Datasets:

electricsheepafrica
/

africa-synth-financial-inclusion-bank-account-ownership-africa-niger

country string	year int64	urban_rural string	gender string	age int64	age_group string	income_quintile string	education string	employment_status string	branch_access_km float64	atm_access_km float64	account_ownership int64	account_type string	bank_name string	usage_frequency_monthly int64	months_inactive int64	account_balance_usd float64	primary_barrier string	has_overdraft int64	has_debit_card int64	has_online_banking int64	scenario string
Uganda	2,020	rural	female	70	55+	middle	none	self_employed	3.5	3.4	0	none	none	0	0	0	other	0	0	0	low_burden
Mali	2,024	urban	female	47	45-54	fourth	secondary	employed_informal	4.7	0.6	1	current	Ecobank	0	8	0	none	0	0	0	low_burden
Rwanda	2,018	rural	male	53	45-54	fourth	tertiary	employed_informal	23.3	7.5	1	fixed_deposit	Equity Bank	0	24	0	none	0	0	0	low_burden
Malawi	2,021	urban	male	38	35-44	lowest	primary	employed_formal	8.3	4	1	savings	Standard Bank	2	0	371.22	none	0	0	1	low_burden
Malawi	2,024	rural	female	68	55+	lowest	tertiary	self_employed	31.9	13.4	0	none	none	0	0	0	trust	0	0	0	low_burden
DRC	2,025	urban	female	22	18-24	fourth	secondary	self_employed	0.2	0.3	1	savings	Rawbank	3	0	656.25	none	0	1	1	low_burden
Uganda	2,020	rural	female	33	25-34	highest	tertiary	self_employed	1	7.7	1	current	Centenary	3	0	1,189.35	none	0	0	0	low_burden
Niger	2,023	urban	female	74	55+	highest	primary	student	1	0.7	1	savings	BAK	2	0	1,982.5	none	0	0	0	low_burden
Ghana	2,019	urban	female	45	35-44	highest	none	self_employed	5.5	0.6	1	fixed_deposit	GCB	2	0	565.92	none	0	1	0	low_burden
Uganda	2,018	rural	female	27	25-34	middle	none	unemployed	6.2	4.9	0	none	none	0	0	0	religious	0	0	0	low_burden
Zambia	2,020	urban	female	41	35-44	highest	secondary	self_employed	2.7	0.2	1	savings	Zanaco	3	0	1,141.92	none	0	1	0	low_burden
South Africa	2,025	urban	female	32	25-34	second	tertiary	self_employed	0.2	3	1	savings	Standard Bank	2	0	547.1	none	0	0	0	low_burden
Mali	2,023	rural	female	47	45-54	fourth	primary	self_employed	1.8	15	1	savings	BMCD	1	0	1,497.65	none	1	1	0	low_burden
Mali	2,021	urban	male	31	25-34	highest	none	employed_informal	12.3	4.4	0	none	none	0	0	0	trust	0	0	0	low_burden
Niger	2,020	rural	male	40	35-44	fourth	none	employed_informal	14.5	16.9	0	none	none	0	0	0	cost	0	0	0	low_burden
Mali	2,019	rural	male	69	55+	second	secondary	self_employed	0.3	14.9	0	none	none	0	0	0	documentation	0	0	0	low_burden
Zambia	2,020	urban	female	22	18-24	second	tertiary	employed_formal	0.6	1.1	0	none	none	0	0	0	cost	0	0	0	low_burden
Uganda	2,019	rural	female	61	55+	second	primary	employed_informal	33.2	18.7	0	none	none	0	0	0	distance	0	0	0	low_burden
DRC	2,019	urban	male	22	18-24	second	secondary	unemployed	2.8	0	0	none	none	0	0	0	cost	0	0	0	low_burden
Malawi	2,023	rural	female	44	35-44	fourth	secondary	self_employed	5	2.3	1	current	National Bank	4	0	614.09	none	0	0	0	low_burden
Zambia	2,019	urban	male	56	55+	fourth	tertiary	employed_formal	0.9	0.1	1	savings	Zanaco	4	0	2,965.52	none	0	1	1	low_burden
