scenario stringlengths 38 52 | city stringclasses 167
values | state stringclasses 13
values | county stringclasses 152
values | homePrice int64 76k 630k | monthlyRent int64 1.2k 2.1k | downPayment int64 2.66k 22.1k | downPaymentPercent float64 3.5 3.5 | loanType stringclasses 1
value | interestRate float64 6.5 6.5 | monthlyPITI int64 741 5.23k | monthlyMortgage dict | comparison dict | recommendation stringclasses 3
values | insight stringlengths 65 92 | source stringclasses 1
value | lastUpdated timestamp[s]date 2026-01-15 00:00:00 2026-01-15 00:00:00 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Memphis, TN - $228K home vs $1200/mo rent | Memphis | TN | Shelby County | 228,000 | 1,200 | 7,980 | 3.5 | FHA | 6.5 | 1,955 | {
"principal": 209,
"interest": 1182,
"taxes": 314,
"insurance": 150,
"mip": 101
} | {
"buyVsRent": 755,
"yearlyAppreciation": 9576,
"equityBuiltYear1": 2503,
"breakevenYears": 5
} | RENT | Buying costs $755/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Memphis, TN - $228K home vs $1500/mo rent | Memphis | TN | Shelby County | 228,000 | 1,500 | 7,980 | 3.5 | FHA | 6.5 | 1,955 | {
"principal": 209,
"interest": 1182,
"taxes": 314,
"insurance": 150,
"mip": 101
} | {
"buyVsRent": 455,
"yearlyAppreciation": 9576,
"equityBuiltYear1": 2503,
"breakevenYears": 3
} | RENT | Buying costs $455/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Memphis, TN - $228K home vs $1800/mo rent | Memphis | TN | Shelby County | 228,000 | 1,800 | 7,980 | 3.5 | FHA | 6.5 | 1,955 | {
"principal": 209,
"interest": 1182,
"taxes": 314,
"insurance": 150,
"mip": 101
} | {
"buyVsRent": 155,
"yearlyAppreciation": 9576,
"equityBuiltYear1": 2503,
"breakevenYears": 2
} | BUY | Buying costs $155/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Memphis, TN - $228K home vs $2100/mo rent | Memphis | TN | Shelby County | 228,000 | 2,100 | 7,980 | 3.5 | FHA | 6.5 | 1,955 | {
"principal": 209,
"interest": 1182,
"taxes": 314,
"insurance": 150,
"mip": 101
} | {
"buyVsRent": -145,
"yearlyAppreciation": 9576,
"equityBuiltYear1": 2503,
"breakevenYears": 2
} | BUY | Buying is cheaper than renting by $145/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Memphis, TN - $285K home vs $1200/mo rent | Memphis | TN | Shelby County | 285,000 | 1,200 | 9,975 | 3.5 | FHA | 6.5 | 2,406 | {
"principal": 261,
"interest": 1478,
"taxes": 392,
"insurance": 150,
"mip": 126
} | {
"buyVsRent": 1206,
"yearlyAppreciation": 11970,
"equityBuiltYear1": 3129,
"breakevenYears": 30
} | RENT | Buying costs $1206/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Memphis, TN - $285K home vs $1500/mo rent | Memphis | TN | Shelby County | 285,000 | 1,500 | 9,975 | 3.5 | FHA | 6.5 | 2,406 | {
"principal": 261,
"interest": 1478,
"taxes": 392,
"insurance": 150,
"mip": 126
} | {
"buyVsRent": 906,
"yearlyAppreciation": 11970,
"equityBuiltYear1": 3129,
"breakevenYears": 5
} | RENT | Buying costs $906/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Memphis, TN - $285K home vs $1800/mo rent | Memphis | TN | Shelby County | 285,000 | 1,800 | 9,975 | 3.5 | FHA | 6.5 | 2,406 | {
"principal": 261,
"interest": 1478,
"taxes": 392,
"insurance": 150,
"mip": 126
} | {
"buyVsRent": 606,
"yearlyAppreciation": 11970,
"equityBuiltYear1": 3129,
"breakevenYears": 3
} | RENT | Buying costs $606/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Memphis, TN - $285K home vs $2100/mo rent | Memphis | TN | Shelby County | 285,000 | 2,100 | 9,975 | 3.5 | FHA | 6.5 | 2,406 | {
"principal": 261,
"interest": 1478,
"taxes": 392,
"insurance": 150,
"mip": 126
} | {
"buyVsRent": 306,
"yearlyAppreciation": 11970,
"equityBuiltYear1": 3129,
"breakevenYears": 2
} | CONSIDER | Buying costs $306/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Memphis, TN - $342K home vs $1200/mo rent | Memphis | TN | Shelby County | 342,000 | 1,200 | 11,970 | 3.5 | FHA | 6.5 | 2,858 | {
"principal": 313,
"interest": 1773,
"taxes": 470,
"insurance": 150,
"mip": 151
} | {
"buyVsRent": 1658,
"yearlyAppreciation": 14364,
"equityBuiltYear1": 3755,
"breakevenYears": 99
} | RENT | Buying costs $1658/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Memphis, TN - $342K home vs $1500/mo rent | Memphis | TN | Shelby County | 342,000 | 1,500 | 11,970 | 3.5 | FHA | 6.5 | 2,858 | {
"principal": 313,
"interest": 1773,
"taxes": 470,
"insurance": 150,
"mip": 151
} | {
"buyVsRent": 1358,
"yearlyAppreciation": 14364,
"equityBuiltYear1": 3755,
"breakevenYears": 13
} | RENT | Buying costs $1358/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Memphis, TN - $342K home vs $1800/mo rent | Memphis | TN | Shelby County | 342,000 | 1,800 | 11,970 | 3.5 | FHA | 6.5 | 2,858 | {
"principal": 313,
"interest": 1773,
"taxes": 470,
"insurance": 150,
"mip": 151
} | {
"buyVsRent": 1058,
"yearlyAppreciation": 14364,
"equityBuiltYear1": 3755,
"breakevenYears": 5
} | RENT | Buying costs $1058/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Memphis, TN - $342K home vs $2100/mo rent | Memphis | TN | Shelby County | 342,000 | 2,100 | 11,970 | 3.5 | FHA | 6.5 | 2,858 | {
"principal": 313,
