matas123matas/lt-housing-loan-rates

Lithuania housing-loan interest rates

Verified monthly Bank of Lithuania average interest rates on new euro-denominated housing-loan agreements for households. The dataset contains 137 uninterrupted observations from 2015-01 through 2026-05. The latest value is 3.96% per annum.

The permanent Bank of Lithuania series code is PNS.M.A2V.A.C.A.U2.250.200.N.LT.PC___.E.SR. The official workbook defines the measure as an annualised agreed rate / narrowly defined effective rate and a period average.

This is not an individual bank quote, annual percentage rate of charge (APR), or financial recommendation.

Lietuviškai

Patikrinta oficiali Lietuvos banko naujų paskolų būstui įsigyti vidutinių palūkanų normų mėnesinė eilutė. Rinkinys apima 137 nenutrūkstamus mėnesius nuo 2015-01 iki 2026-05. Naujausia reikšmė – 3,96 % per metus.

Tai laikotarpio vidurkis, o ne individualus banko pasiūlymas, BKKMN ar finansinė rekomendacija.

Provenance and citation

• Primary source (EN): https://www.lb.lt/en/lending-rates-1
• Primary source (LT): https://www.lb.lt/lt/paskolu-palukanu-normos
• Information-use terms: https://www.lb.lt/lt/informacijos-naudojimo-salygos
• Stable release: https://github.com/matas-star/lt-housing-loan-rates/releases/tag/v2026.05
• Software Heritage: swh:1:snp:eb76557f93a32b98647998f707260d54ac5de7e1
• English landing page: https://bustoduomenys.lt/en/mortgage-rates/
• Lithuanian landing page: https://bustoduomenys.lt/busto-paskolu-palukanos/
• JSON API: https://bustoduomenys.lt/api/v1/mortgage-rates.json

Suggested citation:

Revinskas, M. (2026). Lithuania housing-loan interest rates: normalized monthly series, v2026.05. Primary source: Bank of Lithuania.

The normalization does not relabel the Bank of Lithuania information-use terms as a standard SPDX licence and does not imply official endorsement.