Ethiopia	2,018	urban	male	72	55+	lowest	secondary	employed_formal	1.1	0.6	1	savings	Commercial Bank of Ethiopia	2	0	424.37	none	1	0	0	low_burden
Nigeria	2,022	urban	female	32	25-34	fourth	primary	student	0	0.4	1	current	Access Bank	2	0	445.68	none	0	0	0	low_burden
Mozambique	2,020	rural	male	21	18-24	second	secondary	student	7.9	2.9	1	savings	Moza Banco	4	0	120.78	none	0	1	0	low_burden
Mali	2,021	rural	male	60	55+	middle	secondary	self_employed	29.8	0.9	0	none	none	0	0	0	no_need	0	0	0	low_burden
Rwanda	2,019	rural	female	68	55+	second	tertiary	employed_informal	2.1	22.5	0	none	none	0	0	0	cost	0	0	0	low_burden
Malawi	2,019	rural	male	50	45-54	middle	secondary	employed_informal	5.9	0.2	0	none	none	0	0	0	cost	0	0	0	low_burden
DRC	2,021	rural	female	21	18-24	fourth	none	employed_informal	19.9	4.3	0	none	none	0	0	0	distance	0	0	0	low_burden
Senegal	2,023	rural	female	46	45-54	fourth	secondary	unemployed	20.7	1.1	0	none	none	0	0	0	documentation	0	0	0	low_burden
Malawi	2,021	rural	female	40	35-44	fourth	secondary	self_employed	17.8	9.9	0	none	none	0	0	0	cost	0	0	0	low_burden
Malawi	2,022	rural	female	43	35-44	second	primary	unemployed	93.7	10.8	0	none	none	0	0	0	other	0	0	0	low_burden
Ghana	2,022	urban	male	21	18-24	fourth	tertiary	employed_informal	0.4	1.6	1	savings	Absa	2	0	1,326.45	none	0	1	0	low_burden
Uganda	2,020	rural	female	36	35-44	lowest	primary	unemployed	0.9	0.4	0	none	none	0	0	0	cost	0	0	0	low_burden
Senegal	2,020	rural	male	74	55+	middle	tertiary	employed_informal	1.9	14.3	1	savings	CBAO	0	4	0	none	1	1	0	low_burden
Mozambique	2,021	urban	male	20	18-24	middle	primary	employed_informal	1.3	0.4	0	none	none	0	0	0	religious	0	0	0	low_burden
Kenya	2,018	urban	female	70	55+	fourth	none	self_employed	0.2	2.9	0	none	none	0	0	0	religious	0	0	0	low_burden
DRC	2,023	urban	male	47	45-54	highest	secondary	self_employed	3.9	0.2	1	savings	Equity BCDC	4	0	1,158.12	none	0	0	0	low_burden
DRC	2,022	rural	female	51	45-54	second	secondary	unemployed	0.9	0.5	0	none	none	0	0	0	cost	0	0	0	low_burden
Tanzania	2,020	urban	male	71	55+	fourth	tertiary	self_employed	1.1	1	1	savings	NMB	2	0	494.02	none	1	1	0	low_burden
Rwanda	2,020	rural	female	30	25-34	second	secondary	student	19.5	5.8	0	none	none	0	0	0	cost	0	0	0	low_burden
Nigeria	2,020	rural	male	74	55+	middle	none	employed_informal	11.6	5.6	0	none	none	0	0	0	distance	0	0	0	low_burden
Mali	2,023	rural	male	33	25-34	fourth	tertiary	employed_informal	28.1	5.6	1	savings	BDM	2	0	985.27	none	0	0	0	low_burden
Niger	2,024	urban	female	37	35-44	fourth	secondary	employed_informal	2.9	0.1	0	none	none	0	0	0	no_need	0	0	0	low_burden
Ethiopia	2,018	rural	male	43	35-44	highest	primary	employed_formal	26.5	0.7	1	savings	Awash Bank	1	0	2,951.63	none	0	0	0	low_burden
Uganda	2,021	rural	female	52	45-54	fourth	tertiary	unemployed	8.7	11.9	0	none	none	0	0	0	religious	0	0	0	low_burden
South Africa	2,018	urban	male	36	35-44	second	none	employed_formal	0.2	1.3	1	salary_account	FNB	0	23	0	none	0	1	0	low_burden
Malawi	2,021	urban	female	63	55+	highest	none	employed_informal	5.8	0.7	0	none	none	0	0	0	documentation	0	0	0	low_burden