"interest": 1773,
"taxes": 470,
"insurance": 150,
"mip": 151
} | {
"buyVsRent": 758,
"yearlyAppreciation": 14364,
"equityBuiltYear1": 3755,
"breakevenYears": 3
} | RENT | Buying costs $758/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Nashville, TN - $388K home vs $1200/mo rent | Nashville | TN | Davidson County | 388,000 | 1,200 | 13,580 | 3.5 | FHA | 6.5 | 3,159 | {
"principal": 355,
"interest": 2012,
"taxes": 446,
"insurance": 175,
"mip": 172
} | {
"buyVsRent": 1959,
"yearlyAppreciation": 12028,
"equityBuiltYear1": 4260,
"breakevenYears": 99
} | RENT | Buying costs $1959/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Nashville, TN - $388K home vs $1500/mo rent | Nashville | TN | Davidson County | 388,000 | 1,500 | 13,580 | 3.5 | FHA | 6.5 | 3,159 | {
"principal": 355,
"interest": 2012,
"taxes": 446,
"insurance": 175,
"mip": 172
} | {
"buyVsRent": 1659,
"yearlyAppreciation": 12028,
"equityBuiltYear1": 4260,
"breakevenYears": 99
} | RENT | Buying costs $1659/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Nashville, TN - $388K home vs $1800/mo rent | Nashville | TN | Davidson County | 388,000 | 1,800 | 13,580 | 3.5 | FHA | 6.5 | 3,159 | {
"principal": 355,
"interest": 2012,
"taxes": 446,
"insurance": 175,
"mip": 172
} | {
"buyVsRent": 1359,
"yearlyAppreciation": 12028,
"equityBuiltYear1": 4260,
"breakevenYears": 99
} | RENT | Buying costs $1359/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Nashville, TN - $388K home vs $2100/mo rent | Nashville | TN | Davidson County | 388,000 | 2,100 | 13,580 | 3.5 | FHA | 6.5 | 3,159 | {
"principal": 355,
"interest": 2012,
"taxes": 446,
"insurance": 175,
"mip": 172
} | {
"buyVsRent": 1059,
"yearlyAppreciation": 12028,
"equityBuiltYear1": 4260,
"breakevenYears": 8
} | RENT | Buying costs $1059/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Nashville, TN - $485K home vs $1200/mo rent | Nashville | TN | Davidson County | 485,000 | 1,200 | 16,975 | 3.5 | FHA | 6.5 | 3,905 | {
"principal": 444,
"interest": 2515,
"taxes": 558,
"insurance": 175,
"mip": 215
} | {
"buyVsRent": 2705,
"yearlyAppreciation": 15035,
"equityBuiltYear1": 5325,
"breakevenYears": 99
} | RENT | Buying costs $2705/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Nashville, TN - $485K home vs $1500/mo rent | Nashville | TN | Davidson County | 485,000 | 1,500 | 16,975 | 3.5 | FHA | 6.5 | 3,905 | {
"principal": 444,
"interest": 2515,
"taxes": 558,
"insurance": 175,
"mip": 215
} | {
"buyVsRent": 2405,
"yearlyAppreciation": 15035,
"equityBuiltYear1": 5325,
"breakevenYears": 99
} | RENT | Buying costs $2405/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Nashville, TN - $485K home vs $1800/mo rent | Nashville | TN | Davidson County | 485,000 | 1,800 | 16,975 | 3.5 | FHA | 6.5 | 3,905 | {
"principal": 444,
"interest": 2515,
"taxes": 558,
"insurance": 175,
"mip": 215
} | {
"buyVsRent": 2105,
"yearlyAppreciation": 15035,
"equityBuiltYear1": 5325,
"breakevenYears": 99
} | RENT | Buying costs $2105/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Nashville, TN - $485K home vs $2100/mo rent | Nashville | TN | Davidson County | 485,000 | 2,100 | 16,975 | 3.5 | FHA | 6.5 | 3,905 | {
"principal": 444,
"interest": 2515,
"taxes": 558,
"insurance": 175,
"mip": 215
} | {
"buyVsRent": 1805,
"yearlyAppreciation": 15035,
"equityBuiltYear1": 5325,
"breakevenYears": 99
} | RENT | Buying costs $1805/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Nashville, TN - $582K home vs $1200/mo rent | Nashville | TN | Davidson County | 582,000 | 1,200 | 20,370 | 3.5 | FHA | 6.5 | 4,652 | {
"principal": 532,
"interest": 3017,
"taxes": 669,
"insurance": 175,
"mip": 257
} | {
"buyVsRent": 3452,
"yearlyAppreciation": 18042,
"equityBuiltYear1": 6390,
"breakevenYears": 99
} | RENT | Buying costs $3452/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Nashville, TN - $582K home vs $1500/mo rent | Nashville | TN | Davidson County | 582,000 | 1,500 | 20,370 | 3.5 | FHA | 6.5 | 4,652 | {
"principal": 532,
"interest": 3017,
"taxes": 669,
"insurance": 175,
"mip": 257
} | {
"buyVsRent": 3152,
"yearlyAppreciation": 18042,
"equityBuiltYear1": 6390,
"breakevenYears": 99
} | RENT | Buying costs $3152/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Nashville, TN - $582K home vs $1800/mo rent | Nashville | TN | Davidson County | 582,000 | 1,800 | 20,370 | 3.5 | FHA | 6.5 | 4,652 | {
"principal": 532,
"interest": 3017,
"taxes": 669,
"insurance": 175,
"mip": 257
} | {
"buyVsRent": 2852,
"yearlyAppreciation": 18042,
"equityBuiltYear1": 6390,
"breakevenYears": 99
} | RENT | Buying costs $2852/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Nashville, TN - $582K home vs $2100/mo rent | Nashville | TN | Davidson County | 582,000 | 2,100 | 20,370 | 3.5 | FHA | 6.5 | 4,652 | {
"principal": 532,
"interest": 3017,
"taxes": 669,
"insurance": 175,
"mip": 257
} | {
"buyVsRent": 2552,
"yearlyAppreciation": 18042,
"equityBuiltYear1": 6390,
"breakevenYears": 99
} | RENT | Buying costs $2552/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Jackson, MS - $132K home vs $1200/mo rent | Jackson | MS | Hinds County | 132,000 | 1,200 | 4,620 | 3.5 | FHA | 6.5 | 1,220 | {
"principal": 121,
"interest": 684,
"taxes": 156,
"insurance": 200,
"mip": 58
} | {
"buyVsRent": 20,
"yearlyAppreciation": 3696,
"equityBuiltYear1": 1449,
"breakevenYears": 2
} | BUY | Buying costs $20/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Jackson, MS - $132K home vs $1500/mo rent | Jackson | MS | Hinds County | 132,000 | 1,500 | 4,620 | 3.5 | FHA | 6.5 | 1,220 | {
"principal": 121,
"interest": 684,
"taxes": 156,
"insurance": 200,
"mip": 58
} | {
"buyVsRent": -280,
"yearlyAppreciation": 3696,
"equityBuiltYear1": 1449,
"breakevenYears": 2
} | BUY | Buying is cheaper than renting by $280/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Jackson, MS - $132K home vs $1800/mo rent | Jackson | MS | Hinds County | 132,000 | 1,800 | 4,620 | 3.5 | FHA | 6.5 | 1,220 | {
"principal": 121,
"interest": 684,
"taxes": 156,
"insurance": 200,
"mip": 58
} | {
"buyVsRent": -580,
"yearlyAppreciation": 3696,
"equityBuiltYear1": 1449,
"breakevenYears": 1
} | BUY | Buying is cheaper than renting by $580/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Jackson, MS - $132K home vs $2100/mo rent | Jackson | MS | Hinds County | 132,000 | 2,100 | 4,620 | 3.5 | FHA | 6.5 | 1,220 | {
"principal": 121,
"interest": 684,
"taxes": 156,
"insurance": 200,
"mip": 58
} | {
"buyVsRent": -880,
"yearlyAppreciation": 3696,
"equityBuiltYear1": 1449,
"breakevenYears": 1
} | BUY | Buying is cheaper than renting by $880/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Jackson, MS - $165K home vs $1200/mo rent | Jackson | MS | Hinds County | 165,000 | 1,200 | 5,775 | 3.5 | FHA | 6.5 | 1,475 | {
"principal": 151,
"interest": 855,
"taxes": 195,
"insurance": 200,
"mip": 73
} | {
"buyVsRent": 275,
"yearlyAppreciation": 4620,
"equityBuiltYear1": 1812,
"breakevenYears": 4
} | CONSIDER | Buying costs $275/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Jackson, MS - $165K home vs $1500/mo rent | Jackson | MS | Hinds County | 165,000 | 1,500 | 5,775 | 3.5 | FHA | 6.5 | 1,475 | {
"principal": 151,
"interest": 855,
"taxes": 195,
"insurance": 200,
"mip": 73
} | {
"buyVsRent": -25,
"yearlyAppreciation": 4620,
"equityBuiltYear1": 1812,
"breakevenYears": 2
} | BUY | Buying is cheaper than renting by $25/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Jackson, MS - $165K home vs $1800/mo rent | Jackson | MS | Hinds County | 165,000 | 1,800 | 5,775 | 3.5 | FHA | 6.5 | 1,475 | {
"principal": 151,
"interest": 855,
"taxes": 195,
"insurance": 200,
"mip": 73
} | {
"buyVsRent": -325,
"yearlyAppreciation": 4620,
"equityBuiltYear1": 1812,
"breakevenYears": 2
} | BUY | Buying is cheaper than renting by $325/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Jackson, MS - $165K home vs $2100/mo rent | Jackson | MS | Hinds County | 165,000 | 2,100 | 5,775 | 3.5 | FHA | 6.5 | 1,475 | {
"principal": 151,
"interest": 855,
"taxes": 195,
"insurance": 200,
"mip": 73
} | {
"buyVsRent": -625,
"yearlyAppreciation": 4620,
"equityBuiltYear1": 1812,
"breakevenYears": 1
} | BUY | Buying is cheaper than renting by $625/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Jackson, MS - $198K home vs $1200/mo rent | Jackson | MS | Hinds County | 198,000 | 1,200 | 6,930 | 3.5 | FHA | 6.5 | 1,730 | {
"principal": 181,
"interest": 1027,
"taxes": 234,
"insurance": 200,
"mip": 88
} | {
"buyVsRent": 530,
"yearlyAppreciation": 5544,
"equityBuiltYear1": 2174,
"breakevenYears": 10
} | RENT | Buying costs $530/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Jackson, MS - $198K home vs $1500/mo rent | Jackson | MS | Hinds County | 198,000 | 1,500 | 6,930 | 3.5 | FHA | 6.5 | 1,730 | {
"principal": 181,
"interest": 1027,
"taxes": 234,
"insurance": 200,
"mip": 88
} | {
"buyVsRent": 230,
"yearlyAppreciation": 5544,
"equityBuiltYear1": 2174,
"breakevenYears": 3
} | CONSIDER | Buying costs $230/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Jackson, MS - $198K home vs $1800/mo rent | Jackson | MS | Hinds County | 198,000 | 1,800 | 6,930 | 3.5 | FHA | 6.5 | 1,730 | {
"principal": 181,
"interest": 1027,
"taxes": 234,
"insurance": 200,
"mip": 88
} | {
"buyVsRent": -70,
"yearlyAppreciation": 5544,
"equityBuiltYear1": 2174,
"breakevenYears": 2
} | BUY | Buying is cheaper than renting by $70/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Jackson, MS - $198K home vs $2100/mo rent | Jackson | MS | Hinds County | 198,000 | 2,100 | 6,930 | 3.5 | FHA | 6.5 | 1,730 | {
"principal": 181,
"interest": 1027,
"taxes": 234,
"insurance": 200,
"mip": 88
} | {
"buyVsRent": -370,
"yearlyAppreciation": 5544,
"equityBuiltYear1": 2174,
"breakevenYears": 2
} | BUY | Buying is cheaper than renting by $370/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Atlanta, GA - $340K home vs $1200/mo rent | Atlanta | GA | Fulton County | 340,000 | 1,200 | 11,900 | 3.5 | FHA | 6.5 | 2,742 | {
"principal": 311,
"interest": 1763,
"taxes": 334,
"insurance": 183,
"mip": 150
} | {
"buyVsRent": 1542,
"yearlyAppreciation": 12920,
"equityBuiltYear1": 3733,
"breakevenYears": 99
