country
string
year
int64
urban_rural
string
gender
string
age
int64
age_group
string
income_quintile
string
education
string
employment_status
string
business_ownership
int64
mfi_branch_access
int64
mfi_awareness
int64
mfi_membership
int64
group_lending
int64
loan_amount_usd
float64
interest_rate
float64
loan_term_months
int64
loan_purpose
string
mfi_name
string
repayment_rate
float64
monthly_repayment_usd
float64
missed_payments
int64
savings_with_mfi
int64
savings_balance_usd
float64
training_received
int64
scenario
string
South Africa
2,021
rural
female
44
35-44
lowest
secondary
self_employed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,018
rural
male
58
55+
second
primary
self_employed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,021
urban
female
30
25-34
highest
none
farmer
0
1
1
1
0
292.34
0.367
9
consumption
Pride
0.973
44.4
1
1
2,109.02
1
low_burden
South Africa
2,025
urban
female
53
45-54
fourth
none
self_employed
1
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,020
rural
female
34
25-34
highest
primary
self_employed
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,025
rural
female
47
45-54
highest
secondary
farmer
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Malawi
2,020
rural
male
41
35-44
second
primary
farmer
0
1
0
1
0
135.25
0.281
12
education
Opportunity Bank
0.954
14.43
0
1
1,400.71
0
low_burden
Nigeria
2,019
urban
female
60
55+
middle
primary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
South Africa
2,020
rural
female
30
25-34
second
none
employed_informal
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Kenya
2,020
urban
female
42
35-44
fourth
secondary
self_employed
1
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Nigeria
2,018
urban
female
25
18-24
second
secondary
self_employed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ghana
2,022
urban
female
47
45-54
lowest
secondary
farmer
0
1
1
1
1
75.56
0.26
9
emergency
Sinapi Aba
0.917
10.58
0
1
996.49
1
low_burden
Tanzania
2,020
rural
female
19
18-24
lowest
tertiary
farmer
0
1
0
1
0
848.67
0.201
24
small_business
Yosefa
0.991
42.48
0
1
410.45
0
low_burden
Uganda
2,023
urban
male
37
35-44
fourth
none
farmer
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Kenya
2,021
urban
male
18
18-24
lowest
none
employed_informal
0
0
0
1
1
47
0.349
12
healthcare
Rafiki
0.959
5.28
0
0
0
1
low_burden
Niger
2,021
rural
female
33
25-34
middle
secondary
farmer
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
South Africa
2,021
rural
female
40
35-44
highest
primary
unemployed
0
0
1
1
1
252.9
0.364
24
agriculture
Maruleng
0.958
14.37
0
1
300.05
0
low_burden
Uganda
2,019
urban
female
33
25-34
fourth
secondary
employed_informal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,023
urban
male
36
35-44
second
secondary
employed_formal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,018
rural
male
24
18-24
lowest
none
employed_formal
1
1
0
1
0
216.82
0.334
9
agriculture
FINCA
0.951
32.14
0
1
227.62
0
low_burden
Mozambique
2,023
urban
male
51
45-54
highest
tertiary
self_employed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Niger
2,025
urban
female
55
45-54
middle
none
self_employed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,024
rural
female
39
35-44
second
secondary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,021
urban
female
20
18-24
highest
primary
self_employed
1
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Malawi
2,020
rural
male
20
18-24
lowest
secondary
farmer
0
1
1
1
0
100.75
0.448
6
education
NBS
0.982
24.32
0
1
561.41
1
low_burden
Nigeria
2,024
urban
female
49
45-54
second
none
farmer
0
1
1
1
1
165.74
0.372
24
housing
AB Microfinance
0.994
9.47
1
1
318.76
1
low_burden
DRC
2,020
urban
female
61
55+
lowest
tertiary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
DRC
2,021
urban
male
58
55+
lowest
tertiary
unemployed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Kenya
2,024
urban
female
37
35-44
second
secondary
self_employed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Niger
2,025
urban
female
41
35-44
fourth
secondary
farmer
0
1
1
1
0
427.77
0.302
3
small_business
Yikri
0.988
185.62
0
0
0
1
low_burden
Uganda
2,025
urban
male
25
18-24
second
secondary
self_employed
1
1
1
1
0
380.27
0.316
18
agriculture
Pride
0.998
27.81
0
0
0
0
low_burden
