IndusInd Bank,2019-07,,launch,neutral,major,,IndusInd Celesta launched,,,reconstructed,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/celesta-credit-card.html,https://cardadvisor.in/cards/indusind-celesta,,
icici-emeralde,ICICI Bank Emeralde Credit Card (Metal),ICICI Bank,2019-02-28,,launch,neutral,major,active,ICICI Emeralde Credit Card launched,,,high,official,https://www.icici.bank.in/about-us/news-room/2019/emeralde-credit-card,https://cardadvisor.in/cards/icici-emeralde,,
sbi-shaurya-select,Shaurya Select SBI Card,SBI Card,2019,,launch,neutral,major,,Shaurya Select SBI Card launched,,,reconstructed,research,,https://cardadvisor.in/cards/sbi-shaurya-select,,
bob-premier,Bank of Baroda Premier Credit Card,BOBCARD,2019,,launch,neutral,,active,Card launched as a Visa Signature rewards card,,,reconstructed,research,,https://cardadvisor.in/cards/bob-premier,,
indusind-pioneer-legacy,IndusInd Bank Pioneer Legacy Credit Card,IndusInd Bank,2019,,launch,neutral,major,,Pioneer Legacy launched as a PIONEER relationship card,,,reconstructed,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/pioneer-legacy-credit-card.html,https://cardadvisor.in/cards/indusind-pioneer-legacy,,
rbl-paisabazaar-duet,RBL Bank Paisabazaar Duet Credit Card,RBL Bank,2019,,launch,neutral,major,active,Launched as RBL Paisa on Demand — card plus credit line,,,reconstructed,research,,https://cardadvisor.in/cards/rbl-paisabazaar-duet,,
slice,slice UPI Credit Card,slice,2019,,launch,neutral,major,,slice launched as a Visa prepaid card with a credit line,,,reconstructed,research,,https://cardadvisor.in/cards/slice,,
axis-myzone,Axis Bank MyZone Credit Card,Axis Bank,2019,,launch,neutral,major,,MyZone launches as an entry lifestyle card,,,reconstructed,research,,https://cardadvisor.in/cards/axis-myzone,,axis-2019-myzone-launches-as-an-entry-lifestyle-card
sc-super-value-titanium,Standard Chartered Super Value Titanium Credit Card,Standard Chartered,2019,,fee,devaluation,minor,active,"Fee-waiver spend threshold raised to ₹90,000","₹60,000 a year","₹90,000 a year",reconstructed,research,,https://cardadvisor.in/cards/sc-super-value-titanium,,
indusind-pioneer-heritage,IndusInd Bank Pioneer Heritage Credit Card,IndusInd Bank,2019,,launch,neutral,major,,Pioneer Heritage launched as a PIONEER relationship card,,,reconstructed,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/pioneer-heritage-credit-card.html,https://cardadvisor.in/cards/indusind-pioneer-heritage,,
rbl-platinum-maxima,RBL Bank Platinum Maxima Plus Credit Card,RBL Bank,2019,,launch,neutral,major,active,Platinum Maxima launched as a 10X lifestyle card,,,reconstructed,research,,https://cardadvisor.in/cards/rbl-platinum-maxima,,
sbi-shaurya,Shaurya SBI Card,SBI Card,2019,,launch,neutral,major,,Shaurya SBI Card launched (replacing the Defence Gold Card),,,reconstructed,research,,https://cardadvisor.in/cards/sbi-shaurya,,
yes-elite-plus,YES Bank Elite+ Credit Card,YES Bank,2019,,launch,neutral,major,active,Launches as the YES Premia Credit Card,,,reconstructed,research,,https://cardadvisor.in/cards/yes-elite-plus,,
sc-priority-visa-infinite,Standard Chartered Priority Visa Infinite Credit Card,Standard Chartered,2019,,launch,neutral,,active,On record as a Priority Banking relationship card,,,reconstructed,research,,https://cardadvisor.in/cards/sc-priority-visa-infinite,,
amex-platinum-reserve,American Express Platinum Reserve Credit Card,American Express,2019,,benefit,devaluation,minor,,Monthly complimentary golf halved,4 golf games a month,2 golf games a month,reconstructed,research,,https://cardadvisor.in/cards/amex-platinum-reserve,,
