country
string
year
int64
urban_rural
string
gender
string
age
int64
age_group
string
income_quintile
string
education
string
employment_status
string
business_ownership
int64
mfi_branch_access
int64
mfi_awareness
int64
mfi_membership
int64
group_lending
int64
loan_amount_usd
float64
interest_rate
float64
loan_term_months
int64
loan_purpose
string
mfi_name
string
repayment_rate
float64
monthly_repayment_usd
float64
missed_payments
int64
savings_with_mfi
int64
savings_balance_usd
float64
training_received
int64
scenario
string
Ethiopia
2,023
urban
male
52
45-54
middle
secondary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mozambique
2,023
rural
female
24
18-24
highest
primary
unemployed
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,020
urban
male
63
55+
highest
primary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Niger
2,019
rural
female
37
35-44
fourth
none
self_employed
1
1
0
1
1
135.59
0.331
12
agriculture
ACEP
0.983
15.04
0
1
145.73
0
low_burden
Malawi
2,020
rural
male
59
55+
highest
none
employed_informal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ghana
2,024
rural
male
37
35-44
lowest
primary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,025
urban
male
37
35-44
fourth
secondary
self_employed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
South Africa
2,025
urban
male
46
45-54
highest
tertiary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ghana
2,019
rural
female
26
25-34
lowest
none
employed_formal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,022
urban
female
46
45-54
lowest
none
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ghana
2,019
rural
male
64
55+
fourth
none
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Niger
2,023
urban
female
48
45-54
middle
secondary
farmer
1
1
1
1
1
298.53
0.284
9
small_business
ACEP
1
42.6
0
1
342.72
0
low_burden
Mali
2,021
rural
female
21
18-24
lowest
primary
employed_informal
0
0
0
1
1
241.03
0.327
9
education
Kafo Jiginew
0.993
35.53
0
1
477.55
1
low_burden
Malawi
2,023
urban
female
50
45-54
second
primary
farmer
0
1
1
1
0
320.6
0.38
12
emergency
Opportunity Bank
0.956
36.87
1
0
0
1
low_burden
Mali
2,023
rural
male
19
18-24
second
tertiary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,025
urban
male
22
18-24
second
tertiary
farmer
0
0
1
1
1
228.58
0.352
3
small_business
FINCA
1
103.01
0
1
224.02
1
low_burden
Uganda
2,021
rural
female
31
25-34
highest
secondary
farmer
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Uganda
2,020
urban
female
32
25-34
middle
none
self_employed
0
1
1
1
0
220.83
0.204
6
agriculture
Pride
0.986
44.33
0
0
0
0
low_burden
Malawi
2,022
rural
male
18
18-24
fourth
primary
employed_informal
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mozambique
2,019
rural
female
18
18-24
lowest
primary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Uganda
2,018
urban
male
55
45-54
second
secondary
employed_informal
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Malawi
2,022
urban
female
39
35-44
second
secondary
self_employed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Niger
2,024
urban
male
27
25-34
highest
none
employed_formal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ghana
2,022
urban
female
38
35-44
highest
tertiary
employed_formal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Niger
2,024
urban
male
50
45-54
second
primary
employed_informal
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,019
rural
male
52
45-54
highest
secondary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
DRC
2,021
rural
female
31
25-34
lowest
none
employed_informal
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,022
urban
male
25
18-24
second
primary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,020
rural
female
63
55+
fourth
none
employed_formal
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Nigeria
2,018
urban
female
47
45-54
second
secondary
unemployed
0
1
1
1
1
147.15
0.279
6
small_business
Fortis
0.963
31.38
2
0
0
1
low_burden
Malawi
2,018
rural
male
64
55+
highest
none
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
DRC
2,025
urban
male
32
25-34
lowest
primary
