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u6ctvt | I'm Chris Blattman, economics and political science professor, and I just published *Why We Fight* a book about everything we know about global conflict. AMA! | Hi, I’m Chris Blattman from The University of Chicago’s Harris School of Public Policy. My book [Why We Fight: The Roots of War and the Paths to Peace](https://chrisblattman.com/why-we-fight/) publishes tomorrow April 19th. [Proof](https://twitter.com/cblatts/status/1516042751183400965?s=20&t=zThno_trYkiVyn4to4hpxw... | 14.213513 | 0.960688 | AskEconomics | I'm an International Relations researcher and have recently done a bit of sociology of science (aka: navelgazing). My question: In your research for the book, what time did you spend on different (sub-)fields like economics, political science, psychology, sociology...? Did anything stick out to you in terms of "I wish ... | 0.026316 | 0.987004 |
u6ctvt | I'm Chris Blattman, economics and political science professor, and I just published *Why We Fight* a book about everything we know about global conflict. AMA! | Hi, I’m Chris Blattman from The University of Chicago’s Harris School of Public Policy. My book [Why We Fight: The Roots of War and the Paths to Peace](https://chrisblattman.com/why-we-fight/) publishes tomorrow April 19th. [Proof](https://twitter.com/cblatts/status/1516042751183400965?s=20&t=zThno_trYkiVyn4to4hpxw... | 14.213513 | 0.960688 | AskEconomics | Hi Chris,
Congrats on the book. I did my undergrad in development economics and comparative politics and then my Masters in Democracy and Governance. I know work in the international development space and I've followed your blog writing for years - it's been a great source for keeping up to date on new research, etc... | 0.023684 | 0.984372 |
6g9euu | I am living in a delusional world | Those who have been here for a while now will probably relate. We have accumulated significant wealths... yet after a certain point most of us stopped telling everybody about it. For many of us hodlers, we haven't even sold since it was 18$ and no one really knows about our true net worths.
Who would have though that... | 3.460685 | 0.114101 | ethtrader | My wife just looks at me blankly when I tell her how much we have made, she doesn't believe it's real money.
Persuaded my step dad to invest though, he's made mad bank and now thinks I'm a genius.
They are both very wrong. | 0.87024 | 0.98434 |
v3px29 | My goal has always been to become financially independent through real estate investing but lately I’ve been having a moral dilemma.. | This probably isn’t the best sub to ask/discuss this topic but how do you justify buying up investment homes/rental properties especially in this scarce market?
There are plenty of qualified buyers who are renting at the moment because there’s no supply and I feel a bit guilty taking these homes away from them…
Do ... | 5.392566 | 0.171429 | realestateinvesting | Easiest way to solve this dilemma is to just buy properties that normal home buyers won't buy.
1. Buy Multifamily. Only investors are going to buy multifamily, and multifamily is needed in communities.
2. Buy Fixers that need a lot of work. You are improving the property and community by adding value to the property... | 0.81257 | 0.983999 |
mwfqma | GameStop just filled the 14A | Holy moly, are we about to go to the moon!!?!!?!!
THE MOASS IS COMING!!!!! OMFG 😱
[https://gamestop.gcs-web.com/node/18846/html](https://gamestop.gcs-web.com/node/18846/html)
​
Mark on your calendar the following info:
**Meeting Type:** Annual Meeting of Stockholders
**Date:** Wednesday, June 09, 2021... | 9.006538 | 0.292433 | Superstonk | Flip to page 26/27.
Napkin Math: 70,771,778 total shares
Top 6 institutions (removed RC)- 45.8%
Insiders- 16.5%
= 62.3% of shares or ~44.1M
70.8M total - 44.1M= 26.7M Shares Available (float estimate)
This is wayyy lower than the 40M-50M float assumption commonly used. Yes, top institutions can always sell so... | 0.690836 | 0.983269 |
64q201 | United Airlines stock down over 5% premarket trading | http://www.marketwatch.com/story/uniteds-stock-is-set-to-fall-5-and-wipe-1-billion-off-the-airlines-market-cap-2017-04-11
UAL is set to lose over 1 billion in market capitalization after violently dragging a passenger off its airplane.
Edit: United Airlines recovered most of its early losses later on into the day, p... | 46.873582 | 0.955593 | investing | United offers an undifferentiated product in a hyper-competitive market where purchasing behaviour is driven by a) sentiment or b) price. Well, they just booted the cheapest passengers while assaulting one of them. Combine that with a history of bad experiences and I don't see how they're going to fix this one without ... | 0.027595 | 0.983188 |
huq4v9 | How should I make money? I need help Please! | I am a 13-year-old and I am trying to make some money for my mom because she is a single mom and I want to help her with the bills because I hate to see her so stressed. Please leave suggestions in the comments please! it would really help | 3.535934 | 0.329897 | Money | Hey buddy that’s very big on your part.
Here are some ideas.
You should consider going around the neighborhood cutting grass or pulling weeds and maybe washing cars.
I hope this helped a little!
Good luck! 🍀 | 0.653061 | 0.982958 |
lm1m8q | Release the Kraken - Autonomous Vehicles, AI, Battery & Sensor Tech, RaaS and clean energy play | I am trying to raise awareness of this awesome stock, so if you like the dd I'd appreciate you upvote it on r/trakstocks where there is a much higher viewership [(1) Release the Kraken - Autonomous Vehicles, AI, Battery & Sensor Tech, RaaS and clean energy play : trakstocks (reddit.com)](https://www.reddit.com/r/t... | 8.38805 | 0.566775 | Canadapennystocks | I'm a technical person in this field.
Kraken is a really good company with excellent leadership and technical experts that are the best in the world. Their growth is going to be huge over the next few years until they get bought out at a premium by one of the big players in the field.
In general, the tech sector in Ne... | 0.415385 | 0.98216 |
xxmizd | You only live once - a response to recent posts | A rebuttal to the posts regarding advice from 30s to 20s etc.
Remember, you're not taking your belongings with you.
Your house, your money, your family, no one is coming with you when you pass.
Now, I'm not suggesting that people throw caution to the wind and blow their savings and do drugs. I'm saying that strikin... | 27.015545 | 0.793538 | AusFinance | Real talk OP. I agree that there is a healthy balance between ambition, trying your best, living within your means and furthering your financial position in life and straight up greed. Where that balance lies will differ amongst people I suppose. | 0.188086 | 0.981624 |
k7v0dg | A beginner's guide to investing in the stock market (and mutual funds). | The stock market has witnessed a huge inflow of new investors during this calendar year. The pandemic allowed young people to stay at home with nothing to do. Several have lost their jobs and people have started to realise the importance of investing, and that's always a good thing. Starting off early is a huge advanta... | 15.642546 | 0.972165 | IndiaInvestments | Great read. Thank you.
>Deciding on the goal is crucial, since it allows the investor to think of a proper plan.
Also, having a set goal in mind helps you move out of equity and into safer instruments like bonds well ahead of the goal.
>Mutual fund investors often have the nagging doubt of whether they have ... | 0.009412 | 0.981577 |
lwsbym | Where to park $21M? | Long time lurker, first time poster.
I'm from BC, Canada, and was lucky to sell my business for a little over $21m USD. I'll remain in the company for one year and plan to retire after that.
Since I'm the sole breadwinner, I want us (myself, spouse and 6 yo kid) to be able to live off investments starting in 2022.I'm... | 2.859709 | 0.19568 | fatFIRE | I'm going to go counter to most of the advice here. Don't do anything (Except for putting the money in a CDARS account so you are FDIC covered at 100%).
The reality is, one years growth (FOMO) is immaterial to your overall wealth. Immaterial.
The best advice I got when I sold my company, was to not make any big dec... | 0.785652 | 0.981332 |
wo6n7t | How Many Stocks Do You Own? | Warren Buffett, once, advised a bunch of youngsters, to get a punch card with only 20 spots in it. That’s the number of stocks they’re allowed to buy in their lifetime, he told them. Imagine how careful they would be if they could only buy 20 companies in their entire life of 80 or 100 years. Compare that to what many... | 2.164602 | 0.16748 | ValueInvesting | I have a poster of Warren Buffett above my bed. Every night, before I go to sleep, I read his most famous investing quotes from my Warren Buffett scrapbook. After sitting in silence with my head bowed beneath papa B, I give him a little kiss on the cheek and lay down to sleep.
