country
string
year
int64
urban_rural
string
gender
string
age
int64
age_group
string
income_quintile
string
education
string
employment_status
string
business_ownership
int64
mfi_branch_access
int64
mfi_awareness
int64
mfi_membership
int64
group_lending
int64
loan_amount_usd
float64
interest_rate
float64
loan_term_months
int64
loan_purpose
string
mfi_name
string
repayment_rate
float64
monthly_repayment_usd
float64
missed_payments
int64
savings_with_mfi
int64
savings_balance_usd
float64
training_received
int64
scenario
string
DRC
2,018
urban
male
35
25-34
lowest
primary
farmer
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Nigeria
2,025
rural
male
41
35-44
lowest
secondary
employed_formal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
DRC
2,019
rural
female
45
35-44
highest
none
unemployed
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Kenya
2,018
urban
female
24
18-24
highest
primary
self_employed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,018
rural
female
27
25-34
highest
primary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,021
urban
male
22
18-24
second
secondary
farmer
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,018
rural
male
27
25-34
fourth
none
self_employed
1
1
1
1
1
389.72
0.251
3
consumption
ACEP
0.973
162.54
0
1
624.87
0
low_burden
Rwanda
2,024
rural
female
38
35-44
lowest
primary
employed_formal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,022
rural
female
62
55+
second
secondary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Niger
2,020
rural
female
61
55+
fourth
secondary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,018
urban
male
53
45-54
highest
secondary
self_employed
1
1
1
1
1
139.27
0.3
12
agriculture
FINCA
0.966
15.09
0
0
0
1
low_burden
Mali
2,021
rural
male
44
35-44
second
tertiary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,019
rural
female
27
25-34
middle
secondary
employed_formal
0
1
1
1
0
348.1
0.317
12
healthcare
Caurie
0.979
38.19
0
1
308.08
0
low_burden
Malawi
2,025
rural
female
34
25-34
lowest
primary
employed_informal
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,020
rural
male
54
45-54
second
primary
farmer
1
0
0
1
1
222.94
0.251
6
consumption
Zambia National Building Society
0.979
46.5
0
0
0
1
low_burden
Senegal
2,021
urban
female
60
55+
lowest
none
employed_informal
0
1
1
1
1
244.74
0.387
12
agriculture
Caurie
1
28.29
0
0
0
0
low_burden
Kenya
2,018
rural
female
63
55+
highest
primary
self_employed
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Nigeria
2,019
rural
male
36
35-44
lowest
none
unemployed
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ghana
2,019
urban
male
40
35-44
fourth
primary
farmer
0
1
1
1
0
230.63
0.21
12
small_business
Sinapi Aba
0.934
23.25
1
1
1,033.49
0
low_burden
Uganda
2,018
rural
female
41
35-44
second
secondary
self_employed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Malawi
2,023
rural
male
20
18-24
middle
secondary
self_employed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Niger
2,025
rural
female
23
18-24
second
primary
unemployed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Rwanda
2,025
rural
female
20
18-24
second
secondary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,020
urban
male
52
45-54
middle
primary
employed_formal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
DRC
2,024
rural
female
28
25-34
middle
secondary
self_employed
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,022
urban
male
50
45-54
highest
secondary
employed_informal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Uganda
2,018
rural
male
35
25-34
second
primary
employed_formal
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,018
rural
female
55
45-54
middle
primary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,022
rural
female
23
18-24
highest
tertiary
self_employed
1
0
1
1
0
462.96
0.231
3
agriculture
Caurie
0.988
190
0
0
0
1
low_burden
Rwanda
2,021
rural
male
33
25-34
second
secondary
farmer
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,018
rural
female
27
25-34
highest
secondary
unemployed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,025
rural
female
38
35-44
