country
string
year
int64
urban_rural
string
gender
string
age
int64
age_group
string
income_quintile
string
account_ownership
int64
active_use
int64
provider
string
n_transactions_monthly
int64
avg_transaction_value_usd
float64
transaction_types
string
digital_literacy_score
int64
years_active
int64
scenario
string
Senegal
2,019
rural
female
29
25-34
highest
1
0
Wari
0
0
none
3
10
moderate_burden
Ethiopia
2,024
rural
female
15
15-24
middle
0
0
none
0
0
none
4
0
moderate_burden
South Africa
2,023
rural
female
55
45-54
middle
0
0
none
0
0
none
5
0
moderate_burden
DRC
2,021
rural
male
16
15-24
highest
1
1
Airtel Money
8
44.58
merchant_payment,savings,person_to_person
7
8
moderate_burden
Ethiopia
2,018
rural
male
23
15-24
second
0
0
none
0
0
none
3
0
moderate_burden
South Africa
2,021
rural
male
26
25-34
lowest
0
0
none
0
0
none
8
0
moderate_burden
Niger
2,022
urban
female
25
15-24
middle
1
0
Airtel Money
0
0
none
9
10
moderate_burden
Kenya
2,025
rural
female
64
55+
highest
1
1
Airtel Money
7
45.99
cash_withdrawal,person_to_person,savings
10
12
moderate_burden
Zambia
2,023
rural
female
65
55+
fourth
0
0
none
0
0
none
1
0
moderate_burden
Nigeria
2,024
urban
male
56
55+
highest
0
0
none
0
0
none
6
0
moderate_burden
Malawi
2,022
rural
male
45
35-44
lowest
1
0
Airtel Money
0
0
none
1
6
moderate_burden
Kenya
2,024
rural
male
18
15-24
lowest
0
0
none
0
0
none
3
0
moderate_burden
Ethiopia
2,020
rural
male
64
55+
middle
0
0
none
0
0
none
2
0
moderate_burden
Mozambique
2,020
rural
female
51
45-54
fourth
0
0
none
0
0
none
9
0
moderate_burden
Rwanda
2,023
rural
female
61
55+
highest
1
1
MTN Mobile Money
2
41.74
cash_deposit,merchant_payment,airtime_purchase,loan_repayment
1
12
moderate_burden
DRC
2,018
rural
male
32
25-34
middle
1
0
Orange Money
0
0
none
2
7
moderate_burden
Tanzania
2,025
rural
male
36
35-44
middle
1
0
Tigo Pesa
0
0
none
2
15
moderate_burden
Rwanda
2,022
rural
female
67
55+
highest
0
0
none
0
0
none
7
0
moderate_burden
Malawi
2,023
rural
male
63
55+
highest
1
0
Airtel Money
0
0
none
8
5
moderate_burden
Mozambique
2,018
urban
female
50
45-54
second
0
0
none
0
0
none
6
0
moderate_burden
Zambia
2,018
urban
male
54
45-54
fourth
0
0
none
0
0
none
9
0
moderate_burden
Ethiopia
2,018
rural
female
22
15-24
fourth
0
0
none
0
0
none
10
0
moderate_burden
Mali
2,022
rural
female
28
25-34
highest
1
0
Orange Money
0
0
none
8
14
moderate_burden
Mali
2,025
urban
female
37
35-44
fourth
1
1
Moov Money
18
83.88
savings,bill_payment
10
13
moderate_burden
Ghana
2,018
rural
male
32
25-34
second
1
0
Vodafone Cash
0
0
none
9
7
moderate_burden
Zambia
2,025
rural
female
19
15-24
middle
0
0
none
0
0
none
2
0
moderate_burden
Nigeria
2,023
rural
male
27
25-34
lowest
0
0
none
0
0
none
6
0
moderate_burden
Malawi
2,018
urban
female
59
55+
fourth
0
0
none
0
0
none
10
0
moderate_burden
Malawi
2,025
urban
male
24
15-24
lowest
0
0
none
0
0
none
6
0
moderate_burden
Zambia
2,018
rural
female
20
15-24
middle
1
1
Zamtel Kwacha
6
109.06
cash_withdrawal,cash_deposit,airtime_purchase,bill_payment
3
6
moderate_burden
Rwanda
2,023
rural
male
61
55+
second
0
0
none
0
0
none
4
0
moderate_burden
Senegal
2,022
rural
female
49
45-54
lowest
0
0
none
0
0
none
8
0
moderate_burden