That's how I keep my psychology straight.... | 0.8125 | 0.97998 |
9mfd5g | Megathread: 2019 Nobel Prize in Economics awarded to William Nordhaus and Paul Romer | ### "The Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel 2018 was divided equally between William D. Nordhaus "for integrating climate change into long-run macroeconomic analysis" and Paul M. Romer "for integrating technological innovations into long-run macroeconomic analysis.""
Nobel Prize C... | 13.846819 | 0.874904 | Economics | Coincidentally, today the IPCC also just announced a synthesis of 6,000 peer-reviewed studies finding that carbon taxes may need to reach $27,000 per ton within a few decades (versus the $7 per ton social cost of carbon claimed by the Trump administration).
Let's just agree that carbon taxes at this level are complete... | 0.104895 | 0.979799 |
uj1uzw | Why is South Korea’s unemployment rate so low when they have almost 4 times more robots than the US for every 10,000 employee? | Stat- https://twitter.com/stats_feed/status/1519298692238352387?s=21&t=zcO8B3AXLEGnCN5BvKTzqQ
I always thought robots will kill jobs. But in South Korea that doesn’t seem to be the case. | 6.543394 | 0.457002 | AskEconomics | > I always thought robots will kill jobs
I doubt you heard that from an Economist though. There's no reason to believe that there should be a long-term link between technology and employment.
In South Korea there's lots of fairly high tech manufacturing. It's not surprising that there are lots of robots.
Unemploy... | 0.521053 | 0.978055 |
ldw1z7 | This sub has been the best kept secret of the old wsb | Seriously, obviously the number of members is also growing here, but somehow we escaped the MASSIVE influx of noobs and mainstream people caused by the short squeeze event and the global media attention that was put around wsb.
I feel like this is one of the last bastions of what wsb once was, a time capsule of the c... | 22.568078 | 0.936918 | thetagang | I have been following theta gang for a minute and with the influx on wsb I feel as if theta might be the way to go to take advantage, for lack of better term, of the new guys and their lack of knowledge of how the game works | 0.041026 | 0.977943 |
7ppc23 | In most cases, it will cost your employer far more to replace you than it would to give you a raise. So ask firmly. | The cost of recruiting, onboarding/training, etc often exceeds the cost of paying an already established employee more. Just remember that next time you talk yourself out of asking for a raise.
Edit: Ok, so I've only been responding to push notifications and didn't realize this is the top post on Personal Finance. Wow... | 54.075565 | 0.451429 | personalfinance | On the other hand, some employers use turnover as an opportunity to reset the salary downwards. If an employee with 5-7 years on the job leaves, they’ll replace him/her with a new hire with 2 years experience at 2/3rds the salary. Other employees will suck up some of the job duties, or have a chance to progress.
Kno... | 0.526434 | 0.977863 |
xfdvow | Bought a house with no HOA disclosed: now a surprise HOA! | Hoping to get some advice, or maybe hear from someone who has had similar issues.
I bought a house (primary home) in March 2022, with a decent locked in 30 year rate. One of my most important criteria for a house was no HOA. The listing had no HOA, and on the disclosures given to my realtor, an HOA was not disclosed.... | 6.034462 | 0.190671 | realestateinvesting | There is 0% chance you closed on a home with an HOA … there’s multiple checks. Realtor, loan officer, underwriter. This would clearly increase your DTI…
The only possible way this could happen, is if county records don’t show an HOA… and the community created their own HOA and you aren’t required to join it. | 0.786756 | 0.977427 |
l71fl1 | Like this post if you are holding!!💎 The real squeeze is yet to happen🚀 | Buy more during dips if you can, but at least hold.
We just have to hold until they fold. Today's actions by several brokers just show how desperate the hedge funds are getting.
Hold with your immovable diamond hands for all that you hold dear and we will be breaking Wall Street **TOGETHER** while making gargantuan t... | 57.141193 | 0.624623 | wallstreetbets | This morning, I watched my net worth plummet by $600k. My parents were begging me to sell saying that people are selling off and I was going to be left behind. I knew better thanks to the information you guys equipped me with so i held. I love you all and i look forward to seeing everyone on the other side. | 0.350565 | 0.975188 |
k7v0dg | A beginner's guide to investing in the stock market (and mutual funds). | The stock market has witnessed a huge inflow of new investors during this calendar year. The pandemic allowed young people to stay at home with nothing to do. Several have lost their jobs and people have started to realise the importance of investing, and that's always a good thing. Starting off early is a huge advanta... | 15.642546 | 0.972165 | IndiaInvestments | I really thank this sub reddit and the author of this post. You people are really helping new investors calm down and making them self sufficient in investing. There is a lot of noise all around where invest and how to invest, but keeping it simple and sticking to the basics is what it all matters is what I have learne... | 0.002353 | 0.974518 |
x00wyo | What’s the cost difference in a wash at 40c compared to 30c? | My wife if convicted that all our clothes need to be washed at 40c. She thinks she can tell the difference when they are only washed at 30c
Does anyone know what the costs are currently for running a wash at 40 compared to 30?
We have a 8day old as well as two other kids so are probably doing a wash a day at the minu... | 7.54613 | 0.078168 | UKPersonalFinance | For the past few days I've been doing measurements using a plug-in electricity meter with our Beko washing machine...
Total power used for the entire wash cycle:
At 60C: 1.087kWh
At 40C: 0.543kWh
At 30C: 0.251kWh
So in our case a 30C wash used about half the power of a 40C wash. | 0.896214 | 0.974382 |
puujva | Evergrande-Gate. Is there a Bear in there? What happens when big kids take over the Sand-Pit? | Hi gang.
​
We have seen a volatile market this week on the back of the [EverGrande](https://en.wikipedia.org/wiki/Evergrande_Group) saga.
​
It's actually not a new issue, it was reported in the [Financial Times](https://www.ft.com/content/f655ba5f-7a69-4927-b2b0-355dfb666398) that there was ... | 3.316201 | 0.17551 | ASX_Bets | G'day cunts, I've been invited to guest lecture on this topic to help wrinkle over some smooth braincells in here. I secretly am a dumb cunt, but have a talent at pretending to be smart so here goes my rundown on what you need to know to impress your mates about what the Evergrande situation means for everyone. I'm bas... | 0.798635 | 0.974145 |
u6ctvt | I'm Chris Blattman, economics and political science professor, and I just published *Why We Fight* a book about everything we know about global conflict. AMA! | Hi, I’m Chris Blattman from The University of Chicago’s Harris School of Public Policy. My book [Why We Fight: The Roots of War and the Paths to Peace](https://chrisblattman.com/why-we-fight/) publishes tomorrow April 19th. [Proof](https://twitter.com/cblatts/status/1516042751183400965?s=20&t=zThno_trYkiVyn4to4hpxw... | 14.213513 | 0.960688 | AskEconomics | I have a question about your thoughts on some of your non-conflict-related work.
I've thought a lot about Krugman's old article [In Praise of Cheap Labor](https://slate.com/business/1997/03/in-praise-of-cheap-labor.html), pointing out that, for many, the appalling conditions of sweatshop labor were, at least, an impro... | 0.013158 | 0.973846 |
l8el34 | Imagine being in a casino... | Imagine you are a gambler enjoying a night at the casino. You decide to play Blackjack. Your hand is a ten and the dealer shows a 7.
"I would like to hit."
"No sir. You are only allowed to stand or surrender."
"That's not the rules of the game. Aren't you regulated?"
"Due to the votality your hand represents to... | 28.234015 | 0.309322 | wallstreetbets | Miss the part where the dealer talks to you about fundamentals for 20 minutes and tells you how your blackjack game affecting teachers and firefighters.
Edit: is needed. For the actual teachers and firefighters under this comment saying they're holding... who teaches and protects real fundamentals of life, my respect ... | 0.664509 | 0.973831 |
slp0q1 | How do I make a million dollars? | Hey is anyone in here a millionaire or ever made a million dollars? What’s your advice on how to make a million dollars? Obviously I could just save my money for a long time and have a million in like 25 years or longer but what’s advice on how to make a million dollars in like 10 years? I’m 25 years old and am 6 month... | 4.698155 | 0.42268 | Money | Your income is powerful. Start investing in good growth funds, side hustle, self improvement to increase income to have even more money to invest and grow.