} | RENT | Buying costs $1542/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Atlanta, GA - $340K home vs $1500/mo rent | Atlanta | GA | Fulton County | 340,000 | 1,500 | 11,900 | 3.5 | FHA | 6.5 | 2,742 | {
"principal": 311,
"interest": 1763,
"taxes": 334,
"insurance": 183,
"mip": 150
} | {
"buyVsRent": 1242,
"yearlyAppreciation": 12920,
"equityBuiltYear1": 3733,
"breakevenYears": 13
} | RENT | Buying costs $1242/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Atlanta, GA - $340K home vs $1800/mo rent | Atlanta | GA | Fulton County | 340,000 | 1,800 | 11,900 | 3.5 | FHA | 6.5 | 2,742 | {
"principal": 311,
"interest": 1763,
"taxes": 334,
"insurance": 183,
"mip": 150
} | {
"buyVsRent": 942,
"yearlyAppreciation": 12920,
"equityBuiltYear1": 3733,
"breakevenYears": 5
} | RENT | Buying costs $942/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Atlanta, GA - $340K home vs $2100/mo rent | Atlanta | GA | Fulton County | 340,000 | 2,100 | 11,900 | 3.5 | FHA | 6.5 | 2,742 | {
"principal": 311,
"interest": 1763,
"taxes": 334,
"insurance": 183,
"mip": 150
} | {
"buyVsRent": 642,
"yearlyAppreciation": 12920,
"equityBuiltYear1": 3733,
"breakevenYears": 3
} | RENT | Buying costs $642/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Atlanta, GA - $425K home vs $1200/mo rent | Atlanta | GA | Fulton County | 425,000 | 1,200 | 14,875 | 3.5 | FHA | 6.5 | 3,381 | {
"principal": 389,
"interest": 2203,
"taxes": 418,
"insurance": 183,
"mip": 188
} | {
"buyVsRent": 2181,
"yearlyAppreciation": 16150,
"equityBuiltYear1": 4666,
"breakevenYears": 99
} | RENT | Buying costs $2181/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Atlanta, GA - $425K home vs $1500/mo rent | Atlanta | GA | Fulton County | 425,000 | 1,500 | 14,875 | 3.5 | FHA | 6.5 | 3,381 | {
"principal": 389,
"interest": 2203,
"taxes": 418,
"insurance": 183,
"mip": 188
} | {
"buyVsRent": 1881,
"yearlyAppreciation": 16150,
"equityBuiltYear1": 4666,
"breakevenYears": 99
} | RENT | Buying costs $1881/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Atlanta, GA - $425K home vs $1800/mo rent | Atlanta | GA | Fulton County | 425,000 | 1,800 | 14,875 | 3.5 | FHA | 6.5 | 3,381 | {
"principal": 389,
"interest": 2203,
"taxes": 418,
"insurance": 183,
"mip": 188
} | {
"buyVsRent": 1581,
"yearlyAppreciation": 16150,
"equityBuiltYear1": 4666,
"breakevenYears": 16
} | RENT | Buying costs $1581/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Atlanta, GA - $425K home vs $2100/mo rent | Atlanta | GA | Fulton County | 425,000 | 2,100 | 14,875 | 3.5 | FHA | 6.5 | 3,381 | {
"principal": 389,
"interest": 2203,
"taxes": 418,
"insurance": 183,
"mip": 188
} | {
"buyVsRent": 1281,
"yearlyAppreciation": 16150,
"equityBuiltYear1": 4666,
"breakevenYears": 6
} | RENT | Buying costs $1281/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Atlanta, GA - $510K home vs $1200/mo rent | Atlanta | GA | Fulton County | 510,000 | 1,200 | 17,850 | 3.5 | FHA | 6.5 | 4,021 | {
"principal": 467,
"interest": 2644,
"taxes": 502,
"insurance": 183,
"mip": 226
} | {
"buyVsRent": 2821,
"yearlyAppreciation": 19380,
"equityBuiltYear1": 5599,
"breakevenYears": 99
} | RENT | Buying costs $2821/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Atlanta, GA - $510K home vs $1500/mo rent | Atlanta | GA | Fulton County | 510,000 | 1,500 | 17,850 | 3.5 | FHA | 6.5 | 4,021 | {
"principal": 467,
"interest": 2644,
"taxes": 502,
"insurance": 183,
"mip": 226
} | {
"buyVsRent": 2521,
"yearlyAppreciation": 19380,
"equityBuiltYear1": 5599,
"breakevenYears": 99
} | RENT | Buying costs $2521/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Atlanta, GA - $510K home vs $1800/mo rent | Atlanta | GA | Fulton County | 510,000 | 1,800 | 17,850 | 3.5 | FHA | 6.5 | 4,021 | {
"principal": 467,
"interest": 2644,
"taxes": 502,
"insurance": 183,
"mip": 226
} | {
"buyVsRent": 2221,
"yearlyAppreciation": 19380,
"equityBuiltYear1": 5599,
"breakevenYears": 99
} | RENT | Buying costs $2221/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Atlanta, GA - $510K home vs $2100/mo rent | Atlanta | GA | Fulton County | 510,000 | 2,100 | 17,850 | 3.5 | FHA | 6.5 | 4,021 | {
"principal": 467,
"interest": 2644,
"taxes": 502,
"insurance": 183,
"mip": 226
} | {
"buyVsRent": 1921,
"yearlyAppreciation": 19380,
"equityBuiltYear1": 5599,
"breakevenYears": 18
} | RENT | Buying costs $1921/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Birmingham, AL - $180K home vs $1200/mo rent | Birmingham | AL | Jefferson County | 180,000 | 1,200 | 6,300 | 3.5 | FHA | 6.5 | 1,411 | {
"principal": 165,
"interest": 933,
"taxes": 75,
"insurance": 158,
"mip": 80
} | {
"buyVsRent": 211,
"yearlyAppreciation": 8100,
"equityBuiltYear1": 1976,
"breakevenYears": 2
} | CONSIDER | Buying costs $211/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Birmingham, AL - $180K home vs $1500/mo rent | Birmingham | AL | Jefferson County | 180,000 | 1,500 | 6,300 | 3.5 | FHA | 6.5 | 1,411 | {
"principal": 165,
"interest": 933,
"taxes": 75,
"insurance": 158,
"mip": 80
} | {
"buyVsRent": -89,
"yearlyAppreciation": 8100,
"equityBuiltYear1": 1976,
"breakevenYears": 2