DRC
2,025
rural
female
58
55+
middle
1
1
M-Pesa
6
55.4
international_remittance,person_to_person,cash_withdrawal
10
16
moderate_burden
Nigeria
2,019
rural
male
50
45-54
fourth
1
0
Paga
0
0
none
9
8
moderate_burden
Tanzania
2,023
rural
female
69
55+
lowest
0
0
none
0
0
none
7
0
moderate_burden
Uganda
2,024
rural
female
17
15-24
second
1
0
MTN Mobile Money
0
0
none
7
7
moderate_burden
Senegal
2,021
urban
female
41
35-44
highest
1
1
Wari
14
331.83
cash_deposit,international_remittance,merchant_payment,person_to_person
5
9
moderate_burden
Ghana
2,022
rural
male
59
55+
second
1
0
Vodafone Cash
0
0
none
3
10
moderate_burden
Ghana
2,025
rural
female
61
55+
middle
1
0
MTN Mobile Money
0
0
none
4
2
moderate_burden
DRC
2,019
rural
female
36
35-44
fourth
1
1
M-Pesa
8
65.87
international_remittance,savings,cash_deposit,person_to_person,loan_repayment
3
10
moderate_burden
Malawi
2,021
urban
male
22
15-24
highest
0
0
none
0
0
none
8
0
moderate_burden
Niger
2,021
rural
female
49
45-54
highest
0
0
none
0
0
none
6
0
moderate_burden
Niger
2,025
rural
female
39
35-44
second
0
0
none
0
0
none
5
0
moderate_burden
Malawi
2,024
rural
female
49
45-54
fourth
1
1
TNM Mpamba
9
83.63
savings,airtime_purchase,person_to_person,cash_deposit,cash_withdrawal
2
15
moderate_burden
Nigeria
2,024
rural
male
41
35-44
lowest
0
0
none
0
0
none
2
0
moderate_burden
Senegal
2,024
rural
female
52
45-54
middle
1
0
Orange Money
0
0
none
7
10
moderate_burden
Rwanda
2,019
rural
female
34
25-34
lowest
0
0
none
0
0
none
8
0
moderate_burden
Malawi
2,021
urban
female
45
35-44
second
0
0
none
0
0
none
4
0
moderate_burden
Malawi
2,018
urban
male
26
25-34
middle
1
0
Airtel Money
0
0
none
3
10
moderate_burden
Nigeria
2,024
urban
female
26
25-34
middle
1
0
OPay
0
0
none
10
6
moderate_burden
Niger
2,018
rural
female
36
35-44
lowest
0
0
none
0
0
none
2
0
moderate_burden
Nigeria
2,023
urban
male
46
45-54
fourth
0
0
none
0
0
none
5
0
moderate_burden
Nigeria
2,018
rural
male
22
15-24
lowest
0
0
none
0
0
none
4
0
moderate_burden
Rwanda
2,018
urban
male
64
55+
highest
1
1
MTN Mobile Money
8
83.21
cash_deposit,person_to_person,merchant_payment
9
4
moderate_burden
Kenya
2,023
rural
female
48
45-54
middle
1
0
Airtel Money
0
0
none
5
4
moderate_burden
Ethiopia
2,024
urban
female
52
45-54
second
0
0
none
0
0
none
2
0
moderate_burden
Ethiopia
2,022
rural
male
39
35-44
fourth
1
0
M-Birr
0
0
none
10
4
moderate_burden
Mozambique
2,024
rural
female
24
15-24
lowest
0
0
none
0
0
none
2
0
moderate_burden
Ghana
2,022
urban
male
18
15-24
second
1
0
Vodafone Cash
0
0
none
5
3
moderate_burden
Rwanda
2,022
rural
male
33
25-34
highest
1
1
Airtel Money
2
66.56
cash_withdrawal,cash_deposit,airtime_purchase
9
4
moderate_burden
Zambia
2,022
rural
male
49
45-54
lowest
1
1
MTN Mobile Money
8
154.1
loan_repayment,international_remittance,cash_deposit,airtime_purchase
4
6
moderate_burden
Mali
2,023
rural
female
55
45-54
fourth
1
0
Orange Money
0
0
none
10
5
moderate_burden
Niger
2,021
urban
male
45
35-44
highest
0
0
none
0
0
none
2
0
moderate_burden
Mozambique
2,023
urban
female
50
45-54
middle
1
1
e-Mola
9
132.49
international_remittance,bill_payment,cash_deposit,person_to_person
9
6
moderate_burden
Malawi
2,023