Start your own electrician business if you have that entrepreneur mindset. | 0.55102 | 0.973701 |
vn03t6 | AirBnB vacancy rate going up | I have an AirBnB vacation home in the GA Mountains, bought in 2020 and it was occupied roughly 60% of days up until last month. Bookings have absolutely fallen off a cliff and I’m wondering if anyone else is experiencing this? Had 4 nights in June an nothing past July 4th on the books. | 8.096313 | 0.252478 | realestateinvesting | So far staying in a hotel is the same price as getting an Air BNB so unless we had a ton of people traveling, it didn’t make sense. Plus the pricing is frustrating with you being showing one price but then there are a ton of extra fees. | 0.719416 | 0.971895 |
nb3otq | Am I the only one who hopes Elon stays the hell away from ETH? | Elon is an egotistical asshole who is worshiped by a horde of lunatics who obey his every utterance. I hope he spends time pumping and dumping other crap and not focus on ETH as the ravings of a power mad billionaire are hardly a strong foundation for long term success.
One of the attractions of crypto was that it was... | 29.770391 | 0.913303 | ethtrader | Oh definitely. Him becoming this "face" for crypto was a horrible thing. The fact that his tweets move the markers like this is ridiculous, all while being an underinformed, pompous prick. Oh, you realized that Bitcoin uses energy, huh Elon? After you put 1.5 Billion in it? After you declare how awesome it is and how y... | 0.057828 | 0.971131 |
sbzglw | $O, Bad Long Term Stock? | I know $O is probably this subs favourite stock, however I have some concerns regarding owning the stock long term.
**Dividend Payout**
They have a payout ratio of 222% and over the past 10 years have consistently had a payout over 200%. How can they afford to keep doing this
**Share Dilution**
They have increased ... | 0.203797 | 0.025455 | dividends | The short answer to your concerns is that the majority of your numbers are technically correct, while also simultaneously incorrect.
The first thing you have to realize about Realty Income is that it is not a normal company. For normal US based corporations, what you have mentioned would be cause for concern. Howeve... | 0.944954 | 0.970409 |
lw1zgd | Roaring Kitty, CFA | Has anyone else watched Roaring Kitty's YouTube channel? Aside from the GME events, which I agree with his analysis when GME was a $4 stock, the quality of his content is really top-notch in my opinion. He goes through his process in detail and it is clearly heavily rooted in value investing.
Not trying to stir the po... | 11.58386 | 0.752846 | ValueInvesting | I think everyone stands to benefit from watching his step-by-step "this is how I do DD" and how he invites discussion around his theses. He checks off all my boxes:
1. Financial statements over the course of several years
1b) I also like that he said "I can probably call it just on the balance sheet alone" because th... | 0.216667 | 0.969512 |
r29onj | The metaverse is an absolute joke | Why on earth would I buy fake real estate, play shit card games or using crappy avatars in some potential virtual city?
I rather stick with playing fun and classic games like DOOM, Fallout,Halo, Fortnite, cod, Battlefield, animal crossing, mario the list is endless.
These metaverse coins have insane valuations and ha... | 8.020449 | 0.204672 | CryptoMarkets | Most of people already living in a metaverse. Sucked into Facebook, Instagram, Reddit and so on. Being most of time in a game like Fortnite is just the same.
Real life have nothing to do with smartphones and laptops, despite nowadays are part of it; and unfortunately are taking more and more space.
So well, metaverse ... | 0.764228 | 0.968899 |
ldw1z7 | This sub has been the best kept secret of the old wsb | Seriously, obviously the number of members is also growing here, but somehow we escaped the MASSIVE influx of noobs and mainstream people caused by the short squeeze event and the global media attention that was put around wsb.
I feel like this is one of the last bastions of what wsb once was, a time capsule of the c... | 22.568078 | 0.936918 | thetagang | Given how easy it’s been for the last year to pick almost any ticker mentioned in WSB and make 100-1000% gain with little thought it’s not surprising people aren’t getting into more complicated strategies. When the free money stops flowing people will come knocking for new strategies. | 0.030769 | 0.967687 |
mrwmvg | The Missing Link of Next Investors: Why you should know what Amplicat is before you purchase ANY shares held by Next Investors. | #Disclaimer
The following post contains strictly public information that I have gathered from my own independent research. This information concerns the operations of S3 Consortiums, who I call "Next Investors", and the publicly listed companies they operate with. All further analysis built on top of this is my own, ... | 18.611215 | 0.875102 | ASX_Bets | NEXT INVESTORS are the real deal and everyone should listen to their amazing advise.
STOP Critizeing these lovely people and instead subscribe to their wonderful newsletter.
I know I am doing that. You should too!
Anyway I’m off to try out my new 20 foot power boat 💰 💰 💰 (not related to this post at all). | 0.09215 | 0.967252 |
64q201 | United Airlines stock down over 5% premarket trading | http://www.marketwatch.com/story/uniteds-stock-is-set-to-fall-5-and-wipe-1-billion-off-the-airlines-market-cap-2017-04-11
UAL is set to lose over 1 billion in market capitalization after violently dragging a passenger off its airplane.
Edit: United Airlines recovered most of its early losses later on into the day, p... | 46.873582 | 0.955593 | investing | Question: this thread has been reported like ten times and at least once for vote manipulation. Yes 10k upvotes on this sub smells fishy(like the highest upvoted thread ever before this was 3200 fishy) but does anyone have evidence of actual vote brigading/manipulation? If so please leave it here or message the mods. ... | 0.011148 | 0.96674 |
loff5s | Congrats but not congrats. I followed fatFIRE to learn... not to read your humble brags. | People, when you post your success, please throw some bones in here for the rest of us. Too often I read people creating "throw away" accounts to humble brag their success and retire early, etc. PLEASE remember there is a super majority of us here who are still grinding the day to day - making ends meet. When you post ... | 11.889069 | 0.717281 | fatFIRE | Yeah.... no. I don’t make threads like that but I don’t support this.
I’m happy for others. Simply seeing their success is both motivating and fun for me to read. If they want to boast about their new house? Their new car? That’s awesome, congrats to them and seriously love reading it.
I don’t require them to tel... | 0.24913 | 0.966411 |
rptcmc | What are the macro economic drawbacks for canceling student debt? | From an unbiased stance, are there any negative economic impact for the American nation on a macro scale for just canceling the trillion dollars in student debt? | 4.710048 | 0.336609 | AskEconomics | 1. Increased national debt and the consequences that come along with that
2. Increased inequality. Student loans are disproportionately held by Americans with well above average lifetime incomes
3. If this is a recurrent event - moral hazard (this is microecon). Even not explicitly stated, merely the expectation tha... | 0.628947 | 0.965557 |
odicmk | Where are all the non-rich people? | I read a lot of posts asking about surviving or at least building a financially smart life on a 'meagre' 60k wage. I earn about 30k as a social worker and do alright. I mean I have to manage spending of course, but I'm not in trouble or anything, and seem to be able to use advice here as well. But I'm just wondering: i... | 15.851914 | 0.540698 | eupersonalfinance | I think the reason is that people that are on the lower earning side do not bother themselves with such subs as their key goal is to get to the end of the month. At least my personal interest with financial and FIRE subs grew as my income grew.
That saying 30k in my part of EU is a decent wage, maybe even on the highe... | 0.42378 | 0.964478 |
vdl8e1 | How did Elon Musk become the wealthiest person in the world? | I can understand how other people touted as "wealthiest person in the world" got their wealth, for example:
* Bill Gates gained his wealth because his Windows operating system is the dominant computer operating system
* Jeff Bezos gained his wealth because his e-commerce business is widely used worldwide
* Sergey Brin... | 5.982165 | 0.420147 | AskEconomics | The vast majority of Elon Musk's net worth come from Tesla, so let's ignore the other things for now.