} | BUY | Buying is cheaper than renting by $89/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Birmingham, AL - $180K home vs $1800/mo rent | Birmingham | AL | Jefferson County | 180,000 | 1,800 | 6,300 | 3.5 | FHA | 6.5 | 1,411 | {
"principal": 165,
"interest": 933,
"taxes": 75,
"insurance": 158,
"mip": 80
} | {
"buyVsRent": -389,
"yearlyAppreciation": 8100,
"equityBuiltYear1": 1976,
"breakevenYears": 1
} | BUY | Buying is cheaper than renting by $389/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Birmingham, AL - $180K home vs $2100/mo rent | Birmingham | AL | Jefferson County | 180,000 | 2,100 | 6,300 | 3.5 | FHA | 6.5 | 1,411 | {
"principal": 165,
"interest": 933,
"taxes": 75,
"insurance": 158,
"mip": 80
} | {
"buyVsRent": -689,
"yearlyAppreciation": 8100,
"equityBuiltYear1": 1976,
"breakevenYears": 1
} | BUY | Buying is cheaper than renting by $689/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Birmingham, AL - $225K home vs $1200/mo rent | Birmingham | AL | Jefferson County | 225,000 | 1,200 | 7,875 | 3.5 | FHA | 6.5 | 1,724 | {
"principal": 206,
"interest": 1167,
"taxes": 94,
"insurance": 158,
"mip": 100
} | {
"buyVsRent": 524,
"yearlyAppreciation": 10125,
"equityBuiltYear1": 2470,
"breakevenYears": 3
} | RENT | Buying costs $524/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Birmingham, AL - $225K home vs $1500/mo rent | Birmingham | AL | Jefferson County | 225,000 | 1,500 | 7,875 | 3.5 | FHA | 6.5 | 1,724 | {
"principal": 206,
"interest": 1167,
"taxes": 94,
"insurance": 158,
"mip": 100
} | {
"buyVsRent": 224,
"yearlyAppreciation": 10125,
"equityBuiltYear1": 2470,
"breakevenYears": 2
} | CONSIDER | Buying costs $224/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Birmingham, AL - $225K home vs $1800/mo rent | Birmingham | AL | Jefferson County | 225,000 | 1,800 | 7,875 | 3.5 | FHA | 6.5 | 1,724 | {
"principal": 206,
"interest": 1167,
"taxes": 94,
"insurance": 158,
"mip": 100
} | {
"buyVsRent": -76,
"yearlyAppreciation": 10125,
"equityBuiltYear1": 2470,
"breakevenYears": 2
} | BUY | Buying is cheaper than renting by $76/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Birmingham, AL - $225K home vs $2100/mo rent | Birmingham | AL | Jefferson County | 225,000 | 2,100 | 7,875 | 3.5 | FHA | 6.5 | 1,724 | {
"principal": 206,
"interest": 1167,
"taxes": 94,
"insurance": 158,
"mip": 100
} | {
"buyVsRent": -376,
"yearlyAppreciation": 10125,
"equityBuiltYear1": 2470,
"breakevenYears": 1
} | BUY | Buying is cheaper than renting by $376/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Birmingham, AL - $270K home vs $1200/mo rent | Birmingham | AL | Jefferson County | 270,000 | 1,200 | 9,450 | 3.5 | FHA | 6.5 | 2,037 | {
"principal": 247,
"interest": 1400,
"taxes": 113,
"insurance": 158,
"mip": 119
} | {
"buyVsRent": 837,
"yearlyAppreciation": 12150,
"equityBuiltYear1": 2964,
"breakevenYears": 4
} | RENT | Buying costs $837/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Birmingham, AL - $270K home vs $1500/mo rent | Birmingham | AL | Jefferson County | 270,000 | 1,500 | 9,450 | 3.5 | FHA | 6.5 | 2,037 | {
"principal": 247,
"interest": 1400,
"taxes": 113,
"insurance": 158,
"mip": 119
} | {
"buyVsRent": 537,
"yearlyAppreciation": 12150,
"equityBuiltYear1": 2964,
"breakevenYears": 3
} | RENT | Buying costs $537/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Birmingham, AL - $270K home vs $1800/mo rent | Birmingham | AL | Jefferson County | 270,000 | 1,800 | 9,450 | 3.5 | FHA | 6.5 | 2,037 | {
"principal": 247,
"interest": 1400,
"taxes": 113,
"insurance": 158,
"mip": 119
} | {
"buyVsRent": 237,
"yearlyAppreciation": 12150,
"equityBuiltYear1": 2964,
"breakevenYears": 2
} | CONSIDER | Buying costs $237/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Birmingham, AL - $270K home vs $2100/mo rent | Birmingham | AL | Jefferson County | 270,000 | 2,100 | 9,450 | 3.5 | FHA | 6.5 | 2,037 | {
"principal": 247,
"interest": 1400,
"taxes": 113,
"insurance": 158,
"mip": 119
} | {
"buyVsRent": -63,
"yearlyAppreciation": 12150,
"equityBuiltYear1": 2964,
"breakevenYears": 2
} | BUY | Buying is cheaper than renting by $63/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Louisville, KY - $220K home vs $1200/mo rent | Louisville | KY | Jefferson County | 220,000 | 1,200 | 7,700 | 3.5 | FHA | 6.5 | 1,779 | {
"principal": 201,
"interest": 1141,
"taxes": 198,
"insurance": 142,
"mip": 97
} | {
"buyVsRent": 579,
"yearlyAppreciation": 8580,
"equityBuiltYear1": 2415,
"breakevenYears": 4
} | RENT | Buying costs $579/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Louisville, KY - $220K home vs $1500/mo rent | Louisville | KY | Jefferson County | 220,000 | 1,500 | 7,700 | 3.5 | FHA | 6.5 | 1,779 | {
"principal": 201,
"interest": 1141,
"taxes": 198,
"insurance": 142,
"mip": 97
} | {
"buyVsRent": 279,
"yearlyAppreciation": 8580,
"equityBuiltYear1": 2415,
"breakevenYears": 2
} | CONSIDER | Buying costs $279/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Louisville, KY - $220K home vs $1800/mo rent | Louisville | KY | Jefferson County | 220,000 | 1,800 | 7,700 | 3.5 | FHA | 6.5 | 1,779 | {
