country
string
year
int64
urban_rural
string
gender
string
age
int64
age_group
string
income_quintile
string
account_ownership
int64
active_use
int64
provider
string
n_transactions_monthly
int64
avg_transaction_value_usd
float64
transaction_types
string
digital_literacy_score
int64
years_active
int64
scenario
string
Uganda
2,020
rural
female
70
55+
middle
1
0
MTN Mobile Money
0
0
none
2
5
low_burden
Mali
2,024
urban
female
46
45-54
fourth
0
0
none
0
0
none
5
0
low_burden
Rwanda
2,018
rural
male
51
45-54
fourth
0
0
none
0
0
none
3
0
low_burden
Malawi
2,021
urban
male
36
35-44
lowest
1
1
TNM Mpamba
13
107.82
loan_repayment,cash_deposit,airtime_purchase,bill_payment
7
10
low_burden
Malawi
2,024
rural
female
68
55+
lowest
0
0
none
0
0
none
10
0
low_burden
DRC
2,025
urban
female
19
15-24
fourth
0
0
none
0
0
none
7
0
low_burden
Uganda
2,020
rural
female
31
25-34
highest
0
0
none
0
0
none
10
0
low_burden
Niger
2,023
urban
female
74
55+
highest
1
1
Airtel Money
15
62.63
merchant_payment,cash_withdrawal
5
12
low_burden
Ghana
2,019
urban
female
44
35-44
highest
1
1
Vodafone Cash
13
79.01
loan_repayment,airtime_purchase,cash_deposit
9
5
low_burden
Uganda
2,018
rural
female
25
15-24
middle
1
0
Airtel Money
0
0
none
3
4
low_burden
Zambia
2,020
urban
female
39
35-44
highest
0
0
none
0
0
none
8
0
low_burden
South Africa
2,025
urban
female
30
25-34
second
0
0
none
0
0
none
10
0
low_burden
Mali
2,023
rural
female
46
45-54
fourth
0
0
none
0
0
none
7
0
low_burden
Mali
2,021
urban
male
29
25-34
highest
1
0
Moov Money
0
0
none
10
7
low_burden
Niger
2,020
rural
male
38
35-44
fourth
1
0
Airtel Money
0
0
none
7
1
low_burden
Mali
2,019
rural
male
69
55+
second
0
0
none
0
0
none
6
0
low_burden
Zambia
2,020
urban
female
19
15-24
second
0
0
none
0
0
none
9
0
low_burden
Uganda
2,019
rural
female
60
55+
second
0
0
none
0
0
none
4
0
low_burden
DRC
2,019
urban
male
19
15-24
second
0
0
none
0
0
none
5
0
low_burden
Malawi
2,023
rural
female
42
35-44
fourth
0
0
none
0
0
none
10
0
low_burden
Zambia
2,019
urban
male
55
45-54
fourth
0
0
none
0
0
none
10
0
low_burden
Ethiopia
2,018
urban
male
72
55+
lowest
0
0
none
0
0
none
10
0
low_burden
Nigeria
2,022
urban
female
30
25-34
fourth
1
0
PalmPay
0
0
none
10
3
low_burden
Mozambique
2,020
rural
male
18
15-24
second
0
0
none
0
0
none
4
0
low_burden
Mali
2,021
rural
male
60
55+
middle
0
0
none
0
0
none
3
0
low_burden
Rwanda
2,019
rural
female
68
55+
second
0
0
none
0
0
none
4
0
low_burden
Malawi
2,019
rural
male
48
45-54
middle
0
0
none
0
0
none
6
0
low_burden
DRC
2,021
rural
female
18
15-24
fourth
1
0
M-Pesa
0
0
none
4
2
low_burden
Senegal
2,023
rural
female
45
35-44
fourth
0
0
none
0
0
none
8
0
low_burden
Malawi
2,021
rural
female
38
35-44
fourth
0
0
none
0
0
none
1
0
low_burden
Malawi
2,022
rural
female
42
35-44
second
1
0
Airtel Money
0
0
none
10
4
low_burden
Ghana
2,022
urban
male
18
15-24
fourth
0
0
none
0
0
none
7
0
low_burden
