country string | year int64 | urban_rural string | gender string | age int64 | age_group string | income_quintile string | account_ownership int64 | active_use int64 | provider string | n_transactions_monthly int64 | avg_transaction_value_usd float64 | transaction_types string | digital_literacy_score int64 | years_active int64 | scenario string |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Ethiopia | 2,023 | urban | male | 59 | 55+ | middle | 0 | 0 | none | 0 | 0 | none | 3 | 0 | low_burden |
Mozambique | 2,023 | rural | female | 23 | 15-24 | highest | 1 | 0 | M-Pesa | 0 | 0 | none | 9 | 7 | low_burden |
Zambia | 2,020 | urban | male | 73 | 55+ | highest | 1 | 1 | MTN Mobile Money | 12 | 227.2 | person_to_person,airtime_purchase,merchant_payment,cash_withdrawal,cash_deposit | 9 | 5 | low_burden |
Niger | 2,019 | rural | female | 40 | 35-44 | fourth | 1 | 0 | Moov Money | 0 | 0 | none | 10 | 8 | low_burden |
Malawi | 2,020 | rural | male | 68 | 55+ | highest | 1 | 1 | TNM Mpamba | 8 | 69.96 | savings,cash_withdrawal,person_to_person | 7 | 11 | low_burden |
Ghana | 2,024 | rural | male | 40 | 35-44 | lowest | 1 | 0 | Vodafone Cash | 0 | 0 | none | 1 | 9 | low_burden |
Mali | 2,025 | urban | male | 39 | 35-44 | fourth | 0 | 0 | none | 0 | 0 | none | 10 | 0 | low_burden |
South Africa | 2,025 | urban | male | 51 | 45-54 | highest | 0 | 0 | none | 0 | 0 | none | 5 | 0 | low_burden |
Ghana | 2,019 | rural | female | 26 | 25-34 | lowest | 1 | 0 | Vodafone Cash | 0 | 0 | none | 6 | 10 | low_burden |
Mali | 2,022 | urban | female | 51 | 45-54 | lowest | 1 | 1 | Moov Money | 4 | 357.89 | airtime_purchase,cash_deposit | 10 | 10 | low_burden |
Ghana | 2,019 | rural | male | 73 | 55+ | fourth | 1 | 1 | MTN Mobile Money | 7 | 119.98 | cash_deposit,merchant_payment,cash_withdrawal,savings,international_remittance | 3 | 1 | low_burden |
Niger | 2,023 | urban | female | 53 | 45-54 | middle | 0 | 0 | none | 0 | 0 | none | 8 | 0 | low_burden |
Mali | 2,021 | rural | female | 19 | 15-24 | lowest | 0 | 0 | none | 0 | 0 | none | 9 | 0 | low_burden |
Malawi | 2,023 | urban | female | 56 | 55+ | second | 1 | 1 | TNM Mpamba | 12 | 119.48 | international_remittance,savings,loan_repayment,person_to_person,cash_deposit | 7 | 12 | low_burden |
Mali | 2,023 | rural | male | 17 | 15-24 | second | 0 | 0 | none | 0 | 0 | none | 9 | 0 | low_burden |
Tanzania | 2,025 | urban | male | 21 | 15-24 | second | 0 | 0 | none | 0 | 0 | none | 10 | 0 | low_burden |
Uganda | 2,021 | rural | female | 32 | 25-34 | highest | 1 | 0 | MTN Mobile Money | 0 | 0 | none | 7 | 8 | low_burden |
Uganda | 2,020 | urban | female | 33 | 25-34 | middle | 1 | 0 | MTN Mobile Money | 0 | 0 | none | 3 | 7 | low_burden |
Malawi | 2,022 | rural | male | 15 | 15-24 | fourth | 1 | 0 | Airtel Money | 0 | 0 | none | 9 | 9 | low_burden |
Mozambique | 2,019 | rural | female | 16 | 15-24 | lowest | 0 | 0 | none | 0 | 0 | none | 9 | 0 | low_burden |
Uganda | 2,018 | urban | male | 62 | 55+ | second | 0 | 0 | none | 0 | 0 | none | 5 | 0 | low_burden |
Malawi | 2,022 | urban | female | 42 | 35-44 | second | 0 | 0 | none | 0 | 0 | none | 10 | 0 | low_burden |