"principal": 201,
"interest": 1141,
"taxes": 198,
"insurance": 142,
"mip": 97
} | {
"buyVsRent": -21,
"yearlyAppreciation": 8580,
"equityBuiltYear1": 2415,
"breakevenYears": 2
} | BUY | Buying is cheaper than renting by $21/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Louisville, KY - $220K home vs $2100/mo rent | Louisville | KY | Jefferson County | 220,000 | 2,100 | 7,700 | 3.5 | FHA | 6.5 | 1,779 | {
"principal": 201,
"interest": 1141,
"taxes": 198,
"insurance": 142,
"mip": 97
} | {
"buyVsRent": -321,
"yearlyAppreciation": 8580,
"equityBuiltYear1": 2415,
"breakevenYears": 1
} | BUY | Buying is cheaper than renting by $321/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Louisville, KY - $275K home vs $1200/mo rent | Louisville | KY | Jefferson County | 275,000 | 1,200 | 9,625 | 3.5 | FHA | 6.5 | 2,188 | {
"principal": 252,
"interest": 1426,
"taxes": 248,
"insurance": 142,
"mip": 122
} | {
"buyVsRent": 988,
"yearlyAppreciation": 10725,
"equityBuiltYear1": 3019,
"breakevenYears": 10
} | RENT | Buying costs $988/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Louisville, KY - $275K home vs $1500/mo rent | Louisville | KY | Jefferson County | 275,000 | 1,500 | 9,625 | 3.5 | FHA | 6.5 | 2,188 | {
"principal": 252,
"interest": 1426,
"taxes": 248,
"insurance": 142,
"mip": 122
} | {
"buyVsRent": 688,
"yearlyAppreciation": 10725,
"equityBuiltYear1": 3019,
"breakevenYears": 4
} | RENT | Buying costs $688/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Louisville, KY - $275K home vs $1800/mo rent | Louisville | KY | Jefferson County | 275,000 | 1,800 | 9,625 | 3.5 | FHA | 6.5 | 2,188 | {
"principal": 252,
"interest": 1426,
"taxes": 248,
"insurance": 142,
"mip": 122
} | {
"buyVsRent": 388,
"yearlyAppreciation": 10725,
"equityBuiltYear1": 3019,
"breakevenYears": 2
} | CONSIDER | Buying costs $388/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Louisville, KY - $275K home vs $2100/mo rent | Louisville | KY | Jefferson County | 275,000 | 2,100 | 9,625 | 3.5 | FHA | 6.5 | 2,188 | {
"principal": 252,
"interest": 1426,
"taxes": 248,
"insurance": 142,
"mip": 122
} | {
"buyVsRent": 88,
"yearlyAppreciation": 10725,
"equityBuiltYear1": 3019,
"breakevenYears": 2
} | BUY | Buying costs $88/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Louisville, KY - $330K home vs $1200/mo rent | Louisville | KY | Jefferson County | 330,000 | 1,200 | 11,550 | 3.5 | FHA | 6.5 | 2,597 | {
"principal": 302,
"interest": 1711,
"taxes": 297,
"insurance": 142,
"mip": 146
} | {
"buyVsRent": 1397,
"yearlyAppreciation": 12870,
"equityBuiltYear1": 3623,
"breakevenYears": 99
} | RENT | Buying costs $1397/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Louisville, KY - $330K home vs $1500/mo rent | Louisville | KY | Jefferson County | 330,000 | 1,500 | 11,550 | 3.5 | FHA | 6.5 | 2,597 | {
"principal": 302,
"interest": 1711,
"taxes": 297,
"insurance": 142,
"mip": 146
} | {
"buyVsRent": 1097,
"yearlyAppreciation": 12870,
"equityBuiltYear1": 3623,
"breakevenYears": 7
} | RENT | Buying costs $1097/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Louisville, KY - $330K home vs $1800/mo rent | Louisville | KY | Jefferson County | 330,000 | 1,800 | 11,550 | 3.5 | FHA | 6.5 | 2,597 | {
"principal": 302,
"interest": 1711,
"taxes": 297,
"insurance": 142,
"mip": 146
} | {
"buyVsRent": 797,
"yearlyAppreciation": 12870,
"equityBuiltYear1": 3623,
"breakevenYears": 4
} | RENT | Buying costs $797/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Louisville, KY - $330K home vs $2100/mo rent | Louisville | KY | Jefferson County | 330,000 | 2,100 | 11,550 | 3.5 | FHA | 6.5 | 2,597 | {
"principal": 302,
"interest": 1711,
"taxes": 297,
"insurance": 142,
"mip": 146
} | {
"buyVsRent": 497,
"yearlyAppreciation": 12870,
"equityBuiltYear1": 3623,
"breakevenYears": 3
} | CONSIDER | Buying costs $497/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Charlotte, NC - $332K home vs $1200/mo rent | Charlotte | NC | Mecklenburg County | 332,000 | 1,200 | 11,620 | 3.5 | FHA | 6.5 | 2,593 | {
"principal": 304,
"interest": 1721,
"taxes": 271,
"insurance": 150,
"mip": 147
} | {
"buyVsRent": 1393,
"yearlyAppreciation": 15936,
"equityBuiltYear1": 3645,
"breakevenYears": 8
} | RENT | Buying costs $1393/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Charlotte, NC - $332K home vs $1500/mo rent | Charlotte | NC | Mecklenburg County | 332,000 | 1,500 | 11,620 | 3.5 | FHA | 6.5 | 2,593 | {
"principal": 304,
"interest": 1721,
"taxes": 271,
"insurance": 150,
"mip": 147
} | {
"buyVsRent": 1093,
"yearlyAppreciation": 15936,
"equityBuiltYear1": 3645,
"breakevenYears": 4
} | RENT | Buying costs $1093/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Charlotte, NC - $332K home vs $1800/mo rent | Charlotte | NC | Mecklenburg County | 332,000 | 1,800 | 11,620 | 3.5 | FHA | 6.5 | 2,593 | {
"principal": 304,
"interest": 1721,
"taxes": 271,
"insurance": 150,
"mip": 147
} | {
"buyVsRent": 793,
"yearlyAppreciation": 15936,
"equityBuiltYear1": 3645,
"breakevenYears": 3
