---
language:
- en
license: cc-by-4.0
pretty_name: Area Median Income by County 2025
size_categories:
- 1K<n<10K
tags:
- ami
- median-income
- hud
- housing
- homeready
- home-possible
- census-data
task_categories:
- tabular-classification
- question-answering
---

# Area Median Income (AMI) by County 2025 - National

HUD-published Area Median Income data for **3,226 counties** across all 50 states and territories. Critical for HomeReady, Home Possible, and other income-limited programs.

### Data Fields
| Field | Type | Description |
|-------|------|-------------|
| fipsCode | string | 5-digit FIPS code |
| countyName | string | County name |
| state | string | 2-letter state code |
| isHighCost | boolean | High-cost area designation |
| ami2025 | number | 2025 Area Median Income |
| incomeThresholds.veryLow50pct | number | 50% AMI (very low income) |
| incomeThresholds.low80pct | number | 80% AMI (low income) |
| incomeThresholds.hpBorrowerEligibility | number | HomeReady/Home Possible limit |
| ami2024 | number | Prior year AMI for comparison |
| amiChangeYoY | number | Year-over-year AMI change |
| totalCensusTracts | number | Census tracts in county |

### Use Cases
- HomeReady income eligibility (Fannie Mae)
- Home Possible income eligibility (Freddie Mac)
- USDA income limit calculations (115% AMI)
- Community Reinvestment Act analysis

### Source
HUD FY2025 Area Median Income, U.S. Census Bureau ACS.

### About Good News Lending
Digital-first mortgage lender. [goodnewslending.com](https://goodnewslending.com)