rbl-world-safari,RBL Bank World Safari Credit Card,RBL Bank,2019,,launch,neutral,major,active,World Safari launched — India's first 0% forex retail travel card,,,reconstructed,research,,https://cardadvisor.in/cards/rbl-world-safari,,rbl-2019-world-safari-launched-india-s-first-0-forex
hdfc-millennia,HDFC Millennia Credit Card,HDFC Bank,2019,,launch,neutral,major,,HDFC Millennia (cashback) launched,,,reconstructed,official,https://www.hdfcbank.com/personal/pay/cards/credit-cards/millennia-credit-card,https://cardadvisor.in/cards/hdfc-millennia,,
axis-magnus,Axis Bank Magnus Credit Card,Axis Bank,2019,,launch,neutral,major,,Axis Magnus launched,,,reconstructed,official,https://www.axisbank.com/retail/cards/credit-card/axis-bank-magnus-card,https://cardadvisor.in/cards/axis-magnus,,axis-2019-axis-magnus-launched
amex-platinum-charge,American Express Platinum Card,American Express,2018-12,,lounge,revaluation,major,,American Express Lounge (Centurion) opens at Mumbai T2,,,reconstructed,research,,https://cardadvisor.in/cards/amex-platinum-charge,,
indusind-nexxt,IndusInd Bank Nexxt Credit Card,IndusInd Bank,2018-11-14,,launch,neutral,major,,Nexxt launches — India's first button card,,,high,research,,https://cardadvisor.in/cards/indusind-nexxt,,
icici-amazon-pay,Amazon Pay ICICI Bank Credit Card,ICICI Bank,2018-10-30,,launch,neutral,major,,Amazon Pay ICICI Bank Credit Card launched,,,high,official,https://www.icici.bank.in/about-us/news-room/2018/news-icici-bank-launches-cobranded-credit-card-with-amazon,https://cardadvisor.in/cards/icici-amazon-pay,,
amex-platinum-charge,American Express Platinum Card,American Express,2018-10-30,,fee,devaluation,major,,"Annual fee raised ₹50,000 → ₹60,000","₹50,000 + taxes","₹60,000 + taxes",high,research,,https://cardadvisor.in/cards/amex-platinum-charge,,
amex-platinum-charge,American Express Platinum Card,American Express,2018-10-17,,benefit,revaluation,major,,Card goes metal; 3X Membership Rewards on overseas spend,,,reconstructed,research,,https://cardadvisor.in/cards/amex-platinum-charge,,
indusind-duo,IndusInd Bank Duo Card,IndusInd Bank,2018-10-10,,launch,neutral,major,,IndusInd Bank Duo Card launched — India's first two-chip debit-cum-credit card,,,high,official,https://www.indusind.bank.in/in/en/about-us/mediabrand/FY/2018-2019/October/press-release-indusInd-bank-records111.html,https://cardadvisor.in/cards/indusind-duo,,
sc-manhattan-platinum,Standard Chartered Manhattan Platinum Credit Card,Standard Chartered,2018-05,,fee,devaluation,minor,active,Fee-waiver spend threshold doubled to Rs 1.2 lakh,"Rs 60,000 a year","Rs 1,20,000 a year",reconstructed,research,,https://cardadvisor.in/cards/sc-manhattan-platinum,,
indusind-pinnacle,IndusInd Bank Pinnacle Credit Card,IndusInd Bank,2018-04-01,,reward,devaluation,minor,,Fuel spends stop earning reward points,Fuel spends earned 1 RP per ₹100,Fuel spends earn nothing,high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/pinnacle-world-credit-card.html,https://cardadvisor.in/cards/indusind-pinnacle,,indusind-2018-04-01-fuel-spends-stop-earning-reward-points
indusind-platinum-aura-edge,IndusInd Bank Platinum Aura Edge Credit Card,IndusInd Bank,2018-04-01,,reward,devaluation,minor,,Fuel spends stop earning reward points,Fuel spends earned savings points,Fuel spends earn nothing,high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/platinum-aura-edge-visa-and-mastercard-credit-card-easy-credit.html,https://cardadvisor.in/cards/indusind-platinum-aura-edge,,indusind-2018-04-01-fuel-spends-stop-earning-reward-points