Tesla is currently the most valuable asset cat company in the world. In fact, it's worth more than the next 5 biggest combined. So it's easy to see how a major owner and leader of the by far most valuable car company... | 0.542105 | 0.962253 |
9zq05a | Swachhcoin roadmap | Successful Project always has a purpose to reach. these points can be read easily on a roadmap to track every progress will be through on the project. easily shown on the roadmap to track the progress of the project. As you can see following below, the Roadmap of SWACHHCOIN projects looks very clear and informing. the ... | 0.962432 | 0.128342 | crypto_currency | Swachhcoin is different from other waste management platforms in the sense that swachhcoin leverages technology into waste management and we all know what to expect when something is being done with the use of advanced technology. | 0.833333 | 0.961676 |
9zq05a | Swachhcoin roadmap | Successful Project always has a purpose to reach. these points can be read easily on a roadmap to track every progress will be through on the project. easily shown on the roadmap to track the progress of the project. As you can see following below, the Roadmap of SWACHHCOIN projects looks very clear and informing. the ... | 0.962432 | 0.128342 | crypto_currency | The produced outputs have wide utility across sectors. These outputs will be sold to the buyer, in return of the equivalent amount of tokens. Buyers can be other manufacturing industries/factories or retail buyers, as maybe the case. | 0.833333 | 0.961676 |
hgdyom | I am a failed real estate investor. Here's what I learned. | Hi! I just closed on the sale of my second investment property, and I'm officially "out of the game". I read this sub religiously for two years before making a leap and buying property. So I thought I'd come back here and share what I learned and what I should have done differently.
My story is very common: high inc... | 23.424031 | 0.711953 | realestateinvesting | I am an active investor(and agent) and can agree that there are some major difficulties and you certainly do have to assess and be comfortable with the risk involved. From your story it sounds like your property manager was a disaster. That is not surprising at all. It’s a hard job and most property managers are ter... | 0.249158 | 0.961112 |
md8z0w | Inherited about $350k, now what | My mom passed away last year. It really sucks she retired at age 62, and got to “enjoy” retirement for approximately two months. So as a result, I inherited a portion of her retirement.
I’m 41, married with a 4 year old. Our household income is just over $200k/year, we each make about $100k. We have no debt except fo... | 8.168081 | 0.275132 | FinancialPlanning | Spend some of the money on her birthday every year to do "something fun" It will be a great way to honor and remember her. It can be something small or big, something she would like or you would like.
I'm sorry for your loss. | 0.685393 | 0.960526 |
l216iu | Rant mode: I cannot believe the number of podcasts about real estate investing. It makes it feel super bubbly. And frankly, I'm kind of embarrassed to label myself a real estate investor despite 20+ years in the game because it feels so cheesy. | Basically the title. I mostly listen to politics and money podcasts. I do listen to bigger pockets occasionally (or I used to back when it was a little less self sucky sucky) but I don't really browse that often. I clicked through suggested and I am blown away at what felt like 50 real estate podcasts. I mean.....I... | 25.933264 | 0.787172 | realestateinvesting | I think there is a lot that makes RE feel super bubbly. But this is more a function of the recent explosions of podcasts than an outlook on Real Estate prices.
There is also a proliferation of true crime story podcasts...does that indicate a bubble of crime.?
No, again, it's a bubble of podcasts. | 0.17284 | 0.960012 |
9zgiv6 | What is EntrepreneurShop (ESO) Project? |
What is ESO Project?
ESO introduces the most advanced applications made on top of artificial intelligence technology and blockchain technology, this concept connects the futuristic professionalism with the current blockchain network approach, can be an excellent starting point for the future growth of financial trans... | 0.893506 | 0.122995 | crypto_currency | In addion to focusing on e-money, e-commerce, payment systems. We will also collaborate with health insurance, accidents, old-age benefits to make our users more comfortable and made comfortable in everything they need with just a simple device but can fulfil all needs. | 0.833333 | 0.956328 |
leq2kt | A new milestone! 100k net worth | I am now officially among the 6 figure club (provided there isn't a pullback this week) . 50-50 growth and dividend. With an average monthly dividend of 368.68$ and growing. Hoping to reach 128k by end of year and $400 monthly average. Made possible through aggressively saving on 40-50k a year since 2017.
I can't tell... | 16.983678 | 0.775758 | dividends | Congratulations! I have the same issue with my people. They get a lot of jealous emotions but overlook how hard we worked, how religiously we saved, and most importantly they overlook that anyone can do this. | 0.179817 | 0.955574 |
xkm0y3 | How is Japan not completely dominating the world economy? | I'm no economist, and this is a bit cheeky, but I'm lost as to how Japan isn't a much stronger economy than they are.
Currently, they're ranked #3 in the world, which is pretty good. Especially given their not huge population of a little over 100M. But it seems like they should be higher.
I can't think of many produc... | 5.458352 | 0.385749 | AskEconomics | Japan's heyday was in the 1970s and 80s. Especially [compared with their peer economies](https://ourworldindata.org/grapher/maddison-data-gdp-per-capita-in-2011us-single-benchmark?time=1950..latest&country=KOR~JPN~USA), growth slowed down in the 1990s and 2000s (referred to as the "[Lost Decades](https://en.wikiped... | 0.568421 | 0.95417 |
ll7rwj | Can solo algo trader get an edge / market alpha strategy? | After dabbling in algo trading a bit, whether its making a simple BTC chart detection python algo on binance, or sophisticated commodity trading algo that scans for pattern in global climates.. surely we - solo algo traders, have found a profiting algo at one point or another.
My question is: do you really have an al... | 4.313788 | 0.11307 | algotrading | Yes. In fact, there are many advantages to being a (automated) retail investor/trader. I won't distinguish automation as an advantage or disadvantage because it is simply a tool for executing strategies and not a strategy within itself.
First and foremost, small trades (I mean <$100k or so, assuming a liquid enoug... | 0.840263 | 0.953332 |
zsy2mf | What's overvalued about Tesla? | Serious question. I'm not that good with valuation.
I've read bull and bear scenarios about TSLA, but I'm wondering what specifically is bad with Teslas valuation.
I see that it's revenue growth and also its eps was up year over year but that's all I know really.
Also if there are any bullish arguments please feel f... | 1.431993 | 0.121951 | ValueInvesting | It's an automaker, an industry that typically trades at low multiples, operating in a niche sub-market with limited upside potential. And yet it trades as one of the highest multiple companies on the market.
They also have incredibly shady accounting practices, and frequently move figures around, claim expenses as ass... | 0.829167 | 0.951118 |
7nhrsp | Warning: AT&T applying "customer loyalty speed upgrades" without customer consent | So over the holiday I received an email with an order confirmation from AT&T (my ISP, and the only one available in my area) and it had a new bill amount (about $5/month higher).
I haven't ordered anything so the first thing I thought was maybe someone got a hold of my account number or personal info and changed i... | 91.653319 | 0.764606 | personalfinance | About a month ago, AT&T decided I needed an upgrade so they picked one out for me. I got a notice from my bank about my debit card being charged $90 (I get an email for all charges on that card, and link all auto-pay bills to it so I can see who charged me what). I looked into why I was getting hit for another AT... | 0.182609 | 0.947214 |
m7ytxa | [Channel Discussion] Can we stop with the "I earned $X.00 today, this week, month or this year" and move them to a weekly post? | While it's great that people are getting involved and earning money, it's starting to get annoying seeing these posts everyday. They take away from the substance of this great community. I believe a weekly or so megathread, similar to what other channels do, would better serve this channel & community. | 12.10423 | 0.557576 | dividends | Yes. Is the community OK with a monthly thread for payments? One thread for both these posts and lists/discussions of stocks paying dividends in the coming month?
Edit: I would encourage the community at large to help us maintain a high quality subreddit. There's only a handful of mods, and we all do this on a volunte... | 0.388991 | 0.946567 |
m0bgbz | Behavioural lessons learned over 30 years of investing | These are some important lessons I have learnt over 30 years of investing from a young age . These are my experiences , so I cannot really post hard data or do analysis . They have become part and parcel of what I think
1. Get rid of all membership programs , frequent flyer miles, restaurant coupons, exclusive invit... | 13.13026 | 0.820619 | IndiaInvestments | One addition. Don't have kids if you don't want to. Family members will pressure you/your spouse. But stay firm on your decision.
