country
string
year
int64
urban_rural
string
gender
string
age
int64
age_group
string
income_quintile
string
account_ownership
int64
active_use
int64
provider
string
n_transactions_monthly
int64
avg_transaction_value_usd
float64
transaction_types
string
digital_literacy_score
int64
years_active
int64
scenario
string
Uganda
2,019
rural
female
60
55+
second
1
1
Airtel Money
8
51.56
merchant_payment,savings
9
2
moderate_burden
Senegal
2,020
urban
male
30
25-34
lowest
0
0
none
0
0
none
5
0
moderate_burden
DRC
2,024
urban
female
67
55+
second
0
0
none
0
0
none
4
0
moderate_burden
Ghana
2,023
rural
female
54
45-54
middle
1
1
MTN Mobile Money
1
47.98
savings,international_remittance
6
6
moderate_burden
Mozambique
2,024
rural
female
58
55+
second
0
0
none
0
0
none
4
0
moderate_burden
Senegal
2,025
rural
female
54
45-54
middle
0
0
none
0
0
none
6
0
moderate_burden
Niger
2,025
rural
male
48
45-54
second
0
0
none
0
0
none
1
0
moderate_burden
Malawi
2,018
rural
male
69
55+
lowest
0
0
none
0
0
none
4
0
moderate_burden
South Africa
2,023
rural
male
29
25-34
middle
1
1
FNB eWallet
5
85.51
cash_withdrawal,loan_repayment,airtime_purchase
6
7
moderate_burden
Nigeria
2,023
rural
female
61
55+
second
0
0
none
0
0
none
2
0
moderate_burden
Ethiopia
2,023
rural
male
67
55+
second
0
0
none
0
0
none
5
0
moderate_burden
Mali
2,025
urban
female
27
25-34
lowest
1
0
Orange Money
0
0
none
7
16
moderate_burden
Niger
2,024
urban
male
66
55+
lowest
0
0
none
0
0
none
10
0
moderate_burden
Malawi
2,024
urban
male
34
25-34
lowest
1
1
Airtel Money
12
80.22
international_remittance,loan_repayment,bill_payment,cash_withdrawal,savings
7
2
moderate_burden
Mali
2,022
rural
male
45
35-44
lowest
0
0
none
0
0
none
1
0
moderate_burden
Mali
2,020
urban
female
46
45-54
lowest
0
0
none
0
0
none
10
0
moderate_burden
Kenya
2,021
rural
male
39
35-44
second
0
0
none
0
0
none
2
0
moderate_burden
Mali
2,019
rural
male
73
55+
second
1
1
Moov Money
4
74.45
airtime_purchase,bill_payment
7
4
moderate_burden
Ethiopia
2,018
rural
female
30
25-34
highest
1
1
telebirr
5
108.81
savings,cash_deposit,international_remittance
8
2
moderate_burden
South Africa
2,018
rural
female
27
25-34
second
0
0
none
0
0
none
2
0
moderate_burden
Zambia
2,020
rural
male
62
55+
highest
1
1
Airtel Money
9
75.07
international_remittance,airtime_purchase,loan_repayment,cash_deposit
1
6
moderate_burden
Mozambique
2,025
rural
male
62
55+
second
0
0
none
0
0
none
6
0
moderate_burden
Kenya
2,023
rural
female
34
25-34
second
1
1
M-Pesa
8
233.7
loan_repayment,person_to_person,cash_withdrawal
2
10
moderate_burden
Mozambique
2,018
rural
male
27
25-34
lowest
0
0
none
0
0
none
6
0
moderate_burden
Senegal
2,019
urban
female
30
25-34
second
0
0
none
0
0
none
7
0
moderate_burden
Zambia
2,020
urban
male
55
45-54
second
0
0
none
0
0
none
10
0
moderate_burden
Senegal
2,022
urban
female
71
55+
second
1
0
Orange Money
0
0
none
2
4
moderate_burden
Rwanda
2,022
urban
female
17
15-24
second
1
0
MTN Mobile Money
0
0
none
7
12
moderate_burden
Tanzania
2,022
rural
male
35
25-34
middle
0
0
none
0
0
none
3
0
moderate_burden
Malawi
2,024
rural
female
61
55+
middle
0
0
none
0
0
none
9
0
moderate_burden
Rwanda
2,023
rural
male
46
45-54
highest
1
0
MTN Mobile Money
0
0
none
3
5
moderate_burden
Kenya
2,021
urban
male
44
35-44
fourth
1
1