self_employed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Kenya
2,022
rural
female
23
18-24
fourth
secondary
farmer
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,020
rural
female
35
25-34
lowest
secondary
self_employed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,020
urban
female
33
25-34
lowest
secondary
self_employed
1
0
1
1
1
72.82
0.323
6
small_business
Zambia National Building Society
0.968
16.05
0
1
1,145.46
1
low_burden
Niger
2,018
urban
male
51
45-54
second
secondary
employed_informal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Rwanda
2,025
urban
female
51
45-54
highest
secondary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Malawi
2,018
rural
female
21
18-24
middle
secondary
employed_informal
0
0
1
1
0
165.68
0.387
12
agriculture
Opportunity Bank
0.999
19.15
0
1
692.48
0
low_burden
Tanzania
2,024
rural
female
45
35-44
middle
primary
self_employed
1
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Rwanda
2,019
rural
male
34
25-34
lowest
none
employed_formal
0
1
1
1
0
85.17
0.377
6
small_business
Duterimbere
0.985
19.54
0
1
1,584.37
1
low_burden
Nigeria
2,020
rural
male
46
45-54
lowest
primary
self_employed
1
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,020
rural
female
36
35-44
lowest
none
self_employed
0
1
0
1
1
77.19
0.351
6
education
Caurie
0.984
17.38
0
0
0
1
low_burden
Uganda
2,024
rural
female
43
35-44
fourth
primary
employed_informal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Rwanda
2,018
rural
male
51
45-54
lowest
primary
employed_informal
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Rwanda
2,020
rural
female
31
25-34
second
none
farmer
0
0
0
1
1
604.07
0.286
12
small_business
UOB
0.961
64.74
0
1
1,285.48
0
low_burden
Uganda
2,020
urban
male
27
25-34
middle
secondary
employed_informal
0
1
1
1
0
89.1
0.408
12
housing
FINCA
0.952
10.45
0
1
126.23
1
low_burden
Mali
2,020
rural
male
51
45-54
middle
secondary
employed_formal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Malawi
2,019
urban
male
62
55+
second
secondary
employed_informal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,025
urban
male
38
35-44
lowest
tertiary
unemployed
0
1
1
1
1
297.9
0.219
6
small_business
Kafo Jiginew
0.995
60.53
0
0
0
1
low_burden
Kenya
2,021
rural
male
64
55+
second
primary
farmer
1
0
1
1
1
97.47
0.369
3
consumption
Faulu
1
44.48
0
1
1,127.41
0
low_burden
Nigeria
2,021
urban
male
26
25-34
fourth
primary
self_employed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,021
urban
male
56
55+
lowest
primary
farmer
1
1
1
1
0
82.12
0.412
3
agriculture
FINCA
0.97
38.64
0
1
262.63
1
low_burden
Nigeria
2,025
urban
female
64
55+
fourth
secondary
farmer
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,020
rural
female
32
25-34
lowest
primary
farmer
0
0
1
1
1
81.32
0.304
9
small_business
Pride
0.811
11.79
1
0
0
0
low_burden
Rwanda
2,020
rural
female
24
18-24
highest
tertiary
farmer
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Nigeria
2,020
urban
male
49
45-54
highest
primary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Niger
2,020
urban
female
58
55+
lowest
primary
self_employed
0
0
1
1
1
77.88
0.29
9
small_business
ACEP
0.947
11.17
2
1
1,104.53
0
low_burden
Uganda
2,018
rural
male
21
18-24
second
secondary
employed_informal
1
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Nigeria
2,022
rural
female
48
45-54
second
primary
employed_formal
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,018
urban
female
58
55+
fourth
secondary
employed_formal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,019
rural
male
19
18-24
middle
secondary
self_employed
1
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Nigeria
2,019
rural
male
42
35-44
middle
secondary
unemployed
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,020
urban
female
21
18-24
lowest
secondary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mozambique
2,024
rural
female
26
25-34
lowest
primary
farmer
0
1
0
1
1
263.8
0.335
12
agriculture
SOCREMOS
0.995
29.34
0
0
0
1
low_burden
South Africa
2,022
rural
female
40
35-44
fourth
primary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,025
rural