Mozambique	2,019	urban	female	19	18-24	highest	secondary	employed_informal	1.7	2	1	savings	Millennium BIM	1	0	3,128	none	1	1	0	low_burden
Niger	2,020	urban	female	55	45-54	second	secondary	unemployed	4.9	0.4	0	none	none	0	0	0	cost	0	0	0	low_burden
Mali	2,021	rural	female	55	45-54	lowest	secondary	student	3	15.9	0	none	none	0	0	0	distance	0	0	0	low_burden
Mali	2,020	rural	male	48	45-54	second	tertiary	unemployed	11.1	3.5	0	none	none	0	0	0	distance	0	0	0	low_burden
Nigeria	2,021	rural	female	52	45-54	fourth	primary	employed_informal	7.5	7.8	0	none	none	0	0	0	documentation	0	0	0	low_burden
Ethiopia	2,024	rural	female	60	55+	highest	tertiary	self_employed	15.1	8	1	fixed_deposit	Dashen Bank	1	0	1,734.99	none	1	1	0	low_burden
Zambia	2,024	rural	female	69	55+	fourth	none	employed_informal	39.9	7	0	none	none	0	0	0	trust	0	0	0	low_burden
Zambia	2,018	rural	female	30	25-34	second	none	student	8.1	4.5	0	none	none	0	0	0	other	0	0	0	low_burden
Kenya	2,021	rural	female	45	35-44	lowest	primary	employed_formal	16.4	3.6	0	none	none	0	0	0	no_need	0	0	0	low_burden
Senegal	2,024	urban	female	50	45-54	middle	none	student	1.8	2	0	none	none	0	0	0	trust	0	0	0	low_burden
Nigeria	2,022	rural	male	37	35-44	second	primary	unemployed	3.7	10.1	0	none	none	0	0	0	other	0	0	0	low_burden
Mali	2,019	urban	female	73	55+	lowest	tertiary	unemployed	3.7	1.1	0	none	none	0	0	0	documentation	0	0	0	low_burden
Niger	2,022	rural	female	47	45-54	lowest	secondary	unemployed	35.4	2.7	0	none	none	0	0	0	cost	0	0	0	low_burden
Mozambique	2,019	rural	female	51	45-54	lowest	secondary	employed_informal	104.1	23.8	0	none	none	0	0	0	documentation	0	0	0	low_burden
Mali	2,018	rural	male	29	25-34	lowest	none	employed_informal	31.3	1	0	none	none	0	0	0	trust	0	0	0	low_burden
Ethiopia	2,023	urban	female	41	35-44	fourth	tertiary	employed_informal	3	1.1	1	current	Commercial Bank of Ethiopia	1	0	131.56	none	0	1	0	low_burden
South Africa	2,022	rural	female	53	45-54	second	primary	employed_informal	0.1	2.6	0	none	none	0	0	0	no_need	0	0	0	low_burden
Malawi	2,024	urban	female	42	35-44	second	secondary	unemployed	1.6	0.9	0	none	none	0	0	0	no_need	0	0	0	low_burden
Tanzania	2,020	rural	male	61	55+	middle	secondary	self_employed	2.1	4.5	1	savings	CRDB	2	0	1,072.93	none	0	0	0	low_burden
Mozambique	2,024	urban	male	25	18-24	highest	none	unemployed	9.9	1	0	none	none	0	0	0	distance	0	0	0	low_burden
Ethiopia	2,021	rural	male	26	25-34	fourth	secondary	unemployed	19.3	5	0	none	none	0	0	0	documentation	0	0	0	low_burden
Uganda	2,023	rural	male	37	35-44	middle	tertiary	employed_informal	40.7	12.1	1	savings	Equity Bank	1	0	262.37	none	0	1	0	low_burden
Zambia	2,018	urban	female	36	35-44	fourth	primary	employed_informal	5.1	0.9	1	current	Absa	1	0	1,055.02	none	0	0	0	low_burden
Mali	2,018	urban	male	64	55+	fourth	secondary	employed_informal	1.1	0.2	0	none	none	0	0	0	cost	0	0	0	low_burden
Nigeria	2,024	rural	female	67	55+	fourth	tertiary	employed_formal	8.9	1.6	1	savings	First Bank	0	6	0	none	0	1	0	low_burden
Malawi	2,024	urban	male	44	35-44	middle	primary	unemployed	1.1	0.9	1	savings	National Bank	2	0	453.45	none	0	1	0	low_burden