Airtel Money
13
141
bill_payment,merchant_payment,airtime_purchase,international_remittance
10
4
moderate_burden
DRC
2,020
urban
female
66
55+
second
0
0
none
0
0
none
5
0
moderate_burden
Ethiopia
2,018
rural
male
33
25-34
lowest
0
0
none
0
0
none
9
0
moderate_burden
Rwanda
2,019
rural
male
68
55+
highest
0
0
none
0
0
none
1
0
moderate_burden
Mali
2,023
rural
female
55
45-54
second
0
0
none
0
0
none
10
0
moderate_burden
Kenya
2,022
rural
female
65
55+
second
1
1
Airtel Money
7
80.62
cash_deposit,merchant_payment,airtime_purchase,bill_payment,person_to_person
2
6
moderate_burden
Malawi
2,025
urban
female
48
45-54
second
1
0
Airtel Money
0
0
none
6
15
moderate_burden
South Africa
2,022
rural
male
27
25-34
second
0
0
none
0
0
none
6
0
moderate_burden
Ghana
2,018
rural
female
28
25-34
highest
0
0
none
0
0
none
8
0
moderate_burden
Mozambique
2,025
rural
male
47
45-54
lowest
1
0
M-Pesa
0
0
none
6
8
moderate_burden
Mozambique
2,021
urban
female
59
55+
second
0
0
none
0
0
none
2
0
moderate_burden
South Africa
2,023
rural
male
71
55+
second
0
0
none
0
0
none
6
0
moderate_burden
Uganda
2,022
rural
male
52
45-54
fourth
1
0
MTN Mobile Money
0
0
none
8
11
moderate_burden
Kenya
2,025
urban
female
17
15-24
lowest
1
0
M-Pesa
0
0
none
10
1
moderate_burden
Mozambique
2,020
rural
male
48
45-54
middle
0
0
none
0
0
none
8
0
moderate_burden
South Africa
2,023
rural
female
37
35-44
second
0
0
none
0
0
none
6
0
moderate_burden
Tanzania
2,023
rural
male
21
15-24
middle
1
0
Tigo Pesa
0
0
none
7
6
moderate_burden
Senegal
2,023
rural
male
60
55+
lowest
0
0
none
0
0
none
4
0
moderate_burden
Ethiopia
2,020
rural
male
68
55+
highest
0
0
none
0
0
none
2
0
moderate_burden
Uganda
2,023
rural
female
30
25-34
lowest
1
1
Airtel Money
8
179.9
merchant_payment,cash_deposit,savings,airtime_purchase
10
15
moderate_burden
Kenya
2,021
urban
male
22
15-24
highest
1
0
M-Pesa
0
0
none
10
11
moderate_burden
Kenya
2,019
rural
male
22
15-24
lowest
1
0
Airtel Money
0
0
none
2
10
moderate_burden
Kenya
2,024
rural
male
58
55+
middle
1
1
Airtel Money
10
36.75
person_to_person,cash_deposit,merchant_payment
1
7
moderate_burden
Mali
2,018
urban
female
24
15-24
fourth
0
0
none
0
0
none
8
0
moderate_burden
Mozambique
2,021
rural
female
32
25-34
lowest
0
0
none
0
0
none
10
0
moderate_burden
DRC
2,020
urban
male
35
25-34
fourth
0
0
none
0
0
none
2
0
moderate_burden
Uganda
2,021
urban
female
29
25-34
lowest
0
0
none
0
0
none
6
0
moderate_burden
Mozambique
2,019
rural
male
38
35-44
second
1
0
e-Mola
0
0
none
7
2
moderate_burden
Tanzania
2,025
urban
male
50
45-54
lowest
1
1
M-Pesa
10
219.55
merchant_payment,loan_repayment,cash_deposit
3
2
moderate_burden
Rwanda
2,024
rural
male
22
15-24
second
1
0
Airtel Money
0
0
none
9
11
moderate_burden
Niger
2,021
rural
female
42
35-44
fourth
0
0
none
0
0
none
7
0
moderate_burden
Zambia
2,022
rural
male
63
55+
second
0
0
none
0
0
none
3
0
moderate_burden
Tanzania
2,020
urban
male
39
35-44
middle
1
1
M-Pesa
12
72.91
person_to_person,airtime_purchase,cash_deposit,cash_withdrawal
8
2
moderate_burden
Ghana
2,020
rural
female
49
45-54
fourth
0
0
none
0
0
none
2
0
moderate_burden
Ethiopia
2,019
urban
female
72
55+
fourth
0
0
none
0
0
none
8
0
moderate_burden
Ethiopia
2,020
rural
male
51
45-54
highest
0
0
none
0
0
none
10
0
moderate_burden
Ethiopia
2,023
urban