I've seen people having kids for the sake of having kids without thinking how it'll affect their financial position. It puts you as well as your kids into a very miserable position. | 0.124706 | 0.945324 |
9ec2pl | Pigze Profer Solution to the Limitations The solutions include the introduction of | Wollo — reduces the cost of money transfers to a fraction of a cent making it possible to send small sums to children
Pigzbe — helps families to create borderless micro-financing networks, providing international reach to over 180+ countries
Wallet — enables the real-time settlement of money transfers in 3 to 6 se... | -0.002527 | 0.053476 | crypto_currency | Pigzbe offers up a cohesive, comprehensive, transparent and simplified way in which families, and especially children, can comprehend the world of the digital marketplace, and be able to financially succeed in the way that ultimately, all monetary and financial matters will be sorted | 0.888889 | 0.942365 |
9ec2pl | Pigze Profer Solution to the Limitations The solutions include the introduction of | Wollo — reduces the cost of money transfers to a fraction of a cent making it possible to send small sums to children
Pigzbe — helps families to create borderless micro-financing networks, providing international reach to over 180+ countries
Wallet — enables the real-time settlement of money transfers in 3 to 6 se... | -0.002527 | 0.053476 | crypto_currency | Pigzbe utilizes the blockchain to profit exchanges inside families borderless, safe, and moment. By opening the capability of globalized families as small scale financing systems, Pigzbe shows kids about cash in the 21st century. | 0.888889 | 0.942365 |
9ec2pl | Pigze Profer Solution to the Limitations The solutions include the introduction of | Wollo — reduces the cost of money transfers to a fraction of a cent making it possible to send small sums to children
Pigzbe — helps families to create borderless micro-financing networks, providing international reach to over 180+ countries
Wallet — enables the real-time settlement of money transfers in 3 to 6 se... | -0.002527 | 0.053476 | crypto_currency | Pigzbe is a part physical and part digital piggy-wallet for children aged 6 and up, powered by Wollo, your child’s first cryptocurrency. Think of Pigzbe as a friendly, tangible financial assistant that will teach children the principles of modern money in an exciting and safe system that harnesses children's natural d... | 0.888889 | 0.942365 |
9ec4q4 | Security of Pigzbe App | The Pigzbe DApp is designed to have an extremely limited attack surface. It will support high scalability to meet the demands of a consumer-facing product. A family’s Wollo tokens are always stored in the public, distributed ledger and are not accessible by the Pigzbe organisation, and they can can be transferred or e... | -0.002527 | 0.053476 | crypto_currency | **Wollo** is Pigzbe’s native token, and when used with the Pigzbe digital wallet provides an effective, age-appropriate learning experience for children, while enabling families to come together as microfinancing networks. | 0.888889 | 0.942365 |
9ec4q4 | Security of Pigzbe App | The Pigzbe DApp is designed to have an extremely limited attack surface. It will support high scalability to meet the demands of a consumer-facing product. A family’s Wollo tokens are always stored in the public, distributed ledger and are not accessible by the Pigzbe organisation, and they can can be transferred or e... | -0.002527 | 0.053476 | crypto_currency | PİGZBE System configuration (including the authorisation of new WiFi networks) may be
carried out over Bluetooth from the Pigzbe mobile application. The hardware takes
advantage of LE Secure Connections (introduced in Bluetooth 4.2) to ensure an
authenticated and secure connection between the Pigzbe device and the m... | 0.888889 | 0.942365 |
l8nntv | By popular demand: official “I hate Robinhood and want a new broker thread” | Honestly, I didn’t want to post this myself since there’s probably two dozen of these posts in the queue, but all of the recent ones look like they’re written by 8 year olds.
Normally this belongs in the daily advice thread, but because of recent events and concerns over Robinhood’s ability to serve customer(I been t... | 24.634706 | 0.504281 | investing | Here are all the brokers to avoid, FYI:
* Robinhood
* Interactive Brokers - [for anyone arguing with me that they only restricted options cause "the company said so"](https://ibb.co/r6JRfFq)
* Merrill Lynch (Bank of America) [link](https://www.streetinsider.com/Momentum+Movers/Merrill+Edge+said+to+have+put+restricti... | 0.438048 | 0.942329 |
jq92lx | For those of you who are in your 30s earning 24k does this sub make you feel like a failure as everyone on here seems to be rich ? | Interested to hear from people earning normal salaries in comparison to the rich lawyers, bankers, trust fund babies on here. I always thought how could someone earning 24k live in a place like London but it must happen as not everyone is on a 50k salary. | 42.468749 | 0.431154 | UKPersonalFinance | The sub is pretty self selecting though. Being about personal finance, it's largely going to attract people at the extremes (either in a lot of debt and seeking advice or with a lot of spare income and seeking advice).
Comparison is the thief of joy as they say, and even the people earning lots in London fin techs wi... | 0.511156 | 0.94231 |
nbrwhl | I think I’m done | The $10k I put into eth over the past 18 months is worth about $75k at the moment.
I am considering selling at least half today, to lock in some gains, but may just sell all of it.
I come from modest means and have modest expectations in terms of lifestyle. 65k in profit is not exactly a life changing amount of mon... | 28.449985 | 0.873194 | ethtrader | Dude, good for you!
I put in around $10,000 back in 2017 and when ETH hit ~$1,400, I was up to $70,000. But I held and rode it back down to like $6,000 over the next few years. I've since rebounded back over $200k, but there's no guarantee! Take your profits if you want to because it could all disappear tomorrow. | 0.069111 | 0.942305 |
huq4v9 | How should I make money? I need help Please! | I am a 13-year-old and I am trying to make some money for my mom because she is a single mom and I want to help her with the bills because I hate to see her so stressed. Please leave suggestions in the comments please! it would really help | 3.535934 | 0.329897 | Money | Best thing you can do until you are old enough to work is make all her stress worth it for her. Get killer grades in school and help around the house as much as you can. The smarter you make yourself now they easier you'll make both your lives in the future. | 0.612245 | 0.942142 |
rh7c6c | In-laws who are not as well off as us want to pay for our kids college. | We already have enough money set aside for college for our 4 young kids (10+ years away from college). My in laws have come forward that they want to pay a large portion of kids college, and want to begin a fund for them. They are not as well off as us, and I’m sure putting this money towards our kids would be taking i... | 2.051356 | 0.148983 | fatFIRE | We let my parents fund education savings accounts for our kids, and we're going to make sure our kids appreciate it.
Then we bought them a house down the road from us on a Caribbean beach, and take care of first-class round-trips to be here for half the year.
Gifts have meaning for both giver and recipient, and that ... | 0.793043 | 0.942027 |
lj2twq | What do you do as an economist? | Hi, I'm majoring in economics and I'm on a class about what economist do professionally speaking. So if someone can answer this 4 questions it would mean a lot to me.
&#x200B;
1) In which sector or company do you work?
2) What is your function/position in that company?
3) For what do you use what you learned at... | 6.169242 | 0.432432 | AskEconomics | 1) I work for the federal government (legislative branch)
2) My title is Senior Economist. I work on reports based on request letters from Congress members. My duties range from scoping questions, figuring out how to address the questions with available data and methodology, collecting and analyzing evidence, writing t... | 0.505263 | 0.937696 |
w899um | Stop listening to Dave Ramsey likes he’s a guru. Our generation needs better advice than that of this man and Jim Cramer | I see more and more people that “swear” by this guy and his advice. Did you know he filed for bankruptcy? If everyone could pay for everything with cash, the whole world would be millionaires. Rather than listen to this clown’s basic advice you should have gotten in elementary school, go read “The Richest Man in Babylo... | 10.380124 | 0.876289 | Money | Dave Ramsey offers great advice and his teachings have made many people millionaires. I dont agree with his no credit cards take but I'm my own person and I take the good advice and leave out the bad.
The Richest Man in Babylon great book. | 0.061224 | 0.937513 |
9eqful | Overview of Pigzbe | Pigzbe goal is to help children and their families learn the
principles of 21st century finance through cryptocurrency
savings and hands-on play.