indusind-platinum,IndusInd Bank Platinum Credit Card,IndusInd Bank,2018-04-01,,reward,devaluation,minor,,Fuel spends stop earning reward points,Fuel spends earned 1.5 RP per ₹150,Fuel spends earn nothing,high,official,https://www.indusind.bank.in/in/en/personal/cards/credit-card/platinum-visa-credit-card.html,https://cardadvisor.in/cards/indusind-platinum,,indusind-2018-04-01-fuel-spends-stop-earning-reward-points
sbi-doctors-ima,Doctor's SBI Card (in Association with IMA),SBI Card,2018-03,2018-03-27,launch,neutral,major,,Doctor's SBI Card (in association with IMA) launched,,,high,research,,https://cardadvisor.in/cards/sbi-doctors-ima,,
sbi-doctors,Doctor's SBI Card,SBI Card,2018,,launch,neutral,major,,Doctor's SBI Card launched,,,reconstructed,research,,https://cardadvisor.in/cards/sbi-doctors,,
bob-select,BOBCARD Select Credit Card,BOBCARD,2018,,launch,neutral,major,active,BOBCARD Select on the market,,,reconstructed,research,,https://cardadvisor.in/cards/bob-select,,
sbi-simply-save,SBI SimplySAVE Credit Card,SBI Card,2018,,launch,neutral,major,,SimplySAVE SBI Card launched,,,reconstructed,research,,https://cardadvisor.in/cards/sbi-simply-save,,
indusind-pinnacle,IndusInd Bank Pinnacle Credit Card,IndusInd Bank,2018,,lounge,revaluation,major,,Priority Pass added to the card,No Priority Pass benefit,Complimentary Priority Pass membership,reconstructed,research,,https://cardadvisor.in/cards/indusind-pinnacle,,
sbi-bpcl,BPCL SBI Card,SBI Card,2017-12-22,,launch,neutral,major,,BPCL SBI Card launched,,,reconstructed,research,,https://cardadvisor.in/cards/sbi-bpcl,,
yes-private,YES Private Credit Card,YES Bank,2017-09-26,,launch,neutral,major,active,"Launches as the YES Private World Elite card, capped at 2,500 holders",,,high,research,,https://cardadvisor.in/cards/yes-private,,
sc-ultimate,Standard Chartered Ultimate Credit Card,Standard Chartered,2017-09-15,,launch,neutral,major,,Standard Chartered Ultimate launched,,,high,official,https://www.sc.com/global/av/in-ultimate-cc-final.pdf,https://cardadvisor.in/cards/sc-ultimate,,
amex-platinum-travel,American Express Platinum Travel Credit Card,American Express,2017-06-09,,milestone,neutral,minor,,Milestone voucher partner switched IndiGo → SpiceJet,IndiGo vouchers,SpiceJet vouchers (equal value),high,research,,https://cardadvisor.in/cards/amex-platinum-travel,,
sc-manhattan-platinum,Standard Chartered Manhattan Platinum Credit Card,Standard Chartered,2017-05-25,,reward,devaluation,minor,active,Base earn cut to 3 points per Rs 150,,3 reward points per Rs 150,reconstructed,research,,https://cardadvisor.in/cards/sc-manhattan-platinum,,
sc-super-value-titanium,Standard Chartered Super Value Titanium Credit Card,Standard Chartered,2017-04,,reward,neutral,minor,active,Fuel 5% benefit restructured toward cashback,2.5% surcharge reversal + 2.5% cashback,1% surcharge reversal + 4% cashback,reconstructed,research,,https://cardadvisor.in/cards/sc-super-value-titanium,,
sbi-unnati,SBI Card Unnati,SBI Card,2017-03-29,,launch,neutral,major,,SBI Card Unnati launched,,,high,research,,https://cardadvisor.in/cards/sbi-unnati,,
amex-platinum-travel,American Express Platinum Travel Credit Card,American Express,2017,,launch,neutral,major,superseded,Amex Platinum Travel in market — airline-voucher milestone era,,,reconstructed,official,https://web.archive.org/web/20210330132221/https://icm.aexp-static.com/Internet/IntlHomepage/japa/IN_en/shared/pdfs/How_to_earn_and_claim_your_IndiGo_Vouchers.pdf,https://cardadvisor.in/cards/amex-platinum-travel,,