male
35
25-34
fourth
0
0
none
0
0
none
5
0
moderate_burden
Rwanda
2,024
rural
male
68
55+
lowest
0
0
none
0
0
none
2
0
moderate_burden
Rwanda
2,022
rural
female
20
15-24
middle
0
0
none
0
0
none
3
0
moderate_burden
Zambia
2,021
rural
male
35
25-34
lowest
1
0
Zamtel Kwacha
0
0
none
5
8
moderate_burden
Senegal
2,023
rural
male
31
25-34
lowest
1
1
Wave
14
62.52
cash_deposit,merchant_payment
10
8
moderate_burden
Rwanda
2,025
rural
female
63
55+
lowest
1
1
MTN Mobile Money
6
141.83
merchant_payment,airtime_purchase
8
17
moderate_burden
Niger
2,025
rural
male
50
45-54
lowest
0
0
none
0
0
none
1
0
moderate_burden
Mozambique
2,023
rural
male
41
35-44
middle
0
0
none
0
0
none
7
0
moderate_burden
Mozambique
2,024
urban
female
18
15-24
lowest
0
0
none
0
0
none
3
0
moderate_burden
Uganda
2,023
urban
female
74
55+
middle
1
1
Airtel Money
11
108.35
airtime_purchase,cash_deposit
10
8
moderate_burden
Rwanda
2,020
rural
male
23
15-24
fourth
1
0
Airtel Money
0
0
none
3
2
moderate_burden
DRC
2,025
urban
male
59
55+
fourth
1
0
Airtel Money
0
0
none
7
15
moderate_burden
Ethiopia
2,025
urban
male
20
15-24
lowest
1
1
telebirr
15
157.77
savings,cash_withdrawal,loan_repayment,airtime_purchase
9
13
moderate_burden
Senegal
2,022
rural
male
17
15-24
second
1
1
Wari
8
93.75
merchant_payment,savings,person_to_person,bill_payment,loan_repayment
9
11
moderate_burden
Malawi
2,021
urban
male
70
55+
second
1
1
TNM Mpamba
15
85.94
cash_withdrawal,person_to_person
9
1
moderate_burden
Tanzania
2,022
urban
male
71
55+
fourth
1
1
Tigo Pesa
5
36.37
bill_payment,savings,international_remittance,cash_withdrawal
9
14
moderate_burden
Senegal
2,023
rural
male
20
15-24
lowest
1
0
Wave
0
0
none
3
13
moderate_burden
Mozambique
2,021
urban
male
51
45-54
fourth
1
0
M-Pesa
0
0
none
10
11
moderate_burden
Mozambique
2,020
rural
female
16
15-24
fourth
1
0
e-Mola
0
0
none
10
6
moderate_burden
Nigeria
2,024
urban
male
37
35-44
second
0
0
none
0
0
none
6
0
moderate_burden
Zambia
2,021
rural
male
32
25-34
fourth
1
0
MTN Mobile Money
0
0
none
2
7
moderate_burden
DRC
2,024
urban
male
66
55+
lowest
0
0
none
0
0
none
6
0
moderate_burden
Uganda
2,025
urban
male
66
55+
middle
1
1
MTN Mobile Money
10
218.32
merchant_payment,cash_withdrawal
6
9
moderate_burden
South Africa
2,024
rural
male
29
25-34
fourth
1
1
FNB eWallet
6
71.72
airtime_purchase,savings,cash_withdrawal,loan_repayment,person_to_person
5
6
moderate_burden
Zambia
2,024
rural
female
54
45-54
fourth
1
1
MTN Mobile Money
3
54.61
international_remittance,person_to_person,savings
6
6
moderate_burden
Uganda
2,025
rural
female
44
35-44
fourth
1
0
MTN Mobile Money
0
0
none
9
12
moderate_burden
Uganda
2,023
urban
male
40
35-44
lowest
0
0
none
0
0
none
10
0
moderate_burden
Rwanda
2,022
rural
female
56
55+
lowest
0
0
none
0
0
none
2
0
moderate_burden
Mali
2,025
urban
female
22
15-24
fourth
1
1
Orange Money
14
150.86
bill_payment,loan_repayment,savings,person_to_person
4
8
moderate_burden
Senegal
2,022
rural
female
17
15-24
fourth
1
0
Wave
0
0
none
5
14
moderate_burden
Uganda
2,019
urban
female
15
15-24
second
1
0
MTN Mobile Money
0
0
none
7
11
moderate_burden
Senegal
2,018
rural
female
43
35-44
highest
1
1
Wari
7
146.8
savings,airtime_purchase
6
8
moderate_burden
Niger
2,018
rural
female
19
15-24
second
0
0
none
0
0
none
8
0
moderate_burden