highest
none
self_employed
0
1
0
1
0
683.29
0.286
6
small_business
Caurie
0.986
146.43
0
1
914.78
1
low_burden
Uganda
2,023
rural
female
44
35-44
fourth
primary
self_employed
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,022
rural
female
25
18-24
middle
primary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,025
rural
male
49
45-54
fourth
tertiary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,025
urban
male
63
55+
middle
none
employed_formal
0
1
1
1
1
143.13
0.292
6
small_business
FINCA
0.99
30.81
0
0
0
1
low_burden
Rwanda
2,025
rural
female
20
18-24
middle
primary
unemployed
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Kenya
2,020
rural
male
22
18-24
highest
tertiary
employed_informal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ethiopia
2,025
rural
female
62
55+
second
primary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Malawi
2,022
rural
male
48
45-54
fourth
primary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
South Africa
2,023
urban
male
61
55+
middle
secondary
self_employed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ghana
2,024
rural
male
51
45-54
lowest
primary
unemployed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,019
urban
male
51
45-54
middle
tertiary
unemployed
1
1
1
1
0
360.5
0.356
6
housing
FINCA
0.966
81.46
0
1
1,350.58
0
low_burden
Malawi
2,021
urban
male
25
18-24
fourth
none
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
South Africa
2,019
rural
female
42
35-44
middle
secondary
unemployed
1
0
0
1
1
350.73
0.383
6
consumption
Small Enterprise Foundation
0.944
80.86
0
0
0
0
low_burden
DRC
2,020
urban
female
35
25-34
fourth
primary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Kenya
2,021
urban
male
57
55+
second
secondary
farmer
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ghana
2,024
rural
male
20
18-24
highest
secondary
employed_formal
1
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
DRC
2,024
rural
female
18
18-24
middle
secondary
self_employed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Kenya
2,021
urban
male
44
35-44
fourth
tertiary
farmer
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
DRC
2,020
urban
female
63
55+
second
secondary
farmer
0
1
1
1
1
188.77
0.37
18
education
FINCA
0.967
14.37
1
0
0
1
low_burden
Tanzania
2,022
rural
female
64
55+
second
none
farmer
0
1
1
1
1
527.73
0.371
6
consumption
Pride
0.976
120.57
0
0
0
1
low_burden
Mozambique
2,025
rural
female
45
35-44
highest
none
employed_informal
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,025
rural
female
38
35-44
lowest
primary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Malawi
2,019
rural
female
30
25-34
second
primary
employed_informal
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Rwanda
2,019
urban
female
64
55+
fourth
primary
employed_informal
0
1
0
1
0
459.8
0.36
18
emergency
Duterimbere
0.976
34.74
0
0
0
1
low_burden
Uganda
2,023
rural
female
26
25-34
fourth
secondary
employed_formal
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,020
urban
male
23
18-24
highest
secondary
employed_informal
0
1
1
1
0
166.83
0.282
9
education
PAMECAS
0.999
23.76
0
1
228.03
1
low_burden
Zambia
2,019
rural
male
41
35-44
fourth
tertiary
employed_formal
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,018
urban
male
36
35-44
highest
primary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
South Africa
2,021
rural
male
41
35-44
middle
secondary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Rwanda
2,021
urban
female
60
55+
middle
secondary
self_employed
1
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Malawi
2,022
rural
male
30
25-34
fourth
tertiary
employed_informal
1
1
1
1
0
610.74
0.216
9
consumption
NBS
0.975
82.49
2
0
0
0
low_burden
Malawi
2,019
urban
male
59
55+
fourth
secondary
farmer
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Malawi
2,023
rural
male
27
25-34
lowest
primary
employed_informal
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
DRC
2,023
urban
female
33
25-34
second
none
employed_informal
0
1
1
1
1
137.91
0.376
12
consumption
FINCA
0.929
15.81
0
1
1,384.02
0
low_burden
Tanzania
2,021
urban
female
18
18-24