Mali
2,018
rural
male
21
18-24
fourth
secondary
farmer
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
DRC
2,025
rural
female
53
45-54
fourth
secondary
unemployed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Uganda
2,018
urban
female
38
35-44
highest
secondary
farmer
0
1
0
1
0
386.61
0.376
3
healthcare
FINCA
0.993
177.38
0
0
0
0
low_burden
Malawi
2,022
rural
female
41
35-44
lowest
tertiary
self_employed
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Uganda
2,025
rural
female
34
25-34
fourth
secondary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,023
rural
male
32
25-34
lowest
primary
employed_informal
1
0
1
1
1
263.66
0.203
12
agriculture
PAMECAS
0.993
26.43
0
1
858.56
0
low_burden
Mozambique
2,025
urban
female
64
55+
fourth
tertiary
employed_informal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Uganda
2,020
urban
female
56
55+
second
primary
employed_formal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ethiopia
2,020
urban
male
50
45-54
fourth
none
self_employed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
South Africa
2,020
urban
female
36
35-44
lowest
tertiary
employed_formal
0
0
1
1
1
54.76
0.343
12
small_business
Maruleng
0.924
6.13
0
1
603.98
1
low_burden
Tanzania
2,020
urban
male
51
45-54
middle
primary
unemployed
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Uganda
2,023
rural
male
33
25-34
lowest
none
self_employed
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,021
rural
male
42
35-44
lowest
secondary
farmer
1
0
0
1
1
105.41
0.332
12
small_business
Zambia National Building Society
0.99
11.7
1
0
0
0
low_burden
Zambia
2,023
urban
female
24
18-24
middle
secondary
self_employed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Rwanda
2,021
rural
male
51
45-54
second
none
employed_informal
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,020
urban
male
20
18-24
fourth
primary
employed_informal
0
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
South Africa
2,019
rural
female
51
45-54
fourth
none
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,022
rural
male
46
45-54
middle
primary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,025
urban
female
21
18-24
fourth
primary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
South Africa
2,024
rural
female
41
35-44
fourth
none
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mozambique
2,020
rural
male
28
25-34
highest
tertiary
self_employed
0
1
1
1
0
612.99
0.391
12
small_business
SOCREMOS
0.978
71.04
0
1
835.74
1
low_burden
Zambia
2,021
rural
male
40
35-44
lowest
secondary
employed_formal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Kenya
2,023
rural
female
18
18-24
middle
secondary
self_employed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,022
rural
male
51
45-54
fourth
tertiary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Senegal
2,018
urban
male
41
35-44
lowest
tertiary
farmer
0
1
1
1
0
495.4
0.237
3
agriculture
PAMECAS
0.982
204.35
0
1
1,330.13
0
low_burden
Nigeria
2,022
urban
female
35
25-34
second
secondary
employed_formal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Rwanda
2,018
rural
female
59
55+
second
primary
employed_informal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
DRC
2,018
urban
female
48
45-54
middle
secondary
employed_formal
0
1
1
1
1
140.08
0.255
6
agriculture
MFI cooperative networks
0.984
29.3
0
0
0
1
low_burden
Uganda
2,023
rural
female
46
45-54
second
secondary
unemployed
0
1
0
1
1
103.19
0.376
6
small_business
UML
0.983
23.67
0
1
246.28
0
low_burden
Niger
2,018
rural
female
24
18-24
middle
primary
self_employed
1
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Nigeria
2,020
urban
female
41
35-44
middle
primary
self_employed
1
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,022
urban
female
50
45-54
middle
primary
self_employed
1
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Malawi
2,023
rural
female
61
55+
second
primary
farmer
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Kenya
2,021
urban
female
46
45-54
fourth
secondary
employed_informal
0
1
1
1
1
414.18
0.325
24
housing
Faulu
1
22.87
0
1
191.58
1
low_burden
South Africa
2,018
urban
female
26
25-34
middle
primary
farmer
0
0
1
1
1
258.11
0.264
9
healthcare
Maruleng
0.979
36.25
0
0
0
0
low_burden
Nigeria
2,024
urban
male
49
45-54
lowest