urban
male
64
55+
second
1
0
Airtel Money
0
0
none
10
12
moderate_burden
Nigeria
2,020
urban
female
28
25-34
lowest
0
0
none
0
0
none
5
0
moderate_burden
Ethiopia
2,024
rural
female
55
45-54
lowest
0
0
none
0
0
none
10
0
moderate_burden
Uganda
2,018
rural
female
28
25-34
second
0
0
none
0
0
none
8
0
moderate_burden
Tanzania
2,020
urban
female
36
35-44
fourth
1
0
M-Pesa
0
0
none
2
5
moderate_burden
Rwanda
2,024
urban
female
66
55+
second
1
1
Airtel Money
11
40.7
merchant_payment,bill_payment,loan_repayment
10
13
moderate_burden
Senegal
2,025
urban
female
73
55+
lowest
1
0
Wari
0
0
none
2
16
moderate_burden
DRC
2,020
urban
female
54
45-54
fourth
1
0
M-Pesa
0
0
none
8
2
moderate_burden
Nigeria
2,019
rural
female
27
25-34
second
0
0
none
0
0
none
2
0
moderate_burden
DRC
2,024
rural
female
49
45-54
middle
0
0
none
0
0
none
7
0
moderate_burden
Niger
2,024
rural
male
20
15-24
fourth
0
0
none
0
0
none
10
0
moderate_burden
Niger
2,020
urban
male
54
45-54
fourth
0
0
none
0
0
none
4
0
moderate_burden
Mozambique
2,018
urban
female
42
35-44
highest
1
1
M-Pesa
15
360.37
cash_deposit,loan_repayment,savings
10
3
moderate_burden
Ghana
2,025
rural
male
68
55+
lowest
0
0
none
0
0
none
8
0
moderate_burden
Uganda
2,023
urban
female
65
55+
fourth
1
0
Airtel Money
0
0
none
2
8
moderate_burden
Senegal
2,019
urban
female
23
15-24
second
0
0
none
0
0
none
5
0
moderate_burden
Senegal
2,018
urban
female
73
55+
lowest
0
0
none
0
0
none
2
0
moderate_burden
Mali
2,023
rural
female
74
55+
middle
0
0
none
0
0
none
7
0
moderate_burden
Ethiopia
2,019
urban
female
23
15-24
middle
0
0
none
0
0
none
6
0
moderate_burden
Kenya
2,018
rural
male
51
45-54
middle
1
1
M-Pesa
7
121.37
merchant_payment,person_to_person,savings,loan_repayment,cash_deposit
6
8
moderate_burden
Tanzania
2,019
urban
female
67
55+
lowest
1
1
Tigo Pesa
11
72.74
savings,bill_payment,cash_withdrawal
2
4
moderate_burden
Niger
2,018
urban
female
62
55+
lowest
0
0
none
0
0
none
7
0
moderate_burden
Ghana
2,018
urban
male
68
55+
second
1
0
Vodafone Cash
0
0
none
7
8
moderate_burden
Ethiopia
2,018
rural
female
58
55+
middle
0
0
none
0
0
none
10
0
moderate_burden
Malawi
2,022
rural
male
66
55+
highest
1
0
TNM Mpamba
0
0
none
6
6
moderate_burden
Tanzania
2,018
urban
male
28
25-34
fourth
1
0
Airtel Money
0
0
none
10
9
moderate_burden
Rwanda
2,022
rural
male
51
45-54
second
0
0
none
0
0
none
3
0
moderate_burden
DRC
2,021
urban
male
65
55+
highest
1
1
Airtel Money
13
33.91
loan_repayment,cash_withdrawal,merchant_payment
3
7
moderate_burden
Tanzania
2,019
urban
female
57
55+
middle
0
0
none
0
0
none
8
0
moderate_burden
Ghana
2,018
urban
female
71
55+
second
0
0
none
0
0
none
4
0
moderate_burden
DRC
2,021
urban
male
70
55+
second
0
0
none
0
0
none
10
0
moderate_burden
Kenya
2,019
urban
male
20
15-24
middle
1
0
M-Pesa
0
0
none
10
2
moderate_burden
Senegal
2,024
urban
male
38
35-44
second
1
0
Wave
0
0
none
5
15
moderate_burden
Ghana
2,024
rural
male
67
55+
lowest
1
1
Vodafone Cash
7
59.44
person_to_person,international_remittance
3
2
moderate_burden
Senegal
2,022
urban
male
43
35-44
highest
1
0
Orange Money
0
0
none
10
5
moderate_burden
Ethiopia
2,023
urban
male
71
55+
second
1
0
telebirr
0
0
none
2
12
moderate_burden