Niger | 2,024 | urban | male | 26 | 25-34 | highest | 1 | 0 | Airtel Money | 0 | 0 | none | 5 | 1 | low_burden |
Ghana | 2,022 | urban | female | 40 | 35-44 | highest | 0 | 0 | none | 0 | 0 | none | 3 | 0 | low_burden |
Niger | 2,024 | urban | male | 56 | 55+ | second | 0 | 0 | none | 0 | 0 | none | 3 | 0 | low_burden |
Tanzania | 2,019 | rural | male | 59 | 55+ | highest | 0 | 0 | none | 0 | 0 | none | 6 | 0 | low_burden |
DRC | 2,021 | rural | female | 32 | 25-34 | lowest | 1 | 0 | M-Pesa | 0 | 0 | none | 4 | 12 | low_burden |
Senegal | 2,022 | urban | male | 25 | 15-24 | second | 1 | 0 | Orange Money | 0 | 0 | none | 9 | 13 | low_burden |
Senegal | 2,020 | rural | female | 72 | 55+ | fourth | 1 | 0 | Wari | 0 | 0 | none | 7 | 12 | low_burden |
Nigeria | 2,018 | urban | female | 52 | 45-54 | second | 0 | 0 | none | 0 | 0 | none | 6 | 0 | low_burden |
Malawi | 2,018 | rural | male | 73 | 55+ | highest | 1 | 1 | Airtel Money | 5 | 130.29 | cash_withdrawal,cash_deposit | 3 | 7 | low_burden |
DRC | 2,025 | urban | male | 33 | 25-34 | lowest | 1 | 0 | Orange Money | 0 | 0 | none | 10 | 5 | low_burden |
Kenya | 2,022 | rural | female | 21 | 15-24 | fourth | 1 | 0 | Airtel Money | 0 | 0 | none | 10 | 9 | low_burden |
Mali | 2,020 | rural | female | 37 | 35-44 | lowest | 0 | 0 | none | 0 | 0 | none | 4 | 0 | low_burden |
Zambia | 2,020 | urban | female | 34 | 25-34 | lowest | 0 | 0 | none | 0 | 0 | none | 5 | 0 | low_burden |
Niger | 2,018 | urban | male | 58 | 55+ | second | 0 | 0 | none | 0 | 0 | none | 10 | 0 | low_burden |
Rwanda | 2,025 | urban | female | 57 | 55+ | highest | 1 | 1 | Airtel Money | 10 | 253.67 | cash_withdrawal,savings,loan_repayment,cash_deposit,international_remittance | 8 | 5 | low_burden |
Malawi | 2,018 | rural | female | 19 | 15-24 | middle | 0 | 0 | none | 0 | 0 | none | 6 | 0 | low_burden |
Tanzania | 2,024 | rural | female | 50 | 45-54 | middle | 1 | 0 | M-Pesa | 0 | 0 | none | 6 | 9 | low_burden |
Rwanda | 2,019 | rural | male | 35 | 25-34 | lowest | 1 | 1 | Airtel Money | 4 | 128.63 | bill_payment,cash_deposit,cash_withdrawal | 8 | 9 | low_burden |
Nigeria | 2,020 | rural | male | 51 | 45-54 | lowest | 0 | 0 | none | 0 | 0 | none | 3 | 0 | low_burden |
Senegal | 2,020 | rural | female | 38 | 35-44 | lowest | 1 | 0 | Wave | 0 | 0 | none | 10 | 3 | low_burden |
Uganda | 2,024 | rural | female | 47 | 45-54 | fourth | 1 | 0 | MTN Mobile Money | 0 | 0 | none | 6 | 8 | low_burden |
Rwanda | 2,018 | rural | male | 57 | 55+ | lowest | 0 | 0 | none | 0 | 0 | none | 2 | 0 | low_burden |
Rwanda | 2,020 | rural | female | 32 | 25-34 | second | 1 | 1 | Airtel Money | 11 | 71.66 | airtime_purchase,savings,merchant_payment,person_to_person,bill_payment | 10 | 6 | low_burden |
Uganda | 2,020 | urban | male | 26 | 25-34 | middle | 1 | 0 | MTN Mobile Money | 0 | 0 | none | 10 | 12 | low_burden |
Mali | 2,020 | rural | male | 57 | 55+ | middle | 0 | 0 | none | 0 | 0 | none | 10 | 0 | low_burden |
Malawi | 2,019 | urban | male | 71 | 55+ | second | 0 | 0 | none | 0 | 0 | none | 8 | 0 | low_burden |
Mali | 2,025 | urban | male | 41 | 35-44 | lowest | 0 | 0 | none | 0 | 0 | none | 4 | 0 | low_burden |
Kenya | 2,021 | rural | male | 74 | 55+ | second | 1 | 0 | M-Pesa | 0 | 0 | none | 6 | 7 | low_burden |
Nigeria | 2,021 | urban | male | 26 | 25-34 | fourth | 1 | 1 | PalmPay | 9 | 68.14 | person_to_person,bill_payment,airtime_purchase,cash_deposit,international_remittance | 8 | 5 | low_burden |
Zambia | 2,021 | urban | male | 64 | 55+ | lowest | 1 | 0 | Airtel Money | 0 | 0 | none | 7 | 5 | low_burden |
Nigeria | 2,025 | urban | female | 74 | 55+ | fourth | 0 | 0 | none | 0 | 0 | none | 3 | 0 | low_burden |
Tanzania | 2,020 | rural | female | 32 | 25-34 | lowest | 1 | 0 | M-Pesa | 0 | 0 | none | 5 | 4 | low_burden |
Rwanda | 2,020 | rural | female | 23 | 15-24 | highest | 0 | 0 | none | 0 | 0 | none | 6 | 0 | low_burden |
Nigeria | 2,020 | urban | male | 54 | 45-54 | highest | 1 | 1 | Paga | 12 | 51.64 | merchant_payment,cash_withdrawal,international_remittance | 7 | 2 | low_burden |
Niger | 2,020 | urban | female | 67 | 55+ | lowest | 0 | 0 | none | 0 | 0 | none | 5 | 0 | low_burden |
Uganda | 2,018 | rural | male | 19 | 15-24 | second | 1 | 0 | MTN Mobile Money | 0 | 0 | none | 9 | 8 | low_burden |
Nigeria | 2,022 | rural | female | 53 | 45-54 | second | 0 | 0 | none | 0 | 0 | none | 10 | 0 | low_burden |
Senegal | 2,018 | urban | female | 67 | 55+ | fourth | 0 | 0 | none | 0 | 0 | none | 6 | 0 | low_burden |
Mali | 2,019 | rural | male | 16 | 15-24 | middle | 0 | 0 | none | 0 | 0 | none | 8 | 0 | low_burden |
Nigeria | 2,019 | rural | male | 45 | 35-44 | middle | 0 | 0 | none | 0 | 0 | none | 2 | 0 | low_burden |
Tanzania | 2,020 | urban | female | 19 | 15-24 | lowest | 0 | 0 | none | 0 | 0 | none | 4 | 0 | low_burden |
Mozambique | 2,024 | rural | female | 25 | 15-24 | lowest | 0 | 0 | none | 0 | 0 | none | 2 | 0 | low_burden |
South Africa | 2,022 | rural | female | 44 | 35-44 | fourth | 1 | 1 | Vodapay | 10 | 17.34 | person_to_person,airtime_purchase,cash_deposit,loan_repayment,merchant_payment | 10 | 11 | low_burden |
Senegal | 2,025 | rural | female | 34 | 25-34 | middle | 0 | 0 | none | 0 | 0 | none | 5 | 0 | low_burden |
Malawi | 2,020 | rural | female | 20 | 15-24 | fourth | 0 | 0 | none | 0 | 0 | none | 8 | 0 | low_burden |
Ethiopia | 2,025 | rural | male | 63 | 55+ | fourth | 0 | 0 | none | 0 | 0 | none | 7 | 0 | low_burden |
Rwanda | 2,018 | rural | female | 27 | 25-34 | middle | 1 | 1 | Airtel Money | 9 | 83.26 | merchant_payment,savings,bill_payment | 3 | 2 | low_burden |
Senegal | 2,022 | rural | male | 67 | 55+ | middle | 0 | 0 | none | 0 | 0 | none | 2 | 0 | low_burden |
Tanzania | 2,024 | rural | female | 25 | 15-24 | highest | 1 | 0 | M-Pesa | 0 | 0 | none | 9 | 8 | low_burden |
Kenya | 2,022 | rural | male | 46 | 45-54 | fourth | 0 | 0 | none | 0 | 0 | none | 8 | 0 | low_burden |
Nigeria | 2,025 | rural | female | 58 | 55+ | highest | 1 | 1 | PalmPay | 7 | 59.44 | bill_payment,airtime_purchase,cash_deposit,cash_withdrawal,merchant_payment | 6 | 13 | low_burden |
South Africa | 2,020 | rural | female | 43 | 35-44 | highest | 1 | 0 | Vodapay | 0 | 0 | none | 4 | 9 | low_burden |
Malawi | 2,018 | urban | male | 40 | 35-44 | second | 1 | 0 | Airtel Money | 0 | 0 | none | 6 | 1 | low_burden |
Zambia | 2,024 | urban | male | 60 | 55+ | fourth | 1 | 0 | MTN Mobile Money | 0 | 0 | none | 9 | 1 | low_burden |
Zambia | 2,018 | urban | male | 15 | 15-24 | fourth | 1 | 0 | Airtel Money | 0 | 0 | none | 4 | 1 | low_burden |
Mali | 2,024 | rural | female | 64 | 55+ | lowest | 0 | 0 | none | 0 | 0 | none | 1 | 0 | low_burden |
Kenya | 2,023 | urban | female | 56 | 55+ | middle | 1 | 0 | Airtel Money | 0 | 0 | none | 4 | 8 | low_burden |
Uganda | 2,024 | rural | male | 60 | 55+ | second | 1 | 0 | MTN Mobile Money | 0 | 0 | none | 2 | 15 | low_burden |
Tanzania | 2,021 | urban | male | 40 | 35-44 | second | 1 | 0 | M-Pesa | 0 | 0 | none | 3 | 1 | low_burden |
Zambia | 2,025 | urban | female | 38 | 35-44 | lowest | 1 | 1 | Zamtel Kwacha | 8 | 82.85 | savings,international_remittance,cash_deposit,merchant_payment | 6 | 12 | low_burden |
Niger | 2,019 | rural | male | 49 | 45-54 | fourth | 0 | 0 | none | 0 | 0 | none | 9 | 0 | low_burden |
Zambia | 2,021 | urban | female | 53 | 45-54 | fourth | 1 | 1 | Zamtel Kwacha | 9 | 187.69 | cash_withdrawal,savings,person_to_person | 8 | 10 | low_burden |
Malawi | 2,018 | rural | male | 70 | 55+ | middle | 0 | 0 | none | 0 | 0 | none | 3 | 0 | low_burden |
South Africa | 2,024 | urban | male | 66 | 55+ | lowest | 0 | 0 | none | 0 | 0 | none | 6 | 0 | low_burden |
Nigeria | 2,023 | rural | male | 18 | 15-24 | middle | 0 | 0 | none | 0 | 0 | none | 6 | 0 | low_burden |
Senegal | 2,024 | urban | female | 24 | 15-24 | lowest | 0 | 0 | none | 0 | 0 | none | 6 | 0 | low_burden |
Senegal | 2,024 | rural | male | 71 | 55+ | second | 1 | 1 | Wari | 12 | 70.12 | loan_repayment,person_to_person | 10 | 16 | low_burden |
Zambia | 2,020 | rural | male | 38 | 35-44 | second | 0 | 0 | none | 0 | 0 | none | 10 | 0 | low_burden |
DRC | 2,018 | urban | female | 49 | 45-54 | highest | 0 | 0 | none | 0 | 0 | none | 10 | 0 | low_burden |
Tanzania | 2,025 | urban | female | 18 | 15-24 | second | 1 | 1 | Tigo Pesa | 7 | 315.62 | cash_withdrawal,bill_payment,airtime_purchase,cash_deposit | 7 | 10 | low_burden |
South Africa | 2,021 | urban | male | 21 | 15-24 | middle | 0 | 0 | none | 0 | 0 | none | 10 | 0 | low_burden |
Tanzania | 2,018 | rural | male | 39 | 35-44 | highest | 1 | 1 | Airtel Money | 14 | 53.18 | cash_deposit,bill_payment,cash_withdrawal,savings,merchant_payment | 8 | 10 | low_burden |
Senegal | 2,025 | rural | female | 58 | 55+ | second | 0 | 0 | none | 0 | 0 | none | 8 | 0 | low_burden |
Zambia | 2,025 | urban | male | 61 | 55+ | highest | 0 | 0 | none | 0 | 0 | none | 3 | 0 | low_burden |
DRC | 2,021 | rural | female | 68 | 55+ | lowest | 0 | 0 | none | 0 | 0 | none | 10 | 0 | low_burden |
Malawi | 2,024 | rural | male | 26 | 25-34 | second | 1 | 0 | Airtel Money | 0 | 0 | none | 10 | 8 | low_burden |
Tanzania | 2,018 | rural | male | 27 | 25-34 | lowest | 0 | 0 | none | 0 | 0 | none | 9 | 0 | low_burden |
Kenya | 2,018 | rural | male | 47 | 45-54 | middle | 1 | 0 | M-Pesa | 0 | 0 | none | 6 | 3 | low_burden |
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