Uganda
2,020
rural
female
34
25-34
lowest
1
0
MTN Mobile Money
0
0
none
5
8
low_burden
Senegal
2,020
rural
male
74
55+
middle
0
0
none
0
0
none
5
0
low_burden
Mozambique
2,021
urban
male
17
15-24
middle
1
1
e-Mola
15
152.04
bill_payment,international_remittance
7
4
low_burden
Kenya
2,018
urban
female
69
55+
fourth
1
0
M-Pesa
0
0
none
7
6
low_burden
DRC
2,023
urban
male
46
45-54
highest
0
0
none
0
0
none
5
0
low_burden
DRC
2,022
rural
female
50
45-54
second
0
0
none
0
0
none
4
0
low_burden
Tanzania
2,020
urban
male
71
55+
fourth
0
0
none
0
0
none
5
0
low_burden
Rwanda
2,020
rural
female
28
25-34
second
0
0
none
0
0
none
3
0
low_burden
Nigeria
2,020
rural
male
74
55+
middle
1
1
Paga
7
57.34
person_to_person,savings
3
9
low_burden
Mali
2,023
rural
male
31
25-34
fourth
0
0
none
0
0
none
6
0
low_burden
Niger
2,024
urban
female
35
25-34
fourth
1
1
Moov Money
14
131.27
loan_repayment,cash_withdrawal,international_remittance
2
11
low_burden
Ethiopia
2,018
rural
male
41
35-44
highest
1
0
telebirr
0
0
none
5
6
low_burden
Uganda
2,021
rural
female
51
45-54
fourth
0
0
none
0
0
none
5
0
low_burden
South Africa
2,018
urban
male
34
25-34
second
1
1
FNB eWallet
10
102.05
merchant_payment,airtime_purchase
3
6
low_burden
Malawi
2,021
urban
female
62
55+
highest
1
1
TNM Mpamba
18
53.7
person_to_person,airtime_purchase,cash_withdrawal,bill_payment
6
6
low_burden
Mozambique
2,019
urban
female
16
15-24
highest
0
0
none
0
0
none
9
0
low_burden
Niger
2,020
urban
female
54
45-54
second
0
0
none
0
0
none
9
0
low_burden
Mali
2,021
rural
female
54
45-54
lowest
0
0
none
0
0
none
4
0
low_burden
Mali
2,020
rural
male
47
45-54
second
0
0
none
0
0
none
6
0
low_burden
Nigeria
2,021
rural
female
51
45-54
fourth
0
0
none
0
0
none
1
0
low_burden
Ethiopia
2,024
rural
female
59
55+
highest
0
0
none
0
0
none
4
0
low_burden
Zambia
2,024
rural
female
69
55+
fourth
1
0
MTN Mobile Money
0
0
none
7
8
low_burden
Zambia
2,018
rural
female
28
25-34
second
1
0
Airtel Money
0
0
none
6
8
low_burden
Kenya
2,021
rural
female
43
35-44
lowest
1
1
Airtel Money
7
198.38
cash_withdrawal,airtime_purchase,person_to_person,cash_deposit
10
7
low_burden
Senegal
2,024
urban
female
48
45-54
middle
1
1
Wave
8
144.59
savings,loan_repayment,merchant_payment,person_to_person,airtime_purchase
9
6
low_burden
Nigeria
2,022
rural
male
35
25-34
second
0
0
none
0
0
none
10
0
low_burden
Mali
2,019
urban
female
73
55+
lowest
0
0
none
0
0
none
6
0
low_burden
Niger
2,022
rural
female
45
35-44
lowest
0
0
none
0
0
none
1
0
low_burden
Mozambique
2,019
rural
female
50
45-54
lowest
0
0
none
0
0
none
6
0
low_burden
Mali
2,018
rural
male
26
25-34
lowest
1
0
Moov Money
0
0
none
10
10
low_burden
Ethiopia
2,023
urban
female
39
35-44
fourth
0
0
none
0
0
none
3
0
low_burden
South Africa
2,022
rural
female
52
45-54
second
0
0
none
0
0
none
10
0
low_burden
Malawi
2,024
urban
female
40
35-44
second
0
0
none
0
0
none
2
0
low_burden