Financial literacy will be an important 21st-century skill, and finding ways to introduce
earning, saving and managing money principles at a young age will help children
beg... | 0.617804 | 0.101604 | crypto_currency | Pigzbe piggy-wallet has been specifically designed to establish and reinforce the behaviours that turn into smart financial practice. It takes 60 days of repeating an action to form a habit, and the game mechanics of app are tailored to hit that learning sweet spot. | 0.833333 | 0.934938 |
9xeufz | Swachhcoin Proposed Solution |
It is not a hidden fact that the global waste management problem we face cannot be tackled by a handful of people or organisations. The willingness and contribution of the mass is the key in successfully achieving our objective. The best way to encourage people to properly manage their wastes will be to incentivize ... | 0.617804 | 0.101604 | crypto_currency | Lots of Plastics Around 8 million metric tons of plastic ends up in the oceans every year which isequivalent to five grocery bags of plastic trash for every foot of coastline around the globe. Only 9 percent has been recycled. The vast majority - 79 percent - is accumulating in landfills or sloughingoff in the natural ... | 0.833333 | 0.934938 |
udjtls | What are some good decisions you have made with your money that are different then the typical investment advice? | I have quite a bit of savings now, as well as a pretty good stock portfolio. What are some things I can do with the savings besides throwing it into the market (which I believe has some correcting to do)? | 5.989511 | 0.525773 | Money | I spent it. And I continue to spend it. I make a blue collar income. I have a have home with a mortgage. I have car paid off and it gets me to and fro. I have less than 20k saved for retirement and I’m 40 years old. But life is fragile. Tomorrow is never promised. I give stuff to my kids now. I buy stuff I want now and... | 0.408163 | 0.933936 |
lck7nt | Here are the answers to all your questions | - We don’t care if you’re coming from wsb or anywhere else. Nobody cares. Stop making a big deal out if it.
- Stop posting what you learned from the GME shitstorm. They’re all common sense. Go to r/gme_meltdown for that shit.
- Stop posting 80% returns in the last 3 months and title it “Thetagainz”. We all know you ei... | 19.377663 | 0.806452 | thetagang | "If you don't want to sell the stocks, don't sell a covered call."
This. I see people all the time that are whining because their stock blew past their strike price and will probably be exercised. Funny thing is they got max profit for their trade. Learn what you're doing before you do it. Set a strike you'd be ok sel... | 0.126923 | 0.933375 |
lolulz | Would boycotting companies who use child labor or other inhumane businesses practices help the employees be treated better, or would it just lead to them being unemployed and even worse off? | I hear lots of people calling for a boycott on companies like Nestle or Apple, because those companies are often tied to child labor and inhumane working conditions in foreign countries. And obviously child labor and sweatshops are despicable, but I’ve always wondered: if these boycotts became widespread enough to star... | 7.740681 | 0.535627 | AskEconomics | Far from being dumb or ignorant, it is indeed a very intelligent and legitimate question . Here is an excerpt from a paper that investigates this issue:
"A common perception is that most child laborers work for wages in the formal sector, conjuring images of children working long hours in sweatshops or toiling away i... | 0.397368 | 0.932995 |
re2hbt | How does old money stay wealthy? | The traditional story is:
First generation starts poor, is hungry, frugal and hard-working. Given the right conditions and luck (plus their innate hardwork and intelligence), they become wealthy.
The second generation sees this struggle as they grow up. They benefit from this wealth (better education, networks, heal... | 4.597393 | 0.296061 | fatFIRE | People here might not like it but:
Family culture and strict traditional upbringing for future generations.
You can have all the money in the world, but all it takes is for junior to grow up to be an entitled prick playboy one time and it can all be lost overnight.
Most old line families instill charity, hard wor... | 0.636087 | 0.932148 |
mr8835 | I have a gambling addiction. Don't fucking t+2 if you can't afford it. | The highs, oh the fucking highs of it paying off, and the stress when it doesn't.
At the start of the year I took the 5k available in my redraw out of my homeloan, I thought I was smart and could invest and earn more than I was going to save in interest.
I was wrong, because I'm an idiot, with no self control.
For ... | 12.168391 | 0.580408 | ASX_Bets | Someone will read this, and recognise the danger signs. It's a shit thing that happened to you but you're doing a really good thing by sharing the outcome.
I have seen a few new people quietly sinking beneath the waves in the dailies. The fucking GME thing has really given some people a false expectation, and it's hor... | 0.351536 | 0.931944 |
mkgomd | Synopsis of 05-04 | Hey everyone,
As most of you have heard by now I was put in a position where I was forced to resign as a moderator
&#x200B;
The past few weeks have been hard on the mod team, there where some problems and everyone has made some errors.
&#x200B;
For me personally it came last week when I got a slew of messa... | 11.767932 | 0.379279 | Superstonk | Do the dailies Rensole. The lurkers love them I promise
Edit 1: never had notifications from Reddit before.
Thanks apes.
Just threw this comment down without thinking but now it’s got traction it’s more important to say,
Rensole - Get well soon, and do the dailies when your ready, because we will all be waiting
... | 0.552381 | 0.93166 |
nbrwhl | I think I’m done | The $10k I put into eth over the past 18 months is worth about $75k at the moment.
I am considering selling at least half today, to lock in some gains, but may just sell all of it.
I come from modest means and have modest expectations in terms of lifestyle. 65k in profit is not exactly a life changing amount of mon... | 28.449985 | 0.873194 | ethtrader | Obviously your reacting to the recent events. You may want to step back and reevaluate. There are so many positive things on the horizon and after all the price only fell a few hundred dollars. I think that's a testament to the strength of Ethereum. Not trying to talk you out of or it into anything. But you are reactin... | 0.056417 | 0.929611 |
gcoxw3 | Why the hell do we have rent control in various cities when economists mostly agree it’s not good? | This is driving me crazy just from confusion. In like 90% of books and sources I read, experts say rent control creates scarcity, it does the opposite of its desired effect essentially. I’ve seen that when rent control was put into place in various cities it immediately lead to less housing development. I’ve seen that ... | 8.002587 | 0.552826 | AskEconomics | See my username.
It is bad for society, bad for new/future residents, bad for a city as a whole. That's basically the economic story, but I don't think you are asking why it is bad.
So why do we have it?
Because it is great for for current renters and current renters vote. They outnumber landlords (many landlords ... | 0.376316 | 0.929141 |
lbqzep | Michael Burry's Investment Strategy | This will be long....Sorry in advance. I decided I'd like to research Michael Burry since I've seen so many people talking about him on here and this is just what I've discovered about him and his methods.
**Quick Facts:**
* Founder of hedge fund Scion Capital 2000-2008. Closed to focus on personal investments
* Best... | 13.546205 | 0.874797 | ValueInvesting | Investing is neither science, nor art, it's a craft, you learn it by doing it over and over never perfecting it, but doing it better each time, there is no hardcore science, but there is no randomness like art. | 0.054167 | 0.928963 |
l71zmm | Whether you have GME or not, this manipulation is a scary thing. It’s not right and we can’t let them win (HOLD GME!) | I know a lot of this sub obviously just trades Canadian stock which is alright. But brokers restricting our ability to buy more GME creates a scary precedent that no matter how screwed hedge funds are, they can still cheat their way out of it.
A quick summary of the situation is this. Billionaires shorted the hell out... | 18.916263 | 0.685784 | CanadianInvestor | Agreed 100%, Fxxxing billionaires/institutions. This is outright market manipulation to restrict free trading in the interest of thier own or when thing didnt work out for them. Funny thing is the squeeze has not even arrived yet. Am holding all mine, regardless. This is history in the making. | 0.241718 | 0.927502 |
le235t | GME Institutions Hold 177% of Float Why the Squeeze is not Squoze | DISCLAIMER: This post is NOT Financial Advice!
This is actual DD of just statistical, cold hard facts. My previous post got removed by the compromised mods of r/wallstreetbets
[I have access to Bloomberg Terminal with up to date data as of February 5 on institutional holdings. Institutions currently hold... | 23.647978 | 0.2593 | wallstreetbets | This is what we want guys.
Good DD with some numbers to back it up.
Don't start threads about 'Who is HOLDING'.
If there is still a play on GME then let everyone decide on their on to jump on. We don't want GME Fatigue to ruin it.
Thanks OP
Position: 150 shares
https://ibb.co/Rb2LGFW
Not financial advice. | 0.66755 | 0.92685 |
9mfd5g | Megathread: 2019 Nobel Prize in Economics awarded to William Nordhaus and Paul Romer | ### "The Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel 2018 was divided equally between William D. Nordhaus "for integrating climate change into long-run macroeconomic analysis" and Paul M. Romer "for integrating technological innovations into long-run macroeconomic analysis.""
Nobel Prize C... | 13.846819 | 0.874904 | Economics | My Micro professor told us about the time he was in a graduate class being taught by Paul Romer. One day he (my professor) was a little nervous and antsy, and also happened to be wearing a very eye-catching yellow jacket. He wasn't really paying attention to what Professor Romer was lecturing the class about, and when ... | 0.051282 | 0.926186 |
lbqzep | Michael Burry's Investment Strategy | This will be long....Sorry in advance. I decided I'd like to research Michael Burry since I've seen so many people talking about him on here and this is just what I've discovered about him and his methods.
**Quick Facts:**
* Founder of hedge fund Scion Capital 2000-2008. Closed to focus on personal investments
* Best... | 13.546205 | 0.874797 | ValueInvesting | This is awesome. A well written and rather fascinating glimpse into one of the greats. Thanks for posting. I’m new to investing as a whole. Been interesting for quite awhile, but haven’t really dedicated the time necessary to learn as much as I’d like. Any suggestions for beginners looking to gain a better understandin... | 0.05 | 0.924797 |
98n8s1 | Cyclean - Marketing | For the success of CyClean ICO, we are both eager to invest on online marketing and offline marketing. The publishing point of this whitepaper triggers threshold for CyClean teams to engage more actively on marketing schemes. We are operating various online marketing tactics such as social media posting and maintenanc... | 0.479953 | 0.090909 | crypto_currency | CyClean is a project in the field of green energy, which will work on blockchain. The platform is aimed at researching and developing new technologies and inventions in the field of alternative energy, as well as developing its products. | 0.833333 | 0.924242 |
vyr2qx | I'm gonna be sick... | I tried to buy a house. I met with a broker and we crunched all the numbers: income, expenses, savings, assets, etc. He gave me a figure to work with.
I purchased a house in Sydney for 100k less than what he said I could borrow. Signed the contract and everything.
It's a week before settlement and the broker has just... | 23.038054 | 0.677846 | AusFinance | Get another broker now, a good one who has capacity to smash the loan application out for you today / tomorrow.
Find another bank, go low doc if you have to in order to get this over the line and not lose your deposit.
Chances are you can make this work and might incur a penalty for late settlement, but if your incom... | 0.246145 | 0.923991 |
lajmhp | What would happen if all companies were employee owned? | I’m an entrepreneur with 100% ownership of my company, and I’m considering restructuring to employee-ownership to boost loyalty, performance, company growth, and ethics.[Employee ownership is linked to better company performance on average.](https://wol.iza.org/articles/does-employee-ownership-improve-performance/long)... | 7.441359 | 0.515971 | AskEconomics | I made a video about this recently if you’d like a fuller explanation: https://youtu.be/6Dh_-lFOQAg
The short of it is that businesses would likely be much smaller on an individual level, more fragmented, and likely yield higher paid employees who are less likely to be laid off because laying and employee off with equ... | 0.407895 | 0.923865 |
pe8rwf | Investors Be Like... | * Past performance is not a guarantee of future results... You should back test every portfolio
* Why are you using that ETF? You should use this ETF that has the same holdings
* Too much tech... MSFT and AAPL are the best companies
* You have to pay taxes when you earn money!!!
* That expense ratio is 0.6%!!!
* The ma... | 5.137462 | 0.246061 | dividends | "The wife and I only bring home $310k total between us, and like most Americans we're living paycheck to paycheck. Between our multiple car leases, live-in nanny, our two homes and vacation timeshare we barely have our ends covered. Is $5000 per month enough to invest? or should we open a savings account instead?" | 0.677064 | 0.923125 |
nb3otq | Am I the only one who hopes Elon stays the hell away from ETH? | Elon is an egotistical asshole who is worshiped by a horde of lunatics who obey his every utterance. I hope he spends time pumping and dumping other crap and not focus on ETH as the ravings of a power mad billionaire are hardly a strong foundation for long term success.
One of the attractions of crypto was that it was... | 29.770391 | 0.913303 | ethtrader | I think it was always a little naive to assume that crypto was going to completely reverse the class system. Of course crypto is going to allow some rich people to stay rich, the point is that it will provide (and has already provided) many low income people with an opportunity to gain life changing wealth. A world run... | 0.008463 | 0.921766 |
yyir5x | Where would you live in Europe for the best quality of life? | Me and my husband are both EU citizens. We moved to Canada a few years ago, but are thinking of moving again. We are considering a move to an EU country.
We are both I.T professionals, and are hoping it wouldn't be too difficult to find a job in this industry. We earn good income in Toronto, but are considering movin... | 5.889644 | 0.210756 | eupersonalfinance | The guy says that he wants to move from Canada because of terrible winters and people suggest him to move to... Scandinavia.
If you can work remote, Southern Europe (Portugal, Spain or Italy) has a great life quality (job market there is terrible though, that's why I'm saying "if you can work remote"). If you can't, F... | 0.710366 | 0.921122 |
xqiftl | A bill has now officially been drafted to ban any politician, their child, spouse, other related connection from owning stocks, and instead put holdings in a blind trust. | House Democrats introduced a long-awaited bill on Tuesday that seeks to ban members of Congress, federal judges, Supreme Court justices, the president and others from trading stocks, in an attempt to crack down on conflicts of interest throughout the government.
The 26-page bill, titled the Combatting Financial Confli... | 33.586026 | 0.901437 | StockMarket | First of all, if it is actually 26 pages, rest assured that it will not stay 26 pages but a time it makes it's way to devote. Rest assured the components may only be 26 pages of that particular bill but there will be significantly more added to it to ensure that they make up the difference in other ways.
The penalties... | 0.019361 | 0.920798 |
uphxyh | Why are workers taxed harder than investors? | So I ran the numbers and in Canada you can make 120k on an investment portfolio with an effective tax rate of 4%.
On the other hand, if you made the same amount as a worker, your effective tax rate is 30%… an almost 7.5x increase or 750%!
What’s the reason?
I get it’s to “stimulate investment” or whatever, but does ... | 7.553604 | 0.523342 | AskEconomics | There is a theoretical literature that studies the optimal way to fund government spending.
In the simplest optimal taxation models, you want to tax labor instead of capital. In those models, the optimal tax on capital is zero.
The reason is that most forms of taxation distort equilibrium prices and this creates ine... | 0.397368 | 0.92071 |
9p87xw | INTRODUCTION TO TRAVELER | Traveler is owned by TripX, USA, Inc. a Florida Corporation and will be the first crypto based platform which will accept crypto tokens for hotel bookings, flight booking as well as vacation reservation.
Doing a research, I discovered that the several online travel companies or booking agencies that exist have not be... | 0.411027 | 0.085561 | crypto_currency | Traveler.com is the world’s first fair market travel platform optimized to accept cryptocurrency for hotel bookings, flights, car rentals and other travel services with zero profit margin added on to the net prices customers pay to the aggregator or supplier directly on current OTAs. | 0.833333 | 0.918895 |
98mu9r | CyClean - Overview of the Audit Procedure | An audit is performed on the CyClean smart contract; the code is written in Solidity and makes consistent use of the community recommended methods defined in the OpenZeppelin library of ERC20 smart contracts. We used several automated Solidity analysis tools. After that smart contracts were manually analyzed, their lo... | 0.411027 | 0.085561 | crypto_currency | We all share a universal ecosystem and numerous mutual problems within such ecosystem. It seems like it is underneath the carpet but it is growing rapidly every day and deepening more intensely than we think. Surely, anyone has heard about the environmental problems at least once and there have been many efforts to co... | 0.833333 | 0.918895 |
98mu9r | CyClean - Overview of the Audit Procedure | An audit is performed on the CyClean smart contract; the code is written in Solidity and makes consistent use of the community recommended methods defined in the OpenZeppelin library of ERC20 smart contracts. We used several automated Solidity analysis tools. After that smart contracts were manually analyzed, their lo... | 0.411027 | 0.085561 | crypto_currency | CyClean is a project that promotes clean energy through a rental system of electric vehicles. It applies blockchain technology and smart contracts to encourage people to use electric vehicles, thus reducing the emission of toxic gases. | 0.833333 | 0.918895 |
98mu9r | CyClean - Overview of the Audit Procedure | An audit is performed on the CyClean smart contract; the code is written in Solidity and makes consistent use of the community recommended methods defined in the OpenZeppelin library of ERC20 smart contracts. We used several automated Solidity analysis tools. After that smart contracts were manually analyzed, their lo... | 0.411027 | 0.085561 | crypto_currency | In addition to all this on the platform CyClean, will be available to rent a vehicle. Each instance will be equipped with wireless navigation, with which CyClean will be able to track not only the current location of the ecotransport, but also to read the miles that it has overcome. | 0.833333 | 0.918895 |
p3c6us | What do you do that you earn six figures? | It seems like a lot of people make a lot of money and it seems like I’m missing out on something. So those of you that do, whats your occupation that pays so well? | 30.918648 | 0.652199 | financialindependence | Sales (in my case insurance), particularly if you don’t have a college degree/coding knowledge. A willingness to be rejected a lot is a requirement though and it’s a harder requirement than most people acknowledge. | 0.266316 | 0.918515 |
iqtp6s | How long did it take you to become consistently profitable? | Just curious. I keep hearing things from 6 months to 10+ years. Just wanted to hear what people here thought.