Uganda	2,025	urban	male	46	45-54	middle	primary	unemployed	1.6	3.3	0	none	none	0	0	0	distance	0	0	0	low_burden
Niger	2,020	urban	female	34	25-34	second	primary	unemployed	0.7	0.1	0	none	none	0	0	0	trust	0	0	0	low_burden
Zambia	2,018	urban	female	48	45-54	second	secondary	self_employed	1.7	0.2	0	none	none	0	0	0	trust	0	0	0	low_burden
Tanzania	2,025	rural	male	58	55+	second	primary	unemployed	41	1.4	0	none	none	0	0	0	cost	0	0	0	low_burden
Ghana	2,022	rural	male	59	55+	second	primary	self_employed	13.4	6.7	0	none	none	0	0	0	documentation	0	0	0	low_burden
Senegal	2,019	urban	female	73	55+	second	primary	student	0.2	0.3	0	none	none	0	0	0	cost	0	0	0	low_burden
Niger	2,024	rural	female	50	45-54	middle	tertiary	unemployed	2	2.8	0	none	none	0	0	0	distance	0	0	0	low_burden
South Africa	2,025	urban	male	37	35-44	middle	tertiary	unemployed	2.1	6.5	1	savings	Standard Bank	2	0	3,010.47	none	0	1	0	low_burden
Malawi	2,020	urban	female	21	18-24	lowest	secondary	employed_formal	2.7	0.8	0	none	none	0	0	0	cost	0	0	0	low_burden
Nigeria	2,024	rural	male	57	55+	second	tertiary	unemployed	37.7	1.6	0	none	none	0	0	0	no_need	0	0	0	low_burden
DRC	2,024	urban	female	63	55+	second	secondary	employed_informal	10	2.1	0	none	none	0	0	0	no_need	0	0	0	low_burden
Rwanda	2,022	rural	male	49	45-54	fourth	tertiary	employed_informal	19.8	19.5	1	savings	Ecobank	1	0	4,276.65	none	0	0	0	low_burden
Niger	2,023	rural	female	70	55+	second	none	self_employed	12.8	11.2	0	none	none	0	0	0	religious	0	0	0	low_burden
Uganda	2,020	rural	female	36	35-44	lowest	primary	employed_informal	0.3	6.5	0	none	none	0	0	0	cost	0	0	0	low_burden
Tanzania	2,025	rural	male	21	18-24	lowest	tertiary	employed_formal	0.3	7.9	1	savings	Stanbic	0	22	0	none	0	0	1	low_burden
Mali	2,025	urban	male	54	45-54	middle	primary	employed_informal	9.6	3.3	1	savings	BMCD	0	12	0	none	0	1	1	low_burden
DRC	2,025	urban	male	24	18-24	lowest	primary	unemployed	0.7	1.2	0	none	none	0	0	0	documentation	0	0	0	low_burden
Malawi	2,023	urban	male	22	18-24	middle	secondary	self_employed	1.9	1.3	1	savings	FDH Bank	2	0	346.2	none	0	0	0	low_burden
DRC	2,018	rural	male	58	55+	middle	secondary	student	0.6	1.1	0	none	none	0	0	0	cost	0	0	0	low_burden
DRC	2,020	rural	male	42	35-44	highest	primary	unemployed	2.7	12.4	0	none	none	0	0	0	cost	0	0	0	low_burden
Ethiopia	2,021	urban	female	52	45-54	middle	primary	employed_informal	2.2	0.3	1	savings	Dashen Bank	2	0	170.53	none	0	1	0	low_burden
Mozambique	2,025	urban	male	60	55+	lowest	primary	unemployed	5.4	0.5	1	current	Moza Banco	2	0	66.78	none	0	1	1	low_burden
Tanzania	2,022	urban	female	39	35-44	second	none	self_employed	5	3.5	1	savings	Stanbic	3	0	416.49	none	0	1	0	low_burden
Ghana	2,022	rural	male	52	45-54	fourth	primary	employed_informal	25.5	4	1	current	Absa	2	0	535.29	none	1	1	0	low_burden
Niger	2,019	rural	female	48	45-54	second	secondary	student	5.4	29.8	0	none	none	0	0	0	documentation	0	0	0	low_burden
Rwanda	2,024	rural	male	51	45-54	highest	secondary	student	4.5	9.5	1	current	Bank of Kigali	1	0	682.46	none	0	0	1	low_burden
Nigeria	2,020	rural	female	58	55+	middle	primary	employed_formal	10.8	5.9	1	savings	UBA	1	0	328.87	none	0	1	0	low_burden

