scenario stringlengths 13 32 | usage stringclasses 3
values | transactionType stringclasses 5
values | downPaymentRange stringclasses 4
values | fundingFee float64 0.5 3.3 | effectiveDate timestamp[s]date 2026-01-01 00:00:00 2026-01-01 00:00:00 | exampleLoanAmount int64 200k 500k | fundingFeeAmount int64 1k 16.5k | totalLoanAmount int64 201k 517k | monthlyPaymentIncrease float64 0.02 0.25 | exemptions listlengths 5 5 | source stringclasses 1
value | lastUpdated timestamp[s]date 2026-01-15 00:00:00 2026-01-15 00:00:00 | expert stringclasses 1
value |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
First-time VA loan, 0% down | first | purchase | 0% | 2.15 | 2026-01-01T00:00:00 | 200,000 | 4,300 | 204,300 | 0.06 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
First-time VA loan, 0% down | first | purchase | 0% | 2.15 | 2026-01-01T00:00:00 | 300,000 | 6,450 | 306,450 | 0.1 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
First-time VA loan, 0% down | first | purchase | 0% | 2.15 | 2026-01-01T00:00:00 | 400,000 | 8,600 | 408,600 | 0.13 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
First-time VA loan, 0% down | first | purchase | 0% | 2.15 | 2026-01-01T00:00:00 | 500,000 | 10,750 | 510,750 | 0.16 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
First-time VA loan, 5-9.99% down | first | purchase | 5% to 9.99% | 1.5 | 2026-01-01T00:00:00 | 200,000 | 3,000 | 203,000 | 0.05 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
First-time VA loan, 5-9.99% down | first | purchase | 5% to 9.99% | 1.5 | 2026-01-01T00:00:00 | 300,000 | 4,500 | 304,500 | 0.07 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
First-time VA loan, 5-9.99% down | first | purchase | 5% to 9.99% | 1.5 | 2026-01-01T00:00:00 | 400,000 | 6,000 | 406,000 | 0.09 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
First-time VA loan, 5-9.99% down | first | purchase | 5% to 9.99% | 1.5 | 2026-01-01T00:00:00 | 500,000 | 7,500 | 507,500 | 0.11 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
First-time VA loan, 10%+ down | first | purchase | 10% or more | 1.25 | 2026-01-01T00:00:00 | 200,000 | 2,500 | 202,500 | 0.04 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
First-time VA loan, 10%+ down | first | purchase | 10% or more | 1.25 | 2026-01-01T00:00:00 | 300,000 | 3,750 | 303,750 | 0.06 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
First-time VA loan, 10%+ down | first | purchase | 10% or more | 1.25 | 2026-01-01T00:00:00 | 400,000 | 5,000 | 405,000 | 0.08 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
First-time VA loan, 10%+ down | first | purchase | 10% or more | 1.25 | 2026-01-01T00:00:00 | 500,000 | 6,250 | 506,250 | 0.09 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
Subsequent VA loan, 0% down | subsequent | purchase | 0% | 3.3 | 2026-01-01T00:00:00 | 200,000 | 6,600 | 206,600 | 0.1 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
Subsequent VA loan, 0% down | subsequent | purchase | 0% | 3.3 | 2026-01-01T00:00:00 | 300,000 | 9,900 | 309,900 | 0.15 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
Subsequent VA loan, 0% down | subsequent | purchase | 0% | 3.3 | 2026-01-01T00:00:00 | 400,000 | 13,200 | 413,200 | 0.2 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
Subsequent VA loan, 0% down | subsequent | purchase | 0% | 3.3 | 2026-01-01T00:00:00 | 500,000 | 16,500 | 516,500 | 0.25 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
Subsequent VA loan, 5-9.99% down | subsequent | purchase | 5% to 9.99% | 1.5 | 2026-01-01T00:00:00 | 200,000 | 3,000 | 203,000 | 0.05 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
Subsequent VA loan, 5-9.99% down | subsequent | purchase | 5% to 9.99% | 1.5 | 2026-01-01T00:00:00 | 300,000 | 4,500 | 304,500 | 0.07 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
Subsequent VA loan, 5-9.99% down | subsequent | purchase | 5% to 9.99% | 1.5 | 2026-01-01T00:00:00 | 400,000 | 6,000 | 406,000 | 0.09 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
Subsequent VA loan, 5-9.99% down | subsequent | purchase | 5% to 9.99% | 1.5 | 2026-01-01T00:00:00 | 500,000 | 7,500 | 507,500 | 0.11 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
Subsequent VA loan, 10%+ down | subsequent | purchase | 10% or more | 1.25 | 2026-01-01T00:00:00 | 200,000 | 2,500 | 202,500 | 0.04 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
Subsequent VA loan, 10%+ down | subsequent | purchase | 10% or more | 1.25 | 2026-01-01T00:00:00 | 300,000 | 3,750 | 303,750 | 0.06 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