primary
farmer
0
0
1
1
1
98.53
0.358
3
small_business
Baobab
0.962
44.6
1
0
0
0
low_burden
Senegal
2,025
rural
female
21
18-24
lowest
none
employed_formal
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Nigeria
2,025
rural
female
32
25-34
second
tertiary
employed_informal
1
1
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mozambique
2,023
urban
male
61
55+
highest
primary
self_employed
1
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,021
rural
male
55
45-54
second
primary
employed_formal
1
1
1
1
0
98.64
0.369
6
small_business
ACEP
0.883
22.51
1
1
231.58
0
low_burden
DRC
2,025
urban
female
60
55+
lowest
secondary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Malawi
2,021
rural
male
34
25-34
lowest
secondary
self_employed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,019
urban
male
50
45-54
lowest
secondary
employed_informal
0
1
1
1
1
111.4
0.321
12
consumption
Bayport
0.996
12.26
0
0
0
0
low_burden
Rwanda
2,024
rural
male
50
45-54
second
secondary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,020
rural
male
29
25-34
fourth
primary
self_employed
1
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
DRC
2,025
rural
female
62
55+
second
tertiary
self_employed
1
0
0
1
1
279.84
0.284
18
consumption
FINCA
0.952
19.96
0
1
1,086.61
0
low_burden
Kenya
2,020
urban
male
63
55+
fourth
secondary
self_employed
0
1
0
1
0
276.31
0.228
18
asset_purchase
KWFT
0.985
18.86
1
0
0
1
low_burden
Rwanda
2,024
rural
male
23
18-24
lowest
secondary
self_employed
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Uganda
2,022
rural
female
53
45-54
second
none
self_employed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,021
rural
male
39
35-44
fourth
secondary
unemployed
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
DRC
2,020
rural
male
49
45-54
fourth
primary
self_employed
1
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ghana
2,024
rural
female
44
35-44
highest
primary
self_employed
0
1
1
1
1
919.8
0.354
6
education
Opportunity International
0.991
207.6
0
1
3,461.01
1
low_burden
Mali
2,018
urban
female
28
25-34
second
secondary
farmer
0
0
0
1
1
188.64
0.328
12
emergency
NYESIGISO
0.973
20.87
0
0
0
1
low_burden
Malawi
2,021
rural
female
22
18-24
middle
secondary
self_employed
1
1
1
1
0
358.66
0.329
9
small_business
NBS
0.964
52.97
0
0
0
1
low_burden
Ghana
2,020
urban
female
42
35-44
fourth
primary
employed_informal
1
1
1
1
0
398.83
0.285
12
small_business
Opportunity International
0.983
42.72
0
1
2,020.24
1
low_burden
Ethiopia
2,022
rural
female
57
55+
lowest
tertiary
employed_informal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Zambia
2,020
urban
male
56
55+
fourth
primary
self_employed
1
0
1
1
1
264.88
0.232
12
small_business
Zambia National Building Society
0.968
27.2
0
1
467.05
0
low_burden
Mali
2,023
urban
female
30
25-34
second
secondary
farmer
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Rwanda
2,021
rural
female
58
55+
lowest
none
farmer
1
1
1
1
1
249.97
0.34
6
agriculture
Duterimbere
0.94
55.83
0
1
1,162.42
0
low_burden
Mozambique
2,019
rural
male
34
25-34
fourth
primary
farmer
1
0
1
1
0
162.57
0.333
9
small_business
BIM
0.94
24.09
0
1
156.41
1
low_burden
Mozambique
2,019
rural
female
44
35-44
fourth
tertiary
employed_formal
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mali
2,023
rural
male
33
25-34
highest
none
farmer
0
0
0
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Rwanda
2,020
urban
female
42
35-44
highest
tertiary
self_employed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Tanzania
2,020
urban
female
42
35-44
second
primary
unemployed
0
1
0
1
1
146.84
0.287
6
agriculture
FINCA
0.932
31.5
1
1
1,590.03
0
low_burden
Malawi
2,023
urban
female
50
45-54
middle
secondary
farmer
0
1
1
1
1
195.02
0.437
9
small_business
Opportunity Bank
0.993
31.13
0
1
764.61
0
low_burden
Uganda
2,020
rural
male
40
35-44
highest
none
self_employed
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Ethiopia
2,021
rural
female
42
35-44
lowest
secondary
farmer
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Mozambique
2,019
rural
female
48
45-54
middle
tertiary
self_employed
0
0
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden
Malawi
2,020
rural
male
37
35-44
highest
secondary
employed_informal
0
1
1
0
0
0
0
0
none
none
0
0
0
0
0
0
low_burden