} | RENT | Buying costs $793/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Charlotte, NC - $332K home vs $2100/mo rent | Charlotte | NC | Mecklenburg County | 332,000 | 2,100 | 11,620 | 3.5 | FHA | 6.5 | 2,593 | {
"principal": 304,
"interest": 1721,
"taxes": 271,
"insurance": 150,
"mip": 147
} | {
"buyVsRent": 493,
"yearlyAppreciation": 15936,
"equityBuiltYear1": 3645,
"breakevenYears": 2
} | CONSIDER | Buying costs $493/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Charlotte, NC - $415K home vs $1200/mo rent | Charlotte | NC | Mecklenburg County | 415,000 | 1,200 | 14,525 | 3.5 | FHA | 6.5 | 3,204 | {
"principal": 380,
"interest": 2152,
"taxes": 339,
"insurance": 150,
"mip": 184
} | {
"buyVsRent": 2004,
"yearlyAppreciation": 19920,
"equityBuiltYear1": 4556,
"breakevenYears": 63
} | RENT | Buying costs $2004/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Charlotte, NC - $415K home vs $1500/mo rent | Charlotte | NC | Mecklenburg County | 415,000 | 1,500 | 14,525 | 3.5 | FHA | 6.5 | 3,204 | {
"principal": 380,
"interest": 2152,
"taxes": 339,
"insurance": 150,
"mip": 184
} | {
"buyVsRent": 1704,
"yearlyAppreciation": 19920,
"equityBuiltYear1": 4556,
"breakevenYears": 7
} | RENT | Buying costs $1704/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Charlotte, NC - $415K home vs $1800/mo rent | Charlotte | NC | Mecklenburg County | 415,000 | 1,800 | 14,525 | 3.5 | FHA | 6.5 | 3,204 | {
"principal": 380,
"interest": 2152,
"taxes": 339,
"insurance": 150,
"mip": 184
} | {
"buyVsRent": 1404,
"yearlyAppreciation": 19920,
"equityBuiltYear1": 4556,
"breakevenYears": 4
} | RENT | Buying costs $1404/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Charlotte, NC - $415K home vs $2100/mo rent | Charlotte | NC | Mecklenburg County | 415,000 | 2,100 | 14,525 | 3.5 | FHA | 6.5 | 3,204 | {
"principal": 380,
"interest": 2152,
"taxes": 339,
"insurance": 150,
"mip": 184
} | {
"buyVsRent": 1104,
"yearlyAppreciation": 19920,
"equityBuiltYear1": 4556,
"breakevenYears": 3
} | RENT | Buying costs $1104/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Charlotte, NC - $498K home vs $1200/mo rent | Charlotte | NC | Mecklenburg County | 498,000 | 1,200 | 17,430 | 3.5 | FHA | 6.5 | 3,814 | {
"principal": 456,
"interest": 2582,
"taxes": 407,
"insurance": 150,
"mip": 220
} | {
"buyVsRent": 2614,
"yearlyAppreciation": 23904,
"equityBuiltYear1": 5468,
"breakevenYears": 99
} | RENT | Buying costs $2614/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Charlotte, NC - $498K home vs $1500/mo rent | Charlotte | NC | Mecklenburg County | 498,000 | 1,500 | 17,430 | 3.5 | FHA | 6.5 | 3,814 | {
"principal": 456,
"interest": 2582,
"taxes": 407,
"insurance": 150,
"mip": 220
} | {
"buyVsRent": 2314,
"yearlyAppreciation": 23904,
"equityBuiltYear1": 5468,
"breakevenYears": 21
} | RENT | Buying costs $2314/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Charlotte, NC - $498K home vs $1800/mo rent | Charlotte | NC | Mecklenburg County | 498,000 | 1,800 | 17,430 | 3.5 | FHA | 6.5 | 3,814 | {
"principal": 456,
"interest": 2582,
"taxes": 407,
"insurance": 150,
"mip": 220
} | {
"buyVsRent": 2014,
"yearlyAppreciation": 23904,
"equityBuiltYear1": 5468,
"breakevenYears": 7
} | RENT | Buying costs $2014/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Charlotte, NC - $498K home vs $2100/mo rent | Charlotte | NC | Mecklenburg County | 498,000 | 2,100 | 17,430 | 3.5 | FHA | 6.5 | 3,814 | {
"principal": 456,
"interest": 2582,
"taxes": 407,
"insurance": 150,
"mip": 220
} | {
"buyVsRent": 1714,
"yearlyAppreciation": 23904,
"equityBuiltYear1": 5468,
"breakevenYears": 4
} | RENT | Buying costs $1714/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Tampa, FL - $316K home vs $1200/mo rent | Tampa | FL | Hillsborough County | 316,000 | 1,200 | 11,060 | 3.5 | FHA | 6.5 | 2,675 | {
"principal": 289,
"interest": 1638,
"taxes": 258,
"insurance": 350,
"mip": 140
} | {
"buyVsRent": 1475,
"yearlyAppreciation": 7900,
"equityBuiltYear1": 3469,
"breakevenYears": 99
} | RENT | Buying costs $1475/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Tampa, FL - $316K home vs $1500/mo rent | Tampa | FL | Hillsborough County | 316,000 | 1,500 | 11,060 | 3.5 | FHA | 6.5 | 2,675 | {
"principal": 289,
"interest": 1638,
"taxes": 258,
"insurance": 350,
"mip": 140
} | {
"buyVsRent": 1175,
"yearlyAppreciation": 7900,
"equityBuiltYear1": 3469,
"breakevenYears": 99
} | RENT | Buying costs $1175/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Tampa, FL - $316K home vs $1800/mo rent | Tampa | FL | Hillsborough County | 316,000 | 1,800 | 11,060 | 3.5 | FHA | 6.5 | 2,675 | {
"principal": 289,
"interest": 1638,
"taxes": 258,
"insurance": 350,
"mip": 140
} | {
"buyVsRent": 875,
"yearlyAppreciation": 7900,
"equityBuiltYear1": 3469,
"breakevenYears": 24
} | RENT | Buying costs $875/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Tampa, FL - $316K home vs $2100/mo rent | Tampa | FL | Hillsborough County | 316,000 | 2,100 | 11,060 | 3.5 | FHA | 6.5 | 2,675 | {
"principal": 289,
"interest": 1638,
"taxes": 258,
"insurance": 350,
"mip": 140
} | {
"buyVsRent": 575,