sbi-prime,SBI Card PRIME,SBI Card,2017,,launch,neutral,major,,SBI Card PRIME launched,,,reconstructed,research,,https://cardadvisor.in/cards/sbi-prime,,
hdfc-freedom,HDFC Bank Freedom Credit Card,HDFC Bank,2016,,launch,neutral,major,active,HDFC Freedom Credit Card launched,,,reconstructed,research,,https://cardadvisor.in/cards/hdfc-freedom,,
yes-select,YES Bank Select Credit Card,YES Bank,2016,,launch,neutral,major,,Launches as the YES Prosperity Edge,,,reconstructed,research,,https://cardadvisor.in/cards/yes-select,,
indusind-legend,IndusInd Bank Legend Credit Card,IndusInd Bank,2016,,launch,neutral,major,,IndusInd Legend launched (Visa Signature premium card),,,reconstructed,research,,https://cardadvisor.in/cards/indusind-legend,,
yes-first-exclusive,YES First Exclusive Credit Card (now YES Bank RESERV),YES Bank,2016,,launch,neutral,major,,Launches as YES FIRST Exclusive super-premium card,,,reconstructed,research,,https://cardadvisor.in/cards/yes-first-exclusive,,
axis-privilege,Axis Bank Privilege Credit Card,Axis Bank,2016,,launch,neutral,major,,Axis Bank quietly launches the Privilege Credit Card,,,reconstructed,research,,https://cardadvisor.in/cards/axis-privilege,,
sbi-irctc-platinum,IRCTC SBI Platinum Card,SBI Card,2016,,launch,neutral,major,,IRCTC SBI Platinum Card launched,,,reconstructed,research,,https://cardadvisor.in/cards/sbi-irctc-platinum,,
rbl-icon,RBL Bank Icon Credit Card,RBL Bank,2016,,launch,neutral,major,active,RBL Icon launched as dining & international card,,,reconstructed,research,,https://cardadvisor.in/cards/rbl-icon,,
sbi-elite,SBI Card ELITE,SBI Card,2016,,launch,neutral,major,,SBI Card ELITE launched (rebrand of SBI Signature),,,reconstructed,official,https://web.archive.org/web/20160708110302/https://www.sbicard.com/en/personal/credit-cards/lifestyle/sbi-card-elite.page,https://cardadvisor.in/cards/sbi-elite,,
hdfc-infinia,HDFC Bank Infinia Metal Credit Card,HDFC Bank,2016,,launch,neutral,major,,HDFC Infinia launched,,,reconstructed,official,https://www.hdfcbank.com/personal/pay/cards/credit-cards/infinia-credit-card,https://cardadvisor.in/cards/hdfc-infinia,,
sbi-simply-click,SBI SimplyCLICK Credit Card,SBI Card,2015-09-15,,launch,neutral,major,,SimplyCLICK launches as SBI's online-shopping card,,,reconstructed,research,,https://cardadvisor.in/cards/sbi-simply-click,,
icici-hpcl-coral,ICICI Bank HPCL Coral Credit Card,ICICI Bank,2015,,launch,neutral,major,active,ICICI Bank HPCL Coral fuel co-brand introduced,,,reconstructed,research,,https://cardadvisor.in/cards/icici-hpcl-coral,,
icici-platinum,ICICI Bank Platinum Chip Credit Card,ICICI Bank,2015,,launch,neutral,major,active,ICICI Platinum Chip Credit Card introduced,,,reconstructed,research,,https://cardadvisor.in/cards/icici-platinum,,
amex-mrcc,American Express Membership Rewards Credit Card,American Express,2014,,reward,devaluation,minor,active,"Insurance, fuel & utility spends excluded from MR earning",Insurance/utilities earned MR points,"No MR points on fuel, insurance, utilities",reconstructed,official,https://www.americanexpress.com/in/customer-service/faq.how-are-the-points-i-earn-calculated.html,https://cardadvisor.in/cards/amex-mrcc,,
axis-miles-more-select,Miles & More Axis Bank World Select Credit Card,Axis Bank,2013-06-30,,launch,neutral,major,,Miles & More co-brand moved from IndusInd Bank to Axis Bank,,,reconstructed,official,https://www.axisbank.com/docs/default-source/press-releases/june-11-13-axis-bank-co-branded-credi-card.pdf?sfvrsn=12,https://cardadvisor.in/cards/axis-miles-more-select,,
