---
pretty_name: Lithuania Housing-Loan Interest Rates
language:
- en
- lt
license: other
license_name: bank-of-lithuania-information-use-terms
license_link: https://www.lb.lt/lt/informacijos-naudojimo-salygos
task_categories:
- time-series-forecasting
tags:
- real-estate
- housing
- mortgage
- interest-rates
- lithuania
- bank-of-lithuania
size_categories:
- n<1K
---

# Lithuania housing-loan interest rates

Verified monthly Bank of Lithuania average interest rates on new
euro-denominated housing-loan agreements for households. The dataset contains
137 uninterrupted observations from 2015-01 through 2026-05. The latest value
is 3.96% per annum.

The permanent Bank of Lithuania series code is
`PNS.M.A2V.A.C.A.U2.250.200.N.LT.PC___.E.SR`. The official workbook defines the
measure as an annualised agreed rate / narrowly defined effective rate and a
period average.

This is not an individual bank quote, annual percentage rate of charge (APR),
or financial recommendation.

## Lietuviškai

Patikrinta oficiali Lietuvos banko naujų paskolų būstui įsigyti vidutinių
palūkanų normų mėnesinė eilutė. Rinkinys apima 137 nenutrūkstamus mėnesius nuo
2015-01 iki 2026-05. Naujausia reikšmė – 3,96 % per metus.

Tai laikotarpio vidurkis, o ne individualus banko pasiūlymas, BKKMN ar finansinė
rekomendacija.

## Provenance and citation

- Primary source (EN): https://www.lb.lt/en/lending-rates-1
- Primary source (LT): https://www.lb.lt/lt/paskolu-palukanu-normos
- Information-use terms: https://www.lb.lt/lt/informacijos-naudojimo-salygos
- Stable release: https://github.com/matas-star/lt-housing-loan-rates/releases/tag/v2026.05
- Software Heritage: swh:1:snp:eb76557f93a32b98647998f707260d54ac5de7e1
- English landing page: https://bustoduomenys.lt/en/mortgage-rates/
- Lithuanian landing page: https://bustoduomenys.lt/busto-paskolu-palukanos/
- JSON API: https://bustoduomenys.lt/api/v1/mortgage-rates.json

Suggested citation:

> Revinskas, M. (2026). *Lithuania housing-loan interest rates: normalized monthly series*, v2026.05. Primary source: Bank of Lithuania.

The normalization does not relabel the Bank of Lithuania information-use terms
as a standard SPDX licence and does not imply official endorsement.