"yearlyAppreciation": 7900,
"equityBuiltYear1": 3469,
"breakevenYears": 5
} | RENT | Buying costs $575/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Tampa, FL - $395K home vs $1200/mo rent | Tampa | FL | Hillsborough County | 395,000 | 1,200 | 13,825 | 3.5 | FHA | 6.5 | 3,257 | {
"principal": 361,
"interest": 2048,
"taxes": 323,
"insurance": 350,
"mip": 175
} | {
"buyVsRent": 2057,
"yearlyAppreciation": 9875,
"equityBuiltYear1": 4337,
"breakevenYears": 99
} | RENT | Buying costs $2057/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Tampa, FL - $395K home vs $1500/mo rent | Tampa | FL | Hillsborough County | 395,000 | 1,500 | 13,825 | 3.5 | FHA | 6.5 | 3,257 | {
"principal": 361,
"interest": 2048,
"taxes": 323,
"insurance": 350,
"mip": 175
} | {
"buyVsRent": 1757,
"yearlyAppreciation": 9875,
"equityBuiltYear1": 4337,
"breakevenYears": 99
} | RENT | Buying costs $1757/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Tampa, FL - $395K home vs $1800/mo rent | Tampa | FL | Hillsborough County | 395,000 | 1,800 | 13,825 | 3.5 | FHA | 6.5 | 3,257 | {
"principal": 361,
"interest": 2048,
"taxes": 323,
"insurance": 350,
"mip": 175
} | {
"buyVsRent": 1457,
"yearlyAppreciation": 9875,
"equityBuiltYear1": 4337,
"breakevenYears": 99
} | RENT | Buying costs $1457/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Tampa, FL - $395K home vs $2100/mo rent | Tampa | FL | Hillsborough County | 395,000 | 2,100 | 13,825 | 3.5 | FHA | 6.5 | 3,257 | {
"principal": 361,
"interest": 2048,
"taxes": 323,
"insurance": 350,
"mip": 175
} | {
"buyVsRent": 1157,
"yearlyAppreciation": 9875,
"equityBuiltYear1": 4337,
"breakevenYears": 78
} | RENT | Buying costs $1157/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Tampa, FL - $474K home vs $1200/mo rent | Tampa | FL | Hillsborough County | 474,000 | 1,200 | 16,590 | 3.5 | FHA | 6.5 | 3,838 | {
"principal": 434,
"interest": 2457,
"taxes": 387,
"insurance": 350,
"mip": 210
} | {
"buyVsRent": 2638,
"yearlyAppreciation": 11850,
"equityBuiltYear1": 5204,
"breakevenYears": 99
} | RENT | Buying costs $2638/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Tampa, FL - $474K home vs $1500/mo rent | Tampa | FL | Hillsborough County | 474,000 | 1,500 | 16,590 | 3.5 | FHA | 6.5 | 3,838 | {
"principal": 434,
"interest": 2457,
"taxes": 387,
"insurance": 350,
"mip": 210
} | {
"buyVsRent": 2338,
"yearlyAppreciation": 11850,
"equityBuiltYear1": 5204,
"breakevenYears": 99
} | RENT | Buying costs $2338/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Tampa, FL - $474K home vs $1800/mo rent | Tampa | FL | Hillsborough County | 474,000 | 1,800 | 16,590 | 3.5 | FHA | 6.5 | 3,838 | {
"principal": 434,
"interest": 2457,
"taxes": 387,
"insurance": 350,
"mip": 210
} | {
"buyVsRent": 2038,
"yearlyAppreciation": 11850,
"equityBuiltYear1": 5204,
"breakevenYears": 99
} | RENT | Buying costs $2038/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Tampa, FL - $474K home vs $2100/mo rent | Tampa | FL | Hillsborough County | 474,000 | 2,100 | 16,590 | 3.5 | FHA | 6.5 | 3,838 | {
"principal": 434,
"interest": 2457,
"taxes": 387,
"insurance": 350,
"mip": 210
} | {
"buyVsRent": 1738,
"yearlyAppreciation": 11850,
"equityBuiltYear1": 5204,
"breakevenYears": 99
} | RENT | Buying costs $1738/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
New Orleans, LA - $228K home vs $1200/mo rent | New Orleans | LA | Orleans Parish | 228,000 | 1,200 | 7,980 | 3.5 | FHA | 6.5 | 1,913 | {
"principal": 209,
"interest": 1182,
"taxes": 105,
"insurance": 317,
"mip": 101
} | {
"buyVsRent": 713,
"yearlyAppreciation": 5016,
"equityBuiltYear1": 2503,
"breakevenYears": 99
} | RENT | Buying costs $713/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
New Orleans, LA - $228K home vs $1500/mo rent | New Orleans | LA | Orleans Parish | 228,000 | 1,500 | 7,980 | 3.5 | FHA | 6.5 | 1,913 | {
"principal": 209,
"interest": 1182,
"taxes": 105,
"insurance": 317,
"mip": 101
} | {
"buyVsRent": 413,
"yearlyAppreciation": 5016,
"equityBuiltYear1": 2503,
"breakevenYears": 6
} | RENT | Buying costs $413/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
New Orleans, LA - $228K home vs $1800/mo rent | New Orleans | LA | Orleans Parish | 228,000 | 1,800 | 7,980 | 3.5 | FHA | 6.5 | 1,913 | {
"principal": 209,
"interest": 1182,
"taxes": 105,
"insurance": 317,
"mip": 101
} | {
"buyVsRent": 113,
"yearlyAppreciation": 5016,
"equityBuiltYear1": 2503,
"breakevenYears": 3
} | BUY | Buying costs $113/month more than rent, but you build equity and benefit from appreciation. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
New Orleans, LA - $228K home vs $2100/mo rent | New Orleans | LA | Orleans Parish | 228,000 | 2,100 | 7,980 | 3.5 | FHA | 6.5 | 1,913 | {
"principal": 209,
"interest": 1182,
"taxes": 105,
"insurance": 317,
"mip": 101
} | {
"buyVsRent": -187,
"yearlyAppreciation": 5016,
"equityBuiltYear1": 2503,
"breakevenYears": 2
} | BUY | Buying is cheaper than renting by $187/month while building equity. | Good News Lending Rent vs Buy Calculator | 2026-01-15T00:00:00 |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.