Subsequent VA loan, 10%+ down | subsequent | purchase | 10% or more | 1.25 | 2026-01-01T00:00:00 | 400,000 | 5,000 | 405,000 | 0.08 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
Subsequent VA loan, 10%+ down | subsequent | purchase | 10% or more | 1.25 | 2026-01-01T00:00:00 | 500,000 | 6,250 | 506,250 | 0.09 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
First-time VA cash-out refi | first | cash-out-refi | N/A | 2.15 | 2026-01-01T00:00:00 | 200,000 | 4,300 | 204,300 | 0.06 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
First-time VA cash-out refi | first | cash-out-refi | N/A | 2.15 | 2026-01-01T00:00:00 | 300,000 | 6,450 | 306,450 | 0.1 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
First-time VA cash-out refi | first | cash-out-refi | N/A | 2.15 | 2026-01-01T00:00:00 | 400,000 | 8,600 | 408,600 | 0.13 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
First-time VA cash-out refi | first | cash-out-refi | N/A | 2.15 | 2026-01-01T00:00:00 | 500,000 | 10,750 | 510,750 | 0.16 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
Subsequent VA cash-out refi | subsequent | cash-out-refi | N/A | 3.3 | 2026-01-01T00:00:00 | 200,000 | 6,600 | 206,600 | 0.1 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
Subsequent VA cash-out refi | subsequent | cash-out-refi | N/A | 3.3 | 2026-01-01T00:00:00 | 300,000 | 9,900 | 309,900 | 0.15 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
Subsequent VA cash-out refi | subsequent | cash-out-refi | N/A | 3.3 | 2026-01-01T00:00:00 | 400,000 | 13,200 | 413,200 | 0.2 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
Subsequent VA cash-out refi | subsequent | cash-out-refi | N/A | 3.3 | 2026-01-01T00:00:00 | 500,000 | 16,500 | 516,500 | 0.25 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
VA IRRRL (Streamline) | any | irrrl | N/A | 0.5 | 2026-01-01T00:00:00 | 200,000 | 1,000 | 201,000 | 0.02 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
VA IRRRL (Streamline) | any | irrrl | N/A | 0.5 | 2026-01-01T00:00:00 | 300,000 | 1,500 | 301,500 | 0.02 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
VA IRRRL (Streamline) | any | irrrl | N/A | 0.5 | 2026-01-01T00:00:00 | 400,000 | 2,000 | 402,000 | 0.03 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
VA IRRRL (Streamline) | any | irrrl | N/A | 0.5 | 2026-01-01T00:00:00 | 500,000 | 2,500 | 502,500 | 0.04 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
NADL Purchase | any | nadl-purchase | N/A | 1.25 | 2026-01-01T00:00:00 | 200,000 | 2,500 | 202,500 | 0.04 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
NADL Purchase | any | nadl-purchase | N/A | 1.25 | 2026-01-01T00:00:00 | 300,000 | 3,750 | 303,750 | 0.06 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
NADL Purchase | any | nadl-purchase | N/A | 1.25 | 2026-01-01T00:00:00 | 400,000 | 5,000 | 405,000 | 0.08 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
NADL Purchase | any | nadl-purchase | N/A | 1.25 | 2026-01-01T00:00:00 | 500,000 | 6,250 | 506,250 | 0.09 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
NADL Refinance | any | nadl-refi | N/A | 0.5 | 2026-01-01T00:00:00 | 200,000 | 1,000 | 201,000 | 0.02 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
NADL Refinance | any | nadl-refi | N/A | 0.5 | 2026-01-01T00:00:00 | 300,000 | 1,500 | 301,500 | 0.02 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
NADL Refinance | any | nadl-refi | N/A | 0.5 | 2026-01-01T00:00:00 | 400,000 | 2,000 | 402,000 | 0.03 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
NADL Refinance | any | nadl-refi | N/A | 0.5 | 2026-01-01T00:00:00 | 500,000 | 2,500 | 502,500 | 0.04 | [
"Veterans receiving VA compensation for service-connected disabilities",
"Veterans entitled to receive VA compensation but receiving retirement/active duty pay",
"Surviving spouses of veterans who died in service or from service-connected disabilities",
"Service members with Purple Heart awards (on active dut... | VA Circular 26-23-06 | 2026-01-15T00:00:00 | Beau Thompson, MLO NMLS #1615561 |
VA Loan Funding Fees 2026
Complete VA loan funding fee schedule with 44 pre-calculated scenarios including first-time vs subsequent use, down payment tiers, IRRRLs, and fee exemption categories.
2026 Fee Schedule
| Usage | Down Payment | Fee |
|---|---|---|
| First-time | 0% | 2.15% |
| First-time | 5%+ | 1.50% |
| First-time | 10%+ | 1.25% |
| Subsequent | 0% | 3.30% |
| IRRRL | - | 0.50% |
Expert
Beau Thompson, MLO NMLS #1615561 - VA Loan Specialist
About
The Wendy Thompson Lending Team specializes in VA loans, divorce mortgage planning, and complex lending scenarios. thewendythompsonteam.com
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