Tanzania
2,020
rural
male
61
55+
middle
0
0
none
0
0
none
7
0
low_burden
Mozambique
2,024
urban
male
23
15-24
highest
1
0
M-Pesa
0
0
none
10
15
low_burden
Ethiopia
2,021
rural
male
24
15-24
fourth
0
0
none
0
0
none
4
0
low_burden
Uganda
2,023
rural
male
35
25-34
middle
0
0
none
0
0
none
3
0
low_burden
Zambia
2,018
urban
female
34
25-34
fourth
1
0
MTN Mobile Money
0
0
none
10
9
low_burden
Mali
2,018
urban
male
63
55+
fourth
0
0
none
0
0
none
5
0
low_burden
Nigeria
2,024
rural
female
67
55+
fourth
0
0
none
0
0
none
7
0
low_burden
Malawi
2,024
urban
male
43
35-44
middle
1
1
Airtel Money
5
123.46
international_remittance,savings
3
14
low_burden
Uganda
2,025
urban
male
45
35-44
middle
1
1
MTN Mobile Money
5
141.25
savings,merchant_payment,cash_withdrawal
8
7
low_burden
Niger
2,020
urban
female
32
25-34
second
0
0
none
0
0
none
8
0
low_burden
Zambia
2,018
urban
female
46
45-54
second
0
0
none
0
0
none
7
0
low_burden
Tanzania
2,025
rural
male
57
55+
second
1
1
M-Pesa
8
25.58
cash_withdrawal,bill_payment,savings,person_to_person,cash_deposit
8
17
low_burden
Ghana
2,022
rural
male
58
55+
second
0
0
none
0
0
none
5
0
low_burden
Senegal
2,019
urban
female
73
55+
second
1
0
Wave
0
0
none
8
8
low_burden
Niger
2,024
rural
female
49
45-54
middle
0
0
none
0
0
none
5
0
low_burden
South Africa
2,025
urban
male
35
25-34
middle
0
0
none
0
0
none
10
0
low_burden
Malawi
2,020
urban
female
19
15-24
lowest
0
0
none
0
0
none
8
0
low_burden
Nigeria
2,024
rural
male
56
55+
second
0
0
none
0
0
none
3
0
low_burden
DRC
2,024
urban
female
63
55+
second
0
0
none
0
0
none
10
0
low_burden
Rwanda
2,022
rural
male
48
45-54
fourth
0
0
none
0
0
none
4
0
low_burden
Niger
2,023
rural
female
70
55+
second
0
0
none
0
0
none
10
0
low_burden
Uganda
2,020
rural
female
34
25-34
lowest
1
0
MTN Mobile Money
0
0
none
10
11
low_burden
Tanzania
2,025
rural
male
18
15-24
lowest
0
0
none
0
0
none
7
0
low_burden
Mali
2,025
urban
male
52
45-54
middle
1
0
Moov Money
0
0
none
6
1
low_burden
DRC
2,025
urban
male
22
15-24
lowest
1
1
M-Pesa
12
75.31
savings,cash_deposit,merchant_payment
5
2
low_burden
Malawi
2,023
urban
male
20
15-24
middle
0
0
none
0
0
none
10
0
low_burden
DRC
2,018
rural
male
57
55+
middle
0
0
none
0
0
none
3
0
low_burden
DRC
2,020
rural
male
41
35-44
highest
1
0
M-Pesa
0
0
none
7
1
low_burden
Ethiopia
2,021
urban
female
51
45-54
middle
0
0
none
0
0
none
10
0
low_burden
Mozambique
2,025
urban
male
59
55+
lowest
0
0
none
0
0
none
3
0
low_burden
Tanzania
2,022
urban
female
37
35-44
second
1
1
Airtel Money
12
40.49
bill_payment,international_remittance,loan_repayment
3
14
low_burden
Ghana
2,022
rural
male
51
45-54
fourth
1
0
Vodafone Cash
0
0
none
10
5
low_burden
Niger
2,019
rural
female
47
45-54
second
0
0
none
0
0
none
10
0
low_burden
Rwanda
2,024
rural
male
49
45-54
highest
0
0
none
0
0
none
4
0
low_burden
Nigeria
2,020
rural
female
57
55+
middle
0
0
none
0
0
none
3
0
low_burden