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Africa Synth Financial Inclusion Bank Account Ownership Africa Niger | Africa (Electric Sheep Africa metadata inventory)

Size category: 10K<n<100K - Formats: csv - Sector: economics_finance - Engineered by Electric Sheep Africa

TL;DR

This dataset is part of the Electric Sheep Africa catalog on Hugging Face. It is indexed for African data discovery with standardized metadata, loading guidance, provenance notes, and analyst-oriented context.

What This Dataset Covers

Public datasets help analysts inspect structured evidence, build reproducible workflows, and compare patterns across domains.

Dataset context from the existing Hugging Face card: ⚠️ Synthetic dataset — Parameterized from published SSA literature, not real observations. Not suitable for empirical analysis or policy inference. Bank Account Ownership in Africa Synthetic dataset modeling traditional bank account ownership patterns across 15 Sub-Saharan African countries from 2018-2025. Dataset Description This dataset simulates individual-level bank account ownership and usage, capturing barriers to formal banking access and the gap between account… See the full description on the dataset page: https://huggingface.co/datasets/electricsheepafrica/africa-synth-financial-inclusion-bank-account-ownership-africa-niger.

Dataset Profile

Field	Value
Hugging Face repo	`electricsheepafrica/africa-synth-financial-inclusion-bank-account-ownership-africa-niger`
Sector	economics_finance
Topic tags	financial-inclusion, fintech, synthetic-data, sub-saharan-africa, bank-account, synthetic
Modalities	`tabular`, `text`
Formats	`csv`
Size category	`10K<n<100K`
Countries	Niger
ISO3 coverage	`NER`
Last modified on HF	`2026-04-14 22:52:49+00:00`
Inventory snapshot	`2026-07-16T16:00:34Z`

How To Read This Dataset

Start from the repository files and the dataset viewer when available.
Treat the README context as a fast orientation layer; confirm variable definitions and units in the data files before modeling.
Use explicit country columns when present. When geography is only implied by the title or source metadata, document that assumption in downstream analysis.
Preserve missing values until you have a defensible imputation rule.

Usage

from datasets import load_dataset

ds = load_dataset("electricsheepafrica/africa-synth-financial-inclusion-bank-account-ownership-africa-niger")
print(ds)

split_name = next(iter(ds))
table = ds[split_name]
print(table.features)
print(table[:3])

Convert To Pandas When Tabular

from datasets import Dataset

first_split = ds[next(iter(ds))]
if isinstance(first_split, Dataset):
    df = first_split.to_pandas()
    print(df.head())

Data Quality Notes

This card was standardized from the Electric Sheep Africa Hugging Face metadata inventory.
Exact schema, row counts, and source files should be inspected in the repository data files.
Metadata gaps from the inventory: upstream_publisher.
Do not infer policy meaning from labels alone; confirm definitions, units, and methods in the source material.

Source And Provenance

Source context: Electric Sheep Africa metadata inventory
Publisher/source attribution: Public dataset metadata
License: CC BY 4.0
Hugging Face URL: https://huggingface.co/datasets/electricsheepafrica/africa-synth-financial-inclusion-bank-account-ownership-africa-niger
Inventory retrieved at: 2026-07-16T16:00:34Z

Suggested Analyses

Inspect schema and missingness before modeling.
Profile variables by geography, time, and subgroup columns where present.
Join with other Electric Sheep Africa datasets using explicit country, year, and indicator fields when available.
Build reproducible notebooks that cite both the original source context and the Electric Sheep Africa Hugging Face repo.

Citation

@misc{electric_sheep_africa_africa_synth_financial_inclusion_bank_account_ownership_africa_niger_2026,
  title        = {Africa Synth Financial Inclusion Bank Account Ownership Africa Niger | Africa (Electric Sheep Africa metadata inventory)},
  author       = {Public dataset metadata},
  year         = {2026},
  url          = {https://huggingface.co/datasets/electricsheepafrica/africa-synth-financial-inclusion-bank-account-ownership-africa-niger},
  publisher    = {Hugging Face Datasets, engineered by Electric Sheep Africa},
  howpublished = {\url{https://huggingface.co/datasets/electricsheepafrica/africa-synth-financial-inclusion-bank-account-ownership-africa-niger}}
}

License

Released under CC BY 4.0.

Original source rights remain with the original publisher or data provider. Electric Sheep Africa engineering standardizes discovery metadata, documentation, and usage guidance for analysis on Hugging Face.

About Electric Sheep Africa

Electric Sheep Africa publishes ML-ready African public datasets on Hugging Face.

Provenance: metadata-backed README standardized 2026-08-12 by the Electric Sheep Africa README system. Inventory source: catalog/esa_metadata_inventory/master_metadata.jsonl.

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Collection including electricsheepafrica/africa-synth-financial-inclusion-bank-account-ownership-africa-niger

Niger · Country Data Coverage

Collection

543 official ML-ready Niger open-data resources, plus related Electric Sheep Africa datasets. • 1349 items • Updated Aug 14