indusind-indulge,IndusInd Bank Indulge Credit Card,IndusInd Bank,2013-06-24,,launch,neutral,major,,Indulge launched — India's first 22-karat gold-inlay card,,,high,official,https://www.indusind.bank.in/content/dam/indusind-corporate/pressReleaseArchive/FY2013-2014/june/Indulge-first-cc-gold-inlay.pdf,https://cardadvisor.in/cards/indusind-indulge,,
axis-miles-more,Miles & More Axis Bank World Credit Card,Axis Bank,2013-06-11,,launch,neutral,major,,Miles & More co-brand moves to Axis Bank; the Miles & More World card launches,,,high,official,https://www.axisbank.com/docs/default-source/press-releases/june-11-13-axis-bank-co-branded-credi-card.pdf,https://cardadvisor.in/cards/axis-miles-more,,
hdfc-diners-black,HDFC Diners Club Black Metal Edition,HDFC Bank,2013,,launch,neutral,major,superseded,HDFC Diners Club Black launched,,,reconstructed,official,https://www.hdfcbank.com/personal/pay/cards/credit-cards/diners-club-black-metal-edition,https://cardadvisor.in/cards/hdfc-diners-black,,
icici-expressions,ICICI Bank Expressions Credit Card,ICICI Bank,2013,,launch,neutral,major,active,ICICI Expressions Credit Card introduced,,,reconstructed,research,,https://cardadvisor.in/cards/icici-expressions,,
icici-coral,ICICI Bank Coral Credit Card,ICICI Bank,2013,,launch,neutral,major,active,ICICI Coral Credit Card introduced,,,reconstructed,research,,https://cardadvisor.in/cards/icici-coral,,
amex-gold,American Express Gold Card,American Express,2013,,launch,neutral,major,active,Amex Gold Charge Card in market (legacy product),,,reconstructed,official,https://www.americanexpress.com/in/charge-cards/gold-card/,https://cardadvisor.in/cards/amex-gold,,
amex-centurion,American Express Centurion Card,American Express,2013,,launch,neutral,major,,"Amex brings the invitation-only Centurion ""Black Card"" to India",,,reconstructed,research,,https://cardadvisor.in/cards/amex-centurion,,
icici-sapphiro,ICICI Bank Sapphiro Credit Card,ICICI Bank,2013,,launch,neutral,major,active,ICICI Sapphiro Credit Card launched (Gemstone Collection),,,reconstructed,research,,https://cardadvisor.in/cards/icici-sapphiro,,icici-2013-icici-sapphiro-credit-card-launched
icici-rubyx,ICICI Bank Rubyx Credit Card,ICICI Bank,2011-12-21,,launch,neutral,major,active,ICICI Rubyx dual-network platinum card launched,,,reconstructed,research,,https://cardadvisor.in/cards/icici-rubyx,,icici-2011-12-21-icici-rubyx-dual-network-platinum-card
axis-lic,LIC Axis Bank Signature Credit Card,Axis Bank,2011-06-20,,launch,neutral,major,active,"LIC-Axis Bank co-branded credit card program launched, incl. Visa Signature tier",,,high,research,,https://cardadvisor.in/cards/axis-lic,,
amex-platinum-reserve,American Express Platinum Reserve Credit Card,American Express,2010,,launch,neutral,major,,Amex Platinum Reserve launches in India,,,reconstructed,research,,https://cardadvisor.in/cards/amex-platinum-reserve,,
amex-mrcc,American Express Membership Rewards Credit Card,American Express,2010,,launch,neutral,major,,Amex MRCC launched as Amex India's entry Membership Rewards card,,,reconstructed,research,,https://cardadvisor.in/cards/amex-mrcc,,
amex-platinum-charge,American Express Platinum Card,American Express,2006,,launch,neutral,major,,Amex Platinum Charge Card launches in India,,,reconstructed,research,,https://cardadvisor.in/cards/amex-platinum-charge,,