female
33
25-34
middle
secondary
unemployed
0
1
0
1
1
355.84
0.235
3
consumption
Caurie
0.979
146.5
0
1
1,948.52
1
low_burden
Malawi
2,020
rural
female
22
18-24
fourth
primary
farmer
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ethiopia
2,025
rural
male
55
45-54
fourth
primary
employed_informal
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Rwanda
2,018
rural
female
27
25-34
middle
none
self_employed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,022
rural
male
58
55+
middle
secondary
self_employed
1
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,024
rural
female
26
25-34
highest
none
employed_informal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Kenya
2,022
rural
male
42
35-44
fourth
tertiary
employed_informal
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Nigeria
2,025
rural
female
52
45-54
highest
none
employed_informal
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
South Africa
2,020
rural
female
40
35-44
highest
primary
employed_informal
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Malawi
2,018
urban
male
37
35-44
second
primary
employed_informal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,024
urban
male
53
45-54
fourth
primary
unemployed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,018
urban
male
18
18-24
fourth
primary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,024
rural
female
56
55+
lowest
secondary
farmer
0
0
1
1
1
131.88
0.348
12
agriculture
Kafo Jiginew
0.956
14.81
2
1
1,278.39
1
low_burden
Kenya
2,023
urban
female
50
45-54
middle
none
employed_formal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Uganda
2,024
rural
male
53
45-54
second
primary
unemployed
1
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,021
urban
male
37
35-44
second
none
farmer
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,025
urban
female
36
35-44
lowest
primary
unemployed
1
0
1
1
1
769.6
0.385
6
agriculture
FINCA
0.995
177.59
0
0
0
0
low_burden
Niger
2,019
rural
male
44
35-44
fourth
tertiary
self_employed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,021
urban
female
48
45-54
fourth
primary
self_employed
0
1
1
1
0
334.09
0.212
6
housing
FINCA
0.873
67.49
0
1
1,350.47
1
low_burden
Malawi
2,018
rural
male
61
55+
middle
secondary
self_employed
1
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
South Africa
2,024
urban
male
58
55+
lowest
primary
self_employed
1
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Nigeria
2,023
rural
male
20
18-24
middle
primary
farmer
0
1
0
1
0
259.14
0.382
18
small_business
Fortis
0.977
19.89
1
1
750.13
1
low_burden
Senegal
2,024
urban
female
25
18-24
lowest
secondary
employed_formal
0
1
1
1
1
100.49
0.288
12
education
U-IMCEC
0.989
10.79
0
1
396.59
1
low_burden
Senegal
2,024
rural
male
62
55+
second
none
employed_formal
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,020
rural
male
36
35-44
second
tertiary
unemployed
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
DRC
2,018
urban
female
45
35-44
highest
primary
employed_formal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,025
urban
female
20
18-24
second
primary
farmer
0
1
1
1
0
126.3
0.346
9
small_business
Pride
0.982
18.89
0
0
0
0
low_burden
South Africa
2,021
urban
male
22
18-24
middle
tertiary
employed_informal
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,018
rural
male
37
35-44
highest
primary
self_employed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,025
rural
female
51
45-54
second
tertiary
employed_informal
0
0
0
1
1
148.65
0.276
3
housing
ACEP
1
63.25
0
1
2,029.89
0
low_burden
Zambia
2,025
urban
male
54
45-54
highest
tertiary
self_employed
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
DRC
2,021
rural
female
60
55+
lowest
primary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Malawi
2,024
rural
male
27
25-34
second
primary
unemployed
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,018
rural
male
27
25-34
lowest
secondary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Kenya
2,018
rural
male
43
35-44
middle
primary
employed_informal
1
1
1
1
0
416.75
0.342
12
consumption
Faulu
0.98
46.61
0
1
760.17
1
low_burden