middle
tertiary
self_employed
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Nigeria
2,019
urban
female
49
45-54
fourth
secondary
unemployed
0
1
1
1
1
544.61
0.397
12
small_business
AB Microfinance
0.997
63.38
0
1
2,347.9
1
low_burden
Ethiopia
2,022
rural
male
58
55+
middle
secondary
unemployed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Kenya
2,023
rural
male
59
55+
fourth
secondary
self_employed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Uganda
2,020
rural
female
25
18-24
fourth
secondary
unemployed
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Uganda
2,020
rural
female
54
45-54
second
secondary
self_employed
1
0
0
1
1
244.39
0.366
24
emergency
FINCA
0.998
13.91
0
1
1,080.67
0
low_burden
Mali
2,022
rural
female
24
18-24
middle
tertiary
unemployed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Niger
2,020
urban
female
47
45-54
middle
tertiary
employed_formal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Niger
2,021
rural
male
51
45-54
lowest
primary
employed_formal
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Malawi
2,020
rural
female
25
18-24
middle
none
employed_formal
0
1
1
1
1
51.23
0.373
3
asset_purchase
NBS
0.997
23.45
0
1
484.05
0
low_burden
Niger
2,020
rural
female
23
18-24
middle
none
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Nigeria
2,023
rural
female
21
18-24
fourth
primary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mozambique
2,021
rural
female
51
45-54
second
secondary
employed_informal
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,021
rural
male
46
45-54
lowest
secondary
self_employed
1
1
0
1
0
217.97
0.222
6
small_business
FINCA
0.99
44.4
0
0
0
0
low_burden
South Africa
2,023
rural
male
23
18-24
middle
primary
unemployed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Nigeria
2,020
urban
female
41
35-44
fourth
primary
self_employed
1
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,018
rural
female
55
45-54
middle
secondary
farmer
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Niger
2,024
rural
male
29
25-34
second
secondary
employed_informal
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,018
rural
male
46
45-54
highest
secondary
unemployed
0
1
1
1
0
398.8
0.356
6
education
FINCA
0.975
90.13
0
0
0
1
low_burden
Malawi
2,022
rural
female
31
25-34
lowest
none
employed_formal
1
1
0
1
0
115.1
0.387
6
small_business
FINCA
0.992
26.6
0
0
0
0
low_burden
Nigeria
2,020
urban
male
30
25-34
second
primary
employed_informal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ethiopia
2,019
urban
male
36
35-44
second
secondary
self_employed
1
1
1
1
0
158.88
0.437
6
agriculture
Wisdom
0.996
38.05
0
1
681.74
1
low_burden
Ghana
2,018
urban
female
34
25-34
fourth
secondary
employed_informal
0
0
1
1
1
541.74
0.342
12
education
Grameen Ghana
0.952
60.58
0
0
0
1
low_burden
Tanzania
2,025
rural
female
41
35-44
fourth
secondary
farmer
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Niger
2,021
urban
female
27
25-34
lowest
tertiary
farmer
0
0
1
1
1
87.24
0.271
3
small_business
ACEP
0.932
36.95
0
1
499.56
1
low_burden
Rwanda
2,020
rural
female
36
35-44
fourth
none
employed_informal
0
1
0
1
0
658.15
0.322
12
education
Duterimbere
0.973
72.5
0
0
0
1
low_burden
Rwanda
2,023
rural
male
47
45-54
fourth
primary
employed_formal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ethiopia
2,018
rural
female
36
35-44
highest
primary
employed_formal
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
South Africa
2,022
urban
female
48
45-54
highest
primary
employed_formal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Uganda
2,021
rural
female
23
18-24
fourth
primary
unemployed
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ethiopia
2,022
urban
female
24
18-24
lowest
none
self_employed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Uganda
2,018
rural
male
58
55+
second
none
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ethiopia
2,025
urban
male
39
35-44
highest
secondary
employed_formal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
South Africa
2,019
urban
male
46
45-54
middle
none
farmer
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden