country
string
year
int64
urban_rural
string
gender
string
age
int64
age_group
string
income_quintile
string
account_ownership
int64
active_use
int64
provider
string
n_transactions_monthly
int64
avg_transaction_value_usd
float64
transaction_types
string
digital_literacy_score
int64
years_active
int64
scenario
string
Ethiopia
2,023
urban
male
59
55+
middle
0
0
none
0
0
none
3
0
low_burden
Mozambique
2,023
rural
female
23
15-24
highest
1
0
M-Pesa
0
0
none
9
7
low_burden
Zambia
2,020
urban
male
73
55+
highest
1
1
MTN Mobile Money
12
227.2
person_to_person,airtime_purchase,merchant_payment,cash_withdrawal,cash_deposit
9
5
low_burden
Niger
2,019
rural
female
40
35-44
fourth
1
0
Moov Money
0
0
none
10
8
low_burden
Malawi
2,020
rural
male
68
55+
highest
1
1
TNM Mpamba
8
69.96
savings,cash_withdrawal,person_to_person
7
11
low_burden
Ghana
2,024
rural
male
40
35-44
lowest
1
0
Vodafone Cash
0
0
none
1
9
low_burden
Mali
2,025
urban
male
39
35-44
fourth
0
0
none
0
0
none
10
0
low_burden
South Africa
2,025
urban
male
51
45-54
highest
0
0
none
0
0
none
5
0
low_burden
Ghana
2,019
rural
female
26
25-34
lowest
1
0
Vodafone Cash
0
0
none
6
10
low_burden
Mali
2,022
urban
female
51
45-54
lowest
1
1
Moov Money
4
357.89
airtime_purchase,cash_deposit
10
10
low_burden
Ghana
2,019
rural
male
73
55+
fourth
1
1
MTN Mobile Money
7
119.98
cash_deposit,merchant_payment,cash_withdrawal,savings,international_remittance
3
1
low_burden
Niger
2,023
urban
female
53
45-54
middle
0
0
none
0
0
none
8
0
low_burden
Mali
2,021
rural
female
19
15-24
lowest
0
0
none
0
0
none
9
0
low_burden
Malawi
2,023
urban
female
56
55+
second
1
1
TNM Mpamba
12
119.48
international_remittance,savings,loan_repayment,person_to_person,cash_deposit
7
12
low_burden
Mali
2,023
rural
male
17
15-24
second
0
0
none
0
0
none
9
0
low_burden
Tanzania
2,025
urban
male
21
15-24
second
0
0
none
0
0
none
10
0
low_burden
Uganda
2,021
rural
female
32
25-34
highest
1
0
MTN Mobile Money
0
0
none
7
8
low_burden
Uganda
2,020
urban
female
33
25-34
middle
1
0
MTN Mobile Money
0
0
none
3
7
low_burden
Malawi
2,022
rural
male
15
15-24
fourth
1
0
Airtel Money
0
0
none
9
9
low_burden
Mozambique
2,019
rural
female
16
15-24
lowest
0
0
none
0
0
none
9
0
low_burden
Uganda
2,018
urban
male
62
55+
second
0
0
none
0
0
none
5
0
low_burden
Malawi
2,022
urban
female
42
35-44
second
0
0
none
0
0
none
10
0
low_burden
Niger
2,024
urban
male
26
25-34
highest
1
0
Airtel Money
0
0
none
5
1
low_burden
Ghana
2,022
urban
female
40
35-44
highest
0
0
none
0
0
none
3
0
low_burden
Niger
2,024
urban
male
56
55+
second
0
0
none
0
0
none
3
0
low_burden
Tanzania
2,019
rural
male
59
55+
highest
0
0
none
0
0
none
6
0
low_burden
DRC
2,021
rural
female
32
25-34
lowest
1
0
M-Pesa
0
0
none
4
12
low_burden
Senegal
2,022
urban
male
25
15-24
second
1
0
Orange Money
0
0
none
9
13
low_burden
Senegal
2,020
rural
female
72
55+
fourth
1
0
Wari
0
0
none
7
12
low_burden
Nigeria
2,018
urban
female
52
45-54
second
0
0
none
0
0
none
6
0
low_burden
Malawi
2,018
rural
male
73
55+
highest
1
1
Airtel Money
5
130.29
cash_withdrawal,cash_deposit
3
7
low_burden
DRC
2,025
urban
male
33
25-34
lowest
1
0
Orange Money
0
0
none
10
5
low_burden
Kenya
2,022
rural
female
21
15-24
fourth
1
0
Airtel Money
0
0
none
10
9
low_burden
Mali
2,020
rural
female
37
35-44
lowest
0
0
none
0
0
none
4
0
low_burden
Zambia
2,020
urban
female
34
25-34
lowest
0
0
none
0
0
none
5
0
low_burden
Niger
2,018
urban
male
58
55+
second
0
0
none
0
0
none
10
0
low_burden
Rwanda
2,025
urban
female
57
55+
highest
1
1
Airtel Money
10
253.67
cash_withdrawal,savings,loan_repayment,cash_deposit,international_remittance
8
5
low_burden
Malawi
2,018
rural
female
19
15-24
middle
0
0
none
0
0
none
6
0
low_burden
Tanzania
2,024
rural
female
50
45-54
middle
1
0
M-Pesa
0
0
none
6
9
low_burden
Rwanda
2,019
rural
male
35
25-34
lowest
1
1
Airtel Money
4
128.63
bill_payment,cash_deposit,cash_withdrawal
8
9
low_burden
Nigeria
2,020
rural
male
51
45-54
lowest
0
0
none
0
0
none
3
0
low_burden
Senegal
2,020
rural
female
38
35-44
lowest
1
0
Wave
0
0
none
10
3
low_burden
Uganda
2,024
rural
female
47
45-54
fourth
1
0
MTN Mobile Money
0
0
none
6
8
low_burden
Rwanda
2,018
rural
male
57
55+
lowest
0
0
none
0
0
none
2
0
low_burden
Rwanda
2,020
rural
female
32
25-34
second
1
1
Airtel Money
11
71.66
airtime_purchase,savings,merchant_payment,person_to_person,bill_payment
10
6
low_burden
Uganda
2,020
urban
male
26
25-34
middle
1
0
MTN Mobile Money
0
0
none
10
12
low_burden
Mali
2,020
rural
male
57
55+
middle
0
0
none
0
0
none
10
0
low_burden
Malawi
2,019
urban
male
71
55+
second
0
0
none
0
0
none
8
0
low_burden
Mali
2,025
urban
male
41
35-44
lowest
0
0
none
0
0
none
4
0
low_burden
Kenya
2,021
rural
male
74
55+
second
1
0
M-Pesa
0
0
none
6
7
low_burden
Nigeria
2,021
urban
male
26
25-34
fourth
1
1
PalmPay
9
68.14
person_to_person,bill_payment,airtime_purchase,cash_deposit,international_remittance
8
5
low_burden
Zambia
2,021
urban
male
64
55+
lowest
1
0
Airtel Money
0
0
none
7
5
low_burden
Nigeria
2,025
urban
female
74
55+
fourth
0
0
none
0
0
none
3
0
low_burden
Tanzania
2,020
rural
female
32
25-34
lowest
1
0
M-Pesa
0
0
none
5
4
low_burden
Rwanda
2,020
rural
female
23
15-24
highest
0
0
none
0
0
none
6
0
low_burden
Nigeria
2,020
urban
male
54
45-54
highest
1
1
Paga
12
51.64
merchant_payment,cash_withdrawal,international_remittance
7
2
low_burden
Niger
2,020
urban
female
67
55+
lowest
0
0
none
0
0
none
5
0
low_burden
Uganda
2,018
rural
male
19
15-24
second
1
0
MTN Mobile Money
0
0
none
9
8
low_burden
Nigeria
2,022
rural
female
53
45-54
second
0
0
none
0
0
none
10
0
low_burden
Senegal
2,018
urban
female
67
55+
fourth
0
0
none
0
0
none
6
0
low_burden
Mali
2,019
rural
male
16
15-24
middle
0
0
none
0
0
none
8
0
low_burden
Nigeria
2,019
rural
male
45
35-44
middle
0
0
none
0
0
none
2
0
low_burden
Tanzania
2,020
urban
female
19
15-24
lowest
0
0
none
0
0
none
4
0
low_burden
Mozambique
2,024
rural
female
25
15-24
lowest
0
0
none
0
0
none
2
0
low_burden
South Africa
2,022
rural
female
44
35-44
fourth
1
1
Vodapay
10
17.34
person_to_person,airtime_purchase,cash_deposit,loan_repayment,merchant_payment
10
11
low_burden
Senegal
2,025
rural
female
34
25-34
middle
0
0
none
0
0
none
5
0
low_burden
Malawi
2,020
rural
female
20
15-24
fourth
0
0
none
0
0
none
8
0
low_burden
Ethiopia
2,025
rural
male
63
55+
fourth
0
0
none
0
0
none
7
0
low_burden
Rwanda
2,018
rural
female
27
25-34
middle
1
1
Airtel Money
9
83.26
merchant_payment,savings,bill_payment
3
2
low_burden
Senegal
2,022
rural
male
67
55+
middle
0
0
none
0
0
none
2
0
low_burden
Tanzania
2,024
rural
female
25
15-24
highest
1
0
M-Pesa
0
0
none
9
8
low_burden
Kenya
2,022
rural
male
46
45-54
fourth
0
0
none
0
0
none
8
0
low_burden
Nigeria
2,025
rural
female
58
55+
highest
1
1
PalmPay
7
59.44
bill_payment,airtime_purchase,cash_deposit,cash_withdrawal,merchant_payment
6
13
low_burden
South Africa
2,020
rural
female
43
35-44
highest
1
0
Vodapay
0
0
none
4
9
low_burden
Malawi
2,018
urban
male
40
35-44
second
1
0
Airtel Money
0
0
none
6
1
low_burden
Zambia
2,024
urban
male
60
55+
fourth
1
0
MTN Mobile Money
0
0
none
9
1
low_burden
Zambia
2,018
urban
male
15
15-24
fourth
1
0
Airtel Money
0
0
none
4
1
low_burden
Mali
2,024
rural
female
64
55+
lowest
0
0
none
0
0
none
1
0
low_burden
Kenya
2,023
urban
female
56
55+
middle
1
0
Airtel Money
0
0
none
4
8
low_burden
Uganda
2,024
rural
male
60
55+
second
1
0
MTN Mobile Money
0
0
none
2
15
low_burden
Tanzania
2,021
urban
male
40
35-44
second
1
0
M-Pesa
0
0
none
3
1
low_burden
Zambia
2,025
urban
female
38
35-44
lowest
1
1
Zamtel Kwacha
8
82.85
savings,international_remittance,cash_deposit,merchant_payment
6
12
low_burden
Niger
2,019
rural
male
49
45-54
fourth
0
0
none
0
0
none
9
0
low_burden
Zambia
2,021
urban
female
53
45-54
fourth
1
1
Zamtel Kwacha
9
187.69
cash_withdrawal,savings,person_to_person
8
10
low_burden
Malawi
2,018
rural
male
70
55+
middle
0
0
none
0
0
none
3
0
low_burden
South Africa
2,024
urban
male
66
55+
lowest
0
0
none
0
0
none
6
0
low_burden
Nigeria
2,023
rural
male
18
15-24
middle
0
0
none
0
0
none
6
0
low_burden
Senegal
2,024
urban
female
24
15-24
lowest
0
0
none
0
0
none
6
0
low_burden
Senegal
2,024
rural
male
71
55+
second
1
1
Wari
12
70.12
loan_repayment,person_to_person
10
16
low_burden
Zambia
2,020
rural
male
38
35-44
second
0
0
none
0
0
none
10
0
low_burden
DRC
2,018
urban
female
49
45-54
highest
0
0
none
0
0
none
10
0
low_burden
Tanzania
2,025
urban
female
18
15-24
second
1
1
Tigo Pesa
7
315.62
cash_withdrawal,bill_payment,airtime_purchase,cash_deposit
7
10
low_burden
South Africa
2,021
urban
male
21
15-24
middle
0
0
none
0
0
none
10
0
low_burden
Tanzania
2,018
rural
male
39
35-44
highest
1
1
Airtel Money
14
53.18
cash_deposit,bill_payment,cash_withdrawal,savings,merchant_payment
8
10
low_burden
Senegal
2,025
rural
female
58
55+
second
0
0
none
0
0
none
8
0
low_burden
Zambia
2,025
urban
male
61
55+
highest
0
0
none
0
0
none
3
0
low_burden
DRC
2,021
rural
female
68
55+
lowest
0
0
none
0
0
none
10
0
low_burden
Malawi
2,024
rural
male
26
25-34
second
1
0
Airtel Money
0
0
none
10
8
low_burden
Tanzania
2,018
rural
male
27
25-34
lowest
0
0
none
0
0
none
9
0
low_burden
Kenya
2,018
rural
male
47
45-54
middle
1
0
M-Pesa
0
0
none
6
3
low_burden