This is with real money (no paper trading.)
Also any tips/advice would be appreciated. | 1.018562 | 0.04 | Trading | I've been trading since 1996'ish. In that time I've traded just about every type of market condition there is. Made a ton of money during the internet boom because all you had to do was trade a .com name and made a fortune. I was on top of the world, king of the castle, the head honcho... then came the internet cras... | 0.878049 | 0.918049 |
lbf8w1 | Stop picking on wsb | We are all on the same team. Everyone wants to make money in the end. It's a zero sum game. The difference is the risk-return tradeoff.
There are many on this sub who use a combination of multiple strategies(buying & selling options).
We all have gotten burned on crazy unexpected moves in several underlyings, whe... | 17.835044 | 0.743369 | thetagang | I am cool with sticking it up to the HFs, but trying to convince yourself that losing 80% of your life saving as being cool is a bit hard for my head to wrap around.
When the emotion is over, most will realize they made the most financial irresponsible thing in their life.
Edit: 1 thing I forgot to mention, the peopl... | 0.174359 | 0.917728 |
iuu7bu | Almost went bankrupt building my first house. sharing the lessons learnt | I'm in a philosophical and reflective mood.
I've recently concluded a 3+ year legal battle against my builder (2 x house builds) and the VIC building insurer. And whilst I'm pleased with a $350k payout, I must say I'm absolutely horrified for the average person or family should they find themselves in a similar situ... | 27.7243 | 0.814154 | AusFinance | This is the reason I subscribe to this sub. Excellent analysis.
IMO everyone looks down their nose at project builders but the risk of one of them going under and not being able to pay subbies is considerably less than a non project builder. And they’re usually militant about approvals, insurance etc.
If you had you... | 0.103417 | 0.917571 |
ojc12v | How do I stop someone from wasting all their money on the stock market? | My father has this newfound interest in the stock market and spent the last few weeks studying it. He told me he wanted to start trading and I told him to study it some more, or at the very least, start by paper trading.
a few days ago I found out he threw thousands of dollars on a stock that he did 0 research on, wit... | 1.838609 | 0.063158 | Trading | Some people learn by the trial of fire. They get burned and learn to use it safely, or they get burn and never touch it again. The stock market is there for everyone but not everyone can make it as a trader | 0.853659 | 0.916816 |
mvvmvp | 🚀 Time to expose the shell game. FTDs can be "reset" through borrowing from ETFs. Read the Truth. | # 🚀 Time to expose the shell game.
[The Shell Game](https://imgur.com/wKBpPdI)
###FTDs are not “reset”. FTDs on ETFs help show the short positions on the underlying securities.
Edit: Each Shell Game post is intended to be read sequentially. You've been misinformed on FTDs. You'll feel great after you go through this ... | 6.600013 | 0.216748 | Superstonk | If I'm reading those rules correctly, anyone margin called will have until the next business day end to cough up the dough, which I didn't know so thanks for that.
So as an example, if the price were to rise like crazy on Apr 22 at noon, closing the day at over $500, smaller short funds would receive margin calls that... | 0.6994 | 0.916147 |
m1bz1h | Theta Gang not for me | This correction has really shown me that I don't have what it takes to be doing Theta plays. I get way way too stressed when trades start heading the other way. I'm loosing sleep over PYPL, exiting at the wrong times, and getting really emotional about it.
With owning good companies I barely even twitch if the sto... | 4.179365 | 0.184946 | thetagang | Theta gang typically consists of selling calls and puts and allowing the contracts to decay overtime, and if it blows past your strike you are assigned the shares at a lower price, or roll it out and avoid assignment. This is less risky than buy and hold for the downside of it. I think you are confused about what theta... | 0.730769 | 0.915715 |
orewi5 | Wealthy people are so damn out of touch! | They say if you ask a poor person for money advice is poor and with rich it's rich. So I have been asking advice of people who have become financially independent, at least money isn't a stressing factor in their lives.
Oh my god. "Save 20% of income and invest it." I explain money is tight and hardly any left to buy ... | 18.529215 | 0.546701 | povertyfinance | At this point becoming financially independent requires a high salary, very low expenses, very good savings habits or a combination of two of the three. You’re asking people what they did to get there and saving AT LEAST 20% of their income, having side hustles, job hopping are all common things that actually work. Whe... | 0.367724 | 0.914426 |
nb378m | Beyond Protocol? | ***Trigger warning: This will likely be the "deepest" post ever in /CryptoMoonShots***
I fully expect to get /rekt and flamed for posting this here, but I like to think there are some intelligent people here trying to make $$
This project has been talked a lot about over the past week (website here: [https://beyond... | 9.891497 | 0.754928 | CryptoMoonShots | it's funny a legit post asking opinions about a legit project is getting absolutely no traction.
On topic; the concept is interesting, im not technically savvy enough to understand how are they planning to achieve it tho. In case they succeeded tho, this would definitely be huge given the current "fear of AI" | 0.158824 | 0.913751 |
snrrsy | Economists, what is the single biggest misconception you feel the "Econ 101" crowd has about economics in the real world? | By Econ 101, I do not mean people who are ignorant of the study of economics. I mean individuals who draw incorrect conclusions about economics based on a failure to recognize the simplifying assumptions we make in introductory courses.
Here is something I believed early on in undergrad when I (wrongly) thought I k... | 8.189663 | 0.565111 | AskEconomics | It’s seems no one believes in supply and demand anymore. Housing prices are caused by too much (or not enough) government intervention. Inflation is caused by printing money and not a supply chain crunch. Everyone has another issue they think is causing a rise or drop in prices, instead of starting with supply and dema... | 0.347368 | 0.912479 |
mpdfv1 | How do value investors hold when their stocks go 50-100% over their estimated value? (which usually happens when you get a 10 or 100 bagger) | Whenever a stock i own goes double of what i think is the intrinsic value i either sell part or all of it because i feel the opportunity cost of investing elsewhere is higher. How do some investors ride these sort of stocks to 10x or 100x? Is a "buy underpriced and hold forever" strategy better than a rebalancing strat... | 2.818717 | 0.20813 | ValueInvesting | The key is selling early then being bitter and regretful as you watch the price continue to rise. At least that's what I do. Munger actually addressed this at the last djco meeting. He said he has a friend that always sells half that way he feels smart no matter what happens. That's actually not bad advice, it doesn... | 0.704167 | 0.912297 |
lhhvuo | Killing pump and dumps targeting /r/ASX_bets for fun and shitposts | It has come to the mods attention that an organized pumping event was planned for this subreddit starting with a cordinated an attack in the Monday Daily thread. This knowledge was obtained via various means, including the use of people (yes, plural) who have slightly more mental and ethical capacity than others tellin... | 13.132138 | 0.62449 | ASX_Bets | So this was ricklepickle and his recently formed group chat right? Not even slightly surprised, he's a complete dog cunt. Does anyone else remember one of his early DDs where he got called out because he didn't the know the relationship between share price and market cap, and somebody tried explaining it to pickle and ... | 0.286689 | 0.911179 |
Subsets and Splits
Unique Subreddits List
Lists unique subreddits in the dataset, providing a basic overview of the data's scope.